What is FINANCIAL INSTNS 3% PFD's earnings per share (EPS)?

FINANCIAL INSTNS 3% PFD (FIISP) reported diluted earnings per share of $3.61 for fiscal year 2025. This represents a 231.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

FINANCIAL INSTNS 3% PFD (FIISP) Financials

FIISP

Trailing 12 months to June 30, 2026

Revenue $254.9M +4.0% YoY

Net Income $82.6M +336.5% YoY

EPS (Diluted) $4.03 +242.9% YoY

Free Cash Flow $56.2M +99.5% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 3, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 3, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FIISP SEC filings page.

FINANCIAL INSTNS 3% PFD (FIISP) reported $254.9M in revenue over the twelve months to Jun 30, 2026, up 4.0% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FIISP FY2025 2026-09-05

The dominant mechanic is balance-sheet intensity: profit rebounds, but cash conversion stays thin as leverage rises.

FY2025 net income of $74.9M coexisted with operating cash flow of $18.8M, so the profit rebound was not translating into comparable internally generated cash. Free cash flow was only $13.3M, reinforcing that reported earnings and cash capacity were moving on different tracks.

With assets of $6.3B against FY2025 revenue of $244.9M, this is a balance-sheet-intensive model where asset productivity matters more than conventional margin analysis. ROA of 1.2% and debt-to-equity of 0.3x show a low earnings yield on the asset base alongside a more leveraged posture than FY2024.

Operating cash flow of $18.8M was dwarfed by financing cash flow of $142.7M, indicating that FY2025 activity relied more on funding flows than on cash produced by operations. That financing dependence makes cash generation, rather than reported profitability alone, the clearer measure of financial capacity.

Financial Health Signals

Financial health score not available

FINANCIAL INSTNS 3% PFD does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/7

FINANCIAL INSTNS 3% PFD passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Low Quality

0.25x

For every $1 of reported earnings, FINANCIAL INSTNS 3% PFD generates $0.25 in operating cash flow ($18.8M OCF vs $74.9M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

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Earnings & Revenue

Revenue

$64.3M

YoY+7.7%

QoQ+2.6%

5Y CAGR+6.1%

10Y CAGR+6.5%

FINANCIAL INSTNS 3% PFD generated $64.3M in revenue in Q2 2026. This represents an increase of 7.7% from the same quarter a year earlier. Against the prior quarter it is up 2.6%.

Net Income

$21.2M

YoY+20.8%

QoQ+0.9%

5Y CAGR+1.0%

10Y CAGR+11.5%

FINANCIAL INSTNS 3% PFD reported $21.2M in net income in Q2 2026. This represents an increase of 20.8% from the same quarter a year earlier. Against the prior quarter it is up 0.9%.

EPS (Diluted)

$1.04

YoY+22.4%

QoQ0.0%

5Y CAGR-3.6%

10Y CAGR+8.3%

FINANCIAL INSTNS 3% PFD earned $1.04 per diluted share (EPS) in Q2 2026. This represents an increase of 22.4% from the same quarter a year earlier. It is unchanged from the prior quarter.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$21.8M

YoY+398.0%

QoQ-5.3%

5Y CAGR+36.2%

10Y CAGR+16.2%

FINANCIAL INSTNS 3% PFD generated $21.8M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 398.0% from the same quarter a year earlier. Against the prior quarter it is down 5.3%.

Cash & Debt

$99.2M

YoY+6.6%

QoQ+16.1%

FINANCIAL INSTNS 3% PFD held $99.2M in cash against $78.7M in long-term debt as of Q2 2026.

Dividends Per Share

$0.32

YoY+3.2%

QoQ0.0%

5Y CAGR+3.5%

10Y CAGR+4.8%

FINANCIAL INSTNS 3% PFD paid $0.32 per share in dividends in Q2 2026. This represents an increase of 3.2% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

20M

YoY-2.1%

QoQ+0.1%

5Y CAGR+4.5%

10Y CAGR+3.1%

FINANCIAL INSTNS 3% PFD had 20M shares outstanding in Q2 2026. This represents a decrease of 2.1% from the same quarter a year earlier. Against the prior quarter it is up 0.1%.

