What is J Jill's earnings per share (EPS)?

J Jill (JILL) reported diluted earnings per share of $1.82 for fiscal year 2026. This represents a -30.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

J Jill Financials

JILL

Source SEC Filings (10-K/10-Q) Updated Jan 31, 2026 Currency USD FYE January

This page shows J Jill (JILL) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI JILL FY2026 2026-04-22

Store cash flow funded deleveraging, but a below-gross-profit cost squeeze increasingly weakened what each sales dollar produced.

Debt reduction was the clearest use of cash: borrowings fell from $152M to $71M, showing internally generated cash went first to balance-sheet repair rather than expansion. That happened even as gross margin stayed near 69% but free cash flow margin compressed to 4.2%, which points to pressure below gross profit line and heavier cash needs rather than a breakdown in product economics.

Sales stayed anchored around $600M, yet operating margin fell to 8.5%. Because gross margin remained high, the squeeze looks more like weaker fixed-cost absorption or overhead creep than a sharp deterioration in what the company earns before overhead.

Inventory rose to $70M while operating cash flow dropped to $42M, so more cash was tied up in stock as demand softened. A current ratio above 1.0x says near-term obligations were covered, but the business had less room to fund dividends and buybacks from internally generated cash.

Financial Health Signals

Financial Profile 39/100

Based on FY2026 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of J Jill's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Profitability

J Jill has an operating margin of 8.5%, meaning the company retains $8 of operating profit per $100 of revenue. This results in a moderate score of 46/100, indicating healthy but not exceptional operating efficiency. This is down from 12.4% the prior year.

Growth

J Jill's revenue declined 2.3% year-over-year, from $610.9M to $596.5M. This contraction results in a growth score of 32/100.

Leverage

J Jill carries a low D/E ratio of 0.59, meaning only $0.59 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 90/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

J Jill's current ratio of 1.08 is below the typical benchmark, resulting in a score of 17/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Cash Flow

J Jill has a free cash flow margin of 4.2%, earning a moderate score of 41/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

J Jill generates a 0.0% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 11/100. This is up from 0.0% the prior year.

Altman Z-Score Distress

1.71

J Jill scores 1.71, below the 1.81 distress threshold. This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Piotroski F-Score Neutral

5/9

J Jill passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 2 of 3 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Cash-Backed

1510.54x

For every $1 of reported earnings, J Jill generates $1510.54 in operating cash flow ($42.1M OCF vs $28K net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Adequate

4.9x

J Jill earns $4.9 in operating income for every $1 of interest expense ($50.6M vs $10.4M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$596.5M

YoY-2.3%

5Y CAGR+6.9%

J Jill generated $596.5M in revenue in fiscal year 2026. This represents a decrease of 2.3% from the prior year.

EBITDA

$71.8M

YoY-26.0%

J Jill's EBITDA was $71.8M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 26.0% from the prior year.

Net Income

$28K

YoY-29.3%

J Jill reported $28K in net income in fiscal year 2026. This represents a decrease of 29.3% from the prior year.

EPS (Diluted)

$1.82

YoY-30.3%

J Jill earned $1.82 per diluted share (EPS) in fiscal year 2026. This represents a decrease of 30.3% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$25.2M

YoY-50.4%

J Jill generated $25.2M in free cash flow in fiscal year 2026, representing cash available after capex. This represents a decrease of 50.4% from the prior year.

Cash & Debt

$41.0M

YoY+31.3%

5Y CAGR+30.8%

J Jill held $41.0M in cash against $71.4M in long-term debt as of fiscal year 2026.

Dividends Per Share

$0.32

YoY+52.4%

J Jill paid $0.32 per share in dividends in fiscal year 2026. This represents an increase of 52.4% from the prior year.

Shares Outstanding

15M

YoY-2.4%

5Y CAGR+8.9%

J Jill had 15M shares outstanding in fiscal year 2026. This represents a decrease of 2.4% from the prior year.

Margins & Returns

Gross Margin

68.7%

YoY-1.7pp

5Y CAGR+11.1pp

J Jill's gross margin was 68.7% in fiscal year 2026, indicating the percentage of revenue retained after direct costs. This is down 1.7 percentage points from the prior year.

Operating Margin

8.5%

YoY-3.9pp

5Y CAGR+46.9pp

J Jill's operating margin was 8.5% in fiscal year 2026, reflecting core business profitability. This is down 3.9 percentage points from the prior year.

