What is Csb Bancorp Inc's earnings per share (EPS)?

Csb Bancorp Inc (CSBB) reported diluted earnings per share of $5.07 for fiscal year 2025. This represents a 34.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Csb Bancorp Inc (CSBB) Financials

CSBB

Trailing 12 months to June 30, 2026

Revenue $53.3M +16.3% YoY

Net Income $15.2M +18.7% YoY

EPS (Diluted) $5.78 +19.7% YoY

Free Cash Flow $21.0M +30.8% YoY

Market Cap $206.5M as of Sep 4, 2026

Price / Sales 3.9x on $53.3M revenue, trailing 12 months to June 30, 2026

Price / Earnings 13.6x on $15.2M net income, trailing 12 months to June 30, 2026

Price / Book 1.6x on $132.6M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 4, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 13, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 13, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the CSBB SEC filings page.

Csb Bancorp Inc (CSBB) reported $53.3M in revenue over the twelve months to Jun 30, 2026, up 16.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI CSBB FY2025 2026-09-05

FY2025 shows a cash-generating banking model recovering earnings while balance-sheet growth remains dependent on substantial funding flows.

The FY2025 earnings rebound came with revenue reaching $49.7M and net margin recovering to 26.9%. Interest expense stayed near $14.7M, indicating the improvement reflected better earnings economics rather than cheaper funding alone.

Operating cash flow rose from $15.7M to $19.5M, outpacing the recovery in net income and indicating that reported earnings were converting into cash rather than relying solely on accruals. Free-cash-flow margin also advanced from 31.2% to 38.4%, reinforcing the stronger cash profile.

Total assets expanded to $1.29B while equity reached $126.3M, so growth increased the balance-sheet base without materially changing the institution's liability-heavy structure. Funding activity of $83.2M roughly offset $76.9M of investing outflows, showing that expansion depended on capital flows beyond retained earnings.

Financial Health Signals

Financial health score not available

Csb Bancorp Inc does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

7/7

Csb Bancorp Inc passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.46x

For every $1 of reported earnings, Csb Bancorp Inc generates $1.46 in operating cash flow ($19.5M OCF vs $13.4M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$13.8M

YoY+14.1%

QoQ+3.7%

5Y CAGR+10.7%

10Y CAGR+7.8%

Csb Bancorp Inc generated $13.8M in revenue in Q2 2026. This represents an increase of 14.1% from the same quarter a year earlier. Against the prior quarter it is up 3.7%.

Net Income

$4.7M

YoY+27.0%

QoQ+6.5%

5Y CAGR+11.5%

10Y CAGR+11.4%

Csb Bancorp Inc reported $4.7M in net income in Q2 2026. This represents an increase of 27.0% from the same quarter a year earlier. Against the prior quarter it is up 6.5%.

EPS (Diluted)

$1.80

YoY+27.7%

QoQ+6.5%

5Y CAGR+12.5%

10Y CAGR+11.8%

Csb Bancorp Inc earned $1.80 per diluted share (EPS) in Q2 2026. This represents an increase of 27.7% from the same quarter a year earlier. Against the prior quarter it is up 6.5%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$6.2M

YoY+41.9%

QoQ+102.0%

5Y CAGR+29.4%

10Y CAGR+20.9%

Csb Bancorp Inc generated $6.2M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 41.9% from the same quarter a year earlier. Against the prior quarter it is up 102.0%.

Cash & Debt

$81.5M

YoY-14.4%

QoQ+47.7%

5Y CAGR-23.6%

Csb Bancorp Inc held $81.5M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.43

YoY+4.9%

QoQ0.0%

Csb Bancorp Inc paid $0.43 per share in dividends in Q2 2026. This represents an increase of 4.9% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

YoY-0.4%

QoQ0.0%

5Y CAGR-0.8%

10Y CAGR-0.4%

Csb Bancorp Inc had 3M shares outstanding in Q2 2026. This represents a decrease of 0.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

Margins & Returns

Net Margin

34.2%

YoY+3.5pp

QoQ+0.9pp

5Y CAGR+1.2pp

10Y CAGR+9.6pp

Csb Bancorp Inc's net profit margin was 34.2% in Q2 2026, showing the share of revenue converted to profit. This is up 3.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.9 percentage points.

