Universal Financials
Universal (UVV) reported $2.9B in revenue for fiscal year 2026, down 1.3% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Working-capital swings, not steady growth, are the main force determining how much real cash this business keeps.
From FY2024 to FY2026, operating income stayed positive, but free cash flow moved from-$140.6M to$80.3M ; that gap says yearly cash is being driven less by reported profitability than by how much capital is tied up or released inside the operating cycle. The FY2025 cash surge looks more like a temporary working-capital release than a permanently higher earnings base, because FY2026 revenue slipped only1.3% while operating income fell27.6% and cash also fell back.
The margin structure is fairly thin, with gross margin falling from
Liquidity looks stronger than cash alone suggests: despite only
Financial Health Signals
Scored against operating companies for FY2026. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Universal's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Universal has an operating margin of 5.8%, meaning the company retains $6 of operating profit per $100 of revenue. This strong profitability earns a score of 69/100, reflecting efficient cost management and pricing power. This is down from 8.0% the prior year.
Universal's revenue declined 1.3% year-over-year, from $2.9B to $2.9B. This contraction results in a growth score of 42/100.
Universal has elevated debt relative to equity (D/E of 0.44), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 25/100, reflecting increased financial risk.
With a current ratio of 3.49, Universal holds $3.49 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 82/100.
Universal has a free cash flow margin of 2.8%, earning a moderate score of 40/100. The company generates positive cash flow after capital investments, but with room for improvement.
Universal earns a strong 0.0% return on equity (ROE), meaning it generates less than $1 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 73/100. This is unchanged from the prior year.
Universal scores 2.94, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Universal passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
Universal reported $33K of net income while generating $129.1M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead.
Universal earns $2.28 in operating income for every $1 of interest expense ($168.5M vs $74.0M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.
Key Financial Metrics
Earnings & Revenue
Universal generated $2.9B in revenue in fiscal year 2026. This represents a decrease of 1.3% from the prior year.
Universal's EBITDA was $221.9M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 24.2% from the prior year.
Universal reported $33K in net income in fiscal year 2026. This represents a decrease of 65.7% from the prior year.
Universal earned $1.30 per diluted share (EPS) in fiscal year 2026. This represents a decrease of 65.6% from the prior year.
Cash & Balance Sheet
Universal generated $80.3M in free cash flow in fiscal year 2026, representing cash available after capex. This represents a decrease of 69.6% from the prior year.
Universal held $62.2M in cash against $616.7M in long-term debt as of fiscal year 2026.
Universal paid $3.28 per share in dividends in fiscal year 2026. This represents an increase of 1.2% from the prior year.
Margins & Returns
Universal's gross margin was 16.4% in fiscal year 2026, indicating the percentage of revenue retained after direct costs. This is down 1.6 percentage points from the prior year.
Universal's operating margin was 5.8% in fiscal year 2026, reflecting core business profitability. This is down 2.1 percentage points from the prior year.
Universal's net profit margin was 0.0% in fiscal year 2026, showing the share of revenue converted to profit. That is unchanged from the prior year.
Universal's ROE was 0.0% in fiscal year 2026, measuring profit generated per dollar of shareholder equity. That is unchanged from the prior year.
Capital Allocation
Universal repurchased no shares in fiscal year 2026.
Universal invested $48.8M in capex in fiscal year 2026, funding long-term assets and infrastructure. This represents a decrease of 22.0% from the prior year.
Not reported for fiscal year 2026.
