What is Financial Instns Inc's earnings per share (EPS)?

Financial Instns Inc (FIISO) reported diluted earnings per share of $3.61 for fiscal year 2025. This represents a 231.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Financial Instns Inc (FIISO) Financials

FIISO

Trailing 12 months to June 30, 2026

Revenue $333.7M +4.3% YoY

Net Income $82.6M +336.5% YoY

EPS (Diluted) $4.03 +242.9% YoY

Free Cash Flow $56.2M +99.5% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 3, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 3, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FIISO SEC filings page.

Financial Instns Inc (FIISO) reported $333.7M in revenue over the twelve months to Jun 30, 2026, up 4.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FIISO FY2025 2026-08-29

Interest-cost volatility drives earnings, while balance-sheet growth and weak cash conversion make reported profit an incomplete operating signal.

The FY2025 earnings rebound did not translate proportionally into cash: net income recovered to $74.9M, but operating cash flow was only $18.8M. Free cash flow was $13.3M, far below FY2024's $72.2M, so profit and cash are being shaped by different balance-sheet flows rather than moving together. That gap matters because the income statement's recovery overstates the cash produced by the period's operations.

By FY2025, assets had expanded to $6.27B while equity reached $628.9M; the business grew with a larger absolute capital base, not merely through added liabilities. Equity represented 10.0% of assets, up from 7.0% in FY2022, indicating a thicker capital cushion even though the balance sheet remains liability-funded.

Net margin swung from -13.3% in FY2024 to 22.5% in FY2025, making the rebound look cyclical rather than like steady margin expansion. Interest expense was $133M in FY2025 while return on assets recovered to 1.2%; funding costs remain a central earnings swing factor relative to the asset base.

Financial Health Signals

Financial health score not available

Financial Instns Inc does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/7

Financial Instns Inc passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Low Quality

0.25x

For every $1 of reported earnings, Financial Instns Inc generates $0.25 in operating cash flow ($18.8M OCF vs $74.9M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$83.1M

YoY+0.3%

QoQ+1.9%

5Y CAGR+15.2%

10Y CAGR+11.4%

Financial Instns Inc generated $83.1M in revenue in Q2 2026. This represents an increase of 0.3% from the same quarter a year earlier. Against the prior quarter it is up 1.9%.

Net Income

$21.2M

YoY+20.8%

QoQ+0.9%

5Y CAGR+1.0%

10Y CAGR+11.5%

Financial Instns Inc reported $21.2M in net income in Q2 2026. This represents an increase of 20.8% from the same quarter a year earlier. Against the prior quarter it is up 0.9%.

EPS (Diluted)

$1.04

YoY+22.4%

QoQ0.0%

5Y CAGR-3.6%

10Y CAGR+8.3%

Financial Instns Inc earned $1.04 per diluted share (EPS) in Q2 2026. This represents an increase of 22.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$21.8M

YoY+398.0%

QoQ-5.3%

5Y CAGR+36.2%

10Y CAGR+16.2%

Financial Instns Inc generated $21.8M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 398.0% from the same quarter a year earlier. Against the prior quarter it is down 5.3%.

Cash & Debt

$99.2M

YoY+6.6%

QoQ+16.1%

Financial Instns Inc held $99.2M in cash against $78.7M in long-term debt as of Q2 2026.

Dividends Per Share

$0.32

YoY+3.2%

QoQ0.0%

5Y CAGR+3.5%

10Y CAGR+4.8%

Financial Instns Inc paid $0.32 per share in dividends in Q2 2026. This represents an increase of 3.2% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

20M

YoY-2.1%

QoQ+0.1%

5Y CAGR+4.5%

10Y CAGR+3.1%

Financial Instns Inc had 20M shares outstanding in Q2 2026. This represents a decrease of 2.1% from the same quarter a year earlier. Against the prior quarter it is up 0.1%.

Margins & Returns

Net Margin

25.5%

YoY+4.3pp

QoQ-0.2pp

5Y CAGR-23.8pp

10Y CAGR+0.2pp

Financial Instns Inc's net profit margin was 25.5% in Q2 2026, showing the share of revenue converted to profit. This is up 4.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.2 percentage points.

