Intelligent Group Limited Financials
This page shows Intelligent Group Limited (INTJ) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Capital raising, not operations, is driving balance-sheet growth as high gross margins fail to cover expanding overhead.
Over FY2024-FY2025,$9.4M of financing inflows more than offset operating and investing cash uses, leaving the company with$8.7M of cash despite ongoing losses. Because gross margin still held near64.0% while operating margin fell to-108.2% , the main breakdown was overhead growth rather than a collapse in underlying service economics.
The business still looks asset-light at the gross-profit level: on revenue of
The balance sheet is unusually clean, with only
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Intelligent Group Limited's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Intelligent Group Limited has an operating margin of -108.2%, meaning the company retains $-108 of operating profit per $100 of revenue. This below-average margin results in a low score of 14/100, suggesting thin profitability after operating expenses. This is down from -12.4% the prior year.
Intelligent Group Limited's revenue declined 9% year-over-year, from $2.6M to $2.4M. This contraction results in a growth score of 18/100.
Intelligent Group Limited carries a low D/E ratio of 0.06, meaning only $0.06 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 84/100, indicating a strong balance sheet with room for future borrowing.
With a current ratio of 27.28, Intelligent Group Limited holds $27.28 in current assets for every $1 of short-term obligations. This comfortable liquidity earns a score of 100/100.
While Intelligent Group Limited generated -$23K in operating cash flow, capex of $108K consumed most of it, leaving -$131K in free cash flow. This results in a low score of 28/100, reflecting heavy capital investment rather than weak cash generation.
Intelligent Group Limited generates a -20.1% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 17/100. This is down from -0.7% the prior year.
Intelligent Group Limited scores 5.45, well above the 2.99 safe threshold. The score is driven primarily by a large market capitalization ($5.3M) relative to total liabilities ($656K). This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
Intelligent Group Limited passes 3 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 1 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Intelligent Group Limited generates $0.01 in operating cash flow (-$23K OCF vs -$2.3M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
Intelligent Group Limited generated $2.4M in revenue in fiscal year 2025. This represents a decrease of 9.0% from the prior year.
Intelligent Group Limited's EBITDA was -$2.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 692.2% from the prior year.
Intelligent Group Limited reported -$2.3M in net income in fiscal year 2025. This represents a decrease of 4165.9% from the prior year.
Intelligent Group Limited earned $-2.28 per diluted share (EPS) in fiscal year 2025.
Cash & Balance Sheet
Intelligent Group Limited generated -$131K in free cash flow in fiscal year 2025, representing cash available after capex.
Intelligent Group Limited held $8.7M in cash against $0 in long-term debt as of fiscal year 2025.
Margins & Returns
Intelligent Group Limited's gross margin was 63.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 3.1 percentage points from the prior year.
Intelligent Group Limited's operating margin was -108.2% in fiscal year 2025, reflecting core business profitability. This is down 95.8 percentage points from the prior year.
Intelligent Group Limited's net profit margin was -98.4% in fiscal year 2025, showing the share of revenue converted to profit. This is down 96.3 percentage points from the prior year.
Intelligent Group Limited's ROE was -20.1% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 19.5 percentage points from the prior year.
Capital Allocation
Intelligent Group Limited invested $108K in capex in fiscal year 2025, funding long-term assets and infrastructure.