UVV Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $2.8B | $2.9B-1.3% | $2.9B+7.4% | $2.7B+6.7% | $2.5B+21.9% | $2.1B+6.4% | $2.0B+3.9% | $1.9B-14.5% | $2.2B+9.6% | $2.0B-1.4% | $2.0B-3.4% | $2.1B-6.7% | $2.3B-10.6% | $2.5B+3.3% | $2.5B+0.6% | $2.4B |
| Cost of Revenue | $2.4B | $2.4B+0.6% | $2.4B+8.4% | $2.2B+4.8% | $2.1B+24.6% | $1.7B+6.1% | $1.6B+2.8% | $1.6B-14.7% | $1.8B+9.5% | $1.7B-0.9% | $1.7B-2.1% | $1.7B-8.0% | $1.9B-11.7% | $2.1B+5.5% | $2.0B+1.2% | $2.0B |
| Gross Profit | $439.2M | $472.6M-9.9% | $524.3M+3.0% | $509.2M+16.2% | $438.3M+10.5% | $396.5M+7.7% | $368.1M+8.7% | $338.7M-13.7% | $392.6M+10.0% | $356.9M-3.8% | $370.8M-9.0% | $407.3M-0.7% | $410.3M-5.3% | $433.3M-6.3% | $462.4M-2.0% | $472.0M |
| SG&A Expenses | $302.3M | $300.7M-1.5% | $305.3M-1.7% | $310.6M+12.0% | $277.2M+15.2% | $240.7M+9.5% | $219.8M-1.4% | $222.9M-1.0% | $225.1M+11.9% | $201.1M-5.1% | $211.9M-6.5% | $226.7M-9.4% | $250.2M-4.5% | $262.0M+11.4% | $235.3M-6.5% | $251.6M |
| Operating Income | $136.9M | $168.5M-27.6% | $232.8M+4.9% | $222.0M+22.6% | $181.1M+12.9% | $160.3M+8.5% | $147.8M+17.0% | $126.4M-21.6% | $161.2M-5.7% | $170.8M-4.2% | $178.4M-1.8% | $181.6M+8.2% | $167.9M-31.8% | $246.2M+10.4% | $223.0M+23.7% | $180.3M |
| Interest Expense | $72.8M | $74.0M-7.0% | $79.6M+20.2% | $66.3M+34.4% | $49.3M+77.7% | $27.7M+11.2% | $25.0M+25.7% | $19.9M+13.4% | $17.5M+12.1% | $15.6M-4.1% | $16.3M+3.9% | $15.7M-8.5% | $17.1M-15.7% | $20.3M-7.7% | $22.0M-3.6% | $22.8M |
| Income Tax | $36.8M | $46.7M+13.9% | $40.9M+31.6% | $31.1M+165.1% | $11.7M-69.7% | $38.7M+31.5% | $29.4M-16.7% | $35.3M-14.3% | $41.2M-18.5% | $50.5M-11.0% | $56.7M+4.2% | $54.4M+43.2% | $38.0M-49.7% | $75.5M+13.8% | $66.4M+8.5% | $61.2M |
| Net Income | -$13.5M | $33K-65.7% | $95K-20.5% | $120K-3.6% | $124K+43.3% | $87K-99.9% | $87.4M+21.9% | $71.7M-31.2% | $104.1M-1.5% | $105.7M-0.6% | $106.3M-2.5% | $109.0M-4.9% | $114.6M-23.1% | $149.0M+12.2% | $132.8M+44.2% | $92.1M |
| EPS (Diluted) | — | $1.30-65.6% | $3.78-20.9% | $4.78-3.8% | $4.97+43.2% | $3.47 | $3.53+23.4% | $2.86-30.4% | $4.11-0.7% | $4.14 | $0.88 | $3.92-3.4% | $4.06-22.7% | $5.25+12.7% | $4.66+43.4% | $3.25 |
Not reported in any period shown, so not listed: R&D Expenses.