Net Margin

0.0%

YoY-0.0pp

5Y CAGR+32.7pp

J Jill's net profit margin was 0.0% in fiscal year 2026, showing the share of revenue converted to profit. This is down 0.0 percentage points from the prior year.

Return on Equity

0.0%

YoY-0.0pp

J Jill's ROE was 0.0% in fiscal year 2026, measuring profit generated per dollar of shareholder equity. This is down 0.0 percentage points from the prior year.

Capital Allocation

R&D Spending

N/A

Share Buybacks

$10.4M

YoY+1881.8%

J Jill spent $10.4M on share buybacks in fiscal year 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 1881.8% from the prior year.

Capital Expenditures

$16.9M

YoY+18.7%

5Y CAGR+60.7%

J Jill invested $16.9M in capex in fiscal year 2026, funding long-term assets and infrastructure. This represents an increase of 18.7% from the prior year.

JILL Income Statement

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Revenue	$596.5M-2.3%	$610.9M+0.5%	$608.0M-1.7%	$618.5M+5.7%	$585.2M+37.1%	$426.7M
Cost of Revenue	$186.8M+3.2%	$181.0M+2.1%	$177.3M-8.3%	$193.2M+1.3%	$190.8M+5.3%	$181.1M
Gross Profit	$409.7M-4.7%	$429.9M-0.2%	$430.8M+1.3%	$425.3M+7.8%	$394.4M+60.6%	$245.6M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$358.5M+1.4%	$353.4M+2.6%	$344.5M-0.2%	$345.2M+2.8%	$335.7M-2.3%	$343.4M
Operating Income	$50.6M-33.1%	$75.7M-12.0%	$86.0M+9.3%	$78.7M+34.1%	$58.7M+135.8%	-$164.1M
Interest Expense	$10.4M-33.6%	$15.7M-38.9%	$25.7M+49.6%	$17.2M+200.7%	-$17.1M+3.6%	-$17.7M
Income Tax	$11.2M-23.0%	$14.5M+10.1%	$13.2M-20.2%	$16.5M+105.8%	$8.0M+116.6%	-$48.2M
Net Income	$28K-29.3%	$39K+9.1%	$36K-99.9%	$42.2M+249.9%	-$28.1M+79.8%	-$139.4M
EPS (Diluted)	$1.82-30.3%	$2.61+4.0%	$2.51-14.9%	$2.95+230.5%	$-2.26+85.2%	$-15.22

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Revenue	$150.5M-2.2%	$154.0M+0.2%	$153.6M+1.9%	$150.7M-0.3%	$151.3M-2.6%	$155.2M-3.9%	$161.5M+16.2%	$139.0M
Cost of Revenue	$43.8M-9.9%	$48.6M+12.4%	$43.3M-11.0%	$48.6M+12.3%	$43.3M-5.6%	$45.8M+4.7%	$43.8M-6.7%	$46.9M
Gross Profit	$106.7M+1.3%	$105.4M-4.5%	$110.4M+8.1%	$102.1M-5.4%	$108.0M-1.3%	$109.4M-7.1%	$117.7M+27.9%	$92.1M
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$91.8M+3.6%	$88.6M-2.8%	$91.1M+4.3%	$87.3M-1.5%	$88.6M+2.7%	$86.3M-3.1%	$89.1M+5.2%	$84.7M
Operating Income	$14.9M-11.1%	$16.8M-12.0%	$19.1M+32.5%	$14.4M-25.2%	$19.2M-16.5%	$23.0M-18.9%	$28.4M+277.9%	$7.5M
Interest Expense	$2.7M-1.2%	$2.7M-2.0%	$2.8M-56.0%	$6.3M+122.5%	$2.8M-23.5%	$3.7M-42.1%	$6.4M+5.0%	$6.1M
Income Tax	$3.6M-11.2%	$4.0M-18.8%	$5.0M+157.5%	$1.9M-57.3%	$4.5M+47.1%	$3.1M-50.6%	$6.2M+240.1%	-$4.4M
Net Income	$9.2M-12.5%	$10.5M-10.1%	$11.7M+136.3%	-$32.2M-360.7%	$12.3M+50.8%	$8.2M-50.9%	$16.7M+138.4%	-$43.5M
EPS (Diluted)	$0.60-13.0%	$0.69-9.2%	$0.76	N/A	$0.80+48.1%	$0.54-53.4%	$1.16	N/A

