What is Kemper Corp's earnings per share (EPS)?

Kemper Corp (KMPB) reported diluted earnings per share of $2.29 for fiscal year 2025. This represents a -53.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Kemper Corp (KMPB) Financials

KMPB

Trailing 12 months to June 30, 2026

Revenue $4.6B -4.5% YoY

Net Income -$495.5M -244.3% YoY

EPS (Diluted) -$8.35 -257.3% YoY

Free Cash Flow $396.6M -28.0% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the KMPB SEC filings page.

Kemper Corp (KMPB) reported $4.6B in revenue over the twelve months to Jun 30, 2026, down 4.5% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI KMPB FY2025 2026-08-29

Cash generation has become the dominant mechanic: FY2025’s stronger free cash flow supported capital returns despite thinner reported profitability.

Operating cash flow moved from -$134M in FY2023 to $585M in FY2025, indicating a major shift in cash economics. Net income then fell from $318M in FY2024 to $143M in FY2025, so the latest cash improvement cannot be read as a simple extension of accounting-profit growth; it points to a widening gap between earnings and cash generation.

Revenue recovered 3.3% in FY2025 from FY2024, but net margin compressed from 6.9% to 3.0%; the rebound therefore came with weaker earnings yield, not broad-based margin expansion.

FY2025 free cash flow was $554M, while dividends and buybacks totaled $382M; internally generated cash therefore exceeded distributions. Long-term debt was $944M and debt-to-equity was 0.4x, indicating the distribution program did not coincide with a material leverage increase.

Financial Health Signals

Financial health score not available

Kemper Corp does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

5/7

Kemper Corp passes 5 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

4.08x

For every $1 of reported earnings, Kemper Corp generates $4.08 in operating cash flow ($584.5M OCF vs $143.3M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$1.1B

YoY-10.8%

QoQ-1.3%

5Y CAGR-6.2%

10Y CAGR+5.7%

Kemper Corp generated $1.1B in revenue in Q2 2026. This represents a decrease of 10.8% from the same quarter a year earlier. Against the prior quarter it is down 1.3%.

Net Income

-$464.8M

YoY-740.2%

QoQ-27241.2%

Kemper Corp reported -$464.8M in net income in Q2 2026. This represents a decrease of 740.2% from the same quarter a year earlier. Against the prior quarter it is down 27241.2%.

EPS (Diluted)

-$7.90

YoY-805.4%

QoQ-26233.3%

Kemper Corp earned -$7.90 per diluted share (EPS) in Q2 2026. This represents a decrease of 805.4% from the same quarter a year earlier. Against the prior quarter it is down 26233.3%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$19.1M

YoY-76.7%

QoQ-75.5%

5Y CAGR-25.1%

Kemper Corp generated $19.1M in free cash flow in Q2 2026, representing cash available after capex. This represents a decrease of 76.7% from the same quarter a year earlier. Against the prior quarter it is down 75.5%.

Cash & Debt

$81.2M

YoY-54.1%

QoQ-12.3%

5Y CAGR-5.0%

10Y CAGR-6.5%

Kemper Corp held $81.2M in cash against $944.5M in long-term debt as of Q2 2026.

Dividends Per Share

$0.32

YoY0.0%

QoQ0.0%

5Y CAGR+0.6%

10Y CAGR+2.9%

Kemper Corp paid $0.32 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

59M

YoY-6.1%

QoQ+0.1%

5Y CAGR-1.5%

10Y CAGR+1.4%

Kemper Corp had 59M shares outstanding in Q2 2026. This represents a decrease of 6.1% from the same quarter a year earlier. Against the prior quarter it is up 0.1%.

Margins & Returns

Net Margin

-42.5%

YoY-48.5pp

QoQ-42.4pp

5Y CAGR-38.4pp

10Y CAGR-43.2pp

Kemper Corp's net profit margin was -42.5% in Q2 2026, showing the share of revenue converted to profit. This is down 48.5 percentage points from the same quarter a year earlier. Against the prior quarter it is down 42.4 percentage points.

Return on Equity

-21.2%

YoY-40.8pp

QoQ-21.1pp

Kemper Corp's ROE was -21.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 40.8 percentage points from the same quarter a year earlier. Against the prior quarter it is down 21.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

YoY-100.0%

Kemper Corp repurchased no shares in Q2 2026. This represents a decrease of 100.0% from the same quarter a year earlier.

