Bimini Capital (BMNM) Financials

BMNM

Trailing 12 months to June 30, 2026

Revenue $21.2M +53.3% YoY

Net Income $6.4M +1081.7% YoY

EPS (Diluted) Not reported for the trailing 12 months

Operating Cash Flow $7.0M +311.9% YoY

Market Cap $33.8M as of Sep 10, 2026

Price / Sales 1.6x on $21.2M revenue, trailing 12 months to June 30, 2026

Price / Earnings 5.3x on $6.4M net income, trailing 12 months to June 30, 2026

Price / Book 2.5x on $13.8M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BMNM SEC filings page.

Bimini Capital (BMNM) reported $21.2M in revenue over the twelve months to Jun 30, 2026, up 53.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI BMNM FY2025 2026-08-29

Earnings swings with balance-sheet and financing activity, while equity changes—not debt repayment—drive leverage improvement.

FY2025's $5.8M net income compared with $2.9M of operating cash flow means the turnaround converted only about half of reported profit into cash. That earnings-to-cash gap, alongside the absence of reported free cash flow, makes the rebound's cash quality more important than the headline profit alone.

Debt-to-equity fell from 4.0x in FY2024 to 2.2x in FY2025, but the long-term debt balance remained about $27M. The leverage improvement therefore appears driven mainly by restored equity and lower liabilities elsewhere, not by meaningful debt repayment; the reversal followed losses in each of FY2022–FY2024.

FY2025 produced a $35.9M investing cash inflow alongside a $31.9M financing cash outflow. This transaction-driven cash pattern reversed FY2024's directions, suggesting reported cash movement was shaped more by asset and funding transactions than by operating cash generation.

Financial Health Signals

Financial health score not available

Bimini Capital does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

4/6

Bimini Capital passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Low Quality

0.50x

For every $1 of reported earnings, Bimini Capital generates $0.50 in operating cash flow ($2.9M OCF vs $5.8M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$6.6M

YoY+70.3%

QoQ+24.2%

5Y CAGR+17.1%

10Y CAGR+20.4%

Bimini Capital generated $6.6M in revenue in Q2 2026. This represents an increase of 70.3% from the same quarter a year earlier. Against the prior quarter it is up 24.2%.

Net Income

$374K

YoY+775.4%

QoQ-53.3%

10Y CAGR-4.6%

Bimini Capital reported $374K in net income in Q2 2026. This represents an increase of 775.4% from the same quarter a year earlier. Against the prior quarter it is down 53.3%.

EBITDA

Not reported for Q2 2026.

EPS (Diluted)

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$6.5M

YoY+21.1%

QoQ-60.6%

5Y CAGR-2.4%

10Y CAGR+5.2%

Bimini Capital held $6.5M in cash against $27.3M in long-term debt as of Q2 2026.

Free Cash Flow

Not reported for Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Shares Outstanding

Not reported for Q2 2026.

Margins & Returns

Net Margin

5.7%

YoY+4.6pp

QoQ-9.4pp

5Y change+36.4pp

10Y change-53.0pp

Bimini Capital's net profit margin was 5.7% in Q2 2026, showing the share of revenue converted to profit. This is up 4.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 9.4 percentage points.

Return on Equity

2.7%

YoY+2.1pp

QoQ-3.3pp

5Y change+5.4pp

10Y change+1.9pp

Bimini Capital's ROE was 2.7% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 2.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

None of these metrics is reported for Q2 2026.