Return on Equity

3.6%

YoY+0.5pp

QoQ+0.1pp

5Y CAGR+0.7pp

10Y CAGR+1.1pp

Csb Bancorp Inc's ROE was 3.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$159K

YoY+25.2%

QoQ-53.6%

5Y CAGR-24.9%

10Y CAGR-15.7%

Csb Bancorp Inc invested $159K in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 25.2% from the same quarter a year earlier. Against the prior quarter it is down 53.6%.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

CSBB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CSBB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$53.3M	$49.7M+13.0%	$44.0M+2.5%	$42.9M+9.9%	$39.0M+12.0%	$34.8M-0.7%	$35.1M+3.7%	$33.8M+7.4%	$31.5M+9.4%	$28.8M+8.8%	$26.5M+6.4%	$24.9M+2.8%	$24.2M+4.2%	$23.2M+6.4%	$21.8M+9.9%	$19.8M
SG&A Expenses	$16.7M	$15.9M+16.4%	$13.6M-0.4%	$13.7M+1.7%	$13.4M+6.7%	$12.6M+7.6%	$11.7M+0.4%	$11.7M+7.0%	$10.9M+8.9%	$10.0M+7.0%	$9.4M+6.1%	$8.8M+6.0%	$8.3M+0.7%	$8.3M+3.8%	$8.0M+6.7%	$7.5M
Interest Expense	$14.5M	$14.7M-0.6%	$14.7M+49.3%	$9.9M+295.6%	$2.5M+24.1%	$2.0M-30.9%	$2.9M-28.3%	$4.1M+40.7%	$2.9M+45.2%	$2.0M+35.0%	$1.5M-6.0%	$1.6M-9.4%	$1.7M-23.3%	$2.3M-24.3%	$3.0M-19.0%	$3.7M
Income Tax	$3.7M	$3.2M+37.8%	$2.3M-36.0%	$3.6M+12.5%	$3.2M+25.6%	$2.6M+1.5%	$2.5M+1.0%	$2.5M+10.6%	$2.3M-29.9%	$3.2M+8.8%	$3.0M+12.2%	$2.6M+3.1%	$2.6M+13.0%	$2.3M+14.2%	$2.0M+24.2%	$1.6M
Net Income	$15.2M	$13.4M+33.5%	$10.0M-32.1%	$14.8M+10.8%	$13.3M+22.8%	$10.8M+2.5%	$10.6M+1.5%	$10.4M+10.6%	$9.4M+32.5%	$7.1M+5.4%	$6.7M+11.9%	$6.0M+2.3%	$5.9M+12.3%	$5.2M+15.2%	$4.5M+23.3%	$3.7M
EPS (Basic)	N/A	$5.07+34.8%	$3.76-31.8%	$5.51+12.2%	$4.91+23.7%	$3.97	N/A	N/A	N/A	$2.59+5.3%	$2.46+11.8%	$2.20+2.3%	$2.15+12.6%	$1.91+15.1%	$1.66+23.0%	$1.35
EPS (Diluted)	$5.78	$5.07+34.8%	$3.76-31.8%	$5.51+12.2%	$4.91+23.7%	$3.97	N/A	N/A	N/A	$2.59+5.3%	$2.46+11.8%	$2.20+2.3%	$2.15+12.6%	$1.91+15.1%	$1.66+23.0%	$1.35
Diluted Shares (Avg)	N/A	3M-0.9%	3M-0.7%	3M-1.3%	3M-0.7%	3M	N/A	N/A	3M0.0%	3M0.0%	3M0.0%	3M+0.1%	3M0.0%	3M+0.1%	3M0.0%	3M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$13.8M+14.1%	$13.3M+17.2%	$13.4M+17.9%	$12.8M+16.2%	$12.1M+13.7%	$11.4M+4.2%	$11.3M+2.9%	$11.0M+4.6%
SG&A Expenses	$4.2M+8.4%	$4.2M+14.5%	$4.1M+20.0%	$4.1M+12.4%	$3.9M+28.3%	$3.7M+6.6%	$3.4M-3.3%	$3.7M+6.6%
Interest Expense	$3.5M-1.0%	$3.5M-2.6%	$3.7M-2.4%	$3.8M-5.0%	$3.6M+0.1%	$3.6M+5.6%	$3.8M+21.2%	$4.0M+38.0%
Income Tax	$1.2M+29.0%	$1.1M+24.5%	$400K-24.0%	$1.0M+34.8%	$903K+159.5%	$878K+26.7%	$526K-42.3%	$756K-11.1%
Net Income	$4.7M+27.0%	$4.4M+22.9%	$1.9M-19.4%	$4.2M+32.0%	$3.7M+130.8%	$3.6M+23.3%	$2.3M-37.3%	$3.1M-9.7%
EPS (Basic)	$1.80+27.7%	$1.69+23.4%	$0.72-17.2%	$1.57+33.1%	$1.41+131.1%	$1.37+24.5%	$0.87-37.4%	$1.18-9.2%
EPS (Diluted)	$1.80+27.7%	$1.69+23.4%	$0.72-17.2%	$1.57+33.1%	$1.41+131.1%	$1.37+24.5%	$0.87-37.4%	$1.18-9.2%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA, Diluted Shares (Avg).

