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Fitness Champs Holdings Limited (FCHL) Financials

FCHL
FY2025 annual
Revenue $3.2M +4.7% YoY
Net Income -$1.1M -944.0% YoY
EPS (Diluted) -$110.34 -818.3% YoY
Free Cash Flow $477K +1230.5% YoY
Market Cap $1.2M as of Oct 22, 2026
Price / Sales 0.4x on $3.2M revenue, FY2025
Price / Earnings n/m net loss, so no earnings multiple, FY2025
Price / Book 2.1x on $599K equity, Q4 FY2025

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 22, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (20-F/6-K) Latest period FY2025, ended Dec 31, 2025 Reported Currency USD FYE December

Newest figures come from the 20-F for FY2025, filed May 15, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FCHL SEC filings page.

Fitness Champs Holdings Limited (FCHL) reported $3.2M in revenue for fiscal year 2025, up 4.7% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FCHL FY2025

Sales barely grew, but higher direct costs and overhead turned a small profit into a large operating loss.

In FY2025, the $1.1M net loss coexisted with $447K of operating cash flow, so reported cash generation was not coming from earnings. Because free cash flow reached $446K after only $1K of capital spending, cash performance reflected adjustments outside profit rather than heavy reinvestment.

Revenue increased 4.7%, but gross margin fell 8.7 percentage points, showing that modest top-line growth did not offset cost pressure. SG&A rose 85.6% and reached 54.8% of revenue, making overhead—not volume—the immediate driver of operating loss.

Equity moved from $11K to $598K while liabilities fell to 71.2% of assets, materially changing the financing posture. The current ratio also moved from 0.9x to 1.4x, indicating less short-term tightness than FY2024.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Profitability Growth Leverage Liquidity CashFlow Returns 40 / 100
Financial Health Score 40/100

Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Fitness Champs Holdings Limited's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability
17

Fitness Champs Holdings Limited has an operating margin of -35.5%, meaning the company loses $35 on every $100 of revenue. This results in a profitability score of 17/100. This is down from 1.1% the prior year.

Growth
48

Fitness Champs Holdings Limited's revenue grew a modest 4.7% year-over-year to $3.2M. This slow but positive growth earns a score of 48/100.

Leverage
60

Fitness Champs Holdings Limited has a moderate D/E ratio of 0.52. This balance of debt and equity financing earns a leverage score of 60/100.

Liquidity
37

Fitness Champs Holdings Limited's current ratio of 1.36 indicates adequate short-term liquidity, earning a score of 37/100. The company can meet its near-term obligations, though with limited headroom.

Cash Flow
65

Fitness Champs Holdings Limited converts 14.8% of revenue into free cash flow ($477K). This strong cash generation earns a score of 65/100.

Returns
11

Fitness Champs Holdings Limited posts a -177.5% return on equity (ROE), meaning it loses $178 for every $100 of shareholders' equity. This results in a returns score of 11/100. This is down from 1146.7% the prior year.

Altman Z-Score Distress
-0.23

Fitness Champs Holdings Limited scores -0.23, below the 1.81 distress threshold. The score is pulled down most by an operating loss of $1.1M against total assets of $2.1M. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Neutral
4/9

Fitness Champs Holdings Limited passes 4 of 9 financial strength tests. 2 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed
N/A

Fitness Champs Holdings Limited reported a net loss of $1.1M while generating $478K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.

Interest Coverage At Risk
N/A

Fitness Champs Holdings Limited reported an operating loss of $1.1M against $14K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.

Key Financial Metrics

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Earnings & Revenue

Revenue
$3.2M
YoY+4.7%

Fitness Champs Holdings Limited generated $3.2M in revenue in fiscal year 2025. This represents an increase of 4.7% from the prior year.

EBITDA
-$1.1M
YoY-1221.6%

Fitness Champs Holdings Limited's EBITDA was -$1.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 1221.6% from the prior year.

Net Income
-$1.1M
YoY-944.0%

Fitness Champs Holdings Limited reported a net loss of $1.1M in fiscal year 2025. This represents a decrease of 944.0% from the prior year.