Capital Expenditures

$11.4M

YoY+50.0%

QoQ+4.6%

5Y CAGR-6.9%

Kemper Corp invested $11.4M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 50.0% from the same quarter a year earlier. Against the prior quarter it is up 4.6%.

R&D Spending

Not reported for Q2 2026.

KMPB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

KMPB quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$4.6B	$4.8B+3.3%	$4.6B-6.2%	$4.9B-10.5%	$5.5B-3.4%	$5.7B+9.9%	$5.2B+3.3%	$5.0B+35.3%	$3.7B+36.8%	$2.7B+8.0%	$2.5B+7.7%	$2.3B+6.6%	$2.2B-9.5%	$2.4B-1.5%	$2.5B-1.3%	$2.5B
Operating Income	N/A	N/A	N/A	-$68.9M+58.6%	-$166.6M+50.1%	-$334.0M-161.1%	$546.8M+5.4%	$518.8M+81.3%	$286.2M+140.7%	$118.9M+3735.5%	$3.1M-96.3%	$84.5M-38.0%	$136.3M-40.5%	$229.2M+258.7%	$63.9M+39.2%	$45.9M
EBITDA	N/A	N/A	N/A	-$10.3M+89.2%	-$95.7M+66.7%	-$287.7M-149.3%	$583.0M+5.7%	$551.6M+82.8%	$301.8M+128.6%	$132.0M+484.1%	$22.6M-80.1%	$113.4M-28.9%	$159.5M-37.4%	$254.9M+221.8%	$79.2M+39.4%	$56.8M
Interest Expense	N/A	$38.5M-32.3%	$56.9M+1.4%	$56.1M+2.6%	$54.7M+25.5%	$43.6M+21.1%	$36.0M-15.3%	$42.5M-1.8%	$43.3M+24.1%	$34.9M-21.4%	$44.4M-4.5%	$46.5M-0.9%	$46.9M+22.5%	$38.3M+0.8%	$38.0M+1.9%	$37.3M
Income Tax	-$16.9M	$28.1M-63.0%	$76.0M+201.6%	-$74.8M+11.4%	-$84.4M+32.8%	-$125.6M-225.3%	$100.2M-23.2%	$130.5M+1119.6%	$10.7M-74.0%	$41.2M+547.8%	-$9.2M-145.8%	$20.1M-57.8%	$47.6M-52.4%	$99.9M+226.5%	$30.6M+363.6%	$6.6M
Net Income	-$495.5M	$143.3M-54.9%	$317.8M+216.8%	-$272.1M+5.1%	-$286.6M-131.7%	-$123.7M-130.2%	$409.9M-22.8%	$531.1M+179.4%	$190.1M+57.2%	$120.9M+619.6%	$16.8M-80.4%	$85.7M-25.2%	$114.5M-47.4%	$217.7M+110.5%	$103.4M+38.8%	$74.5M
EPS (Basic)	N/A	$2.31-53.3%	$4.95+216.5%	-$4.25+5.6%	-$4.50-134.4%	-$1.92-130.8%	$6.24-22.4%	$8.04+147.4%	$3.25+38.9%	$2.34+609.1%	$0.33-80.0%	$1.65-22.2%	$2.12-44.4%	$3.81+117.7%	$1.75+42.3%	$1.23
EPS (Diluted)	-$8.35	$2.29-53.4%	$4.91+215.5%	-$4.25+5.6%	-$4.50-134.4%	-$1.92-131.3%	$6.14-22.9%	$7.96+147.2%	$3.22+38.2%	$2.33+606.1%	$0.33-80.0%	$1.65-22.2%	$2.12-44.2%	$3.80+118.4%	$1.74+41.5%	$1.23
Diluted Shares (Avg)	N/A	63M-3.3%	65M+1.2%	64M+0.3%	64M-0.7%	64M-3.7%	67M+0.3%	67M+13.3%	59M+13.9%	52M+0.7%	51M-0.9%	52M-4.1%	54M-5.5%	57M-3.4%	59M-2.3%	60M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$1.1B-10.8%	$1.1B-7.2%	$1.1B-4.7%	$1.2B+5.2%	$1.2B+8.5%	$1.2B+4.4%	$1.2B0.0%	$1.2B-1.7%
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$132.4M+440.4%
EBITDA	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$145.5M+659.6%
Interest Expense	N/A	N/A	$9.0M-38.4%	$9.1M-36.8%	$9.0M-35.3%	$11.4M-18.6%	$14.6M+5.0%	$14.4M+2.1%
Income Tax	-$1.0M-105.6%	-$3.5M-115.4%	-$3.5M-114.8%	-$8.9M-148.1%	$17.7M+1.1%	$22.8M+39.0%	$23.6M+93.4%	$18.5M+141.7%
Net Income	-$464.8M-740.2%	-$1.7M-101.7%	-$8.0M-108.2%	-$21.0M-128.5%	$72.6M-3.7%	$99.7M+39.8%	$97.4M+89.5%	$73.7M+150.4%
EPS (Basic)	-$7.90-799.1%	-$0.03-101.9%	-$0.09-105.9%	-$0.34-129.6%	$1.13-3.4%	$1.56+40.5%	$1.52+90.0%	$1.15+150.4%
EPS (Diluted)	-$7.90-805.4%	-$0.03-101.9%	-$0.08	-$0.34-129.8%	$1.12-3.4%	$1.54+40.0%	$1.51+88.8%	$1.14+150.0%
Diluted Shares (Avg)	59M-8.9%	59M-9.1%	N/A	61M-5.3%	65M-0.4%	65M-0.2%	N/A	65M+1.3%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses.

