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FHNPL Financials

FHNPL
Trailing 12 months to March 31, 2026
Revenue $3.5B +9.0% YoY
Net Income $1.0B +28.1% YoY
EPS (Diluted) $1.87 FY2025 annual
Free Cash Flow $525.0M -28.7% YoY
Source SEC Filings (10-K/10-Q) Latest period Q1 FY2026, ended Mar 31, 2026 Reported Currency USD FYE December

Newest figures come from the 10-Q for Q1 FY2026, filed May 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FHNPL SEC filings page.

FHNPL (FHNPL) reported $3.5B in revenue over the twelve months to Mar 31, 2026, up 9.0% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FHNPL FY2025

Reported profit recovered in FY2025, but cash conversion weakened inside a persistently highly leveraged balance-sheet structure.

Net margin rose to 28.7% in FY2025 from 24.3% in FY2024, indicating an earnings recovery. Yet operating cash flow fell to $628M, leaving free cash flow at $595M; the rebound in reported profit therefore did not arrive as equivalent cash generation.

Liability-heavy financing remains the defining balance-sheet feature: debt-to-equity was 8.4x in FY2025, while ROA was only 1.2%. A small return on a large asset base can still produce acceptable-looking equity earnings, but it makes ROE more dependent on leverage than on high asset productivity.

Capital returns exceeded internally generated cash: buybacks were $918M versus $595M of FY2025 free cash flow, and shares outstanding fell to 483.2M by year-end. That means distributions consumed more than the year's post-investment cash generation, while the equity base remained broadly stable.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Financial health score not available

FHNPL does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial
5/6

FHNPL passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed
0.64x

For every $1 of reported earnings, FHNPL generates $0.64 in operating cash flow ($628.0M OCF vs $982.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue
$862.0M
YoY+6.2%
QoQ-2.9%

FHNPL generated $862.0M in revenue in Q1 2026. This represents an increase of 6.2% from the same quarter a year earlier. Against the prior quarter it is down 2.9%.

Net Income
$262.0M
YoY+20.2%
QoQ+0.4%

FHNPL reported $262.0M in net income in Q1 2026. This represents an increase of 20.2% from the same quarter a year earlier. Against the prior quarter it is up 0.4%.

EPS (Diluted)
$0.53
YoY+29.3%

FHNPL earned $0.53 per diluted share (EPS) in Q1 2026. This represents an increase of 29.3% from the same quarter a year earlier.

EBITDA

Not reported for Q1 2026.

Cash & Balance Sheet

Free Cash Flow
$270.0M
YoY-20.6%
QoQ-30.6%

FHNPL generated $270.0M in free cash flow in Q1 2026, representing cash available after capex. This represents a decrease of 20.6% from the same quarter a year earlier. Against the prior quarter it is down 30.6%.

Cash & Debt
$1.6B
YoY0.0%
QoQ+3.0%
5Y CAGR-0.6%

FHNPL held $1.6B in cash as of Q1 2026; long-term debt is not reported for that period.

Dividends Per Share
$0.17
YoY+13.3%

FHNPL paid $0.17 per share in dividends in Q1 2026. This represents an increase of 13.3% from the same quarter a year earlier.

Shares Outstanding
475M
YoY-6.4%
QoQ-1.8%
5Y CAGR-3.0%
10Y CAGR+7.4%

FHNPL had 475M shares outstanding in Q1 2026. This represents a decrease of 6.4% from the same quarter a year earlier. Against the prior quarter it is down 1.8%.

Margins & Returns

Net Margin
30.4%
YoY+3.5pp
QoQ+1.0pp

FHNPL's net profit margin was 30.4% in Q1 2026, showing the share of revenue converted to profit. This is up 3.5 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.0 percentage points.

Return on Equity
2.9%
YoY+0.4pp
QoQ-0.1pp

FHNPL's ROE was 2.9% in Q1 2026, measuring profit generated per dollar of shareholder equity. This is up 0.4 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.1 percentage points.

Gross Margin

Not reported for Q1 2026.

Operating Margin

Not reported for Q1 2026.

Capital Allocation

Share Buybacks
$235.0M
YoY-35.6%
QoQ-29.9%
5Y CAGR+30.5%
10Y CAGR+12.0%

FHNPL spent $235.0M on share buybacks in Q1 2026, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 35.6% from the same quarter a year earlier. Against the prior quarter it is down 29.9%.

