Genco Shipping & Trading Ltd (GNK) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 3, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the GNK SEC filings page.
Genco Shipping & Trading Ltd (GNK) reported $440.7M in revenue over the twelve months to Jun 30, 2026, up 25.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Capital-intensive shipping economics convert volatile revenue into uneven earnings, while financing and distributions follow the cycle.
FY2025 revenue of$342M arrived with a2.2% operating margin, so the prior year’s recovery did not hold at the latest volume level. Operating cash flow of$31.9M nearly matched free cash flow of$28.7M , indicating little cash was absorbed between operations and reinvestment despite sharply weaker cash generation.
The company carries a
Debt-to-equity rose from 0.1x in FY2024 to 0.2x in FY2025, reversing part of the earlier deleveraging. FY2025 dividends paid were
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Genco Shipping & Trading Ltd's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Genco Shipping & Trading Ltd has an operating margin of 2.2%, meaning the company retains $2 of operating profit per $100 of revenue. This results in a moderate score of 53/100, indicating healthy but not exceptional operating efficiency. This is down from 20.6% the prior year.
Genco Shipping & Trading Ltd's revenue declined 19.1% year-over-year, from $423.0M to $342.1M. This contraction results in a growth score of 15/100.
Genco Shipping & Trading Ltd has a moderate D/E ratio of 0.21. This balance of debt and equity financing earns a leverage score of 36/100.
With a current ratio of 2.39, Genco Shipping & Trading Ltd holds $2.39 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 68/100.
Genco Shipping & Trading Ltd converts 8.4% of revenue into free cash flow ($28.7M). This strong cash generation earns a score of 83/100.
Genco Shipping & Trading Ltd posts a -0.5% return on equity (ROE), meaning it loses less than $1 for every $100 of shareholders' equity. This results in a returns score of 40/100. This is down from 8.2% the prior year.
Genco Shipping & Trading Ltd scores 2.66, placing it in the grey zone between 1.81 and 2.99. The score is driven primarily by a large market capitalization ($1.2B) relative to total liabilities ($240.3M). This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Genco Shipping & Trading Ltd passes 2 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), neither operating efficiency signal passes.
Genco Shipping & Trading Ltd reported a net loss of $4.4M while generating $31.9M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Genco Shipping & Trading Ltd earns $0.61 in operating income for every $1 of interest expense ($7.5M vs $12.3M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Genco Shipping & Trading Ltd generated $136.4M in revenue in Q2 2026. This represents an increase of 68.5% from the same quarter a year earlier. Against the prior quarter it is up 19.2%.
Genco Shipping & Trading Ltd's EBITDA was $44.1M in Q2 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 218.1% from the same quarter a year earlier. Against the prior quarter it is up 28.4%.
Genco Shipping & Trading Ltd reported $16.6M in net income in Q2 2026. This represents an increase of 344.8% from the same quarter a year earlier. Against the prior quarter it is up 78.8%.
Genco Shipping & Trading Ltd earned $0.37 per diluted share (EPS) in Q2 2026. This represents an increase of 331.3% from the same quarter a year earlier. Against the prior quarter it is up 76.2%.
Cash & Balance Sheet
Genco Shipping & Trading Ltd generated $32.5M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 651.8% from the same quarter a year earlier. Against the prior quarter it is up 112.8%.
Genco Shipping & Trading Ltd held $73.6M in cash against $319.5M in long-term debt as of Q2 2026.
Genco Shipping & Trading Ltd paid $0.35 per share in dividends in Q2 2026. This represents an increase of 133.3% from the same quarter a year earlier. Against the prior quarter it is down 30.0%.
Margins & Returns
Genco Shipping & Trading Ltd's operating margin was 16.0% in Q2 2026, reflecting core business profitability. This is up 21.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 4.3 percentage points.
Genco Shipping & Trading Ltd's net profit margin was 12.2% in Q2 2026, showing the share of revenue converted to profit. This is up 20.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 4.1 percentage points.
Genco Shipping & Trading Ltd's ROE was 1.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 2.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.8 percentage points.
Not reported for Q2 2026.
Capital Allocation
Genco Shipping & Trading Ltd invested $714K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 33.5% from the same quarter a year earlier. Against the prior quarter it is up 76.3%.
Not reported for Q2 2026.
Not reported for Q2 2026.
