Financial Health Scores: Consumer Defensive

Top Consumer Defensive companies by financial health score. Each score is a 0-100 composite of six dimensions ranked as percentiles within the company's peer group (banks against banks, REITs against REITs), so it measures standing among peers rather than absolute cross-industry strength.

Rates the quality of the business, not whether the stock is cheap. A 0–100 composite of profitability, growth, leverage, liquidity, cash flow, and returns.

A high score means strong fundamentals, but not a guaranteed good trade. A great business can still be a bad buy at the wrong price.

Banks, REITs, insurers, and early-stage companies are scored on sector-tailored metrics. The list covers companies worth at least $500 million that are still trading. Full methodology →

Research tool, not financial advice. Use alongside valuation analysis and your own view of the business.

Data as of FY 2025 100 companies Rhea AI

# Company Dimensions

MNST Monster Beverage Corpo… 82 Profit Growth Debt Cash Flow Return 5/8 Partial Safe 2

LRN Stride, Inc. 82 Profit Growth Debt Cash Flow Return 7/9 Safe 3

LOPE Grand Canyon Education… 81 Profit Growth Debt Cash Flow Return 5/7 Partial Safe 4

PRDO Perdoceo Education Cor… 81 Profit Growth Debt Cash Flow Return 7/7 Partial Safe 5

CALM Cal-Maine Foods, Inc. 79 Profit Growth Debt Cash Flow Return 5/8 Partial Safe 6

TPB Turning Point Brands, … Check Earnings 79 Profit Growth Debt Cash Flow Return 5/9 Safe 7

IPAR Interparfums, Inc. 76 Profit Growth Debt Cash Flow Return 6/9 Safe 8

ODD Oddity Tech Ltd. Check Earnings 74 Profit Growth Debt Cash Flow Return 4/7 Partial Grey 9

AFYA Afya Limited 74 Profit Growth Debt Cash Flow Return 7/8 Partial Grey 10

FIZZ National Beverage Corp… 73 Profit Growth Debt Cash Flow Return 5/8 Partial Safe 11

OLLI Ollie's Bargain Outlet… Check Earnings 72 Profit Growth Debt Cash Flow Return 8/9 Safe 12

COCO The Vita Coco Company,… Check Earnings 72 Profit Growth Debt Cash Flow Return 4/8 Partial Safe 13

BRBR BellRing Brands, Inc. Data IssueHeavy Buybacks 69 Profit Growth Debt Cash Flow Return 5/9 Safe 14

MAMA Mama's Creations, Inc. 69 Profit Growth Debt Cash Flow Return 5/8 Partial Safe 15

ABEV Ambev S.A. 68 Profit Growth Debt Cash Flow Return 6/9 - 16

RLX RLX Technology Inc. Check Earnings 68 Profit Growth Debt Cash Flow Return 7/8 Partial Safe 17

TR Tootsie Roll Industrie… 66 Profit Growth Debt Cash Flow Return 5/7 Partial Safe 18

PM Philip Morris Internat… Data Issue 63 Profit Growth Debt Cash Flow Return 7/9 Safe 19

FMX Fomento Económico Mexi… 63 Profit Growth Debt Cash Flow Return 5 of 6 3/5 Partial - 20

CVSA Covista Inc. 63 Profit Growth Debt Cash Flow Return 6/9 Safe 21

COST Costco Wholesale Corpo… 62 Profit Growth Debt Cash Flow Return 6/9 Safe 22

PG The Procter & Gamble C… 62 Profit Growth Debt Cash Flow Return 6/9 Safe 23

KOF Coca-Cola FEMSA, S.A.B… 62 Profit Growth Debt Cash Flow Return 7/8 Partial - 24

LAUR Laureate Education, In… 62 Profit Growth Debt Cash Flow Return 6/9 Safe 25

JJSF J&J Snack Foods Corp. 62 Profit Growth Debt Cash Flow Return 5/9 Safe 26

PSMT PriceSmart, Inc. 61 Profit Growth Debt Cash Flow Return 5/9 Safe 27

UTI Universal Technical In… 61 Profit Growth Debt Cash Flow Return 6/8 Partial Safe 28

JBSS John B. Sanfilippo & S… 61 Profit Growth Debt Cash Flow Return 3/8 Partial Safe 29

ELF e.l.f. Beauty, Inc. One-time Loss 60 Profit Growth Debt Cash Flow Return 3/9 Safe 30

INGR Ingredion Incorporated 60 Profit Growth Debt Cash Flow Return 8/9 Safe 31

TAL TAL Education Group Check EarningsOne-time Gain 60 Profit Growth Debt Cash Flow Return 6/7 Partial Grey 32

MZTI The Marzetti Company 60 Profit Growth Debt Cash Flow Return 5/9 Safe 33

KO The Coca-Cola Company 59 Profit Growth Debt Cash Flow Return 7/9 Safe 34

MO Altria Group, Inc. Data Issue 59 Profit Growth Debt Cash Flow Return 6/9 Safe 35