Margins & Returns

Net Margin

32.9%

YoY+3.6pp

QoQ-0.5pp

5Y change-9.2pp

10Y change+12.0pp

FINANCIAL INSTNS 3% PFD's net profit margin was 32.9% in Q2 2026, showing the share of revenue converted to profit. This is up 3.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.5 percentage points.

Return on Equity

3.3%

YoY+0.4pp

QoQ0.0pp

5Y change-0.9pp

10Y change+1.1pp

FINANCIAL INSTNS 3% PFD's ROE was 3.3% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.4 percentage points from the same quarter a year earlier. It is unchanged from the prior quarter.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$65K

QoQ-98.9%

5Y CAGR+130.5%

FINANCIAL INSTNS 3% PFD spent $65K on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is down 98.9%.

Capital Expenditures

$848K

YoY-46.9%

QoQ+30.5%

5Y CAGR-32.4%

10Y CAGR-1.3%

FINANCIAL INSTNS 3% PFD invested $848K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 46.9% from the same quarter a year earlier. Against the prior quarter it is up 30.5%.

R&D Spending

Not reported for Q2 2026.

FIISP Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FIISP quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$254.9M	$244.9M+109.5%	$116.9M-45.4%	$214.0M+0.1%	$213.6M+6.0%	$201.6M+10.7%	$182.2M+7.0%	$170.3M+6.9%	$159.3M+8.1%	$147.3M+6.4%	$138.4M+10.2%	$125.7M+5.5%	$119.1M+2.3%	$116.4M+2.8%	$113.3M+7.1%	$105.8M
SG&A Expenses	$75.6M	$72.8M+10.1%	$66.1M-8.0%	$71.9M+3.2%	$69.6M+14.4%	$60.9M+2.6%	$59.3M+5.3%	$56.3M+3.1%	$54.6M+12.3%	$48.7M+7.7%	$45.2M+6.5%	$42.4M+10.0%	$38.6M+2.0%	$37.8M-5.7%	$40.1M+12.3%	$35.7M
Interest Expense	$124.4M	$133.0M-11.1%	$149.6M+24.3%	$120.4M+319.1%	$28.7M+130.3%	$12.5M-44.1%	$22.3M-42.6%	$38.9M+30.2%	$29.9M+70.7%	$17.5M+39.5%	$12.5M+23.7%	$10.1M+39.2%	$7.3M-0.8%	$7.3M-18.9%	$9.1M-31.7%	$13.3M
