What is EVERTEC, INC.'s earnings per share (EPS)?

EVERTEC, INC. (EVTC) reported diluted earnings per share of $2.20 for fiscal year 2025. This represents a 27.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

EVERTEC, INC. (EVTC) Financials

EVTC

Trailing 12 months to June 30, 2026

Revenue $996.2M +12.4% YoY

Net Income $101.0M -28.0% YoY

EPS (Diluted) $1.54 -27.4% YoY

Free Cash Flow $208.4M +6.7% YoY

Market Cap $1.8B as of Oct 13, 2026

Price / Sales 1.9x on $996.2M revenue, trailing 12 months to June 30, 2026

Price / Earnings 18.3x on $101.0M net income, trailing 12 months to June 30, 2026

Price / Book 2.9x on $641.4M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 13, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 6, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 6, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the EVTC SEC filings page.

EVERTEC, INC. (EVTC) reported $996.2M in revenue over the twelve months to Jun 30, 2026, up 12.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI EVTC FY2025 2026-10-03

Revenue is expanding, but cash generation is not keeping pace while debt remains a larger financing pillar.

As revenue expanded in FY2025, free-cash-flow margin fell from 27.8% to 21.9%, indicating growth required more cash per dollar of sales. Operating cash flow also fell from $260.1M to $227.0M even as net income increased, so cash conversion weakened despite higher reported earnings.

Operating margin stayed near 20% across FY2024 and FY2025, while net margin improved in FY2025 as interest expense declined; financing costs, not just operating performance, materially shape bottom-line results.

Debt-to-equity reached 1.7x in FY2025, up from 0.8x in FY2022, marking a more leveraged capital structure. Current ratio improved to 2.1x, so the added leverage is not mirrored by immediate current-liability pressure.

Financial Health Signals

Financial Health Score 65/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of EVERTEC, INC.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

EVERTEC, INC. has an operating margin of 20.0%, meaning the company retains $20 of operating profit per $100 of revenue. This strong profitability earns a score of 77/100, reflecting efficient cost management and pricing power. This is up from 19.6% the prior year.

Growth

EVERTEC, INC.'s revenue grew 10.2% year-over-year to $931.8M, a solid pace of expansion. This earns a growth score of 77/100.

Leverage

EVERTEC, INC. has elevated debt relative to equity (D/E of 1.69), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 18/100, reflecting increased financial risk.

Liquidity

EVERTEC, INC.'s current ratio of 2.07 indicates adequate short-term liquidity, earning a score of 61/100. The company can meet its near-term obligations, though with limited headroom.

Cash Flow

EVERTEC, INC. converts 21.9% of revenue into free cash flow ($203.7M). This strong cash generation earns a score of 91/100.

Returns

EVERTEC, INC. earns a strong 23.3% return on equity (ROE), meaning it generates $23 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 65/100. This is down from 24.3% the prior year.

Altman Z-Score Grey Zone

2.01

EVERTEC, INC. scores 2.01, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

7/8

EVERTEC, INC. passes 7 of 8 computable financial strength tests (1 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 3 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.57x

For every $1 of reported earnings, EVERTEC, INC. generates $1.57 in operating cash flow ($227.0M OCF vs $145.0M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Adequate

2.73x

EVERTEC, INC. earns $2.73 in operating income for every $1 of interest expense ($186.4M vs $68.3M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.

Key Financial Metrics

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Earnings & Revenue

Revenue

$274.8M

YoY+19.7%

QoQ+10.8%

5Y CAGR+13.0%

10Y CAGR+10.9%

EVERTEC, INC. generated $274.8M in revenue in Q2 2026. This represents an increase of 19.7% from the same quarter a year earlier. Against the prior quarter it is up 10.8%.

EBITDA

$59.4M

YoY-3.7%

QoQ+17.9%

5Y CAGR+0.2%

10Y CAGR+6.5%

EVERTEC, INC.'s EBITDA was $59.4M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 3.7% from the same quarter a year earlier. Against the prior quarter it is up 17.9%.

Net Income

$5.4M

YoY-86.6%

QoQ-77.2%

5Y CAGR-35.7%

10Y CAGR-12.4%

EVERTEC, INC. reported $5.4M in net income in Q2 2026. This represents a decrease of 86.6% from the same quarter a year earlier. Against the prior quarter it is down 77.2%.

EPS (Diluted)

$0.09

YoY-85.5%

QoQ-76.3%

5Y CAGR-33.3%

10Y CAGR-10.4%

EVERTEC, INC. earned $0.09 per diluted share (EPS) in Q2 2026. This represents a decrease of 85.5% from the same quarter a year earlier. Against the prior quarter it is down 76.3%.