Return on Equity

3.3%

YoY+0.4pp

QoQ0.0pp

5Y CAGR-0.9pp

10Y CAGR+1.1pp

Financial Instns Inc's ROE was 3.3% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.4 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$65K

QoQ-98.9%

5Y CAGR+130.5%

Financial Instns Inc spent $65K on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is down 98.9%.

Capital Expenditures

$848K

YoY-46.9%

QoQ+30.5%

5Y CAGR-32.4%

10Y CAGR-1.3%

Financial Instns Inc invested $848K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 46.9% from the same quarter a year earlier. Against the prior quarter it is up 30.5%.

R&D Spending

Not reported for Q2 2026.

FIISO Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FIISO quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$333.7M	$333.0M+6.3%	$313.2M+9.5%	$286.1M+45.9%	$196.1M+17.3%	$167.2M+3.7%	$161.3M-4.4%	$168.8M+10.5%	$152.7M+17.4%	$130.1M+12.9%	$115.2M+9.3%	$105.5M+4.3%	$101.1M+2.1%	$98.9M+1.4%	$97.6M+2.6%	$95.1M
SG&A Expenses	$75.6M	$72.8M+10.1%	$66.1M-8.0%	$71.9M+3.2%	$69.6M+14.4%	$60.9M+2.6%	$59.3M+5.3%	$56.3M+3.1%	$54.6M+12.3%	$48.7M+7.7%	$45.2M+6.5%	$42.4M+10.0%	$38.6M+2.0%	$37.8M-5.7%	$40.1M+12.3%	$35.7M
Interest Expense	$124.4M	$133.0M-11.1%	$149.6M+24.3%	$120.4M+319.1%	$28.7M+130.3%	$12.5M-44.1%	$22.3M-42.6%	$38.9M+30.2%	$29.9M+70.7%	$17.5M+39.5%	$12.5M+23.7%	$10.1M+39.2%	$7.3M-0.8%	$7.3M-18.9%	$9.1M-31.7%	$13.3M
Income Tax	$17.0M	$16.5M+162.2%	-$26.5M-307.2%	$12.8M-11.2%	$14.4M-26.3%	$19.5M+164.2%	$7.4M-30.0%	$10.6M+5.5%	$10.0M+0.6%	$9.9M-18.6%	$12.2M+15.9%	$10.5M+9.5%	$9.6M-22.2%	$12.4M+9.3%	$11.3M-0.8%	$11.4M
Net Income	$82.6M	$74.9M+279.8%	-$41.6M-182.9%	$50.3M-11.2%	$56.6M-27.2%	$77.7M+102.7%	$38.3M-21.6%	$48.9M+23.6%	$39.5M+17.9%	$33.5M+5.0%	$31.9M+12.7%	$28.3M-3.5%	$29.4M+15.0%	$25.5M+8.9%	$23.4M+2.9%	$22.8M
EPS (Basic)	N/A	$3.65+232.7%	-$2.75-186.8%	$3.17-11.5%	$3.58-25.6%	$4.81+109.1%	$2.30-22.6%	$2.97+24.3%	$2.39+12.2%	$2.13+0.9%	$2.11+10.5%	$1.91-5.0%	$2.01+14.9%	$1.75+9.4%	$1.60+6.7%	$1.50
EPS (Diluted)	$4.03	$3.61+231.3%	-$2.75-187.3%	$3.15-11.5%	$3.56-25.5%	$4.78+107.8%	$2.30-22.3%	$2.96+23.8%	$2.39+12.2%	$2.13+1.4%	$2.10+10.5%	$1.90-5.0%	$2.00+14.3%	$1.75+9.4%	$1.60+7.4%	$1.49
Diluted Shares (Avg)	N/A	20M+29.6%	16M+1.3%	15M0.0%	15M-2.9%	16M-0.8%	16M+0.2%	16M+0.5%	16M+5.8%	15M+4.1%	14M+2.5%	14M+1.4%	14M+1.2%	14M+0.2%	14M+4.5%	13M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$83.1M+0.3%	$81.6M+0.6%	$84.6M+8.4%	$84.4M+8.4%	$82.9M+5.2%	$81.1M+3.4%	$78.1M+2.1%	$77.9M+4.3%
SG&A Expenses	$19.2M+6.1%	$18.6M+10.1%	$19.3M+12.6%	$18.5M+16.6%	$18.1M+14.7%	$16.9M-2.5%	$17.2M-3.8%	$15.9M-12.6%
Interest Expense	$29.7M-11.9%	$29.6M-13.5%	$32.4M-11.1%	$32.6M-12.3%	$33.7M-10.2%	$34.2M-10.8%	$36.5M-0.5%	$37.2M+12.7%
Income Tax	$4.4M+11.5%	$3.8M+2.7%	$4.0M+112.4%	$4.8M+340.0%	$4.0M-12.3%	$3.7M+952.2%	-$32.5M-729.5%	$1.1M-55.7%
Net Income	$21.2M+20.8%	$21.0M+24.3%	$20.0M+124.1%	$20.5M+52.1%	$17.5M-31.6%	$16.9M+715.4%	-$82.8M-946.7%	$13.5M-4.0%
EPS (Basic)	$1.06+24.7%	$1.05+28.0%	$0.97+118.1%	$1.00+17.6%	$0.85-48.2%	$0.82+645.5%	-$5.35-977.0%	$0.85-4.5%
EPS (Diluted)	$1.04+22.4%	$1.04+28.4%	$0.96+118.0%	$0.99+17.9%	$0.85-47.5%	$0.81+636.4%	-$5.32-986.7%	$0.84-4.5%
Diluted Shares (Avg)	20M-1.7%	20M-1.8%	N/A	20M+30.1%	20M+30.5%	20M+30.5%	N/A	16M+1.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

