John Marshall Financials
This page shows John Marshall (JMSB) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 4 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2024 annual data. Scores normalized against common benchmarks. How we calculate these scores
John Marshall's revenue grew 9.3% year-over-year to $110.1M, a solid pace of expansion. This earns a growth score of 55/100.
John Marshall carries a low D/E ratio of 0.33, meaning only $0.33 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 99/100, indicating a strong balance sheet with room for future borrowing.
John Marshall converts 15.2% of revenue into free cash flow ($16.8M). This strong cash generation earns a score of 76/100.
John Marshall generates a 6.9% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 28/100. This is up from 2.2% the prior year.
John Marshall passes 5 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, John Marshall generates $1.01 in operating cash flow ($17.3M OCF vs $17.1M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
John Marshall generated $110.1M in revenue in fiscal year 2024. This represents an increase of 9.3% from the prior year.
John Marshall generated $16.8M in free cash flow in fiscal year 2024, representing cash available after capex. This represents a decrease of 3.5% from the prior year.
John Marshall reported $17.1M in net income in fiscal year 2024. This represents an increase of 231.9% from the prior year.
John Marshall earned $1.20 per diluted share (EPS) in fiscal year 2024. This represents an increase of 233.3% from the prior year.
John Marshall held $122.5M in cash against $80.8M in long-term debt as of fiscal year 2024.
John Marshall paid $0.25 per share in dividends in fiscal year 2024. This represents an increase of 13.6% from the prior year.
John Marshall's net profit margin was 15.6% in fiscal year 2024, showing the share of revenue converted to profit. This is up 10.4 percentage points from the prior year.
John Marshall's ROE was 6.9% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is up 4.7 percentage points from the prior year.
John Marshall spent $49K on share buybacks in fiscal year 2024, returning capital to shareholders by reducing shares outstanding.
John Marshall invested $483K in capex in fiscal year 2024, funding long-term assets and infrastructure. This represents a decrease of 21.1% from the prior year.
JMSB Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $28.9M+4.0% | $27.8M+2.0% | $27.3M-2.5% | $28.0M+4.5% | $26.8M-0.5% | $26.9M+1.2% | $26.6M+1.3% | $26.3M |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | $13.3M+3.3% | $12.9M-2.2% | $13.2M-5.2% | $13.9M-5.3% | $14.7M-3.1% | $15.2M+4.1% | $14.6M+2.0% | $14.3M |
| Income Tax | $1.5M-1.4% | $1.5M+7.7% | $1.4M+3.5% | $1.3M+19.1% | $1.1M-7.9% | $1.2M-12.1% | $1.4M+190.0% | -$1.5M |
| Net Income | $5.4M+5.9% | $5.1M+6.1% | $4.8M+0.7% | $4.8M+22.3% | $3.9M-7.1% | $4.2M-6.6% | $4.5M+144.4% | -$10.1M |
| EPS (Diluted) | $0.38+5.6% | $0.36+5.9% | $0.34+3.0% | $0.33+22.2% | $0.27-10.0% | $0.30-6.3% | $0.32+144.4% | $-0.72 |
JMSB Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.3B+2.5% | $2.3B-0.2% | $2.3B+1.7% | $2.2B-1.5% | $2.3B+0.8% | $2.3B+0.4% | $2.2B-2.4% | $2.3B |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $163.6M+40.0% | $116.9M-30.8% | $169.1M+38.0% | $122.5M-32.9% | $182.6M+19.3% | $153.0M+54.6% | $99.0M-48.6% | $192.7M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $2.1B+2.5% | $2.0B-0.3% | $2.0B+1.6% | $2.0B-2.3% | $2.0B+0.8% | $2.0B+0.2% | $2.0B-3.1% | $2.1B |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | $80.9M0.0% | $80.8M0.0% | $80.8M0.0% | $80.8M+226.4% | $24.7M+0.1% | $24.7M+0.1% | $24.7M+0.1% | $24.7M |
| Total Equity | $259.7M+2.3% | $253.7M+0.3% | $253.0M+2.6% | $246.6M+4.8% | $235.3M+0.3% | $234.6M+2.0% | $229.9M+4.2% | $220.6M |
| Retained Earnings | $171.0M+3.3% | $165.6M+0.5% | $164.8M+3.0% | $160.0M+6.0% | $150.9M+0.2% | $150.6M+2.9% | $146.4M+3.2% | $141.9M |
JMSB Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $1.2M-83.8% | $7.5M+8.3% | $7.0M+26.6% | $5.5M-45.9% | $10.2M+5711.4% | $175K-96.8% | $5.4M+163.6% | $2.1M |
| Capital Expenditures | $33K-79.5% | $161K-52.9% | $342K+35.7% | $252K+404.0% | $50K-33.3% | $75K-45.3% | $137K+705.9% | $17K |
