Klarna Group plc (KLAR) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 30, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 20-F for FY2025, filed Feb 26, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the KLAR SEC filings page.
Klarna Group plc (KLAR) reported $3.5B in revenue for fiscal year 2025, up 24.8% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 3 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
External financing now supports growth as cash conversion reverses and earnings move back into loss.
In FY2024, a$21M net profit accompanied$587M of operating cash flow, but the model’s earnings quality changed materially in FY2025. Operating cash flow became-$1.03B alongside a-$273M loss, showing the reversal reached cash generation rather than remaining an accounting-only swing.
Revenue expanded
FY2025 liabilities were
Financial Health Signals
Klarna Group plc does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Klarna Group plc passes 0 of 5 computable financial strength tests (4 of the nine could not be computed from available data). No profitability signals pass, neither operating efficiency signal passes.
Klarna Group plc reported a net loss of $273.0M while operations used $1.0B of cash. With neither figure positive, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
None of these metrics is reported for Q4 2025.
Cash & Balance Sheet
Klarna Group plc held $3.8B in cash as of Q4 2025; long-term debt is not reported for that period.
Not reported for Q4 2025.
Not reported for Q4 2025.
Margins & Returns
None of these metrics is reported for Q4 2025.
Capital Allocation
None of these metrics is reported for Q4 2025.
KLAR Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
KLAR Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
KLAR Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
KLAR Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Current Ratio, Asset Turnover, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| Klarna Group plc KLAR | FY2025 | $3.5B | -$273.0M | -7.8% | $4.7B | — |
| Okta, Inc. OKTA | FY2026 | $2.9B | $235.0M | 8.1% | $35.3B | 55/100 |
| Twilio Inc. TWLO | FY2025 | $5.1B | $34.0M | 0.7% | $44.1B | 44/100 |
| Rubrik, Inc. RBRK | FY2026 | $1.3B | -$350K | 0.0% | $23.4B | 40/100 |
| Gen Digital Inc. GEN | FY2026 | $5.0B | $973.0M | 19.5% | $12.5B | 60/100 |
Where Klarna Group plc Ranks
Frequently Asked Questions
What is Klarna Group plc's annual revenue?
Klarna Group plc (KLAR) reported $3.5B in total revenue for fiscal year 2025. This represents a 24.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Klarna Group plc's revenue growing?
Klarna Group plc (KLAR) revenue grew by 24.8% year-over-year, from $2.8B to $3.5B in fiscal year 2025.
Is Klarna Group plc profitable?
No, Klarna Group plc (KLAR) reported a net income of -$273.0M in fiscal year 2025, with a net profit margin of -7.8%.
What is Klarna Group plc's net profit margin?
Klarna Group plc (KLAR) had a net profit margin of -7.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Klarna Group plc's return on equity (ROE)?
Klarna Group plc (KLAR) has a return on equity of -10.2% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Klarna Group plc's free cash flow?
Klarna Group plc (KLAR) recorded an outflow of $1.0B in free cash flow during fiscal year 2025. This represents a -276.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Klarna Group plc's operating cash flow?
Klarna Group plc (KLAR) recorded an outflow of $1.0B in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are Klarna Group plc's total assets?
Klarna Group plc (KLAR) had $18.8B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Klarna Group plc's capital expenditures?
Klarna Group plc (KLAR) invested $3.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Klarna Group plc's debt-to-equity ratio?
Klarna Group plc (KLAR) had a debt-to-equity ratio of 6.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Klarna Group plc's return on assets (ROA)?
Klarna Group plc (KLAR) had a return on assets of -1.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Klarna Group plc's P/E ratio?
Klarna Group plc (KLAR) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $4.7B as of Sep 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Klarna Group plc's price-to-sales ratio?
Klarna Group plc (KLAR) trades at 1.3x sales, its market capitalization divided by revenue of $3.5B revenue, FY2025. The market capitalization is $4.7B as of Sep 30, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is Klarna Group plc's Piotroski F-Score?
Klarna Group plc (KLAR) has a Piotroski F-Score of 0 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Klarna Group plc's earnings high quality?
Klarna Group plc (KLAR) reported a net loss of $273.0M while operations used $1.0B of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.