Income Tax	$17.0M	$16.5M+162.2%	-$26.5M-307.2%	$12.8M-11.2%	$14.4M-26.3%	$19.5M+164.2%	$7.4M-30.0%	$10.6M+5.5%	$10.0M+0.6%	$9.9M-18.6%	$12.2M+15.9%	$10.5M+9.5%	$9.6M-22.2%	$12.4M+9.3%	$11.3M-0.8%	$11.4M
Net Income	$82.6M	$74.9M+279.8%	-$41.6M-182.9%	$50.3M-11.2%	$56.6M-27.2%	$77.7M+102.7%	$38.3M-21.6%	$48.9M+23.6%	$39.5M+17.9%	$33.5M+5.0%	$31.9M+12.7%	$28.3M-3.5%	$29.4M+15.0%	$25.5M+8.9%	$23.4M+2.9%	$22.8M
EPS (Basic)	N/A	$3.65+232.7%	-$2.75-186.8%	$3.17-11.5%	$3.58-25.6%	$4.81+109.1%	$2.30-22.6%	$2.97+24.3%	$2.39+12.2%	$2.13+0.9%	$2.11+10.5%	$1.91-5.0%	$2.01+14.9%	$1.75+9.4%	$1.60+6.7%	$1.50
EPS (Diluted)	$4.03	$3.61+231.3%	-$2.75-187.3%	$3.15-11.5%	$3.56-25.5%	$4.78+107.8%	$2.30-22.3%	$2.96+23.8%	$2.39+12.2%	$2.13+1.4%	$2.10+10.5%	$1.90-5.0%	$2.00+14.3%	$1.75+9.4%	$1.60+7.4%	$1.49
Diluted Shares (Avg)	N/A	20M+29.6%	16M+1.3%	15M0.0%	15M-2.9%	16M-0.8%	16M+0.2%	16M+0.5%	16M+5.8%	15M+4.1%	14M+2.5%	14M+1.4%	14M+1.2%	14M+0.2%	14M+4.5%	13M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$64.3M+7.7%	$62.7M+9.5%	$64.1M-17.9%	$63.8M+27.4%	$59.7M-8.4%	$57.2M+12.3%	$78.1M+41.4%	$50.1M-3.9%
SG&A Expenses	$19.2M+6.1%	$18.6M+10.1%	$19.3M+12.6%	$18.5M+16.6%	$18.1M+14.7%	$16.9M-2.5%	$17.2M-3.8%	$15.9M-12.6%
Interest Expense	$29.7M-11.9%	$29.6M-13.5%	$32.4M-11.1%	$32.6M-12.3%	$33.7M-10.2%	$34.2M-10.8%	$36.5M-0.5%	$37.2M+12.7%
Income Tax	$4.4M+11.5%	$3.8M+2.7%	$4.0M+112.4%	$4.8M+340.0%	$4.0M-12.3%	$3.7M+952.2%	-$32.5M-729.5%	$1.1M-55.7%
Net Income	$21.2M+20.8%	$21.0M+24.3%	$20.0M+124.1%	$20.5M+52.1%	$17.5M-31.6%	$16.9M+715.4%	-$82.8M-946.7%	$13.5M-4.0%
EPS (Basic)	$1.06+24.7%	$1.05+28.0%	$0.97+118.1%	$1.00+17.6%	$0.85-48.2%	$0.82+645.5%	-$5.35-977.0%	$0.85-4.5%
EPS (Diluted)	$1.04+22.4%	$1.04+28.4%	$0.96+118.0%	$0.99+17.9%	$0.85-47.5%	$0.81+636.4%	-$5.32-986.7%	$0.84-4.5%
Diluted Shares (Avg)	20M-1.7%	20M-1.8%	N/A	20M+30.1%	20M+30.5%	20M+30.5%	N/A	16M+1.1%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

