Central Bancompany, Inc. (CBC) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 14, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CBC SEC filings page.
Central Bancompany, Inc. (CBC) reported $1.0B in revenue for fiscal year 2025, up 13.8% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Central Bancompany's profit growth outpaced cash generation while leverage eased as the balance sheet expanded.
Net income rose27.8% in FY2025, but operating cash flow fell31.7% , separating reported profitability from cash produced by the year's operations. Free-cash-flow margin also compressed from37.7% to22.7% , reinforcing that earnings converted into less cash than in FY2024 rather than simply repeating the prior year's pattern.
Assets expanded
In FY2025, net margin reached
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Central Bancompany, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Central Bancompany, Inc. earned a return on assets of 1.9% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 1.6% the prior year. Earnings ranks banks on that return over three years, and Central Bancompany, Inc. scores 91/100 among other banks.
Central Bancompany, Inc. reported revenue of $1.0B in fiscal year 2025, against $897.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Central Bancompany, Inc. scores 71/100 among other banks.
Central Bancompany, Inc. funded 18.2% of its assets with shareholders' equity at the end of fiscal year 2025, holding $3.8B of equity against $20.8B of assets. Capital ranks banks on that cushion, and Central Bancompany, Inc. scores 84/100 among other banks.
Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Central Bancompany, Inc. scores 87/100 on it among other banks.
Not available for Central Bancompany, Inc., and counted as zero in the overall score.
Central Bancompany, Inc. reported net income of $390.9M in fiscal year 2025, against $305.8M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Central Bancompany, Inc. scores 82/100 among other banks.
Central Bancompany, Inc. passes 4 of 5 computable financial strength tests (4 of the nine could not be computed from available data). 3 of 4 profitability signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Central Bancompany, Inc. generates $0.63 in operating cash flow ($248.2M OCF vs $390.9M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Key Financial Metrics
Earnings & Revenue
Central Bancompany, Inc. generated $282.3M in revenue in Q2 2026. This represents an increase of 15.2% from the same quarter a year earlier. Against the prior quarter it is up 3.2%.
Central Bancompany, Inc. reported $113.8M in net income in Q2 2026. This represents an increase of 24.5% from the same quarter a year earlier. Against the prior quarter it is up 2.4%.
Central Bancompany, Inc. earned $0.47 per diluted share (EPS) in Q2 2026. This represents an increase of 14.6% from the same quarter a year earlier. Against the prior quarter it is up 2.2%.
Not reported for Q2 2026.
Cash & Balance Sheet
Central Bancompany, Inc. generated $96.2M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 292.7% from the same quarter a year earlier. Against the prior quarter it is down 52.3%.
Central Bancompany, Inc. held $768.9M in cash as of Q2 2026; long-term debt is not reported for that period.
Central Bancompany, Inc. paid $0.12 per share in dividends in Q2 2026. This represents a decrease of 86.0% from the same quarter a year earlier. It is unchanged from the prior quarter.
Margins & Returns
Central Bancompany, Inc.'s net profit margin was 40.3% in Q2 2026, showing the share of revenue converted to profit. This is up 3.0 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.3 percentage points.
Central Bancompany, Inc.'s ROE was 2.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.1 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
Central Bancompany, Inc. spent $7.6M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is down 75.6%.
Central Bancompany, Inc. invested $5.9M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 4.3% from the same quarter a year earlier. Against the prior quarter it is down 30.4%.
Not reported for Q2 2026.
CBC Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|
| Revenue | $282.3M+15.2% | $273.7M+10.3% | N/A | $245.1M | $248.1M | N/A |
| SG&A Expenses | $80.0M+7.1% | $76.0M+6.7% | N/A | $74.7M | $71.2M | N/A |
| Interest Expense | $47.6M-5.9% | $49.4M-2.9% | N/A | $50.6M | $50.9M | N/A |
| Income Tax | $33.7M+24.8% | $32.9M+17.0% | N/A | $27.0M | $28.1M | N/A |
| Net Income | $113.8M+24.5% | $111.1M+17.2% | N/A | $91.4M | $94.8M | N/A |
| EPS (Basic) | $0.48+17.1% | $0.46+7.0% | N/A | $0.41 | $0.43 | N/A |
| EPS (Diluted) | $0.47+14.6% | $0.46+7.0% | N/A | $0.41 | $0.43 | N/A |
| Diluted Shares (Avg) | 240M+8.9% | 241M+9.4% | N/A | 220M | 220M | N/A |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.
