FOXO TECHNOLOGIES INC WTS (FOXOW) Financials

FOXOW

FY2025 annual

Revenue $16.4M +304.0% YoY

Net Income -$12.4M -0.2% YoY

Free Cash Flow -$3.9M YoY not available

Operating Cash Flow -$3.9M -36.1% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 14, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FOXOW SEC filings page.

FOXO TECHNOLOGIES INC WTS (FOXOW) reported $16.4M in revenue for fiscal year 2025, up 304.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI FOXOW FY2025 2026-08-30

Rapid revenue expansion is improving loss efficiency, but the model still shows financing dependence.

Revenue expansion coincided with operating-margin improvement from -191.6% in FY2024 to -63.1% in FY2025, indicating the larger sales base absorbed a greater share of operating costs. Yet the operating loss widened from -$7.8M to -$10.3M, so the improvement reflects better efficiency relative to sales—not break-even economics.

The FY2025 net loss of -$12.4M was materially larger than operating cash flow of -$3.9M, indicating that reported expenses exceeded the period’s direct cash use. Free cash flow of -$3.9M stayed close to operating cash flow because investing outlays were limited, making ongoing cash needs primarily operational rather than reinvestment-driven.

The 0.1x current ratio indicates that near-term liabilities are not matched by comparable current assets. Financing cash flow supplied $4.7M alongside operating cash flow of -$3.9M, meaning FY2025 cash needs were funded through financing flows rather than operations.

Financial Health Signals

Financial health score not available

FOXO TECHNOLOGIES INC WTS does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

4/7

FOXO TECHNOLOGIES INC WTS passes 4 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality No Cash Backing

N/A

FOXO TECHNOLOGIES INC WTS reported a net loss of $12.4M while operations used $3.9M of cash. With neither figure positive, the ratio between the two carries no quality signal.

Interest Coverage At Risk

N/A

FOXO TECHNOLOGIES INC WTS reported an operating loss of $10.3M against $3.4M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.

Key Financial Metrics

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Earnings & Revenue

Revenue

$4.7M

YoY-9.6%

QoQ-8.8%

FOXO TECHNOLOGIES INC WTS generated $4.7M in revenue in Q2 2026. This represents a decrease of 9.6% from the same quarter a year earlier. Against the prior quarter it is down 8.8%.

EBITDA

$8.9M

YoY+1467.4%

QoQ+8538.4%

FOXO TECHNOLOGIES INC WTS's EBITDA was $8.9M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 1467.4% from the same quarter a year earlier. Against the prior quarter it is up 8538.4%.

Net Income

$8.1M

YoY+1659.3%

QoQ+660.6%

FOXO TECHNOLOGIES INC WTS reported $8.1M in net income in Q2 2026. This represents an increase of 1659.3% from the same quarter a year earlier. Against the prior quarter it is up 660.6%.

EPS (Diluted)

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$293K

QoQ+150.4%

FOXO TECHNOLOGIES INC WTS generated $293K in free cash flow in Q2 2026, representing cash available after capex. Against the prior quarter it is up 150.4%.

Cash & Debt

$58K

YoY-81.8%

QoQ-11.4%

5Y CAGR-45.0%

FOXO TECHNOLOGIES INC WTS held $58K in cash as of Q2 2026; long-term debt is not reported for that period.

Shares Outstanding

FOXO TECHNOLOGIES INC WTS had 2M shares outstanding in Q2 2026.

Dividends Per Share

Not reported for Q2 2026.

Margins & Returns

Return on Equity

823.6%

YoY+827.4pp

QoQ+838.6pp

FOXO TECHNOLOGIES INC WTS's ROE was 823.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 827.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 838.6 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not shown for Q2 2026: the reported ratio is above 100.0% of revenue, so it does not read as a share of revenue.

Net Margin

Not shown for Q2 2026: the reported ratio is above 100.0% of revenue, so it does not read as a share of revenue.

