Pricesmart Inc Financials
Pricesmart Inc (PSMT) reported $5.7B in revenue over the twelve months to May 31, 2026, up 10.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Revenue expansion is being converted into operating cash, but heavy reinvestment keeps free cash flow uneven.
In FY2025, operating cash flow reached$261M while free cash flow was$103M , meaning capital spending absorbed much of the cash produced by operations. The rebound in free cash flow from FY2024 to FY2025 looks more like investment timing than a change in earnings quality, because operating margin remained around4.5% .
By FY2025, revenue reached
Assets expanded to
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Pricesmart Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Pricesmart Inc has an operating margin of 4.4%, meaning the company retains $4 of operating profit per $100 of revenue. This strong profitability earns a score of 66/100, reflecting efficient cost management and pricing power. This is down from 4.5% the prior year.
Pricesmart Inc's revenue grew 7.2% year-over-year to $5.3B, a solid pace of expansion. This earns a growth score of 64/100.
Pricesmart Inc carries a low D/E ratio of 0.12, meaning only $0.12 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 93/100, indicating a strong balance sheet with room for future borrowing.
Pricesmart Inc's current ratio of 1.34 indicates adequate short-term liquidity, earning a score of 35/100. The company can meet its near-term obligations, though with limited headroom.
Pricesmart Inc has a free cash flow margin of 2.0%, earning a moderate score of 35/100. The company generates positive cash flow after capital investments, but with room for improvement.
Pricesmart Inc earns a strong 11.9% return on equity (ROE), meaning it generates $12 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 86/100. This is down from 12.4% the prior year.
Pricesmart Inc scores 6.49, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Pricesmart Inc passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Pricesmart Inc generates $1.77 in operating cash flow ($261.3M OCF vs $147.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Pricesmart Inc earns $20.19 in operating income for every $1 of interest expense ($232.5M vs $11.5M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Earnings & Revenue
Pricesmart Inc generated $5.3B in revenue in fiscal year 2025. This represents an increase of 7.2% from the prior year.
Pricesmart Inc's EBITDA was $320.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 5.6% from the prior year.
Pricesmart Inc reported $147.9M in net income in fiscal year 2025. This represents an increase of 6.5% from the prior year.
Pricesmart Inc earned $4.82 per diluted share (EPS) in fiscal year 2025. This represents an increase of 5.5% from the prior year.
Cash & Balance Sheet
Pricesmart Inc generated $103.2M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 164.2% from the prior year.
Pricesmart Inc held $241.0M in cash against $147.9M in long-term debt as of fiscal year 2025.
Pricesmart Inc paid $1.26 per share in dividends in fiscal year 2025. This represents a decrease of 41.7% from the prior year.
Margins & Returns
Pricesmart Inc's gross margin was 17.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 0.1 percentage points from the prior year.
Pricesmart Inc's operating margin was 4.4% in fiscal year 2025, reflecting core business profitability. This is down 0.1 percentage points from the prior year.
Pricesmart Inc's net profit margin was 2.8% in fiscal year 2025, showing the share of revenue converted to profit. That is unchanged from the prior year.
Pricesmart Inc's ROE was 11.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.5 percentage points from the prior year.
Capital Allocation
Pricesmart Inc spent $6.7M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 90.9% from the prior year.
Pricesmart Inc invested $158.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 6.2% from the prior year.
Not reported for fiscal year 2025.
PSMT Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.5B-0.9% | $1.5B+8.2% | $1.4B+3.9% | $1.3B+1.0% | $1.3B-3.4% | $1.4B+8.4% | $1.3B+2.6% | $1.2B |
| Cost of Revenue | $1.2B-0.9% | $1.2B+8.1% | $1.1B+3.6% | $1.1B+1.1% | $1.1B-3.8% | $1.1B+8.8% | $1.0B | N/A |
| Gross Profit | $262.2M-1.1% | $265.1M+8.5% | $244.4M+5.4% | $231.9M+1.0% | $229.7M-1.8% | $233.8M+6.7% | $219.1M | N/A |
| SG&A Expenses | $51.4M+3.3% | $49.7M+0.9% | $49.3M+4.5% | $47.2M+0.3% | $47.1M+9.4% | $43.0M+1.1% | $42.6M+2.1% | $41.7M |
| Operating Income | $65.6M-13.0% | $75.4M+19.9% | $62.9M+19.3% | $52.8M-6.2% | $56.2M-13.9% | $65.3M+12.0% | $58.3M+18.4% | $49.2M |
| Interest Expense | $3.9M-2.8% | $4.0M-10.4% | $4.4M+25.6% | $3.5M+27.4% | $2.8M+8.8% | $2.5M-5.8% | $2.7M-17.6% | $3.3M |
| Income Tax | $15.4M-12.2% | $17.6M+13.3% | $15.5M+4.8% | $14.8M+6.5% | $13.9M-15.1% | $16.4M+21.4% | $13.5M+6.1% | $12.7M |
| Net Income | $39.7M-19.1% | $49.1M+22.2% | $40.2M+27.3% | $31.5M-10.3% | $35.2M-19.7% | $43.8M+16.9% | $37.4M+28.8% | $29.1M |
| EPS (Diluted) | $1.28-21.0% | $1.62+25.6% | $1.29+26.5% | $1.02-10.5% | $1.14-21.4% | $1.45+19.8% | $1.21+27.4% | $0.95 |
Not reported in any period shown, so not listed: R&D Expenses.
