Finvolution Grp (FVGPY) Financials
Newest figures come from the filing for FY2025, filed Apr 29, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the FVGPY SEC filings page.
Finvolution Grp (FVGPY) reported $1.9B in revenue for fiscal year 2025, up 8.4% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings.
Profit converts to cash, but yearly cash swings show results depend heavily on cash-flow timing rather than earnings alone.
In FY2025, net income rose11.4% while operating cash flow fell32.6% , so reported profit did not translate into cash at the prior year's rate. FCF still reached$255M after$393M in FY2024, showing cash generation is volatile rather than a smooth function of earnings.
Liabilities were
Revenue grew
Financial Health Signals
We do not publish a peer-relative financial health score for Finvolution Grp, because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The signals and metrics below are current.
Finvolution Grp passes 2 of 5 computable financial strength tests (4 of the nine could not be computed from available data). 2 of 4 profitability signals pass, the one computable operating efficiency signal (asset turnover improving) does not pass.
For every $1 of reported earnings, Finvolution Grp generates $0.73 in operating cash flow ($267.1M OCF vs $363.6M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Key Financial Metrics
Earnings & Revenue
Finvolution Grp generated $1.9B in revenue in fiscal year 2025. This represents an increase of 8.4% from the prior year.
Finvolution Grp reported $363.6M in net income in fiscal year 2025. This represents an increase of 11.4% from the prior year.
Finvolution Grp earned $0.27 per diluted share (EPS) in fiscal year 2025. This represents an increase of 10.7% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Finvolution Grp generated $255.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 35.0% from the prior year.
Finvolution Grp held $612.8M in cash against $12.8M in long-term debt as of fiscal year 2025.
Not reported for fiscal year 2025.
Margins & Returns
Finvolution Grp's net profit margin was 18.7% in fiscal year 2025, showing the share of revenue converted to profit. This is up 0.5 percentage points from the prior year.
Finvolution Grp's ROE was 15.4% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.3 percentage points from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
Finvolution Grp invested $76.7M in research and development in fiscal year 2025. This represents an increase of 12.8% from the prior year.
Finvolution Grp spent $109.7M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 24.5% from the prior year.
Finvolution Grp invested $12.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 216.6% from the prior year.
FVGPY Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY25Filing | FY24Filing | FY23Filing | FY22Filing | FY21Filing | FY20Filing | FY19Filing | FY18Filing | FY17Filing | FY16Filing | FY15Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | $1.9B+8.4% | $1.8B+1.3% | $1.8B+9.5% | $1.6B+8.6% | $1.5B+28.2% | $1.2B+35.3% | $856.5M+29.6% | $660.8M+9.5% | $603.6M+244.7% | $175.1M+479.6% | $30.2M |
| R&D Expenses | $76.7M+12.8% | $68.1M-5.4% | $72.0M+1.0% | $71.3M+4.4% | $68.2M+20.3% | $56.7M+1.1% | $56.1M+21.3% | $46.2M+82.5% | $25.3M | N/A | N/A |
| SG&A Expenses | $377.9M+13.6% | $332.6M+3.7% | $320.8M+6.0% | $302.6M-8.3% | $329.9M+128.1% | $144.7M-12.9% | $166.1M+4.4% | $159.1M-14.6% | $186.3M+118.9% | $85.1M+128.3% | $37.3M |
| Interest Expense | $4.1M+53.4% | $2.7M-64.5% | $7.5M-64.7% | $21.2M+83.1% | $11.6M-66.9% | $35.0M+3.4% | $33.8M+287.3% | $8.7M+264.5% | $2.4M-8.5% | $2.6M+10574.3% | $25K |
| Income Tax | $79.5M+26.9% | $62.7M+12.6% | $55.6M-15.6% | $65.9M+74.5% | $37.8M-45.9% | $69.8M+0.8% | $69.2M+214.8% | $22.0M-47.9% | $42.2M+507.3% | $7.0M+931.9% | $674K |
| Net Income | $363.6M+11.4% | $326.5M-1.0% | $329.7M+0.3% | $328.6M-16.5% | $393.7M+30.2% | $302.3M-11.3% | $340.8M-5.1% | $359.1M+115.7% | $166.5M+130.4% | $72.2Mn/m | -$11.1M |
| EPS (Basic) | $0.29+14.0% | $0.25+5.8% | $0.24+3.2% | $0.23-16.5% | $0.28+35.2% | $0.21-8.3% | $0.22-6.6% | $0.24 | -$0.39n/m | -$0.01n/m | -$0.04 |
| EPS (Diluted) | $0.27+10.7% | $0.25+5.4% | $0.24+4.0% | $0.23-14.7% | $0.27+31.1% | $0.20-8.0% | $0.22-1.9% | $0.22 | -$0.39n/m | -$0.01n/m | -$0.04 |
| Diluted Shares (Avg) | 1.33B+1.1% | 1.32B-5.9% | 1.40B-3.5% | 1.45B-1.9% | 1.48B-0.6% | 1.49B-3.9% | 1.55B-2.9% | 1.60B | 780M+17.3% | 665M | N/A |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, Operating Income, EBITDA.