KMPB Balance Sheet

KMPB quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$12.5B-1.2%	$12.6B-0.9%	$12.7B-4.3%	$13.3B-10.7%	$14.9B+4.0%	$14.3B+10.4%	$13.0B+12.5%	$11.5B+37.8%	$8.4B+2.0%	$8.2B+2.2%	$8.0B+2.6%	$7.8B+2.3%	$7.7B-4.4%	$8.0B+0.9%	$7.9B
Cash & Equivalents	$126.0M+92.7%	$65.4M+2.0%	$64.1M-69.8%	$212.4M+43.3%	$148.2M-28.1%	$206.1M+50.7%	$136.8M+82.2%	$75.1M+64.3%	$45.7M-60.5%	$115.7M-28.4%	$161.7M+112.5%	$76.1M+14.4%	$66.5M-30.9%	$96.3M-61.7%	$251.2M
Short-Term Investments	$313.5M-69.8%	$1.0B+99.1%	$520.9M+87.1%	$278.4M-2.0%	$284.1M-67.5%	$875.4M+85.9%	$470.9M+64.6%	$286.1M+21.5%	$235.5M-14.0%	$273.7M+7.0%	$255.7M-25.3%	$342.2M+20.2%	$284.7M-13.1%	$327.5M+32.4%	$247.4M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$1.3B0.0%	$1.3B0.0%	$1.3B-3.8%	$1.3B-0.9%	$1.3B+17.8%	$1.1B0.0%	$1.1B+0.1%	$1.1B+244.4%	$323.0M0.0%	$323.0M0.0%	$323.0M+3.6%	$311.8M0.0%	$311.8M0.0%	$311.8M0.0%	$311.8M
Total Liabilities	$9.8B-0.4%	$9.8B-3.8%	$10.2B-3.8%	$10.6B-32.5%	$15.8B+61.2%	$9.8B+8.4%	$9.0B+6.1%	$8.5B+35.7%	$6.3B+0.4%	$6.2B+3.2%	$6.0B+5.2%	$5.7B+2.5%	$5.6B-4.1%	$5.8B+0.5%	$5.8B
Long-Term Debt	$943.5M+0.2%	$941.7M-32.2%	$1.4B+0.2%	$1.4B+23.6%	$1.1B-4.3%	$1.2B+50.7%	$778.4M-14.4%	$909.0M+53.5%	$592.3M-21.2%	$751.6M+0.1%	$750.6M	N/A	N/A	N/A	N/A
Total Equity	$2.7B-3.8%	$2.8B+11.3%	$2.5B+939.1%	$241.1M+128.4%	-$849.7M-118.6%	$4.6B+14.9%	$4.0B+30.2%	$3.1B+44.2%	$2.1B+7.1%	$2.0B-0.9%	$2.0B-4.7%	$2.1B+1.9%	$2.1B-5.1%	$2.2B+2.1%	$2.1B
Retained Earnings	$1.2B-6.0%	$1.2B+21.4%	$1.0B-25.8%	$1.4B-22.5%	$1.8B-14.9%	$2.1B+14.4%	$1.8B+33.6%	$1.4B+9.1%	$1.2B+6.0%	$1.2B-3.0%	$1.2B+0.5%	$1.2B-1.1%	$1.2B+8.7%	$1.1B+0.9%	$1.1B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$11.9B-4.4%	$12.4B-0.5%	$12.5B-1.2%	$12.4B-1.5%	$12.5B-1.2%	$12.5B-1.2%	$12.6B-0.9%	$12.6B+0.6%
Cash & Equivalents	$81.2M-54.1%	$92.6M-19.8%	$126.0M+92.7%	$107.4M+88.8%	$177.0M+64.8%	$115.4M-8.9%	$65.4M+2.0%	$56.9M-49.4%
Short-Term Investments	$0-100.0%	$296.6M-45.6%	$313.5M-69.8%	$371.2M-46.7%	$407.6M-24.4%	$545.3M+4.7%	$1.0B+99.1%	$696.9M+66.5%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$783.5M	N/A	$1.3B0.0%	N/A	N/A	N/A	$1.3B0.0%	N/A
Total Liabilities	$9.7B+1.0%	$9.8B-19.3%	$9.8B-0.4%	$9.7B-3.8%	$9.7B-2.2%	$12.1B+20.6%	$9.8B-3.8%	$10.1B-0.8%
Long-Term Debt	$944.5M+0.2%	$944.0M+0.2%	$943.5M+0.2%	$943.1M-32.2%	$942.6M-32.2%	$942.1M-32.2%	$941.7M-32.2%	$1.4B+0.2%
Total Equity	$2.2B+492.6%	$2.6B+623.9%	$2.7B-3.8%	$2.7B-1.5%	$370.0M+3.4%	$366.0M-85.9%	$2.8B+11.3%	$2.8B+17.4%
Retained Earnings	$653.7M-51.4%	$1.1B-13.1%	$1.2B-6.0%	$1.2B+4.7%	$1.3B+20.0%	$1.3B+22.8%	$1.2B+21.4%	$1.2B+18.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

