What is CNB Financial Corporation's earnings per share (EPS)?

CNB Financial Corporation (CCNEP) reported diluted earnings per share of $2.49 for fiscal year 2025. This represents a 4.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

CNB Financial Corporation (CCNEP) Financials

CCNEP

Trailing 12 months to June 30, 2026

Revenue $335.0M +42.0% YoY

Net Income $96.0M +76.4% YoY

EPS (Diluted) $3.14 +31.9% YoY

Free Cash Flow $85.7M +24.6% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CCNEP SEC filings page.

CNB Financial Corporation (CCNEP) reported $335.0M in revenue over the twelve months to Jun 30, 2026, up 42.0% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CCNEP FY2025 2026-09-05

The business is defined by an obligation-heavy balance sheet whose asset growth has outpaced the earnings base.

In FY2025, revenue increased 24.6% while assets expanded 35.6%, showing balance-sheet growth faster than the earning base. Asset productivity weakened as return on assets fell to 0.8% from 1.0% in FY2023, even though net income recovered in FY2025.

FY2025 net income of $66.1M nearly matched operating cash flow of $65.0M, indicating that reported earnings were broadly converting into cash rather than relying on accruals. Free cash flow was $58.7M, showing reinvestment absorbed part of that operating cash generation.

Liability structure matters more than conventional debt here: reported long-term debt was only $84.9M against $7.52B of total liabilities. Debt-to-equity declined to 0.1x from 0.2x in FY2022, reflecting expanding equity relative to debt even as total obligations remained substantial.

Financial Health Signals

Financial health score not available

CNB Financial Corporation does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

3/7

CNB Financial Corporation passes 3 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

0.98x

For every $1 of reported earnings, CNB Financial Corporation generates $0.98 in operating cash flow ($65.0M OCF vs $66.1M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$87.6M

YoY+43.2%

QoQ+5.2%

5Y CAGR+13.7%

10Y CAGR+13.7%

CNB Financial Corporation generated $87.6M in revenue in Q2 2026. This represents an increase of 43.2% from the same quarter a year earlier. Against the prior quarter it is up 5.2%.

Net Income

$28.3M

YoY+102.8%

QoQ+4.7%

5Y CAGR+15.1%

10Y CAGR+21.4%

CNB Financial Corporation reported $28.3M in net income in Q2 2026. This represents an increase of 102.8% from the same quarter a year earlier. Against the prior quarter it is up 4.7%.

EPS (Diluted)

$0.91

YoY+49.2%

QoQ+3.4%

5Y CAGR+3.7%

10Y CAGR+12.5%

CNB Financial Corporation earned $0.91 per diluted share (EPS) in Q2 2026. This represents an increase of 49.2% from the same quarter a year earlier. Against the prior quarter it is up 3.4%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$36.0M

YoY+101.4%

QoQ+91.1%

5Y CAGR+32.5%

10Y CAGR+27.5%

CNB Financial Corporation generated $36.0M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 101.4% from the same quarter a year earlier. Against the prior quarter it is up 91.1%.

Cash & Debt

$458.4M

YoY+7.8%

QoQ-23.9%

5Y CAGR-9.1%

10Y CAGR+34.4%

CNB Financial Corporation held $458.4M in cash against $35.0M in long-term debt as of Q2 2026.

Dividends Per Share

$0.19

YoY+5.6%

QoQ0.0%

5Y CAGR+2.2%

CNB Financial Corporation paid $0.19 per share in dividends in Q2 2026. This represents an increase of 5.6% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

30M

YoY+0.5%

QoQ0.0%

5Y CAGR+11.9%

10Y CAGR+7.4%

CNB Financial Corporation had 30M shares outstanding in Q2 2026. This represents an increase of 0.5% from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin

32.3%

YoY+9.5pp

QoQ-0.2pp

5Y change+2.0pp

10Y change+15.5pp

CNB Financial Corporation's net profit margin was 32.3% in Q2 2026, showing the share of revenue converted to profit. This is up 9.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.2 percentage points.