Cash & Balance Sheet

Free Cash Flow

$54.6M

YoY+25.5%

QoQ+119.5%

5Y CAGR-5.7%

10Y CAGR+5.7%

EVERTEC, INC. generated $54.6M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 25.5% from the same quarter a year earlier. Against the prior quarter it is up 119.5%.

Cash & Debt

$260.7M

YoY-10.3%

QoQ-10.4%

5Y CAGR+5.5%

10Y CAGR+22.0%

EVERTEC, INC. held $260.7M in cash against $1.2B in long-term debt as of Q2 2026.

Dividends Per Share

$0.05

YoY0.0%

QoQ0.0%

EVERTEC, INC. paid $0.05 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

60M

YoY-6.6%

QoQ-3.0%

5Y CAGR-3.7%

10Y CAGR-2.1%

EVERTEC, INC. had 60M shares outstanding in Q2 2026. This represents a decrease of 6.6% from the same quarter a year earlier. Against the prior quarter it is down 3.0%.

Margins & Returns

Operating Margin

19.4%

YoY-5.1pp

QoQ+1.4pp

5Y change-17.0pp

10Y change-9.5pp

EVERTEC, INC.'s operating margin was 19.4% in Q2 2026, reflecting core business profitability. This is down 5.1 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.4 percentage points.

Net Margin

2.0%

YoY-15.7pp

QoQ-7.6pp

5Y change-31.0pp

10Y change-18.8pp

EVERTEC, INC.'s net profit margin was 2.0% in Q2 2026, showing the share of revenue converted to profit. This is down 15.7 percentage points from the same quarter a year earlier. Against the prior quarter it is down 7.6 percentage points.

Return on Equity

0.8%

YoY-5.8pp

QoQ-2.7pp

5Y change-11.6pp

10Y change-18.6pp

EVERTEC, INC.'s ROE was 0.8% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 5.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 2.7 percentage points.

Gross Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$47.0M

YoY+1174.5%

QoQ+135.1%

5Y CAGR+36.0%

10Y CAGR+13.6%

EVERTEC, INC. spent $47.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 1174.5% from the same quarter a year earlier. Against the prior quarter it is up 135.1%.

Capital Expenditures

$4.9M

YoY-1.7%

QoQ-22.6%

5Y CAGR+3.8%

10Y CAGR-4.6%

EVERTEC, INC. invested $4.9M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 1.7% from the same quarter a year earlier. Against the prior quarter it is down 22.6%.

R&D Spending

Not reported for Q2 2026.

