What is RBB Bancorp's earnings per share (EPS)?

RBB Bancorp (RBB) reported diluted earnings per share of $1.83 for fiscal year 2025. This represents a 24.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

RBB Bancorp (RBB) Financials

RBB NASDAQ

FY2025 annual

Revenue $129.2M +12.6% YoY

Net Income $31.9M +19.8% YoY

EPS (Diluted) $1.83 +24.5% YoY

Free Cash Flow $42.6M -26.2% YoY

Market Cap $441.5M as of Oct 28, 2026

Price / Sales 3.3x on $132.7M revenue, trailing 12 months to June 30, 2026

Price / Earnings 10.6x on $41.8M net income, trailing 12 months to June 30, 2026

Price / Book 0.8x on $535.1M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 28, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the RBB SEC filings page.

RBB Bancorp (RBB) reported $129.2M in revenue for fiscal year 2025, up 12.6% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI RBB FY2025 2026-10-25

RBB Bancorp's 2025 earnings rebound did not restore cash conversion, while a liability-heavy balance sheet remained the business's financial foundation.

The earnings rebound was not a cash rebound: net income rose 19.8%, while operating cash flow fell 25.8%. That divergence carried into free cash flow, which fell 26.2% as its margin declined 17.3 percentage points, indicating that reported profit and distributable cash moved in opposite directions.

Assets and liabilities expanded together in FY2025, by 5.4% and 5.7%, respectively. Equity increased only 3.1%, leaving the liabilities-to-equity ratio at 7.0x and showing that balance-sheet growth was funded mainly through obligations rather than retained capital.

Long-term debt was only $119.9M against $3.7B of total liabilities, so the central funding structure is broader than conventional debt. Reported capital expenditures were just $798K alongside operating cash flow of $43.4M, making investment and financing flows more important to understanding cash movement than physical reinvestment.

Financial Health Signals

Financial Health Score 45/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group, and the overall is the average of the dimensions that can be computed. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of RBB Bancorp's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

RBB Bancorp earned a return on assets of 0.8% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.7% the prior year. Earnings ranks banks on that return over three years, and RBB Bancorp scores 43/100 among other banks.

Growth

RBB Bancorp reported revenue of $129.2M in fiscal year 2025, against $114.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and RBB Bancorp scores 12/100 among other banks.

Capital

RBB Bancorp funded 12.4% of its assets with shareholders' equity at the end of fiscal year 2025, holding $523.4M of equity against $4.2B of assets. Capital ranks banks on that cushion, and RBB Bancorp scores 64/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. RBB Bancorp scores 69/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. RBB Bancorp scores 36/100 on it among other banks.

Stability

RBB Bancorp reported net income of $31.9M in fiscal year 2025, against $26.7M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and RBB Bancorp scores 43/100 among other banks.

Piotroski F-Score Partial

7/7

RBB Bancorp passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.

Key Financial Metrics

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Earnings & Revenue

Revenue

$33.1M

YoY-7.6%

QoQ-4.7%

5Y CAGR-0.7%

RBB Bancorp generated $33.1M in revenue in Q2 2026. This represents a decrease of 7.6% from the same quarter a year earlier. Against the prior quarter it is down 4.7%.

Net Income

$10.1M

YoY+8.6%

QoQ-10.3%

5Y CAGR-5.3%

RBB Bancorp reported $10.1M in net income in Q2 2026. This represents an increase of 8.6% from the same quarter a year earlier. Against the prior quarter it is down 10.3%.

EPS (Diluted)

$0.59

YoY+13.5%

QoQ-10.6%

5Y CAGR-2.5%

10Y CAGR+4.5%

RBB Bancorp earned $0.59 per diluted share (EPS) in Q2 2026. This represents an increase of 13.5% from the same quarter a year earlier. Against the prior quarter it is down 10.6%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$283.0M

YoY+47.5%

QoQ+43.7%

RBB Bancorp held $283.0M in cash against $120.0M in long-term debt as of Q2 2026.

Dividends Per Share

$0.16

YoY0.0%

QoQ0.0%

5Y CAGR+4.2%

RBB Bancorp paid $0.16 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

17M

YoY-1.9%

QoQ-0.1%

5Y CAGR-2.7%

RBB Bancorp had 17M shares outstanding in Q2 2026. This represents a decrease of 1.9% from the same quarter a year earlier. Against the prior quarter it is down 0.1%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

30.6%

YoY+4.6pp

QoQ-1.9pp

5Y change-8.3pp

RBB Bancorp's net profit margin was 30.6% in Q2 2026, showing the share of revenue converted to profit. This is up 4.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.9 percentage points.

