What is Deluxe Corp's earnings per share (EPS)?

Deluxe Corp (DLX) reported diluted earnings per share of $1.80 for fiscal year 2025. This represents a 52.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Deluxe Corp Financials

DLX

Trailing 12 months to June 30, 2026

Revenue $2.1B +0.3% YoY

Net Income $100.6M +73.6% YoY

EPS (Diluted) $2.18 +69.0% YoY

Free Cash Flow $209.1M +55.5% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Deluxe Corp (DLX) reported $2.1B in revenue over the twelve months to Jun 30, 2026, up 0.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI DLX FY2025 2026-08-29

Deluxe is improving profits mainly through cost discipline and cash conversion while gradually reducing leverage against a still asset-heavy balance sheet.

The top line was lower in FY2025 than FY2023, yet operating margin rose from 7.3% to 10.9%, separating profit improvement from sales growth. Because gross margin remained about 53.0% while SG&A fell to $873M, the change looks more like cost discipline than pricing or mix expansion.

Net income reached $82.1M, while operating cash flow reached $270.6M, showing that accounting earnings were accompanied by substantial non-cash or working-capital support. After $95.3M of capital spending, free cash flow was $175.3M, so reinvestment consumed only part of internally generated cash.

Debt-to-equity fell from 2.8x in FY2021 to 2.1x in FY2025, indicating a less debt-heavy capital structure than four years earlier. Long-term debt declined to $1.41B while equity rose to $680.7M, so the improvement came from both debt reduction and a larger equity base.

Financial Health Signals

Financial Health Score 43/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Deluxe Corp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

Deluxe Corp has an operating margin of 10.9%, meaning the company retains $11 of operating profit per $100 of revenue. This strong profitability earns a score of 69/100, reflecting efficient cost management and pricing power. This is up from 9.1% the prior year.

Growth

Deluxe Corp's revenue grew a modest 0.5% year-over-year to $2.1B. This slow but positive growth earns a score of 28/100.

Leverage

Deluxe Corp has elevated debt relative to equity (D/E of 2.08), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 16/100, reflecting increased financial risk.

Liquidity

Deluxe Corp's current ratio of 1.04 is below the typical benchmark, resulting in a score of 20/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Cash Flow

Deluxe Corp has a free cash flow margin of 8.2%, earning a moderate score of 54/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

Deluxe Corp earns a strong 12.1% return on equity (ROE), meaning it generates $12 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 71/100. This is up from 8.5% the prior year.

Altman Z-Score Distress

1.57

Deluxe Corp scores 1.57, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Neutral

6/9

Deluxe Corp passes 6 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), 2 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

3.30x

For every $1 of reported earnings, Deluxe Corp generates $3.30 in operating cash flow ($270.6M OCF vs $82.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage At Risk

1.90x

Deluxe Corp earns $1.90 in operating income for every $1 of interest expense ($232.4M vs $122.0M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

Key Financial Metrics

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Earnings & Revenue

Revenue

$2.1B

YoY+0.5%

5Y CAGR+3.6%

10Y CAGR+1.9%

Deluxe Corp generated $2.1B in revenue in fiscal year 2025. This represents an increase of 0.5% from the prior year.

EBITDA

$370.3M

YoY+3.5%

5Y CAGR+19.6%

10Y CAGR-1.5%

Deluxe Corp's EBITDA was $370.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 3.5% from the prior year.

Net Income

$82.1M

YoY+55.5%

5Y CAGR+73.4%

10Y CAGR-9.3%

Deluxe Corp reported $82.1M in net income in fiscal year 2025. This represents an increase of 55.5% from the prior year.

EPS (Diluted)

$1.80

YoY+52.5%

5Y CAGR+74.9%

10Y CAGR-8.5%

Deluxe Corp earned $1.80 per diluted share (EPS) in fiscal year 2025. This represents an increase of 52.5% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$175.3M

YoY+75.3%

Deluxe Corp generated $175.3M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 75.3% from the prior year.

Cash & Debt

$36.9M

YoY+7.3%

5Y CAGR-21.4%

10Y CAGR-5.1%

Deluxe Corp held $36.9M in cash against $1.4B in long-term debt as of fiscal year 2025.

Dividends Per Share

$1.20

YoY0.0%

5Y CAGR0.0%

10Y CAGR0.0%

Deluxe Corp paid $1.20 per share in dividends in fiscal year 2025. That is unchanged from the prior year.