INTJ Income Statement
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Revenue | N/A | N/A | N/A | N/A |
| Cost of Revenue | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A |
| Interest Expense | N/A | N/A | N/A | N/A |
| Income Tax | N/A | N/A | N/A | N/A |
| Net Income | N/A | N/A | N/A | N/A |
| EPS (Diluted) | N/A | N/A | N/A | N/A |
INTJ Balance Sheet
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Total Assets | $12.3M+31.3% | $9.3M+1.2% | $9.2M+110.6% | $4.4M |
| Current Assets | $12.0M+33.0% | $9.1M+1.1% | $9.0M+127.1% | $3.9M |
| Cash & Equivalents | $8.7M+3.1% | $8.4M+2.9% | $8.2M+152.1% | $3.2M |
| Inventory | N/A | N/A | N/A | N/A |
| Accounts Receivable | $304K-26.4% | $414K+36.6% | $303K-56.3% | $694K |
| Goodwill | N/A | N/A | N/A | N/A |
| Total Liabilities | $656K-39.5% | $1.1M+18.4% | $916K-58.0% | $2.2M |
| Current Liabilities | $441K-45.4% | $809K+23.1% | $657K-64.0% | $1.8M |
| Long-Term Debt | N/A | N/A | N/A | N/A |
| Total Equity | $11.6M+40.6% | $8.2M-0.7% | $8.3M+278.3% | $2.2M |
| Retained Earnings | -$445K-123.7% | $1.9M-0.5% | $1.9M-2.5% | $1.9M |
INTJ Cash Flow Statement
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Operating Cash Flow | N/A | N/A | N/A | N/A |
| Capital Expenditures | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A |
| Investing Cash Flow | N/A | N/A | N/A | N/A |
| Financing Cash Flow | N/A | N/A | N/A | N/A |
| Dividends Paid | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A |
INTJ Financial Ratios
| Metric | Q4'25 | Q2'25 | Q4'24 | Q4'23 |
|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A |
| Net Margin | N/A | N/A | N/A | N/A |
| Return on Equity | N/A | N/A | N/A | N/A |
| Return on Assets | N/A | N/A | N/A | N/A |
| Current Ratio | 27.28+16.1 | 11.19-2.4 | 13.63+11.5 | 2.16 |
| Debt-to-Equity | 0.06-0.1 | 0.13+0.0 | 0.11-0.9 | 0.99 |
| FCF Margin | N/A | N/A | N/A | N/A |
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Frequently Asked Questions
What is Intelligent Group Limited's annual revenue?
Intelligent Group Limited (INTJ) reported $2.4M in total revenue for fiscal year 2025. This represents a -9.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Intelligent Group Limited's revenue growing?
Intelligent Group Limited (INTJ) revenue declined by 9% year-over-year, from $2.6M to $2.4M in fiscal year 2025.
Is Intelligent Group Limited profitable?
No, Intelligent Group Limited (INTJ) reported a net income of -$2.3M in fiscal year 2025, with a net profit margin of -98.4%.
What is Intelligent Group Limited's EBITDA?
Intelligent Group Limited (INTJ) had EBITDA of -$2.6M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Intelligent Group Limited's gross margin?
Intelligent Group Limited (INTJ) had a gross margin of 63.8% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Intelligent Group Limited's operating margin?
Intelligent Group Limited (INTJ) had an operating margin of -108.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Intelligent Group Limited's net profit margin?
Intelligent Group Limited (INTJ) had a net profit margin of -98.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Intelligent Group Limited's return on equity (ROE)?
Intelligent Group Limited (INTJ) has a return on equity of -20.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Intelligent Group Limited's free cash flow?
Intelligent Group Limited (INTJ) generated -$131K in free cash flow during fiscal year 2025. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Intelligent Group Limited's operating cash flow?
Intelligent Group Limited (INTJ) generated -$23K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Intelligent Group Limited's total assets?
Intelligent Group Limited (INTJ) had $12.3M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Intelligent Group Limited's capital expenditures?
Intelligent Group Limited (INTJ) invested $108K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Intelligent Group Limited's current ratio?
Intelligent Group Limited (INTJ) had a current ratio of 27.28 as of fiscal year 2025, which is generally considered healthy.
What is Intelligent Group Limited's debt-to-equity ratio?
Intelligent Group Limited (INTJ) had a debt-to-equity ratio of 0.06 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Intelligent Group Limited's return on assets (ROA)?
Intelligent Group Limited (INTJ) had a return on assets of -19.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Intelligent Group Limited's cash runway?
Based on fiscal year 2025 data, Intelligent Group Limited (INTJ) had $8.7M in cash against an annual operating cash burn of $23K. This gives an estimated cash runway of approximately 4548 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Intelligent Group Limited's Altman Z-Score?
Intelligent Group Limited (INTJ) has an Altman Z-Score of 5.45, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Intelligent Group Limited's Piotroski F-Score?
Intelligent Group Limited (INTJ) has a Piotroski F-Score of 3 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Intelligent Group Limited's earnings high quality?
Intelligent Group Limited (INTJ) has an earnings quality ratio of 0.01x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Intelligent Group Limited?
Intelligent Group Limited (INTJ) scores 44 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.