What is Saul Ctrs Inc's earnings per share (EPS)?

Saul Ctrs Inc (BFS) reported diluted earnings per share of $1.09 for fiscal year 2025. This represents a -33.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Saul Ctrs Inc Financials

BFS

Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Saul Ctrs Inc (BFS) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 64/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

100

Saul Ctrs Inc has an operating margin of 67.4%, meaning the company retains $67 of operating profit per $100 of revenue. This strong profitability earns a score of 100/100, reflecting efficient cost management and pricing power. This is down from 75.8% the prior year.

Growth

Saul Ctrs Inc's revenue grew 7.8% year-over-year to $289.8M, a solid pace of expansion. This earns a growth score of 46/100.

Leverage

Saul Ctrs Inc carries a low D/E ratio of 1.52, meaning only $1.52 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 71/100, indicating a strong balance sheet with room for future borrowing.

Returns

Saul Ctrs Inc's ROE of 12.2% shows moderate profitability relative to equity, earning a score of 38/100. This is down from 15.1% the prior year.

Piotroski F-Score Neutral

4/9

Saul Ctrs Inc passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

2.66x

For every $1 of reported earnings, Saul Ctrs Inc generates $2.66 in operating cash flow ($99.8M OCF vs $37.5M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Adequate

2.8x

Saul Ctrs Inc earns $2.8 in operating income for every $1 of interest expense ($195.3M vs $70.7M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.

Key Financial Metrics

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Earnings & Revenue

Revenue

$289.8M

YoY+7.8%

5Y CAGR+5.2%

10Y CAGR+3.3%

Saul Ctrs Inc generated $289.8M in revenue in fiscal year 2025. This represents an increase of 7.8% from the prior year.

EBITDA

$254.1M

YoY-0.1%

10Y CAGR+10.2%

Saul Ctrs Inc's EBITDA was $254.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 0.1% from the prior year.

Net Income

$37.5M

YoY-25.9%

5Y CAGR-1.5%

10Y CAGR-1.2%

Saul Ctrs Inc reported $37.5M in net income in fiscal year 2025. This represents a decrease of 25.9% from the prior year.

EPS (Diluted)

$1.09

YoY-33.1%

5Y CAGR-2.7%

10Y CAGR-2.6%

Saul Ctrs Inc earned $1.09 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 33.1% from the prior year.

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$8.7M

YoY-15.1%

5Y CAGR-20.1%

10Y CAGR-1.3%

Saul Ctrs Inc held $8.7M in cash against $468.4M in long-term debt as of fiscal year 2025.

Dividends Per Share

$2.36

YoY+0.0%

5Y CAGR+2.2%

10Y CAGR+3.4%

Saul Ctrs Inc paid $2.36 per share in dividends in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Shares Outstanding

25M

YoY+1.0%

5Y CAGR+0.9%

10Y CAGR+1.4%

Saul Ctrs Inc had 25M shares outstanding in fiscal year 2025. This represents an increase of 1.0% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

67.4%

YoY-8.4pp

10Y CAGR+42.1pp

Saul Ctrs Inc's operating margin was 67.4% in fiscal year 2025, reflecting core business profitability. This is down 8.4 percentage points from the prior year.

Net Margin

12.9%

YoY-5.9pp

5Y CAGR-5.0pp

10Y CAGR-7.4pp

Saul Ctrs Inc's net profit margin was 12.9% in fiscal year 2025, showing the share of revenue converted to profit. This is down 5.9 percentage points from the prior year.