Shares Outstanding

45M

YoY+1.5%

5Y CAGR+1.4%

10Y CAGR-0.8%

Deluxe Corp had 45M shares outstanding in fiscal year 2025. This represents an increase of 1.5% from the prior year.

Margins & Returns

Gross Margin

53.0%

YoY-0.1pp

5Y CAGR-6.2pp

10Y CAGR-10.9pp

Deluxe Corp's gross margin was 53.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.1 percentage points from the prior year.

Operating Margin

10.9%

YoY+1.8pp

5Y CAGR+8.6pp

10Y CAGR-9.1pp

Deluxe Corp's operating margin was 10.9% in fiscal year 2025, reflecting core business profitability. This is up 1.8 percentage points from the prior year.

Net Margin

3.9%

YoY+1.4pp

5Y CAGR+3.6pp

10Y CAGR-8.5pp

Deluxe Corp's net profit margin was 3.9% in fiscal year 2025, showing the share of revenue converted to profit. This is up 1.4 percentage points from the prior year.

Return on Equity

12.1%

YoY+3.6pp

5Y CAGR+11.0pp

10Y CAGR-17.3pp

Deluxe Corp's ROE was 12.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 3.6 percentage points from the prior year.

Capital Allocation

Capital Expenditures

$95.3M

YoY+1.1%

Deluxe Corp invested $95.3M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 1.1% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Share Buybacks

Not reported for fiscal year 2025.

DLX Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

DLX quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$2.1B	$2.1B+0.5%	$2.1B-3.2%	$2.2B-2.0%	$2.2B+10.7%	$2.0B+12.9%	$1.8B-10.8%	$2.0B+0.5%	$2.0B+1.7%	$2.0B+6.3%	$1.8B+4.3%	$1.8B+5.9%	$1.7B+5.6%	$1.6B+4.6%	$1.5B+6.9%	$1.4B
Cost of Revenue	$1.0B	$1.0B+0.7%	$995.3M-3.3%	$1.0B-0.2%	$1.0B+16.7%	$884.3M+21.0%	$730.8M-10.1%	$812.9M+2.7%	$791.7M+6.6%	$742.7M+11.2%	$667.8M+4.5%	$639.2M+5.4%	$606.3M+8.0%	$561.1M+7.0%	$524.4M+6.3%	$493.4M
Gross Profit	$1.1B	$1.1B+0.4%	$1.1B-3.1%	$1.2B-3.6%	$1.2B+6.0%	$1.1B+7.4%	$1.1B-11.4%	$1.2B-0.9%	$1.2B-1.4%	$1.2B+3.5%	$1.2B+4.2%	$1.1B+6.2%	$1.1B+4.3%	$1.0B+3.3%	$990.5M+7.2%	$924.2M
SG&A Expenses	$845.0M	$873.3M-3.9%	$909.2M-4.9%	$956.1M-3.7%	$993.3M+5.6%	$941.0M+12.1%	$839.8M-5.8%	$891.7M+4.4%	$854.0M+2.9%	$830.2M+2.8%	$807.2M+4.2%	$774.9M+7.7%	$719.2M+4.0%	$691.4M+1.6%	$680.5M+6.3%	$640.3M
Operating Income	$251.0M	$232.4M+20.9%	$192.2M+19.5%	$160.8M-5.1%	$169.4M+19.2%	$142.2M+249.0%	$40.7M+121.6%	-$188.3M-181.4%	$231.2M-29.8%	$329.2M-10.3%	$366.9M+3.5%	$354.3M+6.5%	$332.6M+4.6%	$317.9M+5.3%	$302.0M+11.4%	$271.1M
Interest Expense	$115.5M	$122.0M-1.1%	$123.3M-1.8%	$125.6M+33.0%	$94.5M+70.0%	$55.6M+140.1%	$23.1M-33.3%	$34.7M+27.9%	$27.1M+26.9%	$21.4M-4.2%	$22.3M+9.9%	$20.3M-44.4%	$36.5M-4.6%	$38.3M-18.2%	$46.8M-2.0%	$47.8M
Income Tax	$44.0M	$36.9M+56.4%	$23.6M+73.5%	$13.6M-27.8%	$18.8M-39.3%	$31.0M+44.5%	$21.5M+167.0%	$8.0M-87.2%	$63.0M-23.8%	$82.7M-25.5%	$111.0M+1.5%	$109.3M+12.3%	$97.4M+3.2%	$94.4M+17.6%	$80.3M+12.3%	$71.5M
Net Income	$100.6M	$82.1M+55.5%	$52.8M+102.3%	$26.1M-60.1%	$65.4M+4.4%	$62.6M+1094.4%	$5.2M+102.3%	-$223.8M-249.6%	$149.6M-35.0%	$230.2M+0.3%	$229.4M+4.9%	$218.6M+9.4%	$199.8M+7.0%	$186.7M+9.5%	$170.5M+17.9%	$144.6M
EPS (Diluted)	$2.18	$1.80+52.5%	$1.18+100.0%	$0.59-60.7%	$1.50+3.4%	$1.45+1218.2%	$0.11+102.1%	-$5.20-264.6%	$3.16-33.1%	$4.72+1.5%	$4.65+6.7%	$4.36+10.1%	$3.96+8.5%	$3.65+9.9%	$3.32+18.6%	$2.80

