What is First Citizens BancShares's earnings per share (EPS)?

First Citizens BancShares (FCNCB) reported diluted earnings per share of $165.24 for fiscal year 2025. This represents a -12.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

First Citizens BancShares Financials

FCNCB

Trailing 12 months to June 30, 2026

Revenue $9.6B +0.9% YoY

Net Income $2.4B -1.8% YoY

EPS (Diluted) $186.77 +10.3% YoY

Free Cash Flow $2.5B -5.6% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

First Citizens BancShares (FCNCB) reported $9.6B in revenue over the twelve months to Jun 30, 2026, up 0.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FCNCB FY2025 2026-08-29

Reported earnings swing while operating cash flow stays steadier, making capital allocation more informative than headline profit alone.

In FY2023, net income of $11.5B converted to only $2.7B of operating cash flow, revealing an unusually wide earnings-to-cash gap. By FY2025, net income had fallen to $2.2B while operating cash flow remained near $2.9B; cash generation is therefore a steadier operating signal in this dataset than reported profit.

FY2025 revenue slipped 2.2% from FY2024 while selling, general and administrative expense rose to $3.3B. Net margin then compressed from 28.5% to 23.1%, indicating that costs absorbed more of a slightly smaller revenue base.

From FY2024 to FY2025, assets rose 2.7% while equity was essentially flat, leaving debt-to-equity at 1.6x; expansion was financed mainly through liabilities rather than retained capital. Meanwhile, FY2025 buybacks of $3.0B exceeded free cash flow of $2.2B, so distributions drew on more than that year's internally generated cash.

Financial Health Signals

Financial health score not available

First Citizens BancShares does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

4/6

First Citizens BancShares passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1.33x

For every $1 of reported earnings, First Citizens BancShares generates $1.33 in operating cash flow ($2.9B OCF vs $2.2B net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$9.5B

YoY-2.2%

5Y CAGR+45.1%

10Y CAGR+25.7%

First Citizens BancShares generated $9.5B in revenue in fiscal year 2025. This represents a decrease of 2.2% from the prior year.

Net Income

$2.2B

YoY-20.6%

5Y CAGR+35.0%

10Y CAGR+26.5%

First Citizens BancShares reported $2.2B in net income in fiscal year 2025. This represents a decrease of 20.6% from the prior year.

EPS (Diluted)

$165.24

YoY-12.8%

First Citizens BancShares earned $165.24 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 12.8% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$2.2B

YoY-13.5%

5Y CAGR+55.6%

10Y CAGR+31.5%

First Citizens BancShares generated $2.2B in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 13.5% from the prior year.

Cash & Debt

$801.0M

YoY-1.6%

5Y CAGR-28.4%

10Y CAGR+4.1%

First Citizens BancShares held $801.0M in cash against $35.8B in long-term debt as of fiscal year 2025.

Dividends Per Share

$7.95

YoY+15.7%

First Citizens BancShares paid $7.95 per share in dividends in fiscal year 2025. This represents an increase of 15.7% from the prior year.

Shares Outstanding

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

23.1%

YoY-5.3pp

5Y CAGR-10.0pp

10Y CAGR+1.4pp

First Citizens BancShares's net profit margin was 23.1% in fiscal year 2025, showing the share of revenue converted to profit. This is down 5.3 percentage points from the prior year.

Return on Equity

9.9%

YoY-2.6pp

5Y CAGR-1.7pp

10Y CAGR+2.6pp

First Citizens BancShares's ROE was 9.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 2.6 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks

$3.0B

YoY+83.7%

5Y CAGR+55.4%

First Citizens BancShares spent $3.0B on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 83.7% from the prior year.

Capital Expenditures

$710.0M

YoY+65.5%

5Y CAGR+39.8%

10Y CAGR+23.0%

First Citizens BancShares invested $710.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 65.5% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

