What is FHNPL's earnings per share (EPS)?

FHNPL (FHNPL) reported diluted earnings per share of $1.87 for fiscal year 2025. This represents a 37.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

FHNPL Financials

FHNPL

Source SEC Filings (10-K/10-Q) Updated Mar 31, 2026 Currency USD FYE December

This page shows FHNPL (FHNPL) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 18 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FHNPL FY2025 2026-04-22

Leverage amplifies modest asset returns, while aggressive buybacks outpaced current-year cash generation in FY2025.

In FY2025, profit and cash diverged: net income improved to $982M, but operating cash flow fell to $628M. With capital returns of $1.23B against operating cash flow of $628M, capital returns exceeded internally generated cash; positive financing cash flow shows the gap was bridged through the balance sheet.

The core mechanic is balance-sheet leverage: FY2025 return on assets was only 1.2%, yet return on equity reached 11.1% because liabilities funded most of the asset base. With total assets at $83.9B against revenue of $3.42B, the balance sheet is the income engine; the revenue line matters less than how efficiently assets are funded and deployed.

FY2025 EPS rose faster than net income because repurchases changed the share count. Shares outstanding fell by about 7.4% while buybacks reached $918M, so per-share growth came from both higher profit and a smaller denominator; the $0.60 annual dividend was the smaller piece of capital return.

Financial Health Signals

Financial Profile 27/100

Based on FY2025 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of FHNPL's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

FHNPL's revenue grew 7.2% year-over-year to $3.4B, a solid pace of expansion. This earns a growth score of 32/100.

Leverage

FHNPL has elevated debt relative to equity (D/E of 8.45), meaning the company relies heavily on borrowed funds. This high leverage results in a low score of 0/100, reflecting increased financial risk.

Cash Flow

FHNPL converts 17.4% of revenue into free cash flow ($595.0M). This strong cash generation earns a score of 94/100.

Returns

FHNPL's ROE of 11.1% shows moderate profitability relative to equity, earning a score of 34/100. This is up from 8.8% the prior year.

Piotroski F-Score Neutral

5/9

FHNPL passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.64x

For every $1 of reported earnings, FHNPL generates $0.64 in operating cash flow ($628.0M OCF vs $982.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$3.4B

YoY+7.2%

10Y CAGR+11.4%

FHNPL generated $3.4B in revenue in fiscal year 2025. This represents an increase of 7.2% from the prior year.

EBITDA

N/A

Net Income

$982.0M

YoY+26.7%

5Y CAGR+3.1%

10Y CAGR+27.6%

FHNPL reported $982.0M in net income in fiscal year 2025. This represents an increase of 26.7% from the prior year.

EPS (Diluted)

$1.87

YoY+37.5%

5Y CAGR-0.2%

10Y CAGR+18.6%

FHNPL earned $1.87 per diluted share (EPS) in fiscal year 2025. This represents an increase of 37.5% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$595.0M

YoY-51.4%

10Y CAGR+6.3%

FHNPL generated $595.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 51.4% from the prior year.

Cash & Debt

$1.6B

YoY+3.8%

5Y CAGR-0.7%

FHNPL held $1.6B in cash against $0 in long-term debt as of fiscal year 2025.

Dividends Per Share

$0.60

YoY+0.0%

5Y CAGR+0.0%

10Y CAGR+9.6%

FHNPL paid $0.60 per share in dividends in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Shares Outstanding

483M

YoY-7.4%

5Y CAGR-2.7%

10Y CAGR+7.3%

FHNPL had 483M shares outstanding in fiscal year 2025. This represents a decrease of 7.4% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

28.7%

YoY+4.4pp

10Y CAGR+21.3pp

FHNPL's net profit margin was 28.7% in fiscal year 2025, showing the share of revenue converted to profit. This is up 4.4 percentage points from the prior year.

Return on Equity

11.1%

YoY+2.3pp

5Y CAGR+0.6pp

10Y CAGR+7.4pp

FHNPL's ROE was 11.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 2.3 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$918.0M

YoY+46.6%

5Y CAGR+196.6%

10Y CAGR+39.6%

FHNPL spent $918.0M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 46.6% from the prior year.

Capital Expenditures

$33.0M

YoY-25.0%

5Y CAGR-38.6%

10Y CAGR-2.7%

FHNPL invested $33.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 25.0% from the prior year.

FHNPL Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$3.4B+7.2%	$3.2B-8.0%	$3.5B+8.1%	$3.2B	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$1.2B+1.9%	$1.1B+3.4%	$1.1B-0.1%	$1.1B-9.0%	$1.2B+17.1%	$1.0B
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$1.6B-15.0%	$1.8B+18.0%	$1.6B+436.1%	$291.0M+77.4%	$164.0M-30.5%	$236.0M
Income Tax	$282.0M+33.6%	$211.0M-0.5%	$212.0M-14.2%	$247.0M-9.9%	$274.0M+260.5%	$76.0M
Net Income	$982.0M+26.7%	$775.0M-13.6%	$897.0M-0.3%	$900.0M-9.9%	$999.0M+18.2%	$845.0M
EPS (Diluted)	$1.87+37.5%	$1.36-11.7%	$1.54+0.7%	$1.53-12.1%	$1.74-7.9%	$1.89

