What is Landmark Banc's earnings per share (EPS)?

Landmark Banc (LARK) reported diluted earnings per share of $3.07 for fiscal year 2025. This represents a 42.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Landmark Banc Financials

LARK

Trailing 12 months to June 30, 2026

Revenue $82.1M +6.0% YoY

Net Income $1.4M -58.8% YoY

EPS (Diluted) $3.22 +21.1% YoY

Free Cash Flow $22.7M +52.0% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 12, 2026 Currency USD FYE December

Landmark Banc (LARK) reported $82.1M in revenue over the twelve months to Jun 30, 2026, up 6.0% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI LARK FY2025 2026-08-29

Heavy balance-sheet funding leaves reported profitability thin, while cash generation improves materially through FY2025 without changing the financing model.

The key shift is cash conversion: FY2025 operating cash flow was $21.6M, more than 1,000x reported net income of $19K, while free cash flow reached $21.0M. That combination indicates cash generation was driven chiefly by balance-sheet movements rather than accounting earnings, an important distinction for understanding a financial institution’s results.

Liabilities reached $1.45B against $160.6M of equity in FY2025, making a highly funded balance sheet the central operating structure. Debt-to-equity fell from 12.6x in FY2022 to 9.0x in FY2025, improving the capital cushion without changing that basic model.

Free cash flow rose from $11.9M in FY2024 to $21.0M in FY2025, indicating improved cash release rather than simply larger reported earnings. Capital expenditures fell to $605K, so the improvement did not come from heavier reinvestment; meanwhile, reported net income remained only $19K on $81.0M of revenue.

Financial Health Signals

Financial Health Score 34/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Landmark Banc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Growth

Capital

Efficiency

Credit Quality

Stability

Piotroski F-Score Partial

5/6

Landmark Banc passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

N/A

Landmark Banc reported $19K of net income while generating $21.6M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead.

Key Financial Metrics

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Earnings & Revenue

Revenue

$81.0M

YoY+9.6%

5Y CAGR+15.6%

10Y CAGR+10.8%

Landmark Banc generated $81.0M in revenue in fiscal year 2025. This represents an increase of 9.6% from the prior year.

Net Income

$19K

YoY+44.4%

5Y CAGR-75.1%

10Y CAGR-46.9%

Landmark Banc reported $19K in net income in fiscal year 2025. This represents an increase of 44.4% from the prior year.

EPS (Diluted)

$3.07

YoY+42.8%

Landmark Banc earned $3.07 per diluted share (EPS) in fiscal year 2025. This represents an increase of 42.8% from the prior year.

EBITDA

Not reported for fiscal year 2025.

Cash & Balance Sheet

Free Cash Flow

$21.0M

YoY+76.5%

5Y CAGR+7.8%

10Y CAGR+13.7%

Landmark Banc generated $21.0M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 76.5% from the prior year.

Dividends Per Share

$0.80

YoY+5.3%

Landmark Banc paid $0.80 per share in dividends in fiscal year 2025. This represents an increase of 5.3% from the prior year.

Shares Outstanding

YoY+5.5%

Landmark Banc had 6M shares outstanding in fiscal year 2025. This represents an increase of 5.5% from the prior year.

Cash & Debt

Not reported for fiscal year 2025.

Margins & Returns

Net Margin

0.0%

YoY0.0pp

5Y CAGR-49.6pp

10Y CAGR-36.2pp

Landmark Banc's net profit margin was 0.0% in fiscal year 2025, showing the share of revenue converted to profit. That is unchanged from the prior year.

Return on Equity

0.0%

YoY0.0pp

5Y CAGR-15.4pp

10Y CAGR-13.0pp

Landmark Banc's ROE was 0.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. That is unchanged from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Operating Margin

Not reported for fiscal year 2025.

Capital Allocation

Capital Expenditures

$605K

YoY-73.9%

5Y CAGR+11.0%

10Y CAGR-6.8%

Landmark Banc invested $605K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 73.9% from the prior year.

R&D Spending

Not reported for fiscal year 2025.

