A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 27, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the BMNM SEC filings page.
BIMINI CAPITAL MGMT INC A (BMNM) reported $21.2M in revenue over the twelve months to Jun 30, 2026, up 53.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
The latest profit recovery comes from a smaller, heavily liability-funded balance sheet, while operating cash flow lags accounting earnings.
The return to profit was helped by tax expense shifting from$3.1M in FY2024 to a tax benefit of$1.3M in FY2025, so the headline earnings improvement was not purely operational. The reported operating-cash-flow conversion was only49.7% , indicating that accounting profit exceeded cash generation.
The balance sheet contracted, but liabilities fell faster than assets, lifting equity from
Revenue grew
Financial Health Signals
BIMINI CAPITAL MGMT INC A does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
BIMINI CAPITAL MGMT INC A passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), the one computable operating efficiency signal (asset turnover improving) passes.
Key Financial Metrics
Earnings & Revenue
BIMINI CAPITAL MGMT INC A generated $6.6M in revenue in Q2 2026. This represents an increase of 70.3% from the same quarter a year earlier. Against the prior quarter it is up 24.2%.
BIMINI CAPITAL MGMT INC A reported $374K in net income in Q2 2026. This represents an increase of 775.4% from the same quarter a year earlier. Against the prior quarter it is down 53.3%.
Not reported for Q2 2026.
Not reported for Q2 2026.
Cash & Balance Sheet
BIMINI CAPITAL MGMT INC A held $6.5M in cash against $27.3M in long-term debt as of Q2 2026.
Not reported for Q2 2026.
Not reported for Q2 2026.
Margins & Returns
BIMINI CAPITAL MGMT INC A's net profit margin was 5.7% in Q2 2026, showing the share of revenue converted to profit. This is up 4.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 9.4 percentage points.
BIMINI CAPITAL MGMT INC A's quarterly ROE was 2.7% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is up 2.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.3 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
None of these metrics is reported for Q2 2026.
BMNM Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $6.6M+70.3% | $5.3M+43.9% | $4.8M+47.6% | $4.5M+49.4% | $3.9M+33.4% | $3.7M+35.9% | $3.3M+15.7% | $3.0M-8.5% |
| SG&A Expenses | $4.8M+71.9% | $3.7M+27.4% | $3.9M+38.0% | $3.0M+13.1% | $2.8M+1.3% | $2.9M-3.5% | $2.8M-26.6% | $2.6M+24.8% |
| Interest Expense | $643K-62.9% | $1.2M-35.3% | $1.5M-22.5% | $1.7M-14.1% | $1.7M-1.7% | $1.8M+1.6% | $2.0M+10.5% | $2.0M+37.5% |
| Income Tax | $1.3M+19885.8% | $217K+19.9% | -$1.9M-190.4% | $371K-32.3% | $7K-94.0% | $181K-54.4% | $2.1M-53.6% | $547Kn/m |
| Net Income | $374K+775.4% | $801K+45.0% | $3.4Mn/m | $1.8M+611.4% | $43Kn/m | $553K+159.3% | -$1.5Mn/m | $256Kn/m |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
BMNM Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $64.4M-53.6% | $58.5M-61.4% | $129.7M-16.2% | $139.7M-7.8% | $138.7M+15.2% | $151.4M+24.5% | $154.9M+23.3% | $151.6M+23.0% |
| Cash & Equivalents | $6.5M+21.1% | $16.4M+274.9% | $12.7M+123.9% | $9.6M+109.6% | $5.3M+8.0% | $4.4M+33.0% | $5.7M+52.6% | $4.6M+20.3% |
| Accounts Receivable | $1.8M | N/A | $1.7M | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $4.8M | N/A | $0 | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $47.4M-63.9% | $45.0M-68.7% | $117.1M-20.9% | $130.5M-8.9% | $131.3M+16.9% | $144.1M+27.1% | $148.0M+26.0% | $143.3M+29.9% |
| Long-Term Debt | $27.3M-0.1% | $27.3M-0.1% | $27.3M-0.1% | $27.4M-0.1% | $27.4M-0.1% | $27.4M-0.1% | $27.4M-0.1% | $27.4M-0.1% |
| Total Equity | $13.8M+85.5% | $13.4M+82.0% | $12.6M+85.0% | $9.2M+11.0% | $7.4M-8.1% | $7.4M-11.6% | $6.8M-16.1% | $8.3M-35.9% |
| Retained Earnings | -$316.0Mn/m | -$316.4Mn/m | -$317.2Mn/m | -$320.6Mn/m | -$322.4Mn/m | -$322.5Mn/m | -$323.0Mn/m | -$321.5Mn/m |
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Long-Term Investments, Current Liabilities, Non-Current Liabilities.
