What is RBB's earnings per share (EPS)?

RBB (RBB) reported diluted earnings per share of $1.83 for fiscal year 2025. This represents a 24.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

RBB Financials

RBB

FY2025 annual

Revenue $129.2M +12.6% YoY

Net Income $31.9M +19.8% YoY

EPS (Diluted) $1.83 +24.5% YoY

Free Cash Flow $42.6M -26.2% YoY

Market Cap $449.1M as of Sep 11, 2026

Price / Sales 3.4x on $132.7M revenue, trailing 12 months to June 30, 2026

Price / Earnings 10.8x on $41.8M net income, trailing 12 months to June 30, 2026

Price / Book 0.8x on $535.2M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 11, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the RBB SEC filings page.

RBB (RBB) reported $129.2M in revenue for fiscal year 2025, up 12.6% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI RBB FY2025 2026-09-05

RBB's earnings recovery is cash-light, while balance-sheet growth continues to outpace returns to equity holders.

FY2025 net income rose to $32.0M even as operating cash flow weakened to $43.4M, so the accounting recovery did not translate proportionally into cash. With capital spending below $1M, the 33.0% free-cash-flow margin points to weaker cash conversion—not a heavier reinvestment cycle—as the key change.

ROE was 6.1% in FY2025, less than half its FY2022 level of 13.3%, so the larger capital base is producing weaker shareholder returns. Assets reached $4.2B while debt-to-equity held at 0.2x; expansion therefore came more from liabilities and equity than added long-term borrowing.

Revenue recovered in FY2025, but net margin improved only from 23.3% to 24.7%. With SG&A at $43.1M, the pattern suggests the rebound is being absorbed by expenses rather than flowing fully through to earnings, limiting operating leverage.

Financial Health Signals

Financial Health Score 44/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of RBB's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

RBB earned a return on assets of 0.8% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is up from 0.7% the prior year. Earnings ranks banks on that return over three years, and RBB scores 42/100 among other banks.

Growth

RBB reported revenue of $129.2M in fiscal year 2025, against $114.7M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and RBB scores 13/100 among other banks.

Capital

RBB funded 12.4% of its assets with shareholders' equity at the end of fiscal year 2025, holding $523.4M of equity against $4.2B of assets. Capital ranks banks on that cushion, and RBB scores 62/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. RBB scores 70/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. RBB scores 36/100 on it among other banks.

Stability

RBB reported net income of $31.9M in fiscal year 2025, against $26.7M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and RBB scores 43/100 among other banks.

Piotroski F-Score Partial

7/7

RBB passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

1.36x

For every $1 of reported earnings, RBB generates $1.36 in operating cash flow ($43.4M OCF vs $31.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$33.1M

YoY-7.6%

QoQ-4.7%

5Y CAGR-0.7%

RBB generated $33.1M in revenue in Q2 2026. This represents a decrease of 7.6% from the same quarter a year earlier. Against the prior quarter it is down 4.7%.

Net Income

$10.1M

YoY+8.6%

QoQ-10.3%

5Y CAGR-5.4%

RBB reported $10.1M in net income in Q2 2026. This represents an increase of 8.6% from the same quarter a year earlier. Against the prior quarter it is down 10.3%.

EPS (Diluted)

$0.59

YoY+13.5%

QoQ-10.6%

5Y CAGR-2.5%

10Y CAGR+4.5%

RBB earned $0.59 per diluted share (EPS) in Q2 2026. This represents an increase of 13.5% from the same quarter a year earlier. Against the prior quarter it is down 10.6%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$283.0M

YoY+47.5%

QoQ+43.7%

RBB held $283.0M in cash against $120.0M in long-term debt as of Q2 2026.

Dividends Per Share

$0.16

YoY0.0%

QoQ0.0%

5Y CAGR+4.2%

RBB paid $0.16 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

17M

YoY-1.9%

QoQ-0.1%

5Y CAGR-2.7%

RBB had 17M shares outstanding in Q2 2026. This represents a decrease of 1.9% from the same quarter a year earlier. Against the prior quarter it is down 0.1%.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

30.6%

YoY+4.6pp

QoQ-1.9pp

5Y change-8.5pp

RBB's net profit margin was 30.6% in Q2 2026, showing the share of revenue converted to profit. This is up 4.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.9 percentage points.

Return on Equity

1.9%

YoY+0.1pp

QoQ-0.2pp

5Y change-1.1pp

RBB's ROE was 1.9% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.2 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

None of these metrics is reported for Q2 2026.