Return on Equity

3.1%

YoY+0.9pp

QoQ+0.1pp

5Y change-0.1pp

10Y change+1.2pp

CNB Financial Corporation's ROE was 3.1% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.9 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$922K

YoY-61.0%

QoQ+154.7%

5Y CAGR-2.1%

10Y CAGR-7.3%

CNB Financial Corporation invested $922K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 61.0% from the same quarter a year earlier. Against the prior quarter it is up 154.7%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

CCNEP Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CCNEP quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$335.0M	$282.2M+24.5%	$226.6M+1.5%	$223.2M-0.6%	$224.4M+16.2%	$193.2M+18.7%	$162.8M+14.5%	$142.2M+13.2%	$125.6M+11.2%	$112.9M+14.1%	$99.0M+7.8%	$91.8M+0.8%	$91.1M+24.8%	$73.0M+10.8%	$65.9M+11.9%	$58.9M
SG&A Expenses	$210.1M	$190.9M+27.3%	$150.0M+3.2%	$145.3M+5.6%	$137.6M+18.2%	$116.4M+218.8%	$36.5M+3.7%	$35.2M+12.4%	$31.3M+19.5%	$26.2M+11.6%	$23.5M+8.4%	$21.7M+10.9%	$19.5M+26.3%	$15.5M+18.0%	$13.1M+6.1%	$12.3M
Interest Expense	$193.8M	$150.3M+8.9%	$138.0M+32.9%	$103.9M+331.4%	$24.1M+21.5%	$19.8M-38.9%	$32.5M-17.9%	$39.5M+46.7%	$26.9M+55.2%	$17.4M+33.3%	$13.0M+4.5%	$12.5M+1.5%	$12.3M+0.6%	$12.2M-18.2%	$14.9M-15.1%	$17.6M
Income Tax	N/A	$16.3M+27.8%	$12.8M-7.4%	$13.8M-8.1%	$15.0M+15.0%	$13.1M+77.9%	$7.3M-14.2%	$8.6M+31.5%	$6.5M-47.5%	$12.4M+72.8%	$7.2M-13.5%	$8.3M-11.0%	$9.3M+46.9%	$6.3M-1.1%	$6.4M+16.0%	$5.5M
Net Income	$96.0M	$66.1M+21.2%	$54.6M-5.9%	$58.0M-8.2%	$63.2M+9.5%	$57.7M+76.2%	$32.7M-18.3%	$40.1M+18.9%	$33.7M+41.3%	$23.9M+16.2%	$20.5M-7.5%	$22.2M-3.8%	$23.1M+38.3%	$16.7M-2.7%	$17.1M+13.5%	$15.1M
