What is CSB BANCORP INC OH's earnings per share (EPS)?

CSB BANCORP INC OH (CSBB) reported diluted earnings per share of $5.07 for fiscal year 2025. This represents a 34.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

CSB BANCORP INC OH (CSBB) Financials

CSBB

Trailing 12 months to June 30, 2026

Revenue $53.3M +16.3% YoY

Net Income $15.2M +18.7% YoY

EPS (Diluted) $5.78 +19.7% YoY

Free Cash Flow $21.0M +30.8% YoY

Market Cap $197.0M as of Oct 22, 2026

Price / Sales 3.7x on $53.3M revenue, trailing 12 months to June 30, 2026

Price / Earnings 13.0x on $15.2M net income, trailing 12 months to June 30, 2026

Price / Book 1.5x on $132.6M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 22, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 13, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 13, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CSBB SEC filings page.

CSB BANCORP INC OH (CSBB) reported $53.3M in revenue over the twelve months to Jun 30, 2026, up 16.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CSBB FY2025 2026-10-04

CSB Bancorp’s 2025 results show a bank that converts earnings into cash while funding a liability-dominated balance sheet.

In FY2025, operating cash flow of $19.5M exceeded net income of $13.4M, indicating earnings translated into more cash than accounting profit alone suggests. Free cash flow was $19.1M with capital expenditures of $0.4M, so recorded reinvestment did not absorb the cash result; however, large financing and investing flows show that balance-sheet funding remains central to cash movements.

The 2024 earnings dip was not a volume problem: revenue rose to $44.0M while net income fell to $10.0M. Interest expense reached $14.7M in 2024, yet 2025 revenue and net income recovered, suggesting improved earnings absorption rather than simply cheaper funding.

Assets expanded from $1.18B in FY2023 to $1.29B in FY2025, indicating a larger balance-sheet platform. Equity also increased over that span, yet the latest return profile was 1.0% on assets versus 10.6% on equity, illustrating the leverage embedded in banking.

Financial Health Signals

Financial health score not available

CSB BANCORP INC OH does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

7/7

CSB BANCORP INC OH passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.

Key Financial Metrics

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Earnings & Revenue

Revenue

$13.8M

YoY+14.1%

QoQ+3.7%

5Y CAGR+10.7%

10Y CAGR+7.8%

CSB BANCORP INC OH generated $13.8M in revenue in Q2 2026. This represents an increase of 14.1% from the same quarter a year earlier. Against the prior quarter it is up 3.7%.

Net Income

$4.7M

YoY+27.0%

QoQ+6.5%

5Y CAGR+11.5%

10Y CAGR+11.4%

CSB BANCORP INC OH reported $4.7M in net income in Q2 2026. This represents an increase of 27.0% from the same quarter a year earlier. Against the prior quarter it is up 6.5%.

EPS (Diluted)

$1.80

YoY+27.7%

QoQ+6.5%

5Y CAGR+12.5%

10Y CAGR+11.8%

CSB BANCORP INC OH earned $1.80 per diluted share (EPS) in Q2 2026. This represents an increase of 27.7% from the same quarter a year earlier. Against the prior quarter it is up 6.5%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$6.2M

YoY+41.9%

QoQ+102.0%

5Y CAGR+29.4%

10Y CAGR+20.9%

CSB BANCORP INC OH generated $6.2M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 41.9% from the same quarter a year earlier. Against the prior quarter it is up 102.0%.

Cash & Debt

$81.5M

YoY-14.4%

QoQ+47.7%

5Y CAGR-23.6%

CSB BANCORP INC OH held $81.5M in cash as of Q2 2026; no long-term debt figure is on record for that period.