JILL Balance Sheet

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Total Assets	$450.2M+4.0%	$432.9M-2.5%	$443.9M+8.8%	$408.0M-12.0%	$463.6M-5.3%	$489.4M
Current Assets	$141.2M+15.4%	$122.3M-23.0%	$158.9M+48.3%	$107.1M-22.8%	$138.8M+13.9%	$121.8M
Cash & Equivalents	$41.0M+31.3%	$31.2M-59.5%	$77.1M+176.5%	$27.9M-31.7%	$40.8M+280.8%	$10.7M
Inventory	$70.1M+15.7%	$60.6M+13.9%	$53.1M-1.2%	$53.8M-14.9%	$63.2M+6.6%	$59.3M
Accounts Receivable	$4.3M-53.9%	$9.4M-14.1%	$10.9M+33.9%	$8.2M+7.3%	$7.6M+7.2%	$7.1M
Goodwill	$59.7M0.0%	$59.7M0.0%	$59.7M0.0%	$59.7M0.0%	$59.7M0.0%	$59.7M
Total Liabilities	$328.7M+2.4%	$320.9M-17.9%	$390.8M-3.4%	$404.6M-18.1%	$493.9M-18.3%	$604.4M
Current Liabilities	$130.6M+5.3%	$124.1M-21.8%	$158.6M+28.3%	$123.6M-10.5%	$138.2M-9.0%	$151.8M
Long-Term Debt	$71.4M	N/A	$119.1M-21.5%	$151.8M-25.1%	$202.7M-11.5%	$228.9M
Total Equity	$121.5M+8.5%	$112.0M+110.8%	$53.1M+1497.4%	$3.3M+111.0%	-$30.3M+73.6%	-$115.0M
Retained Earnings	-$108.8M+13.0%	-$125.0M+21.6%	-$159.4M+23.3%	-$207.7M+13.5%	-$240.1M+1.9%	-$244.7M

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Total Assets	$458.0M+4.9%	$436.5M+0.8%	$432.9M+3.6%	$417.7M-0.1%	$418.3M+7.0%	$390.8M-12.0%	$443.9M+3.7%	$428.2M
Current Assets	$150.3M+15.3%	$130.4M+6.6%	$122.3M+0.2%	$122.0M-3.0%	$125.8M+19.0%	$105.7M-33.5%	$158.9M+15.0%	$138.1M
Cash & Equivalents	$58.0M+27.4%	$45.5M+45.7%	$31.2M-11.8%	$35.4M-8.6%	$38.8M+36.2%	$28.5M-63.1%	$77.1M+24.0%	$62.2M
Inventory	$66.9M+21.1%	$55.3M-8.7%	$60.6M-1.2%	$61.3M-0.7%	$61.7M+17.1%	$52.7M-0.8%	$53.1M-0.2%	$53.3M
Accounts Receivable	$4.9M-25.0%	$6.5M-30.9%	$9.4M+86.8%	$5.0M-23.2%	$6.5M+28.9%	$5.1M-53.6%	$10.9M+116.5%	$5.0M
Goodwill	$59.7M0.0%	$59.7M0.0%	$59.7M0.0%	$59.7M0.0%	$59.7M0.0%	$59.7M0.0%	$59.7M0.0%	$59.7M
Total Liabilities	$328.9M+4.4%	$315.0M-1.8%	$320.9M+2.9%	$311.9M-1.0%	$315.0M+4.8%	$300.4M-23.1%	$390.8M0.0%	$391.0M
Current Liabilities	$130.7M+11.6%	$117.2M-5.6%	$124.1M-2.4%	$127.1M-2.2%	$129.9M+8.8%	$119.4M-24.7%	$158.6M+2.3%	$155.0M
Long-Term Debt	N/A	N/A	N/A	N/A	$69.1M+0.4%	$68.8M-42.2%	$119.1M-1.3%	$120.6M
Total Equity	$129.0M+6.2%	$121.5M+8.5%	$112.0M+5.9%	$105.8M+2.4%	$103.3M+14.3%	$90.4M+70.1%	$53.1M+42.7%	$37.2M
Retained Earnings	-$105.2M+8.0%	-$114.4M+8.4%	-$125.0M+8.6%	-$136.6M+1.6%	-$138.9M+8.2%	-$151.2M+5.1%	-$159.4M+9.5%	-$176.1M

