This page shows Kindcard Inc (KCRD) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 9 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Kindcard’s economics are dominated by high gross margins overwhelmed by overhead and short-term liabilities, not by product delivery costs.
FY2026 operating cash flow reached$47K even while net loss remained-$210K , a mismatch that usually comes from non-cash charges or working-capital timing rather than from the business truly funding itself. That cash-flow improvement also looks fragile because revenue still declined from FY2025 and liquidity stayed extremely tight, with the current ratio near 0.04x.
Gross margin stayed high at
Balance-sheet strain is structural: FY2026 ended with just
Financial Health Signals
We are recalculating Kindcard Inc's peer-relative financial health score against the latest fiscal year. It will appear here once the refresh completes. The signals and metrics below are current.
Kindcard Inc passes 3 of 9 financial strength tests. 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Kindcard Inc generates $-0.22 in operating cash flow ($47K OCF vs -$210K net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.
Key Financial Metrics
Earnings & Revenue
Kindcard Inc generated $366K in revenue in fiscal year 2026. This represents a decrease of 11.0% from the prior year.
Kindcard Inc reported -$210K in net income in fiscal year 2026. This represents an increase of 16.6% from the prior year.
Cash & Balance Sheet
Kindcard Inc held $9K in cash against $150K in long-term debt as of fiscal year 2026.
Kindcard Inc had 104M shares outstanding in fiscal year 2026. This represents an increase of 5.5% from the prior year.
Margins & Returns
Kindcard Inc's gross margin was 73.5% in fiscal year 2026, indicating the percentage of revenue retained after direct costs. This is down 2.8 percentage points from the prior year.
Kindcard Inc's net profit margin was -57.5% in fiscal year 2026, showing the share of revenue converted to profit. This is up 3.8 percentage points from the prior year.
Capital Allocation
KCRD Income Statement
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $74K-18.9% | $91K-6.4% | $98K+7.5% | $91K+6.2% | $86K-18.3% | $105K-24.9% | $139K+70.5% | $82K |
| Cost of Revenue | $18K-24.5% | $24K-28.4% | $34K+79.0% | $19K-4.3% | $20K-37.6% | $32K+25.4% | $25K+38.8% | $18K |
| Gross Profit | $56K-16.9% | $67K+5.3% | $64K-11.3% | $72K+9.4% | $66K-9.9% | $73K-36.0% | $114K+79.6% | $64K |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $116K+6.6% | $109K+1.6% | $107K-56.4% | $245K+134.9% | $104K-15.6% | $124K+22.1% | $101K-20.4% | $127K |
| Operating Income | N/A | N/A | N/A | N/A | N/A | -$72K-847.2% | -$8K+91.0% | -$84K |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | N/A | N/A | N/A | N/A | N/A | -$827 | $0 | $0 |
| Net Income | -$62K-191.8% | $68K+251.5% | -$45K+74.9% | -$178K-224.1% | -$55K+22.5% | -$71K-836.3% | -$8K+91.0% | -$84K |
| EPS (Diluted) | $0.00 | N/A | $0.00 | $0.00 | $0.00 | N/A | $0.00 | $0.00 |
KCRD Balance Sheet
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $60K+17.0% | $51K+9.3% | $47K-47.7% | $90K+6.8% | $84K-2.2% | $86K-11.4% | $97K-19.7% | $121K |
| Current Assets | $53K+27.0% | $42K+24.4% | $33K-53.2% | $72K+18.4% | $60K+37.9% | $44K+34.3% | $33K-4.3% | $34K |
| Cash & Equivalents | $9K-0.2% | $9K-5.5% | $10K+4.4% | $9K-7.3% | $10K+10.2% | $9K-35.4% | $14K-5.3% | $15K |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $44K+34.7% | $33K+60.7% | $20K+2.4% | $20K-6.6% | $21K-39.1% | $35K+87.2% | $19K-3.5% | $19K |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | $110K |
| Total Liabilities | $1.2M+6.1% | $1.2M-5.9% | $1.2M+0.2% | $1.2M+4.7% | $1.2M+4.7% | $1.1M+5.6% | $1.1M-1.5% | $1.1M |
| Current Liabilities | $1.1M+6.9% | $1.0M-6.7% | $1.1M+0.1% | $1.1M+5.4% | $1.0M+5.6% | $973K+6.4% | $915K-1.6% | $930K |
| Long-Term Debt | $150K0.0% | $150K0.0% | $150K0.0% | $150K0.0% | $150K0.0% | $150K0.0% | $150K0.0% | $150K |
| Total Equity | -$1.2M-5.6% | -$1.1M+6.5% | -$1.2M-3.9% | -$1.2M-4.5% | -$1.1M-5.3% | -$1.0M-7.3% | -$975K-0.8% | -$968K |