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$499.3M-7.2%	$538.1M+0.6%	$535.2M-0.9%	$540.2M+3.6%	$521.3M-2.8%	$536.5M+3.1%	$520.6M-1.5%	$528.4M
Cost of Revenue	$239.7M-7.3%	$258.7M+1.1%	$255.9M+2.7%	$249.1M+2.9%	$242.0M-5.3%	$255.5M+2.9%	$248.3M+0.7%	$246.6M
Gross Profit	$259.6M-7.1%	$279.4M0.0%	$279.3M-4.1%	$291.1M+4.2%	$279.3M-0.6%	$281.0M+3.2%	$272.3M-3.4%	$281.9M
SG&A Expenses	$202.1M-3.4%	$209.3M-5.4%	$221.2M+4.2%	$212.4M-1.0%	$214.5M-4.8%	$225.2M+5.5%	$213.5M-6.3%	$227.8M
Operating Income	$55.7M-22.4%	$71.8M+50.6%	$47.7M-37.1%	$75.8M+24.7%	$60.8M+26.4%	$48.1M+2.1%	$47.1M+13.3%	$41.6M
Interest Expense	$28.0M+1.1%	$27.7M-5.4%	$29.3M-4.1%	$30.5M-1.2%	$30.9M-1.3%	$31.3M-3.4%	$32.4M+8.3%	$29.9M
Income Tax	$10.9M+0.9%	$10.8M+22.0%	$8.9M-34.1%	$13.4M+44.6%	$9.3M+75.5%	$5.3M+69.0%	$3.1M-30.9%	$4.5M
Net Income	$19.1M-46.6%	$35.8M+199.1%	$12.0M-64.5%	$33.7M+50.6%	$22.4M+60.0%	$14.0M+11.0%	$12.6M+41.2%	$8.9M
EPS (Diluted)	$0.41-46.8%	$0.77+196.2%	$0.26-64.9%	$0.74+48.0%	$0.50+61.3%	$0.31+10.7%	$0.28+40.0%	$0.20

Not reported in any period shown, so not listed: R&D Expenses.