BMNM Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BMNM quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$21.2M	$16.9M+41.9%	$11.9M-4.9%	$12.5M-10.8%	$14.0M+8.4%	$12.9M+28.2%	$10.1M+0.3%	$10.1M-17.8%	$12.2M-5.6%	$13.0M+27.0%	$10.2M+136.8%	$4.3M-87.5%	$34.4M+251.6%	$9.8M+131.1%	$4.2M-16.7%	$5.1M
SG&A Expenses	$15.4M	$12.6M+12.0%	$11.3M+7.2%	$10.5M+6.7%	$9.8M+18.7%	$8.3M+24.3%	$6.7M+3.5%	$6.4M0.0%	$6.4M+0.6%	$6.4M+11.5%	$5.7M-40.8%	$9.7M+34.3%	$7.2M-21.2%	$9.2M+50.8%	$6.1M-20.2%	$7.6M
Interest Expense	$5.1M	$6.8M-9.7%	$7.5M+39.2%	$5.4M+154.3%	$2.1M+91.5%	$1.1M-50.0%	$2.2M-64.0%	$6.2M+11.9%	$5.5M+82.0%	$3.0M+305.8%	$747K+75.8%	$425K-87.0%	$3.3M+156.4%	$1.3M+193.5%	$436K+61.0%	$271K
Income Tax	$29K	-$1.3M-142.0%	$3.1M-24.5%	$4.1M-65.2%	$11.9M+3323.7%	-$368K+73.1%	-$1.4M+86.7%	-$10.3M-148.7%	$21.1M+9.0%	$19.4M+1597.3%	$1.1M+101.8%	-$62.4M-3225.7%	-$1.9M-50.5%	-$1.2M	$0	$0
Net Income	$6.4M	$5.8M+544.2%	-$1.3M+67.2%	-$4.0M+79.9%	-$19.8M-7297.6%	$275K+105.0%	-$5.5M-141.3%	$13.3M+149.7%	-$26.8M-62.5%	-$16.5M-586.8%	$3.4M-94.3%	$59.2M+664.8%	$7.7M+432.4%	-$2.3M-14.8%	-$2.0M+22.6%	-$2.6M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$6.6M+70.3%	$5.3M+43.9%	$4.8M+47.6%	$4.5M+49.4%	$3.9M+33.4%	$3.7M+35.9%	$3.3M+15.7%	$3.0M-8.5%
SG&A Expenses	$4.8M+71.9%	$3.7M+27.4%	$3.9M+38.0%	$3.0M+13.1%	$2.8M+1.3%	$2.9M-3.5%	$2.8M-26.6%	$2.6M+24.8%
Interest Expense	$643K-62.9%	$1.2M-35.3%	$1.5M-22.5%	$1.7M-14.1%	$1.7M-1.7%	$1.8M+1.6%	$2.0M+10.5%	$2.0M+37.5%
Income Tax	$1.3M+19885.8%	$217K+19.9%	-$1.9M-190.4%	$371K-32.3%	$7K-94.0%	$181K-54.4%	$2.1M-53.6%	$547K+172.3%
Net Income	$374K+775.4%	$801K+45.0%	$3.4M+325.3%	$1.8M+611.4%	$43K+115.6%	$553K+159.3%	-$1.5M+69.1%	$256K+161.2%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).

BMNM Balance Sheet

BMNM quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$129.7M-16.2%	$154.9M+23.3%	$125.6M+45.5%	$86.3M-29.3%	$122.1M-5.1%	$128.7M-54.0%	$279.5M+7.7%	$259.4M-8.9%	$284.6M+27.7%	$222.9M+25.9%	$177.1M+20.5%	$146.9M-64.6%	$414.5M+121.3%	$187.4M+71.5%	$109.3M
Cash & Equivalents	$12.7M+123.9%	$5.7M+52.6%	$3.7M-38.2%	$6.0M-28.6%	$8.4M+11.4%	$7.6M-6.3%	$8.1M+63.1%	$4.9M-18.9%	$6.1M+37.8%	$4.4M-34.0%	$6.7M+42.8%	$4.7M-60.7%	$12.0M+122.8%	$5.4M+24.8%	$4.3M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$1.7M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$117.1M-20.9%	$148.0M+26.0%	$117.5M+58.3%	$74.2M-16.7%	$89.1M-5.4%	$94.2M-60.7%	$239.5M+3.9%	$230.4M+0.7%	$228.9M+51.9%	$150.7M+38.9%	$108.5M-21.2%	$137.7M-63.9%	$381.2M+107.3%	$183.8M+77.0%	$103.9M
Long-Term Debt	$27.3M-0.1%	$27.4M-0.1%	$27.4M-0.1%	$27.4M-0.1%	$27.4M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$12.6M+85.0%	$6.8M-16.1%	$8.1M-33.0%	$12.1M-63.3%	$33.0M-4.3%	$34.5M-13.7%	$40.0M+38.1%	$29.0M-48.0%	$55.7M-22.8%	$72.1M+5.3%	$68.5M+644.9%	$9.2M+427.8%	$1.7M-50.4%	$3.5M-34.5%	$5.4M
Retained Earnings	-$317.2M+1.8%	-$323.0M-0.4%	-$321.7M-1.3%	-$317.7M-6.7%	-$297.9M+0.1%	-$298.2M-1.9%	-$292.7M+4.3%	-$306.0M-9.6%	-$279.2M-6.3%	-$262.7M+1.3%	-$266.1M+18.2%	-$325.3M+2.3%	-$333.1M-0.7%	-$330.7M-0.6%	-$328.7M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$64.4M-53.6%	$58.5M-61.4%	$129.7M-16.2%	$139.7M-7.8%	$138.7M+15.2%	$151.4M+24.5%	$154.9M+23.3%	$151.6M+23.0%
Cash & Equivalents	$6.5M+21.1%	$16.4M+274.9%	$12.7M+123.9%	$9.6M+109.6%	$5.3M+8.0%	$4.4M+33.0%	$5.7M+52.6%	$4.6M+20.3%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$1.8M	N/A	$1.7M	N/A	N/A	N/A	N/A	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$4.8M	N/A	$0	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$47.4M-63.9%	$45.0M-68.7%	$117.1M-20.9%	$130.5M-8.9%	$131.3M+16.9%	$144.1M+27.1%	$148.0M+26.0%	$143.3M+29.9%
Long-Term Debt	$27.3M-0.1%	$27.3M-0.1%	$27.3M-0.1%	$27.4M-0.1%	$27.4M-0.1%	$27.4M-0.1%	$27.4M-0.1%	$27.4M-0.1%
Total Equity	$13.8M+85.5%	$13.4M+82.0%	$12.6M+85.0%	$9.2M+11.0%	$7.4M-8.1%	$7.4M-11.6%	$6.8M-16.1%	$8.3M-35.9%
Retained Earnings	-$316.0M+2.0%	-$316.4M+1.9%	-$317.2M+1.8%	-$320.6M+0.3%	-$322.4M-0.2%	-$322.5M-0.3%	-$323.0M-0.4%	-$321.5M-1.5%