EPS (Basic)	N/A	$2.50+4.6%	$2.39-6.6%	$2.56-21.5%	$3.26+3.2%	$3.16+60.4%	$1.97-25.1%	$2.63+19.0%	$2.21+40.8%	$1.57+10.6%	$1.42-7.8%	$1.54-3.8%	$1.60+24.0%	$1.29-6.5%	$1.38+12.2%	$1.23
EPS (Diluted)	$3.14	$2.49+4.2%	$2.39-6.3%	$2.55-21.8%	$3.26+3.2%	$3.16+60.4%	$1.97-25.1%	$2.63+19.0%	$2.21+40.8%	$1.57+10.6%	$1.42-7.8%	$1.54-3.8%	$1.60+24.0%	$1.29-6.5%	$1.38+12.2%	$1.23
Diluted Shares (Avg)	N/A	25M+18.0%	21M-0.2%	21M+16.2%	18M+7.1%	17M+5.1%	16M+5.5%	15M-0.3%	15M+0.5%	15M+5.3%	14M+0.3%	14M-0.2%	14M+11.5%	13M+3.9%	12M+1.0%	12M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Revenue	$87.6M+43.2%	$83.3M+46.3%	$86.4M+45.5%	$77.7M+32.9%	$61.2M+12.1%	$56.9M+5.1%	$59.4M+4.5%	$58.5M+6.1%
SG&A Expenses	$50.7M+28.0%	$49.2M+19.9%	$60.1M+58.9%	$50.2M+29.3%	$39.6M+10.1%	$41.0M+9.7%	$37.8M-1.7%	$38.8M+5.1%
Interest Expense	$39.3M+17.1%	$38.7M+14.0%	$74.3M+51.5%	$41.5M+16.1%	$33.6M-3.9%	$33.9M+3.9%	$49.0M+55.6%	$35.7M+26.4%
Income Tax	$6.9M+108.2%	$6.1M+113.1%	N/A	$2.0M-39.0%	$3.3M+8.2%	$2.9M+1.1%	N/A	$3.3M-1.8%
Net Income	$28.3M+102.8%	$27.0M+135.5%	$20.7M+37.4%	$20.0M+43.3%	$14.0M+7.7%	$11.5M-8.9%	$15.1M+7.8%	$14.0M+1.7%
EPS (Basic)	$0.92+50.8%	$0.88+76.0%	$0.670.0%	$0.69+13.1%	$0.61+7.0%	$0.50-9.1%	$0.67+8.1%	$0.61+1.7%
EPS (Diluted)	$0.91+49.2%	$0.88+76.0%	$0.660.0%	$0.69+13.1%	$0.61+8.9%	$0.50-9.1%	$0.66+8.2%	$0.61+1.7%
Diluted Shares (Avg)	29M+40.8%	29M+40.7%	N/A	27M+30.5%	21M+0.3%	21M+0.2%	N/A	21M+0.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