FIISP Balance Sheet

FIISP quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$6.3B+2.6%	$6.1B-0.7%	$6.2B+6.3%	$5.8B+5.0%	$5.5B+12.4%	$4.9B+12.0%	$4.4B+1.7%	$4.3B+5.0%	$4.1B+10.6%	$3.7B+9.7%	$3.4B+9.4%	$3.1B+5.5%	$2.9B+6.0%	$2.8B+18.3%	$2.3B
Cash & Equivalents	$108.8M+24.5%	$87.3M-29.8%	$124.4M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$58.2M-2.6%	$59.7M-1.2%	$60.4M+5.0%	$57.6M
Short-Term Investments	$0	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0
Goodwill	$58.1M0.0%	$58.1M-13.3%	$67.1M0.0%	$67.1M0.0%	$67.1M+1.5%	$66.1M0.0%	$66.1M0.0%	$66.1M+0.3%	$65.8M-0.9%	$66.4M+10.0%	$60.4M-1.2%	$61.2M+26.0%	$48.5M0.0%	$48.5M+29.9%	$37.4M
Total Liabilities	$5.6B+1.8%	$5.5B-2.8%	$5.7B+5.8%	$5.4B+7.5%	$5.0B+12.9%	$4.4B+12.6%	$3.9B+0.8%	$3.9B+5.1%	$3.7B+9.8%	$3.4B+9.8%	$3.1B+9.9%	$2.8B+5.1%	$2.7B+6.5%	$2.5B+19.6%	$2.1B
Long-Term Debt	$193.7M+55.1%	$124.8M+0.2%	$124.5M+67.8%	$74.2M+0.4%	$73.9M+0.4%	$73.6M+87.5%	$39.3M+0.2%	$39.2M+0.2%	$39.1M+0.2%	$39.1M+0.2%	$39.0M	$0	$0	N/A	N/A
Total Equity	$628.9M+10.5%	$569.0M+25.1%	$454.8M+12.1%	$405.6M-19.7%	$505.1M+7.9%	$468.4M+6.7%	$438.9M+10.8%	$396.3M+4.0%	$381.2M+19.1%	$320.1M+8.9%	$293.8M+5.1%	$279.5M+9.7%	$254.8M+0.4%	$253.9M+7.0%	$237.2M
Retained Earnings	$437.1M+12.5%	$388.7M-14.0%	$451.7M+7.2%	$421.3M+9.7%	$384.0M+18.2%	$324.9M+3.7%	$313.4M+12.0%	$279.9M+8.9%	$257.1M+8.2%	$237.7M+8.6%	$218.9M+7.7%	$203.3M+9.2%	$186.1M+8.1%	$172.2M+9.0%	$158.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$6.3B+3.1%	$6.3B-0.7%	$6.3B+2.6%	$6.3B+2.1%	$6.1B+0.2%	$6.3B+0.7%	$6.1B-0.7%	$6.2B+0.3%
Cash & Equivalents	$99.2M+6.6%	$85.5M-48.9%	$108.8M+24.5%	$185.9M	$93.0M	$167.4M	$87.3M-29.8%	N/A
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	N/A
Goodwill	$58.1M0.0%	$58.1M0.0%	$58.1M0.0%	$58.1M0.0%	$58.1M0.0%	$58.1M-13.4%	$58.1M-13.3%	$58.1M-13.3%
Total Liabilities	$5.7B+2.7%	$5.7B-1.5%	$5.6B+1.8%	$5.7B+0.2%	$5.5B-2.2%	$5.8B-1.7%	$5.5B-2.8%	$5.7B-1.3%
Long-Term Debt	$78.7M-31.5%	$78.6M-37.1%	$193.7M+55.1%	$115.0M-7.8%	$115.0M-7.8%	$124.9M+0.2%	$124.8M+0.2%	$124.8M+0.2%
Total Equity	$643.4M+6.9%	$631.7M+7.1%	$628.9M+10.5%	$621.7M+24.3%	$601.7M+28.7%	$589.9M+32.3%	$569.0M+25.1%	$500.3M+22.4%
Retained Earnings	$466.0M+13.7%	$451.5M+13.2%	$437.1M+12.5%	$423.8M-11.3%	$409.9M-12.7%	$399.0M-11.1%	$388.7M-14.0%	$477.9M+6.9%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