| Free Cash Flow | $1.2M-83.9% | $7.4M+11.4% | $6.6M+26.1% | $5.2M-48.2% | $10.1M+10020.0% | $100K-98.1% | $5.3M+159.1% | $2.0M |
| Investing Cash Flow | -$9.6M+78.9% | -$45.7M-563.5% | $9.9M+159.6% | -$16.5M-251.4% | $10.9M-76.2% | $45.7M+234.3% | -$34.1M-127.1% | $125.7M |
| Financing Cash Flow | $55.1M+493.9% | -$14.0M-147.0% | $29.8M+168.1% | -$43.7M-613.9% | $8.5M+5.2% | $8.1M+112.4% | -$65.0M-0.5% | -$64.7M |
| Dividends Paid | $0 | N/A | N/A | $0 | N/A | N/A | $0 | $0 |
| Share Buybacks | $294K-77.6% | $1.3M+2750.0% | $46K | $0 | N/A | N/A | N/A | N/A |
JMSB Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q2'24 | Q1'24 | Q4'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | 18.7%+0.3pp | 18.3%+0.7pp | 17.6%+0.6pp | 17.1%+2.5pp | 14.6%-1.0pp | 15.6%-1.3pp | 16.9%+55.5pp | -38.6% |
| Return on Equity | 2.1%+0.1pp | 2.0%+0.1pp | 1.9%-0.0pp | 1.9%+0.3pp | 1.7%-0.1pp | 1.8%-0.2pp | 2.0% | N/A |
| Return on Assets | 0.2%0.0pp | 0.2%+0.0pp | 0.2%0.0pp | 0.2%+0.0pp | 0.2%-0.0pp | 0.2%-0.0pp | 0.2%+0.6pp | -0.4% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 0.310.0 | 0.320.0 | 0.320.0 | 0.33+0.2 | 0.110.0 | 0.110.0 | 0.110.0 | 0.11 |
| FCF Margin | 4.1%-22.4pp | 26.5%+2.2pp | 24.2%+5.5pp | 18.7%-19.0pp | 37.8%+37.4pp | 0.4%-19.6pp | 19.9%+12.1pp | 7.8% |
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Frequently Asked Questions
What is John Marshall's annual revenue?
John Marshall (JMSB) reported $110.1M in total revenue for fiscal year 2024. This represents a 9.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is John Marshall's revenue growing?
John Marshall (JMSB) revenue grew by 9.3% year-over-year, from $100.8M to $110.1M in fiscal year 2024.
Is John Marshall profitable?
Yes, John Marshall (JMSB) reported a net income of $17.1M in fiscal year 2024, with a net profit margin of 15.6%.
What is John Marshall's earnings per share (EPS)?
John Marshall (JMSB) reported diluted earnings per share of $1.20 for fiscal year 2024. This represents a 233.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
How much debt does John Marshall have?
As of fiscal year 2024, John Marshall (JMSB) had $122.5M in cash and equivalents against $80.8M in long-term debt.
What is John Marshall's net profit margin?
John Marshall (JMSB) had a net profit margin of 15.6% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
Does John Marshall pay dividends?
Yes, John Marshall (JMSB) paid $0.25 per share in dividends during fiscal year 2024.
What is John Marshall's return on equity (ROE)?
John Marshall (JMSB) has a return on equity of 6.9% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.
What is John Marshall's free cash flow?
John Marshall (JMSB) generated $16.8M in free cash flow during fiscal year 2024. This represents a -3.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is John Marshall's operating cash flow?
John Marshall (JMSB) generated $17.3M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are John Marshall's total assets?
John Marshall (JMSB) had $2.2B in total assets as of fiscal year 2024, including both current and long-term assets.
What are John Marshall's capital expenditures?
John Marshall (JMSB) invested $483K in capital expenditures during fiscal year 2024, funding long-term assets and infrastructure.
Does John Marshall buy back shares?
Yes, John Marshall (JMSB) spent $49K on share buybacks during fiscal year 2024, returning capital to shareholders by reducing shares outstanding.
What is John Marshall's debt-to-equity ratio?
John Marshall (JMSB) had a debt-to-equity ratio of 0.33 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is John Marshall's return on assets (ROA)?
John Marshall (JMSB) had a return on assets of 0.8% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is John Marshall's Piotroski F-Score?
John Marshall (JMSB) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are John Marshall's earnings high quality?
John Marshall (JMSB) has an earnings quality ratio of 1.01x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is John Marshall?
John Marshall (JMSB) scores 65 out of 100 on our Financial Profile, indicating strong overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.