STRA Strategic Education, I… 59 Profit Growth Debt Cash Flow Return 6/7 Partial Safe 36

CL Colgate-Palmolive Comp… Data Issue 58 Profit Growth Debt Cash Flow Return 5/9 Safe 37

CELH Celsius Holdings, Inc. Check Earnings 58 Profit Growth Debt Cash Flow Return 4/9 Grey 38

CENT Central Garden & Pet C… 58 Profit Growth Debt Cash Flow Return 7/8 Partial Grey 39

HSY The Hershey Company 57 Profit Growth Debt Cash Flow Return 4/9 Safe 40

SFD Smithfield Foods, Inc. Check Earnings 57 Profit Growth Debt Cash Flow Return 6/9 Safe 41

APEI American Public Educat… 57 Profit Growth Debt Cash Flow Return 7/9 Safe 42

CCEP Coca-Cola Europacific … 56 Profit Growth Debt Cash Flow Return 7/9 Grey 43

CHD Church & Dwight Co., I… 56 Profit Growth Debt Cash Flow Return 7/9 Safe 44

EDU New Oriental Education… 56 Profit Growth Debt Cash Flow Return 6/8 Partial Grey 45

UL Unilever PLC 55 Profit Growth Debt Cash Flow Return 7/9 - 46

DLTR Dollar Tree, Inc. 55 Profit Growth Debt Cash Flow Return 8/9 Safe 47

COKE Coca-Cola Consolidated… Data IssueHeavy Buybacks 55 Profit Growth Debt Cash Flow Return 5/8 Partial Safe 48

AVO Mission Produce, Inc. 55 Profit Growth Debt Cash Flow Return 8/9 Safe 49

SMPL The Simply Good Foods … 55 Profit Growth Debt Cash Flow Return 5/9 Grey 50

NGVC Natural Grocers by Vit… 55 Profit Growth Debt Cash Flow Return 7/9 Safe 51

SAM The Boston Beer Compan… 54 Profit Growth Debt Cash Flow Return 6/7 Partial Safe 52

COUR Coursera, Inc. 54 Profit Growth Debt Cash Flow Return 5/8 Partial Grey 53

UVV Universal Corporation One-time Loss 54 Profit Growth Debt Cash Flow Return 5/9 Grey 54

NOMD Nomad Foods Limited One-time Loss 53 Profit Growth Debt Cash Flow Return 4/9 Distress 55

AGRO Adecoagro S.A. 53 Profit Growth Debt Cash Flow Return 3/8 Partial - 56

VLGEA Village Super Market, … 53 Profit Growth Debt Cash Flow Return 5/8 Partial Safe 57

BG Bunge Global SA Check Earnings 52 Profit Growth Debt Cash Flow Return 3/9 - 58

SFM Sprouts Farmers Market… 52 Profit Growth Debt Cash Flow Return 6/8 Partial Safe 59

BUD Anheuser-Busch InBev S… One-time Loss 51 Profit Growth Debt Cash Flow Return 7/9 Distress 60

KVUE Kenvue Inc. 51 Profit Growth Debt Cash Flow Return 5/8 Partial Grey 61

KMB Kimberly-Clark Corpora… 51 Profit Growth Debt Cash Flow Return 4/9 Safe 62

BJ BJ's Wholesale Club Ho… 51 Profit Growth Debt Cash Flow Return 8/9 Safe 63

HRL Hormel Foods Corporati… 51 Profit Growth Debt Cash Flow Return 5/8 Partial Safe 64

FRPT Freshpet, Inc. 51 Profit Growth Debt Cash Flow Return 8/9 Safe 65

LINC Lincoln Educational Se… 51 Profit Growth Debt Cash Flow Return 6/9 Grey 66

WMT Walmart Inc. 50 Profit Growth Debt Cash Flow Return 7/9 Safe 67

PEP PepsiCo, Inc. 50 Profit Growth Debt Cash Flow Return 5/9 Safe 68

PPC Pilgrim's Pride Corpor… 50 Profit Growth Debt Cash Flow Return 6/9 Safe 69

POST Post Holdings, Inc. One-time Loss 50 Profit Growth Debt Cash Flow Return 4/9 Distress 70

WMK Weis Markets, Inc. 50 Profit Growth Debt Cash Flow Return 5/8 Partial Safe 71

DEO Diageo plc 49 Profit Growth Debt Cash Flow Return 5 of 6 5/9 Grey 72

KDP Keurig Dr Pepper Inc. 49 Profit Growth Debt Cash Flow Return 6/9 Distress 73

JBS JBS N.V. One-time Loss 49 Profit Growth Debt Cash Flow Return 6/8 Partial - 74

MKC McCormick & Company, I… 49 Profit Growth Debt Cash Flow Return 5/8 Partial Grey 75