EVTC Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EVTC quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$996.2M	$931.8M+10.2%	$845.5M+21.7%	$694.7M+12.3%	$618.4M+4.9%	$589.8M+15.5%	$510.6M+4.8%	$487.4M+7.4%	$453.9M+11.5%	$407.1M+4.5%	$389.5M+4.3%	$373.5M+3.2%	$361.8M+0.9%	$358.4M+4.6%	$342.5M+6.7%	$321.1M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$2.9M+34.4%	$2.2M+28.2%	$1.7M-12.6%	$1.9M-76.9%	$8.4M+1878.6%	$426K+107.8%	$205K
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$404.2M+4.4%	$387.3M+4.2%	$371.8M+3.3%	$359.8M+2.8%	$350.0M+2.3%	$342.1M+6.6%	$320.9M
SG&A Expenses	$188.0M	$154.2M+5.9%	$145.6M+13.6%	$128.2M+42.8%	$89.8M+31.9%	$68.0M-3.9%	$70.8M+15.3%	$61.4M-10.6%	$68.7M+22.4%	$56.2M+19.5%	$47.0M+26.0%	$37.3M-9.7%	$41.3M+6.4%	$38.8M+22.5%	$31.7M-5.0%	$33.3M
Operating Income	$178.7M	$186.4M+12.5%	$165.7M+21.7%	$136.2M-13.5%	$157.4M-19.9%	$196.5M+39.0%	$141.4M-2.2%	$144.5M+15.5%	$125.1M+45.4%	$86.1M-19.7%	$107.1M+3.7%	$103.4M+6.6%	$97.0M+12.5%	$86.2M+8.3%	$79.6M+27.4%	$62.5M
EBITDA	N/A	$208.7M+11.1%	$188.0M+19.1%	$157.8M-10.3%	$175.9M-17.8%	$213.9M+34.7%	$158.8M-1.4%	$161.1M+15.4%	$139.6M+38.5%	$100.8M-16.9%	$121.3M+2.4%	$118.5M+5.3%	$112.5M+9.8%	$102.4M+6.7%	$96.0M+23.4%	$77.8M
Interest Expense	$72.2M	$68.3M-8.6%	$74.7M+131.2%	$32.3M+30.5%	$24.8M+8.6%	$22.8M-9.0%	$25.1M-13.0%	$28.8M-4.1%	$30.0M+0.6%	$29.9M+21.3%	$24.6M+1.4%	$24.3M-5.8%	$25.8M-31.1%	$37.4M-31.1%	$54.3M+6.6%	$51.0M
Income Tax	$26.1M	$9.8M+102.5%	$4.8M-11.5%	$5.5M-81.1%	$29.0M+41.0%	$20.6M+8.2%	$19.0M+46.5%	$13.0M+3.0%	$12.6M+163.5%	$4.8M-42.2%	$8.3M+348.0%	-$3.3M-137.5%	$8.9M+520.3%	$1.4M+102.4%	-$59.7M-104.1%	-$29.2M
Net Income	$101.0M	$145.0M+26.1%	$115.0M+43.8%	$80.0M-66.5%	$239.0M+48.4%	$161.0M+54.2%	$104.4M+0.9%	$103.5M+19.9%	$86.3M+56.7%	$55.1M-26.6%	$75.0M-12.1%	$85.4M+29.1%	$66.2M+344.0%	-$27.1M-135.1%	$77.4M+219.5%	$24.2M
EPS (Basic)	N/A	$2.22+26.9%	$1.75+42.3%	$1.23-64.7%	$3.48+55.4%	$2.24+54.5%	$1.45+0.7%	$1.44+21.0%	$1.19+56.6%	$0.76-24.8%	$1.01-9.0%	$1.11+32.1%	$0.84+347.1%	-$0.34-132.1%	$1.06+221.2%	$0.33
EPS (Diluted)	$1.54	$2.20+27.2%	$1.73+43.0%	$1.21-64.9%	$3.45+56.1%	$2.21+54.5%	$1.43+1.4%	$1.41+21.6%	$1.16+52.6%	$0.76-24.8%	$1.01-9.0%	$1.11+32.1%	$0.84+347.1%	-$0.34-133.7%	$1.01+206.1%	$0.33
Diluted Shares (Avg)	N/A	64M-1.0%	65M-1.1%	66M-5.0%	69M-4.9%	73M-0.2%	73M-0.6%	73M-1.3%	74M+2.1%	73M-2.2%	74M-3.5%	77M-2.2%	79M0.0%	79M+3.0%	77M+4.6%	73M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$274.8M+19.7%	$247.9M+8.4%	$244.8M+13.1%	$228.6M+7.9%	$229.6M+8.3%	$228.8M+11.4%	$216.4M+11.2%	$211.8M+22.3%
SG&A Expenses	$57.3M+63.3%	$47.8M+32.1%	$45.2M+20.0%	$37.7M+10.5%	$35.1M-8.1%	$36.2M+1.6%	$37.6M-15.1%	$34.1M+12.0%
Operating Income	$53.3M-5.1%	$44.6M-10.0%	$43.1M-10.2%	$37.7M-9.2%	$56.1M+29.5%	$49.5M+50.9%	$48.0M+120.7%	$41.5M+5.0%
EBITDA	$59.4M-3.7%	$50.4M-8.3%	$49.0M-8.2%	$43.2M-8.7%	$61.6M+26.4%	$54.9M+42.6%	$53.4M+94.5%	$47.3M+5.3%
Interest Expense	$20.3M+21.2%	$17.4M+2.2%	$18.0M+3.8%	$16.5M-11.6%	$16.7M-10.6%	$17.0M-14.8%	$17.4M+13.4%	$18.7M+227.6%
Income Tax	$20.3M+398.1%	$4.2M+2.3%	$1.6M-6.1%	-$31K-101.8%	$4.1M+269.7%	$4.1M+1316.4%	$1.7M+87.6%	$1.7M+135.1%
Net Income	$5.4M-86.6%	$23.8M-27.4%	$39.0M-8.2%	$32.9M+33.2%	$40.5M+26.8%	$32.7M+104.7%	$42.4M+261.0%	$24.7M+145.9%
EPS (Basic)	$0.09-85.7%	$0.38-25.5%	$0.56-11.1%	$0.51+30.8%	$0.63+26.0%	$0.51+104.0%	$0.63+250.0%	$0.39+143.8%
EPS (Diluted)	$0.09-85.5%	$0.38-24.0%	$0.56-9.7%	$0.51+34.2%	$0.62+26.5%	$0.50+108.3%	$0.62+264.7%	$0.38+153.3%
Diluted Shares (Avg)	61M-5.3%	63M-3.5%	N/A	65M+0.1%	65M-0.4%	65M-2.3%	N/A	65M-1.6%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.