FCNCB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FCNCB quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$9.6B	$9.5B-2.2%	$9.8B-48.1%	$18.8B+269.7%	$5.1B+250.2%	$1.5B-2.2%	$1.5B+5.7%	$1.4B+12.7%	$1.2B+12.9%	$1.1B+11.7%	$987.8M+1.9%	$969.2M+27.5%	$760.4M-4.6%	$796.8M-20.7%	$1.0B-1.0%	$1.0B
SG&A Expenses	$3.4B	$3.3B+7.0%	$3.1B+16.8%	$2.6B+87.2%	$1.4B+85.5%	$759.0M+5.1%	$722.0M-34.6%	$1.1B+2.5%	$1.1B+6.4%	$1.0B+8.0%	$937.8M-9.7%	$1.0B+22.4%	$849.1M+10.1%	$771.4M+0.6%	$766.9M-3.3%	$792.9M
Interest Expense	$4.8B	$5.0B-4.7%	$5.2B+41.6%	$3.7B+687.8%	$467.0M+665.6%	$61.0M-36.5%	$96.0M+3.6%	$92.6M+151.4%	$36.9M-15.8%	$43.8M+1.7%	$43.1M-2.8%	$44.3M-12.0%	$50.4M-11.1%	$56.6M-37.2%	$90.1M-37.5%	$144.2M
Income Tax	$804.0M	$765.0M-6.1%	$815.0M+33.4%	$611.0M+131.4%	$264.0M+71.4%	$154.0M+22.2%	$126.0M-6.4%	$134.7M+30.4%	$103.3M-53.0%	$219.9M+75.1%	$125.6M+2.9%	$122.0M+87.6%	$65.0M-36.0%	$101.6M+56.9%	$64.7M-43.8%	$115.1M
Net Income	$2.4B	$2.2B-20.6%	$2.8B-75.8%	$11.5B+944.3%	$1.1B+100.7%	$547.0M+11.2%	$492.0M+7.6%	$457.4M+14.3%	$400.3M+23.6%	$323.8M+43.6%	$225.5M+7.2%	$210.4M+51.8%	$138.6M-17.0%	$166.9M+26.0%	$132.4M-32.1%	$195.0M
EPS (Diluted)	$186.77	$165.24-12.8%	$189.41-75.9%	$784.51+1064.0%	$67.40	$53.88+13.4%	$47.50	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$2.4B+5.1%	$2.3B-5.1%	$2.4B+0.2%	$2.4B+2.5%	$2.4B+3.3%	$2.3B-4.6%	$2.4B-1.6%	$2.4B
SG&A Expenses	$844.0M-2.9%	$869.0M+2.4%	$849.0M+3.9%	$817.0M+0.9%	$810.0M-1.0%	$818.0M+2.1%	$801.0M+1.6%	$788.0M
Interest Expense	$1.2B+2.6%	$1.2B-4.4%	$1.2B-3.6%	$1.3B+1.1%	$1.3B+1.5%	$1.2B-4.6%	$1.3B-3.7%	$1.3B
Income Tax	$219.0M+28.1%	$171.0M-26.0%	$231.0M+26.2%	$183.0M0.0%	$183.0M+8.9%	$168.0M+366.7%	$36.0M-84.6%	$234.0M
Net Income	$672.0M+25.8%	$534.0M-7.9%	$580.0M+2.1%	$568.0M-1.2%	$575.0M+19.0%	$483.0M-31.0%	$700.0M+9.5%	$639.0M
EPS (Diluted)	$55.52+30.2%	$42.63-6.4%	$45.54+5.7%	$43.08+1.7%	$42.36+22.9%	$34.47-29.9%	$49.15+13.2%	$43.42

