What is BJs Wholesale Club Holdings, Inc.'s earnings per share (EPS)?

BJs Wholesale Club Holdings, Inc. (BJ) reported diluted earnings per share of $4.38 for fiscal year 2025. This represents a 9.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

BJs Wholesale Club Holdings, Inc. (BJ) Financials

FY2025 annual

Revenue $21.5B +4.7% YoY

Net Income $578.0M +8.2% YoY

EPS (Diluted) $4.38 +9.5% YoY

Free Cash Flow $328.0M +4.8% YoY

Market Cap $11.8B as of Oct 5, 2026

Price / Sales 0.6x on $21.5B revenue, FY2025

Price / Earnings 20.5x on $578.0M net income, FY2025

Price / Book 5.4x on $2.2B equity, Q3 FY2027

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 5, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q3 FY2027, ended Aug 1, 2026 Reported Aug 25, 2026 Currency USD FYE January

Newest figures come from the 10-Q for Q3 FY2027, filed Aug 25, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BJ SEC filings page.

BJs Wholesale Club Holdings, Inc. (BJ) reported $21.5B in revenue for fiscal year 2025, up 4.7% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BJ FY2025 2026-10-04

Steady sales growth turns into modest profits, while rising reinvestment keeps free cash flow well below operating cash generation.

Operating cash flow climbed from $719M in FY2023 to $1.0B in FY2025. Yet free cash flow margin held at 1.5% in both FY2024 and FY2025, showing that more cash is being absorbed by reinvestment rather than left after it.

FY2025 revenue reached $21.5B, but operating margin was 3.8%, so scale did not produce a broad profit step-up. Gross margin was 18.6% while SG&A reached $3.2B, indicating overhead absorbed much of the gross profit.

The current ratio remained below 1.0x at 0.7x in FY2025, so near-term obligations exceeded readily available current assets. Meanwhile, debt-to-equity was 0.2x and total liabilities were $5.3B, meaning the balance sheet is not mainly debt-funded even though short-term coverage is tight.

Financial Health Signals

Financial Health Score 50/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of BJs Wholesale Club Holdings, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

BJs Wholesale Club Holdings, Inc. has an operating margin of 3.8%, meaning the company retains $4 of operating profit per $100 of revenue. This results in a moderate score of 63/100, indicating healthy but not exceptional operating efficiency. This is unchanged from the prior year.

Growth

BJs Wholesale Club Holdings, Inc.'s revenue grew a modest 4.7% year-over-year to $21.5B. This slow but positive growth earns a score of 44/100.

Leverage

BJs Wholesale Club Holdings, Inc. carries a low D/E ratio of 0.18, meaning only $0.18 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 68/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

BJs Wholesale Club Holdings, Inc.'s current ratio of 0.75 is below the typical benchmark, resulting in a score of 9/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Cash Flow

BJs Wholesale Club Holdings, Inc. has a free cash flow margin of 1.5%, earning a moderate score of 30/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

BJs Wholesale Club Holdings, Inc. earns a strong 26.3% return on equity (ROE), meaning it generates $26 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 88/100. This is down from 28.9% the prior year.

Altman Z-Score Safe

4.67

BJs Wholesale Club Holdings, Inc. scores 4.67, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Strong

8/9

BJs Wholesale Club Holdings, Inc. passes 8 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Cash-Backed

1.78x

For every $1 of reported earnings, BJs Wholesale Club Holdings, Inc. generates $1.78 in operating cash flow ($1.0B OCF vs $578.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Safe

25.57x

BJs Wholesale Club Holdings, Inc. earns $25.57 in operating income for every $1 of interest expense ($816.6M vs $31.9M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.

Key Financial Metrics

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Earnings & Revenue

Revenue

$6.2B

YoY+15.7%

QoQ+10.0%

5Y CAGR+9.5%

BJs Wholesale Club Holdings, Inc. generated $6.2B in revenue in Q3 2027. This represents an increase of 15.7% from the same quarter a year earlier. Against the prior quarter it is up 10.0%.

EBITDA

$331.2M

YoY+14.8%

QoQ+16.5%

BJs Wholesale Club Holdings, Inc.'s EBITDA was $331.2M in Q3 2027, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 14.8% from the same quarter a year earlier. Against the prior quarter it is up 16.5%.

