Parke Bancorp Inc (PKBK) reported $149.2M in revenue over the twelve months to Jun 30, 2026, up 11.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Interest-cost pressure reshaped bank earnings, while balance-sheet expansion remained funded by a growing equity cushion.
Revenue reached$125.1M in FY2024, but interest expense reached$66.4M , making funding cost—not top-line demand—the clearest earnings constraint. Net income recovered to$37.8M in FY2025 while ROA reached1.7% , indicating partial normalization rather than a return to the earlier earnings profile.
Operating cash flow of
Debt-to-equity declined from 8.2x in FY2021 to 5.9x in FY2025, signaling a less debt-heavy capital structure. Total equity reached
Financial Health Signals
Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →
Health score ≠ stock price. This rates the quality of Parke Bancorp Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.
Parke Bancorp Inc passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.
For every $1 of reported earnings, Parke Bancorp Inc generates $1.05 in operating cash flow ($39.6M OCF vs $37.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Parke Bancorp Inc generated $142.7M in revenue in fiscal year 2025. This represents an increase of 14.0% from the prior year.
Parke Bancorp Inc reported $37.8M in net income in fiscal year 2025. This represents an increase of 37.3% from the prior year.
Parke Bancorp Inc earned $3.16 per diluted share (EPS) in fiscal year 2025. This represents an increase of 39.2% from the prior year.
Not reported for fiscal year 2025.
Cash & Balance Sheet
Parke Bancorp Inc generated $39.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 11.2% from the prior year.
Parke Bancorp Inc held $156.9M in cash as of fiscal year 2025; long-term debt is not reported for that period.
Parke Bancorp Inc paid $0.72 per share in dividends in fiscal year 2025. That is unchanged from the prior year.
Margins & Returns
Parke Bancorp Inc's net profit margin was 26.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 4.5 percentage points from the prior year.
Parke Bancorp Inc's ROE was 11.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 2.5 percentage points from the prior year.
Not reported for fiscal year 2025.
Not reported for fiscal year 2025.
Capital Allocation
Parke Bancorp Inc spent $6.5M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 52.1% from the prior year.
Parke Bancorp Inc invested $595K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 400.0% from the prior year.
Not reported for fiscal year 2025.
PKBK Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $38.5M+4.1% | $36.9M-1.0% | $37.3M+2.2% | $36.5M+4.2% | $35.0M+3.5% | $33.8M+1.6% | $33.3M+3.7% | $32.1M |
| SG&A Expenses | $3.6M-3.9% | $3.7M+7.6% | $3.4M+3.7% | $3.3M+1.7% | $3.3M-0.8% | $3.3M-0.3% | $3.3M+3.9% | $3.2M |
| Interest Expense | $15.4M+4.3% | $14.8M-4.4% | $15.5M-5.3% | $16.3M-4.7% | $17.2M-0.5% | $17.2M-2.6% | $17.7M+1.8% | $17.4M |
| Income Tax | $4.0M+8.7% | $3.7M+6.0% | $3.5M+23.0% | $2.9M+4.2% | $2.7M+8.6% | $2.5M+8.4% | $2.3M+23.0% | $1.9M |
| Net Income | $12.2M+3.4% | $11.8M+6.9% | $11.1M+4.3% | $10.6M+28.3% | $8.3M+6.5% | $7.8M+5.1% | $7.4M-1.5% | $7.5M |
| EPS (Diluted) | $1.03+4.0% | $0.99+6.5% | $0.93+4.5% | $0.89+29.0% | $0.69+6.2% | $0.65+6.6% | $0.61-1.6% | $0.62 |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.
PKBK Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.3B+4.1% | $2.2B-1.6% | $2.2B+3.6% | $2.2B+0.1% | $2.2B+1.3% | $2.1B0.0% | $2.1B+3.7% | $2.1B |
| Cash & Equivalents | $204.7M+84.6% | $110.9M-29.3% | $156.9M-1.5% | $159.3M-13.5% | $184.3M-11.9% | $209.0M-5.6% | $221.5M+28.5% | $172.4M |
| Total Liabilities | $2.0B+4.2% | $1.9B-2.5% | $1.9B+3.6% | $1.9B0.0% | $1.9B+1.2% | $1.8B-0.3% | $1.8B+4.1% | $1.8B |
| Total Equity | $346.1M+3.1% | $335.6M+3.4% | $324.5M+3.1% | $314.8M+0.9% | $312.2M+2.0% | $305.9M+2.0% | $300.1M+1.2% | $296.5M |
| Retained Earnings | $217.3M+4.8% | $207.4M+4.9% | $197.7M+4.8% | $188.7M+4.7% | $180.1M+3.5% | $174.0M+3.4% | $168.3M+3.2% | $163.1M |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Long-Term Debt.
