Banco Bradesco S.A. (BBD) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 29, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Mar 25, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BBD SEC filings page.
This page shows Banco Bradesco S.A. (BBD) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Banco Bradesco S.A. does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Banco Bradesco S.A. passes 3 of 5 computable financial strength tests (4 of the nine could not be computed from available data). 2 of 4 profitability signals pass, all 1 leverage/liquidity signals pass.
Key Financial Metrics
Earnings & Revenue
Banco Bradesco S.A. reported $4.3B in net income in fiscal year 2025. This represents an increase of 54.9% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Banco Bradesco S.A. recorded an outflow of $12.3B in free cash flow in fiscal year 2025, representing a cash shortfall after capex. This represents a decrease of 259.1% from the prior year.
Banco Bradesco S.A. held $35.3B in cash against $7.1B in long-term debt as of fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
Banco Bradesco S.A.'s ROE was 13.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 3.0 percentage points from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
Banco Bradesco S.A. invested $917.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 147.0% from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
BBD Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F | FY1020-F | FY0920-F | FY0820-F | FY0720-F |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $40.7B+9.3% | $37.2B+75.6% | $21.2B-22.8% | $27.5B |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $5.9B+25.1% | $4.7B+49.6% | $3.2B-10.1% | $3.5B |
| Interest Expense | $35.4B+51.7% | $23.3B-27.6% | $32.2B+30.2% | $24.7B+150.3% | $9.9Bn/m | -$9.4Bn/m | -$14.6B-202.4% | $14.2B-37.6% | $22.8B-18.4% | $28.0B+55.2% | $18.0B | $15.4B+27.8% | $12.1B-1.9% | $12.3B+71.7% | $7.2B |
| Income Tax | $529.5M+410.3% | $103.8M-88.3% | $885.1Mn/m | -$598.7Mn/m | -$1.7B-173.8% | $2.3Bn/m | -$1.9B-379.3% | $694.1M-64.2% | $1.9B-54.6% | $4.3Bn/m | -$2.2B | $3.3B+28.7% | $2.5Bn/m | -$173.4M-109.2% | $1.9B |
| Net Income | $4.3B+54.9% | $2.8B-5.0% | $2.9B-26.8% | $4.0B-3.4% | $4.2B+36.3% | $3.0B-41.7% | $5.2B+22.4% | $4.3B-17.2% | $5.2B-6.2% | $5.5B+20.1% | $4.6B | $5.8B+9.8% | $5.3B+74.3% | $3.0B-32.1% | $4.5B |
| EPS (Basic) | N/A | N/A | $0.26-26.8% | $0.36-3.7% | $0.37+36.8% | $0.27 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| EPS (Diluted) | N/A | N/A | $0.29-26.5% | $0.40-2.9% | $0.41+36.5% | $0.30 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA, Diluted Shares (Avg).
No annual filing on record for: FY2011, FY2012, FY2013, FY2014.
BBD Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F | FY1020-F | FY0920-F | FY0820-F | FY0720-F |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $425.5B+27.1% | $334.7B-15.8% | $397.3B+17.2% | $339.1B+12.8% | $300.6B-2.7% | $309.0B-9.9% | $343.0B+1.9% | $336.4B-9.0% | $369.7B+0.9% | $366.4B+41.3% | $259.3B | $373.8B+31.1% | $285.1B+51.4% | $188.3B | N/A |
| Cash & Equivalents | $35.3B+5.0% | $33.6B-12.6% | $38.5B+61.3% | $23.9B+86.4% | $12.8B-65.1% | $36.7B+138.6% | $15.4B-45.8% | $28.4B-39.7% | $47.1B-15.4% | $55.7B+49.8% | $37.2B | $21.9B-54.5% | $48.2B+93.7% | $24.9B+10.4% | $22.5B |
| Goodwill | $4.7B+22.4% | $3.8B-15.7% | $4.6B+28.1% | $3.6B+33.0% | $2.7B-5.3% | $2.8B-22.9% | $3.7B-11.9% | $4.2B-14.9% | $4.9B+0.6% | $4.9B+159.5% | $1.9B | $711.3M+0.4% | $708.2M+27.4% | $556.0M | N/A |
| Total Liabilities | $392.8B+27.8% | $307.3B-15.3% | $362.8B+17.5% | $308.8B+12.9% | $273.6B-2.6% | $280.8B-9.2% | $309.3B+1.6% | $304.3B-8.9% | $334.1B0.0% | $334.0B+41.3% | $236.4B | $342.0B+32.2% | $258.7B+50.2% | $172.2B | N/A |
| Long-Term Debt | $7.1B-5.8% | $7.6B+60.9% | $4.7B-23.8% | $6.2B+29.6% | $4.8B+3.2% | $4.6B-36.6% | $7.3B-4.8% | $7.6B+36.8% | $5.6B-17.9% | $6.8B | N/A | $45.2B+55.1% | $29.2B+42.7% | $20.4B | N/A |
| Total Equity | $32.6B+19.6% | $27.2B-20.6% | $34.3B+13.6% | $30.2B+12.3% | $26.9B-4.2% | $28.0B-16.6% | $33.6B+5.0% | $32.0B-9.6% | $35.4B+9.5% | $32.4B+41.0% | $23.0B | $31.8B+20.0% | $26.5B+64.3% | $16.1B-14.1% | $18.8B |
| Retained Earnings | -$12.9Mn/m | -$405.8Mn/m | -$157.7M-752.9% | $24.2M-86.4% | $178.0Mn/m | -$45.1M-138.1% | $118.3M-77.4% | $524.5M-76.3% | $2.2B+46.9% | $1.5B | N/A | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.
