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Group 1 Automotive Inc Financials

GPI
Source SEC Filings (10-K/10-Q) Updated Dec 31, 2025 Currency USD FYE December

This page shows Group 1 Automotive Inc (GPI) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Profitability Growth Leverage Liquidity Cash Flow Returns 41 / 100
Financial Profile 41/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability
29

Group 1 Automotive Inc has an operating margin of 3.3%, meaning the company retains $3 of operating profit per $100 of revenue. This below-average margin results in a low score of 29/100, suggesting thin profitability after operating expenses. This is down from 4.6% the prior year.

Growth
55

Group 1 Automotive Inc's revenue grew 13.2% year-over-year to $22.6B, a solid pace of expansion. This earns a growth score of 55/100.

Leverage
77

Group 1 Automotive Inc carries a low D/E ratio of 1.23, meaning only $1.23 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 77/100, indicating a strong balance sheet with room for future borrowing.

Liquidity
17

Group 1 Automotive Inc's current ratio of 1.08 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 17/100, which could limit financial flexibility.

Cash Flow
30

Group 1 Automotive Inc has a free cash flow margin of 1.9%, earning a moderate score of 30/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns
37

Group 1 Automotive Inc's ROE of 11.7% shows moderate profitability relative to equity, earning a score of 37/100. This is down from 16.8% the prior year.

Altman Z-Score Safe
3.35

Group 1 Automotive Inc scores 3.35, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.

Piotroski F-Score Neutral
6/9

Group 1 Automotive Inc passes 6 of 9 financial strength tests. 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.

Earnings Quality Cash-Backed
2.14x

For every $1 of reported earnings, Group 1 Automotive Inc generates $2.14 in operating cash flow ($694.5M OCF vs $325.2M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$22.6B
YoY+13.2%
5Y CAGR+16.3%
10Y CAGR+7.8%

Group 1 Automotive Inc generated $22.6B in revenue in fiscal year 2025. This represents an increase of 13.2% from the prior year.

EBITDA
N/A
Net Income
$325.2M
YoY-34.7%
5Y CAGR+2.6%
10Y CAGR+13.2%

Group 1 Automotive Inc reported $325.2M in net income in fiscal year 2025. This represents a decrease of 34.7% from the prior year.

EPS (Diluted)
$25.24
YoY-31.4%
5Y CAGR+10.2%
10Y CAGR+20.5%

Group 1 Automotive Inc earned $25.24 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 31.4% from the prior year.

Cash & Balance Sheet

Free Cash Flow
$424.5M
YoY+24.4%
5Y CAGR-9.6%
10Y CAGR+35.2%

Group 1 Automotive Inc generated $424.5M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 24.4% from the prior year.

Cash & Debt
$32.5M
YoY-5.5%
5Y CAGR-14.0%
10Y CAGR+9.6%

Group 1 Automotive Inc held $32.5M in cash against $3.4B in long-term debt as of fiscal year 2025.

Dividends Per Share
$2.00
YoY+6.4%
5Y CAGR+27.2%
10Y CAGR+9.2%

Group 1 Automotive Inc paid $2.00 per share in dividends in fiscal year 2025. This represents an increase of 6.4% from the prior year.

Shares Outstanding
12M
YoY-10.0%
5Y CAGR-8.0%
10Y CAGR-6.5%

Group 1 Automotive Inc had 12M shares outstanding in fiscal year 2025. This represents a decrease of 10.0% from the prior year.

Margins & Returns

Gross Margin
16.1%
YoY-0.2pp
5Y CAGR-0.3pp
10Y CAGR+1.6pp

Group 1 Automotive Inc's gross margin was 16.1% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.2 percentage points from the prior year.

Operating Margin
3.3%
YoY-1.3pp
5Y CAGR-1.4pp
10Y CAGR+0.6pp

Group 1 Automotive Inc's operating margin was 3.3% in fiscal year 2025, reflecting core business profitability. This is down 1.3 percentage points from the prior year.

Net Margin
1.4%
YoY-1.1pp
5Y CAGR-1.3pp
10Y CAGR+0.6pp

Group 1 Automotive Inc's net profit margin was 1.4% in fiscal year 2025, showing the share of revenue converted to profit. This is down 1.1 percentage points from the prior year.

Return on Equity
11.7%
YoY-5.1pp
5Y CAGR-8.1pp
10Y CAGR+1.4pp

Group 1 Automotive Inc's ROE was 11.7% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 5.1 percentage points from the prior year.

Capital Allocation

R&D Spending
N/A
Share Buybacks
$554.8M
YoY+243.3%
5Y CAGR+47.2%
10Y CAGR+19.0%

Group 1 Automotive Inc spent $554.8M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 243.3% from the prior year.

Capital Expenditures
$270.0M
YoY+10.2%
5Y CAGR+21.2%
10Y CAGR+8.4%

Group 1 Automotive Inc invested $270.0M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 10.2% from the prior year.