FVGPY Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY25Filing | FY24Filing | FY23Filing | FY22Filing | FY21Filing | FY20Filing | FY19Filing | FY18Filing | FY17Filing | FY16Filing | FY15Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Total Assets | $3.6B+12.4% | $3.2B+7.8% | $3.0B-3.3% | $3.1B+8.9% | $2.8B+24.8% | $2.3B-13.3% | $2.6B+37.6% | $1.9B+44.6% | $1.3B+327.6% | $309.3M | N/A |
| Cash & Equivalents | $612.8M-4.3% | $640.2M-8.5% | $699.9M+32.8% | $527.2M-24.0% | $693.3M+71.9% | $403.4M+20.8% | $333.9M+42.0% | $235.1M-19.1% | $290.7M+398.7% | $58.3M+308.2% | $14.3M |
| Short-Term Investments | $431.2M+11.1% | $388.0M-7.0% | $417.0M-16.1% | $496.9M+162.8% | $189.1M-37.4% | $302.1M+1735.6% | $16.5M-93.3% | $246.5M-18.1% | $301.1M+704.0% | $37.4M | N/A |
| Accounts Receivable | $290.1M-12.0% | $329.6M+6.0% | $311.1M-3.2% | $321.5M+8.4% | $296.7M+124.1% | $132.4M+4.5% | $126.7M+7.3% | $118.1M+4223.6% | $2.7M+33.6% | $2.0M | N/A |
| Long-Term Investments | $163.3M+1.6% | $160.7M+0.5% | $159.9M+1.7% | $157.2M+3.1% | $152.4M+4.6% | $145.7M+6.4% | $136.9M+461.8% | $24.4M+1195.6% | $1.9M | N/A | N/A |
| Goodwill | $11.4M+65.1% | $6.9M-2.7% | $7.1M-2.9% | $7.3M-7.6% | $7.9M+2.4% | $7.7M+6.7% | $7.2M-1.2% | $7.3M-5.4% | $7.7M | N/A | N/A |
| Total Liabilities | $1.2B+11.1% | $1.1B+5.5% | $1.0B-19.3% | $1.3B+11.2% | $1.2B+17.9% | $988.8M-33.1% | $1.5B+42.0% | $1.0B+37.6% | $756.4M+103.1% | $372.4M | N/A |
| Long-Term Debt | $12.8M | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $2.4B+13.6% | $2.1B+7.6% | $1.9B+8.0% | $1.8B+7.3% | $1.7B+30.5% | $1.3B+12.3% | $1.1B+32.5% | $861.6M+54.8% | $556.7Mn/m | -$63.1M | N/A |
| Retained Earnings | $1.7B+23.2% | $1.4B+18.8% | $1.2B+25.0% | $942.0M+28.0% | $736.1M+81.1% | $406.4M+43.9% | $282.5M+4152.9% | $6.6Mn/m | -$368.7Mn/m | -$53.2M | N/A |
Not reported in any period shown, so not listed: Current Assets, Inventory, Current Liabilities, Non-Current Liabilities.
FVGPY Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY25Filing | FY24Filing | FY23Filing | FY22Filing | FY21Filing | FY20Filing | FY19Filing | FY18Filing | FY17Filing | FY16Filing | FY15Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $267.1M-32.6% | $396.4M+106.8% | $191.7M+458.0% | $34.3M-65.3% | $98.9M-70.8% | $338.2Mn/m | -$31.0M-111.3% | $274.2M-47.7% | $524.0M+234.3% | $156.7Mn/m | -$29.6M |
| Depreciation & Amortization | $9.5M-0.1% | $9.5M+200.2% | $3.2M-8.2% | $3.5M-40.9% | $5.8M-26.3% | $7.9M-4.3% | $8.3M+35.2% | $6.1M+76.9% | $3.5M+99.1% | $1.7M+246.7% | $502K |
| Stock-Based Compensation | $21.3M+8.0% | $19.7M+20.4% | $16.4M+27.0% | $12.9M-13.6% | $14.9M+131.2% | $6.5M+6.5% | $6.1M-17.1% | $7.3M-55.1% | $16.3Mn/m | $0 | N/A |
| Capital Expenditures | $12.0M+216.6% | $3.8M-95.0% | $75.8M+890.5% | $7.7M-11.8% | $8.7M+413.7% | $1.7M-75.8% | $7.0M-42.5% | $12.2M-13.0% | $14.0M+225.4% | $4.3M+58.5% | $2.7M |
| Free Cash Flow | $255.0M-35.0% | $392.6M+238.7% | $115.9M+334.1% | $26.7M-70.4% | $90.2M-73.2% | $336.5Mn/m | -$37.9M-114.5% | $262.0M-48.6% | $510.1M+234.6% | $152.4Mn/m | -$32.3M |
| Investing Cash Flow | -$312.3Mn/m | -$314.5M-258.2% | $198.9Mn/m | -$225.2M-171.9% | $313.0M+96.1% | $159.6Mn/m | -$119.0Mn/m | -$210.5Mn/m | -$376.7Mn/m | -$98.5M | N/A |
| Financing Cash Flow | -$27.8Mn/m | -$85.3Mn/m | -$352.8Mn/m | -$110.8Mn/m | -$37.6Mn/m | -$473.8M-288.5% | $251.3M+225.9% | $77.1M-76.5% | $327.8M+418.8% | $63.2M | N/A |