RBB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

RBB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Revenue	$132.7M	$129.2M+12.6%	$114.7M-14.6%	$134.3M-16.5%	$160.8M+12.4%	$143.1M+20.4%	$118.8M+3.1%	$115.2M+26.1%	$91.3M+24.5%	$73.4M+12.1%	$65.4M+50.7%	$43.4M
SG&A Expenses	$43.6M	$43.1M+9.3%	$39.4M+4.2%	$37.8M+6.5%	$35.5M+5.7%	$33.6M+0.8%	$33.3M+1.2%	$32.9M+41.5%	$23.3M+38.2%	$16.8M+22.0%	$13.8M+23.9%	$11.1M
Interest Expense	$32.6M	$4.8M0.0%	$4.8M-95.3%	$101.9M+224.2%	$31.4M+38.3%	$22.7M-33.9%	$34.4M-23.4%	$44.9M+89.7%	$23.6M+69.6%	$13.9M+19.1%	$11.7M+68.8%	$6.9M
Income Tax	$14.0M	$10.2M+13.0%	$9.0M-49.3%	$17.8M-34.2%	$27.0M+12.4%	$24.0M+65.4%	$14.5M-9.8%	$16.1M+59.5%	$10.1M-52.5%	$21.3M+57.7%	$13.5M+49.9%	$9.0M
Net Income	$41.8M	$31.9M+19.8%	$26.7M-37.2%	$42.5M-34.0%	$64.3M+13.0%	$56.9M+72.8%	$32.9M-16.0%	$39.2M+8.6%	$36.1M+41.4%	$25.5M+33.8%	$19.1M+47.1%	$13.0M
EPS (Basic)	N/A	$1.83+24.5%	$1.47-34.4%	$2.24-33.5%	$3.37+15.4%	$2.92+75.9%	$1.66-15.3%	$1.96-7.1%	$2.11+16.6%	$1.81+21.5%	$1.49+46.1%	$1.02
EPS (Diluted)	$2.43	$1.83+24.5%	$1.47-34.4%	$2.24-32.7%	$3.33+16.4%	$2.86+73.3%	$1.65-14.1%	$1.92-4.5%	$2.01+19.6%	$1.68+20.9%	$1.39+44.8%	$0.96
Diluted Shares (Avg)	N/A	18M-3.8%	18M-4.2%	19M-1.8%	19M-2.5%	20M-0.4%	20M-2.3%	20M+13.5%	18M+17.9%	15M+11.3%	14M+1.1%	14M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q
Revenue	$33.1M-7.6%	$34.8M+22.1%	$32.3M+12.6%	$32.6M+7.5%	$35.8M+30.4%	$28.5M+0.7%	$28.7M-13.2%	$30.3M-0.2%
SG&A Expenses	$11.0M-0.3%	$11.3M+5.8%	$10.7M+8.1%	$10.6M+5.9%	$11.1M+16.2%	$10.6M+7.2%	$9.9M+12.0%	$10.0M+2.7%
Interest Expense	$2.1M+75.0%	$1.2M0.0%	$1.2M-95.8%	$28.1M+2062.7%	$1.2M-95.9%	$1.2M-96.0%	$28.6M-2.0%	$1.3M-95.4%
Income Tax	$3.9M+9.5%	$4.4M+388.4%	$2.6M+282.9%	$3.1M+21.1%	$3.6M+42.4%	$900K-72.3%	$672K-86.6%	$2.6M-28.8%
Net Income	$10.1M+8.6%	$11.3M+393.4%	$10.2M+132.1%	$10.1M+45.0%	$9.3M+28.8%	$2.3M-71.5%	$4.4M-63.7%	$7.0M-17.4%
EPS (Basic)	$0.60+13.2%	$0.66+407.7%	$0.60+140.0%	$0.59+51.3%	$0.53+35.9%	$0.13-69.8%	$0.25-60.9%	$0.39-13.3%
EPS (Diluted)	$0.59+13.5%	$0.66+407.7%	$0.59+136.0%	$0.59+51.3%	$0.52+33.3%	$0.13-69.8%	$0.25-60.9%	$0.39-13.3%
Diluted Shares (Avg)	17M-3.7%	17M-3.4%	17M-3.7%	17M-3.3%	18M-3.3%	18M-4.8%	18M-5.8%	18M-5.9%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