Return on Equity

1.9%

YoY+0.1pp

QoQ-0.2pp

5Y change-1.1pp

RBB Bancorp's quarterly ROE was 1.9% in Q2 2026: one quarter's net income over shareholder equity, not annualized. This is up 0.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.2 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

None of these metrics is reported for Q2 2026.

RBB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

RBB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Revenue	$132.7M	$129.2M+12.6%	$114.7M-14.6%	$134.3M-16.5%	$160.8M+12.4%	$143.1M+20.4%	$118.8M+3.1%	$115.2M+26.1%	$91.3M+24.5%	$73.4M+12.1%	$65.4M+50.7%	$43.4M
Interest Expense	$32.6M	$4.8M0.0%	$4.8M-39.4%	$7.9M-3.5%	$8.2M+4.1%	$7.9M+18.5%	$6.6M0.0%	$6.6M+87.2%	$3.6M+2366.7%	$144K+39.8%	$103K-98.5%	$6.9M
Income Tax	$14.0M	$10.2M+13.0%	$9.0M-49.3%	$17.8M-34.2%	$27.0M+12.4%	$24.0M+65.4%	$14.5M-9.8%	$16.1M+59.5%	$10.1M-52.5%	$21.3M+57.7%	$13.5M+49.9%	$9.0M
Net Income	$41.8M	$31.9M+19.8%	$26.7M-37.2%	$42.5M-34.0%	$64.3M+13.4%	$56.7M+72.4%	$32.9M-16.1%	$39.2M+8.6%	$36.1M+41.4%	$25.5M+33.8%	$19.1M+47.1%	$13.0M
EPS (Basic)	N/A	$1.83+24.5%	$1.47-34.4%	$2.24-33.5%	$3.37+15.4%	$2.92+75.9%	$1.66-15.3%	$1.96-7.1%	$2.11+16.6%	$1.81+21.5%	$1.49+46.1%	$1.02
EPS (Diluted)	$2.43	$1.83+24.5%	$1.47-34.4%	$2.24-32.7%	$3.33+16.4%	$2.86+73.3%	$1.65-14.1%	$1.92-4.5%	$2.01+19.6%	$1.68+20.9%	$1.39+44.8%	$0.96
Diluted Shares (Avg)	N/A	18M-3.8%	18M-4.2%	19M-1.8%	19M-2.5%	20M-0.4%	20M-2.3%	20M+13.5%	18M+17.9%	15M+11.3%	14M+1.1%	14M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q
Revenue	$33.1M-7.6%	$34.8M+22.1%	$32.3M+12.6%	$32.6M+7.5%	$35.8M+30.4%	$28.5M+0.7%	$28.7M-13.2%	$30.3M-0.2%
Interest Expense	$2.1M+75.0%	$1.2M0.0%	$1.2M-95.8%	$28.1M+2062.7%	$1.2M-7.7%	$1.2M0.0%	$28.6M-2.0%	$1.3M-40.9%
Income Tax	$3.9M+9.5%	$4.4M+388.4%	$2.6M+282.9%	$3.1M+21.1%	$3.6M+42.4%	$900K-72.3%	$672K-86.6%	$2.6M-28.8%
Net Income	$10.1M+8.6%	$11.3M+393.4%	$10.2M+132.1%	$10.1M+45.0%	$9.3M+28.8%	$2.3M-71.5%	$4.4M-63.7%	$7.0M-17.4%
EPS (Basic)	$0.60+13.2%	$0.66+407.7%	$0.60+140.0%	$0.59+51.3%	$0.53+35.9%	$0.13-69.8%	$0.25-60.9%	$0.39-13.3%
EPS (Diluted)	$0.59+13.5%	$0.66+407.7%	$0.59+136.0%	$0.59+51.3%	$0.52+33.3%	$0.13-69.8%	$0.25-60.9%	$0.39-13.3%
Diluted Shares (Avg)	17M-3.7%	17M-3.4%	17M-3.7%	17M-3.3%	18M-3.3%	18M-4.8%	18M-5.8%	18M-5.9%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