| Dividends Paid | $73.0M+20.7% | $60.5M-0.3% | $60.6M+12.2% | $54.0M+8.4% | $49.8M+23.4% | $40.4M-28.0% | $56.1M | N/A | N/A | N/A | N/A |
| Share Buybacks | $109.7M+24.5% | $88.1M-9.9% | $97.8M+98.0% | $49.4M+1111.4% | $4.1M-93.0% | $58.2M+859.0% | $6.1M-90.8% | $65.8M | N/A | N/A | N/A |
FVGPY Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | FY25Filing | FY24Filing | FY23Filing | FY22Filing | FY21Filing | FY20Filing | FY19Filing | FY18Filing | FY17Filing | FY16Filing | FY15Filing |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Net Margin | 18.7%+0.5pp | 18.2%-0.4pp | 18.7%-1.7pp | 20.4%-6.1pp | 26.5%+0.4pp | 26.1%-13.7pp | 39.8%-14.6pp | 54.3%+26.8pp | 27.6%-13.7pp | 41.3%+78.1pp | -36.9% |
| Return on Equity | 15.4%-0.3pp | 15.7%-1.4pp | 17.0%-1.3pp | 18.3%-5.2pp | 23.5%0.0pp | 23.6%-6.3pp | 29.8%-11.8pp | 41.7%+11.8pp | 29.9% | N/A | N/A |
| Return on Assets | 10.0%-0.1pp | 10.1%-0.9pp | 11.0%+0.4pp | 10.6%-3.2pp | 13.8%+0.6pp | 13.3%+0.3pp | 13.0%-5.8pp | 18.8%+6.2pp | 12.6%-10.8pp | 23.4% | N/A |
| Debt-to-Equity | 0.01 | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Liabilities-to-Equity | 0.520.0x | 0.530.0x | 0.54-0.2x | 0.720.0x | 0.70-0.1x | 0.77-0.5x | 1.30+0.1x | 1.21-0.2x | 1.36 | N/A | N/A |
| Asset Turnover | 0.530.0x | 0.550.0x | 0.59+0.1x | 0.520.0x | 0.520.0x | 0.51+0.2x | 0.330.0x | 0.35-0.1x | 0.46-0.1x | 0.57 | N/A |
| FCF Margin | 13.1%-8.8pp | 21.9%+15.4pp | 6.6%+4.9pp | 1.7%-4.4pp | 6.1%-23.0pp | 29.0%+33.5pp | -4.4%-44.1pp | 39.6%-44.8pp | 84.5%-2.6pp | 87.1% | -107.0% |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: FCF Margin.
Where Finvolution Grp Ranks
Frequently Asked Questions
Finvolution Grp (FVGPY) reported $1.9B in total revenue for fiscal year 2025. This represents a 8.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Finvolution Grp (FVGPY) revenue grew by 8.4% year-over-year, from $1.8B to $1.9B in fiscal year 2025.
Yes, Finvolution Grp (FVGPY) reported a net income of $363.6M in fiscal year 2025, with a net profit margin of 18.7%.
As of fiscal year 2025, Finvolution Grp (FVGPY) had $612.8M in cash and equivalents against $12.8M in long-term debt.
Finvolution Grp (FVGPY) had a net profit margin of 18.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Finvolution Grp (FVGPY) has a return on equity of 15.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
Finvolution Grp (FVGPY) generated $255.0M in free cash flow during fiscal year 2025. This represents a -35.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
Finvolution Grp (FVGPY) generated $267.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
Finvolution Grp (FVGPY) had $3.6B in total assets as of fiscal year 2025, including both current and long-term assets.
Finvolution Grp (FVGPY) invested $12.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Finvolution Grp (FVGPY) invested $76.7M in research and development during fiscal year 2025.
Finvolution Grp (FVGPY) had a debt-to-equity ratio of 0.01 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.
Finvolution Grp (FVGPY) had a liabilities-to-equity ratio of 0.52 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.
Finvolution Grp (FVGPY) had a return on assets of 10.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
Finvolution Grp (FVGPY) has a Piotroski F-Score of 2 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Finvolution Grp (FVGPY) has an earnings quality ratio of 0.73x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.