DLX Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

DLX quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$2.9B+1.2%	$2.8B-8.1%	$3.1B+0.1%	$3.1B+0.1%	$3.1B+66.9%	$1.8B-5.2%	$1.9B-15.7%	$2.3B+4.4%	$2.2B+1.1%	$2.2B+18.6%	$1.8B+9.4%	$1.7B+7.3%	$1.6B+11.1%	$1.4B+1.7%	$1.4B
Current Assets	$665.8M+8.9%	$611.6M-19.6%	$761.0M+8.1%	$704.0M+13.5%	$620.5M+22.5%	$506.6M+7.3%	$472.2M+4.9%	$450.0M+14.5%	$393.0M-1.3%	$398.2M+22.9%	$324.0M+1.6%	$318.9M-0.1%	$319.3M+45.3%	$219.7M+14.1%	$192.6M
Cash & Equivalents	$36.9M+7.3%	$34.4M-52.2%	$72.0M+78.1%	$40.4M-1.9%	$41.2M-66.5%	$123.1M+67.2%	$73.6M+23.2%	$59.7M+0.8%	$59.2M-22.6%	$76.6M+22.7%	$62.4M+1.4%	$61.5M-49.2%	$121.1M+166.5%	$45.4M+58.4%	$28.7M
Inventory	$33.5M-8.0%	$36.4M-13.5%	$42.1M-19.5%	$52.3M+49.6%	$34.9M-13.0%	$40.1M+0.5%	$39.9M-14.0%	$46.4M+9.9%	$42.2M+5.1%	$40.2M-4.2%	$42.0M+6.5%	$39.4M+36.1%	$29.0M+24.4%	$23.3M+5.7%	$22.0M
Accounts Receivable	$187.6M+7.8%	$174.1M-8.9%	$191.0M-7.6%	$206.6M+4.4%	$197.9M+22.2%	$162.0M-0.9%	$163.4M-6.0%	$173.9M+16.0%	$149.8M-1.8%	$152.6M+23.4%	$123.7M+8.8%	$113.7M+29.1%	$88.0M+25.1%	$70.4M+2.0%	$69.0M
Goodwill	$1.4B0.0%	$1.4B-0.5%	$1.4B-0.1%	$1.4B+0.1%	$1.4B+103.4%	$703.0M-9.2%	$774.4M-33.3%	$1.2B+2.6%	$1.1B+2.3%	$1.1B+13.3%	$976.4M+12.4%	$868.4M+5.5%	$822.8M+4.2%	$789.6M+1.6%	$777.0M
Total Liabilities	$2.2B-1.2%	$2.2B-10.7%	$2.5B+0.1%	$2.5B-1.1%	$2.5B+88.1%	$1.3B-3.2%	$1.4B-1.2%	$1.4B+16.4%	$1.2B-8.4%	$1.3B+18.8%	$1.1B+5.9%	$1.0B+1.7%	$1.0B+4.0%	$979.5M-9.8%	$1.1B
Current Liabilities	$643.2M+2.8%	$625.5M-23.6%	$819.1M+8.9%	$752.3M+10.1%	$683.4M+65.9%	$411.8M+0.9%	$407.9M+4.1%	$392.1M-7.9%	$425.8M+2.4%	$415.7M+31.1%	$317.0M-32.1%	$467.2M-4.7%	$490.1M+122.6%	$220.1M-26.7%	$300.4M
Long-Term Debt	$1.4B-3.6%	$1.5B-2.7%	$1.5B-4.2%	$1.6B-3.3%	$1.6B+93.5%	$840.0M-4.9%	$883.5M-3.0%	$911.1M+36.9%	$665.3M-8.0%	$722.8M+15.1%	$628.0M+59.6%	$393.4M+2.2%	$385.1M-41.0%	$652.6M	N/A
Total Equity	$680.7M+9.6%	$620.9M+2.7%	$604.6M+0.1%	$604.2M+5.2%	$574.6M+11.9%	$513.4M-10.1%	$570.9M-37.6%	$915.4M-9.8%	$1.0B+15.2%	$881.0M+18.2%	$745.1M+15.1%	$647.5M+17.6%	$550.5M+27.1%	$432.9M+43.0%	$302.7M
Retained Earnings	$515.9M+5.5%	$489.2M-0.4%	$491.2M-5.3%	$518.6M+2.5%	$505.8M+2.1%	$495.2M-13.5%	$572.6M-38.3%	$927.3M-7.7%	$1.0B+13.8%	$882.8M+17.5%	$751.3M+19.4%	$629.3M+23.2%	$510.9M+36.3%	$375.0M+46.8%	$255.4M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$2.6B+0.2%	$2.6B-10.7%	$2.9B+10.7%	$2.6B+2.1%	$2.5B-1.5%	$2.6B-9.1%	$2.8B+7.9%	$2.6B
Current Assets	$374.1M-4.7%	$392.6M-41.0%	$665.8M+66.8%	$399.2M+15.5%	$345.7M-6.0%	$367.6M-39.9%	$611.6M+55.8%	$392.6M
Cash & Equivalents	$34.9M+28.3%	$27.2M-26.3%	$36.9M+43.0%	$25.8M-0.8%	$26.0M-14.2%	$30.3M-11.9%	$34.4M-16.7%	$41.3M
Inventory	$35.5M+1.4%	$35.0M+4.5%	$33.5M-1.2%	$33.9M+0.5%	$33.7M-2.2%	$34.5M-5.2%	$36.4M-8.1%	$39.6M
Accounts Receivable	$169.2M-5.0%	$178.1M-5.1%	$187.6M-1.2%	$189.9M+7.3%	$176.9M+1.9%	$173.7M-0.2%	$174.1M+1.1%	$172.3M
Goodwill	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B0.0%	$1.4B-0.1%	$1.4B
Total Liabilities	$1.9B-0.3%	$1.9B-14.8%	$2.2B+13.5%	$1.9B+1.4%	$1.9B-2.8%	$2.0B-11.7%	$2.2B+9.9%	$2.0B
Current Liabilities	$312.9M-8.5%	$342.1M-46.8%	$643.2M+59.8%	$402.4M+9.7%	$366.9M-7.5%	$396.7M-36.6%	$625.5M+46.2%	$427.8M
Long-Term Debt	$1.4B-2.1%	$1.4B-2.3%	$1.4B0.0%	$1.4B-1.5%	$1.4B-1.5%	$1.5B-0.7%	$1.5B+0.4%	$1.5B
Total Equity	$707.9M+1.6%	$696.8M+2.4%	$680.7M+2.5%	$664.1M+4.0%	$638.7M+2.6%	$622.5M+0.3%	$620.9M+1.3%	$612.7M
Retained Earnings	$542.6M+0.9%	$537.7M+4.2%	$515.9M-0.4%	$517.8M+4.0%	$498.1M+1.7%	$489.7M+0.1%	$489.2M-0.3%	$490.5M

