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Parke Bancorp Inc Financials

PKBK
Trailing 12 months to June 30, 2026
Revenue $149.2M +11.1% YoY
Net Income $45.8M +47.9% YoY
EPS (Diluted) $3.84 +49.4% YoY
Free Cash Flow $44.5M +42.7% YoY
Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Currency USD FYE December

Parke Bancorp Inc (PKBK) reported $149.2M in revenue over the twelve months to Jun 30, 2026, up 11.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI PKBK FY2025

Interest-cost pressure reshaped bank earnings, while balance-sheet expansion remained funded by a growing equity cushion.

Revenue reached $125.1M in FY2024, but interest expense reached $66.4M, making funding cost—not top-line demand—the clearest earnings constraint. Net income recovered to $37.8M in FY2025 while ROA reached 1.7%, indicating partial normalization rather than a return to the earlier earnings profile.

Operating cash flow of $39.6M nearly matched free cash flow of $39.0M in FY2025, so accounting earnings converted into cash with little capital-expenditure drag. Yet investing cash flow was -$173.1M against financing cash flow of $68.9M, implying that balance-sheet deployment, not equipment spending, was the major cash-use channel.

Debt-to-equity declined from 8.2x in FY2021 to 5.9x in FY2025, signaling a less debt-heavy capital structure. Total equity reached $324.5M in FY2025 from $232.4M in FY2021, giving asset growth a larger internal capital base.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Earnings Growth Capital Efficiency CreditQuality Stability 73 / 100
Financial Health Score 73/100
Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Parke Bancorp Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings
85
Growth
43
Capital
77
Efficiency
96
Credit Quality
72
Stability
66
Piotroski F-Score Partial
6/6

Parke Bancorp Inc passes 6 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 1 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed
1.05x

For every $1 of reported earnings, Parke Bancorp Inc generates $1.05 in operating cash flow ($39.6M OCF vs $37.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$142.7M
YoY+14.0%
5Y CAGR+11.0%
10Y CAGR+13.7%

Parke Bancorp Inc generated $142.7M in revenue in fiscal year 2025. This represents an increase of 14.0% from the prior year.

Net Income
$37.8M
YoY+37.3%
5Y CAGR+5.9%
10Y CAGR+13.4%

Parke Bancorp Inc reported $37.8M in net income in fiscal year 2025. This represents an increase of 37.3% from the prior year.

EPS (Diluted)
$3.16
YoY+39.2%
5Y CAGR+5.9%
10Y CAGR+10.9%

Parke Bancorp Inc earned $3.16 per diluted share (EPS) in fiscal year 2025. This represents an increase of 39.2% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow
$39.0M
YoY+11.2%

Parke Bancorp Inc generated $39.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 11.2% from the prior year.

Cash & Debt
$156.9M
YoY-29.2%
5Y CAGR-19.3%
10Y CAGR+19.1%

Parke Bancorp Inc held $156.9M in cash as of fiscal year 2025; long-term debt is not reported for that period.

Dividends Per Share
$0.72
YoY0.0%

Parke Bancorp Inc paid $0.72 per share in dividends in fiscal year 2025. That is unchanged from the prior year.

Shares Outstanding
12M
YoY0.0%
5Y CAGR-0.1%
10Y CAGR+6.6%

Parke Bancorp Inc had 12M shares outstanding in fiscal year 2025. That is unchanged from the prior year.

Margins & Returns

Net Margin
26.5%
YoY+4.5pp
5Y CAGR-7.2pp
10Y CAGR-0.7pp

Parke Bancorp Inc's net profit margin was 26.5% in fiscal year 2025, showing the share of revenue converted to profit. This is up 4.5 percentage points from the prior year.

Return on Equity
11.6%
YoY+2.5pp
5Y CAGR-2.5pp
10Y CAGR+2.1pp

Parke Bancorp Inc's ROE was 11.6% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 2.5 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Share Buybacks
$6.5M
YoY+52.1%

Parke Bancorp Inc spent $6.5M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 52.1% from the prior year.

Capital Expenditures
$595K
YoY+400.0%

Parke Bancorp Inc invested $595K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 400.0% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

PKBK Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

PKBK quarterly income statement
MetricQ2'26Q1'26Q4'25Q3'25Q2'25Q1'25Q4'24Q3'24
Revenue$38.5M+4.1%$36.9M-1.0%$37.3M+2.2%$36.5M+4.2%$35.0M+3.5%$33.8M+1.6%$33.3M+3.7%$32.1M
SG&A Expenses$3.6M-3.9%$3.7M+7.6%$3.4M+3.7%$3.3M+1.7%$3.3M-0.8%$3.3M-0.3%$3.3M+3.9%$3.2M
Interest Expense$15.4M+4.3%$14.8M-4.4%$15.5M-5.3%$16.3M-4.7%$17.2M-0.5%$17.2M-2.6%$17.7M+1.8%$17.4M
Income Tax$4.0M+8.7%$3.7M+6.0%$3.5M+23.0%$2.9M+4.2%$2.7M+8.6%$2.5M+8.4%$2.3M+23.0%$1.9M
Net Income$12.2M+3.4%$11.8M+6.9%$11.1M+4.3%$10.6M+28.3%$8.3M+6.5%$7.8M+5.1%$7.4M-1.5%$7.5M
EPS (Diluted)$1.03+4.0%$0.99+6.5%$0.93+4.5%$0.89+29.0%$0.69+6.2%$0.65+6.6%$0.61-1.6%$0.62

