J Jill (JILL) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q3 FY2027, filed Sep 9, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the JILL SEC filings page.
J Jill (JILL) reported $596.5M in revenue for fiscal year 2025, down 2.3% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 10 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
J.Jill’s dominant mechanic is cash-positive retail where inventory absorption and fixed costs compress free cash generation.
FY2025 paired a 2.3% revenue decline with a 14.4% inventory increase, indicating merchandise accumulated despite softer sales. That pressure appears in free-cash-flow margin, which fell from8.3% in FY2024 to4.2% , leaving less cash after reinvestment even though operating cash flow remained positive.
By FY2025, gross margin was
Reported equity rose from
Financial Health Signals
Scored against operating companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of J Jill's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
J Jill has an operating margin of 8.5%, meaning the company retains $8 of operating profit per $100 of revenue. This strong profitability earns a score of 72/100, reflecting efficient cost management and pricing power. This is down from 12.4% the prior year.
J Jill's revenue declined 2.3% year-over-year, from $610.9M to $596.5M. This contraction results in a growth score of 28/100.
J Jill has a moderate D/E ratio of 0.59. This balance of debt and equity financing earns a leverage score of 64/100.
J Jill's current ratio of 1.08 is below the typical benchmark, resulting in a score of 23/100. This tight liquidity could limit financial flexibility if cash inflows slow.
J Jill has a free cash flow margin of 4.2%, earning a moderate score of 51/100. The company generates positive cash flow after capital investments, but with room for improvement.
J Jill earns a strong 0.0% return on equity (ROE), meaning it generates less than $1 of profit for every $100 of shareholders' equity. This efficient capital use earns a returns score of 86/100. This is unchanged from the prior year.
J Jill scores 1.98, placing it in the grey zone between 1.81 and 2.99. This signals moderate financial risk that warrants monitoring.
Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.
J Jill passes 5 of 8 computable financial strength tests (1 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, neither operating efficiency signal passes.
J Jill reported $28K of net income while generating $42.1M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead.
J Jill earns $4.85 in operating income for every $1 of interest expense ($50.6M vs $10.4M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.
Key Financial Metrics
Earnings & Revenue
J Jill generated $154.8M in revenue in Q3 2027. This represents an increase of 0.5% from the same quarter a year earlier. Against the prior quarter it is up 7.2%.
J Jill's EBITDA was $29.3M in Q3 2027, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 32.8% from the same quarter a year earlier. Against the prior quarter it is up 109.4%.
J Jill reported $16.8M in net income in Q3 2027. This represents an increase of 59.5% from the same quarter a year earlier. Against the prior quarter it is up 257.8%.
J Jill earned $1.11 per diluted share (EPS) in Q3 2027. This represents an increase of 60.9% from the same quarter a year earlier. Against the prior quarter it is up 258.1%.
Cash & Balance Sheet
J Jill generated $44.5M in free cash flow in Q3 2027, representing cash available after capex. This represents an increase of 160.2% from the same quarter a year earlier. Against the prior quarter it is up 5153.0%.
J Jill held $76.9M in cash against $71.2M in long-term debt as of Q3 2027.
J Jill paid $0.09 per share in dividends in Q3 2027. This represents an increase of 12.5% from the same quarter a year earlier. It is unchanged from the prior quarter.
Margins & Returns
J Jill's gross margin was 76.8% in Q3 2027, indicating the percentage of revenue retained after direct costs. This is up 8.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 8.5 percentage points.
J Jill's operating margin was 15.7% in Q3 2027, reflecting core business profitability. This is up 4.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 9.6 percentage points.
J Jill's net profit margin was 10.8% in Q3 2027, showing the share of revenue converted to profit. This is up 4.0 percentage points from the same quarter a year earlier. Against the prior quarter it is up 7.6 percentage points.
J Jill's ROE was 12.0% in Q3 2027, measuring profit generated per dollar of shareholder equity. This is up 3.4 percentage points from the same quarter a year earlier. Against the prior quarter it is up 8.2 percentage points.
Capital Allocation
J Jill spent $1.5M on share buybacks in Q3 2027, returning capital to shareholders by reducing shares outstanding. This represents an increase of 53.7% from the same quarter a year earlier. Against the prior quarter it is up 94.0%.
J Jill invested $1.7M in capex in Q3 2027, funding long-term assets and infrastructure. This represents a decrease of 22.4% from the same quarter a year earlier. Against the prior quarter it is down 31.9%.
Not reported for Q3 2027.