CBC Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|
| Total Assets | $20.3B | $20.5B | $20.8B+7.8% | N/A | N/A | $19.2B |
| Cash & Equivalents | $768.9M-15.2% | $1.4B-11.1% | $2.1B+66.2% | $906.5M | $1.5B | $1.2B |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $348.2M | $348.2M | $348.2M0.0% | N/A | N/A | $348.2M |
| Total Liabilities | $16.4B | $16.7B | $17.0B+5.2% | N/A | N/A | $16.1B |
| Total Equity | $3.9B+21.8% | $3.8B+17.1% | $3.8B+21.6% | $3.2B | $3.2B | $3.1B |
| Retained Earnings | $3.6B | $3.6B | $3.5B+4.3% | N/A | N/A | $3.3B |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
CBC Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|
| Operating Cash Flow | $102.1M+332.9% | $210.1M+105.1% | N/A | -$43.8M | $102.4M | N/A |
| Depreciation & Amortization | $5.0M0.0% | $4.9M-1.1% | N/A | $5.0M | $5.0M | N/A |
| Stock-Based Compensation | N/A | $1.0M+7.5% | N/A | N/A | $934K | N/A |
| Capital Expenditures | $5.9M-4.3% | $8.4M+529.3% | N/A | $6.1M | $1.3M | N/A |
| Free Cash Flow | $96.2M+292.7% | $201.7M+99.5% | N/A | -$49.9M | $101.1M | N/A |
| Investing Cash Flow | -$432.9M-11593.2% | -$494.5M-1323.4% | N/A | -$3.7M | $40.4M | N/A |
| Financing Cash Flow | -$277.7M+53.4% | -$402.4M-343.9% | N/A | -$595.6M | $164.9M | N/A |
| Dividends Paid | $81K-84.4% | $29.1M+140.8% | N/A | $518K | $12.1M | N/A |
| Share Buybacks | $7.6M | $31.1M | N/A | $0 | $0 | N/A |
CBC Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K |
|---|---|---|---|---|---|---|
| Net Margin | 40.3%+3.0pp | 40.6%+2.4pp | N/A | 37.3% | 38.2% | N/A |
| Return on Equity | 2.9%+0.1pp | 2.9%0.0pp | N/A | 2.9% | 2.9% | N/A |
| Return on Assets | 0.6% | 0.5% | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 4.25 | 4.39 | 4.48-0.7x | N/A | N/A | 5.19 |
| Asset Turnover | 0.01 | 0.01 | N/A | N/A | N/A | N/A |
| FCF Margin | 34.1%+54.4pp | 73.7%+32.9pp | N/A | -20.4% | 40.8% | N/A |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Where Central Bancompany, Inc. Ranks
Frequently Asked Questions
What is Central Bancompany, Inc.'s annual revenue?
Central Bancompany, Inc. (CBC) reported $1.0B in total revenue for fiscal year 2025. This represents a 13.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Central Bancompany, Inc.'s revenue growing?
Central Bancompany, Inc. (CBC) revenue grew by 13.8% year-over-year, from $897.7M to $1.0B in fiscal year 2025.
Is Central Bancompany, Inc. profitable?
Yes, Central Bancompany, Inc. (CBC) reported a net income of $390.9M in fiscal year 2025, with a net profit margin of 38.3%.
What is Central Bancompany, Inc.'s net profit margin?
Central Bancompany, Inc. (CBC) had a net profit margin of 38.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Central Bancompany, Inc. pay dividends?
Yes, Central Bancompany, Inc. (CBC) paid $1.12 per share in dividends during fiscal year 2025.
What is Central Bancompany, Inc.'s return on equity (ROE)?
Central Bancompany, Inc. (CBC) has a return on equity of 10.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Central Bancompany, Inc.'s free cash flow?
Central Bancompany, Inc. (CBC) generated $231.4M in free cash flow during fiscal year 2025. This represents a -31.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Central Bancompany, Inc.'s operating cash flow?
Central Bancompany, Inc. (CBC) generated $248.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Central Bancompany, Inc.'s total assets?
Central Bancompany, Inc. (CBC) had $20.8B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Central Bancompany, Inc.'s capital expenditures?
Central Bancompany, Inc. (CBC) invested $16.8M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Central Bancompany, Inc.'s debt-to-equity ratio?
Central Bancompany, Inc. (CBC) had a debt-to-equity ratio of 4.48 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Central Bancompany, Inc.'s return on assets (ROA)?
Central Bancompany, Inc. (CBC) had a return on assets of 1.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Central Bancompany, Inc.'s P/E ratio?
Central Bancompany, Inc. (CBC) trades at 19.9x earnings, its market capitalization divided by net income of $390.9M net income, FY2025. The market capitalization is $7.8B as of Sep 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Central Bancompany, Inc.'s price-to-sales ratio?
Central Bancompany, Inc. (CBC) trades at 7.6x sales, its market capitalization divided by revenue of $1.0B revenue, FY2025. The market capitalization is $7.8B as of Sep 14, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Central Bancompany, Inc.'s Piotroski F-Score?
Central Bancompany, Inc. (CBC) has a Piotroski F-Score of 4 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Central Bancompany, Inc.'s earnings high quality?
Central Bancompany, Inc. (CBC) has an earnings quality ratio of 0.63x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Central Bancompany, Inc.?
Central Bancompany, Inc. (CBC) scores 69 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.