JILL Cash Flow Statement

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Operating Cash Flow	$42.1M-35.2%	$65.0M+2.7%	$63.3M-14.9%	$74.4M-0.8%	$75.0M+315.4%	-$34.8M
Capital Expenditures	$16.9M+18.7%	$14.3M+33.5%	$10.7M+16.3%	$9.2M+318.3%	$2.2M+39.1%	$1.6M
Free Cash Flow	$25.2M-50.4%	$50.8M-3.5%	$52.6M-19.3%	$65.2M-10.4%	$72.8M+300.1%	-$36.4M
Investing Cash Flow	-$18.9M-6.5%	-$17.8M-4.8%	-$16.9M-12.4%	-$15.1M-175.2%	-$5.5M-43.9%	-$3.8M
Financing Cash Flow	-$17.6M+76.2%	-$74.0M-3.9%	-$71.3M-762.5%	-$8.3M+78.2%	-$38.0M-276.7%	$21.5M
Dividends Paid	$4.9M+67.6%	$2.9M	N/A	N/A	N/A	N/A
Share Buybacks	$10.4M+1881.8%	$523K	N/A	N/A	N/A	N/A

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Operating Cash Flow	$19.1M-1.6%	$19.4M+262.9%	$5.3M-34.0%	$8.1M-57.6%	$19.1M+16.4%	$16.4M-23.8%	$21.5M+224.2%	$6.6M
Capital Expenditures	$3.0M+33.9%	$2.3M+0.8%	$2.2M-66.7%	$6.7M+51.8%	$4.4M+214.1%	$1.4M-18.8%	$1.7M-64.4%	$4.9M
Free Cash Flow	$16.0M-6.3%	$17.1M+452.0%	$3.1M+124.6%	$1.4M-90.6%	$14.6M-2.2%	$15.0M-24.2%	$19.8M+1020.6%	$1.8M
Investing Cash Flow	-$3.3M-21.1%	-$2.8M-1.0%	-$2.7M+64.7%	-$7.7M-40.5%	-$5.5M-144.1%	-$2.2M+2.8%	-$2.3M+62.6%	-$6.2M
Financing Cash Flow	-$3.2M-38.7%	-$2.3M+65.7%	-$6.8M-82.7%	-$3.7M-13.3%	-$3.3M+94.8%	-$62.8M-1380.1%	-$4.2M-76.8%	-$2.4M
Dividends Paid	$1.2M-0.3%	$1.2M-0.4%	$1.2M+14.2%	$1.1M-0.1%	$1.1M	N/A	N/A	N/A
Share Buybacks	$2.0M+99.6%	$1.0M-71.6%	$3.5M	N/A	N/A	N/A	N/A	N/A

JILL Financial Ratios

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Gross Margin	68.7%-1.7pp	70.4%-0.5pp	70.9%+2.1pp	68.8%+1.4pp	67.4%+9.8pp	57.6%
Operating Margin	8.5%-3.9pp	12.4%-1.8pp	14.1%+1.4pp	12.7%+2.7pp	10.0%+48.5pp	-38.5%
Net Margin	0.0%-0.0pp	0.0%0.0pp	0.0%-6.8pp	6.8%+11.6pp	-4.8%+27.9pp	-32.7%
Return on Equity	0.0%-0.0pp	0.0%-0.0pp	0.1%-1268.4pp	1268.4%	N/A	N/A
Return on Assets	0.0%0.0pp	0.0%0.0pp	0.0%-10.3pp	10.3%+16.4pp	-6.1%+22.4pp	-28.5%
Current Ratio	1.08+0.1	0.99-0.0	1.00+0.1	0.87-0.1	1.00+0.2	0.80
Debt-to-Equity	0.59-2.3	2.87+0.6	2.24-43.4	45.65+52.3	-6.68-4.7	-1.99
FCF Margin	4.2%-4.1pp	8.3%-0.3pp	8.6%-1.9pp	10.5%-1.9pp	12.4%+21.0pp	-8.5%