TTM is the trailing twelve months, Q2 FY2026 through Q1 FY2027, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
UVV Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.8B-7.5% | $3.0B+1.8% | $2.9B+11.3% | $2.6B+2.0% | $2.6B+10.4% | $2.3B+10.4% | $2.1B-0.6% | $2.1B-1.6% | $2.2B+2.1% | $2.1B-4.8% | $2.2B+2.0% | $2.2B-3.5% | $2.3B-1.8% | $2.3B+1.7% | $2.3B |
| Current Assets | $2.0B-8.6% | $2.2B+2.5% | $2.1B+16.6% | $1.8B+3.1% | $1.7B+12.4% | $1.6B+5.1% | $1.5B-6.8% | $1.6B-0.1% | $1.6B+1.8% | $1.6B-4.7% | $1.6B+2.5% | $1.6B-4.5% | $1.7B-4.2% | $1.7B+3.3% | $1.7B |
| Cash & Equivalents | $62.2M-76.1% | $260.1M+367.9% | $55.6M-14.1% | $64.7M-20.8% | $81.6M-58.6% | $197.2M+83.6% | $107.4M-63.9% | $297.6M+27.1% | $234.1M-17.6% | $284.0M-11.1% | $319.4M+28.4% | $248.8M+52.1% | $163.5M-55.5% | $367.9M+40.6% | $261.7M |
| Accounts Receivable | $563.9M-9.9% | $625.9M+19.2% | $525.3M+30.6% | $402.1M+4.3% | $385.4M+4.9% | $367.5M+7.9% | $340.7M-7.4% | $368.1M-2.4% | $377.1M-14.2% | $439.3M+2.5% | $428.7M-1.3% | $434.4M-7.2% | $468.0M+16.5% | $401.7M+2.8% | $390.8M |
| Goodwill | $172.7M-19.2% | $213.8M0.0% | $213.9M0.0% | $213.9M0.0% | $214.0M+23.7% | $173.1M+36.4% | $126.8M+29.5% | $97.9M-0.9% | $98.8M0.0% | $98.8M-0.2% | $99.0M-0.1% | $99.1M0.0% | $99.1M+0.7% | $98.4M+0.1% | $98.3M |
| Total Liabilities | $1.3B-12.3% | $1.5B+2.1% | $1.5B+21.3% | $1.2B+0.1% | $1.2B+20.9% | $993.5M+19.5% | $831.6M+10.4% | $753.3M-3.8% | $783.3M-1.7% | $796.8M+2.4% | $778.1M-1.7% | $791.4M-8.0% | $860.0M-15.6% | $1.0B-4.0% | $1.1B |
| Current Liabilities | $564.2M-24.8% | $750.2M+5.5% | $711.4M+60.9% | $442.0M-14.8% | $518.7M+76.9% | $293.2M+9.6% | $267.4M+5.4% | $253.7M-5.2% | $267.7M-0.1% | $268.0M+8.8% | $246.3M-8.2% | $268.2M-41.0% | $455.0M-26.9% | $622.6M+58.5% | $392.7M |
| Long-Term Debt | $616.7M-0.2% | $617.9M+0.1% | $617.4M+0.1% | $616.8M+18.9% | $518.5M+0.1% | $518.2M+40.5% | $368.8M+0.1% | $368.5M-0.2% | $369.1M+0.1% | $368.7M+0.1% | $368.4M-0.4% | $370.0M+54.2% | $240.0M+32.4% | $181.3M-53.8% | $392.5M |
| Total Equity | $1.4B-3.0% | $1.5B+1.5% | $1.4B+2.9% | $1.4B+4.2% | $1.3B+2.5% | $1.3B+4.9% | $1.2B-6.8% | $1.3B-0.4% | $1.3B+4.3% | $1.3B-9.0% | $1.4B+3.8% | $1.4B-1.1% | $1.4B+9.5% | $1.3B+6.3% | $1.2B |
| Retained Earnings | $1.1B-4.2% | $1.2B+1.2% | $1.2B+3.2% | $1.1B+3.9% | $1.1B+0.6% | $1.1B+1.0% | $1.1B-2.7% | $1.1B+2.3% | $1.1B+4.5% | $1.0B-2.9% | $1.1B+4.5% | $1.0B+2.7% | $993.1M+8.1% | $918.5M+7.5% | $854.7M |
Not reported in any period shown, so not listed: Inventory.
