Kindcard (KCRD) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 27, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-Q for Q2 FY2027, filed Sep 21, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the KCRD SEC filings page.
Kindcard Inc (KCRD) reported $336K in revenue over the twelve months to Jul 31, 2026, down 20.1% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Kindcard's shrinking sales base still carries overhead above revenue, while liabilities remain far above assets.
Operating cash flow moved from-$122K in FY2025 to$47K in FY2026, even as revenue declined, showing cash movement and reported performance can diverge sharply. FY2026 still produced a net loss of$210K , so the cash improvement reflects a change in cash mechanics rather than accounting profitability.
FY2026 liabilities of
Revenue fell
Financial Health Signals
We do not publish a peer-relative financial health score for Kindcard Inc, because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The signals and metrics below are current.
Kindcard Inc passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), 1 of 2 operating efficiency signals passes.
Kindcard Inc reported a net loss of $210K while generating $47K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
Kindcard Inc generated $73K in revenue in Q2 2027. This represents a decrease of 20.0% from the same quarter a year earlier. Against the prior quarter it is down 1.9%.
Kindcard Inc reported a net loss of $54K in Q2 2027. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
Kindcard Inc earned $0.00 per diluted share (EPS) in Q2 2027. The change from the same quarter a year earlier is not meaningful, because that figure was zero or negative. The change from the prior quarter is not meaningful, because that quarter’s figure was zero or negative.
Not reported for Q2 2027.
Cash & Balance Sheet
Kindcard Inc held $9K in cash against $175K in long-term debt as of Q2 2027.
Not reported for Q2 2027.
Not reported for Q2 2027.
Margins & Returns
Kindcard Inc's gross margin was 76.8% in Q2 2027, indicating the percentage of revenue retained after direct costs. This is down 2.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.5 percentage points.
Kindcard Inc's net profit margin was -74.5% in Q2 2027, showing the share of revenue converted to profit. Against the prior quarter it is up 9.7 percentage points. No change is given against Q2 2026: its reported ratio is below -100.0% of revenue, so it does not read as a share of revenue.
Not reported for Q2 2027.
Not reported for Q2 2027.
Capital Allocation
None of these metrics is reported for Q2 2027.
KCRD Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2710-Q | Q1'2710-Q | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $73K-20.0% | $74K-13.3% | $91K-12.6% | $98K-29.9% | $91K+11.2% | $86K+0.6% | $105K-0.7% | $139K+11.1% |
| Cost of Revenue | $17K-10.9% | $18K-7.4% | $24K-23.4% | $34K+34.1% | $19K+4.0% | $20K-10.7% | $32K+8.3% | $25K-16.2% |
| Gross Profit | $56K-22.4% | $56K-15.1% | $67K-8.0% | $64K-44.1% | $72K+13.3% | $66K+4.6% | $73K-4.2% | $114K+19.8% |
| SG&A Expenses | $108K-56.1% | $116K+10.8% | $109K-12.2% | $107K+5.5% | $245K+92.7% | $104K-21.7% | $124K-44.2% | $101K-18.8% |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | -$72Kn/m | -$8Kn/m |
| EBITDA | N/A | N/A | N/A | N/A | N/A | N/A | -$52Kn/m | $13Kn/m |
| Income Tax | N/A | N/A | N/A | N/A | N/A | N/A | -$827n/m | $0n/m |
| Net Income | -$54Kn/m | -$62Kn/m | $68Kn/m | -$45Kn/m | -$178Kn/m | -$55Kn/m | -$71Kn/m | -$8Kn/m |
| EPS (Diluted) | $0.00n/m | $0.00n/m | $0.00n/m | $0.00n/m | $0.00n/m | $0.00n/m | $0.00 | $0.00 |
| Diluted Shares (Avg) | 104M+2.9% | 104M+5.5% | N/A | 102M+3.9% | 101M+2.5% | 98M0.0% | N/A | 98M |
Not reported in any period shown, so not listed: R&D Expenses, Interest Expense, EPS (Basic).
KCRD Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2710-Q | Q1'2710-Q | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $67K-26.0% | $60K-28.5% | $51K-40.2% | $47K-51.6% | $90K-25.6% | $84K-34.5% | $86K-47.1% | $97K-45.9% |
| Current Assets | $62K-13.6% | $53K-12.3% | $42K-4.9% | $33K+2.7% | $72K+109.9% | $60K+73.9% | $44K-8.2% | $33K-24.4% |
| Cash & Equivalents | $9K-0.3% | $9K-8.7% | $9K+0.8% | $10K-31.1% | $9K-37.5% | $10K-3.3% | $9K-5.8% | $14K+8.0% |
| Short-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m |
| Accounts Receivable | $53K+166.1% | $44K+107.1% | $33K-6.3% | $20K+9.1% | $20K+2.8% | $21K+5.8% | $35K+68.9% | $19K-12.1% |
| Long-Term Investments | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m | $0n/m |
| Total Liabilities | $1.3M+4.9% | $1.2M+4.6% | $1.2M+3.3% | $1.2M+15.9% | $1.2M+14.0% | $1.2M+17.1% | $1.1M+18.4% | $1.1M+17.8% |
| Current Liabilities | $1.1M+3.4% | $1.1M+5.2% | $1.0M+3.9% | $1.1M+18.5% | $1.1M+16.4% | $1.0M+19.9% | $973K+21.0% | $915K+20.8% |
| Non-Current Liabilities | $182K+15.2% | $161K+1.3% | $159K-0.4% | $159K+0.9% | $158K-0.1% | $159K+1.9% | $159K+4.6% | $158K+3.0% |
| Long-Term Debt | $175K+16.7% | $150K0.0% | $150K0.0% | $150K0.0% | $150K0.0% | $150K0.0% | $150K0.0% | $150K0.0% |
| Total Equity | -$1.2Mn/m | -$1.2Mn/m | -$1.1Mn/m | -$1.2Mn/m | -$1.2Mn/m | -$1.1Mn/m | -$1.0Mn/m | -$975Kn/m |
| Retained Earnings | -$1.7Mn/m | -$1.7Mn/m | -$1.6Mn/m | -$1.7Mn/m | -$1.7Mn/m | -$1.5Mn/m | -$1.4Mn/m | -$1.4Mn/m |
Not reported in any period shown, so not listed: Inventory, Goodwill.