GNK Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $136.4M+68.5% | $114.4M+60.6% | $109.9M+10.8% | $79.9M-19.5% | $80.9M-24.4% | $71.3M-39.3% | $99.2M-14.1% | $99.3M+19.2% |
| SG&A Expenses | $7.9M+6.8% | $8.1M+8.2% | $8.3M-0.5% | $7.6M+11.0% | $7.4M+17.1% | $7.5M-2.2% | $8.3M+18.9% | $6.8M+3.7% |
| Operating Income | $21.8M+610.4% | $13.3M+236.3% | $19.0M+30.3% | $2.5M-89.7% | -$4.3M-116.2% | -$9.8M-144.2% | $14.6M+107.6% | $24.0M+179.2% |
| EBITDA | $44.1M+218.1% | $34.4M+335.1% | $40.2M+24.2% | $21.8M-46.5% | $13.9M-68.0% | $7.9M-79.9% | $32.3M+36.2% | $40.7M+405.0% |
| Interest Expense | $5.8M+124.8% | $4.5M+76.5% | $4.0M+41.2% | $3.2M+6.1% | $2.6M-25.9% | $2.5M-36.9% | $2.8M+8.2% | $3.0M+48.6% |
| Net Income | $16.6M+344.8% | $9.3M+178.1% | $15.4M+21.6% | -$1.1M-104.9% | -$6.8M-129.0% | -$11.9M-163.4% | $12.7M+156.7% | $21.5M+167.1% |
| EPS (Basic) | $0.38+337.5% | $0.21+175.0% | $0.36+24.1% | -$0.02-104.0% | -$0.16-129.6% | -$0.28-163.6% | $0.29+141.7% | $0.50+166.7% |
| EPS (Diluted) | $0.37+331.3% | $0.21+175.0% | $0.36+24.1% | -$0.02-104.1% | -$0.16-129.6% | -$0.28-165.1% | $0.29+141.7% | $0.49+165.3% |
| Diluted Shares (Avg) | 45M+2.8% | 44M+2.8% | N/A | 43M-0.6% | 43M-0.7% | 43M-0.9% | N/A | 44M+2.0% |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Income Tax.
GNK Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $1.3B+21.3% | $1.3B+20.6% | $1.1B+7.7% | $1.1B+6.0% | $1.0B-1.7% | $1.0B-7.1% | $1.1B-7.5% | $1.0B-4.6% |
| Current Assets | $136.3M+72.6% | $120.7M+48.0% | $109.1M+11.3% | $133.3M+4.5% | $79.0M-41.9% | $81.5M-44.2% | $98.0M-37.7% | $127.5M+14.3% |
| Cash & Equivalents | $73.6M+107.6% | $54.8M+81.1% | $55.5M+27.1% | $90.0M+92.8% | $35.4M-15.7% | $30.2M-37.5% | $43.7M-6.1% | $46.7M+0.9% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $25.5M+24.8% | $22.9M-2.0% | $25.2M+13.3% | $21.5M-13.5% | $20.5M-16.1% | $23.3M-23.8% | $22.2M-16.9% | $24.9M-9.6% |
| Accounts Receivable | $26.7M+89.6% | $20.3M+11.3% | $14.3M-33.2% | $13.9M-31.8% | $14.1M-52.5% | $18.2M-16.8% | $21.4M+20.0% | $20.4M+4.7% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $371.1M+152.1% | $365.0M+172.6% | $240.3M+87.2% | $220.3M+95.2% | $147.2M+9.3% | $133.9M-33.5% | $128.4M-43.5% | $112.9M-36.8% |
| Current Liabilities | $45.9M-5.5% | $40.5M-11.1% | $45.7M+12.3% | $56.4M+36.8% | $48.5M+28.1% | $45.6M+16.0% | $40.7M+15.2% | $41.2M+13.7% |
| Non-Current Liabilities | $325.2M+229.6% | $324.5M+267.6% | $194.6M+121.9% | $163.9M+128.7% | $98.7M+1.9% | $88.3M-45.5% | $87.7M-54.3% | $71.7M-49.7% |
| Long-Term Debt | $319.5M+243.7% | $318.9M+285.7% | $189.1M+130.1% | $158.5M+121.1% | $93.0M-3.3% | $82.7M-48.5% | $82.2M-56.8% | $71.7M-48.8% |
| Total Equity | $888.6M-0.3% | $885.4M-2.0% | $896.5M-3.3% | $885.9M-4.7% | $891.6M-3.3% | $903.2M-1.3% | $926.7M+1.5% | $929.9M+1.6% |
| Retained Earnings | -$543.1M+6.9% | -$559.8M+2.9% | -$569.1M-0.8% | -$584.5M-1.2% | -$583.4M+2.6% | -$576.6M+7.3% | -$564.7M+11.9% | -$577.4M+10.6% |
Not reported in any period shown, so not listed: Goodwill.