UVV Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | TTM | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $217.1M | $129.1M-60.5% | $327.0M+538.1% | -$74.6M-606.9% | -$10.6M-123.5% | $44.9M-79.6% | $220.4M+1922.7% | $10.9M-93.4% | $164.5M+102.5% | $81.2M-67.5% | $250.3M+34.2% | $186.5M-18.0% | $227.4M+6591.2% | -$3.5M-101.5% | $234.5M+17.4% | $199.8M |
| Capital Expenditures | $52.7M | $48.8M-22.0% | $62.6M-5.2% | $66.0M+20.7% | $54.7M+2.8% | $53.2M-19.6% | $66.2M+87.8% | $35.2M-9.1% | $38.8M+13.9% | $34.0M-4.5% | $35.6M-24.4% | $47.2M-19.2% | $58.4M+27.3% | $45.8M+48.9% | $30.8M-19.4% | $38.2M |
| Free Cash Flow | $164.4M | $80.3M-69.6% | $264.4M+288.0% | -$140.6M-115.6% | -$65.2M-683.9% | -$8.3M-105.4% | $154.3M+734.0% | -$24.3M-119.3% | $125.8M+166.4% | $47.2M-78.0% | $214.7M+54.0% | $139.4M-17.5% | $169.0M+442.4% | -$49.4M-124.2% | $203.7M+26.0% | $161.6M |
| Investing Cash Flow | -$46.7M | -$43.0M+27.0% | -$58.8M+2.0% | -$60.0M-19.2% | -$50.4M+64.7% | -$142.7M+34.3% | -$217.3M-104.3% | -$106.4M-206.5% | -$34.7M-26.7% | -$27.4M+19.1% | -$33.9M+33.5% | -$50.9M+5.7% | -$54.0M-28.4% | -$42.1M-60.3% | -$26.2M-165.8% | -$9.9M |
| Financing Cash Flow | -$174.7M | -$284.3M-349.7% | -$63.2M-150.3% | $125.7M+222.7% | $38.9M+332.4% | -$16.8M-118.3% | $91.4M+197.1% | -$94.1M-43.1% | -$65.8M+37.1% | -$104.6M+58.3% | -$251.2M-288.6% | -$64.6M+25.7% | -$87.0M+45.0% | -$158.1M-55.0% | -$102.0M-51.4% | -$67.3M |
| Dividends Paid | $81.7M | $81.3M+2.0% | $79.7M+1.6% | $78.4M+1.3% | $77.4M+1.2% | $76.4M+1.7% | $75.2M-0.3% | $75.4M+7.8% | $69.9M+27.8% | $54.7M+9.8% | $49.8M+5.1% | $47.4M+0.1% | $47.3M+1.3% | $46.7M+1.6% | $46.0M+2.9% | $44.7M |
| Share Buybacks | N/A | $0 | $0-100.0% | $4.7M+37.6% | $3.4M+12.9% | $3.1M | $0-100.0% | $33.5M+2218.6% | $1.4M-93.3% | $21.6M | $0 | $0-100.0% | $31.2M+120.8% | $14.1M+66.8% | $8.5M+111.8% | $4.0M |
TTM is the trailing twelve months, Q2 FY2026 through Q1 FY2027, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.
UVV Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | FY26 | FY25 | FY24 | FY23 | FY22 | FY21 | FY20 | FY19 | FY18 | FY17 | FY16 | FY15 | FY14 | FY13 | FY12 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Gross Margin | 16.4%-1.6pp | 17.9%-0.8pp | 18.7%+1.5pp | 17.2%-1.8pp | 19.0%+0.2pp | 18.7%+0.8pp | 17.9%+0.2pp | 17.7%+0.1pp | 17.7%-0.4pp | 18.1%-1.1pp | 19.2%+1.1pp | 18.1%+1.0pp | 17.0%-1.7pp | 18.8%-0.5pp | 19.3% |
| Operating Margin | 5.8%-2.1pp | 8.0%-0.2pp | 8.2%+1.1pp | 7.1%-0.6pp | 7.7%+0.2pp | 7.5%+0.8pp | 6.7%-0.6pp | 7.3%-1.2pp | 8.5%-0.3pp | 8.7%+0.1pp | 8.6%+1.2pp | 7.4%-2.3pp | 9.7%+0.6pp | 9.1%+1.7pp | 7.4% |
| Net Margin | 0.0%0.0pp | 0.0%0.0pp | 0.0%0.0pp | 0.0%0.0pp | 0.0%-4.5pp | 4.5%+0.7pp | 3.8%-0.9pp | 4.7%-0.5pp | 5.2%0.0pp | 5.2%+0.1pp | 5.1%+0.1pp | 5.0%-0.8pp | 5.9%+0.5pp | 5.4%+1.6pp | 3.8% |
| Return on Equity | 0.0%0.0pp | 0.0%0.0pp | 0.0%0.0pp | 0.0%0.0pp | 0.0%-6.7pp | 6.7%+0.9pp | 5.8%-2.0pp | 7.8%-0.1pp | 7.9%-0.4pp | 8.3%+0.6pp | 7.7%-0.7pp | 8.4%-2.4pp | 10.8%+0.3pp | 10.5%+2.8pp | 7.8% |
| Return on Assets | 0.0%0.0pp | 0.0%0.0pp | 0.0%0.0pp | 0.0%0.0pp | 0.0%-3.7pp | 3.7%+0.4pp | 3.4%-1.5pp | 4.9%0.0pp | 4.9%-0.1pp | 5.0%+0.1pp | 4.9%-0.4pp | 5.2%-1.3pp | 6.6%+0.8pp | 5.8%+1.7pp | 4.1% |
| Current Ratio | 3.49+0.6x | 2.87-0.1x | 2.96-1.1x | 4.08+0.7x | 3.37-1.9x | 5.31-0.2x | 5.53-0.7x | 6.26+0.3x | 5.94+0.1x | 5.83-0.8x | 6.65+0.7x | 5.96+2.3x | 3.68+0.9x | 2.80-1.5x | 4.31 |