FIISP Cash Flow Statement

FIISP quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$60.9M	$18.8M-75.6%	$77.1M+608.0%	$10.9M-91.8%	$133.6M+83.1%	$73.0M+67.9%	$43.5M-24.7%	$57.7M-11.4%	$65.1M+40.8%	$46.3M-0.9%	$46.7M+8.4%	$43.1M+22.3%	$35.2M-5.3%	$37.2M-3.9%	$38.7M+20.9%	$32.0M
Depreciation & Amortization	N/A	$7.9M+2.7%	$7.7M-5.1%	$8.1M-0.3%	$8.1M+0.8%	$8.0M+2.0%	$7.9M-3.9%	$8.2M+26.8%	$6.5M+4.9%	$6.2M+3.7%	$6.0M+9.7%	$5.4M+18.5%	$4.6M+9.6%	$4.2M+9.2%	$3.8M+10.4%	$3.5M
Stock-Based Compensation	N/A	$3.1M+91.1%	$1.6M-3.8%	$1.7M-34.4%	$2.6M+46.4%	$1.7M+30.8%	$1.3M-5.2%	$1.4M+8.1%	$1.3M+10.8%	$1.2M+38.9%	$845K+25.4%	$674K+43.1%	$471K+15.7%	$407K-22.6%	$526K-52.4%	$1.1M
Capital Expenditures	$4.6M	$5.5M+11.5%	$5.0M+66.2%	$3.0M-64.2%	$8.4M-11.0%	$9.4M+120.5%	$4.3M+17.2%	$3.6M+28.0%	$2.8M-63.3%	$7.7M+1.6%	$7.6M+1.7%	$7.5M+40.6%	$5.3M+56.3%	$3.4M-41.6%	$5.8M+58.8%	$3.7M
Free Cash Flow	$56.2M	$13.3M-81.6%	$72.2M+813.1%	$7.9M-93.7%	$125.2M+97.0%	$63.6M+62.2%	$39.2M-27.5%	$54.1M-13.2%	$62.3M+61.6%	$38.5M-1.4%	$39.1M+9.8%	$35.6M+19.1%	$29.9M-11.5%	$33.8M+2.8%	$32.9M+15.9%	$28.3M
Investing Cash Flow	-$199.2M	-$140.0M-1601.1%	-$8.2M+97.3%	-$310.1M+4.6%	-$325.2M+48.7%	-$633.4M-19.3%	-$531.1M-2047.2%	-$24.7M+89.0%	-$225.4M+39.5%	-$372.6M-14.1%	-$326.7M-6.8%	-$305.9M-99.3%	-$153.5M+36.6%	-$242.2M-144.5%	-$99.1M+5.5%	-$104.9M
Financing Cash Flow	$144.5M	$142.7M+234.6%	-$106.0M-136.2%	$293.2M+20.7%	$242.9M-55.5%	$545.7M+16.5%	$468.5M+2156.4%	-$22.8M-113.9%	$163.8M-53.8%	$354.3M+21.7%	$291.1M+10.0%	$264.8M+126.8%	$116.7M-42.9%	$204.3M+223.1%	$63.2M-30.8%	$91.4M
Dividends Paid	$25.0M	$24.7M+33.5%	$18.5M+1.3%	$18.3M+3.9%	$17.6M+3.5%	$17.0M+3.0%	$16.5M+4.4%	$15.8M+5.7%	$14.9M+19.6%	$12.5M+8.8%	$11.5M+2.0%	$11.3M+7.0%	$10.5M+7.9%	$9.8M+31.9%	$7.4M+35.7%	$5.4M
Share Buybacks	$17.1M	$11.4M+2580.5%	$426K-25.4%	$571K-96.3%	$15.3M+66.1%	$9.2M+4318.7%	$209K-28.7%	$293K+159.3%	$113K-23.6%	$148K	N/A	$202K+4.1%	$194K-15.3%	$229K-58.9%	$557K+159.1%	$215K