No annual filing on record for: FY2011, FY2012, FY2013, FY2014.
BBD Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F | FY1020-F | FY0920-F | FY0820-F | FY0720-F |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$11.4B-240.6% | $8.1Bn/m | -$36.6M-100.4% | $9.4Bn/m | -$18.3B-166.7% | $27.4Bn/m | -$4.8Bn/m | -$1.7B-115.6% | $10.7B-35.3% | $16.6Bn/m | -$15.5B | $4.8B-55.7% | $10.8Bn/m | -$12.2B-214.6% | $10.7B |
| Depreciation & Amortization | $446.5M+5.2% | $424.3M-21.6% | $541.2M+13.0% | $478.8M-1.6% | $486.6M-14.6% | $570.0M-16.3% | $681.1M+81.0% | $376.3M+0.7% | $373.6M+6.6% | $350.5M+31.2% | $267.1M | $761.8M+26.1% | $604.3M+58.7% | $380.9M-9.2% | $419.3M |
| Capital Expenditures | $917.0M+147.0% | $371.3M-7.8% | $402.5M-12.8% | $461.7M+122.5% | $207.5M-40.0% | $345.7M-47.2% | $654.3M+6.2% | $615.8M+7.5% | $572.9M-32.9% | $854.3M+55.1% | $551.0M | $1.2B+49.7% | $769.0M+38.0% | $557.3M+3.1% | $540.8M |
| Free Cash Flow | -$12.3B-259.1% | $7.8Bn/m | -$439.1M-104.9% | $9.0Bn/m | -$18.5B-168.3% | $27.1Bn/m | -$5.5Bn/m | -$2.3B-122.5% | $10.2B-35.4% | $15.7Bn/m | -$16.0B | $3.6B-63.8% | $10.0Bn/m | -$12.8B-226.2% | $10.1B |
| Investing Cash Flow | $10.9Bn/m | -$810.7M-104.7% | $17.2Bn/m | -$3.4Bn/m | -$3.5B-187.9% | $3.9Bn/m | -$3.8Bn/m | -$8.9Bn/m | -$5.5B-295.6% | $2.8Bn/m | -$3.0B | -$90.5Bn/m | -$15.7Bn/m | -$16.4Bn/m | -$24.9B |
| Financing Cash Flow | -$2.1Bn/m | -$3.8Bn/m | -$4.8B-214.6% | $4.1Bn/m | -$288.6Mn/m | -$7.0Bn/m | -$3.6Bn/m | -$1.4Bn/m | -$13.1Bn/m | -$7.2B-320.3% | $3.3B | $57.1B+184.2% | $20.1B-44.4% | $36.2B+18.9% | $30.4B |
| Dividends Paid | $2.2B+104.2% | $1.1B-42.5% | $1.8B+166.0% | $691.8M-61.1% | $1.8B+544.9% | $275.8M-93.8% | $4.4B+162.1% | $1.7B-14.3% | $2.0B+14.0% | $1.7B+36.4% | $1.3B | $1.8B+6.4% | $1.6B+21.0% | $1.4B+199.8% | $454.2M |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $2.9M-91.3% | $33.6M | $9.0M-91.5% | $105.6M+4784.8% | $2.2M-95.3% | $46.1M |
Not reported in any period shown, so not listed: Stock-Based Compensation.