EVTC Balance Sheet

EVTC quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$2.2B+20.8%	$1.9B-9.8%	$2.1B+82.0%	$1.1B-1.1%	$1.1B+6.7%	$1.1B+6.0%	$1.0B+9.1%	$927.3M+2.7%	$902.8M+1.9%	$885.7M+2.5%	$863.7M-2.4%	$885.3M-3.9%	$921.3M-5.8%	$977.7M	N/A
Current Assets	$590.8M+11.7%	$529.1M-5.8%	$561.4M+44.3%	$389.1M-10.8%	$436.4M+21.5%	$359.0M+30.1%	$276.0M+27.7%	$216.2M+28.1%	$168.7M+6.6%	$158.3M+17.5%	$134.7M+4.3%	$129.1M+9.1%	$118.4M-8.9%	$130.0M	N/A
Cash & Equivalents	$306.0M+11.8%	$273.6M-7.4%	$295.6M+59.5%	$185.3M-28.1%	$257.9M+27.2%	$202.6M+82.5%	$111.0M+58.7%	$70.0M+38.8%	$50.4M-2.9%	$51.9M+80.6%	$28.7M-10.5%	$32.1M+44.2%	$22.3M-13.1%	$25.6M-54.4%	$56.2M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$164.4M+19.5%	$137.5M+8.7%	$126.5M+13.5%	$111.5M-1.6%	$113.3M+18.3%	$95.7M-10.4%	$106.8M+6.5%	$100.3M+20.4%	$83.3M+7.1%	$77.8M+5.5%	$73.7M+4.3%	$70.7M+3.3%	$68.4M-13.0%	$78.6M	N/A
Long-Term Investments	$3.2M+250.7%	$913K-56.4%	$2.1M	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$892.0M+22.7%	$726.9M-8.2%	$791.7M+87.0%	$423.4M+7.6%	$393.3M-1.1%	$397.7M-0.5%	$399.5M+1.2%	$394.6M-1.0%	$398.6M+7.4%	$371.0M+0.8%	$368.1M-0.2%	$368.8M-1.1%	$373.1M+0.2%	$372.3M+0.2%	$371.7M
Total Liabilities	$1.5B+14.3%	$1.3B-6.1%	$1.4B+116.9%	$657.0M-2.6%	$674.5M-7.6%	$730.1M-1.3%	$740.1M+4.0%	$711.7M-5.7%	$754.8M-2.9%	$777.5M+1.6%	$765.4M-3.2%	$790.5M-2.4%	$810.0M-5.3%	$855.3M	N/A
Current Liabilities	$285.0M+1.9%	$279.7M-6.3%	$298.3M+43.1%	$208.4M+36.3%	$152.9M-0.1%	$153.0M+6.0%	$144.3M+5.6%	$136.7M-7.1%	$147.2M+14.0%	$129.2M+26.0%	$102.5M+12.6%	$91.1M-26.4%	$123.8M+27.7%	$96.9M	N/A
Non-Current Liabilities	$1.2B+17.5%	$1.1B-6.0%	$1.1B+151.1%	$448.6M-14.0%	$521.6M-9.6%	$577.2M-3.1%	$595.7M+3.6%	$575.0M-5.4%	$607.6M-6.3%	$648.3M-2.2%	$662.9M-5.2%	$699.4M+1.9%	$686.2M-9.5%	$758.4M	N/A
Long-Term Debt	$1.1B+13.8%	$925.1M-2.3%	$946.8M+143.1%	$389.5M-12.4%	$444.8M-7.5%	$481.0M-5.9%	$510.9M-2.5%	$524.1M-6.0%	$557.3M-7.1%	$599.7M-3.2%	$619.3M-4.4%	$647.6M-2.7%	$665.7M-8.9%	$730.7M	N/A