KMPB Cash Flow Statement

KMPB quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$434.2M	$584.5M+52.7%	$382.9M+385.3%	-$134.2M+36.2%	-$210.3M-160.0%	$350.7M-21.7%	$448.0M-16.2%	$534.3M-0.9%	$539.2M+124.1%	$240.6M0.0%	$240.5M+11.9%	$215.0M+60.9%	$133.6M+9.4%	$122.1M+85.8%	$65.7M+362.8%	-$25.0M
Depreciation & Amortization	N/A	$74.3M+38.4%	$53.7M-8.4%	$58.6M-17.3%	$70.9M+53.1%	$46.3M+27.9%	$36.2M+10.4%	$32.8M+110.3%	$15.6M+19.1%	$13.1M-32.8%	$19.5M-32.5%	$28.9M+24.6%	$23.2M-9.7%	$25.7M+68.0%	$15.3M+40.4%	$10.9M
Stock-Based Compensation	N/A	$29.4M+0.7%	$29.2M+0.7%	$29.0M+63.8%	$17.7M-36.8%	$28.0M+12.4%	$24.9M-1.6%	$25.3M+36.0%	$18.6M+97.9%	$9.4M+100.0%	$4.7M-27.7%	$6.5M+1.6%	$6.4M+16.4%	$5.5M-5.2%	$5.8M+9.4%	$5.3M
Capital Expenditures	$37.6M	$30.6M-42.5%	$53.2M-1.1%	$53.8M+74.7%	$30.8M-46.7%	$57.8M+8.2%	$53.4M-36.4%	$84.0M+28.6%	$65.3M+83.9%	$35.5M	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	$396.6M	$553.9M+68.0%	$329.7M+275.4%	-$188.0M+22.0%	-$241.1M-182.3%	$292.9M-25.8%	$394.6M-12.4%	$450.3M-5.0%	$473.9M+131.1%	$205.1M	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$84.9M	$336.2M+237.6%	-$244.4M-326.5%	$107.9M+199.5%	-$108.4M+8.3%	-$118.2M+84.4%	-$757.0M-19.5%	-$633.4M-27.3%	-$497.6M-372.1%	-$105.4M+55.7%	-$238.1M-732.5%	-$28.6M+72.6%	-$104.3M-2272.9%	$4.8M+104.5%	-$106.2M-118.8%	$564.6M
Financing Cash Flow	-$445.1M	-$860.1M-526.9%	-$137.2M-12.5%	-$122.0M-131.9%	$382.9M+231.9%	-$290.4M-176.8%	$378.3M+135.3%	$160.8M+1418.0%	-$12.2M+94.1%	-$205.2M-324.0%	-$48.4M+52.0%	-$100.8M-411.7%	-$19.7M+87.4%	-$156.7M-37.0%	-$114.4M+71.8%	-$405.6M
Dividends Paid	$76.2M	$79.6M-0.6%	$80.1M0.0%	$80.1M+0.5%	$79.7M-1.1%	$80.6M+2.2%	$78.9M+16.4%	$67.8M+20.2%	$56.4M+13.9%	$49.5M+0.6%	$49.2M-1.0%	$49.7M-4.1%	$51.8M-5.6%	$54.9M-3.5%	$56.9M-2.2%	$58.2M
Share Buybacks	$269.4M	$301.9M+676.1%	$38.9M	$0	$0-100.0%	$161.7M+46.5%	$110.4M	$0	$0	$0-100.0%	$3.8M-91.6%	$45.0M-60.5%	$114.0M+13.5%	$100.4M+65.4%	$60.7M+121.5%	$27.4M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$30.5M-66.0%	$88.8M-50.7%	$175.0M-0.1%	$139.9M-1.4%	$89.6M+291.3%	$180.0M+318.6%	$175.1M+689.6%	$141.9M+467.6%
Depreciation & Amortization	$11.6M-10.8%	$11.6M-7.2%	$13.1M+1.6%	$35.7M+172.5%	$13.0M-0.8%	$12.5M-14.4%	$12.9M-33.8%	$13.1M+1.6%
Capital Expenditures	$11.4M+50.0%	$10.9M+41.6%	$8.8M-9.3%	$6.5M-38.1%	$7.6M-57.1%	$7.7M-49.7%	$9.7M-34.0%	$10.5M-23.4%
Free Cash Flow	$19.1M-76.7%	$77.9M-54.8%	$166.2M+0.5%	$133.4M+1.5%	$82.0M+1476.9%	$172.3M+522.0%	$165.4M+472.5%	$131.4M+351.2%
Investing Cash Flow	$3.4M-67.0%	-$63.1M-118.0%	-$77.2M+50.1%	$52.0M+142.6%	$10.3M+253.7%	$351.1M+793.4%	-$154.8M-5833.3%	-$122.2M-187.1%
Financing Cash Flow	-$45.3M-18.3%	-$59.1M+87.7%	-$79.2M-571.2%	-$261.5M-272.5%	-$38.3M-7.9%	-$481.1M-2342.1%	-$11.8M+44.6%	-$70.2M-11.6%
Dividends Paid	$19.3M-7.2%	$18.3M-9.4%	$18.9M-5.5%	$19.7M-3.0%	$20.8M+2.5%	$20.2M+3.6%	$20.0M-1.5%	$20.3M+0.5%
Share Buybacks	$0-100.0%	$0-100.0%	$50.6M+264.0%	$218.8M+775.2%	$28.5M	$4.0M	$13.9M	$25.0M

Not reported in any period shown, so not listed: Stock-Based Compensation.