GPI Income Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Revenue $5.6B-3.5% $5.8B+1.4% $5.7B+3.6% $5.5B-0.7% $5.5B+6.2% $5.2B+11.2% $4.7B+5.1% $4.5B
Cost of Revenue $4.7B-3.2% $4.9B+2.0% $4.8B+3.3% $4.6B-1.1% $4.7B+6.8% $4.4B+11.2% $3.9B+5.4% $3.7B
Gross Profit $874.4M-4.9% $919.7M-1.7% $935.8M+4.9% $891.9M+1.4% $879.2M+3.1% $852.7M+11.2% $766.5M+3.2% $742.6M
R&D Expenses N/A N/A N/A N/A N/A N/A N/A N/A
SG&A Expenses $627.2M-4.2% $654.9M+1.4% $646.1M+4.7% $617.3M+0.5% $614.3M+3.8% $591.6M+19.0% $497.2M+4.4% $476.1M
Operating Income $139.3M+29.2% $107.8M-57.4% $253.0M+8.2% $233.9M+20.7% $193.8M-16.3% $231.6M-3.9% $241.1M-0.6% $242.6M
Interest Expense N/A N/A N/A N/A N/A N/A N/A N/A
Income Tax $19.5M-15.2% $23.0M-47.7% $44.0M+10.8% $39.7M+41.8% $28.0M-34.1% $42.5M-6.0% $45.2M-1.3% $45.8M
Net Income $43.6M+235.4% $13.0M-90.7% $140.5M+9.7% $128.1M+35.3% $94.7M-19.3% $117.3M-15.1% $138.2M-6.6% $147.9M
EPS (Diluted) N/A $1.00-90.8% $10.82+11.9% $9.67 N/A $8.69-14.6% $10.17-5.8% $10.80

GPI Balance Sheet

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Total Assets $10.3B-0.4% $10.4B+1.6% $10.2B+3.5% $9.9B+0.6% $9.8B-1.5% $10.0B+12.7% $8.9B+4.0% $8.5B
Current Assets $3.7B+3.2% $3.6B+3.4% $3.4B-2.1% $3.5B+0.3% $3.5B-3.5% $3.6B+14.4% $3.2B+11.8% $2.8B
Cash & Equivalents $32.5M+5.5% $30.8M-41.6% $52.7M-25.2% $70.5M+104.9% $34.4M-41.4% $58.7M-8.9% $64.4M+53.7% $41.9M
Inventory $2.7B+0.3% $2.7B+2.8% $2.7B+3.9% $2.6B-3.0% $2.6B-4.2% $2.8B+16.8% $2.4B+12.2% $2.1B
Accounts Receivable N/A N/A N/A N/A N/A N/A N/A N/A
Goodwill $2.2B-1.7% $2.2B-1.2% $2.3B+9.3% $2.1B+0.9% $2.1B-3.9% $2.1B+11.7% $1.9B+4.0% $1.8B
Total Liabilities $7.6B+3.0% $7.3B+3.4% $7.1B+2.9% $6.9B+0.7% $6.8B-2.1% $7.0B+17.0% $6.0B+4.3% $5.7B
Current Liabilities $3.4B+2.0% $3.3B+1.7% $3.3B-6.4% $3.5B+3.2% $3.4B-6.3% $3.6B+17.0% $3.1B+13.8% $2.7B
Long-Term Debt $3.4B+5.9% $3.3B+6.3% $3.1B+14.9% $2.7B-2.8% $2.7B+1.6% $2.7B+18.2% $2.3B-5.7% $2.4B
Total Equity $2.8B-8.6% $3.1B-2.6% $3.1B+4.8% $3.0B+0.6% $3.0B-0.1% $3.0B+3.8% $2.9B+3.4% $2.8B
Retained Earnings $4.4B+0.9% $4.4B+0.1% $4.4B+3.2% $4.2B+2.9% $4.1B+2.2% $4.0B+2.8% $3.9B+3.5% $3.8B