RBB Balance Sheet

RBB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Total Assets	$4.2B+5.4%	$4.0B-0.8%	$4.0B+2.7%	$3.9B-7.3%	$4.2B+26.2%	$3.4B+20.1%	$2.8B-6.2%	$3.0B+75.9%	$1.7B+21.2%	$1.4B	N/A
Cash & Equivalents	$212.3M-17.6%	$257.7M-40.3%	$431.4M+416.3%	$83.5M-88.0%	$694.4M+256.7%	$194.7M+7.1%	$181.8M+23.1%	$147.7M-1.6%	$150.0M+26.4%	$118.7M	N/A
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	N/A
Goodwill	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M+3.3%	$69.2M0.0%	$69.2M+18.2%	$58.6M+0.3%	$58.4M+95.0%	$29.9M0.0%	$29.9M	N/A
Total Liabilities	$3.7B+5.7%	$3.5B-0.9%	$3.5B+2.3%	$3.4B-8.7%	$3.8B+28.7%	$2.9B+22.7%	$2.4B-8.4%	$2.6B+82.3%	$1.4B+17.5%	$1.2B	N/A
Long-Term Debt	$119.9M+0.3%	$119.5M+0.3%	$119.1M-31.4%	$173.6M+0.3%	$173.0M+65.7%	$104.4M+0.3%	$104.0M+0.3%	$103.7M+109.4%	$49.5M+0.3%	$49.4M	N/A
Total Equity	$523.4M+3.1%	$507.9M-0.7%	$511.3M+5.5%	$484.6M+3.8%	$466.7M+8.9%	$428.5M+5.1%	$407.7M+8.8%	$374.6M+41.3%	$265.2M+46.0%	$181.6M+11.0%	$163.6M
Retained Earnings	$282.0M+6.6%	$264.5M+3.6%	$255.2M+13.0%	$225.9M+24.6%	$181.3M+31.3%	$138.1M+23.2%	$112.0M+37.3%	$81.6M+59.2%	$51.3M+66.5%	$30.8M	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q
Total Assets	$4.3B+4.5%	$4.2B+4.6%	$4.2B+5.4%	$4.2B+5.5%	$4.1B+5.7%	$4.0B+3.4%	$4.0B-0.8%	$4.0B-1.9%
Cash & Equivalents	$283.0M+47.5%	$196.9M-17.5%	$212.3M-17.6%	$234.9M-32.8%	$191.9M-24.1%	$238.8M	$257.7M-40.3%	$349.4M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%	$71.5M0.0%
Total Liabilities	$3.7B+4.7%	$3.7B+4.7%	$3.7B+5.7%	$3.7B+6.1%	$3.6B+6.4%	$3.5B+4.0%	$3.5B-0.9%	$3.5B-2.4%
Long-Term Debt	$120.0M+0.2%	$120.0M+0.3%	$119.9M+0.3%	$119.8M+0.3%	$119.7M+0.3%	$119.6M+0.3%	$119.5M+0.3%	$119.4M-31.4%
Total Equity	$535.2M+3.4%	$531.1M+4.1%	$523.4M+3.1%	$514.3M+0.9%	$517.7M+1.2%	$510.3M-0.7%	$507.9M-0.7%	$509.7M+1.4%
Retained Earnings	$296.1M+9.6%	$290.6M+10.1%	$282.0M+6.6%	$274.6M+4.4%	$270.2M+2.9%	$263.9M+1.5%	$264.5M+3.6%	$262.9M+6.4%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