CSBB Balance Sheet

CSBB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$1.3B+8.5%	$1.2B+1.1%	$1.2B+1.7%	$1.2B+1.3%	$1.1B+10.9%	$1.0B+26.0%	$818.7M+11.9%	$731.7M+3.5%	$707.1M+5.5%	$670.0M+3.0%	$650.3M+4.7%	$621.0M+4.1%	$596.5M+1.6%	$586.9M+6.5%	$551.2M
Cash & Equivalents	$99.3M+35.1%	$73.5M+14.7%	$64.1M-25.9%	$86.4M-64.5%	$243.7M+34.1%	$181.7M+78.1%	$102.0M+123.9%	$45.6M+25.1%	$36.4M-1.1%	$36.8M-3.7%	$38.3M	N/A	N/A	$66.9M-18.7%	$82.3M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	$0-100.0%	$128.5M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A	N/A	$0	$0
Goodwill	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M
Total Liabilities	$1.2B+8.3%	$1.1B+0.6%	$1.1B+0.7%	$1.1B+1.6%	$1.0B+11.6%	$937.8M+27.9%	$733.2M+11.9%	$655.2M+2.9%	$636.5M+5.3%	$604.6M+2.6%	$589.0M+4.5%	$563.5M+3.6%	$544.1M+1.8%	$534.4M+6.5%	$501.8M
Long-Term Debt	$917K-27.6%	$1.3M-27.8%	$1.8M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$126.3M+10.0%	$114.8M+6.4%	$107.9M+12.5%	$95.9M-1.4%	$97.3M+3.7%	$93.9M+9.8%	$85.5M+11.7%	$76.5M+8.5%	$70.5M+7.8%	$65.4M+6.8%	$61.3M+6.6%	$57.5M+9.6%	$52.4M-0.1%	$52.5M+6.1%	$49.4M
Retained Earnings	$112.1M+8.8%	$103.1M+6.0%	$97.3M+12.5%	$86.5M+12.8%	$76.7M+10.8%	$69.2M+12.1%	$61.7M+13.7%	$54.3M+14.2%	$47.5M+11.5%	$42.6M+12.1%	$38.0M+11.6%	$34.1M+12.8%	$30.2M+12.1%	$27.0M+10.5%	$24.4M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$1.3B+4.5%	$1.3B+3.8%	$1.3B+8.5%	$1.2B+3.2%	$1.2B+6.1%	$1.2B+5.4%	$1.2B+1.1%	$1.2B+4.5%
Cash & Equivalents	$81.5M-14.4%	$55.2M-37.6%	$99.3M+35.1%	$80.8M-15.5%	$95.3M+69.5%	$88.5M+124.5%	$73.5M+14.7%	$95.6M+93.6%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%	$4.7M0.0%
Total Liabilities	$1.2B+4.1%	$1.1B+3.3%	$1.2B+8.3%	$1.1B+2.6%	$1.1B+5.6%	$1.1B+5.1%	$1.1B+0.6%	$1.1B+3.7%
Long-Term Debt	N/A	N/A	$917K-27.6%	N/A	N/A	N/A	$1.3M-27.8%	N/A
Total Equity	$132.6M+9.0%	$129.2M+9.2%	$126.3M+10.0%	$125.2M+8.9%	$121.7M+10.3%	$118.3M+8.0%	$114.8M+6.4%	$115.0M+13.4%
Retained Earnings	$119.1M+9.9%	$115.5M+9.3%	$112.1M+8.8%	$111.4M+9.4%	$108.3M+8.6%	$105.7M+6.5%	$103.1M+6.0%	$101.8M+7.6%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