KMPB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

KMPB quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Margin	N/A	N/A	-1.4%+1.6pp	-3.0%+2.8pp	-5.8%-16.3pp	10.5%+0.2pp	10.3%+2.6pp	7.7%+3.3pp	4.4%+4.3pp	0.1%-3.5pp	3.6%-2.6pp	6.2%-3.2pp	9.4%+6.9pp	2.6%+0.8pp	1.8%
Net Margin	3.0%-3.9pp	6.9%+12.3pp	-5.5%-0.3pp	-5.2%-3.0pp	-2.2%-10.0pp	7.9%-2.7pp	10.5%+5.4pp	5.1%+0.7pp	4.4%+3.8pp	0.7%-3.0pp	3.7%-1.6pp	5.2%-3.8pp	9.0%+4.8pp	4.2%+1.2pp	3.0%
Return on Equity	5.3%-6.1pp	11.4%+22.3pp	-10.9%+108.0pp	-118.9%	N/A	9.0%-4.4pp	13.4%+7.1pp	6.2%+0.5pp	5.7%+4.9pp	0.9%-3.4pp	4.3%-1.2pp	5.5%-5.1pp	10.6%+5.8pp	4.8%+1.3pp	3.5%
Return on Assets	1.1%-1.4pp	2.5%+4.7pp	-2.1%0.0pp	-2.1%-1.3pp	-0.8%-3.7pp	2.9%-1.2pp	4.1%+2.4pp	1.7%+0.2pp	1.4%+1.2pp	0.2%-0.9pp	1.1%-0.4pp	1.5%-1.4pp	2.8%+1.6pp	1.3%+0.3pp	0.9%
Debt-to-Equity	0.350.0x	0.34-0.2x	0.55-5.2x	5.75	N/A	0.26+0.1x	0.20-0.1x	0.300.0x	0.28-0.1x	0.380.0x	0.38-2.4x	2.750.0x	2.730.0x	2.710.0x	2.75
Asset Turnover	0.380.0x	0.370.0x	0.390.0x	0.410.0x	0.380.0x	0.360.0x	0.39+0.1x	0.320.0x	0.330.0x	0.310.0x	0.290.0x	0.280.0x	0.320.0x	0.310.0x	0.31
FCF Margin	11.6%+4.5pp	7.1%+10.9pp	-3.8%+0.6pp	-4.4%-9.5pp	5.1%-2.5pp	7.6%-1.4pp	8.9%-3.8pp	12.7%+5.2pp	7.5%	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	11.2%+14.5pp
Net Margin	-42.5%-48.5pp	-0.1%-8.5pp	-0.7%-8.9pp	-1.7%-7.9pp	5.9%-0.7pp	8.4%+2.1pp	8.2%+3.9pp	6.3%+18.4pp
Return on Equity	-21.2%-40.8pp	-0.1%-27.3pp	-0.3%-3.8pp	-0.8%-3.4pp	19.6%-1.4pp	27.2%+24.5pp	3.5%+1.4pp	2.7%+8.9pp
Return on Assets	-3.9%-4.5pp	0.0%-0.8pp	-0.1%-0.8pp	-0.2%-0.8pp	0.6%0.0pp	0.8%+0.2pp	0.8%+0.4pp	0.6%+1.8pp
Debt-to-Equity	0.43-2.1x	0.36-2.2x	0.350.0x	0.35-0.2x	2.55-1.3x	2.57+2.0x	0.34-0.2x	0.50-0.1x
Asset Turnover	0.090.0x	0.090.0x	0.090.0x	0.100.0x	0.100.0x	0.100.0x	0.090.0x	0.090.0x
FCF Margin	1.8%-4.9pp	7.0%-7.4pp	14.7%+0.8pp	10.8%-0.4pp	6.7%+6.2pp	14.4%+12.0pp	13.9%+17.7pp	11.2%+15.5pp

Not reported in any period shown, so not listed: Gross Margin, Current Ratio.

Where Kemper Corp Ranks

Frequently Asked Questions

What is Kemper Corp's annual revenue?

Kemper Corp (KMPB) reported $4.8B in total revenue for fiscal year 2025. This represents a 3.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Kemper Corp's revenue growing?