Dividends Per Share

$0.43

YoY+4.9%

QoQ0.0%

CSB BANCORP INC OH paid $0.43 per share in dividends in Q2 2026. This represents an increase of 4.9% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

YoY-0.4%

QoQ0.0%

5Y CAGR-0.8%

10Y CAGR-0.4%

CSB BANCORP INC OH had 3M shares outstanding in Q2 2026. This represents a decrease of 0.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin

34.2%

YoY+3.5pp

QoQ+0.9pp

5Y change+1.2pp

10Y change+9.6pp

CSB BANCORP INC OH's net profit margin was 34.2% in Q2 2026, showing the share of revenue converted to profit. This is up 3.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.9 percentage points.

Return on Equity

3.6%

YoY+0.5pp

QoQ+0.1pp

5Y change+0.7pp

10Y change+1.1pp

CSB BANCORP INC OH's quarterly ROE was 3.6% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is up 0.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$159K

YoY+25.2%

QoQ-53.6%

5Y CAGR-24.9%

10Y CAGR-15.7%

CSB BANCORP INC OH invested $159K in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 25.2% from the same quarter a year earlier. Against the prior quarter it is down 53.6%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

CSBB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CSBB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$53.3M	$49.7M+13.0%	$44.0M+2.5%	$42.9M+9.9%	$39.0M+12.0%	$34.8M-0.7%	$35.1M+3.7%	$33.8M+7.4%	$31.5M+9.4%	$28.8M+8.8%	$26.5M+6.4%	$24.9M+2.8%	$24.2M+4.2%	$23.2M+6.4%	$21.8M+9.9%	$19.8M
Interest Expense	$14.5M	$14.7M-0.6%	$14.7M+49.3%	$9.9M+295.6%	$2.5M+24.1%	$2.0M-30.9%	$2.9M-28.3%	$4.1M+40.7%	$2.9M+45.2%	$2.0M+35.0%	$1.5M-6.0%	$1.6M-9.4%	$1.7M-23.3%	$2.3M-24.3%	$3.0M-19.0%	$3.7M
Income Tax	$3.7M	$3.2M+37.8%	$2.3M-36.0%	$3.6M+12.5%	$3.2M+25.6%	$2.6M+1.5%	$2.5M+1.0%	$2.5M+10.6%	$2.3M-29.9%	$3.2M+8.8%	$3.0M+12.2%	$2.6M+3.1%	$2.6M+13.0%	$2.3M+14.2%	$2.0M+24.2%	$1.6M
Net Income	$15.2M	$13.4M+33.5%	$10.0M-32.1%	$14.8M+10.8%	$13.3M+22.8%	$10.8M+2.5%	$10.6M+1.5%	$10.4M+10.6%	$9.4M+32.5%	$7.1M+5.4%	$6.7M+11.9%	$6.0M+2.3%	$5.9M+12.3%	$5.2M+15.2%	$4.5M+23.3%	$3.7M
EPS (Basic)	N/A	$5.07+34.8%	$3.76-31.8%	$5.51+12.2%	$4.91+23.7%	$3.97+3.1%	$3.85+1.3%	$3.80+10.8%	$3.43+32.4%	$2.59+5.3%	$2.46+11.8%	$2.20+2.3%	$2.15+12.6%	$1.91+15.1%	$1.66+23.0%	$1.35
EPS (Diluted)	$5.78	$5.07+34.8%	$3.76-31.8%	$5.51+12.2%	$4.91+23.7%	$3.97+3.1%	$3.85+1.3%	$3.80+10.8%	$3.43+32.4%	$2.59+5.3%	$2.46+11.8%	$2.20+2.3%	$2.15+12.6%	$1.91+15.1%	$1.66+23.0%	$1.35
Diluted Shares (Avg)	N/A	3M-0.9%	3M-0.7%	3M-1.3%	3M-0.7%	3M	N/A	N/A	3M0.0%	3M0.0%	3M0.0%	3M+0.1%	3M0.0%	3M+0.1%	3M0.0%	3M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$13.8M+14.1%	$13.3M+17.2%	$13.4M+17.9%	$12.8M+16.2%	$12.1M+13.7%	$11.4M+4.2%	$11.3M+2.9%	$11.0M+4.6%
Interest Expense	$3.5M-1.0%	$3.5M-2.6%	$3.7M-2.4%	$3.8M-5.0%	$3.6M+0.1%	$3.6M+5.6%	$3.8M+21.2%	$4.0M+38.0%
Income Tax	$1.2M+29.0%	$1.1M+24.5%	$400K-24.0%	$1.0M+34.8%	$903K+159.5%	$878K+26.7%	$526K-42.3%	$756K-11.1%
Net Income	$4.7M+27.0%	$4.4M+22.9%	$1.9M-19.4%	$4.2M+32.0%	$3.7M+130.8%	$3.6M+23.3%	$2.3M-37.3%	$3.1M-9.7%
EPS (Basic)	$1.80+27.7%	$1.69+23.4%	$0.72-17.2%	$1.57+33.1%	$1.41+131.1%	$1.37+24.5%	$0.87-37.4%	$1.18-9.2%
EPS (Diluted)	$1.80+27.7%	$1.69+23.4%	$0.72-17.2%	$1.57+33.1%	$1.41+131.1%	$1.37+24.5%	$0.87-37.4%	$1.18-9.2%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Diluted Shares (Avg).