Return on Equity

12.2%

YoY-2.9pp

5Y CAGR+1.1pp

10Y CAGR-1.8pp

Saul Ctrs Inc's ROE was 12.2% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 2.9 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

BFS Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$289.8M+7.8%	$268.8M+4.5%	$257.2M+4.6%	$245.9M+2.8%	$239.2M+6.2%	$225.2M
Cost of Revenue	N/A	N/A	$67.1M+4.1%	$64.5M+4.7%	$61.6M+5.5%	$58.4M
Gross Profit	N/A	N/A	$190.1M+4.8%	$181.3M+2.1%	$177.6M+6.5%	$166.8M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$26.9M+7.4%	$25.1M+6.9%	$23.5M+4.8%	$22.4M+10.6%	$20.3M+6.0%	$19.1M
Operating Income	$195.3M-4.1%	$203.8M+7.6%	$189.4M+4.9%	$180.5M	N/A	N/A
Interest Expense	$70.7M+31.3%	$53.9M+8.9%	$49.4M+12.3%	$44.0M-3.1%	$45.4M-2.6%	$46.7M
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	$37.5M-25.9%	$50.6M-3.9%	$52.7M+5.0%	$50.2M+3.7%	$48.4M+19.8%	$40.4M
EPS (Diluted)	$1.09-33.1%	$1.63-5.8%	$1.73+6.1%	$1.63+3.8%	$1.57+25.6%	$1.25

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Revenue	$75.1M+4.4%	$72.0M+1.7%	$70.8M-1.4%	$71.9M+5.8%	$67.9M+0.9%	$67.3M+0.5%	$66.9M+0.4%	$66.7M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	$17.7M+2.7%	$17.3M-5.0%	$18.2M
Gross Profit	N/A	N/A	N/A	N/A	N/A	$49.6M-0.2%	$49.7M+2.4%	$48.5M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$7.8M+17.9%	$6.7M+3.8%	$6.4M+6.7%	$6.0M-19.8%	$7.5M+32.0%	$5.7M-6.9%	$6.1M+5.5%	$5.8M
Operating Income	$49.1M-1.3%	$49.8M+2.3%	$48.7M+1.8%	$47.8M-15.1%	$56.3M+15.0%	$49.0M-2.5%	$50.2M+4.0%	$48.3M
Interest Expense	$20.0M+16.6%	$17.1M+1.5%	$16.9M+0.4%	$16.8M-0.1%	$16.8M+37.2%	$12.3M-0.4%	$12.3M-1.4%	$12.5M
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	$6.5M-38.0%	$10.5M-2.2%	$10.7M+9.4%	$9.8M+21.1%	$8.1M-44.1%	$14.5M+0.2%	$14.4M+6.0%	$13.6M
EPS (Diluted)	N/A	$0.32-3.0%	$0.33+13.8%	$0.29	N/A	$0.480.0%	$0.48+6.7%	$0.45

BFS Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$2.2B+1.7%	$2.1B+6.6%	$2.0B+8.8%	$1.8B+5.0%	$1.7B+6.1%	$1.6B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$8.7M-15.1%	$10.3M+22.5%	$8.4M-36.7%	$13.3M-9.0%	$14.6M-45.7%	$26.9M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$60.8M+19.3%	$50.9M-9.1%	$56.0M-0.5%	$56.3M-4.0%	$58.7M-9.6%	$64.9M
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$1.7B+3.7%	$1.6B+9.1%	$1.5B+13.6%	$1.3B+7.8%	$1.2B-0.1%	$1.2B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$468.4M+2.8%	$455.8M+37.1%	$332.3M+3.6%	$320.8M+35.1%	$237.4M-11.5%	$268.2M
Total Equity	$307.8M-8.3%	$335.8M-3.6%	$348.4M-13.0%	$400.5M-1.1%	$405.0M+11.2%	$364.3M
Retained Earnings	-$337.7M-10.2%	-$306.5M-6.1%	-$288.8M-5.6%	-$273.6M-6.7%	-$256.4M-6.2%	-$241.5M