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Gross Margin	70.9%+2.5pp	68.4%-3.4pp	71.8%+4.1pp	67.8%-3.6pp	71.4%+0.9pp	70.5%-2.4pp	72.9%+6.7pp	66.2%
Operating Margin	9.9%-1.0pp	10.9%-1.5pp	12.4%+2.9pp	9.6%-3.2pp	12.7%-2.1pp	14.8%-2.7pp	17.6%+12.2pp	5.4%
Net Margin	6.1%-0.7pp	6.8%-0.8pp	7.6%+29.0pp	-21.4%-29.5pp	8.2%+2.9pp	5.3%-5.1pp	10.3%+41.6pp	-31.3%
Return on Equity	7.1%-1.5pp	8.6%-1.8pp	10.4%+40.9pp	-30.4%-42.4pp	12.0%+2.9pp	9.1%-22.4pp	31.4%+148.3pp	-116.9%
Return on Assets	2.0%-0.4pp	2.4%-0.3pp	2.7%+10.4pp	-7.7%-10.7pp	2.9%+0.8pp	2.1%-1.7pp	3.8%+13.9pp	-10.2%
Current Ratio	1.15+0.0	1.11+0.1	0.99+0.0	0.960.0	0.97+0.1	0.89-0.1	1.00+0.1	0.89
Debt-to-Equity	2.55-0.0	2.59-0.3	2.87-0.1	2.95+2.3	0.67-0.1	0.76-1.5	2.24-1.0	3.24
FCF Margin	10.7%-0.5pp	11.1%+9.1pp	2.0%+1.1pp	0.9%-8.8pp	9.7%+0.0pp	9.7%-2.6pp	12.2%+11.0pp	1.3%

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Frequently Asked Questions

What is J Jill's annual revenue?

J Jill (JILL) reported $596.5M in total revenue for fiscal year 2026. This represents a -2.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is J Jill's revenue growing?

J Jill (JILL) revenue declined by 2.3% year-over-year, from $610.9M to $596.5M in fiscal year 2026.

Is J Jill profitable?

Yes, J Jill (JILL) reported a net income of $28K in fiscal year 2026, with a net profit margin of 0.0%.

What is J Jill's EBITDA?

J Jill (JILL) had EBITDA of $71.8M in fiscal year 2026, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does J Jill have?

As of fiscal year 2026, J Jill (JILL) had $41.0M in cash and equivalents against $71.4M in long-term debt.

What is J Jill's gross margin?

J Jill (JILL) had a gross margin of 68.7% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.

What is J Jill's operating margin?

J Jill (JILL) had an operating margin of 8.5% in fiscal year 2026, reflecting the profitability of core business operations before interest and taxes.

What is J Jill's net profit margin?

J Jill (JILL) had a net profit margin of 0.0% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.

Does J Jill pay dividends?

Yes, J Jill (JILL) paid $0.32 per share in dividends during fiscal year 2026.

What is J Jill's return on equity (ROE)?

J Jill (JILL) has a return on equity of 0.0% for fiscal year 2026, measuring how efficiently the company generates profit from shareholder equity.

What is J Jill's free cash flow?

J Jill (JILL) generated $25.2M in free cash flow during fiscal year 2026. This represents a -50.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is J Jill's operating cash flow?

J Jill (JILL) generated $42.1M in operating cash flow during fiscal year 2026, representing cash generated from core business activities.

What are J Jill's total assets?

J Jill (JILL) had $450.2M in total assets as of fiscal year 2026, including both current and long-term assets.

What are J Jill's capital expenditures?

J Jill (JILL) invested $16.9M in capital expenditures during fiscal year 2026, funding long-term assets and infrastructure.

Does J Jill buy back shares?

Yes, J Jill (JILL) spent $10.4M on share buybacks during fiscal year 2026, returning capital to shareholders by reducing shares outstanding.

How many shares does J Jill have outstanding?

J Jill (JILL) had 15M shares outstanding as of fiscal year 2026.

What is J Jill's current ratio?

J Jill (JILL) had a current ratio of 1.08 as of fiscal year 2026, which is considered adequate.

What is J Jill's debt-to-equity ratio?

J Jill (JILL) had a debt-to-equity ratio of 0.59 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is J Jill's return on assets (ROA)?

J Jill (JILL) had a return on assets of 0.0% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.

What is J Jill's Altman Z-Score?

J Jill (JILL) has an Altman Z-Score of 1.71, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is J Jill's Piotroski F-Score?

J Jill (JILL) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are J Jill's earnings high quality?

J Jill (JILL) has an earnings quality ratio of 1510.54x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can J Jill cover its interest payments?

J Jill (JILL) has an interest coverage ratio of 4.9x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is J Jill?

J Jill (JILL) scores 39 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.