Central Bancompany Financials
This page shows Central Bancompany (CBC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Central Bancompany's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Central Bancompany's revenue grew 9.4% year-over-year to $989.9M, a solid pace of expansion. This earns a growth score of 49/100.
Central Bancompany has elevated debt relative to equity (D/E of 4.48), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 11/100, reflecting increased financial risk.
Central Bancompany converts 23.4% of revenue into free cash flow ($231.4M). This strong cash generation earns a score of 97/100.
Central Bancompany's ROE of 10.3% shows moderate profitability relative to equity, earning a score of 34/100. This is up from 9.8% the prior year.
Central Bancompany passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, Central Bancompany generates $0.63 in operating cash flow ($248.2M OCF vs $390.9M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Key Financial Metrics
Earnings & Revenue
Central Bancompany generated $989.9M in revenue in fiscal year 2025. This represents an increase of 9.4% from the prior year.
Central Bancompany reported $390.9M in net income in fiscal year 2025. This represents an increase of 27.8% from the prior year.
Central Bancompany earned $1.75 per diluted share (EPS) in fiscal year 2025. This represents an increase of 25.9% from the prior year.
Cash & Balance Sheet
Central Bancompany generated $231.4M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 31.6% from the prior year.
Central Bancompany held $2.1B in cash against $0 in long-term debt as of fiscal year 2025.
Central Bancompany paid $1.12 per share in dividends in fiscal year 2025. This represents an increase of 330.8% from the prior year.
Margins & Returns
Central Bancompany's net profit margin was 39.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 5.7 percentage points from the prior year.
Central Bancompany's ROE was 10.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 0.5 percentage points from the prior year.
Capital Allocation
Central Bancompany spent $0 on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 100.0% from the prior year.
Central Bancompany invested $16.8M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 33.3% from the prior year.
CBC Income Statement
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Revenue | N/A | N/A |
| Cost of Revenue | N/A | N/A |
| Gross Profit | N/A | N/A |
| R&D Expenses | N/A | N/A |
| SG&A Expenses | N/A | N/A |
| Operating Income | N/A | N/A |
| Interest Expense | N/A | N/A |
| Income Tax | N/A | N/A |
| Net Income | N/A | N/A |
| EPS (Diluted) | N/A | N/A |
CBC Balance Sheet
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Total Assets | $20.8B+7.8% | $19.2B |
| Current Assets | N/A | N/A |
| Cash & Equivalents | $2.1B+66.2% | $1.2B |
| Inventory | N/A | N/A |
| Accounts Receivable | N/A | N/A |
| Goodwill | $348.2M0.0% | $348.2M |
| Total Liabilities | $17.0B+5.2% | $16.1B |
| Current Liabilities | N/A | N/A |
| Long-Term Debt | N/A | N/A |
| Total Equity | $3.8B+21.6% | $3.1B |
| Retained Earnings | $3.5B+4.3% | $3.3B |
CBC Cash Flow Statement
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Operating Cash Flow | N/A | N/A |
| Capital Expenditures | N/A | N/A |
| Free Cash Flow | N/A | N/A |
| Investing Cash Flow | N/A | N/A |
| Financing Cash Flow | N/A | N/A |
| Dividends Paid | N/A | N/A |
| Share Buybacks | N/A | N/A |
CBC Financial Ratios
| Metric | Q4'25 | Q4'24 |
|---|---|---|
| Gross Margin | N/A | N/A |
| Operating Margin | N/A | N/A |
| Net Margin | N/A | N/A |
| Return on Equity | N/A | N/A |
| Return on Assets | N/A | N/A |
| Current Ratio | N/A | N/A |
| Debt-to-Equity | 4.48-0.7 | 5.19 |
| FCF Margin | N/A | N/A |
Frequently Asked Questions
What is Central Bancompany's annual revenue?
Central Bancompany (CBC) reported $989.9M in total revenue for fiscal year 2025. This represents a 9.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Central Bancompany's revenue growing?
Central Bancompany (CBC) revenue grew by 9.4% year-over-year, from $905.0M to $989.9M in fiscal year 2025.
Is Central Bancompany profitable?
Yes, Central Bancompany (CBC) reported a net income of $390.9M in fiscal year 2025, with a net profit margin of 39.5%.
What is Central Bancompany's net profit margin?
Central Bancompany (CBC) had a net profit margin of 39.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Central Bancompany pay dividends?
Yes, Central Bancompany (CBC) paid $1.12 per share in dividends during fiscal year 2025.
What is Central Bancompany's return on equity (ROE)?
Central Bancompany (CBC) has a return on equity of 10.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Central Bancompany's free cash flow?
Central Bancompany (CBC) generated $231.4M in free cash flow during fiscal year 2025. This represents a -31.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Central Bancompany's operating cash flow?
Central Bancompany (CBC) generated $248.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Central Bancompany's total assets?
Central Bancompany (CBC) had $20.8B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Central Bancompany's capital expenditures?
Central Bancompany (CBC) invested $16.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Central Bancompany's debt-to-equity ratio?
Central Bancompany (CBC) had a debt-to-equity ratio of 4.48 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Central Bancompany's return on assets (ROA)?
Central Bancompany (CBC) had a return on assets of 1.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Central Bancompany's Piotroski F-Score?
Central Bancompany (CBC) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Central Bancompany's earnings high quality?
Central Bancompany (CBC) has an earnings quality ratio of 0.63x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Central Bancompany?
Central Bancompany (CBC) scores 32 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.