Total Equity	$621.6M+31.6%	$472.5M-20.5%	$594.3M+26.0%	$471.5M+1.1%	$466.2M+38.0%	$337.7M+26.4%	$267.2M+26.4%	$211.5M+46.7%	$144.1M+37.7%	$104.7M+6.6%	$98.2M+3.6%	$94.8M+7.8%	$88.0M-13.4%	$101.6M-72.3%	$366.2M
Retained Earnings	$687.7M+14.7%	$599.6M+11.3%	$538.9M+10.6%	$487.3M-3.7%	$506.1M+33.2%	$379.9M+28.2%	$296.5M+29.6%	$228.7M+53.6%	$148.9M+28.0%	$116.3M+22.0%	$95.3M+133.4%	$40.8M+38.9%	$29.4M-58.2%	$70.4M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$2.5B+26.4%	$2.3B+19.7%	$2.2B+20.8%	$2.1B+13.4%	$2.0B+3.8%	$1.9B-4.0%	$1.9B-9.8%	$1.9B+55.1%
Current Assets	$586.1M+2.7%	$602.3M+8.5%	$590.8M+11.7%	$744.4M+39.5%	$570.6M+7.5%	$555.1M-1.4%	$529.1M-5.8%	$533.6M+32.6%
Cash & Equivalents	$260.7M-10.3%	$290.9M+9.4%	$306.0M+11.8%	$474.7M+72.4%	$290.6M+12.8%	$265.9M-9.5%	$273.6M-7.4%	$275.4M+54.9%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	$182.6M+16.4%	$176.4M+10.8%	$164.4M+19.5%	$153.9M+17.4%	$156.9M+28.3%	$159.2M+12.7%	$137.5M+8.7%	$131.1M+13.2%
Long-Term Investments	$4.2M+208.1%	$3.8M+361.0%	$3.2M+250.7%	$2.6M	$1.4M	$816K	$913K-56.4%	$0
Goodwill	$1.1B+38.8%	$918.2M+22.0%	$892.0M+22.7%	$779.7M+3.9%	$771.4M+4.0%	$752.6M-3.3%	$726.9M-8.2%	$750.5M+72.7%
Total Liabilities	$1.8B+34.9%	$1.5B+14.8%	$1.5B+14.3%	$1.4B+6.8%	$1.3B-4.4%	$1.3B-7.8%	$1.3B-6.1%	$1.3B+96.9%
Current Liabilities	$344.3M+32.5%	$306.2M+9.5%	$285.0M+1.9%	$256.2M-5.3%	$259.8M-10.7%	$279.6M-21.1%	$279.7M-6.3%	$270.4M+8.7%
Non-Current Liabilities	$1.4B+35.5%	$1.2B+16.3%	$1.2B+17.5%	$1.2B+9.9%	$1.0B-2.7%	$1.1B-3.4%	$1.1B-6.0%	$1.1B+147.2%
Long-Term Debt	$1.2B+33.6%	$1.0B+13.6%	$1.1B+13.8%	$1.1B+13.8%	$914.9M-2.3%	$920.0M-2.3%	$925.1M-2.3%	$930.9M+148.5%
Total Equity	$641.4M+4.8%	$668.3M+23.3%	$621.6M+31.6%	$663.8M+32.1%	$612.3M+26.7%	$542.1M+6.9%	$472.5M-20.5%	$502.6M-5.6%
Retained Earnings	$644.0M-3.4%	$682.1M+8.4%	$687.7M+14.7%	$696.1M+23.7%	$666.4M+23.1%	$629.1M+22.7%	$599.6M+11.3%	$562.7M+6.0%