Capital Allocation

R&D Spending

$24K

YoY-41.0%

QoQ-33.3%

FOXO TECHNOLOGIES INC WTS invested $24K in research and development in Q2 2026. This represents a decrease of 41.0% from the same quarter a year earlier. Against the prior quarter it is down 33.3%.

Capital Expenditures

$5K

QoQ+34.6%

FOXO TECHNOLOGIES INC WTS invested $5K in capex in Q2 2026, funding long-term assets and infrastructure. Against the prior quarter it is up 34.6%.

Share Buybacks

Not reported for Q2 2026.

FOXOW Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FOXOW quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K
Revenue	$17.9M	$16.4M+304.0%	$4.1M+2688.6%	$145K-71.6%	$511K+325.8%	$120K
Cost of Revenue	N/A	N/A	N/A	$132K-61.6%	$344K+186.7%	$120K
Gross Profit	N/A	N/A	N/A	$13K-92.2%	$167K+39.2%	$120K
R&D Expenses	$172K	$182K-41.6%	$312K-65.3%	$900K-70.4%	$3.0M-37.5%	$4.9M
SG&A Expenses	$11.5M	$11.4M+57.2%	$7.2M	N/A	$25.8M+151.4%	$10.3M
Operating Income	-$878K	-$10.3M-33.1%	-$7.8M	N/A	-$40.2M-167.2%	-$15.0M
EBITDA	N/A	-$9.7M-49.1%	-$6.5M	N/A	-$38.7M-159.0%	-$14.9M
Interest Expense	$3.8M	$3.4M-12.2%	$3.9M+267.6%	$1.1M-26.1%	$1.4M+28.8%	$1.1M
Income Tax	N/A	-$183K	N/A	N/A	N/A	N/A
Net Income	-$4.6M	-$12.4M-0.2%	-$12.4M	N/A	-$95.3M-147.5%	-$38.5M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$4.7M-9.6%	$5.2M+63.0%	$4.4M+57.1%	$3.5M+196.5%	$5.2M+18893.9%	$3.2M+44049.3%	$2.8M+2457.2%	$1.2M+11865.6%
R&D Expenses	$24K-41.0%	$36K+18.5%	$35K	$77K+76.0%	$40K-61.0%	$30K-81.9%	$0-100.0%	$44K-84.5%
SG&A Expenses	$2.7M+2.3%	$2.9M+4.0%	$3.5M+15.6%	$2.5M+42.8%	$2.6M+77.5%	$2.8M+179.8%	$3.0M	$1.7M-63.3%
Operating Income	$8.7M+1442.6%	-$277K+82.1%	-$8.5M-112.9%	-$860K+14.5%	$567K+135.7%	-$1.5M-31.2%	-$4.0M	-$1.0M+71.3%
EBITDA	$8.9M+1467.4%	-$106K+92.5%	-$8.2M-141.8%	-$717K-4.1%	$569K+137.0%	-$1.4M-52.9%	-$3.4M	-$688K+79.9%
Interest Expense	$1.3M+29.9%	$973K+9.4%	$601K-74.6%	$934K-2.3%	$1.0M+86.4%	$890K+2018.6%	$2.4M+1093.1%	$957K+546.4%
Net Income	$8.1M+1659.3%	-$1.5M-135.5%	-$9.4M-38.6%	-$1.9M+3.6%	-$522K+75.9%	-$616K+59.0%	-$6.8M	-$1.9M+46.8%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, Income Tax, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).