FIISO Balance Sheet

FIISO quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$6.3B+2.6%	$6.1B-0.7%	$6.2B+6.3%	$5.8B+5.0%	$5.5B+12.4%	$4.9B+12.0%	$4.4B+1.7%	$4.3B+5.0%	$4.1B+10.6%	$3.7B+9.7%	$3.4B+9.4%	$3.1B+5.5%	$2.9B+6.0%	$2.8B+18.3%	$2.3B
Cash & Equivalents	$108.8M+24.5%	$87.3M-29.8%	$124.4M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$58.2M-2.6%	$59.7M-1.2%	$60.4M+5.0%	$57.6M
Short-Term Investments	$0	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0
Goodwill	$58.1M0.0%	$58.1M-13.3%	$67.1M0.0%	$67.1M0.0%	$67.1M+1.5%	$66.1M0.0%	$66.1M0.0%	$66.1M+0.3%	$65.8M-0.9%	$66.4M+10.0%	$60.4M-1.2%	$61.2M+26.0%	$48.5M0.0%	$48.5M+29.9%	$37.4M
Total Liabilities	$5.6B+1.8%	$5.5B-2.8%	$5.7B+5.8%	$5.4B+7.5%	$5.0B+12.9%	$4.4B+12.6%	$3.9B+0.8%	$3.9B+5.1%	$3.7B+9.8%	$3.4B+9.8%	$3.1B+9.9%	$2.8B+5.1%	$2.7B+6.5%	$2.5B+19.6%	$2.1B
Long-Term Debt	$193.7M+55.1%	$124.8M+0.2%	$124.5M+67.8%	$74.2M+0.4%	$73.9M+0.4%	$73.6M+87.5%	$39.3M+0.2%	$39.2M+0.2%	$39.1M+0.2%	$39.1M+0.2%	$39.0M	$0	$0	N/A	N/A
Total Equity	$628.9M+10.5%	$569.0M+25.1%	$454.8M+12.1%	$405.6M-19.7%	$505.1M+7.9%	$468.4M+6.7%	$438.9M+10.8%	$396.3M+4.0%	$381.2M+19.1%	$320.1M+8.9%	$293.8M+5.1%	$279.5M+9.7%	$254.8M+0.4%	$253.9M+7.0%	$237.2M
Retained Earnings	$437.1M+12.5%	$388.7M-14.0%	$451.7M+7.2%	$421.3M+9.7%	$384.0M+18.2%	$324.9M+3.7%	$313.4M+12.0%	$279.9M+8.9%	$257.1M+8.2%	$237.7M+8.6%	$218.9M+7.7%	$203.3M+9.2%	$186.1M+8.1%	$172.2M+9.0%	$158.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$6.3B+3.1%	$6.3B-0.7%	$6.3B+2.6%	$6.3B+2.1%	$6.1B+0.2%	$6.3B+0.7%	$6.1B-0.7%	$6.2B+0.3%
Cash & Equivalents	$99.2M+6.6%	$85.5M-48.9%	$108.8M+24.5%	$185.9M	$93.0M	$167.4M	$87.3M-29.8%	N/A
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	N/A
Goodwill	$58.1M0.0%	$58.1M0.0%	$58.1M0.0%	$58.1M0.0%	$58.1M0.0%	$58.1M-13.4%	$58.1M-13.3%	$58.1M-13.3%
Total Liabilities	$5.7B+2.7%	$5.7B-1.5%	$5.6B+1.8%	$5.7B+0.2%	$5.5B-2.2%	$5.8B-1.7%	$5.5B-2.8%	$5.7B-1.3%
Long-Term Debt	$78.7M-31.5%	$78.6M-37.1%	$193.7M+55.1%	$115.0M-7.8%	$115.0M-7.8%	$124.9M+0.2%	$124.8M+0.2%	$124.8M+0.2%
Total Equity	$643.4M+6.9%	$631.7M+7.1%	$628.9M+10.5%	$621.7M+24.3%	$601.7M+28.7%	$589.9M+32.3%	$569.0M+25.1%	$500.3M+22.4%
Retained Earnings	$466.0M+13.7%	$451.5M+13.2%	$437.1M+12.5%	$423.8M-11.3%	$409.9M-12.7%	$399.0M-11.1%	$388.7M-14.0%	$477.9M+6.9%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