Kemper Corp (KMPB) revenue grew by 3.3% year-over-year, from $4.6B to $4.8B in fiscal year 2025.

Is Kemper Corp profitable?

Yes, Kemper Corp (KMPB) reported a net income of $143.3M in fiscal year 2025, with a net profit margin of 3.0%.

How much debt does Kemper Corp have?

As of fiscal year 2025, Kemper Corp (KMPB) had $126.0M in cash and equivalents against $943.5M in long-term debt.

What is Kemper Corp's net profit margin?

Kemper Corp (KMPB) had a net profit margin of 3.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Kemper Corp pay dividends?

Yes, Kemper Corp (KMPB) paid $1.28 per share in dividends during fiscal year 2025.

What is Kemper Corp's return on equity (ROE)?

Kemper Corp (KMPB) has a return on equity of 5.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Kemper Corp's free cash flow?

Kemper Corp (KMPB) generated $553.9M in free cash flow during fiscal year 2025. This represents a 68.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Kemper Corp's operating cash flow?

Kemper Corp (KMPB) generated $584.5M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Kemper Corp's total assets?

Kemper Corp (KMPB) had $12.5B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Kemper Corp's capital expenditures?

Kemper Corp (KMPB) invested $30.6M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Kemper Corp buy back shares?

Yes, Kemper Corp (KMPB) spent $301.9M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Kemper Corp have outstanding?

Kemper Corp (KMPB) had 59M shares outstanding as of fiscal year 2025.

What is Kemper Corp's debt-to-equity ratio?

Kemper Corp (KMPB) had a debt-to-equity ratio of 0.35 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Kemper Corp's return on assets (ROA)?

Kemper Corp (KMPB) had a return on assets of 1.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Kemper Corp's Piotroski F-Score?

Kemper Corp (KMPB) has a Piotroski F-Score of 5 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Kemper Corp's earnings high quality?

Kemper Corp (KMPB) has an earnings quality ratio of 4.08x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.