RBB Balance Sheet

RBB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Total Assets	$4.2B+5.4%	$4.0B-0.8%	$4.0B+2.7%	$3.9B-7.3%	$4.2B+26.2%	$3.4B+20.1%	$2.8B-6.2%	$3.0B+75.9%	$1.7B+21.2%	$1.4B	N/A
Cash & Equivalents	$212.3M-17.6%	$257.7M-40.3%	$431.4M+416.3%	$83.5M-88.0%	$694.4M+256.7%	$194.7M+7.1%	$181.8M+23.1%	$147.7M-1.6%	$150.0M+26.4%	$118.7M	N/A
Goodwill	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M+3.3%	$69.2M0.0%	$69.2M+18.2%	$58.6M+0.3%	$58.4M+95.0%	$29.9M0.0%	$29.9M	N/A
Total Liabilities	$3.7B+5.7%	$3.5B-0.9%	$3.5B+2.3%	$3.4B-8.7%	$3.8B+28.7%	$2.9B+22.7%	$2.4B-8.4%	$2.6B+82.3%	$1.4B+17.5%	$1.2B	N/A
Long-Term Debt	$119.9M+0.3%	$119.5M+0.3%	$119.1M-31.4%	$173.6M+0.3%	$173.0M+65.7%	$104.4M+0.3%	$104.0M+0.3%	$103.7M+109.4%	$49.5M+0.3%	$49.4M	N/A
Total Equity	$523.4M+3.1%	$507.8M-0.7%	$511.2M+5.5%	$484.5M+3.8%	$466.6M+8.9%	$428.4M+5.1%	$407.6M+8.8%	$374.5M+41.2%	$265.2M+46.0%	$181.6M+11.0%	$163.6M
Retained Earnings	$282.0M+6.6%	$264.5M+3.6%	$255.2M+13.0%	$225.9M+24.6%	$181.3M+31.3%	$138.1M+23.2%	$112.0M+37.3%	$81.6M+59.2%	$51.3M+66.5%	$30.8M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q
Total Assets	$4.3B+4.5%	$4.2B+4.6%	$4.2B+5.4%	$4.2B+5.5%	$4.1B+5.7%	$4.0B+3.4%	$4.0B-0.8%	$4.0B-1.9%
Cash & Equivalents	$283.0M+47.5%	$196.9M-17.5%	$212.3M-17.6%	$234.9M-32.8%	$191.9M-24.1%	$238.8M	$257.7M-40.3%	$349.4M
Goodwill	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%
Total Liabilities	$3.7B+4.7%	$3.7B+4.7%	$3.7B+5.7%	$3.7B+6.1%	$3.6B+6.4%	$3.5B+4.0%	$3.5B-0.9%	$3.5B-2.4%
Long-Term Debt	$120.0M+0.2%	$120.0M+0.3%	$119.9M+0.3%	$119.8M+0.3%	$119.7M+0.3%	$119.6M+0.3%	$119.5M+0.3%	$119.4M-31.4%
Total Equity	$535.1M+3.4%	$531.0M+4.1%	$523.4M+3.1%	$514.3M+0.9%	$517.6M+1.2%	$510.2M-0.7%	$507.8M-0.7%	$509.7M+1.4%
Retained Earnings	$296.1M+9.6%	$290.6M+10.1%	$282.0M+6.6%	$274.6M+4.4%	$270.2M+2.9%	$263.9M+1.5%	$264.5M+3.6%	$262.9M+6.4%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.