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

FCNCB Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FCNCB quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$229.7B+2.7%	$223.7B+4.7%	$213.8B+95.6%	$109.3B+87.4%	$58.3B+16.7%	$50.0B+25.4%	$39.8B+12.5%	$35.4B+2.6%	$34.5B+4.7%	$33.0B+4.8%	$31.5B+4.7%	$30.1B+41.9%	$21.2B-0.4%	$21.3B+1.4%	$21.0B
Cash & Equivalents	$801.0M-1.6%	$814.0M-10.4%	$908.0M+75.3%	$518.0M-94.3%	$9.0B+111.5%	$4.3B+1033.5%	$376.7M+15.0%	$327.4M-2.6%	$336.1M-37.7%	$539.7M+1.1%	$534.1M-11.6%	$604.2M+13.2%	$533.6M-16.6%	$639.7M+8.3%	$590.8M
Accounts Receivable	N/A	N/A	N/A	N/A	$862.0M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$346.0M0.0%	$346.0M0.0%	$346.0M0.0%	$346.0M0.0%	$346.0M-1.1%	$350.0M+0.2%	$349.4M+47.8%	$236.3M+56.9%	$150.6M0.0%	$150.6M+7.7%	$139.8M0.0%	$139.8M+36.2%	$102.6M0.0%	$102.6M0.0%	$102.6M
Total Liabilities	$207.5B+3.0%	$201.5B+4.7%	$192.5B+93.2%	$99.6B+86.0%	$53.6B+17.2%	$45.7B+26.2%	$36.2B+13.5%	$31.9B+2.3%	$31.2B+4.1%	$30.0B+4.8%	$28.6B+4.4%	$27.4B+43.2%	$19.1B-1.5%	$19.4B+1.5%	$19.1B
Long-Term Debt	$35.8B-2.5%	$36.7B-1.3%	$37.2B+733.6%	$4.5B+273.1%	$1.2B-4.3%	$1.2B+112.0%	$588.6M+4128.4%	$13.9M-98.4%	$870.2M+4.5%	$832.9M+18.3%	$704.2M+100.4%	$351.3M-31.2%	$510.8M+14.8%	$444.9M-35.3%	$687.6M
Total Equity	$22.2B0.0%	$22.2B+4.6%	$21.3B+120.0%	$9.7B+103.9%	$4.7B+12.0%	$4.2B+17.9%	$3.6B+2.8%	$3.5B+4.6%	$3.3B+10.7%	$3.0B+4.9%	$2.9B+6.9%	$2.7B+29.7%	$2.1B+11.4%	$1.9B-0.1%	$1.9B
Retained Earnings	$20.8B+7.3%	$19.4B+15.6%	$16.7B+210.5%	$5.4B+23.2%	$4.4B+13.2%	$3.9B+5.7%	$3.7B+13.7%	$3.2B+15.5%	$2.8B+12.5%	$2.5B+9.3%	$2.3B+9.5%	$2.1B+6.5%	$1.9B+8.4%	$1.8B+1.1%	$1.8B

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$236.8B+0.4%	$236.0B+2.7%	$229.7B-1.6%	$233.5B+1.7%	$229.7B+0.4%	$228.8B+2.3%	$223.7B+1.4%	$220.6B
Cash & Equivalents	$1.5B+40.6%	$1.1B+34.8%	$801.0M-8.4%	$874.0M-1.7%	$889.0M+9.5%	$812.0M-0.2%	$814.0M-5.6%	$862.0M
Goodwill	$346.0M0.0%	$346.0M0.0%	$346.0M0.0%	$346.0M0.0%	$346.0M0.0%	$346.0M0.0%	$346.0M0.0%	$346.0M
Total Liabilities	$214.9B+0.5%	$213.9B+3.1%	$207.5B-1.9%	$211.5B+2.0%	$207.4B+0.4%	$206.5B+2.5%	$201.5B+1.9%	$197.7B
Long-Term Debt	$32.0B-5.2%	$33.8B-5.6%	$35.8B-6.5%	$38.3B+1.6%	$37.6B-0.8%	$38.0B+3.5%	$36.7B-0.2%	$36.8B
Total Equity	$21.9B-0.7%	$22.0B-0.9%	$22.2B+1.1%	$22.0B-1.4%	$22.3B0.0%	$22.3B+0.3%	$22.2B-2.6%	$22.8B
Retained Earnings	$20.4B+0.1%	$20.3B-2.0%	$20.8B-0.5%	$20.9B+2.6%	$20.3B+2.7%	$19.8B+2.3%	$19.4B+3.5%	$18.7B

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities.

