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Central Bancompany, Inc. filings document the public-company reporting of a Missouri bank holding company for The Central Trust Bank. Recent Form 8-K reports furnish quarterly and annual results, Regulation FD presentation materials, shareholder dividend actions, and compensation arrangements tied to the 2025 Equity Incentive Plan, including time-based and performance-based restricted stock unit award forms.
Its proxy and annual meeting disclosures cover board elections, auditor ratification, shareholder voting results, and the 2026 Employee Stock Purchase Plan. The filing record also identifies governance, stockholder approval matters, common-stock capital actions, and exhibit amendments connected with the company's compensation and public-reporting framework.
Central Bancompany, Inc. delivered stronger profitability in the quarter ended June 30, 2026. Net income rose to $113.8 million from $91.4 million a year earlier, with diluted EPS up to $0.47 from $0.41. For the first six months, net income was $224.9 million versus $186.2 million in 2025.
Performance benefited from higher asset balances and pricing. Net interest income grew 9.1% in Q2 to $212.8 million, and net interest margin improved to 4.40%. Noninterest income increased 38.9% to $69.6 million, driven by 20.3% growth in wealth management fees and gains on Visa B shares, partly offset by securities repositioning losses. The efficiency ratio improved to 46.5%, reflecting disciplined expense growth.
The balance sheet remained solid. Loans held for investment grew 2.1% since year-end to $11.7 billion, while deposits declined 3.1% to $15.4 billion, mainly from seasonal public funds. Credit metrics stayed favorable with annualized net charge-offs at 0.10%, though nonperforming loans increased to 0.49% of loans. Capital and liquidity were robust, with a CET1 ratio of 28.6% at the company level and readily available liquidity of $6.8 billion.
Central Bancompany, Inc. reported preliminary results for the quarter ended June 30, 2026, with net income of $113.8 million, or $0.47 per diluted share, up from $111.1 million and $0.46 in the prior quarter and $91.4 million and $0.41 a year earlier. Net interest income was $212.8 million and net interest margin was 4.40% (4.43% FTE), supported by loans held for investment of $11.7 billion and average deposits of $15.4 billion. Noninterest income rose to $69.6 million, 38.9% higher than the prior-year quarter, while the fee income ratio was 24.6%, the efficiency ratio (FTE) was 46.1% and ROAA was 2.24%.
Asset quality remained strong, with nonperforming assets of $60.2 million, or 0.30% of total assets, net charge-offs of $3.0 million (0.10% of average loans, annualized) and an allowance for credit losses equal to 1.29% of loans held for investment. Capital levels were high; the consolidated CET1 ratio was 28.6%, tangible book value per share was $14.68 and excess capital was described as $1.9 billion, or $7.98 per share, on total assets of about $20.3 billion.
The board declared a regular $0.12 per share cash dividend payable September 1, 2026 to shareholders of record on August 21, 2026, and authorized a new stock repurchase program for up to $100 million of Class A common stock, replacing the prior authorization. During the quarter the company repurchased approximately 280,000 shares for about $7.6 million.
Central Bancompany delivered stronger profitability in the three months ended March 31, 2026. Net income rose to $111.1 million, with diluted EPS of $0.46 versus $0.43 a year earlier. Net interest income increased 10.2% and net interest margin improved to 4.32%.
Return on average assets was 2.20%, while the efficiency ratio improved to 46.3%. Loans held for investment reached $11.53 billion and deposits were $15.47 billion. Asset quality remained solid with nonperforming loans at 0.45% of loans and an allowance for credit losses of 1.30%. Capital levels were high, with CET1 of 28.6% at the company level.
Central Bancompany, Inc. reported results of its 2026 annual stockholder meeting and a new quarterly dividend. Stockholders elected four Class I directors, ratified KPMG LLP as independent registered public accounting firm for the year ending December 31, 2026, and approved the 2026 Employee Stock Purchase Plan.
The Board declared a quarterly cash dividend of $0.12 per common share, payable on June 1, 2026 to stockholders of record on May 22, 2026. The company is a bank holding company with approximately $20.5 billion in assets as of March 31, 2026.