JILL Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2710-Q | Q2'2710-Q | Q4'2610-Q | Q3'2610-Q | Q2'2610-Q | Q1'2610-K | Q4'2510-Q | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $154.8M+0.5% | $144.4M-6.0% | $150.5M-0.5% | $154.0M-0.8% | $153.6M-4.9% | $150.7M+8.4% | $151.3M | $155.2M+2.9% |
| Cost of Revenue | $35.9M-26.3% | $45.7M+5.7% | $43.8M+1.2% | $48.6M+6.1% | $43.3M-1.2% | $48.6M+3.5% | $43.3M | $45.8M+8.4% |
| Gross Profit | $119.0M+12.9% | $98.7M-10.6% | $106.7M-1.2% | $105.4M-3.7% | $110.4M-6.3% | $102.1M+10.9% | $108.0M | $109.4M+0.7% |
| SG&A Expenses | $94.6M+6.9% | $89.7M-1.5% | $91.8M+3.6% | $88.6M+2.6% | $91.1M+2.2% | $87.3M+3.1% | $88.6M | $86.3M-0.2% |
| Operating Income | $24.3M+44.7% | $8.8M-54.0% | $14.9M-22.4% | $16.8M-27.1% | $19.1M-32.8% | $14.4M+91.7% | $19.2M | $23.0M+4.0% |
| EBITDA | $29.3M+32.8% | $14.0M-42.6% | $20.1M-17.7% | $22.1M-21.2% | $24.4M-28.6% | $20.1M+51.5% | $24.5M | $28.0M+0.2% |
| Interest Expense | $1.9M-30.5% | $1.9M-32.9% | $2.7M-5.2% | $2.7M-26.6% | $2.8M-56.7% | $6.3M+3.4% | $2.8M | $3.7M-42.7% |
| Income Tax | $6.7M+66.6% | $2.5M-48.7% | $3.6M-20.8% | $4.0M+31.2% | $5.0M-20.2% | $1.9M+143.4% | $4.5M | $3.1M-34.8% |
| Net Income | $16.8M+59.5% | $4.7M-59.9% | $9.2M-25.5% | $10.5M+28.4% | $11.7M-30.0% | -$32.2M+26.0% | $12.3M | $8.2M-29.5% |
| EPS (Basic) | $1.12+62.3% | $0.32-57.9% | $0.61-24.7% | $0.69+25.5% | $0.76-35.0% | $0.13-61.8% | $0.81 | $0.55-32.9% |
| EPS (Diluted) | $1.11+60.9% | $0.31-59.2% | $0.60-25.0% | $0.69+27.8% | $0.76-34.5% | $0.13-59.4% | $0.80 | $0.54-32.5% |
| Diluted Shares (Avg) | 15M-1.5% | 15M-2.7% | 15M-0.9% | 15M+1.3% | 15M+6.9% | N/A | 15M | 15M+4.5% |
Not reported in any period shown, so not listed: R&D Expenses.
JILL Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2710-Q | Q2'2710-Q | Q4'2610-Q | Q3'2610-Q | Q2'2610-Q | Q1'2610-K | Q4'2510-Q | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $457.8M+4.9% | $437.5M+1.1% | $458.0M+9.5% | $436.5M+11.7% | $432.9M-2.5% | $417.7M-2.4% | $418.3M | $390.8M-10.8% |
| Current Assets | $155.8M+19.5% | $134.4M+9.9% | $150.3M+19.5% | $130.4M+23.3% | $122.3M-23.0% | $122.0M-11.7% | $125.8M | $105.7M-26.4% |
| Cash & Equivalents | $76.9M+68.9% | $36.3M+16.2% | $58.0M+49.6% | $45.5M+59.9% | $31.2M-59.5% | $35.4M-43.0% | $38.8M | $28.5M-55.6% |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Inventory | $52.6M-4.7% | $63.9M+5.6% | $66.9M+8.4% | $55.3M+4.9% | $60.6M+13.9% | $61.3M+15.1% | $61.7M | $52.7M-7.0% |
| Accounts Receivable | $5.9M-9.6% | $8.5M-9.2% | $4.9M-25.7% | $6.5M+27.8% | $9.4M-14.1% | $5.0M-0.5% | $6.5M | $5.1M-18.4% |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Goodwill | $59.7M0.0% | $59.7M0.0% | $59.7M0.0% | $59.7M0.0% | $59.7M0.0% | $59.7M0.0% | $59.7M | $59.7M0.0% |
| Total Liabilities | $318.0M+0.9% | $313.2M-2.4% | $328.9M+4.4% | $315.0M+4.8% | $320.9M-17.9% | $311.9M-20.2% | $315.0M | $300.4M-26.1% |
| Current Liabilities | $120.2M+2.6% | $118.4M-4.5% | $130.7M+0.6% | $117.2M-1.8% | $124.1M-21.8% | $127.1M-18.0% | $129.9M | $119.4M-12.2% |
| Non-Current Liabilities | $197.7M-0.1% | $194.7M-1.1% | $198.2M+7.1% | $197.8M+9.3% | $196.9M-15.2% | $184.8M-21.7% | $185.1M | $181.1M-33.0% |
| Long-Term Debt | $71.2M | $71.3M | N/A | N/A | N/A | N/A | $69.1M | $68.8M-53.7% |
| Total Equity | $139.8M+15.1% | $124.3M+11.0% | $129.0M+25.0% | $121.5M+34.5% | $112.0M+110.8% | $105.8M+184.2% | $103.3M | $90.4M+185.4% |