FCNCB Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

FCNCB quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$3.2B	$2.9B-2.2%	$3.0B+12.3%	$2.7B-4.7%	$2.8B+1082.7%	-$284.0M-175.5%	$376.0M-35.0%	$578.2M+27.4%	$453.8M+27.7%	$355.3M+54.1%	$230.5M-1.1%	$233.1M+27.9%	$182.2M-44.9%	$331.0M+64.4%	$201.3M-40.0%	$335.7M
Capital Expenditures	$724.0M	$710.0M+65.5%	$429.0M+5.9%	$405.0M+161.3%	$155.0M+44.9%	$107.0M-19.5%	$133.0M+9.8%	$121.1M-13.8%	$140.4M+65.6%	$84.8M+3.6%	$81.8M-8.8%	$89.7M+8.5%	$82.7M+25.2%	$66.0M-25.7%	$88.9M+15.6%	$76.9M
Free Cash Flow	$2.5B	$2.2B-13.5%	$2.6B+13.5%	$2.3B-14.5%	$2.6B+774.2%	-$391.0M-260.9%	$243.0M-46.8%	$457.2M+45.9%	$313.3M+15.8%	$270.5M+81.9%	$148.7M+3.7%	$143.3M+44.0%	$99.5M-62.4%	$265.0M+135.7%	$112.4M-56.6%	$258.8M
Investing Cash Flow	-$7.5B	-$5.6B+44.7%	-$10.2B-518.1%	$2.4B+3138.7%	$75.0M+101.0%	-$7.6B+23.6%	-$9.9B-520.7%	-$1.6B-1678.2%	$101.1M+115.1%	-$668.7M	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	$4.9B	$2.7B-62.2%	$7.1B+250.5%	-$4.7B-74.9%	-$2.7B-134.3%	$7.8B-17.7%	$9.5B+791.8%	$1.1B+289.3%	-$563.6M-613.2%	$109.8M	N/A	N/A	N/A	N/A	N/A	N/A
Dividends Paid	$185.0M	$161.0M+1.9%	$158.0M+35.0%	$117.0M+41.0%	$83.0M+97.6%	$42.0M+40.0%	$30.0M+65.4%	$18.1M+8.1%	$16.8M+16.4%	$14.4M0.0%	$14.4M-20.0%	$18.0M+56.1%	$11.5M+33.2%	$8.7M-43.7%	$15.4M+23.2%	$12.5M
Share Buybacks	$3.3B	$3.0B+83.7%	$1.6B	$0-100.0%	$1.2B	$0-100.0%	$334.0M-26.3%	$453.1M+177.8%	$163.1M	$0	$0	$0	$0-100.0%	$321K-99.7%	$103.6M+324.9%	$24.4M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$1.0B+506.4%	$172.0M-83.6%	$1.1B+14.6%	$916.0M+6.6%	$859.0M+776.5%	$98.0M-91.2%	$1.1B+12.9%	$991.0M
Capital Expenditures	$102.0M-27.7%	$141.0M-42.0%	$243.0M+2.1%	$238.0M+88.9%	$126.0M+22.3%	$103.0M-19.5%	$128.0M+20.8%	$106.0M
Free Cash Flow	$941.0M+2935.5%	$31.0M-96.2%	$807.0M+19.0%	$678.0M-7.5%	$733.0M+14760.0%	-$5.0M-100.5%	$991.0M+12.0%	$885.0M
Investing Cash Flow	-$752.0M+88.5%	-$6.5B-280.1%	$3.6B+195.5%	-$3.8B-576.3%	-$562.0M+88.5%	-$4.9B-30.3%	-$3.7B-1143.9%	-$301.0M
Financing Cash Flow	$148.0M-97.8%	$6.6B+239.8%	-$4.8B-265.6%	$2.9B+1404.5%	-$220.0M-104.6%	$4.8B+85.4%	$2.6B+535.3%	-$592.0M
Dividends Paid	$55.0M+7.8%	$51.0M+27.5%	$40.0M+2.6%	$39.0M-2.5%	$40.0M-4.8%	$42.0M0.0%	$42.0M+10.5%	$38.0M
Share Buybacks	$606.0M-32.6%	$899.0M-0.1%	$900.0M+0.4%	$896.0M+46.2%	$613.0M-0.8%	$618.0M-34.8%	$948.0M+35.4%	$700.0M