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Revenue	$862.0M-2.9%	$888.0M-0.1%	$889.0M+7.1%	$830.0M+2.2%	$812.0M+11.4%	$729.0M-11.9%	$827.0M+1.5%	$815.0M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$289.0M-4.3%	$302.0M+2.0%	$296.0M+5.0%	$282.0M+1.1%	$279.0M+1.5%	$275.0M-2.5%	$282.0M+1.1%	$279.0M
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$337.0M-10.1%	$375.0M-6.9%	$403.0M0.0%	$403.0M+5.2%	$383.0M-12.4%	$437.0M-11.2%	$492.0M+6.0%	$464.0M
Income Tax	$76.0M-1.3%	$77.0M-1.3%	$78.0M+21.9%	$64.0M+1.6%	$63.0M+57.5%	$40.0M-31.0%	$58.0M+3.6%	$56.0M
Net Income	$262.0M+0.4%	$261.0M-0.4%	$262.0M+8.7%	$241.0M+10.6%	$218.0M+31.3%	$166.0M-23.9%	$218.0M+9.5%	$199.0M
EPS (Diluted)	$0.53	N/A	$0.50+11.1%	$0.45+9.8%	$0.41	N/A	$0.40+17.6%	$0.34

FHNPL Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$83.9B+2.1%	$82.2B+0.6%	$81.7B+3.4%	$79.0B-11.4%	$89.1B+5.8%	$84.2B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$1.6B+3.8%	$1.5B-11.2%	$1.7B+12.2%	$1.5B-13.7%	$1.8B+8.5%	$1.6B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$1.5B0.0%	$1.5B0.0%	$1.5B-0.1%	$1.5B0.0%	$1.5B0.0%	$1.5B
Total Liabilities	$74.7B+2.3%	$73.0B+0.9%	$72.4B+2.8%	$70.4B-12.6%	$80.6B+6.2%	$75.9B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$8.8B+0.4%	$8.8B-2.0%	$9.0B+9.0%	$8.3B+0.6%	$8.2B+2.3%	$8.0B
Retained Earnings	$5.0B+14.8%	$4.4B+10.5%	$4.0B+15.6%	$3.4B+18.6%	$2.9B+27.9%	$2.3B

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Total Assets	$84.1B+0.3%	$83.9B+0.8%	$83.2B+1.3%	$82.1B+0.7%	$81.5B-0.8%	$82.2B-0.6%	$82.6B+0.5%	$82.2B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$1.6B+3.0%	$1.6B-5.4%	$1.7B+11.3%	$1.5B-7.8%	$1.6B+6.9%	$1.5B-24.5%	$2.0B+39.8%	$1.5B
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$1.5B0.0%	$1.5B0.0%	$1.5B0.0%	$1.5B0.0%	$1.5B0.0%	$1.5B0.0%	$1.5B0.0%	$1.5B
Total Liabilities	$74.7B-0.1%	$74.7B+1.1%	$73.9B+1.5%	$72.8B+0.5%	$72.4B-0.8%	$73.0B-0.4%	$73.3B+0.1%	$73.3B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$9.2B+3.7%	$8.8B-1.1%	$8.9B-0.1%	$9.0B+2.4%	$8.7B-0.8%	$8.8B-2.3%	$9.0B+4.2%	$8.7B
Retained Earnings	$5.2B+3.5%	$5.0B+3.8%	$4.8B+3.8%	$4.7B+3.4%	$4.5B+3.1%	$4.4B+1.8%	$4.3B+3.2%	$4.2B

FHNPL Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$628.0M-50.5%	$1.3B-2.4%	$1.3B-43.3%	$2.3B+216.0%	$725.0M+321.5%	$172.0M
Capital Expenditures	$33.0M-25.0%	$44.0M+18.9%	$37.0M+32.1%	$28.0M-24.3%	$37.0M-90.2%	$379.0M
Free Cash Flow	$595.0M-51.4%	$1.2B-3.0%	$1.3B-44.2%	$2.3B+228.9%	$688.0M+432.4%	-$207.0M
Investing Cash Flow	-$1.1B-3.4%	-$1.1B+59.4%	-$2.6B-131.3%	$8.3B+281.1%	-$4.6B+7.4%	-$5.0B
Financing Cash Flow	$524.0M+229.7%	-$404.0M-127.0%	$1.5B+113.7%	-$10.9B-370.6%	$4.0B-22.4%	$5.2B
Dividends Paid	$314.0M-5.4%	$332.0M-0.9%	$335.0M+3.4%	$324.0M-2.7%	$333.0M+50.0%	$222.0M
Share Buybacks	$918.0M+46.6%	$626.0M+6160.0%	$10.0M-16.7%	$12.0M-97.1%	$416.0M+10300.0%	$4.0M