Share Buybacks

Not reported for fiscal year 2025.

LARK Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

LARK quarterly income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$82.1M	$81.0M+9.6%	$73.9M+14.2%	$64.7M+49.6%	$43.2M+8.5%	$39.8M+1.5%	$39.3M+5.8%	$37.1M+11.9%	$33.2M+11.6%	$29.7M+1.6%	$29.2M+0.8%	$29.0M+4.1%	$27.9M+25.9%	$22.1M+0.3%	$22.1M-2.4%	$22.6M
SG&A Expenses	$26.0M	$25.5M+10.4%	$23.1M+1.9%	$22.7M+11.2%	$20.4M+1.2%	$20.2M-2.4%	$20.7M+16.1%	$17.8M+10.9%	$16.0M+6.0%	$15.1M-1.1%	$15.3M+0.5%	$15.2M+6.2%	$14.3M+35.6%	$10.6M+8.1%	$9.8M+3.8%	$9.4M
Interest Expense	$23.1M	$25.3M-10.1%	$28.2M+31.7%	$21.4M+392.2%	$4.3M+188.6%	$1.5M-45.6%	$2.8M-59.0%	$6.8M+25.9%	$5.4M+49.7%	$3.6M+12.3%	$3.2M+3.6%	$3.1M-3.3%	$3.2M+3.4%	$3.1M-21.2%	$3.9M-16.1%	$4.7M
Income Tax	$4.9M	$4.3M+293.9%	$1.1M-44.4%	$2.0M+36.5%	$1.4M-70.3%	$4.8M+0.6%	$4.8M+229.5%	$1.5M+24.4%	$1.2M+230.2%	-$897K-138.8%	$2.3M-40.9%	$3.9M+29.3%	$3.0M+305.6%	$746K-58.9%	$1.8M+259.9%	$504K
Net Income	$1.4M	$19K+44.4%	$13K+6.3%	$12K-99.9%	$9.9M-45.2%	$18.0M-7.6%	$19.5M+82.8%	$10.7M+2.3%	$10.4M+138.6%	$4.4M-51.2%	$9.0M-14.7%	$10.5M+30.5%	$8.0M+72.9%	$4.7M-26.9%	$6.4M+42.0%	$4.5M
EPS (Diluted)	$3.22	$3.07+42.8%	$2.15+5.9%	$2.03	$1.71-47.5%	$3.26-12.4%	$3.72+77.1%	$2.10-3.2%	$2.17+126.0%	$0.96-54.3%	$2.10-20.5%	$2.64+22.2%	$2.16+60.0%	$1.35-31.1%	$1.96+34.2%	$1.46

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$20.3M0.0%	$20.2M-2.8%	$20.8M+0.5%	$20.7M+3.2%	$20.1M+3.9%	$19.3M+2.1%	$19.0M-0.4%	$19.0M
SG&A Expenses	$6.6M+3.9%	$6.3M-7.2%	$6.8M+8.1%	$6.3M+1.1%	$6.2M+1.3%	$6.2M-1.8%	$6.3M+7.9%	$5.8M
Interest Expense	$5.2M-1.0%	$5.2M-13.6%	$6.0M-9.0%	$6.6M+3.6%	$6.4M+3.1%	$6.2M-5.0%	$6.6M-11.7%	$7.4M
Income Tax	$1.3M+5.5%	$1.3M+5.5%	$1.2M+5.0%	$1.1M+19.8%	$944K-7.0%	$1.0M+214.6%	-$886K-202.2%	$867K
Net Income	$5.4M+6.4%	$5.1M+136.1%	-$14.0M-384.3%	$4.9M+11.9%	$4.4M-6.3%	$4.7M+148.4%	-$9.7M-347.0%	$3.9M
EPS (Diluted)	$0.88+6.0%	$0.83+25.8%	$0.66-22.4%	$0.85+18.1%	$0.72-6.5%	$0.77+57.1%	$0.49-27.9%	$0.68

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income.

