What is Kindcard Inc's earnings per share (EPS)?

Kindcard Inc (KCRD) reported diluted earnings per share of $0.00 for fiscal year 2026. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Kindcard Inc Financials

KCRD

Source SEC Filings (10-K/10-Q) Updated Jan 31, 2026 Currency USD FYE January

This page shows Kindcard Inc (KCRD) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI KCRD FY2025 2026-05-19

Kindcard’s core service carries high gross margins, but the company still operates as an overhead-heavy, externally funded business.

In FY2025, operating cash flow was -$122K versus a net loss of -$252K, continuing the FY2024 pattern that noncash charges make reported losses look worse than near-term cash drain. The catch is that revenue fell to $411K while cash burn worsened from FY2024, so this is not self-funding progress; it shows the business is still shrinking faster than overhead is coming down.

FY2025 gross margin stayed high at 76.3%, yet SG&A still ran above revenue at $484K; that points to a model where the offering itself is not the main constraint, but the fixed operating structure is too large for the current sales base. In other words, scale is missing where cost relief is most needed.

Liquidity looks tight rather than merely weak: FY2025 ended with only $10K of cash and a current ratio of 0.1x, so near-term obligations appear to depend on refinancing, new capital, or liability rollovers rather than internally generated cash. That pressure is reinforced by a thinning asset base alongside rising liabilities, which leaves less balance-sheet capacity to absorb ongoing losses.

Financial Health Signals

Financial Profile 2/100

Based on FY2026 annual data, averaged across the last 3 years for performance metrics (most-recent year weighted highest). How this score is calculated →

Health score ≠ stock price. This rates the quality of Kindcard Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Growth

Kindcard Inc's revenue declined 11% year-over-year, from $411K to $366K. This contraction results in a growth score of 11/100.

Liquidity

Kindcard Inc's current ratio of 0.04 is below the typical benchmark, resulting in a score of 0/100. This tight liquidity could limit financial flexibility if cash inflows slow.

Piotroski F-Score Weak

3/9

Kindcard Inc passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), 1 of 2 efficiency signals pass.

Earnings Quality Mixed

-0.22x

For every $1 of reported earnings, Kindcard Inc generates $-0.22 in operating cash flow ($47K OCF vs -$210K net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$366K

YoY-11.0%

5Y CAGR+467.7%

Kindcard Inc generated $366K in revenue in fiscal year 2026. This represents a decrease of 11.0% from the prior year.

EBITDA

N/A

Net Income

-$210K

YoY+16.6%

Kindcard Inc reported -$210K in net income in fiscal year 2026. This represents an increase of 16.6% from the prior year.

EPS (Diluted)

$0.00

Kindcard Inc earned $0.00 per diluted share (EPS) in fiscal year 2026.

Cash & Balance Sheet

Free Cash Flow

N/A

Cash & Debt

$9K

YoY-8.5%

5Y CAGR+127.0%

Kindcard Inc held $9K in cash against $150K in long-term debt as of fiscal year 2026.

Dividends Per Share

N/A

Shares Outstanding

103M

YoY+5.3%

5Y CAGR+6.4%

Kindcard Inc had 103M shares outstanding in fiscal year 2026. This represents an increase of 5.3% from the prior year.

Margins & Returns

Gross Margin

73.5%

YoY-2.8pp

5Y CAGR-26.5pp

Kindcard Inc's gross margin was 73.5% in fiscal year 2026, indicating the percentage of revenue retained after direct costs. This is down 2.8 percentage points from the prior year.

Operating Margin

N/A

Net Margin

-57.5%

YoY+3.8pp

5Y CAGR+51958.6pp

Kindcard Inc's net profit margin was -57.5% in fiscal year 2026, showing the share of revenue converted to profit. This is up 3.8 percentage points from the prior year.