Net Income

$173.9M

YoY+15.4%

QoQ+21.8%

5Y CAGR+12.6%

BJs Wholesale Club Holdings, Inc. reported $173.9M in net income in Q3 2027. This represents an increase of 15.4% from the same quarter a year earlier. Against the prior quarter it is up 21.8%.

EPS (Diluted)

$1.36

YoY+19.3%

QoQ+23.6%

5Y CAGR+14.5%

BJs Wholesale Club Holdings, Inc. earned $1.36 per diluted share (EPS) in Q3 2027. This represents an increase of 19.3% from the same quarter a year earlier. Against the prior quarter it is up 23.6%.

Cash & Balance Sheet

Free Cash Flow

$224.1M

YoY+165.9%

QoQ+633.1%

5Y CAGR+192.8%

BJs Wholesale Club Holdings, Inc. generated $224.1M in free cash flow in Q3 2027, representing cash available after capex. This represents an increase of 165.9% from the same quarter a year earlier. Against the prior quarter it is up 633.1%.

Cash & Debt

$30.0M

YoY-36.6%

QoQ+7.7%

5Y CAGR-7.2%

BJs Wholesale Club Holdings, Inc. held $30.0M in cash against $399.2M in long-term debt as of Q3 2027.

Shares Outstanding

126M

YoY-4.1%

QoQ-1.1%

5Y CAGR-1.6%

BJs Wholesale Club Holdings, Inc. had 126M shares outstanding in Q3 2027. This represents a decrease of 4.1% from the same quarter a year earlier. Against the prior quarter it is down 1.1%.

Dividends Per Share

Not reported for Q3 2027.

Margins & Returns

Gross Margin

17.8%

YoY-0.9pp

QoQ-0.3pp

5Y change-1.0pp

BJs Wholesale Club Holdings, Inc.'s gross margin was 17.8% in Q3 2027, indicating the percentage of revenue retained after direct costs. This is down 0.9 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.3 percentage points.

Operating Margin

4.0%

YoY0.0pp

QoQ+0.4pp

BJs Wholesale Club Holdings, Inc.'s operating margin was 4.0% in Q3 2027, reflecting core business profitability. That is unchanged from the same quarter a year earlier. Against the prior quarter it is up 0.4 percentage points.

Net Margin

2.8%

YoY0.0pp

QoQ+0.3pp

5Y change+0.4pp

BJs Wholesale Club Holdings, Inc.'s net profit margin was 2.8% in Q3 2027, showing the share of revenue converted to profit. That is unchanged from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.

Return on Equity

7.9%

YoY+0.7pp

QoQ+1.2pp

5Y change-22.1pp

BJs Wholesale Club Holdings, Inc.'s ROE was 7.9% in Q3 2027, measuring profit generated per dollar of shareholder equity. This is up 0.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.2 percentage points.

Capital Allocation

Share Buybacks

$123.0M

YoY+195.8%

QoQ-45.5%

5Y CAGR+60.6%

BJs Wholesale Club Holdings, Inc. spent $123.0M on share buybacks in Q3 2027, returning capital to shareholders by reducing shares outstanding. This represents an increase of 195.8% from the same quarter a year earlier. Against the prior quarter it is down 45.5%.

Capital Expenditures

$177.3M

YoY+7.1%

QoQ-2.6%

5Y CAGR+22.0%

BJs Wholesale Club Holdings, Inc. invested $177.3M in capex in Q3 2027, funding long-term assets and infrastructure. This represents an increase of 7.1% from the same quarter a year earlier. Against the prior quarter it is down 2.6%.

R&D Spending

Not reported for Q3 2027.

BJ Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BJ quarterly income statement