FOXOW Balance Sheet

FOXOW quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K
Total Assets	$44.6M+6.9%	$41.7M+5647.7%	$726K-98.0%	$35.4M+16.8%	$30.3M
Current Assets	$3.1M+8.0%	$2.9M+1132.7%	$234K-98.1%	$12.3M+61.5%	$7.6M
Cash & Equivalents	$207K+203.9%	$68K+79.1%	$38K-99.3%	$5.5M-19.6%	$6.9M
Short-Term Investments	$0	$0	$0	$0	$0
Inventory	$184K+13.7%	$161K	N/A	$1.3M+345.1%	$295K
Accounts Receivable	$2.5M+8.7%	$2.3M	N/A	N/A	N/A
Long-Term Investments	$0	$0	$0	$0	$0
Goodwill	$27.8M+9.3%	$25.5M	N/A	N/A	N/A
Total Liabilities	$33.5M-8.1%	$36.4M+145.8%	$14.8M-48.3%	$28.7M-48.3%	$55.5M
Current Liabilities	$28.7M-8.1%	$31.2M+117.6%	$14.3M+107.4%	$6.9M-80.8%	$36.1M
Non-Current Liabilities	$4.8M-7.5%	$5.2M+969.9%	$489K-97.8%	$21.8M+11.9%	$19.5M
Total Equity	$11.1M+109.3%	$5.3M+137.8%	-$14.1M-310.2%	$6.7M+126.6%	-$25.2M
Retained Earnings	-$224.6M-17.9%	-$190.5M-7.6%	-$177.1M-20.3%	-$147.2M-183.3%	-$52.0M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$45.9M-8.3%	$45.8M-2.6%	$44.6M+6.9%	$52.1M+22.1%	$50.0M+624.3%	$47.0M+1470.2%	$41.7M+5647.7%	$42.7M+1262.9%
Current Assets	$4.8M-15.4%	$4.5M+40.5%	$3.1M+8.0%	$4.2M+43.2%	$5.6M+1051.3%	$3.2M+1119.3%	$2.9M+1132.7%	$2.9M+12.5%
Cash & Equivalents	$58K-81.8%	$66K+289.8%	$207K+203.9%	$629K+1748.7%	$322K+875.1%	$17K+463.6%	$68K+79.1%	$34K-19.0%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Inventory	$160K	$189K	$184K+13.7%	$8K	N/A	N/A	$161K	N/A
Accounts Receivable	$4.1M-15.9%	$3.9M+47.3%	$2.5M+8.7%	$3.2M+58.0%	$4.9M+1683.0%	$2.7M	$2.3M	$2.0M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$27.8M-11.2%	$27.8M-9.2%	$27.8M+9.3%	$34.8M+5.0%	$31.3M+1221.3%	$30.6M	$25.5M	$33.2M
Total Liabilities	$45.0M+23.8%	$36.2M-3.2%	$33.5M-8.1%	$32.0M-46.9%	$36.3M+57.5%	$37.4M+108.3%	$36.4M+145.8%	$60.2M+323.1%
Current Liabilities	$40.6M+23.5%	$31.6M-6.6%	$28.7M-8.1%	$28.6M-16.6%	$32.9M+54.4%	$33.8M+97.9%	$31.2M+117.6%	$34.3M+154.1%
Non-Current Liabilities	$4.4M+26.7%	$4.6M+28.6%	$4.8M-7.5%	$3.3M-87.2%	$3.4M+94.8%	$3.6M+315.4%	$5.2M+969.9%	$25.9M+3504.2%
Total Equity	$988K-92.8%	$9.7M0.0%	$11.1M+109.3%	$20.2M+215.4%	$13.7M+185.2%	$9.7M+165.0%	$5.3M+137.8%	-$17.5M-57.7%
Retained Earnings	-$218.1M-13.5%	-$226.1M-18.2%	-$224.6M-17.9%	-$206.3M-12.3%	-$192.1M-5.7%	-$191.3M-6.8%	-$190.5M-7.6%	-$183.7M-6.1%

Not reported in any period shown, so not listed: Long-Term Debt.