| Retained Earnings | -$87.3M+23.7% | -$104.1M+16.7% | -$105.2M+24.2% | -$114.4M+24.3% | -$125.0M+21.6% | -$136.6M+22.4% | -$138.9M | -$151.2M+16.4% |
JILL Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2710-Q | Q2'2710-Q | Q4'2610-Q | Q3'2610-Q | Q2'2610-Q | Q1'2610-K | Q4'2510-Q | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $46.3M+139.0% | $1.7M-68.4% | $19.1M-0.1% | $19.4M+18.2% | $5.3M-75.2% | $8.1M+22.0% | $19.1M | $16.4M-22.2% |
| Depreciation & Amortization | $5.1M-4.8% | $5.2M-1.8% | $5.2M-0.6% | $5.3M+6.0% | $5.3M-8.2% | $5.2M-13.7% | $5.3M | $5.0M-14.2% |
| Stock-Based Compensation | N/A | $1.3M+29.6% | N/A | N/A | $966K-23.0% | N/A | N/A | N/A |
| Capital Expenditures | $1.7M-22.4% | $2.6M+14.8% | $3.0M-31.7% | $2.3M+60.3% | $2.2M+29.2% | $6.7M+37.8% | $4.4M | $1.4M-39.1% |
| Free Cash Flow | $44.5M+160.2% | -$881K-128.4% | $16.0M+9.4% | $17.1M+14.2% | $3.1M-84.3% | $1.4M-21.8% | $14.6M | $15.0M-20.2% |
| Investing Cash Flow | -$2.2M+18.9% | -$2.8M-2.5% | -$3.3M+39.2% | -$2.8M-22.4% | -$2.7M-17.8% | -$7.7M-24.8% | -$5.5M | -$2.2M+38.5% |
| Financing Cash Flow | -$3.4M-47.2% | -$3.6M+46.8% | -$3.2M+1.4% | -$2.3M+96.3% | -$6.8M-60.2% | -$3.7M-55.0% | -$3.3M | -$62.8M-2753.8% |
| Dividends Paid | $1.3M+10.0% | $1.3M+9.6% | $1.2M+13.2% | $1.2M | $1.2M | $1.1M | $1.1M | N/A |
| Share Buybacks | $1.5M+53.7% | $794K-77.5% | $2.0M | $1.0M | $3.5M | N/A | N/A | N/A |
JILL Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2710-Q | Q2'2710-Q | Q4'2610-Q | Q3'2610-Q | Q2'2610-Q | Q1'2610-K | Q4'2510-Q | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 76.8%+8.4pp | 68.3%-3.5pp | 70.9%-0.5pp | 68.4%-2.0pp | 71.8%-1.1pp | 67.8%+1.5pp | 71.4% | 70.5%-1.5pp |
| Operating Margin | 15.7%+4.8pp | 6.1%-6.3pp | 9.9%-2.8pp | 10.9%-3.9pp | 12.4%-5.2pp | 9.6%+4.2pp | 12.7% | 14.8%+0.2pp |
| Net Margin | 10.8%+4.0pp | 3.3%-4.4pp | 6.1%-2.0pp | 6.8%+1.6pp | 7.6%-2.7pp | -21.4%+9.9pp | 8.2% | 5.3%-2.4pp |
| Return on Equity | 12.0%+3.4pp | 3.8%-6.7pp | 7.1%-4.8pp | 8.6%-0.4pp | 10.4%-21.0pp | -30.4%+86.4pp | 12.0% | 9.1%-27.6pp |
| Return on Assets | 3.7%+1.3pp | 1.1%-1.6pp | 2.0%-0.9pp | 2.4%+0.3pp | 2.7%-1.1pp | -7.7%+2.4pp | 2.9% | 2.1%-0.5pp |
| Current Ratio | 1.30+0.2x | 1.14+0.1x | 1.15+0.2x | 1.11+0.2x | 0.990.0x | 0.96+0.1x | 0.97 | 0.89-0.2x |
| Debt-to-Equity | 0.51-2.1x | 0.57-2.3x | 2.55+1.9x | 2.59+1.8x | 2.87+0.6x | 2.95-0.3x | 0.67 | 0.76-3.9x |
| Asset Turnover | 0.340.0x | 0.330.0x | 0.330.0x | 0.350.0x | 0.350.0x | 0.360.0x | 0.36 | 0.40+0.1x |
| FCF Margin | 28.7%+17.6pp | -0.6%-2.6pp | 10.7%+1.0pp | 11.1%+1.5pp | 2.0%-10.2pp | 0.9%-0.3pp | 9.7% | 9.7%-2.8pp |
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| J Jill JILL | FY2025 | $596.5M | $28K | 0.0% | $323.0M | 54/100 |
| Citi Trends CTRN | FY2025 | $820.0M | $5.2M | 0.6% | $587.3M | 27/100 |
| Torrid Hldgs Inc CURV | FY2025 | $1.0B | -$7.0M | -0.7% | $249.2M | 33/100 |
| Duluth Holdings DLTH | FY2025 | $565.2M | -$16.4M | -2.9% | $168.7M | 27/100 |
| A K A Brands Hldg Corp AKA | FY2025 | $600.2M | -$31.4M | -5.2% | $117.9M | 33/100 |
| Destination Xl DXLG | FY2025 | $435.0M | -$35.9M | -8.3% | $34.8M | 27/100 |
Where J Jill Ranks
Frequently Asked Questions
What is J Jill's annual revenue?
J Jill (JILL) reported $596.5M in total revenue for fiscal year 2025. This represents a -2.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is J Jill's revenue growing?