| Debt-to-Equity | 0.440.0x | 0.420.0x | 0.430.0x | 0.44+0.1x | 0.390.0x | 0.40+0.1x | 0.300.0x | 0.280.0x | 0.270.0x | 0.290.0x | 0.260.0x | 0.27+0.1x | 0.170.0x | 0.14-0.2x | 0.33 |
| FCF Margin | 2.8%-6.3pp | 9.0%+14.2pp | -5.2%-2.6pp | -2.6%-2.2pp | -0.4%-8.3pp | 7.8%+9.1pp | -1.3%-7.0pp | 5.7%+3.3pp | 2.3%-8.1pp | 10.5%+3.9pp | 6.6%-0.9pp | 7.4%+9.4pp | -1.9%-10.2pp | 8.3%+1.7pp | 6.6% |
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Where Universal Ranks
Frequently Asked Questions
What is Universal's annual revenue?
Universal (UVV) reported $2.9B in total revenue for fiscal year 2026. This represents a -1.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Universal's revenue growing?
Universal (UVV) revenue declined by 1.3% year-over-year, from $2.9B to $2.9B in fiscal year 2026.
Is Universal profitable?
Yes, Universal (UVV) reported a net income of $33K in fiscal year 2026, with a net profit margin of 0.0%.
What is Universal's EBITDA?
Universal (UVV) had EBITDA of $221.9M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Universal have?
As of fiscal year 2026, Universal (UVV) had $62.2M in cash and equivalents against $616.7M in long-term debt.
What is Universal's gross margin?
Universal (UVV) had a gross margin of 16.4% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
What is Universal's operating margin?
Universal (UVV) had an operating margin of 5.8% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.
What is Universal's net profit margin?
Universal (UVV) had a net profit margin of 0.0% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
Does Universal pay dividends?
Yes, Universal (UVV) paid $3.28 per share in dividends during fiscal year 2026.
What is Universal's return on equity (ROE)?
Universal (UVV) has a return on equity of 0.0% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.
What is Universal's free cash flow?
Universal (UVV) generated $80.3M in free cash flow during fiscal year 2026. This represents a -69.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Universal's operating cash flow?
Universal (UVV) generated $129.1M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
What are Universal's total assets?
Universal (UVV) had $2.8B in total assets as of fiscal year 2026, including both current and long-term assets.
What are Universal's capital expenditures?
Universal (UVV) invested $48.8M in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.
What is Universal's current ratio?
Universal (UVV) had a current ratio of 3.49 as of fiscal year 2026, which is generally considered healthy.
What is Universal's debt-to-equity ratio?
Universal (UVV) had a debt-to-equity ratio of 0.44 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Universal's return on assets (ROA)?
Universal (UVV) had a return on assets of 0.0% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
What is Universal's Altman Z-Score?
Universal (UVV) has an Altman Z-Score of 2.94, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Universal's Piotroski F-Score?
Universal (UVV) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Universal's earnings high quality?
Universal (UVV) reported $33K of net income while generating $129.1M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Universal cover its interest payments?
Universal (UVV) has an interest coverage ratio of 2.28x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Universal?
Universal (UVV) scores 55 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.