CSBB Balance Sheet

CSBB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$1.3B+8.5%	$1.2B+1.1%	$1.2B+1.7%	$1.2B+1.3%	$1.1B+10.9%	$1.0B+26.0%	$818.7M+11.9%	$731.7M+3.5%	$707.1M+5.5%	$670.0M+3.0%	$650.3M+4.7%	$621.0M+4.1%	$596.5M+1.6%	$586.9M+6.5%	$551.2M
Cash & Equivalents	$99.3M+35.1%	$73.5M+14.7%	$64.1M-25.9%	$86.4M-64.5%	$243.7M+34.1%	$181.7M+78.1%	$102.0M+123.9%	$45.6M+25.1%	$36.4M-1.1%	$36.8M-3.7%	$38.3M	N/A	N/A	$66.9M-18.7%	$82.3M
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$128.5M
Goodwill	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M
Total Liabilities	$1.2B+8.3%	$1.1B+0.6%	$1.1B+0.7%	$1.1B+1.6%	$1.0B+11.6%	$937.8M+27.9%	$733.2M+11.9%	$655.2M+2.9%	$636.5M+5.3%	$604.6M+2.6%	$589.0M+4.5%	$563.5M+3.6%	$544.1M+1.8%	$534.4M+6.5%	$501.8M
Long-Term Debt	$917K-27.6%	$1.3M-27.8%	$1.8M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$126.3M+10.0%	$114.8M+6.4%	$107.9M+12.5%	$95.9M-1.4%	$97.3M+3.7%	$93.9M+9.8%	$85.5M+11.7%	$76.5M+8.5%	$70.5M+7.8%	$65.4M+6.8%	$61.3M+6.6%	$57.5M+9.6%	$52.4M-0.1%	$52.5M+6.1%	$49.4M
Retained Earnings	$112.1M+8.8%	$103.1M+6.0%	$97.3M+12.5%	$86.5M+12.8%	$76.7M+10.8%	$69.2M+12.1%	$61.7M+13.7%	$54.3M+14.2%	$47.5M+11.5%	$42.6M+12.1%	$38.0M+11.6%	$34.1M+12.8%	$30.2M+12.1%	$27.0M+10.5%	$24.4M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$1.3B+4.5%	$1.3B+3.8%	$1.3B+8.5%	$1.2B+3.2%	$1.2B+6.1%	$1.2B+5.4%	$1.2B+1.1%	$1.2B+4.5%
Cash & Equivalents	$81.5M-14.4%	$55.2M-37.6%	$99.3M+35.1%	$80.8M-15.5%	$95.3M+69.5%	$88.5M+124.5%	$73.5M+14.7%	$95.6M+93.6%
Goodwill	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%
Total Liabilities	$1.2B+4.1%	$1.1B+3.3%	$1.2B+8.3%	$1.1B+2.6%	$1.1B+5.6%	$1.1B+5.1%	$1.1B+0.6%	$1.1B+3.7%
Long-Term Debt	N/A	N/A	$917K-27.6%	N/A	N/A	N/A	$1.3M-27.8%	N/A
Total Equity	$132.6M+9.0%	$129.2M+9.2%	$126.3M+10.0%	$125.2M+8.9%	$121.7M+10.3%	$118.3M+8.0%	$114.8M+6.4%	$115.0M+13.4%
Retained Earnings	$119.1M+9.9%	$115.5M+9.3%	$112.1M+8.8%	$111.4M+9.4%	$108.3M+8.6%	$105.7M+6.5%	$103.1M+6.0%	$101.8M+7.6%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.

