Central Bancompany Financials
This page shows Central Bancompany (CBC) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →
Health score ≠ stock price. This rates the quality of Central Bancompany's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Central Bancompany has an operating margin of 654.7%, meaning the company retains $655 of operating profit per $100 of revenue. This strong profitability earns a score of 100/100, reflecting efficient cost management and pricing power.
Central Bancompany has elevated debt relative to equity (D/E of 4.48), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 11/100, reflecting increased financial risk.
Central Bancompany converts 401.5% of revenue into free cash flow ($231.4M). This strong cash generation earns a score of 100/100.
Central Bancompany's ROE of 10.3% shows moderate profitability relative to equity, earning a score of 34/100.
For every $1 of reported earnings, Central Bancompany generates $0.63 in operating cash flow ($248.2M OCF vs $390.9M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Central Bancompany earns $1.9 in operating income for every $1 of interest expense ($377.3M vs $200.3M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Central Bancompany generated $57.6M in revenue in fiscal year 2025.
Central Bancompany's EBITDA was $397.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
Central Bancompany reported $390.9M in net income in fiscal year 2025.
Cash & Balance Sheet
Central Bancompany generated $231.4M in free cash flow in fiscal year 2025, representing cash available after capex.
Central Bancompany held $1.2B in cash against $0 in long-term debt as of fiscal year 2025.
Central Bancompany paid $0.26 per share in dividends in fiscal year 2025.
Central Bancompany had 240M shares outstanding in fiscal year 2025.
Margins & Returns
Central Bancompany's operating margin was 654.7% in fiscal year 2025, reflecting core business profitability.
Central Bancompany's net profit margin was 678.2% in fiscal year 2025, showing the share of revenue converted to profit.
Central Bancompany's ROE was 10.3% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.
Capital Allocation
Central Bancompany spent $12.1M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
Central Bancompany invested $16.8M in capex in fiscal year 2025, funding long-term assets and infrastructure.
CBC Income Statement
CBC Balance Sheet
CBC Cash Flow Statement
CBC Financial Ratios
Frequently Asked Questions
What is Central Bancompany's annual revenue?
Central Bancompany (CBC) reported $57.6M in total revenue for fiscal year 2025. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Is Central Bancompany profitable?
Yes, Central Bancompany (CBC) reported a net income of $390.9M in fiscal year 2025, with a net profit margin of 678.2%.
What is Central Bancompany's EBITDA?
Central Bancompany (CBC) had EBITDA of $397.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Central Bancompany's operating margin?
Central Bancompany (CBC) had an operating margin of 654.7% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Central Bancompany's net profit margin?
Central Bancompany (CBC) had a net profit margin of 678.2% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Central Bancompany pay dividends?
Yes, Central Bancompany (CBC) paid $0.26 per share in dividends during fiscal year 2025.
What is Central Bancompany's return on equity (ROE)?
Central Bancompany (CBC) has a return on equity of 10.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Central Bancompany's free cash flow?
Central Bancompany (CBC) generated $231.4M in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Central Bancompany's operating cash flow?
Central Bancompany (CBC) generated $248.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Central Bancompany's total assets?
Central Bancompany (CBC) had $20.8B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Central Bancompany's capital expenditures?
Central Bancompany (CBC) invested $16.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Central Bancompany's debt-to-equity ratio?
Central Bancompany (CBC) had a debt-to-equity ratio of 4.48 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Central Bancompany's return on assets (ROA)?
Central Bancompany (CBC) had a return on assets of 1.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
Are Central Bancompany's earnings high quality?
Central Bancompany (CBC) has an earnings quality ratio of 0.63x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Central Bancompany cover its interest payments?
Central Bancompany (CBC) has an interest coverage ratio of 1.9x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Central Bancompany?
Central Bancompany (CBC) scores 41 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.