Return on Equity

N/A

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

KCRD Income Statement

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Revenue	$366K-11.0%	$411K-15.6%	$487K-17.9%	$593K+60.1%	$370K+597067.7%	$62
Cost of Revenue	$97K-0.5%	$97K+0.3%	$97K+1555.2%	$6K+400.7%	$1K	$0
Gross Profit	$269K-14.3%	$314K-19.6%	$390K-13.0%	$448K+43.0%	$313K+505127.4%	$62
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$565K+16.4%	$486K-15.7%	$576K-30.7%	$831K+38.9%	$598K+4116.1%	$14K
Operating Income	N/A	-$251K+3.6%	-$260K+41.4%	-$444K-11.8%	-$397K-1131.4%	-$32K
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	N/A	$1K+6.3%	$1K-58.1%	$3K0.0%	$3K	$0
Net Income	-$210K+16.6%	-$252K+3.5%	-$261K+34.4%	-$398K-0.3%	-$397K-1131.4%	-$32K
EPS (Diluted)	$0.00	$0.00	N/A	N/A	N/A	N/A

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Revenue	$91K-6.4%	$98K+7.5%	$91K+6.2%	$86K-18.3%	$105K-24.9%	$139K+70.5%	$82K-3.9%	$85K
Cost of Revenue	$24K-28.4%	$34K+79.0%	$19K-4.3%	$20K-37.6%	$32K+25.4%	$25K+38.8%	$18K-17.8%	$22K
Gross Profit	$67K+5.3%	$64K-11.3%	$72K+9.4%	$66K-9.9%	$73K-36.0%	$114K+79.6%	$64K+1.0%	$63K
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$109K+1.6%	$107K-56.4%	$245K+134.9%	$104K-15.6%	$124K+22.1%	$101K-20.4%	$127K-4.6%	$133K
Operating Income	N/A	N/A	N/A	N/A	-$72K-847.2%	-$8K+91.0%	-$84K+3.7%	-$87K
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	N/A	N/A	N/A	N/A	-$827	$0	$0-100.0%	$2K
Net Income	$68K+251.5%	-$45K+74.9%	-$178K-224.1%	-$55K+22.5%	-$71K-836.3%	-$8K+91.0%	-$84K+6.1%	-$90K
EPS (Diluted)	N/A	$0.00	$0.00	$0.00	N/A	$0.00	$0.00	$0.00

KCRD Balance Sheet

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Total Assets	$51K-38.9%	$84K-34.5%	$129K-51.8%	$267K+5.1%	$254K+59.6%	$159K
Current Assets	$42K-31.0%	$60K+73.9%	$35K-66.9%	$105K+40.6%	$75K+49052.6%	$152
Cash & Equivalents	$9K-8.5%	$10K-3.3%	$10K-5.2%	$11K-54.9%	$24K+15807.9%	$152
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$33K+53.7%	$21K+5.8%	$20K-67.0%	$61K+19.9%	$51K+60.3%	$32K
Goodwill	N/A	N/A	$110K0.0%	$110K0.0%	$110K0.0%	$110K
Total Liabilities	$1.2M-1.4%	$1.2M+17.1%	$1.0M+7.1%	$946K+34.4%	$704K+165.4%	$265K
Current Liabilities	$1.0M-1.6%	$1.0M+19.9%	$857K+8.3%	$791K+45.0%	$545K+413.7%	$106K
Long-Term Debt	$150K0.0%	$150K0.0%	$150K+2.0%	$147K-7.1%	$158K+1.2%	$156K
Total Equity	-$1.1M-1.5%	-$1.1M-24.6%	-$884K-30.2%	-$679K-50.9%	-$450K-324.3%	-$106K
Retained Earnings	-$1.6M-10.5%	-$1.5M-17.3%	-$1.3M-35.8%	-$928K-89.3%	-$490K-301.0%	-$122K