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

PKBK Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

PKBK quarterly balance sheet
MetricQ2'26Q1'26Q4'25Q3'25Q2'25Q1'25Q4'24Q3'24
Total Assets$2.3B+4.1%$2.2B-1.6%$2.2B+3.6%$2.2B+0.1%$2.2B+1.3%$2.1B0.0%$2.1B+3.7%$2.1B
Cash & Equivalents$204.7M+84.6%$110.9M-29.3%$156.9M-1.5%$159.3M-13.5%$184.3M-11.9%$209.0M-5.6%$221.5M+28.5%$172.4M
Total Liabilities$2.0B+4.2%$1.9B-2.5%$1.9B+3.6%$1.9B0.0%$1.9B+1.2%$1.8B-0.3%$1.8B+4.1%$1.8B
Total Equity$346.1M+3.1%$335.6M+3.4%$324.5M+3.1%$314.8M+0.9%$312.2M+2.0%$305.9M+2.0%$300.1M+1.2%$296.5M
Retained Earnings$217.3M+4.8%$207.4M+4.9%$197.7M+4.8%$188.7M+4.7%$180.1M+3.5%$174.0M+3.4%$168.3M+3.2%$163.1M

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Long-Term Debt.

PKBK Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

PKBK quarterly cash flow statement
MetricQ2'26Q1'26Q4'25Q3'25Q2'25Q1'25Q4'24Q3'24
Operating Cash Flow$6.1M-53.5%$13.0M-9.8%$14.4M+27.2%$11.4M+68.0%$6.8M-3.4%$7.0M-17.8%$8.5M-9.4%$9.4M
Capital Expenditures$188K+172.5%$69K+50.0%$46K-57.0%$107K+75.4%$61K-84.0%$381K+710.6%$47K+147.4%$19K
Free Cash Flow$5.9M-54.7%$12.9M-10.0%$14.4M+28.0%$11.2M+67.9%$6.7M+1.2%$6.6M-21.8%$8.5M-9.7%$9.4M
Investing Cash Flow$4.5M+154.8%-$8.2M+89.9%-$81.5M-198.1%-$27.3M+46.6%-$51.2M-290.8%-$13.1M+52.9%-$27.8M+15.9%-$33.0M
Financing Cash Flow$83.3M+264.0%-$50.8M-178.6%$64.6M+821.0%-$9.0M-145.7%$19.6M+406.5%-$6.4M-109.4%$68.3M+140.8%$28.4M
Dividends Paid$2.1M-1.5%$2.1M+6.9%$2.0M-7.5%$2.1M+0.5%$2.1M+0.3%$2.1M-0.2%$2.1M-0.7%$2.1M
Share BuybacksN/AN/A$0-100.0%$6.5MN/AN/A$2.2M+10.6%$2.0M

PKBK Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

PKBK quarterly financial ratios
MetricQ2'26Q1'26Q4'25Q3'25Q2'25Q1'25Q4'24Q3'24
Net Margin31.8%-0.2pp32.1%+2.3pp29.7%+0.6pp29.1%+5.5pp23.6%+0.7pp23.0%+0.8pp22.2%-1.2pp23.4%
Return on Equity3.5%0.0pp3.5%+0.1pp3.4%0.0pp3.4%+0.7pp2.6%+0.1pp2.5%+0.1pp2.5%-0.1pp2.5%
Return on Assets0.5%0.0pp0.5%+0.1pp0.5%0.0pp0.5%+0.1pp0.4%0.0pp0.4%0.0pp0.4%0.0pp0.4%
Debt-to-Equity5.65+0.1x5.59-0.3x5.930.0x5.90-0.1x5.950.0x6.00-0.1x6.14+0.2x5.97
FCF Margin15.3%-19.8pp35.1%-3.5pp38.6%+7.8pp30.8%+11.7pp19.1%-0.4pp19.6%-5.9pp25.4%-3.8pp29.2%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Frequently Asked Questions

What is Parke Bancorp Inc's annual revenue?

Parke Bancorp Inc (PKBK) reported $142.7M in total revenue for fiscal year 2025. This represents a 14.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Parke Bancorp Inc's revenue growing?

Parke Bancorp Inc (PKBK) revenue grew by 14.0% year-over-year, from $125.1M to $142.7M in fiscal year 2025.

Is Parke Bancorp Inc profitable?

Yes, Parke Bancorp Inc (PKBK) reported a net income of $37.8M in fiscal year 2025, with a net profit margin of 26.5%.

Parke Bancorp Inc (PKBK) reported diluted earnings per share of $3.16 for fiscal year 2025. This represents a 39.2% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Parke Bancorp Inc (PKBK) had a net profit margin of 26.5% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Parke Bancorp Inc (PKBK) paid $0.72 per share in dividends during fiscal year 2025.

Parke Bancorp Inc (PKBK) has a return on equity of 11.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Parke Bancorp Inc (PKBK) generated $39.0M in free cash flow during fiscal year 2025. This represents a 11.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Parke Bancorp Inc (PKBK) generated $39.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Parke Bancorp Inc (PKBK) had $2.2B in total assets as of fiscal year 2025, including both current and long-term assets.

Parke Bancorp Inc (PKBK) invested $595K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, Parke Bancorp Inc (PKBK) spent $6.5M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Parke Bancorp Inc (PKBK) had 12M shares outstanding as of fiscal year 2025.

Parke Bancorp Inc (PKBK) had a debt-to-equity ratio of 5.93 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Parke Bancorp Inc (PKBK) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Parke Bancorp Inc (PKBK) has a Piotroski F-Score of 6 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Parke Bancorp Inc (PKBK) has an earnings quality ratio of 1.05x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Parke Bancorp Inc (PKBK) scores 73 out of 100 on our Financial Health Score, indicating strong standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.

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