CSBB Cash Flow Statement

CSBB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$21.7M	$19.5M+24.5%	$15.7M+0.3%	$15.6M+8.6%	$14.4M-4.2%	$15.0M+6.0%	$14.2M+19.1%	$11.9M-3.2%	$12.3M+37.2%	$9.0M+28.5%	$7.0M-9.1%	$7.7M+7.0%	$7.2M+3.1%	$6.9M-1.6%	$7.1M+22.3%	$5.8M
Depreciation & Amortization	N/A	$941K0.0%	$941K+2.2%	$921K-4.1%	$960K+7.9%	$890K+4.3%	$853K+14.5%	$745K-6.8%	$799K-7.6%	$865K-4.4%	$905K-1.2%	$916K-1.3%	$928K+19.1%	$779K+21.0%	$644K-2.7%	$662K
Stock-Based Compensation	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0n/m	$0n/m	$0n/m	$0n/m	$0n/m	$0n/m	$0n/m	$0
Capital Expenditures	$693K	$412K-79.0%	$2.0M+362.3%	$424K+15.8%	$366K-81.6%	$2.0M-0.1%	$2.0M-25.0%	$2.7M+101.9%	$1.3M-0.8%	$1.3M-6.6%	$1.4M+132.1%	$611K+43.1%	$427K-72.0%	$1.5M+60.1%	$953K+62.6%	$586K
Free Cash Flow	$21.0M	$19.1M+39.2%	$13.7M-9.8%	$15.2M+8.4%	$14.0M+7.7%	$13.0M+6.9%	$12.2M+31.8%	$9.2M-15.8%	$11.0M+43.8%	$7.6M+37.5%	$5.5M-21.3%	$7.1M+4.7%	$6.7M+24.2%	$5.4M-11.3%	$6.1M+17.8%	$5.2M
Investing Cash Flow	-$73.9M	-$76.9Mn/m	-$8.1Mn/m	-$39.1Mn/m	-$183.5Mn/m	-$58.0Mn/m	-$136.1Mn/m	-$28.8Mn/m	-$18.7Mn/m	-$39.3Mn/m	-$21.1M	N/A	N/A	N/A	-$52.9M-502.9%	$13.1M
Financing Cash Flow	$38.4M	$83.2M+4406.6%	$1.8M+59.4%	$1.2M-90.2%	$11.8M-88.7%	$105.0M-47.9%	$201.6M+174.7%	$73.4M+370.3%	$15.6M-47.9%	$29.9M+136.3%	$12.7M	N/A	N/A	N/A	$30.5M+103.4%	$15.0M
Dividends Paid	$4.4M	$4.3M+2.8%	$4.2M+4.8%	$4.0M+13.8%	$3.5M+5.9%	$3.3M+7.5%	$3.1M+4.6%	$3.0M+10.2%	$2.7M+16.7%	$2.3M+7.7%	$2.1M+2.7%	$2.1M+2.8%	$2.0M+2.8%	$2.0M+0.1%	$2.0M0.0%	$2.0M
Share Buybacks	N/A	$999K+31.1%	$762K-46.5%	$1.4M+267.3%	$388K-58.7%	$939K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$6.3M+41.4%	$3.4M+11.4%	$6.2M-8.0%	$5.8M+95.9%	$4.5M-16.8%	$3.1M+408.8%	$6.7M-10.8%	$2.9M+56.2%
Capital Expenditures	$159K+25.2%	$343K+264.9%	$63K-72.8%	$128K-81.7%	$127K-85.1%	$94K-46.0%	$232K+100.0%	$699K+844.6%
Free Cash Flow	$6.2M+41.9%	$3.1M+3.4%	$6.1M-5.7%	$5.6M+151.1%	$4.4M-4.0%	$3.0M+594.6%	$6.5M-12.5%	$2.2M+24.0%
Investing Cash Flow	-$4.6Mn/m	-$16.4Mn/m	-$28.8Mn/m	-$24.0Mn/m	-$12.2M-1698.7%	-$11.8Mn/m	-$8.2Mn/m	-$319Kn/m
Financing Cash Flow	$24.6M+69.9%	-$31.1M-230.9%	$41.1Mn/m	$3.8M-89.7%	$14.5M+36.2%	$23.8Mn/m	-$20.6M-254.7%	$36.8Mn/m
Dividends Paid	$1.1M+4.4%	$1.1M+6.8%	$1.1M+4.0%	$1.1M+1.5%	$1.1M+4.0%	$1.1M+1.7%	$1.1M+4.6%	$1.1M+4.7%
Share Buybacks	N/A	N/A	$273K-25.2%	$290K+68.6%	$108K+285.7%	$328K+66.5%	$365K+615.7%	$172K-50.0%

Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation.

CSBB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CSBB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	26.9%+4.1pp	22.8%-11.6pp	34.4%+0.3pp	34.1%+3.0pp	31.1%+1.0pp	30.1%-0.7pp	30.8%+0.9pp	29.9%+5.2pp	24.7%-0.8pp	25.5%+1.2pp	24.2%-0.1pp	24.3%+1.8pp	22.6%+1.7pp	20.8%+2.3pp	18.6%
Return on Equity	10.6%+1.9pp	8.7%-4.9pp	13.7%-0.2pp	13.9%+2.7pp	11.1%-0.1pp	11.3%-0.9pp	12.2%-0.1pp	12.3%+2.2pp	10.1%-0.2pp	10.3%+0.5pp	9.8%-0.4pp	10.2%+0.2pp	10.0%+1.3pp	8.7%+1.2pp	7.5%
Return on Assets	1.0%+0.2pp	0.8%-0.4pp	1.3%+0.1pp	1.1%+0.2pp	0.9%-0.1pp	1.0%-0.2pp	1.3%0.0pp	1.3%+0.3pp	1.0%0.0pp	1.0%+0.1pp	0.9%0.0pp	0.9%+0.1pp	0.9%+0.1pp	0.8%+0.1pp	0.7%
Debt-to-Equity	0.010.0x	0.010.0x	0.02	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Liabilities-to-Equity	9.24-0.1x	9.38-0.5x	9.92-1.2x	11.08+0.3x	10.76+0.8x	9.99+1.4x	8.580.0x	8.56-0.5x	9.02-0.2x	9.24-0.4x	9.61-0.2x	9.81-0.6x	10.38+0.2x	10.190.0x	10.15
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.04
FCF Margin	38.4%+7.2pp	31.2%-4.3pp	35.4%-0.5pp	35.9%-1.5pp	37.4%+2.7pp	34.7%+7.4pp	27.3%-7.5pp	34.8%+8.3pp	26.5%+5.5pp	21.0%-7.4pp	28.4%+0.5pp	27.9%+4.5pp	23.4%-4.7pp	28.0%+1.9pp	26.1%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-K	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	34.2%+3.5pp	33.3%+1.5pp	14.0%-6.5pp	32.4%+3.9pp	30.8%+15.6pp	31.8%+4.9pp	20.4%-13.1pp	28.5%-4.5pp
Return on Equity	3.6%+0.5pp	3.4%+0.4pp	1.5%-0.5pp	3.3%+0.6pp	3.1%+1.6pp	3.1%+0.4pp	2.0%-1.4pp	2.7%-0.7pp
Return on Assets	0.4%+0.1pp	0.4%+0.1pp	0.1%-0.1pp	0.3%+0.1pp	0.3%+0.2pp	0.3%+0.1pp	0.2%-0.1pp	0.3%0.0pp
Debt-to-Equity	N/A	N/A	0.010.0x	N/A	N/A	N/A	0.010.0x	N/A
Liabilities-to-Equity	8.76-0.4x	8.79-0.5x	9.24-0.1x	8.97-0.5x	9.17-0.4x	9.30-0.3x	9.38-0.5x	9.51-0.9x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	44.7%+8.8pp	22.9%-3.1pp	45.8%-11.4pp	44.0%+23.7pp	35.9%-6.6pp	26.0%+22.1pp	57.3%-10.1pp	20.4%+3.2pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where CSB BANCORP INC OH Ranks