Capital Expenditures
$8.0M
YoY-11.1%
QoQ+14.3%

FHNPL invested $8.0M in capex in Q1 2026, funding long-term assets and infrastructure. This represents a decrease of 11.1% from the same quarter a year earlier. Against the prior quarter it is up 14.3%.

R&D Spending

Not reported for Q1 2026.

FHNPL Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FHNPL quarterly income statement
MetricQ1'2610-QQ4'2510-QQ3'2510-QQ2'25Q1'2510-QQ4'2410-KQ3'2410-QQ2'24
Revenue$862.0M+6.2%$888.0M+21.8%$889.0M+7.5%$830.0M+1.8%$812.0M-0.9%$729.0M$827.0M$815.0M+8955.6%
SG&A Expenses$289.0M+3.6%$302.0M+9.8%$296.0M+5.0%$282.0M+1.1%$279.0M-7.3%$275.0M$282.0M+6.0%$279.0M-2.1%
Interest Expense$337.0M-12.0%$375.0M-14.2%$403.0M-18.1%$403.0M-13.1%$383.0M-14.5%$437.0M$492.0M+3.6%$464.0M+20.5%
Income Tax$76.0M+20.6%$77.0M+92.5%$78.0M+34.5%$64.0M+14.3%$63.0M+10.5%$40.0M$58.0M+11.5%$56.0M-41.7%
Net Income$262.0M+20.2%$261.0M+57.2%$262.0M+20.2%$241.0M+21.1%$218.0M+13.5%$166.0M$218.0M+59.1%$199.0M-38.8%
EPS (Basic)$0.54+31.7%N/A$0.50+25.0%$0.46+35.3%$0.41+24.2%N/A$0.40+73.9%$0.34-42.4%
EPS (Diluted)$0.53+29.3%N/A$0.50+25.0%$0.45+32.4%$0.41+24.2%N/A$0.40+73.9%$0.34-39.3%
Diluted Shares (Avg)487M-7.0%N/A510M-5.1%514M-6.1%523M-6.2%N/A538M-4.2%547M-2.5%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

FHNPL Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FHNPL quarterly balance sheet
MetricQ1'2610-QQ4'2510-QQ3'2510-QQ2'25Q1'2510-QQ4'2410-KQ3'2410-QQ2'24
Total Assets$84.1B+3.2%$83.9B+2.1%$83.2B+0.7%$82.1B-0.2%$81.5B-0.4%$82.2B+0.6%$82.6B+0.1%$82.2B-3.3%
Cash & Equivalents$1.6B0.0%$1.6B+3.8%$1.7B-17.2%$1.5B+4.1%$1.6B+4.9%$1.5B-11.2%$2.0B+41.6%$1.5B+2.6%
Goodwill$1.5B0.0%$1.5B0.0%$1.5B0.0%$1.5B0.0%$1.5B0.0%$1.5B0.0%$1.5B-0.1%$1.5B-0.1%
Total Liabilities$74.7B+3.1%$74.7B+2.3%$73.9B+0.9%$72.8B-0.6%$72.4B-0.2%$73.0B+0.9%$73.3B-0.6%$73.3B-3.7%
Total Equity$9.2B+4.8%$8.8B+0.4%$8.9B-0.8%$9.0B+3.5%$8.7B-1.5%$8.8B-2.0%$9.0B+6.2%$8.7B-0.1%
Retained Earnings$5.2B+15.2%$5.0B+14.8%$4.8B+12.6%$4.7B+12.0%$4.5B+10.9%$4.4B+10.5%$4.3B+11.1%$4.2B+8.9%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