LARK Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

LARK quarterly balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$1.6B+2.1%	$1.6B+0.8%	$1.6B+3.9%	$1.5B+13.1%	$1.3B+11.9%	$1.2B+19.0%	$998.5M+1.3%	$985.8M+6.1%	$929.5M+2.0%	$911.4M+3.8%	$878.4M+1.7%	$863.5M+4.2%	$828.8M+35.0%	$614.1M+2.6%	$598.2M
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	$84.8M+519.4%	$13.7M-28.4%	$19.1M+15.3%	$16.6M-17.1%	$20.0M+47.4%	$13.6M+6.3%	$12.8M-57.1%	$29.7M+99.3%	$14.9M-14.7%	$17.5M
Goodwill	$32.4M0.0%	$32.4M0.0%	$32.4M+0.6%	$32.2M+83.7%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M+34.1%	$13.1M+1.4%	$12.9M
Total Liabilities	$1.4B+0.6%	$1.4B+0.2%	$1.4B+3.1%	$1.4B+16.6%	$1.2B+12.4%	$1.1B+19.3%	$889.9M-0.5%	$893.9M+6.2%	$841.8M+1.9%	$826.4M+3.6%	$797.8M+0.8%	$791.8M+3.4%	$766.1M+39.1%	$550.7M+2.2%	$539.1M
Total Equity	$160.6M+17.9%	$136.2M+7.3%	$126.9M+15.1%	$110.2M-18.7%	$135.6M+7.1%	$126.7M+16.6%	$108.6M+18.2%	$91.9M+4.9%	$87.6M+3.1%	$85.0M+5.4%	$80.6M+12.5%	$71.6M+14.3%	$62.7M-1.0%	$63.3M+7.1%	$59.1M
Retained Earnings	$63.7M+11.8%	$56.9M+4.9%	$54.3M+4.0%	$52.2M-0.8%	$52.6M+17.0%	$44.9M+31.1%	$34.3M+6.9%	$32.1M+6.2%	$30.2M-11.9%	$34.3M+4.0%	$33.0M+12.5%	$29.3M+7.8%	$27.2M-1.6%	$27.6M+5.4%	$26.2M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$1.6B0.0%	$1.6B-0.1%	$1.6B-0.6%	$1.6B-0.5%	$1.6B+2.9%	$1.6B+0.3%	$1.6B+0.7%	$1.6B
Goodwill	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M
Total Liabilities	$1.4B-0.3%	$1.4B-0.1%	$1.4B-1.0%	$1.5B-1.0%	$1.5B+2.8%	$1.4B-0.1%	$1.4B+1.0%	$1.4B
Total Equity	$166.9M+3.2%	$161.6M+0.6%	$160.6M+3.1%	$155.7M+5.0%	$148.4M+4.0%	$142.7M+4.7%	$136.2M-2.5%	$139.7M
Retained Earnings	$71.6M+6.1%	$67.4M+6.0%	$63.7M-5.4%	$67.3M+5.8%	$63.6M+5.3%	$60.4M+6.1%	$56.9M-6.0%	$60.5M

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Inventory, Accounts Receivable, Current Liabilities, Long-Term Debt.