CSBB Cash Flow Statement

CSBB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$21.7M	$19.5M+24.5%	$15.7M+0.3%	$15.6M+8.6%	$14.4M-4.2%	$15.0M+6.0%	$14.2M+19.1%	$11.9M-3.2%	$12.3M+37.2%	$9.0M+28.5%	$7.0M-9.1%	$7.7M+7.0%	$7.2M+3.1%	$6.9M-1.6%	$7.1M+22.3%	$5.8M
Depreciation & Amortization	N/A	$941K0.0%	$941K+2.2%	$921K-4.1%	$960K+7.9%	$890K+4.3%	$853K+14.5%	$745K-6.8%	$799K-7.6%	$865K-4.4%	$905K-1.2%	$916K-1.3%	$928K+19.1%	$779K+21.0%	$644K-2.7%	$662K
Stock-Based Compensation	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0	$0
Capital Expenditures	$693K	$412K-79.0%	$2.0M+362.3%	$424K+15.8%	$366K-81.6%	$2.0M-0.1%	$2.0M-25.0%	$2.7M+101.9%	$1.3M-0.8%	$1.3M-6.6%	$1.4M+132.1%	$611K+43.1%	$427K-72.0%	$1.5M+60.1%	$953K+62.6%	$586K
Free Cash Flow	$21.0M	$19.1M+39.2%	$13.7M-9.8%	$15.2M+8.4%	$14.0M+7.7%	$13.0M+6.9%	$12.2M+31.8%	$9.2M-15.8%	$11.0M+43.8%	$7.6M+37.5%	$5.5M-21.3%	$7.1M+4.7%	$6.7M+24.2%	$5.4M-11.3%	$6.1M+17.8%	$5.2M
Investing Cash Flow	-$73.9M	-$76.9M-851.7%	-$8.1M+79.4%	-$39.1M+78.7%	-$183.5M-216.4%	-$58.0M+57.4%	-$136.1M-372.4%	-$28.8M-53.7%	-$18.7M+52.3%	-$39.3M-86.6%	-$21.1M	N/A	N/A	N/A	-$52.9M-502.9%	$13.1M
Financing Cash Flow	$38.4M	$83.2M+4406.6%	$1.8M+59.4%	$1.2M-90.2%	$11.8M-88.7%	$105.0M-47.9%	$201.6M+174.7%	$73.4M+370.3%	$15.6M-47.9%	$29.9M+136.3%	$12.7M	N/A	N/A	N/A	$30.5M+103.4%	$15.0M
Dividends Paid	$4.4M	$4.3M+2.8%	$4.2M+4.8%	$4.0M+13.8%	$3.5M+5.9%	$3.3M+7.5%	$3.1M+4.6%	$3.0M+10.2%	$2.7M+16.7%	$2.3M+7.7%	$2.1M+2.7%	$2.1M+2.8%	$2.0M+2.8%	$2.0M+0.1%	$2.0M0.0%	$2.0M
Share Buybacks	N/A	$999K+31.1%	$762K-46.5%	$1.4M+267.3%	$388K-58.7%	$939K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$6.3M+41.4%	$3.4M+11.4%	$6.2M-8.0%	$5.8M+95.9%	$4.5M-16.8%	$3.1M+408.8%	$6.7M-10.8%	$2.9M+56.2%
Capital Expenditures	$159K+25.2%	$343K+264.9%	$63K-72.8%	$128K-81.7%	$127K-85.1%	$94K-46.0%	$232K+100.0%	$699K+844.6%
Free Cash Flow	$6.2M+41.9%	$3.1M+3.4%	$6.1M-5.7%	$5.6M+151.1%	$4.4M-4.0%	$3.0M+594.6%	$6.5M-12.5%	$2.2M+24.0%
Investing Cash Flow	-$4.6M+61.8%	-$16.4M-38.3%	-$28.8M-250.5%	-$24.0M-7438.9%	-$12.2M-1698.7%	-$11.8M-3889.6%	-$8.2M-32.2%	-$319K+96.8%
Financing Cash Flow	$24.6M+69.9%	-$31.1M-230.9%	$41.1M+299.3%	$3.8M-89.7%	$14.5M+36.2%	$23.8M+195.2%	-$20.6M-254.7%	$36.8M+1416.6%
Dividends Paid	$1.1M+4.4%	$1.1M+6.8%	$1.1M+4.0%	$1.1M+1.5%	$1.1M+4.0%	$1.1M+1.7%	$1.1M+4.6%	$1.1M+4.7%
Share Buybacks	N/A	N/A	$273K-25.2%	$290K+68.6%	$108K+285.7%	$328K+66.5%	$365K+615.7%	$172K-50.0%