Not reported in any period shown, so not listed: Inventory.

EVTC Cash Flow Statement

EVTC quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$231.6M	$227.0M-12.7%	$260.1M+23.1%	$211.2M-4.0%	$219.9M-3.7%	$228.4M+14.7%	$199.1M+10.6%	$179.9M+4.2%	$172.7M+18.5%	$145.8M-13.3%	$168.1M+3.5%	$162.4M+16.2%	$139.8M+123.3%	$62.6M-24.3%	$82.7M+19.2%	$69.4M
Depreciation & Amortization	N/A	$22.3M0.0%	$22.3M+3.2%	$21.6M+16.8%	$18.5M+6.3%	$17.4M0.0%	$17.4M+4.8%	$16.6M+14.5%	$14.5M-1.4%	$14.7M+3.5%	$14.2M-6.0%	$15.1M-2.6%	$15.5M-4.3%	$16.2M-1.2%	$16.4M+7.2%	$15.3M
Stock-Based Compensation	N/A	$29.6M-2.3%	$30.3M+17.7%	$25.7M+28.9%	$20.0M+34.8%	$14.8M+3.8%	$14.3M+5.0%	$13.6M+7.8%	$12.6M+30.6%	$9.6M+50.5%	$6.4M+23.1%	$5.2M+13.5%	$4.6M-25.8%	$6.2M+413.2%	$1.2M+36.2%	$884K
Capital Expenditures	$23.2M	$23.3M-8.0%	$25.4M+18.4%	$21.4M-20.9%	$27.1M+7.8%	$25.1M+47.0%	$17.1M-25.7%	$23.0M+65.1%	$13.9M+23.4%	$11.3M-38.8%	$18.4M-12.2%	$21.0M+92.9%	$10.9M-6.8%	$11.7M-29.6%	$16.6M+85.4%	$9.0M
Free Cash Flow	$208.4M	$203.7M-13.2%	$234.7M+23.7%	$189.8M-1.6%	$192.8M-5.2%	$203.3M+11.7%	$182.0M+16.0%	$156.9M-1.2%	$158.8M+18.1%	$134.5M-10.1%	$149.6M+5.8%	$141.4M+9.7%	$128.9M+153.2%	$50.9M-22.9%	$66.1M+9.3%	$60.4M
Investing Cash Flow	-$424.5M	-$238.2M-101.4%	-$118.3M+76.7%	-$507.9M-281.0%	-$133.3M-59.1%	-$83.8M-72.3%	-$48.6M+25.6%	-$65.3M-58.2%	-$41.3M+45.8%	-$76.3M-32.0%	-$57.8M-8.9%	-$53.1M	N/A	N/A	N/A	N/A
Financing Cash Flow	$146.5M	$28.4M+118.6%	-$152.6M-136.6%	$416.4M+371.6%	-$153.3M-88.6%	-$81.3M-29.8%	-$62.6M+10.8%	-$70.2M+33.2%	-$105.1M-51.9%	-$69.2M+23.8%	-$90.8M+19.4%	-$112.7M	N/A	N/A	N/A	N/A
Dividends Paid	$12.5M	$12.8M-0.7%	$12.9M-1.2%	$13.0M-5.4%	$13.8M-4.4%	$14.4M+0.2%	$14.4M-0.3%	$14.4M+98.3%	$7.3M-66.6%	$21.8M-26.7%	$29.7M-4.0%	$30.9M-1.4%	$31.4M+91.3%	$16.4M-94.9%	$320.0M	N/A
Share Buybacks	$132.7M	$69.3M-15.8%	$82.3M+128.0%	$36.1M-62.6%	$96.6M+296.1%	$24.4M+234.1%	$7.3M-77.1%	$31.8M+218.2%	$10.0M+30.4%	$7.7M-80.8%	$39.9M-27.3%	$54.9M+109.8%	$26.2M-65.1%	$75.0M	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$59.5M+22.7%	$31.2M-17.1%	$70.0M-6.9%	$70.9M+32.3%	$48.5M-46.5%	$37.6M-7.5%	$75.2M+42.1%	$53.6M+42.3%
Depreciation & Amortization	$6.1M+10.9%	$5.8M+7.4%	$5.8M+7.4%	$5.5M-5.2%	$5.5M+1.9%	$5.4M-5.3%	$5.4M-5.3%	$5.8M+7.4%
Stock-Based Compensation	$8.1M+11.0%	$7.6M+4.2%	N/A	$7.7M+4.1%	$7.3M-5.2%	$7.2M-1.4%	N/A	$7.4M+10.4%
Capital Expenditures	$4.9M-1.7%	$6.3M-1.0%	$6.3M+45.9%	$5.6M+46.9%	$5.0M-57.8%	$6.4M+18.9%	$4.3M-13.8%	$3.8M-25.0%
Free Cash Flow	$54.6M+25.5%	$24.9M-20.4%	$63.7M-10.1%	$65.3M+31.2%	$43.5M-44.8%	$31.2M-11.5%	$70.8M+47.9%	$49.7M+52.8%
Investing Cash Flow	-$205.8M-910.9%	-$23.2M-3.8%	-$168.6M-219.3%	-$26.9M-76.0%	-$20.4M+27.7%	-$22.3M-1.5%	-$52.8M+86.9%	-$15.3M+67.5%
Financing Cash Flow	$111.5M+972.3%	-$33.7M-22.4%	-$60.7M-172.3%	$129.4M+390.8%	-$12.8M+80.2%	-$27.5M-30.7%	-$22.3M-104.6%	-$44.5M-317.8%
Dividends Paid	$3.0M-5.3%	$3.1M-2.9%	$3.2M+0.6%	$3.2M0.0%	$3.2M-0.6%	$3.2M-2.8%	$3.2M-3.3%	$3.2M-1.0%
Share Buybacks	$47.0M+1174.5%	$20.0M	$65.6M	$0-100.0%	$3.7M	$0-100.0%	$0-100.0%	$12.3M+57.4%