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K
Revenue	$21.5B+4.7%	$20.5B+2.7%	$20.0B+3.4%	$19.3B+15.9%	$16.7B+8.0%	$15.4B+17.0%	$13.2B+1.4%	$13.0B+2.0%	$12.8B+3.3%	$12.4B
Cost of Revenue	$17.5B+4.3%	$16.7B+2.5%	$16.3B+2.8%	$15.9B+16.9%	$13.6B+9.1%	$12.5B+15.7%	$10.8B+1.1%	$10.6B+1.3%	$10.5B+2.8%	$10.2B
Gross Profit	$4.0B+6.2%	$3.8B+3.3%	$3.6B+6.2%	$3.4B+11.5%	$3.1B+3.3%	$3.0B+22.8%	$2.4B+2.8%	$2.4B+5.3%	$2.2B+5.3%	$2.1B
SG&A Expenses	$3.2B+6.4%	$3.0B+5.0%	$2.8B+5.8%	$2.7B+9.1%	$2.4B+5.1%	$2.3B+13.0%	$2.1B+0.4%	$2.1B+1.7%	$2.0B+5.7%	$1.9B
Operating Income	$816.6M+5.7%	$772.2M-3.5%	$800.4M+8.5%	$738.0M+19.5%	$617.3M-3.9%	$642.4M+82.4%	$352.2M+16.1%	$303.5M+37.8%	$220.3M+2.0%	$216.0M
EBITDA	$1.1B+6.9%	$1.0B+0.6%	$1.0B+9.5%	$938.9M+17.7%	$797.9M-1.5%	$809.8M+59.0%	$509.2M+9.3%	$465.7M+21.2%	$384.3M-2.5%	$394.3M
Interest Expense	$31.9M-25.3%	$42.7M-26.6%	$58.2M+55.1%	$37.5M-16.8%	$45.1M-30.6%	$65.1M-32.7%	$96.7M-24.8%	$128.6M-21.2%	$163.2M+33.6%	$122.2M
Income Tax	$195.8M+5.0%	$186.4M-12.2%	$212.2M+20.4%	$176.3M+34.4%	$131.1M-4.2%	$136.8M+143.4%	$56.2M+375.3%	$11.8M+141.6%	-$28.4M-201.6%	$28.0M
Net Income	$578.0M+8.2%	$534.0M+1.9%	$524.0M+2.1%	$513.0M+20.1%	$427.0M+1.4%	$421.0M+124.9%	$187.2M+47.1%	$127.3M+153.0%	$50.3M+13.7%	$44.2M
EPS (Basic)	$4.41+9.2%	$4.04+2.5%	$3.94+2.9%	$3.83+21.6%	$3.15+1.9%	$3.09+125.5%	$1.37+25.7%	$1.09+91.2%	$0.57+14.0%	$0.50
EPS (Diluted)	$4.38+9.5%	$4.00+3.1%	$3.88+3.2%	$3.76+21.7%	$3.09+2.0%	$3.03+124.4%	$1.35+28.6%	$1.05+94.4%	$0.54+12.5%	$0.48
Diluted Shares (Avg)	132M-1.2%	134M-1.1%	135M-1.0%	136M-1.1%	138M-0.6%	139M-0.2%	139M+14.8%	121M+31.3%	92M+1.7%	91M

Metric	Q3'2710-Q	Q2'2710-Q	Q4'2610-Q	Q3'2610-Q	Q2'2610-Q	Q1'2610-K	Q4'2510-Q	Q3'2510-Q
Revenue	$6.2B+15.7%	$5.7B+9.9%	$5.3B+4.9%	$5.4B+3.4%	$5.2B+4.8%	$5.0B-2.3%	$5.1B	$5.2B+5.7%
Cost of Revenue	$5.1B+17.0%	$4.6B+10.7%	$4.3B+5.1%	$4.4B+2.9%	$4.2B+3.7%	$4.2B-0.5%	$4.1B	$4.2B+5.6%
Gross Profit	$1.1B+10.3%	$1.0B+6.0%	$1.0B+4.0%	$1.0B+5.2%	$969.5M+9.7%	$862.9M-10.1%	$975.5M	$956.6M+6.0%
SG&A Expenses	$851.2M+8.2%	$806.0M+5.9%	$788.2M+7.4%	$786.4M+4.8%	$760.9M+5.4%	$719.1M+1.5%	$733.6M	$750.3M+7.6%
Operating Income	$252.4M+16.5%	$207.9M+2.1%	$218.4M-4.8%	$216.5M+6.3%	$203.6M+26.7%	$135.5M-43.5%	$229.4M	$203.7M+2.2%
EBITDA	$331.2M+14.8%	$284.4M+4.0%	$290.7M-1.5%	$288.5M+7.3%	$273.3M+21.9%	$197.1M-32.5%	$295.1M	$268.8M+4.7%
Interest Expense	$13.1M+25.9%	$12.4M+11.4%	$10.3M-18.1%	$10.4M-18.5%	$11.1M-20.4%	$6.3M-37.0%	$12.6M	$12.8M-29.2%
Income Tax	$65.4M+18.0%	$52.8M+23.5%	$56.0M-8.3%	$55.4M+20.7%	$42.8M+19.5%	$36.7M-49.7%	$61.0M	$45.9M-9.8%
Net Income	$173.9M+15.4%	$142.7M-4.7%	$152.1M-2.4%	$150.7M+3.9%	$149.8M+34.9%	$83.5M-44.8%	$155.7M	$145.0M+11.1%
EPS (Basic)	$1.37+20.2%	$1.11-2.6%	$1.16-1.7%	$1.14+4.6%	$1.14+35.7%	$0.93-15.5%	$1.18	$1.09+11.2%
EPS (Diluted)	$1.36+19.3%	$1.10-2.7%	$1.15-1.7%	$1.14+5.6%	$1.13+36.1%	$0.92	$1.17	$1.08+11.3%
Diluted Shares (Avg)	128M-3.6%	129M-2.5%	132M-1.1%	133M-1.0%	133M-1.0%	N/A	133M	134M-0.8%