DLX Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

DLX quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$303.1M	$270.6M+39.3%	$194.3M-2.1%	$198.4M+3.6%	$191.5M-9.1%	$210.8M-3.1%	$217.6M-24.1%	$286.7M-15.5%	$339.3M+0.3%	$338.4M+6.0%	$319.3M+3.1%	$309.6M+8.6%	$285.1M+9.0%	$261.5M+7.1%	$244.1M+3.7%	$235.4M
Capital Expenditures	$94.0M	$95.3M+1.1%	$94.3M-6.4%	$100.7M	N/A	N/A	N/A	$66.6M+7.0%	$62.2M+31.2%	$47.5M+1.8%	$46.6M+7.8%	$43.3M+5.2%	$41.1M+9.8%	$37.5M+6.4%	$35.2M-0.9%	$35.5M
Free Cash Flow	$209.1M	$175.3M+75.3%	$100.0M+2.4%	$97.7M	N/A	N/A	N/A	$220.1M-20.6%	$277.1M-4.8%	$291.0M+6.7%	$272.7M+2.4%	$266.4M+9.2%	$244.0M+8.9%	$224.0M+7.3%	$208.9M+4.5%	$199.9M
Investing Cash Flow	-$88.6M	-$131.7M-88.7%	-$69.8M-61.2%	-$43.3M+46.1%	-$80.3M+92.5%	-$1.1B-1801.5%	-$56.1M+22.5%	-$72.4M+71.4%	-$253.1M-39.9%	-$180.9M	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	-$200.7M	-$136.8M+48.8%	-$267.2M-608.8%	-$37.7M+22.4%	-$48.6M-105.3%	$913.0M+925.8%	-$110.6M+41.9%	-$190.1M-205.8%	-$62.2M+66.0%	-$183.0M	N/A	N/A	N/A	N/A	N/A	N/A
Dividends Paid	$56.3M	$55.2M+1.8%	$54.2M+1.7%	$53.3M+1.2%	$52.6M+1.9%	$51.7M+1.8%	$50.7M-1.9%	$51.7M-8.7%	$56.7M-2.5%	$58.1M-1.1%	$58.7M-1.7%	$59.8M+3.7%	$57.6M+13.6%	$50.7M-0.4%	$50.9M-0.4%	$51.1M
Share Buybacks	N/A	N/A	N/A	N/A	$0	$0-100.0%	$14.0M-88.2%	$118.5M-40.7%	$200.0M+207.7%	$65.0M+17.7%	$55.2M-7.9%	$60.0M-0.3%	$60.1M+23.2%	$48.8M+79.7%	$27.2M+15.0%	$23.6M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$81.2M+54.1%	$52.7M-48.4%	$102.1M+52.1%	$67.1M+31.4%	$51.1M+1.6%	$50.3M-16.4%	$60.2M-11.4%	$67.9M
Capital Expenditures	$22.6M-11.0%	$25.4M+11.7%	$22.7M-2.2%	$23.3M-0.2%	$23.3M-10.4%	$26.0M+6.0%	$24.5M+15.9%	$21.2M
Free Cash Flow	$58.6M+114.7%	$27.3M-65.6%	$79.3M+80.9%	$43.9M+57.8%	$27.8M+14.4%	$24.3M-31.8%	$35.7M-23.7%	$46.7M
Investing Cash Flow	-$12.3M-210.8%	$11.1M+119.9%	-$55.7M-75.5%	-$31.7M-61.0%	-$19.7M+19.9%	-$24.6M-33.1%	-$18.5M-150.2%	-$7.4M
Financing Cash Flow	-$76.1M+75.8%	-$314.1M-255.1%	$202.5M+1662.4%	-$13.0M+77.5%	-$57.7M+78.5%	-$268.6M-245.3%	$184.9M+445.8%	-$53.5M
Dividends Paid	$13.9M-9.2%	$15.3M+12.8%	$13.6M+0.2%	$13.5M-0.5%	$13.6M-6.2%	$14.5M+8.4%	$13.4M+0.1%	$13.4M