FIISO Cash Flow Statement

FIISO quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$60.9M	$18.8M-75.6%	$77.1M+608.0%	$10.9M-91.8%	$133.6M+83.1%	$73.0M+67.9%	$43.5M-24.7%	$57.7M-11.4%	$65.1M+40.8%	$46.3M-0.9%	$46.7M+8.4%	$43.1M+22.3%	$35.2M-5.3%	$37.2M-3.9%	$38.7M+20.9%	$32.0M
Depreciation & Amortization	N/A	$7.9M+2.7%	$7.7M-5.1%	$8.1M-0.3%	$8.1M+0.8%	$8.0M+2.0%	$7.9M-3.9%	$8.2M+26.8%	$6.5M+4.9%	$6.2M+3.7%	$6.0M+9.7%	$5.4M+18.5%	$4.6M+9.6%	$4.2M+9.2%	$3.8M+10.4%	$3.5M
Stock-Based Compensation	N/A	$3.1M+91.1%	$1.6M-3.8%	$1.7M-34.4%	$2.6M+46.4%	$1.7M+30.8%	$1.3M-5.2%	$1.4M+8.1%	$1.3M+10.8%	$1.2M+38.9%	$845K+25.4%	$674K+43.1%	$471K+15.7%	$407K-22.6%	$526K-52.4%	$1.1M
Capital Expenditures	$4.6M	$5.5M+11.5%	$5.0M+66.2%	$3.0M-64.2%	$8.4M-11.0%	$9.4M+120.5%	$4.3M+17.2%	$3.6M+28.0%	$2.8M-63.3%	$7.7M+1.6%	$7.6M+1.7%	$7.5M+40.6%	$5.3M+56.3%	$3.4M-41.6%	$5.8M+58.8%	$3.7M
Free Cash Flow	$56.2M	$13.3M-81.6%	$72.2M+813.1%	$7.9M-93.7%	$125.2M+97.0%	$63.6M+62.2%	$39.2M-27.5%	$54.1M-13.2%	$62.3M+61.6%	$38.5M-1.4%	$39.1M+9.8%	$35.6M+19.1%	$29.9M-11.5%	$33.8M+2.8%	$32.9M+15.9%	$28.3M
Investing Cash Flow	-$199.2M	-$140.0M-1601.1%	-$8.2M+97.3%	-$310.1M+4.6%	-$325.2M+48.7%	-$633.4M-19.3%	-$531.1M-2047.2%	-$24.7M+89.0%	-$225.4M+39.5%	-$372.6M-14.1%	-$326.7M-6.8%	-$305.9M-99.3%	-$153.5M+36.6%	-$242.2M-144.5%	-$99.1M+5.5%	-$104.9M
Financing Cash Flow	$144.5M	$142.7M+234.6%	-$106.0M-136.2%	$293.2M+20.7%	$242.9M-55.5%	$545.7M+16.5%	$468.5M+2156.4%	-$22.8M-113.9%	$163.8M-53.8%	$354.3M+21.7%	$291.1M+10.0%	$264.8M+126.8%	$116.7M-42.9%	$204.3M+223.1%	$63.2M-30.8%	$91.4M