Not reported in any period shown, so not listed: Depreciation & Amortization, Stock-Based Compensation.

CSBB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

CSBB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	26.9%+4.1pp	22.8%-11.6pp	34.4%+0.3pp	34.1%+3.0pp	31.1%+1.0pp	30.1%-0.7pp	30.8%+0.9pp	29.9%+5.2pp	24.7%-0.8pp	25.5%+1.2pp	24.2%-0.1pp	24.3%+1.8pp	22.6%+1.7pp	20.8%+2.3pp	18.6%
Return on Equity	10.6%+1.9pp	8.7%-4.9pp	13.7%-0.2pp	13.9%+2.7pp	11.1%-0.1pp	11.3%-0.9pp	12.2%-0.1pp	12.3%+2.2pp	10.1%-0.2pp	10.3%+0.5pp	9.8%-0.4pp	10.2%+0.2pp	10.0%+1.3pp	8.7%+1.2pp	7.5%
Return on Assets	1.0%+0.2pp	0.8%-0.4pp	1.3%+0.1pp	1.1%+0.2pp	0.9%-0.1pp	1.0%-0.2pp	1.3%0.0pp	1.3%+0.3pp	1.0%0.0pp	1.0%+0.1pp	0.9%0.0pp	0.9%+0.1pp	0.9%+0.1pp	0.8%+0.1pp	0.7%
Debt-to-Equity	0.010.0x	0.010.0x	0.02-11.1x	11.08+0.3x	10.76+0.8x	9.99+1.4x	8.580.0x	8.56-0.5x	9.02-0.2x	9.24-0.4x	9.61-0.2x	9.81-0.6x	10.38+0.2x	10.190.0x	10.15
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.04
FCF Margin	38.4%+7.2pp	31.2%-4.3pp	35.4%-0.5pp	35.9%-1.5pp	37.4%+2.7pp	34.7%+7.4pp	27.3%-7.5pp	34.8%+8.3pp	26.5%+5.5pp	21.0%-7.4pp	28.4%+0.5pp	27.9%+4.5pp	23.4%-4.7pp	28.0%+1.9pp	26.1%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	34.2%+3.5pp	33.3%+1.5pp	14.0%-6.5pp	32.4%+3.9pp	30.8%+15.6pp	31.8%+4.9pp	20.4%-13.1pp	28.5%-4.5pp
Return on Equity	3.6%+0.5pp	3.4%+0.4pp	1.5%-0.5pp	3.3%+0.6pp	3.1%+1.6pp	3.1%+0.4pp	2.0%-1.4pp	2.7%-0.7pp
Return on Assets	0.4%+0.1pp	0.4%+0.1pp	0.1%-0.1pp	0.3%+0.1pp	0.3%+0.2pp	0.3%+0.1pp	0.2%-0.1pp	0.3%0.0pp
Debt-to-Equity	8.76-0.4x	8.79-0.5x	0.010.0x	8.97-0.5x	9.17-0.4x	9.30-0.3x	0.010.0x	9.51-0.9x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	44.7%+8.8pp	22.9%-3.1pp	45.8%-11.4pp	44.0%+23.7pp	35.9%-6.6pp	26.0%+22.1pp	57.3%-10.1pp	20.4%+3.2pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Where Csb Bancorp Inc Ranks