GNK Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $33.2M+515.6% | $15.7M+440.7% | $15.9M-47.0% | $7.7M-78.4% | $5.4M-81.4% | $2.9M-91.0% | $30.0M-24.3% | $35.6M+169.1% |
| Depreciation & Amortization | $22.4M+23.3% | $21.0M+19.1% | $21.1M+19.2% | $19.3M+16.1% | $18.1M+6.1% | $17.7M+2.6% | $17.7M+6.1% | $16.6M-2.4% |
| Stock-Based Compensation | $2.2M+26.1% | $1.8M+22.3% | N/A | $1.9M+27.3% | $1.8M+22.7% | $1.5M+8.2% | N/A | $1.5M+7.9% |
| Capital Expenditures | $714K-33.5% | $405K-37.9% | $296K-59.5% | $1.2M+30.9% | $1.1M-6.0% | $652K+171.7% | $731K+35.9% | $886K+141.4% |
| Free Cash Flow | $32.5M+651.8% | $15.3M+579.4% | $15.6M-46.7% | $6.5M-81.2% | $4.3M-84.5% | $2.3M-93.0% | $29.3M-25.1% | $34.7M+169.9% |
| Investing Cash Flow | $1.1M+129.6% | -$123.3M-4129.0% | -$73.8M-185.4% | -$11.1M-229.0% | -$3.7M-107.9% | -$2.9M-116.7% | -$25.9M+70.7% | $8.6M+3512.6% |
| Financing Cash Flow | -$15.5M-539.0% | $106.9M+895.5% | $23.5M+431.0% | $57.6M+245.7% | $3.5M+104.3% | -$13.4M+72.0% | -$7.1M-116.4% | -$39.5M-161.3% |
| Dividends Paid | $15.3M+136.7% | $22.6M+68.2% | $6.5M-62.1% | $6.4M-55.7% | $6.4M-64.2% | $13.4M-24.9% | $17.1M+167.0% | $14.5M+127.8% |
Not reported in any period shown, so not listed: Share Buybacks.
GNK Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Margin | 16.0%+21.2pp | 11.6%+25.3pp | 17.3%+2.6pp | 3.1%-21.1pp | -5.3%-29.8pp | -13.7%-32.5pp | 14.7%+8.6pp | 24.2%+60.6pp |
| Net Margin | 12.2%+20.6pp | 8.1%+24.9pp | 14.0%+1.2pp | -1.3%-22.9pp | -8.4%-30.3pp | -16.7%-32.7pp | 12.8%+8.5pp | 21.6%+60.0pp |
| Return on Equity | 1.9%+2.6pp | 1.1%+2.4pp | 1.7%+0.3pp | -0.1%-2.4pp | -0.8%-3.3pp | -1.3%-3.4pp | 1.4%+0.8pp | 2.3%+5.8pp |
| Return on Assets | 1.3%+2.0pp | 0.7%+1.9pp | 1.4%+0.1pp | -0.1%-2.2pp | -0.7%-2.9pp | -1.1%-2.8pp | 1.2%+0.8pp | 2.1%+5.0pp |
| Current Ratio | 2.97+1.3x | 2.98+1.2x | 2.390.0x | 2.36-0.7x | 1.63-2.0x | 1.79-1.9x | 2.41-2.0x | 3.090.0x |
| Debt-to-Equity | 0.36+0.3x | 0.36+0.3x | 0.21+0.1x | 0.18+0.1x | 0.100.0x | 0.09-0.1x | 0.09-0.1x | 0.08-0.1x |
| Asset Turnover | 0.110.0x | 0.090.0x | 0.100.0x | 0.070.0x | 0.080.0x | 0.070.0x | 0.090.0x | 0.100.0x |
| FCF Margin | 23.8%+18.5pp | 13.4%+10.2pp | 14.2%-15.3pp | 8.2%-26.8pp | 5.3%-20.7pp | 3.2%-24.1pp | 29.5%-4.3pp | 34.9%+19.5pp |
Not reported in any period shown, so not listed: Gross Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Genco Shipping & Trading Ltd GNK | FY2025 | $342.1M | -$4.4M | -1.3% | $1.2B | 49/100 |
| Okeanis Eco Tank ECO | FY2025 | $391.5M | $123.0M | 31.4% | $2.7B | 18/100 |
| Sfl Corporation Ltd SFL | FY2025 | $733.0M | -$26.4M | -3.6% | $1.7B | 31/100 |
| Global Ship Lease Inc GSL | FY2025 | $766.5M | $416.5M | 54.3% | $1.6B | 77/100 |
| Ardmore Shipping Corp ASC | FY2025 | $310.2M | $41.0M | 13.2% | $722.3M | 29/100 |
| Safe Bulkers SB | FY2025 | N/A | $38.6M | N/A | $891.0M | — |
Where Genco Shipping & Trading Ltd Ranks
Frequently Asked Questions
What is Genco Shipping & Trading Ltd's annual revenue?