LARK Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

LARK quarterly cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$23.4M	$21.6M+52.0%	$14.2M+12.9%	$12.6M-49.1%	$24.8M-20.5%	$31.2M+110.4%	$14.8M+62.6%	$9.1M-57.1%	$21.2M+595.0%	$3.1M-83.9%	$19.0M+170.2%	$7.0M-18.9%	$8.7M-28.3%	$12.1M-2.3%	$12.4M-5.2%	$13.1M
Capital Expenditures	$709K	$605K-73.9%	$2.3M+133.2%	$995K+13.6%	$876K-33.8%	$1.3M+268.8%	$359K-65.4%	$1.0M-20.6%	$1.3M-9.7%	$1.4M+143.1%	$596K-51.3%	$1.2M-16.3%	$1.5M+124.8%	$650K-18.6%	$799K+128.9%	$349K
Free Cash Flow	$22.7M	$21.0M+76.5%	$11.9M+2.6%	$11.6M-51.4%	$23.9M-19.9%	$29.8M+106.5%	$14.5M+79.1%	$8.1M-59.5%	$19.9M+1140.2%	$1.6M-91.3%	$18.4M+216.8%	$5.8M-19.4%	$7.2M-37.0%	$11.4M-1.2%	$11.6M-8.9%	$12.7M
Investing Cash Flow	$27.7M	-$21.4M-18.0%	-$18.1M+64.2%	-$50.6M+74.3%	-$197.2M-249.2%	-$56.5M+46.0%	-$104.5M-1247.8%	-$7.8M+87.9%	-$64.1M-203.3%	-$21.2M+47.5%	-$40.3M	N/A	N/A	N/A	$10.4M+132.0%	-$32.5M
Financing Cash Flow	-$49.8M	$441K+114.9%	-$3.0M-107.0%	$42.0M+563.6%	$6.3M-95.1%	$129.7M-19.4%	$160.9M+2476.1%	-$6.8M-114.9%	$45.4M+209.4%	$14.7M-47.0%	$27.7M	N/A	N/A	N/A	-$25.3M-193.3%	$27.2M
Dividends Paid	$5.0M	$4.9M+5.4%	$4.6M+5.1%	$4.4M+4.6%	$4.2M+10.0%	$3.8M+5.1%	$3.6M+3.6%	$3.5M+5.5%	$3.3M+7.0%	$3.1M+6.7%	$2.9M+14.3%	$2.5M+5.5%	$2.4M+7.7%	$2.2M+5.8%	$2.1M+5.3%	$2.0M
Share Buybacks	N/A	N/A	$338K+350.7%	$75K-93.9%	$1.2M	N/A	$2.3M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$3.4M-50.1%	$6.8M+138.1%	$2.9M-72.2%	$10.3M+2248.7%	$439K-94.5%	$8.0M+834.2%	-$1.1M-113.5%	$8.1M
Capital Expenditures	$119K0.0%	$119K-45.9%	$220K-12.4%	$251K+195.3%	$85K+73.5%	$49K-53.8%	$106K-63.4%	$290K
Free Cash Flow	$3.3M-51.0%	$6.7M+153.4%	$2.6M-73.7%	$10.1M+2741.8%	$354K-95.6%	$8.0M+765.2%	-$1.2M-115.3%	$7.8M
Investing Cash Flow	-$5.7M-140.1%	$14.2M+20.0%	$11.9M+63.8%	$7.2M+118.1%	-$40.1M-9347.9%	-$424K+97.5%	-$17.2M-539.1%	$3.9M
Financing Cash Flow	-$3.3M+67.7%	-$10.2M+42.4%	-$17.7M+5.1%	-$18.6M-143.6%	$42.8M+814.4%	-$6.0M-134.5%	$17.4M+218.1%	-$14.7M
Dividends Paid	$1.3M+0.4%	$1.3M+4.6%	$1.2M+0.3%	$1.2M+0.1%	$1.2M+0.1%	$1.2M+4.7%	$1.2M+0.2%	$1.2M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	$17K-74.2%	$66K