Frequently Asked Questions

What is Csb Bancorp Inc's annual revenue?

Csb Bancorp Inc (CSBB) reported $49.7M in total revenue for fiscal year 2025. This represents a 13.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Csb Bancorp Inc's revenue growing?

Csb Bancorp Inc (CSBB) revenue grew by 13.0% year-over-year, from $44.0M to $49.7M in fiscal year 2025.

Is Csb Bancorp Inc profitable?

Yes, Csb Bancorp Inc (CSBB) reported a net income of $13.4M in fiscal year 2025, with a net profit margin of 26.9%.

How much debt does Csb Bancorp Inc have?

As of fiscal year 2025, Csb Bancorp Inc (CSBB) had $99.3M in cash and equivalents against $917K in long-term debt.

What is Csb Bancorp Inc's net profit margin?

Csb Bancorp Inc (CSBB) had a net profit margin of 26.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Csb Bancorp Inc pay dividends?

Yes, Csb Bancorp Inc (CSBB) paid $1.64 per share in dividends during fiscal year 2025.

What is Csb Bancorp Inc's return on equity (ROE)?

Csb Bancorp Inc (CSBB) has a return on equity of 10.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Csb Bancorp Inc's free cash flow?

Csb Bancorp Inc (CSBB) generated $19.1M in free cash flow during fiscal year 2025. This represents a 39.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Csb Bancorp Inc's operating cash flow?

Csb Bancorp Inc (CSBB) generated $19.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Csb Bancorp Inc's total assets?

Csb Bancorp Inc (CSBB) had $1.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Csb Bancorp Inc's capital expenditures?

Csb Bancorp Inc (CSBB) invested $412K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Csb Bancorp Inc buy back shares?

Yes, Csb Bancorp Inc (CSBB) spent $999K on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Csb Bancorp Inc have outstanding?

Csb Bancorp Inc (CSBB) had 3M shares outstanding as of fiscal year 2025.

What is Csb Bancorp Inc's debt-to-equity ratio?

Csb Bancorp Inc (CSBB) had a debt-to-equity ratio of 0.01 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Csb Bancorp Inc's return on assets (ROA)?

Csb Bancorp Inc (CSBB) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Csb Bancorp Inc's P/E ratio?

Csb Bancorp Inc (CSBB) trades at 13.6x earnings, its market capitalization divided by net income of $15.2M net income, trailing 12 months to June 30, 2026. The market capitalization is $206.5M as of Sep 4, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Csb Bancorp Inc's price-to-sales ratio?

Csb Bancorp Inc (CSBB) trades at 3.9x sales, its market capitalization divided by revenue of $53.3M revenue, trailing 12 months to June 30, 2026. The market capitalization is $206.5M as of Sep 4, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Csb Bancorp Inc's Piotroski F-Score?

Csb Bancorp Inc (CSBB) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Csb Bancorp Inc's earnings high quality?

Csb Bancorp Inc (CSBB) has an earnings quality ratio of 1.46x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.