Dividends Paid	$25.0M	$24.7M+33.5%	$18.5M+1.3%	$18.3M+3.9%	$17.6M+3.5%	$17.0M+3.0%	$16.5M+4.4%	$15.8M+5.7%	$14.9M+19.6%	$12.5M+8.8%	$11.5M+2.0%	$11.3M+7.0%	$10.5M+7.9%	$9.8M+31.9%	$7.4M+35.7%	$5.4M
Share Buybacks	$17.1M	$11.4M+2580.5%	$426K-25.4%	$571K-96.3%	$15.3M+66.1%	$9.2M+4318.7%	$209K-28.7%	$293K+159.3%	$113K-23.6%	$148K	N/A	$202K+4.1%	$194K-15.3%	$229K-58.9%	$557K+159.1%	$215K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$22.7M+495.8%	$23.7M+136.8%	$21.4M-20.8%	-$6.9M-420.5%	-$5.7M-116.0%	$10.0M-18.6%	$27.0M+156.7%	$2.1M-95.1%
Depreciation & Amortization	$1.9M-1.7%	$1.8M-5.7%	$2.2M+11.6%	$1.9M+2.7%	$1.9M+2.6%	$1.9M-5.8%	$2.0M-2.7%	$1.8M-8.3%
Stock-Based Compensation	$1.3M+33.1%	$903K+78.5%	N/A	$756K+53.0%	$954K+27.9%	$506K-11.1%	N/A	$494K-31.5%
Capital Expenditures	$848K-46.9%	$650K-20.3%	$2.1M+426.3%	$1.0M-58.5%	$1.6M+67.8%	$816K-30.5%	$403K-67.8%	$2.4M+382.4%
Free Cash Flow	$21.8M+398.0%	$23.0M+150.7%	$19.3M-27.5%	-$7.9M-2541.1%	-$7.3M-121.1%	$9.2M-17.3%	$26.6M+154.4%	-$299K-100.7%
Investing Cash Flow	-$31.8M-126.8%	-$55.8M+62.1%	-$62.3M+53.9%	-$49.4M-161.8%	$118.9M+62.7%	-$147.3M-462.9%	-$134.9M-400.8%	$79.8M+2084.2%
Financing Cash Flow	$22.9M+112.2%	$8.8M-96.0%	-$36.3M+33.1%	$149.2M+601.9%	-$187.5M+6.0%	$217.3M+71.8%	-$54.3M-881.8%	$21.3M+176.3%
Dividends Paid	$6.6M+0.9%	$6.6M+3.4%	$5.1M+45.1%	$6.6M+32.0%	$6.6M+32.1%	$6.4M+28.1%	$3.5M+0.6%	$5.0M+0.6%
Share Buybacks	$65K	$6.1M+1174.4%	$10.9M+272500.0%	$34K+30.8%	$0-100.0%	$481K+22.4%	$4K-50.0%	$26K