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$22.7M+495.8%	$23.7M+136.8%	$21.4M-20.8%	-$6.9M-420.5%	-$5.7M-116.0%	$10.0M-18.6%	$27.0M+156.7%	$2.1M-95.1%
Depreciation & Amortization	$1.9M-1.7%	$1.8M-5.7%	$2.2M+11.6%	$1.9M+2.7%	$1.9M+2.6%	$1.9M-5.8%	$2.0M-2.7%	$1.8M-8.3%
Stock-Based Compensation	$1.3M+33.1%	$903K+78.5%	N/A	$756K+53.0%	$954K+27.9%	$506K-11.1%	N/A	$494K-31.5%
Capital Expenditures	$848K-46.9%	$650K-20.3%	$2.1M+426.3%	$1.0M-58.5%	$1.6M+67.8%	$816K-30.5%	$403K-67.8%	$2.4M+382.4%
Free Cash Flow	$21.8M+398.0%	$23.0M+150.7%	$19.3M-27.5%	-$7.9M-2541.1%	-$7.3M-121.1%	$9.2M-17.3%	$26.6M+154.4%	-$299K-100.7%
Investing Cash Flow	-$31.8M-126.8%	-$55.8M+62.1%	-$62.3M+53.9%	-$49.4M-161.8%	$118.9M+62.7%	-$147.3M-462.9%	-$134.9M-400.8%	$79.8M+2084.2%
Financing Cash Flow	$22.9M+112.2%	$8.8M-96.0%	-$36.3M+33.1%	$149.2M+601.9%	-$187.5M+6.0%	$217.3M+71.8%	-$54.3M-881.8%	$21.3M+176.3%
Dividends Paid	$6.6M+0.9%	$6.6M+3.4%	$5.1M+45.1%	$6.6M+32.0%	$6.6M+32.1%	$6.4M+28.1%	$3.5M+0.6%	$5.0M+0.6%
Share Buybacks	$65K	$6.1M+1174.4%	$10.9M+272500.0%	$34K+30.8%	$0-100.0%	$481K+22.4%	$4K-50.0%	$26K

FIISP Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FIISP quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	30.6%+66.2pp	-35.6%-59.1pp	23.5%-3.0pp	26.5%-12.0pp	38.5%+17.5pp	21.0%-7.6pp	28.7%+3.9pp	24.8%+2.1pp	22.8%-0.3pp	23.1%+0.5pp	22.6%-2.1pp	24.6%+2.7pp	21.9%+1.2pp	20.7%-0.9pp	21.6%
Return on Equity	11.9%+19.2pp	-7.3%-18.4pp	11.1%-2.9pp	14.0%-1.4pp	15.4%+7.2pp	8.2%-2.9pp	11.1%+1.2pp	10.0%+1.2pp	8.8%-1.2pp	10.0%+0.3pp	9.6%-0.9pp	10.5%+0.5pp	10.0%+0.8pp	9.2%-0.4pp	9.6%
Return on Assets	1.2%+1.9pp	-0.7%-1.5pp	0.8%-0.2pp	1.0%-0.4pp	1.4%+0.6pp	0.8%-0.3pp	1.1%+0.2pp	0.9%+0.1pp	0.8%0.0pp	0.9%0.0pp	0.8%-0.1pp	0.9%+0.1pp	0.9%0.0pp	0.9%-0.1pp	1.0%
Debt-to-Equity	0.31+0.1x	0.22-0.1x	0.27+0.1x	0.180.0x	0.150.0x	0.16+0.1x	0.090.0x	0.100.0x	0.100.0x	0.120.0x	0.13+0.1x	0.000.0x	0.00-9.9x	9.89+1.0x	8.85
Asset Turnover	0.040.0x	0.020.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.05
FCF Margin	5.4%-56.3pp	61.7%+58.0pp	3.7%-54.9pp	58.6%+27.1pp	31.5%+10.0pp	21.5%-10.2pp	31.8%-7.4pp	39.1%+12.9pp	26.2%-2.1pp	28.2%-0.1pp	28.3%+3.2pp	25.1%-3.9pp	29.0%0.0pp	29.0%+2.2pp	26.8%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	32.9%+3.6pp	33.5%+4.0pp	31.2%	32.1%+5.2pp	29.3%-10.0pp	29.5%+25.4pp	-106.0%	26.9%0.0pp
Return on Equity	3.3%+0.4pp	3.3%+0.5pp	3.2%+17.7pp	3.3%+0.6pp	2.9%-2.6pp	2.9%+2.4pp	-14.6%-16.7pp	2.7%-0.7pp
Return on Assets	0.3%0.0pp	0.3%+0.1pp	0.3%+1.7pp	0.3%+0.1pp	0.3%-0.1pp	0.3%+0.2pp	-1.4%-1.5pp	0.2%0.0pp
Debt-to-Equity	0.12-0.1x	0.12-0.1x	0.31+0.1x	0.18-0.1x	0.19-0.1x	0.21-0.1x	0.22-0.1x	0.25-0.1x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	33.9%+46.2pp	36.8%+20.7pp	30.1%-4.0pp	-12.4%-11.8pp	-12.3%-65.5pp	16.1%-5.8pp	34.1%+122.6pp	-0.6%-83.5pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.