FOXOW Cash Flow Statement

FOXOW quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K
Operating Cash Flow	-$428K	-$3.9M-36.1%	-$2.8M	N/A	-$23.8M-57.8%	-$15.1M
Depreciation & Amortization	N/A	$597K-51.6%	$1.2M-3.4%	$1.3M-14.0%	$1.5M+1417.3%	$98K
Stock-Based Compensation	N/A	-$164K-61.4%	-$102K-126.7%	$381K-95.8%	$9.1M+6846.6%	$131K
Capital Expenditures	N/A	$62K	N/A	N/A	$110K-6.8%	$118K
Free Cash Flow	N/A	-$3.9M	N/A	N/A	-$23.9M-57.3%	-$15.2M
Investing Cash Flow	-$650K	-$656K-5018.6%	$13K	N/A	-$1.9M-426.8%	-$355K
Financing Cash Flow	$815K	$4.7M+63.1%	$2.9M+144.7%	$1.2M-95.2%	$24.3M+71.7%	$14.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$299K+112.6%	-$578K+56.8%	-$104K+94.4%	-$45K-107.8%	-$2.4M-104.1%	-$1.3M-229.2%	-$1.8M-284.5%	$577K+166.7%
Depreciation & Amortization	$176K+7688.8%	$171K+19.6%	$164K-62.5%	$143K-54.8%	$2K-95.7%	$143K-45.1%	$439K+1471.1%	$317K+322.7%
Stock-Based Compensation	-$9.1M	N/A	N/A	N/A	N/A	$28K-76.6%	N/A	N/A
Capital Expenditures	$5K	$4K	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	$293K	-$582K	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$5K	-$4K	-$19K-5477.7%	-$622K-328.3%	N/A	N/A	-$336	$272K
Financing Cash Flow	-$301K-111.1%	$440K-65.8%	-$298K-115.9%	$974K+214.8%	$2.7M+85.6%	$1.3M+247.0%	$1.9M+295.3%	-$848K

Not reported in any period shown, so not listed: Dividends Paid, Share Buybacks.

FOXOW Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

FOXOW quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K
Gross Margin	N/A	N/A	8.9%-23.7pp	32.7%-67.3pp	100.0%
Operating Margin	-63.1%	-191.6%	N/A	-7860.5%	-12525.8%
Net Margin	-75.9%	-306.2%	N/A	-18640.9%	-32073.3%
Return on Equity	-111.5%+121.5pp	-233.0%	N/A	-1420.0%	N/A
Return on Assets	-27.9%+1.9pp	-29.8%	N/A	-269.0%-142.0pp	-127.0%
Current Ratio	0.110.0x	0.09+0.1x	0.02-1.8x	1.78+1.6x	0.21
Debt-to-Equity	3.01-3.8x	6.84	N/A	4.28	N/A
Asset Turnover	0.37+0.3x	0.10-0.1x	0.20+0.2x	0.010.0x	0.00
FCF Margin	-24.0%	N/A	N/A	-4671.2%	-12644.2%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Margin	185.5%	-5.4%+43.4pp	-191.6%	-24.2%+59.8pp	10.9%	-48.8%	-141.4%	-84.0%
Net Margin	172.6%	-28.1%-8.7pp	-212.5%	-52.9%	-10.0%	-19.4%	-240.9%	-162.7%
Return on Equity	823.6%+827.4pp	-15.0%-8.6pp	-84.5%+43.1pp	-9.3%	-3.8%	-6.3%	-127.6%	N/A
Return on Assets	17.7%+18.8pp	-3.2%-1.9pp	-21.1%-4.8pp	-3.6%+1.0pp	-1.0%+30.3pp	-1.3%+48.9pp	-16.3%	-4.6%+112.3pp
Current Ratio	0.12-0.1x	0.140.0x	0.110.0x	0.15+0.1x	0.17+0.1x	0.09+0.1x	0.09+0.1x	0.08-0.1x
Debt-to-Equity	45.51+42.9x	3.72-0.1x	3.01-3.8x	1.58	2.65	3.85	6.84	N/A
Asset Turnover	0.100.0x	0.110.0x	0.100.0x	0.070.0x	0.10+0.1x	0.07+0.1x	0.07-0.1x	0.030.0x
FCF Margin	6.2%	-11.3%	N/A	N/A	N/A	N/A	N/A	N/A

Not reported in any period shown, so not listed: Gross Margin.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin.