FIISO Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FIISO quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	22.5%+35.8pp	-13.3%-30.9pp	17.6%-11.3pp	28.8%-17.6pp	46.5%+22.7pp	23.8%-5.2pp	28.9%+3.1pp	25.9%+0.1pp	25.8%-1.9pp	27.7%+0.8pp	26.9%-2.2pp	29.0%+3.2pp	25.8%+1.8pp	24.0%+0.1pp	24.0%
Return on Equity	11.9%+19.2pp	-7.3%-18.4pp	11.1%-2.9pp	14.0%-1.4pp	15.4%+7.2pp	8.2%-2.9pp	11.1%+1.2pp	10.0%+1.2pp	8.8%-1.2pp	10.0%+0.3pp	9.6%-0.9pp	10.5%+0.5pp	10.0%+0.8pp	9.2%-0.4pp	9.6%
Return on Assets	1.2%+1.9pp	-0.7%-1.5pp	0.8%-0.2pp	1.0%-0.4pp	1.4%+0.6pp	0.8%-0.3pp	1.1%+0.2pp	0.9%+0.1pp	0.8%0.0pp	0.9%0.0pp	0.8%-0.1pp	0.9%+0.1pp	0.9%0.0pp	0.9%-0.1pp	1.0%
Debt-to-Equity	0.31+0.1x	0.22-0.1x	0.27+0.1x	0.180.0x	0.150.0x	0.16+0.1x	0.090.0x	0.100.0x	0.100.0x	0.120.0x	0.13+0.1x	0.000.0x	0.00-9.9x	9.89+1.0x	8.85
Asset Turnover	0.050.0x	0.050.0x	0.050.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.04
FCF Margin	4.0%-19.1pp	23.0%+20.3pp	2.8%-61.1pp	63.8%+25.8pp	38.0%+13.7pp	24.3%-7.7pp	32.0%-8.8pp	40.8%+11.2pp	29.6%-4.3pp	33.9%+0.2pp	33.8%+4.2pp	29.6%-4.6pp	34.2%+0.5pp	33.7%+3.9pp	29.8%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	25.5%+4.3pp	25.7%+4.9pp	23.6%	24.3%+7.0pp	21.2%-11.4pp	20.8%+18.2pp	-106.0%	17.3%-1.5pp
Return on Equity	3.3%+0.4pp	3.3%+0.5pp	3.2%+17.7pp	3.3%+0.6pp	2.9%-2.6pp	2.9%+2.4pp	-14.6%-16.7pp	2.7%-0.7pp
Return on Assets	0.3%0.0pp	0.3%+0.1pp	0.3%+1.7pp	0.3%+0.1pp	0.3%-0.1pp	0.3%+0.2pp	-1.4%-1.5pp	0.2%0.0pp
Debt-to-Equity	0.12-0.1x	0.12-0.1x	0.31+0.1x	0.18-0.1x	0.19-0.1x	0.21-0.1x	0.22-0.1x	0.25-0.1x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	26.3%+35.1pp	28.2%+16.9pp	22.8%-11.3pp	-9.3%-9.0pp	-8.8%-52.9pp	11.3%-2.8pp	34.1%+98.0pp	-0.4%-58.3pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.

Where Financial Instns Inc Ranks

Frequently Asked Questions

What is Financial Instns Inc's annual revenue?

Financial Instns Inc (FIISO) reported $333.0M in total revenue for fiscal year 2025. This represents a 6.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Financial Instns Inc's revenue growing?

Financial Instns Inc (FIISO) revenue grew by 6.3% year-over-year, from $313.2M to $333.0M in fiscal year 2025.

Is Financial Instns Inc profitable?

Yes, Financial Instns Inc (FIISO) reported a net income of $74.9M in fiscal year 2025, with a net profit margin of 22.5%.

How much debt does Financial Instns Inc have?

As of fiscal year 2025, Financial Instns Inc (FIISO) had $108.8M in cash and equivalents against $193.7M in long-term debt.

What is Financial Instns Inc's net profit margin?

Financial Instns Inc (FIISO) had a net profit margin of 22.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Financial Instns Inc pay dividends?

Yes, Financial Instns Inc (FIISO) paid $1.24 per share in dividends during fiscal year 2025.

What is Financial Instns Inc's return on equity (ROE)?

Financial Instns Inc (FIISO) has a return on equity of 11.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Financial Instns Inc's free cash flow?

Financial Instns Inc (FIISO) generated $13.3M in free cash flow during fiscal year 2025. This represents a -81.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Financial Instns Inc's operating cash flow?

Financial Instns Inc (FIISO) generated $18.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Financial Instns Inc's total assets?

Financial Instns Inc (FIISO) had $6.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Financial Instns Inc's capital expenditures?

Financial Instns Inc (FIISO) invested $5.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Financial Instns Inc buy back shares?

Yes, Financial Instns Inc (FIISO) spent $11.4M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Financial Instns Inc have outstanding?

Financial Instns Inc (FIISO) had 20M shares outstanding as of fiscal year 2025.

What is Financial Instns Inc's debt-to-equity ratio?

Financial Instns Inc (FIISO) had a debt-to-equity ratio of 0.31 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Financial Instns Inc's return on assets (ROA)?

Financial Instns Inc (FIISO) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Financial Instns Inc's Piotroski F-Score?

Financial Instns Inc (FIISO) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Financial Instns Inc's earnings high quality?

Financial Instns Inc (FIISO) has an earnings quality ratio of 0.25x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.