Not reported in any period shown, so not listed: R&D Expenses.

BJ Balance Sheet

BJ quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K
Total Assets	$7.5B+6.3%	$7.1B+5.8%	$6.7B+5.2%	$6.3B+12.0%	$5.7B+4.8%	$5.4B+2.7%	$5.3B+62.7%	$3.2B-1.1%	$3.3B	N/A
Current Assets	$2.0B+5.9%	$1.9B+4.7%	$1.8B+5.3%	$1.7B+12.3%	$1.5B+3.2%	$1.5B+8.1%	$1.4B+1.7%	$1.3B0.0%	$1.3B	N/A
Cash & Equivalents	$46.2M+63.6%	$28.3M-21.6%	$36.0M+6.3%	$33.9M-25.4%	$45.4M+4.4%	$43.5M+44.1%	$30.2M+11.3%	$27.1M-22.3%	$35.0M+9.4%	$32.0M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Inventory	$1.6B+3.1%	$1.5B+3.7%	$1.5B+5.5%	$1.4B+10.9%	$1.2B+3.1%	$1.2B+11.5%	$1.1B+2.8%	$1.1B+3.3%	$1.0B	N/A
Accounts Receivable	$252.8M-8.8%	$277.3M+18.1%	$234.8M-2.1%	$239.7M+37.8%	$174.0M+0.7%	$172.7M-16.3%	$206.4M+6.2%	$194.3M+1.9%	$190.8M	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B+9.2%	$924.1M0.0%	$924.1M0.0%	$924.1M0.0%	$924.1M0.0%	$924.1M	N/A
Total Liabilities	$5.3B+1.8%	$5.2B0.0%	$5.2B-1.6%	$5.3B+5.6%	$5.0B-1.4%	$5.1B-4.4%	$5.3B+54.7%	$3.4B-20.0%	$4.3B	N/A
Current Liabilities	$2.7B+5.4%	$2.5B+2.7%	$2.5B-3.0%	$2.5B+27.1%	$2.0B-1.4%	$2.0B+12.8%	$1.8B+14.2%	$1.6B+7.4%	$1.5B	N/A
Non-Current Liabilities	$2.6B-1.5%	$2.7B-2.4%	$2.8B-0.3%	$2.8B-8.6%	$3.0B-1.4%	$3.1B-13.1%	$3.5B+89.0%	$1.9B-34.2%	$2.8B	N/A
Long-Term Debt	$399.1M+0.1%	$398.8M+0.1%	$398.4M-11.0%	$447.9M-40.2%	$748.6M-11.5%	$846.2M-36.7%	$1.3B-13.5%	$1.5B-38.0%	$2.5B	N/A
Total Equity	$2.2B+19.0%	$1.8B+26.6%	$1.5B+39.4%	$1.0B+61.5%	$648.1M+103.0%	$319.3M+687.6%	-$54.3M+73.1%	-$202.1M+80.4%	-$1.0B-196.6%	-$347.2M
Retained Earnings	$1.2B-29.5%	$1.7B+45.7%	$1.2B+81.3%	$644.5M+390.8%	$131.3M+144.5%	-$295.3M+58.8%	-$716.4M+21.7%	-$915.1M+11.7%	-$1.0B	N/A