Not reported in any period shown, so not listed: Current Assets, Inventory, Current Liabilities, Non-Current Liabilities.

BMNM Cash Flow Statement

BMNM quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$7.0M	$2.9M-9.7%	$3.2M+87.9%	$1.7M-69.0%	$5.5M-1.0%	$5.5M+326.0%	$1.3M+34613.7%	$4K-99.9%	$6.4M+0.6%	$6.3M+71.6%	$3.7M+519.1%	$596K-94.0%	$9.9M+146.2%	$4.0M+224.3%	-$3.2M+10.0%	-$3.6M
Depreciation & Amortization	N/A	$76K+0.4%	$76K-0.9%	$76K+4.7%	$73K+5.5%	$69K-0.4%	$70K-4.8%	$73K-4.7%	$77K-0.6%	$77K-9.9%	$86K-7.0%	$92K-10.5%	$103K-15.6%	$122K+1.8%	$120K+0.4%	$119K
Capital Expenditures	N/A	N/A	N/A	$0-100.0%	$46K	$0	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$37K+236.6%	$11K+10.3%	$10K-90.9%	$109K
Free Cash Flow	N/A	N/A	N/A	$1.7M-68.7%	$5.4M-1.9%	$5.5M	N/A	N/A	N/A	N/A	N/A	$596K-93.9%	$9.8M+146.0%	$4.0M+223.5%	-$3.2M+12.3%	-$3.7M
Investing Cash Flow	$79.8M	$35.9M+217.7%	-$30.5M+35.2%	-$47.1M-717.5%	$7.6M+466.3%	$1.3M-99.1%	$142.0M+7917.4%	-$1.8M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	-$86.8M	-$31.9M-205.4%	$30.2M-29.7%	$43.1M+366.8%	-$16.1M-102.2%	-$8.0M+94.5%	-$144.8M-1919.2%	$8.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$669K
Share Buybacks	N/A	$0	$0-100.0%	$13K-98.8%	$1.1M-40.3%	$1.8M	$0-100.0%	$2.3M+1276.8%	$165K	$0	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$2.6M+44.6%	$201K+106.4%	$2.1M-50.0%	$2.1M+290.3%	$1.8M+50.6%	-$3.1M-204.5%	$4.1M+573.1%	-$1.1M-144.8%
Depreciation & Amortization	$195K+1017.1%	$17K-6.0%	$26K+38.3%	$15K-21.2%	$17K-8.5%	$18K-5.5%	$18K-3.6%	$19K0.0%
Investing Cash Flow	-$12.4M-194.7%	$72.2M+2414.7%	$15.9M+341.4%	$4.1M+113.7%	$13.1M+524.5%	$2.9M-18.8%	-$6.6M-23.2%	-$29.5M-25.3%
Financing Cash Flow	-$197K+98.6%	-$70.1M-4086.9%	-$14.6M-452.4%	-$1.8M-106.0%	-$13.8M-696.6%	-$1.7M+27.6%	$4.2M-24.3%	$30.1M+45.6%
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	$0	N/A

Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Dividends Paid.