RBB Cash Flow Statement

RBB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Operating Cash Flow	$55.7M	$43.4M-25.8%	$58.5M+14.0%	$51.3M-45.3%	$93.8M-53.6%	$202.2M+62.4%	$124.5M-73.9%	$476.5Mn/m	-$84.6M-394.1%	$28.8M-48.8%	$56.2M+93.2%	$29.1M
Depreciation & Amortization	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.7M+32.1%	$1.3M-6.4%	$1.4M+33.3%	$1.0M
Stock-Based Compensation	N/A	$1.7M+28.2%	$1.4M+81.3%	$750K-11.6%	$848K-21.9%	$1.1M+58.3%	$686K-0.4%	$689K+0.7%	$684K-12.2%	$779K-12.9%	$894K-38.6%	$1.5M
Capital Expenditures	N/A	$798K+1.3%	$788K+20.9%	$652K-68.4%	$2.1M+3.8%	$2.0M-52.7%	$4.2M+211.6%	$1.4M-45.7%	$2.5M+263.7%	$684K+225.7%	$210K-55.1%	$468K
Free Cash Flow	N/A	$42.6M-26.2%	$57.7M+14.0%	$50.6M-44.8%	$91.7M-54.2%	$200.2M+66.4%	$120.3M-74.7%	$475.1Mn/m	-$87.1M-410.1%	$28.1M-49.8%	$56.0M+95.7%	$28.6M
Investing Cash Flow	-$119.6M	-$260.2Mn/m	-$160.4M-165.9%	$243.3Mn/m	-$260.2Mn/m	-$504.2Mn/m	-$446.0Mn/m	-$219.4Mn/m	-$322.4Mn/m	-$264.4M-3771.8%	$7.2M	N/A
Financing Cash Flow	$155.1M	$171.4Mn/m	-$71.7M-234.8%	$53.2Mn/m	-$444.5M-155.4%	$801.7M+139.8%	$334.4Mn/m	-$223.0M-155.1%	$404.7M+51.6%	$267.0Mn/m	-$58.6M	N/A
Dividends Paid	$11.1M	$11.3M-3.9%	$11.7M-3.6%	$12.2M+13.3%	$10.7M+7.9%	$9.9M+51.5%	$6.6M-18.2%	$8.0M+39.6%	$5.8M+12.4%	$5.1M+100.4%	$2.6M-18.0%	$3.1M
Share Buybacks	N/A	$14.0M-32.4%	$20.7M+203.9%	$6.8M-65.7%	$19.8M+88.1%	$10.5M+34.3%	$7.9M+146.1%	$3.2Mn/m	$0	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q
Operating Cash Flow	$22.3M+2.9%	$19.4M+150.0%	$11.8M-32.2%	$2.1M-91.4%	$21.7M+85.5%	$7.8M+60.3%	$17.5Mn/m	$24.5M-3.1%
Stock-Based Compensation	N/A	$277K+8.6%	N/A	N/A	N/A	$255K+82.1%	N/A	N/A
Capital Expenditures	N/A	N/A	$157K-32.6%	$363K+41.2%	$98K-34.2%	$180K+20.8%	$233K+513.2%	$257K+928.0%
Free Cash Flow	N/A	N/A	$11.7M-32.2%	$1.8M-92.8%	$21.6M+87.1%	$7.6M+61.6%	$17.2Mn/m	$24.2M-4.0%
Investing Cash Flow	-$10.5Mn/m	-$21.3Mn/m	-$15.8Mn/m	-$71.9Mn/m	-$130.0Mn/m	-$42.4Mn/m	-$98.4M-164.1%	-$32.8M-139.2%
Financing Cash Flow	$74.4M+21.1%	-$13.5M-185.9%	-$18.7Mn/m	$112.9M+7.6%	$61.4Mn/m	$15.7Mn/m	-$10.8Mn/m	$104.9Mn/m
Dividends Paid	$2.8M-3.2%	$2.8M-3.7%	$2.8M-3.5%	$2.8M-3.1%	$2.9M-5.2%	$2.9M-3.7%	$2.9M-6.0%	$2.9M-5.5%
Share Buybacks	N/A	N/A	-$1K-88.9%	$12.5M+13.0%	$1.5M-81.6%	$0-100.0%	$9K-99.9%	$11.0Mn/m

Not reported in any period shown, so not listed: Depreciation & Amortization.

RBB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

RBB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Net Margin	24.7%+1.5pp	23.3%-8.4pp	31.6%-8.4pp	40.0%+0.3pp	39.6%+11.9pp	27.7%-6.3pp	34.0%-5.5pp	39.5%+4.7pp	34.8%+5.6pp	29.1%-0.7pp	29.9%
Return on Equity	6.1%+0.9pp	5.3%-3.1pp	8.3%-5.0pp	13.3%+1.1pp	12.2%+4.5pp	7.7%-1.9pp	9.6%0.0pp	9.6%0.0pp	9.6%-0.9pp	10.5%+2.6pp	7.9%
Return on Assets	0.8%+0.1pp	0.7%-0.4pp	1.1%-0.6pp	1.6%+0.3pp	1.3%+0.4pp	1.0%-0.4pp	1.4%+0.2pp	1.2%-0.3pp	1.5%+0.1pp	1.4%	N/A
Debt-to-Equity	0.230.0x	0.240.0x	0.23-0.1x	0.360.0x	0.37+0.1x	0.240.0x	0.260.0x	0.28+0.1x	0.19-0.1x	0.27	N/A
Liabilities-to-Equity	7.04+0.2x	6.860.0x	6.88-0.2x	7.09-1.0x	8.06+1.2x	6.82+1.0x	5.84-1.1x	6.94+1.6x	5.38-1.3x	6.69	N/A
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.030.0x	0.040.0x	0.040.0x	0.030.0x	0.040.0x	0.05	N/A
FCF Margin	33.0%-17.3pp	50.3%+12.6pp	37.7%-19.3pp	57.0%	139.9%	101.3%	412.5%	-95.4%-133.7pp	38.3%-47.3pp	85.6%+19.7pp	65.9%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q
Net Margin	30.6%+4.6pp	32.5%+24.5pp	31.5%+16.2pp	31.2%+8.0pp	26.1%-0.3pp	8.1%-20.4pp	15.3%-21.2pp	23.1%-4.8pp
Return on Equity	1.9%+0.1pp	2.1%+1.7pp	1.9%+1.1pp	2.0%+0.6pp	1.8%+0.4pp	0.4%-1.1pp	0.9%-1.5pp	1.4%-0.3pp
Return on Assets	0.2%0.0pp	0.3%+0.2pp	0.2%+0.1pp	0.2%+0.1pp	0.2%0.0pp	0.1%-0.1pp	0.1%-0.2pp	0.2%0.0pp
Debt-to-Equity	0.220.0x	0.230.0x	0.230.0x	0.230.0x	0.230.0x	0.230.0x	0.240.0x	0.23-0.1x
Liabilities-to-Equity	6.99+0.1x	6.900.0x	7.04+0.2x	7.18+0.4x	6.90+0.3x	6.86+0.3x	6.860.0x	6.83-0.3x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	N/A	N/A	36.2%-23.9pp	5.4%-74.7pp	60.2%+18.2pp	26.7%+10.0pp	60.1%+86.8pp	80.0%-3.1pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
RBB Bancorp RBB	FY2025	$129.2M	$31.9M	24.7%	$441.5M	45/100
Bankwell Financial Group Inc BWFG	FY2025	$108.3M	$35.2M	32.5%	$532.8M	44/100
Orange County Bancorp, Inc. OBT	FY2025	$127.2M	$41.6M	32.7%	$515.5M	57/100
PCB Bancorp PCB	FY2025	$115.7M	$37.5M	32.4%	$407.0M	65/100
Blue Ridge Bankshares, Inc. BRBS	FY2025	$91.7M	$10.7M	11.7%	$357.0M	24/100
USCB Financial Holdings, Inc. USCB	FY2025	$90.2M	$26.1M	28.9%	$370.0M	59/100

