What is Landmark Bancorp Inc's earnings per share (EPS)?

Landmark Bancorp Inc (LARK) reported diluted earnings per share of $3.07 for fiscal year 2025. This represents a 42.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Landmark Bancorp Inc (LARK) Financials

LARK

Trailing 12 months to June 30, 2026

Revenue $74.8M +14.4% YoY

Net Income $1.4M -58.8% YoY

EPS (Diluted) $3.22 +21.1% YoY

Free Cash Flow $22.7M +52.0% YoY

Market Cap $192.5M as of Oct 16, 2026

Price / Sales 2.6x on $74.8M revenue, trailing 12 months to June 30, 2026

Price / Earnings 140x on $1.4M net income, trailing 12 months to June 30, 2026

Price / Book 1.2x on $166.9M equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 16, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 12, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 12, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the LARK SEC filings page.

Landmark Bancorp Inc (LARK) reported $74.8M in revenue over the twelve months to Jun 30, 2026, up 14.4% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI LARK FY2025 2026-10-04

The bank’s balance sheet expanded while reported earnings stayed tiny, making leverage and funding costs more informative than conventional margins.

Assets expanded 21% from FY2021 to FY2025 while equity increased 18%, indicating growth was largely supported by liabilities rather than fresh equity. Debt-to-equity was 8.8x in FY2021 and 9.0x in FY2025, so the larger balance sheet did not materially change its leveraged funding structure.

Reported net income was only $19K in FY2025, far below operating cash flow of $22M. Because free cash flow was nearly the same at $21M, the cash figures appear driven by balance-sheet or funding movements rather than accounting earnings, marking a sharp break from the much larger earnings reported earlier in the period.

Funding cost climbed from $1.5M in FY2021 to $25.3M in FY2025, a much faster increase than the reported revenue base. For a bank, that pattern points to the cost of financing—not operating overhead alone—as the central pressure on reported earnings.

Financial Health Signals

Financial Health Score 34/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of Landmark Bancorp Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

Landmark Bancorp Inc earned a return on assets of 0.0% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is unchanged from the prior year. Earnings ranks banks on that return over three years, and Landmark Bancorp Inc scores 17/100 among other banks.

Growth

Landmark Bancorp Inc reported revenue of $70.6M in fiscal year 2025, against $60.5M in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and Landmark Bancorp Inc scores 64/100 among other banks.

Capital

Landmark Bancorp Inc funded 10.0% of its assets with shareholders' equity at the end of fiscal year 2025, holding $160.6M of equity against $1.6B of assets. Capital ranks banks on that cushion, and Landmark Bancorp Inc scores 30/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. Landmark Bancorp Inc scores 34/100 on it among other banks.

Credit Quality

Credit Quality measures the money a bank set aside for loans it expects to go bad, against the size of the loan book it set that money aside for. Landmark Bancorp Inc scores 46/100 on it among other banks.

Stability

Landmark Bancorp Inc reported net income of $19K in fiscal year 2025, against $13K in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and Landmark Bancorp Inc scores 15/100 among other banks.

Piotroski F-Score Partial

5/6

Landmark Bancorp Inc passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.

Earnings Quality Cash-Backed

N/A

Landmark Bancorp Inc reported $19K of net income while generating $21.6M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead.

Key Financial Metrics

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Earnings & Revenue

Revenue

$19.2M

YoY+10.8%

QoQ+2.1%

5Y CAGR+4.4%

10Y CAGR+6.2%

Landmark Bancorp Inc generated $19.2M in revenue in Q2 2026. This represents an increase of 10.8% from the same quarter a year earlier. Against the prior quarter it is up 2.1%.

Net Income

$5.4M

YoY+22.4%

QoQ+6.4%

5Y CAGR+1.6%

10Y CAGR+8.8%

Landmark Bancorp Inc reported $5.4M in net income in Q2 2026. This represents an increase of 22.4% from the same quarter a year earlier. Against the prior quarter it is up 6.4%.

EPS (Diluted)

$0.88

YoY+22.2%

QoQ+6.0%

5Y CAGR-2.3%

10Y CAGR+3.9%

Landmark Bancorp Inc earned $0.88 per diluted share (EPS) in Q2 2026. This represents an increase of 22.2% from the same quarter a year earlier. Against the prior quarter it is up 6.0%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$3.3M

YoY+828.8%

QoQ-51.0%

5Y CAGR-15.2%

10Y CAGR-5.8%

Landmark Bancorp Inc generated $3.3M in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 828.8% from the same quarter a year earlier. Against the prior quarter it is down 51.0%.