EVTC Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

EVTC quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	99.3%-0.2pp	99.4%-0.1pp	99.5%+0.1pp	99.5%+1.8pp	97.7%-2.2pp	99.9%-0.1pp	99.9%
Operating Margin	20.0%+0.4pp	19.6%0.0pp	19.6%-5.8pp	25.4%-7.9pp	33.3%+5.6pp	27.7%-2.0pp	29.6%+2.1pp	27.6%+6.4pp	21.1%-6.4pp	27.5%-0.2pp	27.7%+0.9pp	26.8%+2.7pp	24.1%+0.8pp	23.3%+3.8pp	19.5%
Net Margin	15.6%+2.0pp	13.6%+2.1pp	11.5%-27.1pp	38.6%+11.3pp	27.3%+6.9pp	20.4%-0.8pp	21.2%+2.2pp	19.0%+5.5pp	13.5%-5.7pp	19.3%-3.6pp	22.9%+4.6pp	18.3%+25.9pp	-7.6%-30.2pp	22.6%+15.0pp	7.5%
Return on Equity	23.3%-1.0pp	24.3%+10.9pp	13.5%-37.2pp	50.7%+16.2pp	34.5%+3.6pp	30.9%-7.8pp	38.7%-2.1pp	40.8%+2.6pp	38.2%-33.5pp	71.7%-15.2pp	86.9%+17.2pp	69.8%+100.6pp	-30.8%-107.0pp	76.1%+69.5pp	6.6%
Return on Assets	6.5%+0.3pp	6.2%+2.3pp	3.9%-17.2pp	21.1%+7.1pp	14.1%+4.3pp	9.7%-0.5pp	10.2%+0.9pp	9.3%+3.2pp	6.1%-2.4pp	8.5%-1.4pp	9.9%+2.4pp	7.5%+10.4pp	-2.9%-10.8pp	7.9%	N/A
Current Ratio	2.07+0.2x	1.890.0x	1.880.0x	1.87-1.0x	2.85+0.5x	2.35+0.4x	1.91+0.3x	1.58+0.4x	1.15-0.1x	1.23-0.1x	1.31-0.1x	1.42+0.5x	0.96-0.4x	1.34	N/A
Debt-to-Equity	1.69-0.3x	1.96+0.4x	1.59+0.8x	0.83-0.1x	0.95-0.5x	1.42-0.5x	1.91-0.6x	2.48-1.4x	3.87-1.9x	5.73-0.6x	6.31-0.5x	6.83-0.7x	7.57+0.4x	7.19	N/A
Asset Turnover	0.420.0x	0.46+0.1x	0.34-0.2x	0.550.0x	0.520.0x	0.480.0x	0.480.0x	0.490.0x	0.450.0x	0.440.0x	0.430.0x	0.410.0x	0.390.0x	0.35	N/A
FCF Margin	21.9%-5.9pp	27.8%+0.4pp	27.3%-3.9pp	31.2%-3.3pp	34.5%-1.2pp	35.6%+3.4pp	32.2%-2.8pp	35.0%+2.0pp	33.0%-5.4pp	38.4%+0.6pp	37.9%+2.2pp	35.6%+21.4pp	14.2%-5.1pp	19.3%+0.5pp	18.8%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Margin	19.4%-5.1pp	18.0%-3.7pp	17.6%-4.6pp	16.5%-3.1pp	24.4%+4.0pp	21.6%+5.7pp	22.2%+11.0pp	19.6%-3.2pp
Net Margin	2.0%-15.7pp	9.6%-4.7pp	15.9%-3.7pp	14.4%+2.7pp	17.6%+2.6pp	14.3%+6.5pp	19.6%+13.6pp	11.7%+5.9pp
Return on Equity	0.8%-5.8pp	3.5%-2.5pp	6.3%-2.7pp	5.0%0.0pp	6.6%0.0pp	6.0%+2.9pp	9.0%+7.0pp	4.9%+3.0pp
Return on Assets	0.2%-1.8pp	1.0%-0.7pp	1.7%-0.5pp	1.5%+0.2pp	2.1%+0.4pp	1.7%+0.9pp	2.3%+1.7pp	1.3%+0.5pp
Current Ratio	1.70-0.5x	1.970.0x	2.07+0.2x	2.91+0.9x	2.20+0.4x	1.99+0.4x	1.890.0x	1.97+0.4x
Debt-to-Equity	1.90+0.4x	1.56-0.1x	1.69-0.3x	1.60-0.3x	1.49-0.4x	1.70-0.2x	1.96+0.4x	1.85+1.1x
Asset Turnover	0.110.0x	0.110.0x	0.110.0x	0.110.0x	0.120.0x	0.120.0x	0.120.0x	0.110.0x
FCF Margin	19.9%+0.9pp	10.0%-3.6pp	26.0%-6.7pp	28.5%+5.1pp	18.9%-18.2pp	13.7%-3.5pp	32.7%+8.1pp	23.5%+4.7pp