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Total Assets	$51K+9.3%	$47K-47.7%	$90K+6.8%	$84K-2.2%	$86K-11.4%	$97K-19.7%	$121K-6.0%	$129K
Current Assets	$42K+24.4%	$33K-53.2%	$72K+18.4%	$60K+37.9%	$44K+34.3%	$33K-4.3%	$34K-1.9%	$35K
Cash & Equivalents	$9K-5.5%	$10K+4.4%	$9K-7.3%	$10K+10.2%	$9K-35.4%	$14K-5.3%	$15K+43.5%	$10K
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$33K+60.7%	$20K+2.4%	$20K-6.6%	$21K-39.1%	$35K+87.2%	$19K-3.5%	$19K-3.8%	$20K
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	$110K0.0%	$110K
Total Liabilities	$1.2M-5.9%	$1.2M+0.2%	$1.2M+4.7%	$1.2M+4.7%	$1.1M+5.6%	$1.1M-1.5%	$1.1M+7.5%	$1.0M
Current Liabilities	$1.0M-6.7%	$1.1M+0.1%	$1.1M+5.4%	$1.0M+5.6%	$973K+6.4%	$915K-1.6%	$930K+8.5%	$857K
Long-Term Debt	$150K0.0%	$150K0.0%	$150K0.0%	$150K0.0%	$150K0.0%	$150K0.0%	$150K0.0%	$150K
Total Equity	-$1.1M+6.5%	-$1.2M-3.9%	-$1.2M-4.5%	-$1.1M-5.3%	-$1.0M-7.3%	-$975K-0.8%	-$968K-9.5%	-$884K
Retained Earnings	-$1.6M+4.0%	-$1.7M-2.7%	-$1.7M-12.1%	-$1.5M-3.9%	-$1.4M-5.3%	-$1.4M-0.6%	-$1.3M-6.7%	-$1.3M

KCRD Cash Flow Statement

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Operating Cash Flow	$47K+138.5%	-$122K-89.4%	-$65K+65.2%	-$186K-68.7%	-$110K-25297.5%	-$434
Capital Expenditures	N/A	N/A	N/A	N/A	$14K	$0
Free Cash Flow	N/A	N/A	N/A	N/A	-$124K-28432.3%	-$434
Investing Cash Flow	$0+100.0%	-$15K0.0%	-$15K+88.6%	-$134K-92.4%	-$70K	$0
Financing Cash Flow	-$47K-134.3%	$137K+78.6%	$77K-75.4%	$311K+55.0%	$201K	$0
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	$7K-50.9%	$14K	N/A

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Operating Cash Flow	$95K+286.7%	$25K+169.2%	-$35K+3.7%	-$37K-22.0%	-$30K-82.4%	-$17K+64.9%	-$47K-64.5%	-$29K
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$0	$0	N/A	N/A	$0	$0	N/A	N/A
Financing Cash Flow	-$95K-295.5%	-$24K-169.4%	$35K-8.0%	$38K+49.8%	$25K+59.9%	$16K-76.4%	$67K+127.8%	$29K
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

KCRD Financial Ratios

Metric	FY26	FY25	FY24	FY23	FY22	FY21
Gross Margin	73.5%-2.8pp	76.3%-3.8pp	80.1%+4.5pp	75.6%-9.0pp	84.6%-15.4pp	100.0%
Operating Margin	N/A	-61.0%-7.6pp	-53.4%+21.5pp	-74.9%+32.3pp	-107.3%+51908.9pp	-52016.1%
Net Margin	-57.5%+3.8pp	-61.4%-7.7pp	-53.7%+13.5pp	-67.2%+40.1pp	-107.3%+51908.9pp	-52016.1%
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	-409.3%-109.6pp	-299.7%-96.4pp	-203.3%-54.1pp	-149.2%+7.2pp	-156.4%-136.1pp	-20.3%
Current Ratio	0.04-0.0	0.06+0.0	0.04-0.1	0.130.0	0.14+0.1	0.00
Debt-to-Equity	-0.130.0	-0.14+0.0	-0.17+0.0	-0.22+0.1	-0.35+1.1	-1.48
FCF Margin	N/A	N/A	N/A	N/A	-33.5%+666.5pp	-700.0%