Genco Shipping & Trading Ltd (GNK) reported $342.1M in total revenue for fiscal year 2025. This represents a -19.1% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Genco Shipping & Trading Ltd's revenue growing?
Genco Shipping & Trading Ltd (GNK) revenue declined by 19.1% year-over-year, from $423.0M to $342.1M in fiscal year 2025.
Is Genco Shipping & Trading Ltd profitable?
No, Genco Shipping & Trading Ltd (GNK) reported a net income of -$4.4M in fiscal year 2025, with a net profit margin of -1.3%.
What is Genco Shipping & Trading Ltd's EBITDA?
Genco Shipping & Trading Ltd (GNK) had EBITDA of $83.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Genco Shipping & Trading Ltd have?
As of fiscal year 2025, Genco Shipping & Trading Ltd (GNK) had $55.5M in cash and equivalents against $189.1M in long-term debt.
What is Genco Shipping & Trading Ltd's operating margin?
Genco Shipping & Trading Ltd (GNK) had an operating margin of 2.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Genco Shipping & Trading Ltd's net profit margin?
Genco Shipping & Trading Ltd (GNK) had a net profit margin of -1.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Genco Shipping & Trading Ltd pay dividends?
Yes, Genco Shipping & Trading Ltd (GNK) paid $0.75 per share in dividends during fiscal year 2025.
What is Genco Shipping & Trading Ltd's return on equity (ROE)?
Genco Shipping & Trading Ltd (GNK) has a return on equity of -0.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Genco Shipping & Trading Ltd's free cash flow?
Genco Shipping & Trading Ltd (GNK) generated $28.7M in free cash flow during fiscal year 2025. This represents a -76.8% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Genco Shipping & Trading Ltd's operating cash flow?
Genco Shipping & Trading Ltd (GNK) generated $31.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Genco Shipping & Trading Ltd's total assets?
Genco Shipping & Trading Ltd (GNK) had $1.1B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Genco Shipping & Trading Ltd's capital expenditures?
Genco Shipping & Trading Ltd (GNK) invested $3.2M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Genco Shipping & Trading Ltd's current ratio?
Genco Shipping & Trading Ltd (GNK) had a current ratio of 2.39 as of fiscal year 2025, which is generally considered healthy.
What is Genco Shipping & Trading Ltd's debt-to-equity ratio?
Genco Shipping & Trading Ltd (GNK) had a debt-to-equity ratio of 0.21 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Genco Shipping & Trading Ltd's return on assets (ROA)?
Genco Shipping & Trading Ltd (GNK) had a return on assets of -0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Genco Shipping & Trading Ltd's P/E ratio?
Genco Shipping & Trading Ltd (GNK) trades at 29.5x earnings, its market capitalization divided by net income of $40.3M net income, trailing 12 months to June 30, 2026. The market capitalization is $1.2B as of Sep 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Genco Shipping & Trading Ltd's price-to-sales ratio?
Genco Shipping & Trading Ltd (GNK) trades at 2.7x sales, its market capitalization divided by revenue of $440.7M revenue, trailing 12 months to June 30, 2026. The market capitalization is $1.2B as of Sep 3, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Genco Shipping & Trading Ltd's Altman Z-Score?
Genco Shipping & Trading Ltd (GNK) has an Altman Z-Score of 2.66, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Genco Shipping & Trading Ltd's Piotroski F-Score?
Genco Shipping & Trading Ltd (GNK) has a Piotroski F-Score of 2 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Genco Shipping & Trading Ltd's earnings high quality?
Genco Shipping & Trading Ltd (GNK) reported a net loss of $4.4M while generating $31.9M in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Genco Shipping & Trading Ltd cover its interest payments?
Genco Shipping & Trading Ltd (GNK) has an interest coverage ratio of 0.61x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Genco Shipping & Trading Ltd?
Genco Shipping & Trading Ltd (GNK) scores 49 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.