No annual filing on record for: FY2011, FY2012, FY2013, FY2014.
BBD Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY2520-F | FY2420-F | FY2320-F | FY2220-F | FY2120-F | FY2020-F | FY1920-F | FY1820-F | FY1720-F | FY1620-F | FY1520-F | FY1020-F | FY0920-F | FY0820-F | FY0720-F |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 14.3%+0.1pp | 14.2%-0.1pp | 14.3%-1.9pp | 16.3% |
| Return on Equity | 13.3%+3.0pp | 10.2%+1.7pp | 8.6%-4.7pp | 13.3%-2.2pp | 15.5%+4.6pp | 10.9%-4.7pp | 15.6%+2.2pp | 13.3%-1.2pp | 14.6%-2.4pp | 17.0%-2.9pp | 19.9% | 18.3%-1.7pp | 20.0%+1.2pp | 18.8%-5.0pp | 23.8% |
| Return on Assets | 1.0%+0.2pp | 0.8%+0.1pp | 0.7%-0.4pp | 1.2%-0.2pp | 1.4%+0.4pp | 1.0%-0.5pp | 1.5%+0.3pp | 1.3%-0.1pp | 1.4%-0.1pp | 1.5%-0.3pp | 1.8% | 1.6%-0.3pp | 1.9%+0.2pp | 1.6% | N/A |
| Debt-to-Equity | 0.22-0.1x | 0.28+0.1x | 0.14-0.1x | 0.200.0x | 0.180.0x | 0.16-0.1x | 0.220.0x | 0.24+0.1x | 0.16-0.1x | 0.21 | N/A | 1.42+0.3x | 1.10-0.2x | 1.27 | N/A |
| Liabilities-to-Equity | 12.06+0.8x | 11.29+0.7x | 10.58+0.4x | 10.230.0x | 10.18+0.2x | 10.02+0.8x | 9.20-0.3x | 9.50+0.1x | 9.43-0.9x | 10.320.0x | 10.29 | 10.77+1.0x | 9.77-0.9x | 10.69 | N/A |
| Asset Turnover | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 0.110.0x | 0.130.0x | 0.11 | N/A |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | 8.9%-18.0pp | 27.0%+87.3pp | -60.4%-97.3pp | 36.9% |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
No annual filing on record for: FY2011, FY2012, FY2013, FY2014.
Where Banco Bradesco S.A. Ranks
Frequently Asked Questions
Is Banco Bradesco S.A. profitable?
Yes, Banco Bradesco S.A. (BBD) reported a net income of $4.3B in fiscal year 2025.
How much debt does Banco Bradesco S.A. have?
As of fiscal year 2025, Banco Bradesco S.A. (BBD) had $35.3B in cash and equivalents against $7.1B in long-term debt.
What is Banco Bradesco S.A.'s return on equity (ROE)?
Banco Bradesco S.A. (BBD) has a return on equity of 13.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Banco Bradesco S.A.'s free cash flow?
Banco Bradesco S.A. (BBD) recorded an outflow of $12.3B in free cash flow during fiscal year 2025. This represents a -259.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Banco Bradesco S.A.'s operating cash flow?
Banco Bradesco S.A. (BBD) recorded an outflow of $11.4B in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are Banco Bradesco S.A.'s total assets?
Banco Bradesco S.A. (BBD) had $425.5B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Banco Bradesco S.A.'s capital expenditures?
Banco Bradesco S.A. (BBD) invested $917.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Banco Bradesco S.A.'s debt-to-equity ratio?
Banco Bradesco S.A. (BBD) had a debt-to-equity ratio of 0.22 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
What is Banco Bradesco S.A.'s liabilities-to-equity ratio?
Banco Bradesco S.A. (BBD) had a liabilities-to-equity ratio of 12.06 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
What is Banco Bradesco S.A.'s return on assets (ROA)?
Banco Bradesco S.A. (BBD) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Banco Bradesco S.A.'s P/E ratio?
Banco Bradesco S.A. (BBD) trades at 6.8x earnings, its market capitalization divided by $4.3B net income, FY2025. The market capitalization is $29.4B as of Oct 29, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Banco Bradesco S.A.'s price-to-sales ratio?
Banco Bradesco S.A. (BBD) has no price-to-sales ratio at the moment: no revenue reported. The market capitalization is $29.4B as of Oct 29, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Banco Bradesco S.A.'s Piotroski F-Score?
Banco Bradesco S.A. (BBD) has a Piotroski F-Score of 3 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.