Metric	Q3'2710-Q	Q2'2710-Q	Q4'2610-Q	Q3'2610-Q	Q2'2610-Q	Q1'2610-K	Q4'2510-Q	Q3'2510-Q
Total Assets	$8.0B+10.5%	$7.9B+10.8%	$7.5B+4.6%	$7.2B+4.4%	$7.2B+4.9%	$7.1B+5.8%	$7.2B	$6.9B+1.4%
Current Assets	$2.2B+12.5%	$2.2B+14.8%	$2.1B+1.5%	$1.9B+0.7%	$1.9B+2.7%	$1.9B+4.7%	$2.1B	$1.9B-4.3%
Cash & Equivalents	$30.0M-36.6%	$27.8M-29.5%	$45.1M+33.2%	$47.3M+24.2%	$39.5M+12.5%	$28.3M-21.6%	$33.9M	$38.1M+13.4%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Inventory	$1.6B+6.3%	$1.7B+6.5%	$1.7B-1.5%	$1.5B-1.7%	$1.6B+2.2%	$1.5B+3.7%	$1.7B	$1.5B-7.0%
Accounts Receivable	$308.6M+13.9%	$319.9M+33.1%	$299.3M+12.2%	$270.9M+9.0%	$240.4M+6.8%	$277.3M+18.1%	$266.7M	$248.5M+10.7%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B0.0%	$1.0B	$1.0B0.0%
Total Liabilities	$5.8B+12.9%	$5.8B+11.9%	$5.4B-1.5%	$5.1B-2.7%	$5.2B-2.1%	$5.2B0.0%	$5.5B	$5.3B-3.8%
Current Liabilities	$3.0B+22.1%	$3.0B+21.3%	$2.7B-1.5%	$2.4B-3.5%	$2.5B-0.6%	$2.5B+2.7%	$2.7B	$2.5B-7.9%
Non-Current Liabilities	$2.8B+4.6%	$2.8B+3.1%	$2.7B-1.4%	$2.7B-1.9%	$2.7B-3.5%	$2.7B-2.4%	$2.7B	$2.8B+0.2%
Long-Term Debt	$399.2M+0.1%	$399.2M+0.1%	$399.0M+0.1%	$399.0M+0.1%	$398.9M+0.1%	$398.8M+0.1%	$398.7M	$398.6M+0.1%
Total Equity	$2.2B+4.7%	$2.1B+7.8%	$2.2B+23.3%	$2.1B+26.8%	$2.0B+29.1%	$1.8B+26.6%	$1.8B	$1.7B+22.3%
Retained Earnings	$1.5B-24.2%	$1.3B-27.4%	$2.2B+36.4%	$2.0B+40.6%	$1.9B+44.8%	$1.7B+45.7%	$1.6B	$1.4B+39.3%

BJ Cash Flow Statement

BJ quarterly cash flow statement

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K
Operating Cash Flow	$1.0B+14.3%	$900.9M+25.3%	$718.9M-8.8%	$788.2M-5.2%	$831.7M-4.2%	$868.5M+144.6%	$355.1M-16.8%	$427.1M+103.3%	$210.1M-29.4%	$297.4M
Depreciation & Amortization	$288.6M+10.1%	$262.1M+15.1%	$227.7M+13.3%	$200.9M+11.3%	$180.5M+7.8%	$167.5M+6.7%	$157.0M-3.2%	$162.2M-1.1%	$164.1M-8.0%	$178.3M
Stock-Based Compensation	$47.2M-1.3%	$47.8M+22.5%	$39.0M-8.4%	$42.6M-20.8%	$53.8M+67.5%	$32.1M+71.0%	$18.8M-67.4%	$57.7M+533.7%	$9.1M-23.0%	$11.8M
Capital Expenditures	$702.0M+19.4%	$588.0M+25.9%	$467.1M+17.4%	$397.8M+22.9%	$323.6M+48.2%	$218.3M+10.9%	$196.9M+34.9%	$145.9M+6.1%	$137.5M+19.8%	$114.8M
Free Cash Flow	$328.0M+4.8%	$312.9M+24.3%	$251.8M-35.5%	$390.4M-23.2%	$508.1M-21.9%	$650.2M+310.9%	$158.2M-43.7%	$281.2M+287.2%	$72.6M-60.2%	$182.7M
Investing Cash Flow	-$702.3M-19.1%	-$589.6M-29.6%	-$454.8M+39.1%	-$747.1M-145.3%	-$304.5M-58.2%	-$192.4M-9.8%	-$175.3M-20.1%	-$145.9M-6.1%	-$137.5M-19.8%	-$114.8M
Financing Cash Flow	-$309.7M+2.9%	-$319.1M-21.8%	-$262.0M-397.8%	-$52.6M+90.0%	-$525.2M+20.8%	-$662.8M-274.9%	-$176.8M+38.8%	-$289.0M-315.1%	-$69.6M+63.0%	-$188.1M
Dividends Paid	N/A	$25K0.0%	$25K0.0%	$25K0.0%	$25K0.0%	$25K0.0%	$25K0.0%	$25K-100.0%	$735.5M+2941972.0%	$25K
Share Buybacks	$286.8M+30.6%	$219.6M+41.5%	$155.2M-9.9%	$172.3M-11.3%	$194.3M+83.0%	$106.2M+57.8%	$67.3M+252.2%	$19.1M+870.5%	$2.0M+38.0%	$1.4M