J Jill (JILL) revenue declined by 2.3% year-over-year, from $610.9M to $596.5M in fiscal year 2025.
Is J Jill profitable?
Yes, J Jill (JILL) reported a net income of $28K in fiscal year 2025, with a net profit margin of 0.0%.
What is J Jill's EBITDA?
J Jill (JILL) had EBITDA of $71.8M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does J Jill have?
As of fiscal year 2025, J Jill (JILL) had $41.0M in cash and equivalents against $71.4M in long-term debt.
What is J Jill's gross margin?
J Jill (JILL) had a gross margin of 68.7% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is J Jill's operating margin?
J Jill (JILL) had an operating margin of 8.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is J Jill's net profit margin?
J Jill (JILL) had a net profit margin of 0.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does J Jill pay dividends?
Yes, J Jill (JILL) paid $0.32 per share in dividends during fiscal year 2025.
What is J Jill's return on equity (ROE)?
J Jill (JILL) has a return on equity of 0.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is J Jill's free cash flow?
J Jill (JILL) generated $25.2M in free cash flow during fiscal year 2025. This represents a -50.4% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is J Jill's operating cash flow?
J Jill (JILL) generated $42.1M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are J Jill's total assets?
J Jill (JILL) had $450.2M in total assets as of fiscal year 2025, including both current and long-term assets.
What are J Jill's capital expenditures?
J Jill (JILL) invested $16.9M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is J Jill's current ratio?
J Jill (JILL) had a current ratio of 1.08 as of fiscal year 2025, which is considered adequate.
What is J Jill's debt-to-equity ratio?
J Jill (JILL) had a debt-to-equity ratio of 0.59 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is J Jill's return on assets (ROA)?
J Jill (JILL) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is J Jill's P/E ratio?
J Jill (JILL) has no price-to-earnings ratio at the moment: outside the range published as a multiple (on $28K net income, FY2025). The market capitalization is $323.0M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is J Jill's price-to-sales ratio?
J Jill (JILL) trades at 0.5x sales, its market capitalization divided by revenue of $596.5M revenue, FY2025. The market capitalization is $323.0M as of Sep 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is J Jill's Altman Z-Score?
J Jill (JILL) has an Altman Z-Score of 1.98, placing it in the Grey Zone (moderate risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is J Jill's Piotroski F-Score?
J Jill (JILL) has a Piotroski F-Score of 5 out of 8 computable signals; 1 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are J Jill's earnings high quality?
J Jill (JILL) reported $28K of net income while generating $42.1M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can J Jill cover its interest payments?
J Jill (JILL) has an interest coverage ratio of 4.85x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is J Jill?
J Jill (JILL) scores 54 out of 100 on our Financial Health Score, indicating moderate standing within its operating companies peer group. The score is a 0-100 composite of six dimensions (Profitability, Growth, Leverage, Liquidity, Cash Flow, Returns), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.