CCNEP Balance Sheet

CCNEP quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$8.4B+35.6%	$6.2B+7.6%	$5.8B+5.1%	$5.5B+2.7%	$5.3B+12.7%	$4.7B+25.7%	$3.8B+16.8%	$3.2B+16.4%	$2.8B+7.6%	$2.6B+12.6%	$2.3B+4.4%	$2.2B+2.7%	$2.1B+20.2%	$1.8B+10.7%	$1.6B
Cash & Equivalents	$527.9M+19.2%	$443.0M+99.5%	$222.0M+108.9%	$106.3M-85.5%	$732.2M+37.5%	$532.7M+176.0%	$193.0M+323.5%	$45.6M+28.9%	$35.3M+21.1%	$29.2M+7.1%	$27.3M-2.4%	$27.9M-5.8%	$29.6M-7.1%	$31.9M-19.7%	$39.7M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$88.4M+102.0%	$43.7M0.0%	$43.7M0.0%	$43.7M0.0%	$43.7M0.0%	$43.7M+13.0%	$38.7M0.0%	$38.7M0.0%	$38.7M0.0%	$38.7M+42.4%	$27.2M0.0%	$27.2M0.0%	$27.2M+148.4%	$10.9M+1.2%	$10.8M
Total Liabilities	$7.5B+34.8%	$5.6B+7.7%	$5.2B+4.8%	$4.9B+1.2%	$4.9B+13.3%	$4.3B+24.7%	$3.5B+16.9%	$3.0B+17.2%	$2.5B+6.9%	$2.4B+13.4%	$2.1B+4.1%	$2.0B+1.7%	$2.0B+20.8%	$1.6B+10.7%	$1.5B
Long-Term Debt	$84.9M+0.4%	$84.6M+0.4%	$84.3M+0.4%	$84.0M+0.4%	$83.7M+67.3%	$50.0M-83.3%	$298.5M-5.5%	$315.7M-3.7%	$328.0M+218.7%	$102.9M-57.3%	$241.1M+82.2%	$132.3M+21.9%	$108.6M-8.3%	$118.4M	N/A
Total Equity	$872.1M+42.8%	$610.7M+6.9%	$571.2M+7.6%	$530.8M+19.9%	$442.8M+6.4%	$416.1M+36.5%	$305.0M+16.0%	$262.8M+7.8%	$243.9M+15.2%	$211.8M+4.9%	$201.9M+7.1%	$188.5M+14.3%	$164.9M+13.4%	$145.4M+10.2%	$131.9M
Retained Earnings	$424.9M+11.4%	$381.3M+10.2%	$345.9M+12.7%	$306.9M+17.8%	$260.6M+19.1%	$218.7M+8.5%	$201.5M+17.3%	$171.8M+15.8%	$148.3M+10.4%	$134.3M+8.9%	$123.3M+11.5%	$110.6M+14.0%	$97.1M+9.1%	$89.0M+11.1%	$80.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Total Assets	$8.4B+33.5%	$8.5B+35.3%	$8.4B+35.6%	$8.3B+37.2%	$6.3B+7.3%	$6.3B+8.5%	$6.2B+7.6%	$6.0B+4.9%
Cash & Equivalents	$458.4M+7.8%	$602.5M+15.8%	$527.9M+19.2%	$438.1M+21.4%	$425.4M+28.5%	$520.2M+72.5%	$443.0M+99.5%	$360.9M+97.7%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$87.3M	$88.4M	$88.4M+102.0%	$93.7M	N/A	N/A	$43.7M0.0%	N/A
Total Liabilities	$7.5B+32.4%	$7.6B+34.5%	$7.5B+34.8%	$7.4B+37.0%	$5.7B+7.2%	$5.7B+8.6%	$5.6B+7.7%	$5.4B+4.4%
Long-Term Debt	$35.0M-58.7%	$85.0M+0.4%	$84.9M+0.4%	$84.8M+0.4%	$84.7M+0.4%	$84.6M+0.4%	$84.6M+0.4%	$84.5M+0.4%
Total Equity	$909.4M+42.7%	$889.1M+42.4%	$872.1M+42.8%	$844.2M+39.2%	$637.3M+8.6%	$624.5M+7.9%	$610.7M+6.9%	$606.4M+10.4%
Retained Earnings	$466.9M+17.6%	$445.3M+14.8%	$424.9M+11.4%	$397.7M+7.2%	$397.0M+9.7%	$387.9M+9.7%	$381.3M+10.2%	$371.1M+10.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