Note: The current ratio is below 1.0 (0.11), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

Where FOXO TECHNOLOGIES INC WTS Ranks

Frequently Asked Questions

What is FOXO TECHNOLOGIES INC WTS's annual revenue?

FOXO TECHNOLOGIES INC WTS (FOXOW) reported $16.4M in total revenue for fiscal year 2025. This represents a 304.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is FOXO TECHNOLOGIES INC WTS's revenue growing?

FOXO TECHNOLOGIES INC WTS (FOXOW) revenue grew by 304.0% year-over-year, from $4.1M to $16.4M in fiscal year 2025.

Is FOXO TECHNOLOGIES INC WTS profitable?

No, FOXO TECHNOLOGIES INC WTS (FOXOW) reported a net income of -$12.4M in fiscal year 2025, with a net profit margin of -75.9%.

What is FOXO TECHNOLOGIES INC WTS's EBITDA?

FOXO TECHNOLOGIES INC WTS (FOXOW) had EBITDA of -$9.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is FOXO TECHNOLOGIES INC WTS's operating margin?

FOXO TECHNOLOGIES INC WTS (FOXOW) had an operating margin of -63.1% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is FOXO TECHNOLOGIES INC WTS's net profit margin?

FOXO TECHNOLOGIES INC WTS (FOXOW) had a net profit margin of -75.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is FOXO TECHNOLOGIES INC WTS's return on equity (ROE)?

FOXO TECHNOLOGIES INC WTS (FOXOW) has a return on equity of -111.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is FOXO TECHNOLOGIES INC WTS's free cash flow?

FOXO TECHNOLOGIES INC WTS (FOXOW) recorded an outflow of $3.9M in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is FOXO TECHNOLOGIES INC WTS's operating cash flow?

FOXO TECHNOLOGIES INC WTS (FOXOW) recorded an outflow of $3.9M in operating cash flow during fiscal year 2025, representing cash used by core business activities.

What are FOXO TECHNOLOGIES INC WTS's total assets?

FOXO TECHNOLOGIES INC WTS (FOXOW) had $44.6M in total assets as of fiscal year 2025, including both current and long-term assets.

What are FOXO TECHNOLOGIES INC WTS's capital expenditures?

FOXO TECHNOLOGIES INC WTS (FOXOW) invested $62K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does FOXO TECHNOLOGIES INC WTS spend on research and development?

FOXO TECHNOLOGIES INC WTS (FOXOW) invested $182K in research and development during fiscal year 2025.

How many shares does FOXO TECHNOLOGIES INC WTS have outstanding?

FOXO TECHNOLOGIES INC WTS (FOXOW) had 3.73B shares outstanding as of fiscal year 2025.

What is FOXO TECHNOLOGIES INC WTS's current ratio?

FOXO TECHNOLOGIES INC WTS (FOXOW) had a current ratio of 0.11 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

What is FOXO TECHNOLOGIES INC WTS's debt-to-equity ratio?

FOXO TECHNOLOGIES INC WTS (FOXOW) had a debt-to-equity ratio of 3.01 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is FOXO TECHNOLOGIES INC WTS's return on assets (ROA)?

FOXO TECHNOLOGIES INC WTS (FOXOW) had a return on assets of -27.9% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is FOXO TECHNOLOGIES INC WTS's Piotroski F-Score?

FOXO TECHNOLOGIES INC WTS (FOXOW) has a Piotroski F-Score of 4 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are FOXO TECHNOLOGIES INC WTS's earnings high quality?

FOXO TECHNOLOGIES INC WTS (FOXOW) reported a net loss of $12.4M while operations used $3.9M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can FOXO TECHNOLOGIES INC WTS cover its interest payments?

FOXO TECHNOLOGIES INC WTS (FOXOW) reported an operating loss of $10.3M against $3.4M in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.