Not reported in any period shown, so not listed: Gross Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
EVERTEC, INC. EVTC	FY2025	$931.8M	$145.0M	15.6%	$1.8B	65/100
Payoneer Global Inc. PAYO	FY2025	$1.1B	$73.2M	7.0%	$2.4B	51/100
BlackBerry Limited BB	FY2026	$549.1M	$53.2M	9.7%	$5.0B	47/100
C3.ai, Inc. AI	FY2026	$250.3M	-$470.4M	N/A	$1.9B	42/100
NextNav Inc. NN	FY2025	$4.6M	-$189.3M	N/A	$2.0B	49/100
EverCommerce Inc. EVCM	FY2025	$588.9M	$17.6M	3.0%	$1.6B	48/100

Where EVERTEC, INC. Ranks

Frequently Asked Questions

What is EVERTEC, INC.'s annual revenue?

EVERTEC, INC. (EVTC) reported $931.8M in total revenue for fiscal year 2025. This represents a 10.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is EVERTEC, INC.'s revenue growing?

EVERTEC, INC. (EVTC) revenue grew by 10.2% year-over-year, from $845.5M to $931.8M in fiscal year 2025.

Is EVERTEC, INC. profitable?

Yes, EVERTEC, INC. (EVTC) reported a net income of $145.0M in fiscal year 2025, with a net profit margin of 15.6%.

What is EVERTEC, INC.'s EBITDA?

EVERTEC, INC. (EVTC) had EBITDA of $208.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does EVERTEC, INC. have?

As of fiscal year 2025, EVERTEC, INC. (EVTC) had $306.0M in cash and equivalents against $1.1B in long-term debt.

What is EVERTEC, INC.'s operating margin?

EVERTEC, INC. (EVTC) had an operating margin of 20.0% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is EVERTEC, INC.'s net profit margin?

EVERTEC, INC. (EVTC) had a net profit margin of 15.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does EVERTEC, INC. pay dividends?

Yes, EVERTEC, INC. (EVTC) paid $0.20 per share in dividends during fiscal year 2025.

What is EVERTEC, INC.'s return on equity (ROE)?

EVERTEC, INC. (EVTC) has a return on equity of 23.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is EVERTEC, INC.'s free cash flow?

EVERTEC, INC. (EVTC) generated $203.7M in free cash flow during fiscal year 2025. This represents a -13.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is EVERTEC, INC.'s operating cash flow?

EVERTEC, INC. (EVTC) generated $227.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are EVERTEC, INC.'s total assets?

EVERTEC, INC. (EVTC) had $2.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are EVERTEC, INC.'s capital expenditures?

EVERTEC, INC. (EVTC) invested $23.3M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does EVERTEC, INC. buy back shares?

Yes, EVERTEC, INC. (EVTC) spent $69.3M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does EVERTEC, INC. have outstanding?

EVERTEC, INC. (EVTC) had 62M shares outstanding as of fiscal year 2025.

What is EVERTEC, INC.'s current ratio?

EVERTEC, INC. (EVTC) had a current ratio of 2.07 as of fiscal year 2025, which is generally considered healthy.

What is EVERTEC, INC.'s debt-to-equity ratio?

EVERTEC, INC. (EVTC) had a debt-to-equity ratio of 1.69 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is EVERTEC, INC.'s return on assets (ROA)?

EVERTEC, INC. (EVTC) had a return on assets of 6.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is EVERTEC, INC.'s P/E ratio?

EVERTEC, INC. (EVTC) trades at 18.3x earnings, its market capitalization divided by net income of $101.0M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.8B as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is EVERTEC, INC.'s price-to-sales ratio?

EVERTEC, INC. (EVTC) trades at 1.9x sales, its market capitalization divided by revenue of $996.2M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.8B as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is EVERTEC, INC.'s Altman Z-Score?

EVERTEC, INC. (EVTC) has an Altman Z-Score of 2.01, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is EVERTEC, INC.'s Piotroski F-Score?

EVERTEC, INC. (EVTC) has a Piotroski F-Score of 7 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are EVERTEC, INC.'s earnings high quality?

EVERTEC, INC. (EVTC) has an earnings quality ratio of 1.57x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can EVERTEC, INC. cover its interest payments?

EVERTEC, INC. (EVTC) has an interest coverage ratio of 2.73x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is EVERTEC, INC.?

EVERTEC, INC. (EVTC) scores 65 out of 100 on our Financial Health Score, indicating strong standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.