RBB Cash Flow Statement

RBB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Operating Cash Flow	$55.7M	$43.4M-25.8%	$58.5M+14.0%	$51.3M-45.3%	$93.8M-53.6%	$202.2M+62.4%	$124.5M-73.9%	$476.5M+662.9%	-$84.6M-394.1%	$28.8M-48.8%	$56.2M+93.2%	$29.1M
Depreciation & Amortization	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$1.7M+32.1%	$1.3M-6.4%	$1.4M+33.3%	$1.0M
Stock-Based Compensation	N/A	$1.7M+28.2%	$1.4M+81.3%	$750K-11.6%	$848K-21.9%	$1.1M+58.3%	$686K-0.4%	$689K+0.7%	$684K-12.2%	$779K-12.9%	$894K-38.6%	$1.5M
Capital Expenditures	N/A	$798K+1.3%	$788K+20.9%	$652K-68.4%	$2.1M+3.8%	$2.0M-52.7%	$4.2M+211.6%	$1.4M-45.7%	$2.5M+263.7%	$684K+225.7%	$210K-55.1%	$468K
Free Cash Flow	N/A	$42.6M-26.2%	$57.7M+14.0%	$50.6M-44.8%	$91.7M-54.2%	$200.2M+66.4%	$120.3M-74.7%	$475.1M+645.3%	-$87.1M-410.1%	$28.1M-49.8%	$56.0M+95.7%	$28.6M
Investing Cash Flow	-$119.6M	-$260.2M-62.2%	-$160.4M-165.9%	$243.3M+193.5%	-$260.2M+48.4%	-$504.2M-13.0%	-$446.0M-103.3%	-$219.4M+32.0%	-$322.4M-21.9%	-$264.4M-3771.8%	$7.2M	N/A
Financing Cash Flow	$155.1M	$171.4M+338.9%	-$71.7M-234.8%	$53.2M+112.0%	-$444.5M-155.4%	$801.7M+139.8%	$334.4M+249.9%	-$223.0M-155.1%	$404.7M+51.6%	$267.0M+555.6%	-$58.6M	N/A
Dividends Paid	$11.1M	$11.3M-3.9%	$11.7M-3.6%	$12.2M+13.3%	$10.7M+7.9%	$9.9M+51.5%	$6.6M-18.2%	$8.0M+39.6%	$5.8M+12.4%	$5.1M+100.4%	$2.6M-18.0%	$3.1M
Share Buybacks	N/A	$14.0M-32.4%	$20.7M+203.9%	$6.8M-65.7%	$19.8M+88.1%	$10.5M+34.3%	$7.9M+146.1%	$3.2M	$0	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q
Operating Cash Flow	$22.3M+2.9%	$19.4M+150.0%	$11.8M-32.2%	$2.1M-91.4%	$21.7M+85.5%	$7.8M+60.3%	$17.5M+298.3%	$24.5M-3.1%
Stock-Based Compensation	N/A	$277K+8.6%	N/A	N/A	N/A	$255K+82.1%	N/A	N/A
Capital Expenditures	N/A	N/A	$157K-32.6%	$363K+41.2%	$98K-34.2%	$180K+20.8%	$233K+513.2%	$257K+928.0%
Free Cash Flow	N/A	N/A	$11.7M-32.2%	$1.8M-92.8%	$21.6M+87.1%	$7.6M+61.6%	$17.2M+294.8%	$24.2M-4.0%
Investing Cash Flow	-$10.5M+91.9%	-$21.3M+49.7%	-$15.8M+83.9%	-$71.9M-119.4%	-$130.0M-923.2%	-$42.4M-156.7%	-$98.4M-164.1%	-$32.8M-139.2%
Financing Cash Flow	$74.4M+21.1%	-$13.5M-185.9%	-$18.7M-73.4%	$112.9M+7.6%	$61.4M+497.5%	$15.7M+110.5%	-$10.8M+75.6%	$104.9M+529.3%
Dividends Paid	$2.8M-3.2%	$2.8M-3.7%	$2.8M-3.5%	$2.8M-3.1%	$2.9M-5.2%	$2.9M-3.7%	$2.9M-6.0%	$2.9M-5.5%
Share Buybacks	N/A	N/A	-$1K-88.9%	$12.5M+13.0%	$1.5M-81.6%	$0-100.0%	$9K-99.9%	$11.0M

Not reported in any period shown, so not listed: Depreciation & Amortization.