Where FINANCIAL INSTNS 3% PFD Ranks

Frequently Asked Questions

What is FINANCIAL INSTNS 3% PFD's annual revenue?

FINANCIAL INSTNS 3% PFD (FIISP) reported $244.9M in total revenue for fiscal year 2025. This represents a 109.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is FINANCIAL INSTNS 3% PFD's revenue growing?

FINANCIAL INSTNS 3% PFD (FIISP) revenue grew by 109.5% year-over-year, from $116.9M to $244.9M in fiscal year 2025.

Is FINANCIAL INSTNS 3% PFD profitable?

Yes, FINANCIAL INSTNS 3% PFD (FIISP) reported a net income of $74.9M in fiscal year 2025, with a net profit margin of 30.6%.

How much debt does FINANCIAL INSTNS 3% PFD have?

As of fiscal year 2025, FINANCIAL INSTNS 3% PFD (FIISP) had $108.8M in cash and equivalents against $193.7M in long-term debt.

What is FINANCIAL INSTNS 3% PFD's net profit margin?

FINANCIAL INSTNS 3% PFD (FIISP) had a net profit margin of 30.6% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does FINANCIAL INSTNS 3% PFD pay dividends?

Yes, FINANCIAL INSTNS 3% PFD (FIISP) paid $1.24 per share in dividends during fiscal year 2025.

What is FINANCIAL INSTNS 3% PFD's return on equity (ROE)?

FINANCIAL INSTNS 3% PFD (FIISP) has a return on equity of 11.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is FINANCIAL INSTNS 3% PFD's free cash flow?

FINANCIAL INSTNS 3% PFD (FIISP) generated $13.3M in free cash flow during fiscal year 2025. This represents a -81.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is FINANCIAL INSTNS 3% PFD's operating cash flow?

FINANCIAL INSTNS 3% PFD (FIISP) generated $18.8M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are FINANCIAL INSTNS 3% PFD's total assets?

FINANCIAL INSTNS 3% PFD (FIISP) had $6.3B in total assets as of fiscal year 2025, including both current and long-term assets.

What are FINANCIAL INSTNS 3% PFD's capital expenditures?

FINANCIAL INSTNS 3% PFD (FIISP) invested $5.5M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does FINANCIAL INSTNS 3% PFD buy back shares?

Yes, FINANCIAL INSTNS 3% PFD (FIISP) spent $11.4M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does FINANCIAL INSTNS 3% PFD have outstanding?

FINANCIAL INSTNS 3% PFD (FIISP) had 20M shares outstanding as of fiscal year 2025.

What is FINANCIAL INSTNS 3% PFD's debt-to-equity ratio?

FINANCIAL INSTNS 3% PFD (FIISP) had a debt-to-equity ratio of 0.31 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is FINANCIAL INSTNS 3% PFD's return on assets (ROA)?

FINANCIAL INSTNS 3% PFD (FIISP) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is FINANCIAL INSTNS 3% PFD's Piotroski F-Score?

FINANCIAL INSTNS 3% PFD (FIISP) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are FINANCIAL INSTNS 3% PFD's earnings high quality?

FINANCIAL INSTNS 3% PFD (FIISP) has an earnings quality ratio of 0.25x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.