CCNEP Cash Flow Statement

CCNEP quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$89.2M	$65.0M-9.1%	$71.5M+52.1%	$47.0M-26.6%	$64.1M+8.7%	$58.9M+104.9%	$28.8M-44.7%	$52.0M+16.0%	$44.9M+45.8%	$30.8M+14.9%	$26.8M-20.4%	$33.6M+16.3%	$28.9M-14.0%	$33.6M+21.9%	$27.6M-9.3%	$30.4M
Depreciation & Amortization	N/A	$10.9M+31.9%	$8.3M+6.8%	$7.7M+17.7%	$6.6M+5.3%	$6.2M+2.6%	$6.1M+2.0%	$6.0M+23.9%	$4.8M-8.2%	$5.2M+16.9%	$4.5M+11.0%	$4.0M-2.1%	$4.1M+56.3%	$2.6M+18.7%	$2.2M+7.2%	$2.1M
Stock-Based Compensation	N/A	$2.7M+20.0%	$2.2M+31.8%	$1.7M+35.3%	$1.2M-11.6%	$1.4M+0.1%	$1.4M+4.8%	$1.3M-12.9%	$1.5M+66.5%	$928K+13.2%	$820K+32.0%	$621K+13.3%	$548K+40.5%	$390K+40.8%	$277K+30.0%	$213K
Capital Expenditures	$3.5M	$6.3M-61.1%	$16.3M+50.1%	$10.8M-11.7%	$12.3M+89.5%	$6.5M+14.9%	$5.6M-37.6%	$9.0M+194.8%	$3.1M-41.2%	$5.2M-48.5%	$10.1M+50.0%	$6.8M+5.1%	$6.4M+20.4%	$5.3M+164.7%	$2.0M+18.2%	$1.7M
Free Cash Flow	$85.7M	$58.7M+6.2%	$55.2M+52.7%	$36.2M-30.1%	$51.8M-1.3%	$52.4M+126.9%	$23.1M-46.2%	$43.0M+2.9%	$41.8M+63.6%	$25.5M+53.5%	$16.6M-38.1%	$26.9M+19.5%	$22.5M-20.4%	$28.3M+10.7%	$25.5M-10.9%	$28.7M
Investing Cash Flow	$54.6M	$27.6M+113.6%	-$203.3M-36.0%	-$149.5M+81.4%	-$804.7M-96.4%	-$409.8M-142.9%	-$168.7M+54.3%	-$368.7M+18.5%	-$452.7M-122.3%	-$203.7M-35.0%	-$150.9M-49.8%	-$100.7M-81.4%	-$55.5M-52.3%	-$36.5M+80.0%	-$182.6M-1.2%	-$180.4M
Financing Cash Flow	-$110.8M	-$7.8M-102.2%	$352.8M+61.7%	$218.2M+90.2%	$114.7M-79.2%	$550.3M+14.7%	$479.6M+3.3%	$464.1M+11.0%	$418.0M+133.5%	$179.1M+42.1%	$126.0M+89.8%	$66.4M+166.7%	$24.9M+4085.0%	$595K-99.6%	$147.2M-3.3%	$152.3M
Dividends Paid	$21.9M	$18.2M+22.0%	$14.9M+1.5%	$14.7M+17.0%	$12.6M+8.7%	$11.6M+5.2%	$11.0M+6.0%	$10.4M+1.2%	$10.2M+1.4%	$10.1M+5.7%	$9.5M+0.3%	$9.5M-0.1%	$9.5M+11.1%	$8.6M+4.4%	$8.2M+1.1%	$8.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Operating Cash Flow	$36.9M+82.4%	$19.2M+65.4%	$26.1M+17.4%	$7.0M-73.3%	$20.2M+93.8%	$11.6M-6.9%	$22.2M+25.5%	$26.4M+104.3%
Depreciation & Amortization	$3.9M+109.8%	$3.6M+77.0%	$3.8M+58.5%	$3.2M+64.4%	$1.8M-9.0%	$2.1M+8.5%	$2.4M+24.4%	$1.9M-1.1%
Stock-Based Compensation	N/A	$791K+73.8%	N/A	N/A	N/A	$455K-48.5%	N/A	N/A
Capital Expenditures	$922K-61.0%	$362K-79.0%	$129K-96.2%	$2.1M-49.0%	$2.4M-62.5%	$1.7M-29.4%	$3.4M+79.3%	$4.1M+130.9%
Free Cash Flow	$36.0M+101.4%	$18.8M+90.6%	$26.0M+37.8%	$4.9M-77.8%	$17.9M+332.0%	$9.9M-1.4%	$18.8M+19.1%	$22.2M+100.0%
Investing Cash Flow	-$55.8M+52.4%	-$52.3M-190.7%	-$34.4M+61.6%	$197.2M+301.5%	-$117.1M-139.7%	-$18.0M-154.4%	-$89.7M-393.4%	-$97.9M-425.8%
Financing Cash Flow	-$125.1M-5983.2%	$107.7M+29.0%	$98.1M-34.4%	-$191.6M-289.2%	$2.1M-96.9%	$83.5M+146.9%	$149.6M+1794.3%	$101.2M+60.4%
Dividends Paid	$5.6M+48.1%	$5.6M+49.1%	$5.3M+40.4%	$5.3M+40.4%	$3.8M+3.5%	$3.8M+2.6%	$3.8M+3.3%	$3.8M+3.0%

Not reported in any period shown, so not listed: Share Buybacks.