EPS (Diluted)
-$110.34
YoY-818.3%

Fitness Champs Holdings Limited earned -$110.34 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 818.3% from the prior year.

Cash & Balance Sheet

Free Cash Flow
$477K
YoY+1230.5%

Fitness Champs Holdings Limited generated $477K in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 1230.5% from the prior year.

Cash & Debt
$1.5M
YoY+574.0%

Fitness Champs Holdings Limited held $1.5M in cash against $310K in long-term debt as of fiscal year 2025.

Shares Outstanding
17M
YoY+13.3%

Fitness Champs Holdings Limited had 17M shares outstanding in fiscal year 2025. This represents an increase of 13.3% from the prior year.

Dividends Per Share

Not reported for fiscal year 2025.

Margins & Returns

Gross Margin
27.4%
YoY-8.7pp

Fitness Champs Holdings Limited's gross margin was 27.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 8.7 percentage points from the prior year.

Operating Margin
-35.5%
YoY-36.6pp

Fitness Champs Holdings Limited's operating margin was -35.5% in fiscal year 2025, reflecting core business profitability. This is down 36.6 percentage points from the prior year.

Net Margin
-32.9%
YoY-37.0pp

Fitness Champs Holdings Limited's net profit margin was -32.9% in fiscal year 2025, showing the share of revenue converted to profit. This is down 37.0 percentage points from the prior year.

Return on Equity
-177.5%
YoY-1324.2pp

Fitness Champs Holdings Limited's ROE was -177.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 1324.2 percentage points from the prior year.

Capital Allocation

Capital Expenditures
$779
YoY-96.8%

Fitness Champs Holdings Limited invested $779 in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 96.8% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Share Buybacks

Not reported for fiscal year 2025.

FCHL Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FCHL annual income statement
MetricFY2520-FFY2420-F
Revenue$3.2M+4.7%$3.1M
Cost of Revenue$2.3M+19.0%$2.0M
Gross Profit$884K-20.7%$1.1M
SG&A Expenses$2.0M+87.8%$1.1M
Operating Income-$1.1M-3503.3%$34K
EBITDA-$1.1M-1221.6%$95K
Interest Expense$14K-13.0%$16K
Income Tax$3Kn/m-$732
Net Income-$1.1M-944.0%$126K
EPS (Basic)-$0.11-816.2%$0.02
EPS (Diluted)-$110.34-818.3%$15.36
Diluted Shares (Avg)9,634+17.5%8,197

Not reported in any period shown, so not listed: R&D Expenses.

FCHL Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FCHL annual balance sheet
MetricFY2520-FFY2420-F
Total Assets$2.1M+20.0%$1.7M
Current Assets$1.6M+29.8%$1.2M
Cash & Equivalents$1.5M+574.0%$230K
Short-Term Investments$0n/m$0
Long-Term Investments$0n/m$0
Total Liabilities$1.5M-14.1%$1.7M
Current Liabilities$1.2M-17.7%$1.4M
Non-Current Liabilities$302K+3.7%$291K
Long-Term Debt$310K-8.0%$337K
Total Equity$599K+5352.4%$11K
Retained Earnings-$1.1M-36287.2%$3K

Not reported in any period shown, so not listed: Inventory, Accounts Receivable, Goodwill.

FCHL Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FCHL annual cash flow statement
MetricFY2520-FFY2420-F
Operating Cash Flow$478K+696.4%$60K
Depreciation & Amortization$79K+27.9%$62K
Capital Expenditures$779-96.8%$24K
Free Cash Flow$477K+1230.5%$36K
Investing Cash Flow-$22Kn/m-$63K
Financing Cash Flow$854Kn/m-$364K
Dividends PaidN/A$220K

Not reported in any period shown, so not listed: Stock-Based Compensation, Share Buybacks.