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Operating Cash Flow	$278.0M-29.8%	$396.0M+298.0%	-$200.0M-341.0%	$83.0M-76.2%	$349.0M+82.7%	$191.0M-50.9%	$389.0M+359.3%	-$150.0M
Capital Expenditures	$8.0M+14.3%	$7.0M-12.5%	$8.0M-11.1%	$9.0M0.0%	$9.0M-47.1%	$17.0M+183.3%	$6.0M-45.5%	$11.0M
Free Cash Flow	$270.0M-30.6%	$389.0M+287.0%	-$208.0M-381.1%	$74.0M-78.2%	$340.0M+95.4%	$174.0M-54.6%	$383.0M+337.9%	-$161.0M
Investing Cash Flow	-$224.0M+77.5%	-$995.0M-6118.8%	-$16.0M+97.9%	-$776.0M-212.0%	$693.0M+370.7%	-$256.0M-153.1%	$482.0M+218.1%	-$408.0M
Financing Cash Flow	-$6.0M-101.2%	$508.0M+31.3%	$387.0M-31.5%	$565.0M+160.4%	-$936.0M-115.7%	-$434.0M-49.1%	-$291.0M-165.0%	$448.0M
Dividends Paid	$73.0M-3.9%	$76.0M0.0%	$76.0M-7.3%	$82.0M+2.5%	$80.0M0.0%	$80.0M-1.2%	$81.0M-5.8%	$86.0M
Share Buybacks	$235.0M-29.9%	$335.0M+76.3%	$190.0M+578.6%	$28.0M-92.3%	$365.0M+122.6%	$164.0M+118.7%	$75.0M-67.1%	$228.0M

FHNPL Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	28.7%+4.4pp	24.3%-1.6pp	25.9%-2.2pp	28.1%	N/A	N/A
Return on Equity	11.1%+2.3pp	8.8%-1.2pp	10.0%-0.9pp	10.9%-1.3pp	12.2%+1.6pp	10.5%
Return on Assets	1.2%+0.2pp	0.9%-0.2pp	1.1%-0.0pp	1.1%+0.0pp	1.1%+0.1pp	1.0%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	8.45+0.2	8.29+0.2	8.04-0.5	8.53-1.3	9.83+0.4	9.47
FCF Margin	17.4%-21.0pp	38.4%+2.0pp	36.4%-34.2pp	70.6%	N/A	N/A

Metric	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	30.4%+1.0pp	29.4%-0.1pp	29.5%+0.4pp	29.0%+2.2pp	26.9%+4.1pp	22.8%-3.6pp	26.4%+1.9pp	24.4%
Return on Equity	2.9%-0.1pp	2.9%+0.0pp	2.9%+0.2pp	2.7%+0.2pp	2.5%+0.6pp	1.9%-0.5pp	2.4%+0.1pp	2.3%
Return on Assets	0.3%0.0pp	0.3%0.0pp	0.3%+0.0pp	0.3%+0.0pp	0.3%+0.1pp	0.2%-0.1pp	0.3%+0.0pp	0.2%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	8.14-0.3	8.45+0.2	8.26+0.1	8.13-0.2	8.280.0	8.29+0.2	8.13-0.3	8.46
FCF Margin	31.3%-12.5pp	43.8%+67.2pp	-23.4%-32.3pp	8.9%-33.0pp	41.9%+18.0pp	23.9%-22.4pp	46.3%+66.1pp	-19.8%

Frequently Asked Questions

What is FHNPL's annual revenue?

FHNPL (FHNPL) reported $3.4B in total revenue for fiscal year 2025. This represents a 7.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is FHNPL's revenue growing?

FHNPL (FHNPL) revenue grew by 7.2% year-over-year, from $3.2B to $3.4B in fiscal year 2025.

Is FHNPL profitable?

Yes, FHNPL (FHNPL) reported a net income of $982.0M in fiscal year 2025, with a net profit margin of 28.7%.

What is FHNPL's net profit margin?

FHNPL (FHNPL) had a net profit margin of 28.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does FHNPL pay dividends?

Yes, FHNPL (FHNPL) paid $0.60 per share in dividends during fiscal year 2025.

What is FHNPL's return on equity (ROE)?

FHNPL (FHNPL) has a return on equity of 11.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is FHNPL's free cash flow?

FHNPL (FHNPL) generated $595.0M in free cash flow during fiscal year 2025. This represents a -51.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is FHNPL's operating cash flow?

FHNPL (FHNPL) generated $628.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are FHNPL's total assets?

FHNPL (FHNPL) had $83.9B in total assets as of fiscal year 2025, including both current and long-term assets.

What are FHNPL's capital expenditures?

FHNPL (FHNPL) invested $33.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does FHNPL buy back shares?

Yes, FHNPL (FHNPL) spent $918.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does FHNPL have outstanding?

FHNPL (FHNPL) had 483M shares outstanding as of fiscal year 2025.

What is FHNPL's debt-to-equity ratio?

FHNPL (FHNPL) had a debt-to-equity ratio of 8.45 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is FHNPL's return on assets (ROA)?

FHNPL (FHNPL) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is FHNPL's Piotroski F-Score?

FHNPL (FHNPL) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are FHNPL's earnings high quality?

FHNPL (FHNPL) has an earnings quality ratio of 0.64x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is FHNPL?

FHNPL (FHNPL) scores 27 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.