CCNEP Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CCNEP quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	23.4%-0.7pp	24.1%-1.9pp	26.0%-2.2pp	28.2%-1.7pp	29.9%+9.8pp	20.1%-8.1pp	28.2%+1.3pp	26.8%+5.7pp	21.1%+0.4pp	20.8%-3.4pp	24.2%-1.2pp	25.3%+2.5pp	22.9%-3.1pp	26.0%+0.4pp	25.7%
Return on Equity	7.6%-1.4pp	8.9%-1.2pp	10.2%-1.8pp	11.9%-1.1pp	13.0%+5.2pp	7.9%-5.3pp	13.1%+0.3pp	12.8%+3.0pp	9.8%+0.1pp	9.7%-1.3pp	11.0%-1.2pp	12.2%+2.1pp	10.1%-1.7pp	11.8%+0.3pp	11.5%
Return on Assets	0.8%-0.1pp	0.9%-0.1pp	1.0%-0.1pp	1.1%+0.1pp	1.1%+0.4pp	0.7%-0.4pp	1.1%0.0pp	1.1%+0.2pp	0.9%+0.1pp	0.8%-0.2pp	1.0%-0.1pp	1.1%+0.3pp	0.8%-0.2pp	1.0%0.0pp	0.9%
Debt-to-Equity	0.100.0x	0.140.0x	0.150.0x	0.160.0x	0.19+0.1x	0.12-0.9x	0.98-0.2x	1.20-0.1x	1.34+0.9x	0.49-0.7x	1.19+0.5x	0.700.0x	0.66-0.2x	0.81-10.3x	11.15
Asset Turnover	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.040.0x	0.04
FCF Margin	20.8%-3.6pp	24.4%+8.2pp	16.2%-6.9pp	23.1%-4.1pp	27.1%+12.9pp	14.2%-16.0pp	30.2%-3.0pp	33.3%+10.6pp	22.6%+5.8pp	16.8%-12.5pp	29.3%+4.6pp	24.7%-14.1pp	38.8%0.0pp	38.8%-10.0pp	48.7%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-K	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-K
Net Margin	32.3%+9.5pp	32.5%+12.3pp	24.0%-1.4pp	25.7%+1.9pp	22.8%-0.9pp	20.2%-3.1pp	25.4%+0.8pp	23.9%-1.0pp
Return on Equity	3.1%+0.9pp	3.0%+1.2pp	2.4%-0.1pp	2.4%+0.1pp	2.2%0.0pp	1.8%-0.3pp	2.5%0.0pp	2.3%-0.2pp
Return on Assets	0.3%+0.1pp	0.3%+0.1pp	0.3%0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp	0.2%0.0pp
Debt-to-Equity	0.04-0.1x	0.100.0x	0.100.0x	0.100.0x	0.130.0x	0.140.0x	0.140.0x	0.140.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	41.0%+11.9pp	22.6%+5.3pp	30.1%-1.7pp	6.3%-31.7pp	29.2%+21.6pp	17.3%-1.2pp	31.8%+3.9pp	38.0%+17.8pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where CNB Financial Corporation Ranks

Frequently Asked Questions

What is CNB Financial Corporation's annual revenue?

CNB Financial Corporation (CCNEP) reported $282.2M in total revenue for fiscal year 2025. This represents a 24.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is CNB Financial Corporation's revenue growing?

CNB Financial Corporation (CCNEP) revenue grew by 24.5% year-over-year, from $226.6M to $282.2M in fiscal year 2025.

Is CNB Financial Corporation profitable?

Yes, CNB Financial Corporation (CCNEP) reported a net income of $66.1M in fiscal year 2025, with a net profit margin of 23.4%.

How much debt does CNB Financial Corporation have?

As of fiscal year 2025, CNB Financial Corporation (CCNEP) had $527.9M in cash and equivalents against $84.9M in long-term debt.

What is CNB Financial Corporation's net profit margin?

CNB Financial Corporation (CCNEP) had a net profit margin of 23.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does CNB Financial Corporation pay dividends?

Yes, CNB Financial Corporation (CCNEP) paid $0.72 per share in dividends during fiscal year 2025.

What is CNB Financial Corporation's return on equity (ROE)?

CNB Financial Corporation (CCNEP) has a return on equity of 7.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is CNB Financial Corporation's free cash flow?

CNB Financial Corporation (CCNEP) generated $58.7M in free cash flow during fiscal year 2025. This represents a 6.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is CNB Financial Corporation's operating cash flow?

CNB Financial Corporation (CCNEP) generated $65.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are CNB Financial Corporation's total assets?

CNB Financial Corporation (CCNEP) had $8.4B in total assets as of fiscal year 2025, including both current and long-term assets.

What are CNB Financial Corporation's capital expenditures?

CNB Financial Corporation (CCNEP) invested $6.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does CNB Financial Corporation have outstanding?

CNB Financial Corporation (CCNEP) had 30M shares outstanding as of fiscal year 2025.

What is CNB Financial Corporation's debt-to-equity ratio?

CNB Financial Corporation (CCNEP) had a debt-to-equity ratio of 0.10 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is CNB Financial Corporation's return on assets (ROA)?

CNB Financial Corporation (CCNEP) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is CNB Financial Corporation's Piotroski F-Score?

CNB Financial Corporation (CCNEP) has a Piotroski F-Score of 3 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are CNB Financial Corporation's earnings high quality?

CNB Financial Corporation (CCNEP) has an earnings quality ratio of 0.98x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.