RBB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

RBB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K
Net Margin	24.7%+1.5pp	23.3%-8.4pp	31.6%-8.4pp	40.0%+0.2pp	39.8%+12.0pp	27.7%-6.3pp	34.0%-5.5pp	39.5%+4.7pp	34.8%+5.6pp	29.1%-0.7pp	29.9%
Return on Equity	6.1%+0.9pp	5.3%-3.1pp	8.3%-5.0pp	13.3%+1.1pp	12.2%+4.5pp	7.7%-1.9pp	9.6%0.0pp	9.6%0.0pp	9.6%-0.9pp	10.5%+2.6pp	7.9%
Return on Assets	0.8%+0.1pp	0.7%-0.4pp	1.1%-0.6pp	1.6%+0.3pp	1.4%+0.4pp	1.0%-0.4pp	1.4%+0.2pp	1.2%-0.3pp	1.5%+0.1pp	1.4%	N/A
Debt-to-Equity	0.230.0x	0.240.0x	0.23-0.1x	0.360.0x	0.37+0.1x	0.240.0x	0.260.0x	0.28+0.1x	0.19-0.1x	0.27	N/A
Asset Turnover	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.030.0x	0.040.0x	0.040.0x	0.030.0x	0.040.0x	0.05	N/A
FCF Margin	33.0%-17.3pp	50.3%+12.6pp	37.7%-19.3pp	57.0%	139.9%	101.3%	412.5%	-95.4%-133.7pp	38.3%-47.3pp	85.6%+19.7pp	65.9%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-Q	Q3'2410-Q
Net Margin	30.6%+4.6pp	32.5%+24.5pp	31.5%+16.2pp	31.2%+8.0pp	26.1%-0.3pp	8.1%-20.4pp	15.3%-21.2pp	23.1%-4.8pp
Return on Equity	1.9%+0.1pp	2.1%+1.7pp	1.9%+1.1pp	2.0%+0.6pp	1.8%+0.4pp	0.4%-1.1pp	0.9%-1.5pp	1.4%-0.3pp
Return on Assets	0.2%0.0pp	0.3%+0.2pp	0.2%+0.1pp	0.2%+0.1pp	0.2%0.0pp	0.1%-0.1pp	0.1%-0.2pp	0.2%0.0pp
Debt-to-Equity	0.220.0x	0.230.0x	0.230.0x	0.230.0x	0.230.0x	0.230.0x	0.240.0x	0.23-0.1x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	N/A	N/A	36.2%-23.9pp	5.4%-74.7pp	60.2%+18.2pp	26.7%+10.0pp	60.1%+86.8pp	80.0%-3.1pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
RBB RBB	FY2025	$129.2M	$31.9M	24.7%	$449.1M	44/100
Bankwell Financi BWFG	FY2025	$108.3M	$35.2M	32.5%	$539.3M	37/100
Orange Cnty Bancorp Inc OBT	FY2025	$127.2M	$41.6M	32.7%	$513.3M	57/100
Pcb Bancorp PCB	FY2025	$115.7M	$37.5M	32.4%	$391.4M	54/100
Blue Ridge Bnksh BRBS	FY2025	$91.7M	$10.7M	11.7%	$368.6M	24/100
Uscb Fincl USCB	FY2025	$90.2M	$26.1M	28.9%	$424.7M	59/100

Where RBB Ranks

Frequently Asked Questions

What is RBB's annual revenue?

RBB (RBB) reported $129.2M in total revenue for fiscal year 2025. This represents a 12.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is RBB's revenue growing?

RBB (RBB) revenue grew by 12.6% year-over-year, from $114.7M to $129.2M in fiscal year 2025.

Is RBB profitable?

Yes, RBB (RBB) reported a net income of $31.9M in fiscal year 2025, with a net profit margin of 24.7%.

How much debt does RBB have?

As of fiscal year 2025, RBB (RBB) had $212.3M in cash and equivalents against $119.9M in long-term debt.

What is RBB's net profit margin?

RBB (RBB) had a net profit margin of 24.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does RBB pay dividends?

Yes, RBB (RBB) paid $0.64 per share in dividends during fiscal year 2025.

What is RBB's return on equity (ROE)?

RBB (RBB) has a return on equity of 6.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is RBB's free cash flow?

RBB (RBB) generated $42.6M in free cash flow during fiscal year 2025. This represents a -26.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is RBB's operating cash flow?

RBB (RBB) generated $43.4M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are RBB's total assets?

RBB (RBB) had $4.2B in total assets as of fiscal year 2025, including both current and long-term assets.

What are RBB's capital expenditures?

RBB (RBB) invested $798K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does RBB buy back shares?

Yes, RBB (RBB) spent $14.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does RBB have outstanding?

RBB (RBB) had 17M shares outstanding as of fiscal year 2025.

What is RBB's debt-to-equity ratio?

RBB (RBB) had a debt-to-equity ratio of 0.23 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is RBB's return on assets (ROA)?

RBB (RBB) had a return on assets of 0.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is RBB's P/E ratio?

RBB (RBB) trades at 10.8x earnings, its market capitalization divided by net income of $41.8M net income, trailing 12 months to June 30, 2026. The market capitalization is $449.1M as of Sep 11, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is RBB's price-to-sales ratio?

RBB (RBB) trades at 3.4x sales, its market capitalization divided by revenue of $132.7M revenue, trailing 12 months to June 30, 2026. The market capitalization is $449.1M as of Sep 11, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is RBB's Piotroski F-Score?

RBB (RBB) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are RBB's earnings high quality?

RBB (RBB) has an earnings quality ratio of 1.36x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is RBB?

RBB (RBB) scores 44 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.