TBBB BBB Foods Inc. Data Issue 49 Profit Growth Debt Cash Flow Return 4/8 Partial - 76

SYY Sysco Corporation 48 Profit Growth Debt Cash Flow Return 6/9 - 77

STZ Constellation Brands, … 48 Profit Growth Debt Cash Flow Return 5/8 Partial Grey 78

CHEF The Chefs' Warehouse, … One-time Loss 48 Profit Growth Debt Cash Flow Return 8/9 Safe 79

MH McGraw Hill, Inc. One-time Loss 48 Profit Growth Debt Cash Flow Return 7/8 Partial Distress 80

IMKTA Ingles Markets, Incorp… 48 Profit Growth Debt Cash Flow Return 6/8 Partial Safe 81

DMC Del Monte Corporation 48 Profit Growth Debt Cash Flow Return 8/9 Safe 82

DG Dollar General Corpora… 47 Profit Growth Debt Cash Flow Return 7/9 Grey 83

CCU Compañía Cervecerías U… 47 Profit Growth Debt Cash Flow Return 5/8 Partial Grey 84

GOTU Gaotu Techedu Inc. Check Earnings 47 Profit Growth Debt Cash Flow Return 4/8 Partial Distress 85

LW Lamb Weston Holdings, … One-time Loss 46 Profit Growth Debt Cash Flow Return 7/9 Grey 86

HLF Herbalife Ltd. Data IssueOne-time Loss 46 Profit Growth Debt Cash Flow Return 5/9 Grey 87

MDLZ Mondelez International… 45 Profit Growth Debt Cash Flow Return 5/9 Grey 88

ADM Archer-Daniels-Midland… 45 Profit Growth Debt Cash Flow Return 4/9 - 89

MICC The Magnum Ice Cream C… Check EarningsOne-time Loss 45 Profit Growth Debt Cash Flow Return 4/7 Partial - 90

PFGC Performance Food Group… One-time Loss 44 Profit Growth Debt Cash Flow Return 7/9 Safe 91

TGT Target Corporation 43 Profit Growth Debt Cash Flow Return 6/9 Safe 92

PRMB Primo Brands Corporati… Data IssueOne-time Loss 43 Profit Growth Debt Cash Flow Return 6/9 Distress 93

USFD US Foods Holding Corp. 42 Profit Growth Debt Cash Flow Return 7/9 Safe 94

ANDE The Andersons, Inc. 42 Profit Growth Debt Cash Flow Return 6/9 - 95

BTI British American Tobac… 41 Profit Growth Debt Cash Flow Return 6/8 Partial Distress 96

DOLE Dole plc One-time LossUnit Sold 41 Profit Growth Debt Cash Flow Return 6/9 Grey 97

DAR Darling Ingredients In… One-time Loss 40 Profit Growth Debt Cash Flow Return 8/9 Grey 98

CPB The Campbell's Company One-time Loss 40 Profit Growth Debt Cash Flow Return 5/9 Distress 99

KHC The Kraft Heinz Compan… 39 Profit Growth Debt Cash Flow Return 5/9 Distress 100

GO Grocery Outlet Holding… 39 Profit Growth Debt Cash Flow Return 4/9 Distress

How the Financial Health Score is calculated

Each company receives a composite score from 0 to 100 built from six dimensions derived from SEC filings. The dimensions are family-specific: a company is scored on the metrics that matter for its business type, then ranked against direct peers rather than across every industry. A score is a company's standing within its peer group, not an absolute cross-industry rating; a 70 for a bank and a 70 for a software company both mean "top of its family," not "equally strong businesses."

Each of the six dimensions is scored as a percentile within the family (how the company ranks against its peers on that dimension). The overall score is the rounded average of the dimensions we can compute from the company’s filings, so when one of them cannot be measured the score averages the other five, and the table marks it 5 of 6. We rank a company only when at least five of its six dimensions can be computed.

Operating companies, energy and utilities are scored on Profitability, Growth, Leverage, Liquidity, Cash Flow, and Returns.
Banks are scored on Earnings, Growth, Capital, Efficiency, Credit Quality, and Stability.
Insurers are scored on Loss Ratio, Premium Growth, Capital, Investment Yield, Combined Ratio, and Stability.
REITs are scored on FFO Margin, FFO Growth, Leverage, Interest Coverage, AFFO Margin, and Dividend Coverage.
Emerging (pre-profit) companies are scored on Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, and Balance Sheet.
Warrants, preferred shares, notes and duplicate listings that share a parent company's financials are automatically filtered from the ranking.
Only companies with a market value of at least $500 million that are still trading are ranked.

The Piotroski F-Score (0 to 9) measures fundamental strength using nine binary accounting tests; the Altman Z-Score estimates bankruptcy risk, classifying companies into Safe, Grey, or Distress zones. These two signals are shown alongside the composite score for additional perspective. When the filings cannot support all nine tests, the F-Score is shown out of the tests that could be run and marked Partial.