| Retained Earnings | -$1.7M-3.8% | -$1.6M+4.0% | -$1.7M-2.7% | -$1.7M-12.1% | -$1.5M-3.9% | -$1.4M-5.3% | -$1.4M-0.6% | -$1.3M |
KCRD Cash Flow Statement
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | -$22K-122.7% | $95K+286.7% | $25K+169.2% | -$35K+3.7% | -$37K-22.0% | -$30K-82.4% | -$17K+64.9% | -$47K |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | N/A | $0 | $0 | N/A | N/A | $0 | $0 | N/A |
| Financing Cash Flow | $22K+122.6% | -$95K-295.5% | -$24K-169.4% | $35K-8.0% | $38K+49.8% | $25K+59.9% | $16K-76.4% | $67K |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
KCRD Financial Ratios
| Metric | Q1'27 | Q4'26 | Q3'26 | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 75.3%+1.8pp | 73.5%+8.1pp | 65.3%-13.8pp | 79.2%+2.3pp | 76.9%+7.2pp | 69.7%-12.1pp | 81.9%+4.1pp | 77.7% |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | -68.6%-63.2pp | -5.4%+97.4pp | -102.8% |
| Net Margin | -84.2%-158.5pp | 74.3%+120.2pp | -45.9%+150.3pp | -196.3%-132.0pp | -64.3%+3.5pp | -67.8%-62.4pp | -5.4%+97.4pp | -102.8% |
| Return on Equity | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Return on Assets | -103.8%-236.0pp | 132.2%+227.6pp | -95.4%+103.1pp | -198.5%-133.1pp | -65.4%+17.2pp | -82.6%-74.8pp | -7.8%+61.7pp | -69.5% |
| Current Ratio | 0.050.0 | 0.04+0.0 | 0.03-0.0 | 0.070.0 | 0.06+0.0 | 0.040.0 | 0.040.0 | 0.04 |
| Debt-to-Equity | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Note: Shareholder equity is negative (-$1.2M), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.05), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
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Frequently Asked Questions
What is Kindcard Inc's annual revenue?
Kindcard Inc (KCRD) reported $366K in total revenue for fiscal year 2026. This represents a -11.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Kindcard Inc's revenue growing?
Kindcard Inc (KCRD) revenue declined by 11% year-over-year, from $411K to $366K in fiscal year 2026.
Is Kindcard Inc profitable?
No, Kindcard Inc (KCRD) reported a net income of -$210K in fiscal year 2026, with a net profit margin of -57.5%.
How much debt does Kindcard Inc have?
As of fiscal year 2026, Kindcard Inc (KCRD) had $9K in cash and equivalents against $150K in long-term debt.
What is Kindcard Inc's gross margin?
Kindcard Inc (KCRD) had a gross margin of 73.5% in fiscal year 2026, indicating the percentage of revenue retained after direct costs of goods sold.
What is Kindcard Inc's net profit margin?
Kindcard Inc (KCRD) had a net profit margin of -57.5% in fiscal year 2026, representing the share of revenue converted into profit after all expenses.
What is Kindcard Inc's operating cash flow?
Kindcard Inc (KCRD) generated $47K in operating cash flow during fiscal year 2026, representing cash generated from core business activities.
What are Kindcard Inc's total assets?
Kindcard Inc (KCRD) had $60K in total assets as of fiscal year 2026, including both current and long-term assets.
What is Kindcard Inc's current ratio?
Kindcard Inc (KCRD) had a current ratio of 0.05 as of fiscal year 2026, which is below 1.0, which may suggest potential liquidity concerns.
What is Kindcard Inc's return on assets (ROA)?
Kindcard Inc (KCRD) had a return on assets of -349.9% for fiscal year 2026, measuring how efficiently the company uses its assets to generate profit.
Why is Kindcard Inc's debt-to-equity ratio negative or not reported?
Kindcard Inc (KCRD) has negative shareholder equity of -$1.2M as of fiscal year 2026, so no debt-to-equity ratio is reported: dividing debt by equity that is not positive produces a number that cannot be read as leverage. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
What is Kindcard Inc's Piotroski F-Score?
Kindcard Inc (KCRD) has a Piotroski F-Score of 3 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Kindcard Inc's earnings high quality?
Kindcard Inc (KCRD) has an earnings quality ratio of -0.22x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.