LARK Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

LARK quarterly financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Net Margin	0.0%0.0pp	0.0%0.0pp	0.0%-22.8pp	22.9%-22.4pp	45.2%-4.4pp	49.7%+20.9pp	28.7%-2.7pp	31.4%+16.7pp	14.7%-15.9pp	30.7%-5.6pp	36.2%+7.3pp	28.9%+7.8pp	21.1%-7.8pp	28.9%+9.0pp	19.9%
Return on Equity	0.0%0.0pp	0.0%0.0pp	0.0%-8.9pp	9.0%-4.3pp	13.3%-2.1pp	15.4%+5.6pp	9.8%-1.5pp	11.3%+6.3pp	5.0%-5.6pp	10.5%-2.5pp	13.0%+1.8pp	11.2%+3.8pp	7.4%-2.6pp	10.1%+2.5pp	7.6%
Return on Assets	0.0%0.0pp	0.0%0.0pp	0.0%-0.7pp	0.7%-0.7pp	1.4%-0.3pp	1.6%+0.6pp	1.1%0.0pp	1.1%+0.6pp	0.5%-0.5pp	1.0%-0.2pp	1.2%+0.3pp	0.9%+0.4pp	0.6%-0.5pp	1.0%+0.3pp	0.8%
Debt-to-Equity	9.00-1.6x	10.56-0.7x	11.30-1.3x	12.62+3.8x	8.80+0.4x	8.38+0.2x	8.19-1.5x	9.73+0.1x	9.61-0.1x	9.73-0.2x	9.90-1.2x	11.05-1.2x	12.22+3.5x	8.70-0.4x	9.12
FCF Margin	26.0%+9.8pp	16.1%-1.8pp	17.9%-37.4pp	55.3%-19.6pp	74.9%+38.1pp	36.8%+15.1pp	21.7%-38.4pp	60.1%+54.7pp	5.4%-57.6pp	63.0%+43.0pp	20.1%-5.8pp	25.9%-25.9pp	51.8%-0.8pp	52.5%-3.8pp	56.3%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Net Margin	26.6%+1.6pp	25.0%+92.3pp	-67.3%-91.0pp	23.8%+1.9pp	21.9%-2.4pp	24.3%+75.5pp	-51.2%-71.9pp	20.7%
Return on Equity	3.2%+0.1pp	3.1%+11.9pp	-8.7%-11.9pp	3.2%+0.2pp	3.0%-0.3pp	3.3%+10.4pp	-7.1%-9.9pp	2.8%
Return on Assets	0.3%0.0pp	0.3%+1.2pp	-0.9%-1.2pp	0.3%0.0pp	0.3%0.0pp	0.3%+0.9pp	-0.6%-0.9pp	0.3%
Debt-to-Equity	8.63-0.3x	8.94-0.1x	9.00-0.4x	9.38-0.6x	9.95-0.1x	10.07-0.5x	10.56+0.4x	10.19
FCF Margin	16.2%-16.9pp	33.1%+20.4pp	12.7%-35.8pp	48.5%+46.8pp	1.8%-39.4pp	41.2%+47.5pp	-6.3%-47.4pp	41.1%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

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Where Landmark Banc Ranks

Frequently Asked Questions

What is Landmark Banc's annual revenue?

Landmark Banc (LARK) reported $81.0M in total revenue for fiscal year 2025. This represents a 9.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Landmark Banc's revenue growing?

Landmark Banc (LARK) revenue grew by 9.6% year-over-year, from $73.9M to $81.0M in fiscal year 2025.

Is Landmark Banc profitable?

Yes, Landmark Banc (LARK) reported a net income of $19K in fiscal year 2025, with a net profit margin of 0.0%.

What is Landmark Banc's net profit margin?

Landmark Banc (LARK) had a net profit margin of 0.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Landmark Banc pay dividends?

Yes, Landmark Banc (LARK) paid $0.80 per share in dividends during fiscal year 2025.

What is Landmark Banc's return on equity (ROE)?

Landmark Banc (LARK) has a return on equity of 0.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Landmark Banc's free cash flow?

Landmark Banc (LARK) generated $21.0M in free cash flow during fiscal year 2025. This represents a 76.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Landmark Banc's operating cash flow?

Landmark Banc (LARK) generated $21.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Landmark Banc's total assets?

Landmark Banc (LARK) had $1.6B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Landmark Banc's capital expenditures?

Landmark Banc (LARK) invested $605K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Landmark Banc have outstanding?

Landmark Banc (LARK) had 6M shares outstanding as of fiscal year 2025.

What is Landmark Banc's debt-to-equity ratio?

Landmark Banc (LARK) had a debt-to-equity ratio of 9.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Landmark Banc's return on assets (ROA)?

Landmark Banc (LARK) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Landmark Banc's Piotroski F-Score?

Landmark Banc (LARK) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Landmark Banc's earnings high quality?

Landmark Banc (LARK) reported $19K of net income while generating $21.6M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Landmark Banc?

Landmark Banc (LARK) scores 34 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.