Metric	Q4'26	Q3'26	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25
Gross Margin	73.5%+8.1pp	65.3%-13.8pp	79.2%+2.3pp	76.9%+7.2pp	69.7%-12.1pp	81.9%+4.1pp	77.7%+3.8pp	74.0%
Operating Margin	N/A	N/A	N/A	N/A	-68.6%-63.2pp	-5.4%+97.4pp	-102.8%-0.2pp	-102.6%
Net Margin	74.3%+120.2pp	-45.9%+150.3pp	-196.3%-132.0pp	-64.3%+3.5pp	-67.8%-62.4pp	-5.4%+97.4pp	-102.8%+2.4pp	-105.3%
Return on Equity	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	132.2%+227.6pp	-95.4%+103.1pp	-198.5%-133.1pp	-65.4%+17.2pp	-82.6%-74.8pp	-7.8%+61.7pp	-69.5%+0.1pp	-69.6%
Current Ratio	0.04+0.0	0.03-0.0	0.070.0	0.06+0.0	0.040.0	0.040.0	0.040.0	0.04
Debt-to-Equity	-0.130.0	-0.130.0	-0.130.0	-0.140.0	-0.14+0.0	-0.150.0	-0.15+0.0	-0.17
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Note: Shareholder equity is negative (-$1.1M), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.

Note: The current ratio is below 1.0 (0.04), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

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Frequently Asked Questions

What is Kindcard Inc's annual revenue?

Kindcard Inc (KCRD) reported $366K in total revenue for fiscal year 2026. This represents a -11.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Kindcard Inc's revenue growing?

Kindcard Inc (KCRD) revenue declined by 11% year-over-year, from $411K to $366K in fiscal year 2026.

Is Kindcard Inc profitable?

No, Kindcard Inc (KCRD) reported a net income of -$210K in fiscal year 2026, with a net profit margin of -57.5%.

How much debt does Kindcard Inc have?

As of fiscal year 2026, Kindcard Inc (KCRD) had $9K in cash and equivalents against $150K in long-term debt.

What is Kindcard Inc's gross margin?

Kindcard Inc (KCRD) had a gross margin of 73.5% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.

What is Kindcard Inc's net profit margin?

Kindcard Inc (KCRD) had a net profit margin of -57.5% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.

What is Kindcard Inc's operating cash flow?

Kindcard Inc (KCRD) generated $47K in operating cash flow during fiscal year 2026, representing cash generated from core business activities.

What are Kindcard Inc's total assets?

Kindcard Inc (KCRD) had $51K in total assets as of fiscal year 2026, including both current and long-term assets.

How many shares does Kindcard Inc have outstanding?

Kindcard Inc (KCRD) had 103M shares outstanding as of fiscal year 2026.

What is Kindcard Inc's current ratio?

Kindcard Inc (KCRD) had a current ratio of 0.04 as of fiscal year 2026, which is below 1.0, which may suggest potential liquidity concerns.

What is Kindcard Inc's debt-to-equity ratio?

Kindcard Inc (KCRD) had a debt-to-equity ratio of -0.13 as of fiscal year 2026, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Kindcard Inc's return on assets (ROA)?

Kindcard Inc (KCRD) had a return on assets of -409.3% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.

Why is Kindcard Inc's debt-to-equity ratio negative or unusual?

Kindcard Inc (KCRD) has negative shareholder equity of -$1.1M as of fiscal year 2026, which causes the debt-to-equity ratio to appear negative or not meaningful. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.

What is Kindcard Inc's Piotroski F-Score?

Kindcard Inc (KCRD) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Kindcard Inc's earnings high quality?

Kindcard Inc (KCRD) has an earnings quality ratio of -0.22x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Kindcard Inc?

Kindcard Inc (KCRD) scores 2 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.