BMNM Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

BMNM quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	34.3%+45.3pp	-11.0%+20.9pp	-31.8%	-141.4%	2.1%+56.5pp	-54.4%	132.2%	-218.8%	-127.1%	33.2%	1373.6%	22.5%+46.3pp	-23.8%+24.1pp	-47.9%+3.7pp	-51.5%
Return on Equity	46.0%+65.1pp	-19.1%+29.9pp	-49.0%+114.5pp	-163.5%-164.3pp	0.8%+16.8pp	-15.9%-49.2pp	33.3%+125.7pp	-92.5%-62.9pp	-29.6%-34.3pp	4.7%-81.7pp	86.4%+2.2pp	84.2%+217.8pp	-133.6%-75.9pp	-57.7%-8.8pp	-48.9%
Return on Assets	4.5%+5.3pp	-0.8%+2.3pp	-3.2%+19.8pp	-23.0%-23.2pp	0.2%+4.5pp	-4.3%-9.0pp	4.8%+15.1pp	-10.3%-4.5pp	-5.8%-7.3pp	1.5%-31.9pp	33.5%+28.2pp	5.3%+5.8pp	-0.6%+0.5pp	-1.1%+1.3pp	-2.4%
Debt-to-Equity	2.17-1.8x	4.01+0.6x	3.37+1.1x	2.26+1.4x	0.83-1.9x	2.73-3.3x	5.99-2.0x	7.96+3.8x	4.11+2.0x	2.09+0.5x	1.58-13.4x	14.96-203.7x	218.61+166.3x	52.27+32.9x	19.36
Asset Turnover	0.13+0.1x	0.080.0x	0.10-0.1x	0.16+0.1x	0.110.0x	0.080.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.02-0.2x	0.23+0.2x	0.020.0x	0.020.0x	0.05
FCF Margin	N/A	N/A	13.6%-25.1pp	38.7%-4.0pp	42.8%	N/A	N/A	N/A	N/A	N/A	13.8%-14.7pp	28.5%-12.3pp	40.8%+117.1pp	-76.3%-3.8pp	-72.6%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	5.7%+4.6pp	15.1%+0.1pp	69.8%+115.6pp	40.6%+32.0pp	1.1%+10.6pp	15.0%+7.1pp	-45.8%	8.5%+21.2pp
Return on Equity	2.7%+2.1pp	6.0%-1.5pp	26.8%+48.8pp	19.7%+16.7pp	0.6%+4.0pp	7.5%+4.9pp	-22.0%+37.7pp	3.1%+6.3pp
Return on Assets	0.6%+0.5pp	1.4%+1.0pp	2.6%+3.6pp	1.3%+1.1pp	0.0%+0.3pp	0.4%+0.2pp	-1.0%+2.9pp	0.2%+0.5pp
Debt-to-Equity	1.99-1.7x	2.04-1.7x	2.17-1.8x	2.96-0.3x	3.69+0.3x	3.71+0.4x	4.01+0.6x	3.29+1.2x
Asset Turnover	0.10+0.1x	0.09+0.1x	0.040.0x	0.030.0x	0.030.0x	0.020.0x	0.020.0x	0.020.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Where Bimini Capital Ranks

Frequently Asked Questions

What is Bimini Capital's annual revenue?

Bimini Capital (BMNM) reported $16.9M in total revenue for fiscal year 2025. This represents a 41.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Bimini Capital's revenue growing?

Bimini Capital (BMNM) revenue grew by 41.9% year-over-year, from $11.9M to $16.9M in fiscal year 2025.

Is Bimini Capital profitable?

Yes, Bimini Capital (BMNM) reported a net income of $5.8M in fiscal year 2025, with a net profit margin of 34.3%.

How much debt does Bimini Capital have?

As of fiscal year 2025, Bimini Capital (BMNM) had $12.7M in cash and equivalents against $27.3M in long-term debt.

What is Bimini Capital's net profit margin?

Bimini Capital (BMNM) had a net profit margin of 34.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Bimini Capital's return on equity (ROE)?

Bimini Capital (BMNM) has a return on equity of 46.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Bimini Capital's operating cash flow?

Bimini Capital (BMNM) generated $2.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Bimini Capital's total assets?

Bimini Capital (BMNM) had $129.7M in total assets as of fiscal year 2025, including both current and long-term assets.

What is Bimini Capital's debt-to-equity ratio?

Bimini Capital (BMNM) had a debt-to-equity ratio of 2.17 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Bimini Capital's return on assets (ROA)?

Bimini Capital (BMNM) had a return on assets of 4.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Bimini Capital's P/E ratio?

Bimini Capital (BMNM) trades at 5.3x earnings, its market capitalization divided by net income of $6.4M net income, trailing 12 months to June 30, 2026. The market capitalization is $33.8M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Bimini Capital's price-to-sales ratio?

Bimini Capital (BMNM) trades at 1.6x sales, its market capitalization divided by revenue of $21.2M revenue, trailing 12 months to June 30, 2026. The market capitalization is $33.8M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Bimini Capital's Piotroski F-Score?

Bimini Capital (BMNM) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Bimini Capital's earnings high quality?

Bimini Capital (BMNM) has an earnings quality ratio of 0.50x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.