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Total Assets	$2.2B-0.2%	$2.2B+1.3%	$2.1B+0.4%	$2.1B+0.2%	$2.1B+0.6%	$2.1B+2.0%	$2.1B+2.0%	$2.0B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$8.7M-25.8%	$11.8M+122.3%	$5.3M-18.3%	$6.5M-37.0%	$10.3M+43.1%	$7.2M+4.9%	$6.9M-3.1%	$7.1M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$60.8M+3.1%	$59.0M+12.1%	$52.6M+3.8%	$50.7M-0.5%	$50.9M-14.8%	$59.8M+12.2%	$53.3M-0.9%	$53.8M
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$1.7B+0.2%	$1.7B+1.9%	$1.7B+0.7%	$1.6B+0.9%	$1.6B+1.3%	$1.6B+2.9%	$1.6B+2.8%	$1.5B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	$468.4M-70.5%	$1.6B+1.5%	$1.6B+1.3%	$1.5B+238.9%	$455.8M-69.5%	$1.5B+3.5%	$1.4B+2.4%	$1.4B
Total Equity	$307.8M-2.8%	$316.6M-1.8%	$322.4M-1.8%	$328.4M-2.2%	$335.8M-1.8%	$341.8M-1.1%	$345.7M-0.4%	$347.1M
Retained Earnings	-$337.7M-3.3%	-$327.0M-2.1%	-$320.3M-2.0%	-$313.9M-2.4%	-$306.5M-3.0%	-$297.5M-0.9%	-$294.9M-0.9%	-$292.2M

BFS Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$99.8M-17.7%	$121.2M+3.0%	$117.7M-2.8%	$121.2M+2.3%	$118.4M+51.1%	$78.4M
Capital Expenditures	N/A	N/A	N/A	$116.9M+109.0%	$55.9M-0.4%	$56.2M
Free Cash Flow	N/A	N/A	N/A	$4.3M-93.2%	$62.5M+181.4%	$22.2M
Investing Cash Flow	-$95.8M+49.2%	-$188.7M+7.3%	-$203.7M-74.3%	-$116.9M-109.0%	-$55.9M+0.4%	-$56.2M
Financing Cash Flow	-$5.5M-108.0%	$69.4M-14.4%	$81.1M+1553.6%	-$5.6M+92.5%	-$74.8M-707.1%	-$9.3M
Dividends Paid	$57.1M+0.4%	$56.9M+0.3%	$56.7M+2.2%	$55.5M+8.9%	$51.0M+3.2%	$49.4M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Operating Cash Flow	$22.2M+7.5%	$20.6M-22.5%	$26.6M-12.4%	$30.4M+5.6%	$28.8M+8.6%	$26.5M-17.6%	$32.1M-5.0%	$33.8M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	$54.8M+22.8%	$44.6M-2.1%	$45.6M
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	-$28.3M-126.7%	-$12.5M-6.4%	-$11.7M
Investing Cash Flow	-$21.7M-11.1%	-$19.5M+35.0%	-$30.1M-22.9%	-$24.5M+44.0%	-$43.7M+20.2%	-$54.8M-22.8%	-$44.6M+2.1%	-$45.6M
Financing Cash Flow	-$3.5M-165.4%	$5.4M+135.5%	$2.3M+123.6%	-$9.7M-153.7%	$18.0M-37.0%	$28.7M+133.4%	$12.3M+17.9%	$10.4M
Dividends Paid	$14.3M0.0%	$14.3M0.0%	$14.3M+0.3%	$14.3M0.0%	$14.3M+0.3%	$14.2M0.0%	$14.2M+0.1%	$14.2M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

BFS Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	73.9%+0.1pp	73.8%-0.5pp	74.2%+0.2pp	74.1%
Operating Margin	67.4%-8.4pp	75.8%+2.1pp	73.6%+0.2pp	73.4%	N/A	N/A
Net Margin	12.9%-5.9pp	18.8%-1.6pp	20.5%+0.1pp	20.4%+0.2pp	20.2%+2.3pp	17.9%
Return on Equity	12.2%-2.9pp	15.1%-0.0pp	15.1%+2.6pp	12.5%+0.6pp	11.9%+0.9pp	11.1%
Return on Assets	1.7%-0.7pp	2.4%-0.3pp	2.6%-0.1pp	2.7%-0.0pp	2.8%+0.3pp	2.5%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	1.52+0.2	1.36+0.4	0.95+0.2	0.80+0.2	0.59-0.1	0.74
FCF Margin	N/A	N/A	N/A	1.7%-24.4pp	26.1%+16.3pp	9.9%