FHNPL Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FHNPL quarterly cash flow statement
MetricQ1'2610-QQ4'2510-QQ3'2510-QQ2'25Q1'2510-QQ4'2410-KQ3'2410-QQ2'24
Operating Cash Flow$278.0M-20.3%$396.0M+107.3%-$200.0M-151.4%$83.0M+155.3%$349.0M-58.4%$191.0M-47.7%$389.0M-44.3%-$150.0M-149.2%
Depreciation & Amortization$22.0M+4.8%$17.0M-29.2%$6.0M-80.6%$20.0M0.0%$21.0M-19.2%$24.0M$31.0M$20.0M
Stock-Based Compensation$13.0M-27.8%N/AN/AN/A$18.0M0.0%N/AN/AN/A
Capital Expenditures$8.0M-11.1%$7.0M-58.8%$8.0M+33.3%$9.0M-18.2%$9.0M-10.0%$17.0M+21.4%$6.0M$11.0M
Free Cash Flow$270.0M-20.6%$389.0M+123.6%-$208.0M-154.3%$74.0M+146.0%$340.0M-58.9%$174.0M-50.4%$383.0M-$161.0M
Investing Cash Flow-$224.0M-132.3%-$995.0M-288.7%-$16.0M-103.3%-$776.0M-90.2%$693.0M+179.1%-$256.0M-120.8%$482.0M-78.8%-$408.0M+90.0%
Financing Cash Flow-$6.0M+99.4%$508.0M+217.1%$387.0M+233.0%$565.0M+26.1%-$936.0M-637.0%-$434.0M+66.6%-$291.0M+90.1%$448.0M-88.5%
Dividends Paid$73.0M-8.8%$76.0M-5.0%$76.0M-6.2%$82.0M-4.7%$80.0M-5.9%$80.0M-4.8%$81.0M-3.6%$86.0M+2.4%
Share Buybacks$235.0M-35.6%$335.0M+104.3%$190.0M+153.3%$28.0M-87.7%$365.0M+129.6%$164.0M$75.0M$228.0M+3700.0%

FHNPL Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FHNPL quarterly financial ratios
MetricQ1'2610-QQ4'2510-QQ3'2510-QQ2'25Q1'2510-QQ4'2410-KQ3'2410-QQ2'24
Net Margin30.4%+3.5pp29.4%+6.6pp29.5%+3.1pp29.0%+4.6pp26.9%+3.4pp22.8%26.4%24.4%
Return on Equity2.9%+0.4pp2.9%+1.1pp2.9%+0.5pp2.7%+0.4pp2.5%+0.3pp1.9%2.4%+0.8pp2.3%-1.4pp
Return on Assets0.3%0.0pp0.3%+0.1pp0.3%+0.1pp0.3%+0.1pp0.3%0.0pp0.2%0.3%+0.1pp0.2%-0.1pp
Debt-to-Equity8.14-0.1x8.45+0.2x8.26+0.1x8.13-0.3x8.28+0.1x8.29+0.2x8.13-0.5x8.46-0.3x
Asset Turnover0.010.0x0.010.0x0.010.0x0.010.0x0.010.0x0.010.010.010.0x
FCF Margin31.3%-10.6pp43.8%+19.9pp-23.4%-69.7pp8.9%+28.7pp41.9%23.9%46.3%-19.8%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Frequently Asked Questions

What is FHNPL's annual revenue?

FHNPL (FHNPL) reported $3.4B in total revenue for fiscal year 2025. This represents a 7.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is FHNPL's revenue growing?

FHNPL (FHNPL) revenue grew by 7.2% year-over-year, from $3.2B to $3.4B in fiscal year 2025.

Is FHNPL profitable?

Yes, FHNPL (FHNPL) reported a net income of $982.0M in fiscal year 2025, with a net profit margin of 28.7%.

FHNPL (FHNPL) reported diluted earnings per share of $1.87 for fiscal year 2025. This represents a 37.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

FHNPL (FHNPL) had a net profit margin of 28.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, FHNPL (FHNPL) paid $0.60 per share in dividends during fiscal year 2025.

FHNPL (FHNPL) has a return on equity of 11.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

FHNPL (FHNPL) generated $595.0M in free cash flow during fiscal year 2025. This represents a -51.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

FHNPL (FHNPL) generated $628.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

FHNPL (FHNPL) had $83.9B in total assets as of fiscal year 2025, including both current and long-term assets.

FHNPL (FHNPL) invested $33.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, FHNPL (FHNPL) spent $918.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

FHNPL (FHNPL) had 483M shares outstanding as of fiscal year 2025.

FHNPL (FHNPL) had a debt-to-equity ratio of 8.45 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

FHNPL (FHNPL) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

FHNPL (FHNPL) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

FHNPL (FHNPL) has an earnings quality ratio of 0.64x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

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