GPI Cash Flow Statement

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Operating Cash Flow $129.2M-16.6% $155.0M-38.4% $251.6M+58.5% $158.7M-25.4% $212.6M-12.8% $243.9M+296.5% -$124.1M-148.9% $253.9M
Capital Expenditures $77.8M+13.9% $68.3M-4.7% $71.7M+37.4% $52.2M-43.6% $92.5M+86.1% $49.7M+25.2% $39.7M-37.2% $63.2M
Free Cash Flow $51.4M-40.7% $86.7M-51.8% $179.9M+68.9% $106.5M-11.3% $120.1M-38.2% $194.2M+218.6% -$163.8M-185.9% $190.7M
Investing Cash Flow -$12.2M+95.8% -$287.8M+12.9% -$330.3M-705.6% -$41.0M+44.1% -$73.3M+86.4% -$540.3M-963.6% -$50.8M+91.8% -$618.2M
Financing Cash Flow -$115.6M-203.5% $111.7M+98.0% $56.4M+167.5% -$83.6M+47.7% -$159.8M-154.3% $294.5M+49.5% $197.0M-43.6% $349.4M
Dividends Paid $6.1M-4.7% $6.4M-1.5% $6.5M-1.5% $6.6M+6.5% $6.2M-1.6% $6.3M0.0% $6.3M-1.6% $6.4M
Share Buybacks $305.0M+269.7% $82.5M+85.4% $44.5M-63.8% $122.8M+283.8% $32.0M+7.4% $29.8M-35.2% $46.0M-14.5% $53.8M

GPI Financial Ratios

Metric Q4'25 Q3'25 Q2'25 Q1'25 Q4'24 Q3'24 Q2'24 Q1'24
Gross Margin 15.7%-0.2pp 15.9%-0.5pp 16.4%+0.2pp 16.2%+0.4pp 15.8%-0.5pp 16.3%0.0pp 16.3%-0.3pp 16.6%
Operating Margin 2.5%+0.6pp 1.9%-2.6pp 4.4%+0.2pp 4.3%+0.8pp 3.5%-1.0pp 4.4%-0.7pp 5.1%-0.3pp 5.4%
Net Margin 0.8%+0.6pp 0.2%-2.2pp 2.5%+0.1pp 2.3%+0.6pp 1.7%-0.5pp 2.3%-0.7pp 2.9%-0.4pp 3.3%
Return on Equity 1.6%+1.1pp 0.4%-4.0pp 4.5%+0.2pp 4.3%+1.1pp 3.2%-0.8pp 3.9%-0.9pp 4.8%-0.5pp 5.3%
Return on Assets 0.4%+0.3pp 0.1%-1.2pp 1.4%+0.1pp 1.3%+0.3pp 1.0%-0.2pp 1.2%-0.4pp 1.6%-0.2pp 1.7%
Current Ratio 1.08+0.0 1.06+0.0 1.05+0.0 1.00-0.0 1.03+0.0 1.00-0.0 1.02-0.0 1.04
Debt-to-Equity 1.23+0.2 1.06+0.1 0.97+0.1 0.89-0.0 0.92+0.0 0.91+0.1 0.80-0.1 0.87
FCF Margin 0.9%-0.6pp 1.5%-1.7pp 3.1%+1.2pp 1.9%-0.2pp 2.2%-1.5pp 3.7%+7.2pp -3.5%-7.8pp 4.3%

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Frequently Asked Questions

Group 1 Automotive Inc (GPI) reported $22.6B in total revenue for fiscal year 2025. This represents a 13.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Group 1 Automotive Inc (GPI) revenue grew by 13.2% year-over-year, from $19.9B to $22.6B in fiscal year 2025.

Yes, Group 1 Automotive Inc (GPI) reported a net income of $325.2M in fiscal year 2025, with a net profit margin of 1.4%.

Group 1 Automotive Inc (GPI) reported diluted earnings per share of $25.24 for fiscal year 2025. This represents a -31.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

As of fiscal year 2025, Group 1 Automotive Inc (GPI) had $32.5M in cash and equivalents against $3.4B in long-term debt.

Group 1 Automotive Inc (GPI) had a gross margin of 16.1% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

Group 1 Automotive Inc (GPI) had an operating margin of 3.3% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

Group 1 Automotive Inc (GPI) had a net profit margin of 1.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Group 1 Automotive Inc (GPI) paid $2.00 per share in dividends during fiscal year 2025.

Group 1 Automotive Inc (GPI) has a return on equity of 11.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Group 1 Automotive Inc (GPI) generated $424.5M in free cash flow during fiscal year 2025. This represents a 24.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Group 1 Automotive Inc (GPI) generated $694.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Group 1 Automotive Inc (GPI) had $10.3B in total assets as of fiscal year 2025, including both current and long-term assets.

Group 1 Automotive Inc (GPI) invested $270.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, Group 1 Automotive Inc (GPI) spent $554.8M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Group 1 Automotive Inc (GPI) had 12M shares outstanding as of fiscal year 2025.

Group 1 Automotive Inc (GPI) had a current ratio of 1.08 as of fiscal year 2025, which is considered adequate.

Group 1 Automotive Inc (GPI) had a debt-to-equity ratio of 1.23 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Group 1 Automotive Inc (GPI) had a return on assets of 3.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Group 1 Automotive Inc (GPI) has an Altman Z-Score of 3.35, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

Group 1 Automotive Inc (GPI) has a Piotroski F-Score of 6 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Group 1 Automotive Inc (GPI) has an earnings quality ratio of 2.14x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Group 1 Automotive Inc (GPI) scores 41 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.

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