Not reported in any period shown, so not listed: Share Buybacks.

DLX Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

DLX quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Gross Margin	53.0%-0.1pp	53.1%+0.1pp	53.0%-0.8pp	53.9%-2.4pp	56.3%-2.9pp	59.2%-0.3pp	59.5%-0.8pp	60.4%-1.8pp	62.2%-1.7pp	63.9%-0.1pp	63.9%+0.2pp	63.8%-0.8pp	64.6%-0.8pp	65.4%+0.2pp	65.2%
Operating Margin	10.9%+1.8pp	9.1%+1.7pp	7.3%-0.2pp	7.6%+0.5pp	7.0%+4.8pp	2.3%+11.6pp	-9.4%-20.9pp	11.6%-5.2pp	16.8%-3.1pp	19.8%-0.2pp	20.0%+0.1pp	19.9%-0.2pp	20.1%+0.1pp	19.9%+0.8pp	19.1%
Net Margin	3.9%+1.4pp	2.5%+1.3pp	1.2%-1.7pp	2.9%-0.2pp	3.1%+2.8pp	0.3%+11.4pp	-11.1%-18.6pp	7.5%-4.2pp	11.7%-0.7pp	12.4%+0.1pp	12.3%+0.4pp	11.9%+0.2pp	11.8%+0.5pp	11.3%+1.1pp	10.2%
Return on Equity	12.1%+3.6pp	8.5%+4.2pp	4.3%-6.5pp	10.8%-0.1pp	10.9%+9.9pp	1.0%+40.2pp	-39.2%-55.5pp	16.4%-6.3pp	22.7%-3.4pp	26.0%-3.3pp	29.3%-1.5pp	30.9%-3.1pp	33.9%-5.5pp	39.4%-8.4pp	47.8%
Return on Assets	2.9%+1.0pp	1.9%+1.0pp	0.9%-1.3pp	2.1%+0.1pp	2.0%+1.8pp	0.3%+11.8pp	-11.5%-18.0pp	6.5%-3.9pp	10.4%-0.1pp	10.5%-1.4pp	11.9%0.0pp	11.9%0.0pp	11.9%-0.2pp	12.1%+1.7pp	10.4%
Current Ratio	1.04+0.1x	0.980.0x	0.930.0x	0.940.0x	0.91-0.3x	1.23+0.1x	1.160.0x	1.15+0.2x	0.920.0x	0.96-0.1x	1.02+0.3x	0.680.0x	0.65-0.3x	1.00+0.4x	0.64
Debt-to-Equity	2.08-0.3x	2.36-0.1x	2.49-0.1x	2.60-0.2x	2.83+1.2x	1.64+0.1x	1.55+0.6x	1.00+0.3x	0.66-0.2x	0.820.0x	0.84+0.2x	0.61-0.1x	0.70-0.8x	1.51-2.1x	3.59
FCF Margin	8.2%+3.5pp	4.7%+0.3pp	4.5%	N/A	N/A	N/A	11.0%-2.9pp	13.9%-0.9pp	14.8%+0.1pp	14.8%-0.3pp	15.0%+0.5pp	14.6%+0.4pp	14.1%+0.4pp	13.8%-0.3pp	14.1%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Gross Margin	52.0%+0.1pp	51.9%-0.3pp	52.2%-1.7pp	53.9%+0.3pp	53.6%+1.2pp	52.4%+0.1pp	52.3%-1.0pp	53.3%
Operating Margin	11.2%-2.2pp	13.3%+4.4pp	8.9%-5.1pp	14.0%+2.4pp	11.7%+2.7pp	9.0%-0.1pp	9.0%+1.2pp	7.9%
Net Margin	3.8%-2.8pp	6.7%+4.4pp	2.2%-4.0pp	6.2%+1.9pp	4.3%+1.7pp	2.6%+0.2pp	2.4%+0.7pp	1.7%
Return on Equity	2.7%-2.4pp	5.1%+3.4pp	1.8%-3.3pp	5.1%+1.6pp	3.5%+1.3pp	2.3%+0.2pp	2.0%+0.6pp	1.5%
Return on Assets	0.8%-0.7pp	1.4%+1.0pp	0.4%-0.9pp	1.3%+0.4pp	0.9%+0.3pp	0.5%+0.1pp	0.4%+0.1pp	0.3%
Current Ratio	1.200.0x	1.15+0.1x	1.040.0x	0.990.0x	0.940.0x	0.93-0.1x	0.98+0.1x	0.92
Debt-to-Equity	1.91-0.1x	1.98-0.1x	2.08-0.1x	2.13-0.1x	2.24-0.1x	2.340.0x	2.360.0x	2.38
FCF Margin	11.7%+6.7pp	5.1%-9.8pp	14.8%+6.7pp	8.1%+2.8pp	5.3%+0.8pp	4.5%-2.3pp	6.9%-2.0pp	8.8%