Metric	Q3'2710-Q	Q2'2710-Q	Q4'2610-Q	Q3'2610-Q	Q2'2610-Q	Q1'2610-K	Q4'2510-Q	Q3'2510-Q
Operating Cash Flow	$401.5M+60.7%	$140.0M-32.7%	$181.1M-12.4%	$249.9M+12.9%	$208.1M+3.6%	$271.9M-0.9%	$206.8M	$221.4M+26.5%
Depreciation & Amortization	$78.9M+9.7%	$76.5M+9.7%	$72.3M+10.1%	$71.9M+10.4%	$69.7M+9.8%	$67.8M+10.7%	$65.7M	$65.1M+13.5%
Stock-Based Compensation	$15.5M+11.5%	$13.3M+24.6%	$9.0M-15.9%	$13.9M+35.0%	$10.7M+24.0%	N/A	$10.7M	$10.3M+9.6%
Capital Expenditures	$177.3M+7.1%	$182.0M+29.5%	$194.9M+3.7%	$165.6M+23.7%	$140.5M+32.9%	$160.4M+34.7%	$187.9M	$133.9M+0.1%
Free Cash Flow	$224.1M+165.9%	-$42.0M-162.2%	-$13.7M-173.0%	$84.3M-3.6%	$67.6M-28.9%	$111.5M-28.2%	$18.8M	$87.5M+111.7%
Investing Cash Flow	-$137.1M+16.3%	-$184.6M-29.8%	-$195.0M-3.8%	-$163.9M-22.4%	-$142.3M-34.6%	-$162.0M-36.0%	-$187.9M	-$133.9M-5.1%
Financing Cash Flow	-$262.2M-235.3%	$26.3M+148.1%	$11.7M+151.0%	-$78.2M+7.5%	-$54.6M+43.2%	-$115.5M+24.4%	-$23.0M	-$84.5M-109.7%
Share Buybacks	$123.0M+195.8%	$225.7M+446.5%	$87.3M+50.3%	$41.6M-2.6%	$41.3M-27.9%	$61.6M+15.4%	$58.1M	$42.7M+193.6%

Not reported in any period shown, so not listed: Dividends Paid.

BJ Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BJ quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K
Gross Margin	18.6%+0.3pp	18.4%+0.1pp	18.2%+0.5pp	17.8%-0.7pp	18.5%-0.8pp	19.3%+0.9pp	18.4%+0.3pp	18.1%+0.6pp	17.6%+0.3pp	17.2%
Operating Margin	3.8%0.0pp	3.8%-0.2pp	4.0%+0.2pp	3.8%+0.1pp	3.7%-0.5pp	4.2%+1.5pp	2.7%+0.3pp	2.3%+0.6pp	1.7%0.0pp	1.8%
Net Margin	2.7%+0.1pp	2.6%0.0pp	2.6%0.0pp	2.7%+0.1pp	2.6%-0.2pp	2.7%+1.3pp	1.4%+0.4pp	1.0%+0.6pp	0.4%0.0pp	0.4%
Return on Equity	26.3%-2.6pp	28.9%-7.0pp	35.9%-13.1pp	49.0%-16.9pp	65.9%-66.0pp	131.8%	N/A	N/A	N/A	N/A
Return on Assets	7.7%+0.1pp	7.6%-0.3pp	7.8%-0.2pp	8.1%+0.5pp	7.5%-0.2pp	7.8%+4.2pp	3.5%-0.4pp	3.9%+2.4pp	1.5%	N/A
Current Ratio	0.750.0x	0.740.0x	0.73+0.1x	0.67-0.1x	0.760.0x	0.720.0x	0.76-0.1x	0.85-0.1x	0.91	N/A
Debt-to-Equity	0.180.0x	0.22-0.1x	0.27-0.2x	0.43-0.7x	1.16-1.5x	2.65	N/A	N/A	N/A	N/A
Asset Turnover	2.860.0x	2.90-0.1x	2.99-0.1x	3.04+0.1x	2.94+0.1x	2.85+0.3x	2.50-1.5x	4.02+0.1x	3.90	N/A
FCF Margin	1.5%0.0pp	1.5%+0.3pp	1.3%-0.8pp	2.0%-1.0pp	3.0%-1.2pp	4.2%+3.0pp	1.2%-1.0pp	2.2%+1.6pp	0.6%-0.9pp	1.5%