PSMT Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.5B+3.4% | $2.4B+1.8% | $2.4B+5.5% | $2.3B+5.8% | $2.1B+2.5% | $2.1B+0.2% | $2.1B+3.2% | $2.0B |
| Current Assets | $1.1B+2.1% | $1.0B-1.0% | $1.1B+8.0% | $974.5M+8.2% | $900.8M+2.9% | $875.1M-1.9% | $892.5M+7.2% | $832.3M |
| Cash & Equivalents | $208.4M+33.4% | $156.2M-24.3% | $206.4M-14.4% | $241.0M+43.5% | $168.0M+28.8% | $130.4M+7.8% | $120.9M-3.5% | $125.4M |
| Inventory | $623.1M0.0% | $623.1M+0.7% | $618.8M+10.4% | $560.7M+1.4% | $553.1M+0.6% | $549.7M-6.2% | $585.9M+10.8% | $528.7M |
| Goodwill | $43.3M+0.1% | $43.3M+0.1% | $43.2M0.0% | $43.2M0.0% | $43.2M0.0% | $43.2M0.0% | $43.2M0.0% | $43.2M |
| Total Liabilities | $1.1B+2.1% | $1.1B+1.3% | $1.1B+6.6% | $1.0B+9.8% | $930.2M+1.1% | $920.1M-1.0% | $929.1M+3.3% | $899.7M |
| Current Liabilities | $833.0M+3.4% | $805.2M+2.1% | $788.9M+8.6% | $726.3M+3.5% | $701.8M0.0% | $701.8M-0.8% | $707.6M+4.0% | $680.1M |
| Long-Term Debt | $114.4M-11.4% | $129.1M-10.1% | $143.7M-2.8% | $147.9M+71.7% | $86.2M-3.0% | $88.8M-5.0% | $93.6M-0.9% | $94.4M |
| Total Equity | $1.4B+4.5% | $1.3B+2.2% | $1.3B+4.6% | $1.2B+2.7% | $1.2B+3.5% | $1.2B+1.2% | $1.2B+3.2% | $1.1B |
| Retained Earnings | $1.1B+3.8% | $1.0B+0.6% | $1.0B+4.0% | $999.4M+3.3% | $967.8M+3.8% | $932.7M+0.5% | $927.7M+4.2% | $890.3M |
Not reported in any period shown, so not listed: Accounts Receivable.
PSMT Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $58.9M-5.0% | $62.0M-12.9% | $71.2M-13.3% | $82.1M+55.7% | $52.8M-39.9% | $87.9M+128.0% | $38.5M-7.9% | $41.8M |
| Capital Expenditures | $55.7M+12.0% | $49.7M+28.8% | $38.6M-31.7% | $56.5M+45.8% | $38.8M+12.0% | $34.6M+22.9% | $28.2M+5.7% | $26.7M |
| Free Cash Flow | $3.2M-74.0% | $12.3M-62.3% | $32.6M+27.5% | $25.6M+82.8% | $14.0M-73.7% | $53.2M+414.3% | $10.3M-31.7% | $15.2M |
| Investing Cash Flow | -$19.7M+75.1% | -$79.1M+12.4% | -$90.3M-172.8% | -$33.1M-103.3% | -$16.3M+67.6% | -$50.2M-71.3% | -$29.3M-12.4% | -$26.1M |
| Financing Cash Flow | $15.7M+133.9% | -$46.3M-186.6% | -$16.1M-128.8% | $56.1M+4939.2% | -$1.2M+95.0% | -$23.1M-31.6% | -$17.6M+31.7% | -$25.7M |
| Dividends Paid | $0 | N/A | N/A | $19.4M | $0 | N/A | N/A | $17.7M |
| Share Buybacks | $113K-97.0% | $3.7M-26.4% | $5.1M+494.3% | $853K+712.4% | $105K-95.7% | $2.5M-25.3% | $3.3M+101.5% | $1.6M |
PSMT Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 17.7%0.0pp | 17.7%+0.1pp | 17.7%+0.3pp | 17.4%0.0pp | 17.4%+0.3pp | 17.1%-0.3pp | 17.4% | N/A |
| Operating Margin | 4.4%-0.6pp | 5.0%+0.5pp | 4.5%+0.6pp | 4.0%-0.3pp | 4.3%-0.5pp | 4.8%+0.2pp | 4.6%+0.6pp | 4.0% |
| Net Margin | 2.7%-0.6pp | 3.3%+0.4pp | 2.9%+0.5pp | 2.4%-0.3pp | 2.7%-0.5pp | 3.2%+0.2pp | 3.0%+0.6pp | 2.4% |
| Return on Equity | 2.9%-0.8pp | 3.7%+0.6pp | 3.1%+0.6pp | 2.5%-0.4pp | 2.9%-0.8pp | 3.7%+0.5pp | 3.2%+0.6pp | 2.6% |
| Return on Assets | 1.6%-0.4pp | 2.0%+0.3pp | 1.7%+0.3pp | 1.4%-0.3pp | 1.6%-0.4pp | 2.1%+0.3pp | 1.8%+0.3pp | 1.4% |
| Current Ratio | 1.280.0x | 1.290.0x | 1.330.0x | 1.34+0.1x | 1.280.0x | 1.250.0x | 1.260.0x | 1.22 |
| Debt-to-Equity | 0.080.0x | 0.100.0x | 0.110.0x | 0.120.0x | 0.070.0x | 0.080.0x | 0.080.0x | 0.08 |
| FCF Margin | 0.2%-0.6pp | 0.8%-1.5pp | 2.4%+0.4pp | 1.9%+0.9pp | 1.1%-2.8pp | 3.9%+3.1pp | 0.8%-0.4pp | 1.2% |