PKBK Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $6.1M-53.5% | $13.0M-9.8% | $14.4M+27.2% | $11.4M+68.0% | $6.8M-3.4% | $7.0M-17.8% | $8.5M-9.4% | $9.4M |
| Capital Expenditures | $188K+172.5% | $69K+50.0% | $46K-57.0% | $107K+75.4% | $61K-84.0% | $381K+710.6% | $47K+147.4% | $19K |
| Free Cash Flow | $5.9M-54.7% | $12.9M-10.0% | $14.4M+28.0% | $11.2M+67.9% | $6.7M+1.2% | $6.6M-21.8% | $8.5M-9.7% | $9.4M |
| Investing Cash Flow | $4.5M+154.8% | -$8.2M+89.9% | -$81.5M-198.1% | -$27.3M+46.6% | -$51.2M-290.8% | -$13.1M+52.9% | -$27.8M+15.9% | -$33.0M |
| Financing Cash Flow | $83.3M+264.0% | -$50.8M-178.6% | $64.6M+821.0% | -$9.0M-145.7% | $19.6M+406.5% | -$6.4M-109.4% | $68.3M+140.8% | $28.4M |
| Dividends Paid | $2.1M-1.5% | $2.1M+6.9% | $2.0M-7.5% | $2.1M+0.5% | $2.1M+0.3% | $2.1M-0.2% | $2.1M-0.7% | $2.1M |
| Share Buybacks | N/A | N/A | $0-100.0% | $6.5M | N/A | N/A | $2.2M+10.6% | $2.0M |
PKBK Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples.
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 31.8%-0.2pp | 32.1%+2.3pp | 29.7%+0.6pp | 29.1%+5.5pp | 23.6%+0.7pp | 23.0%+0.8pp | 22.2%-1.2pp | 23.4% |
| Return on Equity | 3.5%0.0pp | 3.5%+0.1pp | 3.4%0.0pp | 3.4%+0.7pp | 2.6%+0.1pp | 2.5%+0.1pp | 2.5%-0.1pp | 2.5% |
| Return on Assets | 0.5%0.0pp | 0.5%+0.1pp | 0.5%0.0pp | 0.5%+0.1pp | 0.4%0.0pp | 0.4%0.0pp | 0.4%0.0pp | 0.4% |
| Debt-to-Equity | 5.65+0.1x | 5.59-0.3x | 5.930.0x | 5.90-0.1x | 5.950.0x | 6.00-0.1x | 6.14+0.2x | 5.97 |
| FCF Margin | 15.3%-19.8pp | 35.1%-3.5pp | 38.6%+7.8pp | 30.8%+11.7pp | 19.1%-0.4pp | 19.6%-5.9pp | 25.4%-3.8pp | 29.2% |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
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Where Parke Bancorp Inc Ranks
Frequently Asked Questions
What is Parke Bancorp Inc's annual revenue?
Parke Bancorp Inc (PKBK) reported $142.7M in total revenue for fiscal year 2025. This represents a 14.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Parke Bancorp Inc's revenue growing?
Parke Bancorp Inc (PKBK) revenue grew by 14.0% year-over-year, from $125.1M to $142.7M in fiscal year 2025.
Is Parke Bancorp Inc profitable?
Yes, Parke Bancorp Inc (PKBK) reported a net income of $37.8M in fiscal year 2025, with a net profit margin of 26.5%.
What is Parke Bancorp Inc's net profit margin?
Parke Bancorp Inc (PKBK) had a net profit margin of 26.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Parke Bancorp Inc pay dividends?
Yes, Parke Bancorp Inc (PKBK) paid $0.72 per share in dividends during fiscal year 2025.
What is Parke Bancorp Inc's return on equity (ROE)?
Parke Bancorp Inc (PKBK) has a return on equity of 11.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Parke Bancorp Inc's free cash flow?
Parke Bancorp Inc (PKBK) generated $39.0M in free cash flow during fiscal year 2025. This represents a 11.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Parke Bancorp Inc's operating cash flow?
Parke Bancorp Inc (PKBK) generated $39.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Parke Bancorp Inc's total assets?
Parke Bancorp Inc (PKBK) had $2.2B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Parke Bancorp Inc's capital expenditures?
Parke Bancorp Inc (PKBK) invested $595K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Parke Bancorp Inc's debt-to-equity ratio?
Parke Bancorp Inc (PKBK) had a debt-to-equity ratio of 5.93 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Parke Bancorp Inc's return on assets (ROA)?
Parke Bancorp Inc (PKBK) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Parke Bancorp Inc's Piotroski F-Score?
Parke Bancorp Inc (PKBK) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Parke Bancorp Inc's earnings high quality?
Parke Bancorp Inc (PKBK) has an earnings quality ratio of 1.05x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
How financially healthy is Parke Bancorp Inc?
Parke Bancorp Inc (PKBK) scores 73 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.