Metric	Q3'2710-Q	Q2'2710-Q	Q4'2610-Q	Q3'2610-Q	Q2'2610-Q	Q1'2610-K	Q4'2510-Q	Q3'2510-Q
Gross Margin	17.8%-0.9pp	18.2%-0.6pp	19.0%-0.2pp	18.7%+0.3pp	18.8%+0.8pp	17.1%-1.5pp	19.1%	18.4%+0.1pp
Operating Margin	4.0%0.0pp	3.7%-0.3pp	4.1%-0.4pp	4.0%+0.1pp	4.0%+0.7pp	2.7%-2.0pp	4.5%	3.9%-0.1pp
Net Margin	2.8%0.0pp	2.5%-0.4pp	2.8%-0.2pp	2.8%0.0pp	2.9%+0.7pp	1.7%-1.3pp	3.0%	2.8%+0.1pp
Return on Equity	7.9%+0.7pp	6.7%-0.9pp	7.0%-1.8pp	7.2%-1.6pp	7.6%+0.3pp	4.5%-5.8pp	8.8%	8.8%-0.9pp
Return on Assets	2.2%+0.1pp	1.8%-0.3pp	2.0%-0.1pp	2.1%0.0pp	2.1%+0.5pp	1.2%-1.1pp	2.2%	2.1%+0.2pp
Current Ratio	0.73-0.1x	0.730.0x	0.790.0x	0.790.0x	0.770.0x	0.740.0x	0.76	0.760.0x
Debt-to-Equity	0.180.0x	0.190.0x	0.180.0x	0.19-0.1x	0.20-0.1x	0.22-0.1x	0.23	0.24-0.1x
Asset Turnover	0.780.0x	0.710.0x	0.710.0x	0.740.0x	0.720.0x	0.71-0.1x	0.71	0.750.0x
FCF Margin	3.6%+2.0pp	-0.7%-2.1pp	-0.3%-0.6pp	1.6%-0.1pp	1.3%-0.6pp	2.2%-0.8pp	0.4%	1.7%+0.8pp

Note: The current ratio is below 1.0 (0.75), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
BJs Wholesale Club Holdings, Inc. BJ	FY2025	$21.5B	$578.0M	2.7%	$11.8B	50/100
Dollar Tree Inc. DLTR	FY2025	$19.4B	$1.3B	6.6%	$21.0B	55/100
Dollar General Corp. DG	FY2025	$42.7B	$1.5B	3.5%	$26.2B	47/100
Target Corporation TGT	FY2025	$104.8B	$3.7B	3.5%	$70.9B	43/100
Ollie's Bargain Outlet Holdings, Inc. OLLI	FY2025	$2.6B	$240.6M	9.1%	$5.2B	73/100
Pricesmart Inc PSMT	FY2025	$5.3B	$147.9M	2.8%	$5.3B	62/100

Where BJs Wholesale Club Holdings, Inc. Ranks

Frequently Asked Questions

What is BJs Wholesale Club Holdings, Inc.'s annual revenue?

BJs Wholesale Club Holdings, Inc. (BJ) reported $21.5B in total revenue for fiscal year 2025. This represents a 4.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is BJs Wholesale Club Holdings, Inc.'s revenue growing?

BJs Wholesale Club Holdings, Inc. (BJ) revenue grew by 4.7% year-over-year, from $20.5B to $21.5B in fiscal year 2025.