Where RBB Bancorp Ranks

Frequently Asked Questions

What is RBB Bancorp's annual revenue?

RBB Bancorp (RBB) reported $129.2M in total revenue for fiscal year 2025. This represents a 12.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is RBB Bancorp's revenue growing?

RBB Bancorp (RBB) revenue grew by 12.6% year-over-year, from $114.7M to $129.2M in fiscal year 2025.

Is RBB Bancorp profitable?

Yes, RBB Bancorp (RBB) reported a net income of $31.9M in fiscal year 2025, with a net profit margin of 24.7%.

How much debt does RBB Bancorp have?

As of fiscal year 2025, RBB Bancorp (RBB) had $212.3M in cash and equivalents against $119.9M in long-term debt.

What is RBB Bancorp's net profit margin?

RBB Bancorp (RBB) had a net profit margin of 24.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does RBB Bancorp pay dividends?

Yes, RBB Bancorp (RBB) paid $0.64 per share in dividends during fiscal year 2025.

What is RBB Bancorp's return on equity (ROE)?

RBB Bancorp (RBB) has a return on equity of 6.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is RBB Bancorp's free cash flow?

RBB Bancorp (RBB) generated $42.6M in free cash flow during fiscal year 2025. This represents a -26.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is RBB Bancorp's operating cash flow?

RBB Bancorp (RBB) generated $43.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are RBB Bancorp's total assets?

RBB Bancorp (RBB) had $4.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are RBB Bancorp's capital expenditures?

RBB Bancorp (RBB) invested $798K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does RBB Bancorp buy back shares?

Yes, RBB Bancorp (RBB) spent $14.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does RBB Bancorp have outstanding?

RBB Bancorp (RBB) had 17M shares outstanding as of fiscal year 2025.

What is RBB Bancorp's debt-to-equity ratio?

RBB Bancorp (RBB) had a debt-to-equity ratio of 0.23 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.

What is RBB Bancorp's liabilities-to-equity ratio?

RBB Bancorp (RBB) had a liabilities-to-equity ratio of 7.04 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.

What is RBB Bancorp's return on assets (ROA)?

RBB Bancorp (RBB) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is RBB Bancorp's P/E ratio?

RBB Bancorp (RBB) trades at 10.6x earnings, its market capitalization divided by $41.8M net income, trailing 12 months to June 30, 2026. The market capitalization is $441.5M as of Oct 28, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is RBB Bancorp's price-to-sales ratio?

RBB Bancorp (RBB) trades at 3.3x sales, its market capitalization divided by $132.7M revenue, trailing 12 months to June 30, 2026. The market capitalization is $441.5M as of Oct 28, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is RBB Bancorp's Piotroski F-Score?

RBB Bancorp (RBB) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

How financially healthy is RBB Bancorp?

RBB Bancorp (RBB) scores 45 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is the average of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.