Metric	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	73.7%-0.6pp	74.2%+1.4pp	72.8%
Operating Margin	65.4%-3.8pp	69.1%+0.4pp	68.7%+2.2pp	66.5%-16.4pp	82.9%+10.1pp	72.8%-2.2pp	75.0%+2.6pp	72.4%
Net Margin	8.6%-5.9pp	14.6%-0.6pp	15.1%+1.5pp	13.6%+1.7pp	11.9%-9.6pp	21.5%-0.1pp	21.6%+1.1pp	20.4%
Return on Equity	2.1%-1.2pp	3.3%-0.0pp	3.3%+0.4pp	3.0%+0.6pp	2.4%-1.8pp	4.2%+0.1pp	4.2%+0.2pp	3.9%
Return on Assets	0.3%-0.2pp	0.5%-0.0pp	0.5%+0.0pp	0.5%+0.1pp	0.4%-0.3pp	0.7%-0.0pp	0.7%+0.0pp	0.7%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	1.52-3.5	5.02+0.2	4.85+0.1	4.70+3.3	1.36-3.0	4.37+0.2	4.17+0.1	4.06
FCF Margin	N/A	N/A	N/A	N/A	N/A	-42.1%-23.4pp	-18.7%-1.1pp	-17.6%

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Frequently Asked Questions

What is Saul Ctrs Inc's annual revenue?

Saul Ctrs Inc (BFS) reported $289.8M in total revenue for fiscal year 2025. This represents a 7.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Saul Ctrs Inc's revenue growing?

Saul Ctrs Inc (BFS) revenue grew by 7.8% year-over-year, from $268.8M to $289.8M in fiscal year 2025.

Is Saul Ctrs Inc profitable?

Yes, Saul Ctrs Inc (BFS) reported a net income of $37.5M in fiscal year 2025, with a net profit margin of 12.9%.

What is Saul Ctrs Inc's EBITDA?

Saul Ctrs Inc (BFS) had EBITDA of $254.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Saul Ctrs Inc have?

As of fiscal year 2025, Saul Ctrs Inc (BFS) had $8.7M in cash and equivalents against $468.4M in long-term debt.

What is Saul Ctrs Inc's operating margin?

Saul Ctrs Inc (BFS) had an operating margin of 67.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Saul Ctrs Inc's net profit margin?

Saul Ctrs Inc (BFS) had a net profit margin of 12.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Saul Ctrs Inc pay dividends?

Yes, Saul Ctrs Inc (BFS) paid $2.36 per share in dividends during fiscal year 2025.

What is Saul Ctrs Inc's return on equity (ROE)?

Saul Ctrs Inc (BFS) has a return on equity of 12.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Saul Ctrs Inc's operating cash flow?

Saul Ctrs Inc (BFS) generated $99.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Saul Ctrs Inc's total assets?

Saul Ctrs Inc (BFS) had $2.2B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does Saul Ctrs Inc have outstanding?

Saul Ctrs Inc (BFS) had 25M shares outstanding as of fiscal year 2025.

What is Saul Ctrs Inc's debt-to-equity ratio?

Saul Ctrs Inc (BFS) had a debt-to-equity ratio of 1.52 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Saul Ctrs Inc's return on assets (ROA)?

Saul Ctrs Inc (BFS) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Saul Ctrs Inc's Piotroski F-Score?

Saul Ctrs Inc (BFS) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Saul Ctrs Inc's earnings high quality?

Saul Ctrs Inc (BFS) has an earnings quality ratio of 2.66x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Saul Ctrs Inc cover its interest payments?

Saul Ctrs Inc (BFS) has an interest coverage ratio of 2.8x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Saul Ctrs Inc?

Saul Ctrs Inc (BFS) scores 64 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.