FCNCB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

FCNCB quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	23.1%-5.3pp	28.5%-32.6pp	61.0%+39.4pp	21.6%-16.1pp	37.7%+4.5pp	33.1%+0.6pp	32.6%+0.5pp	32.1%+2.8pp	29.3%+6.5pp	22.8%+1.1pp	21.7%+3.5pp	18.2%-2.7pp	20.9%+7.8pp	13.2%-6.0pp	19.2%
Return on Equity	9.9%-2.6pp	12.5%-41.4pp	53.9%+42.6pp	11.4%-0.2pp	11.5%-0.1pp	11.6%-1.1pp	12.8%+1.3pp	11.5%+1.8pp	9.7%+2.2pp	7.5%+0.2pp	7.3%+2.2pp	5.2%-2.9pp	8.1%+0.9pp	7.1%-3.4pp	10.5%
Return on Assets	1.0%-0.3pp	1.2%-4.1pp	5.4%+4.4pp	1.0%+0.1pp	0.9%0.0pp	1.0%-0.2pp	1.1%0.0pp	1.1%+0.2pp	0.9%+0.3pp	0.7%0.0pp	0.7%+0.2pp	0.5%-0.3pp	0.8%+0.2pp	0.6%-0.3pp	0.9%
Debt-to-Equity	1.610.0x	1.65-0.1x	1.75+1.3x	0.46+0.2x	0.250.0x	0.30+0.1x	0.16+0.2x	0.00-0.3x	0.260.0x	0.280.0x	0.25+0.1x	0.13-0.1x	0.250.0x	0.24-0.1x	0.37
FCF Margin	23.2%-3.0pp	26.2%+14.2pp	12.0%-39.9pp	51.9%+78.8pp	-27.0%-43.3pp	16.4%-16.2pp	32.6%+7.4pp	25.1%+0.6pp	24.5%+9.5pp	15.0%+0.3pp	14.8%+1.7pp	13.1%-20.2pp	33.3%+22.1pp	11.2%-14.3pp	25.5%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	27.6%+4.5pp	23.1%-0.7pp	23.8%+0.4pp	23.4%-0.9pp	24.2%+3.2pp	21.0%-8.1pp	29.1%+3.0pp	26.1%
Return on Equity	3.1%+0.7pp	2.4%-0.2pp	2.6%0.0pp	2.6%0.0pp	2.6%+0.4pp	2.2%-1.0pp	3.1%+0.3pp	2.8%
Return on Assets	0.3%+0.1pp	0.2%0.0pp	0.3%0.0pp	0.2%0.0pp	0.3%0.0pp	0.2%-0.1pp	0.3%0.0pp	0.3%
Debt-to-Equity	1.46-0.1x	1.53-0.1x	1.61-0.1x	1.74+0.1x	1.690.0x	1.70+0.1x	1.650.0x	1.61
FCF Margin	38.7%+37.4pp	1.3%-31.8pp	33.1%+5.2pp	27.9%-3.0pp	30.9%+31.1pp	-0.2%-41.4pp	41.1%+5.0pp	36.2%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where First Citizens BancShares Ranks

Frequently Asked Questions

What is First Citizens BancShares's annual revenue?

First Citizens BancShares (FCNCB) reported $9.5B in total revenue for fiscal year 2025. This represents a -2.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is First Citizens BancShares's revenue growing?

First Citizens BancShares (FCNCB) revenue declined by 2.2% year-over-year, from $9.8B to $9.5B in fiscal year 2025.

Is First Citizens BancShares profitable?

Yes, First Citizens BancShares (FCNCB) reported a net income of $2.2B in fiscal year 2025, with a net profit margin of 23.1%.

How much debt does First Citizens BancShares have?

As of fiscal year 2025, First Citizens BancShares (FCNCB) had $801.0M in cash and equivalents against $35.8B in long-term debt.

What is First Citizens BancShares's net profit margin?

First Citizens BancShares (FCNCB) had a net profit margin of 23.1% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does First Citizens BancShares pay dividends?

Yes, First Citizens BancShares (FCNCB) paid $7.95 per share in dividends during fiscal year 2025.

What is First Citizens BancShares's return on equity (ROE)?

First Citizens BancShares (FCNCB) has a return on equity of 9.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is First Citizens BancShares's free cash flow?

First Citizens BancShares (FCNCB) generated $2.2B in free cash flow during fiscal year 2025. This represents a -13.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is First Citizens BancShares's operating cash flow?

First Citizens BancShares (FCNCB) generated $2.9B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are First Citizens BancShares's total assets?

First Citizens BancShares (FCNCB) had $229.7B in total assets as of fiscal year 2025, including both current and long-term assets.

What are First Citizens BancShares's capital expenditures?

First Citizens BancShares (FCNCB) invested $710.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does First Citizens BancShares buy back shares?

Yes, First Citizens BancShares (FCNCB) spent $3.0B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

What is First Citizens BancShares's debt-to-equity ratio?

First Citizens BancShares (FCNCB) had a debt-to-equity ratio of 1.61 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is First Citizens BancShares's return on assets (ROA)?

First Citizens BancShares (FCNCB) had a return on assets of 1.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is First Citizens BancShares's Piotroski F-Score?

First Citizens BancShares (FCNCB) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are First Citizens BancShares's earnings high quality?

First Citizens BancShares (FCNCB) has an earnings quality ratio of 1.33x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.