Similar Companies
Where Pricesmart Inc Ranks
Frequently Asked Questions
What is Pricesmart Inc's annual revenue?
Pricesmart Inc (PSMT) reported $5.3B in total revenue for fiscal year 2025. This represents a 7.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Pricesmart Inc's revenue growing?
Pricesmart Inc (PSMT) revenue grew by 7.2% year-over-year, from $4.9B to $5.3B in fiscal year 2025.
Is Pricesmart Inc profitable?
Yes, Pricesmart Inc (PSMT) reported a net income of $147.9M in fiscal year 2025, with a net profit margin of 2.8%.
What is Pricesmart Inc's EBITDA?
Pricesmart Inc (PSMT) had EBITDA of $320.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Pricesmart Inc have?
As of fiscal year 2025, Pricesmart Inc (PSMT) had $241.0M in cash and equivalents against $147.9M in long-term debt.
What is Pricesmart Inc's gross margin?
Pricesmart Inc (PSMT) had a gross margin of 17.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Pricesmart Inc's operating margin?
Pricesmart Inc (PSMT) had an operating margin of 4.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Pricesmart Inc's net profit margin?
Pricesmart Inc (PSMT) had a net profit margin of 2.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Pricesmart Inc pay dividends?
Yes, Pricesmart Inc (PSMT) paid $1.26 per share in dividends during fiscal year 2025.
What is Pricesmart Inc's return on equity (ROE)?
Pricesmart Inc (PSMT) has a return on equity of 11.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Pricesmart Inc's free cash flow?
Pricesmart Inc (PSMT) generated $103.2M in free cash flow during fiscal year 2025. This represents a 164.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Pricesmart Inc's operating cash flow?
Pricesmart Inc (PSMT) generated $261.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Pricesmart Inc's total assets?
Pricesmart Inc (PSMT) had $2.3B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Pricesmart Inc's capital expenditures?
Pricesmart Inc (PSMT) invested $158.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Pricesmart Inc's current ratio?
Pricesmart Inc (PSMT) had a current ratio of 1.34 as of fiscal year 2025, which is considered adequate.
What is Pricesmart Inc's debt-to-equity ratio?
Pricesmart Inc (PSMT) had a debt-to-equity ratio of 0.12 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Pricesmart Inc's return on assets (ROA)?
Pricesmart Inc (PSMT) had a return on assets of 6.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Pricesmart Inc's Altman Z-Score?
Pricesmart Inc (PSMT) has an Altman Z-Score of 6.49, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Pricesmart Inc's Piotroski F-Score?
Pricesmart Inc (PSMT) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Pricesmart Inc's earnings high quality?
Pricesmart Inc (PSMT) has an earnings quality ratio of 1.77x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Pricesmart Inc cover its interest payments?
Pricesmart Inc (PSMT) has an interest coverage ratio of 20.19x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Pricesmart Inc?
Pricesmart Inc (PSMT) scores 63 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.