Is BJs Wholesale Club Holdings, Inc. profitable?

Yes, BJs Wholesale Club Holdings, Inc. (BJ) reported a net income of $578.0M in fiscal year 2025, with a net profit margin of 2.7%.

What is BJs Wholesale Club Holdings, Inc.'s EBITDA?

BJs Wholesale Club Holdings, Inc. (BJ) had EBITDA of $1.1B in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does BJs Wholesale Club Holdings, Inc. have?

As of fiscal year 2025, BJs Wholesale Club Holdings, Inc. (BJ) had $46.2M in cash and equivalents against $399.1M in long-term debt.

What is BJs Wholesale Club Holdings, Inc.'s gross margin?

BJs Wholesale Club Holdings, Inc. (BJ) had a gross margin of 18.6% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is BJs Wholesale Club Holdings, Inc.'s operating margin?

BJs Wholesale Club Holdings, Inc. (BJ) had an operating margin of 3.8% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is BJs Wholesale Club Holdings, Inc.'s net profit margin?

BJs Wholesale Club Holdings, Inc. (BJ) had a net profit margin of 2.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is BJs Wholesale Club Holdings, Inc.'s return on equity (ROE)?

BJs Wholesale Club Holdings, Inc. (BJ) has a return on equity of 26.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is BJs Wholesale Club Holdings, Inc.'s free cash flow?

BJs Wholesale Club Holdings, Inc. (BJ) generated $328.0M in free cash flow during fiscal year 2025. This represents a 4.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is BJs Wholesale Club Holdings, Inc.'s operating cash flow?

BJs Wholesale Club Holdings, Inc. (BJ) generated $1.0B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are BJs Wholesale Club Holdings, Inc.'s total assets?

BJs Wholesale Club Holdings, Inc. (BJ) had $7.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are BJs Wholesale Club Holdings, Inc.'s capital expenditures?

BJs Wholesale Club Holdings, Inc. (BJ) invested $702.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does BJs Wholesale Club Holdings, Inc. buy back shares?

Yes, BJs Wholesale Club Holdings, Inc. (BJ) spent $286.8M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does BJs Wholesale Club Holdings, Inc. have outstanding?

BJs Wholesale Club Holdings, Inc. (BJ) had 130M shares outstanding as of fiscal year 2025.

What is BJs Wholesale Club Holdings, Inc.'s current ratio?

BJs Wholesale Club Holdings, Inc. (BJ) had a current ratio of 0.75 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

What is BJs Wholesale Club Holdings, Inc.'s debt-to-equity ratio?

BJs Wholesale Club Holdings, Inc. (BJ) had a debt-to-equity ratio of 0.18 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is BJs Wholesale Club Holdings, Inc.'s return on assets (ROA)?

BJs Wholesale Club Holdings, Inc. (BJ) had a return on assets of 7.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is BJs Wholesale Club Holdings, Inc.'s P/E ratio?

BJs Wholesale Club Holdings, Inc. (BJ) trades at 20.5x earnings, its market capitalization divided by net income of $578.0M net income, FY2025. The market capitalization is $11.8B as of Oct 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is BJs Wholesale Club Holdings, Inc.'s price-to-sales ratio?

BJs Wholesale Club Holdings, Inc. (BJ) trades at 0.6x sales, its market capitalization divided by revenue of $21.5B revenue, FY2025. The market capitalization is $11.8B as of Oct 5, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is BJs Wholesale Club Holdings, Inc.'s Altman Z-Score?

BJs Wholesale Club Holdings, Inc. (BJ) has an Altman Z-Score of 4.67, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is BJs Wholesale Club Holdings, Inc.'s Piotroski F-Score?

BJs Wholesale Club Holdings, Inc. (BJ) has a Piotroski F-Score of 8 out of 9, indicating strong financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are BJs Wholesale Club Holdings, Inc.'s earnings high quality?

BJs Wholesale Club Holdings, Inc. (BJ) has an earnings quality ratio of 1.78x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can BJs Wholesale Club Holdings, Inc. cover its interest payments?

BJs Wholesale Club Holdings, Inc. (BJ) has an interest coverage ratio of 25.57x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is BJs Wholesale Club Holdings, Inc.?

BJs Wholesale Club Holdings, Inc. (BJ) scores 50 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.