FCHL Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FCHL annual financial ratios
MetricFY2520-FFY2420-F
Gross Margin27.4%-8.7pp36.1%
Operating Margin-35.5%-36.6pp1.1%
Net Margin-32.9%-37.0pp4.1%
Return on Equity-177.5%-1324.2pp1146.7%
Return on Assets-51.2%-58.5pp7.3%
Current Ratio1.36+0.5x0.86
Debt-to-Equity0.52-30.1x30.67
Liabilities-to-Equity2.47-154.1x156.60
Asset Turnover1.56-0.2x1.78
FCF Margin14.8%+13.6pp1.2%

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company Fiscal year Revenue Net income Net margin Market cap Health score
Fitness Champs Holdings Limited FCHL FY2025 $3.2M -$1.1M -32.9% $1.2M 40/100
Genius Group Limited GNS FY2025 $8.4M -$55.3M N/A $25.8M 25/100
Sunlands Technology Group STG FY2025 $288.8M $52.3M 18.1% $30.3M 61/100
Skillsoft Corp. SKIL FY2026 $512.7M -$139.8M -27.3% $51.5M 21/100
ATA Creativity Global AACG FY2025 $38.3M -$6.9M -17.9% $46.5M 48/100
Youlife Group Inc. YOUL FY2025 $265.2M $6.2M 2.3% $20.4M 47/100

Frequently Asked Questions

What is Fitness Champs Holdings Limited's annual revenue?

Fitness Champs Holdings Limited (FCHL) reported $3.2M in total revenue for fiscal year 2025. This represents a 4.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Fitness Champs Holdings Limited's revenue growing?

Fitness Champs Holdings Limited (FCHL) revenue grew by 4.7% year-over-year, from $3.1M to $3.2M in fiscal year 2025.

Is Fitness Champs Holdings Limited profitable?

No, Fitness Champs Holdings Limited (FCHL) reported a net loss of $1.1M in fiscal year 2025, with a net profit margin of -32.9%.

Fitness Champs Holdings Limited (FCHL) reported diluted earnings per share of -$110.34 for fiscal year 2025. This represents a -818.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Fitness Champs Holdings Limited (FCHL) had EBITDA of -$1.1M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

As of fiscal year 2025, Fitness Champs Holdings Limited (FCHL) had $1.5M in cash and equivalents against $310K in long-term debt.

Fitness Champs Holdings Limited (FCHL) had a gross margin of 27.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

Fitness Champs Holdings Limited (FCHL) had an operating margin of -35.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

Fitness Champs Holdings Limited (FCHL) had a net profit margin of -32.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Fitness Champs Holdings Limited (FCHL) has a return on equity of -177.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Fitness Champs Holdings Limited (FCHL) generated $477K in free cash flow during fiscal year 2025. This represents a 1230.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Fitness Champs Holdings Limited (FCHL) generated $478K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Fitness Champs Holdings Limited (FCHL) had $2.1M in total assets as of fiscal year 2025, including both current and long-term assets.

Fitness Champs Holdings Limited (FCHL) invested $779 in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Fitness Champs Holdings Limited (FCHL) had 17M shares outstanding as of fiscal year 2025.

Fitness Champs Holdings Limited (FCHL) had a current ratio of 1.36 as of fiscal year 2025, which is considered adequate.

Fitness Champs Holdings Limited (FCHL) had a debt-to-equity ratio of 0.52 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.

Fitness Champs Holdings Limited (FCHL) had a liabilities-to-equity ratio of 2.47 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.

Fitness Champs Holdings Limited (FCHL) had a return on assets of -51.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Fitness Champs Holdings Limited (FCHL) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $1.2M as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Fitness Champs Holdings Limited (FCHL) trades at 0.4x sales, its market capitalization divided by $3.2M revenue, FY2025. The market capitalization is $1.2M as of Oct 22, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

Fitness Champs Holdings Limited (FCHL) has an Altman Z-Score of -0.23, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

Fitness Champs Holdings Limited (FCHL) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Fitness Champs Holdings Limited (FCHL) reported a net loss of $1.1M while generating $478K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Fitness Champs Holdings Limited (FCHL) reported an operating loss of $1.1M against $14K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

Fitness Champs Holdings Limited (FCHL) scores 40 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is the average of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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