KCRD Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2710-Q | Q1'2710-Q | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$56Kn/m | -$22Kn/m | $95Kn/m | $25Kn/m | -$35Kn/m | -$37Kn/m | -$30Kn/m | -$17K-145.3% |
| Depreciation & Amortization | $3K-51.7% | $3K-84.6% | $3K-87.5% | $2K-91.0% | $5K-74.2% | $16K-13.8% | $20K+19.2% | $20K+6.1% |
| Investing Cash Flow | N/A | N/A | $0n/m | $0n/m | N/A | N/A | $0n/m | $0n/m |
| Financing Cash Flow | $57K+62.8% | $22K-42.9% | -$95K-478.6% | -$24K-253.1% | $35K-48.0% | $38K+28.7% | $25K-34.9% | $16Kn/m |
Not reported in any period shown, so not listed: Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Dividends Paid, Share Buybacks.
KCRD Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2710-Q | Q1'2710-Q | Q4'2610-K | Q3'2610-Q | Q2'2610-Q | Q1'2610-Q | Q4'2510-K | Q3'2510-Q |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 76.8%-2.3pp | 75.3%-1.6pp | 73.5%+3.7pp | 65.3%-16.5pp | 79.2%+1.4pp | 76.9%+2.9pp | 69.7%-2.5pp | 81.9%+5.9pp |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | -68.6% | -5.4%+33.4pp |
| Net Margin | -74.5% | -84.2%-19.8pp | 74.3%+142.2pp | -45.9%-40.5pp | -196.3% | -64.3% | -67.8% | -5.4%+33.4pp |
| Return on Assets | -81.5%+117.0pp | -103.8%-38.3pp | 132.2%+214.8pp | -95.4%-87.6pp | -198.5%-129.0pp | -65.4%+4.2pp | -82.6%+16.1pp | -7.8%+19.3pp |
| Current Ratio | 0.060.0x | 0.050.0x | 0.040.0x | 0.030.0x | 0.070.0x | 0.060.0x | 0.050.0x | 0.040.0x |
| Asset Turnover | 1.09+0.1x | 1.23+0.2x | 1.78+0.6x | 2.08+0.6x | 1.01+0.3x | 1.02+0.4x | 1.22+0.6x | 1.44+0.7x |
Not reported in any period shown, so not listed: Return on Equity, Debt-to-Equity, Liabilities-to-Equity, FCF Margin.
Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin.
Note: Shareholder equity is negative (-$1.1M), which causes the debt-to-equity, liabilities-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.04), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it. Market cap is stated at each company's latest close.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Kindcard Inc KCRD | FY2026 | $366K | -$210K | -57.5% | $2.1M | — |
| Oculus Inc OVTZ | FY2025 | N/A | N/A | N/A | $2.3M | — |
| Visium Technologies Inc VISM | FY2026 | $0 | N/A | N/A | $1.2M | — |
Where Kindcard Inc Ranks
Frequently Asked Questions
Kindcard Inc (KCRD) reported $366K in total revenue for fiscal year 2026. This represents a -11.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Kindcard Inc (KCRD) revenue declined by 11.0% year-over-year, from $411K to $366K in fiscal year 2026.
No, Kindcard Inc (KCRD) reported a net loss of $93K over the trailing 12 months to July 31, 2026. In fiscal year 2026 it reported a net loss of $210K, with a net profit margin of -57.5%.
As of fiscal year 2026, Kindcard Inc (KCRD) had $9K in cash and equivalents against $150K in long-term debt.
Kindcard Inc (KCRD) had a gross margin of 73.5% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
Kindcard Inc (KCRD) had a net profit margin of -57.5% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
Kindcard Inc (KCRD) generated $47K in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
Kindcard Inc (KCRD) had $51K in total assets as of fiscal year 2026, including both current and long-term assets.
Kindcard Inc (KCRD) had a current ratio of 0.04 as of fiscal year 2026, which is below 1.0, which may suggest potential liquidity concerns.
Kindcard Inc (KCRD) had a return on assets of -409.3% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
Kindcard Inc (KCRD) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (trailing 12 months to July 31, 2026). The market capitalization is $2.1M as of Oct 27, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Kindcard Inc (KCRD) trades at 6.2x sales, its market capitalization divided by $336K revenue, trailing 12 months to July 31, 2026. The market capitalization is $2.1M as of Oct 27, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
Kindcard Inc (KCRD) has negative shareholder equity of -$1.1M as of fiscal year 2026, so no debt-to-equity or liabilities-to-equity ratio is reported: dividing debt by equity that is not positive produces a number that cannot be read as leverage. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
Kindcard Inc (KCRD) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Kindcard Inc (KCRD) reported a net loss of $210K while generating $47K in operating cash flow. Operations generated cash despite the loss, but with no positive earnings behind it, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.