Frequently Asked Questions

What is CSB BANCORP INC OH's annual revenue?

CSB BANCORP INC OH (CSBB) reported $49.7M in total revenue for fiscal year 2025. This represents a 13.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is CSB BANCORP INC OH's revenue growing?

CSB BANCORP INC OH (CSBB) revenue grew by 13.0% year-over-year, from $44.0M to $49.7M in fiscal year 2025.

Is CSB BANCORP INC OH profitable?

Yes, CSB BANCORP INC OH (CSBB) reported a net income of $15.2M over the trailing 12 months to June 30, 2026. In fiscal year 2025 it reported a net income of $13.4M, with a net profit margin of 26.9%.

How much debt does CSB BANCORP INC OH have?

As of fiscal year 2025, CSB BANCORP INC OH (CSBB) had $99.3M in cash and equivalents against $917K in long-term debt.

What is CSB BANCORP INC OH's net profit margin?

CSB BANCORP INC OH (CSBB) had a net profit margin of 26.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does CSB BANCORP INC OH pay dividends?

Yes, CSB BANCORP INC OH (CSBB) paid $1.64 per share in dividends during fiscal year 2025.

What is CSB BANCORP INC OH's return on equity (ROE)?

CSB BANCORP INC OH (CSBB) has a return on equity of 10.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is CSB BANCORP INC OH's free cash flow?

CSB BANCORP INC OH (CSBB) generated $19.1M in free cash flow during fiscal year 2025. This represents a 39.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is CSB BANCORP INC OH's operating cash flow?

CSB BANCORP INC OH (CSBB) generated $19.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are CSB BANCORP INC OH's total assets?

CSB BANCORP INC OH (CSBB) had $1.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are CSB BANCORP INC OH's capital expenditures?

CSB BANCORP INC OH (CSBB) invested $412K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does CSB BANCORP INC OH buy back shares?

Yes, CSB BANCORP INC OH (CSBB) spent $999K on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does CSB BANCORP INC OH have outstanding?

CSB BANCORP INC OH (CSBB) had 3M shares outstanding as of fiscal year 2025.

What is CSB BANCORP INC OH's debt-to-equity ratio?

CSB BANCORP INC OH (CSBB) had a debt-to-equity ratio of 0.01 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.

What is CSB BANCORP INC OH's liabilities-to-equity ratio?

CSB BANCORP INC OH (CSBB) had a liabilities-to-equity ratio of 9.24 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.

What is CSB BANCORP INC OH's return on assets (ROA)?

CSB BANCORP INC OH (CSBB) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is CSB BANCORP INC OH's P/E ratio?

CSB BANCORP INC OH (CSBB) trades at 13.0x earnings, its market capitalization divided by $15.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $197.0M as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is CSB BANCORP INC OH's price-to-sales ratio?

CSB BANCORP INC OH (CSBB) trades at 3.7x sales, its market capitalization divided by $53.3M revenue, trailing 12 months to June 30, 2026. The market capitalization is $197.0M as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is CSB BANCORP INC OH's Piotroski F-Score?

CSB BANCORP INC OH (CSBB) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.