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Where Deluxe Corp Ranks

Frequently Asked Questions

What is Deluxe Corp's annual revenue?

Deluxe Corp (DLX) reported $2.1B in total revenue for fiscal year 2025. This represents a 0.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Deluxe Corp's revenue growing?

Deluxe Corp (DLX) revenue grew by 0.5% year-over-year, from $2.1B to $2.1B in fiscal year 2025.

Is Deluxe Corp profitable?

Yes, Deluxe Corp (DLX) reported a net income of $82.1M in fiscal year 2025, with a net profit margin of 3.9%.

What is Deluxe Corp's EBITDA?

Deluxe Corp (DLX) had EBITDA of $370.3M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Deluxe Corp have?

As of fiscal year 2025, Deluxe Corp (DLX) had $36.9M in cash and equivalents against $1.4B in long-term debt.

What is Deluxe Corp's gross margin?

Deluxe Corp (DLX) had a gross margin of 53.0% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Deluxe Corp's operating margin?

Deluxe Corp (DLX) had an operating margin of 10.9% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Deluxe Corp's net profit margin?

Deluxe Corp (DLX) had a net profit margin of 3.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Deluxe Corp pay dividends?

Yes, Deluxe Corp (DLX) paid $1.20 per share in dividends during fiscal year 2025.

What is Deluxe Corp's return on equity (ROE)?

Deluxe Corp (DLX) has a return on equity of 12.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Deluxe Corp's free cash flow?

Deluxe Corp (DLX) generated $175.3M in free cash flow during fiscal year 2025. This represents a 75.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Deluxe Corp's operating cash flow?

Deluxe Corp (DLX) generated $270.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Deluxe Corp's total assets?

Deluxe Corp (DLX) had $2.9B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Deluxe Corp's capital expenditures?

Deluxe Corp (DLX) invested $95.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Deluxe Corp have outstanding?

Deluxe Corp (DLX) had 45M shares outstanding as of fiscal year 2025.

What is Deluxe Corp's current ratio?

Deluxe Corp (DLX) had a current ratio of 1.04 as of fiscal year 2025, which is considered adequate.

What is Deluxe Corp's debt-to-equity ratio?

Deluxe Corp (DLX) had a debt-to-equity ratio of 2.08 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Deluxe Corp's return on assets (ROA)?

Deluxe Corp (DLX) had a return on assets of 2.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Deluxe Corp's Altman Z-Score?

Deluxe Corp (DLX) has an Altman Z-Score of 1.57, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Deluxe Corp's Piotroski F-Score?

Deluxe Corp (DLX) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Deluxe Corp's earnings high quality?

Deluxe Corp (DLX) has an earnings quality ratio of 3.30x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can Deluxe Corp cover its interest payments?

Deluxe Corp (DLX) has an interest coverage ratio of 1.90x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is Deluxe Corp?

Deluxe Corp (DLX) scores 43 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.