BMNM Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $2.6M+44.6% | $201Kn/m | $2.1M-50.0% | $2.1Mn/m | $1.8M+50.6% | -$3.1Mn/m | $4.1Mn/m | -$1.1M-144.8% |
| Depreciation & Amortization | $195K+1017.1% | $17K-6.0% | $26K+38.3% | $15K-21.2% | $17K-8.5% | $18K-5.5% | $18K-3.6% | $19K0.0% |
| Investing Cash Flow | -$12.4M-194.7% | $72.2M+2414.7% | $15.9Mn/m | $4.1Mn/m | $13.1M+524.5% | $2.9M-18.8% | -$6.6Mn/m | -$29.5Mn/m |
| Financing Cash Flow | -$197Kn/m | -$70.1Mn/m | -$14.6M-452.4% | -$1.8M-106.0% | -$13.8Mn/m | -$1.7Mn/m | $4.2M-24.3% | $30.1M+45.6% |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | $0n/m | N/A |
Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Dividends Paid.
BMNM Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 5.7%+4.6pp | 15.1%+0.1pp | 69.8%+115.6pp | 40.6%+32.0pp | 1.1%+10.6pp | 15.0%+7.1pp | -45.8% | 8.5%+21.2pp |
| Return on Equity | 2.7%+2.1pp | 6.0%-1.5pp | 26.8%+48.8pp | 19.7%+16.7pp | 0.6%+4.0pp | 7.5%+4.9pp | -22.0%+37.7pp | 3.1%+6.3pp |
| Return on Assets | 0.6%+0.5pp | 1.4%+1.0pp | 2.6%+3.6pp | 1.3%+1.1pp | 0.0%+0.3pp | 0.4%+0.2pp | -1.0%+2.9pp | 0.2%+0.5pp |
| Debt-to-Equity | 1.99-1.7x | 2.04-1.7x | 2.17-1.8x | 2.96-0.3x | 3.69+0.3x | 3.71+0.4x | 4.01+0.6x | 3.29+1.2x |
| Liabilities-to-Equity | 3.45-14.3x | 3.35-16.2x | 9.27-12.4x | 14.13-3.1x | 17.71+3.8x | 19.54+5.9x | 21.70+7.2x | 17.22+8.7x |
| Asset Turnover | 0.10+0.1x | 0.09+0.1x | 0.040.0x | 0.030.0x | 0.030.0x | 0.020.0x | 0.020.0x | 0.020.0x |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.
Where BIMINI CAPITAL MGMT INC A Ranks
Frequently Asked Questions
What is BIMINI CAPITAL MGMT INC A's annual revenue?
BIMINI CAPITAL MGMT INC A (BMNM) reported $16.9M in total revenue for fiscal year 2025. This represents a 41.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is BIMINI CAPITAL MGMT INC A's revenue growing?
BIMINI CAPITAL MGMT INC A (BMNM) revenue grew by 41.9% year-over-year, from $11.9M to $16.9M in fiscal year 2025.
Is BIMINI CAPITAL MGMT INC A profitable?
Yes, BIMINI CAPITAL MGMT INC A (BMNM) reported a net income of $6.4M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $5.8M, with a net profit margin of 34.4%.
How much debt does BIMINI CAPITAL MGMT INC A have?
As of fiscal year 2025, BIMINI CAPITAL MGMT INC A (BMNM) had $12.7M in cash and equivalents against $27.3M in long-term debt.
What is BIMINI CAPITAL MGMT INC A's net profit margin?
BIMINI CAPITAL MGMT INC A (BMNM) had a net profit margin of 34.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is BIMINI CAPITAL MGMT INC A's return on equity (ROE)?
BIMINI CAPITAL MGMT INC A (BMNM) has a return on equity of 46.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is BIMINI CAPITAL MGMT INC A's operating cash flow?
BIMINI CAPITAL MGMT INC A (BMNM) generated $2.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are BIMINI CAPITAL MGMT INC A's total assets?
BIMINI CAPITAL MGMT INC A (BMNM) had $129.7M in total assets as of fiscal year 2025, including both current and long-term assets.
What is BIMINI CAPITAL MGMT INC A's debt-to-equity ratio?
BIMINI CAPITAL MGMT INC A (BMNM) had a debt-to-equity ratio of 2.17 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
What is BIMINI CAPITAL MGMT INC A's liabilities-to-equity ratio?
BIMINI CAPITAL MGMT INC A (BMNM) had a liabilities-to-equity ratio of 9.27 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
What is BIMINI CAPITAL MGMT INC A's return on assets (ROA)?
BIMINI CAPITAL MGMT INC A (BMNM) had a return on assets of 4.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is BIMINI CAPITAL MGMT INC A's P/E ratio?
BIMINI CAPITAL MGMT INC A (BMNM) trades at 4.3x earnings, its market capitalization divided by $6.4M net income, trailing 12 months to June 30, 2026. The market capitalization is $27.3M as of Oct 27, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is BIMINI CAPITAL MGMT INC A's price-to-sales ratio?
BIMINI CAPITAL MGMT INC A (BMNM) trades at 1.3x sales, its market capitalization divided by $21.2M revenue, trailing 12 months to June 30, 2026. The market capitalization is $27.3M as of Oct 27, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is BIMINI CAPITAL MGMT INC A's Piotroski F-Score?
BIMINI CAPITAL MGMT INC A (BMNM) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.