Central Bancompany, Inc. reported strong preliminary results for the first quarter of 2026. GAAP net income was $111.1 million, or $0.46 per diluted share, up from $94.8 million and $0.43 a year earlier. Total revenue reached $273.7 million, with net interest income of $208.6 million and a net interest margin of 4.32%.
Average loans held for investment were $11.5 billion, while average deposits rose to $15.5 billion, up 5.2% from the prior-year quarter. Asset quality remained solid, with net charge-offs at 0.10% of average loans and nonperforming loans at 0.45% of loans held for investment.
Profitability and efficiency were notable, with return on average assets of 2.20%, an efficiency ratio of 46.3% and an efficiency ratio (FTE) of 45.7%. Capital levels were very high, as the consolidated CET1 ratio stood at 28.6% and tangible common equity to tangible assets at 17.1%. The company increased its ordinary quarterly dividend to $0.12 per share and repurchased about $32 million of stock, while tangible book value per share rose to $14.38.
Central Bancompany, Inc. is asking shareholders to vote at its May 4, 2026 annual meeting on three items: electing four Class I directors through 2029, ratifying KPMG LLP as independent auditor for 2026, and approving a new 2026 Employee Stock Purchase Plan (ESPP).
The ESPP would reserve 1,200,000 shares of common stock, about 0.5% of the 240,293,104 shares outstanding as of March 23, 2026, allowing eligible employees to buy shares via payroll deductions at a discount, intended to qualify under Section 423 of the tax code. The Board recommends voting “FOR” all three proposals.
The proxy highlights a highly concentrated ownership structure: a Voting Trust holds 156,906,700 shares, or about 65.1% of common stock, making the company a Nasdaq “controlled company” and allowing exemptions from some independence requirements, although independent directors still form a Board majority. It also details governance practices, committee structures, related‑party loans that were repaid in 2025, and 2025 director and executive pay.
Central Bancompany, Inc., a Jefferson City, Missouri-based bank holding company, reports a community banking franchise with $20.75 billion in total assets and $16.0 billion in wealth assets under advice as of December 31, 2025. Operations are centered on 11 Primary Markets across Missouri, Kansas, Oklahoma and Colorado, plus growth initiatives in Florida, delivered through 155 full-service branches serving 79 communities.
The company balances Consumer, Commercial and Wealth Management businesses, with consolidated deposits of $15.9 billion, including 35.4% noninterest-bearing accounts and a 2025 total deposit cost of 1.18%. Consolidated ROAA was 2.03%, supported by granular, low-cost funding and diversified lending across CRE, C&I, residential real estate and consumer loans.
Capital levels are significantly above regulatory minimums: at December 31, 2025, the holding company reported a CET1 ratio of 28.1% and leverage ratio of 15.7%, while the bank reported a CET1 ratio of 12.6% and leverage ratio of 8.3%, qualifying as well capitalized. Its strategic plan, “The Road Ahead,” focuses on customer growth, deeper relationships and selective acquisitions in faster-growing states.
Robuck Robert Marion reported acquisition or exercise transactions in this Form 4 filing.
Central Bancompany director Robert Marion Robuck reported multiple equity-related transactions in Class A common stock. The main change is a grant of 8,761 unvested time-based RSUs under the 2025 Equity Incentive Plan, awarded at $0.00 per share and vesting in five approximately equal installments beginning in March 2027.
After this grant, Robuck directly holds 85,530 shares, which include 29,150 unvested restricted stock awards issued before the initial public offering and the new 8,761 unvested RSUs. Separately, 9,750 vested restricted stock awards automatically moved into a Voting Trust, increasing one indirect position there to 19,550 shares, while a larger indirect Voting Trust holding totals 913,200 shares for his or joint benefit.
Cook Sam Bryan reported acquisition or exercise transactions in this Form 4 filing.
Central Bancompany, Inc. reported that Executive Chairman and 10% owner Sam Bryan Cook received a grant of 8,306 unvested time-based restricted stock units of Class A Common Stock under the 2025 Equity Incentive Plan. These RSUs vest in three approximately equal installments beginning in March 2027. Cook also reports substantial indirect holdings through his spouse, Central Trust Company, a voting trust, and other trusts for his benefit.