Dividends Per Share

$0.21

YoY+5.0%

QoQ0.0%

Landmark Bancorp Inc paid $0.21 per share in dividends in Q2 2026. This represents an increase of 5.0% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

YoY+5.5%

QoQ0.0%

5Y CAGR+5.1%

10Y CAGR+5.3%

Landmark Bancorp Inc had 6M shares outstanding in Q2 2026. This represents an increase of 5.5% from the same quarter a year earlier. It is unchanged from the prior quarter.

Cash & Debt

Not reported for Q2 2026.

Margins & Returns

Net Margin

28.1%

YoY+2.7pp

QoQ+1.2pp

5Y change-4.1pp

10Y change+6.0pp

Landmark Bancorp Inc's net profit margin was 28.1% in Q2 2026, showing the share of revenue converted to profit. This is up 2.7 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.2 percentage points.

Return on Equity

3.2%

YoY+0.3pp

QoQ+0.1pp

5Y change-0.5pp

10Y change+0.6pp

Landmark Bancorp Inc's ROE was 3.2% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Capital Expenditures

$119K

YoY+40.0%

QoQ0.0%

5Y CAGR+13.9%

10Y CAGR-5.4%

Landmark Bancorp Inc invested $119K in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 40.0% from the same quarter a year earlier. It is unchanged from the prior quarter.

R&D Spending

Not reported for Q2 2026.

Share Buybacks

Not reported for Q2 2026.

LARK Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

LARK quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$74.8M	$70.6M+16.8%	$60.5M+7.0%	$56.5M+7.5%	$52.6M-13.2%	$60.6M-5.1%	$63.8M+38.3%	$46.2M+6.5%	$43.4M+4.7%	$41.4M+1.2%	$40.9M-4.7%	$42.9M+8.0%	$39.7M+33.6%	$29.7M-2.8%	$30.6M+14.0%	$26.8M
SG&A Expenses	$26.0M	$25.5M+10.4%	$23.1M+1.9%	$22.7M+11.2%	$20.4M+1.2%	$20.2M-2.4%	$20.7M+16.1%	$17.8M+10.9%	$16.0M+6.0%	$15.1M-1.1%	$15.3M+0.5%	$15.2M+6.2%	$14.3M+35.6%	$10.6M+8.1%	$9.8M+3.8%	$9.4M
Interest Expense	$23.1M	$25.3M-10.1%	$28.2M+31.7%	$21.4M+392.2%	$4.3M+188.6%	$1.5M-45.6%	$2.8M-59.0%	$6.8M+25.9%	$5.4M+49.7%	$3.6M+12.3%	$3.2M+3.6%	$3.1M-3.3%	$3.2M+3.4%	$3.1M-21.2%	$3.9M-16.1%	$4.7M
Income Tax	$4.9M	$4.3M+293.9%	$1.1M-44.4%	$2.0M+36.5%	$1.4M-70.3%	$4.8M+0.6%	$4.8M+229.5%	$1.5M+24.4%	$1.2M+230.2%	-$897K-138.8%	$2.3M-40.9%	$3.9M+29.3%	$3.0M+305.6%	$746K-58.9%	$1.8M+259.9%	$504K
Net Income	$1.4M	$19K+44.4%	$13K+6.3%	$12K-99.9%	$9.9M-45.2%	$18.0M-7.6%	$19.5M+82.8%	$10.7M+2.3%	$10.4M+138.6%	$4.4M-51.2%	$9.0M-14.7%	$10.5M+30.5%	$8.0M+72.9%	$4.7M-26.9%	$6.4M+42.0%	$4.5M
EPS (Basic)	N/A	$3.09+43.7%	$2.15+5.9%	$2.03+18.7%	$1.71-47.7%	$3.27-12.1%	$3.72+76.3%	$2.11-2.8%	$2.17+123.7%	$0.97-54.5%	$2.13-21.4%	$2.71+23.7%	$2.19+59.9%	$1.37-30.8%	$1.98+35.6%	$1.46
EPS (Diluted)	$3.22	$3.07+42.8%	$2.15+5.9%	$2.03	$1.71-47.5%	$3.26-12.4%	$3.72+77.1%	$2.10-3.2%	$2.17+126.0%	$0.96-54.3%	$2.10-20.5%	$2.64+22.2%	$2.16+60.0%	$1.35-31.1%	$1.96+34.2%	$1.46
Diluted Shares (Avg)	N/A	6.12B+1.1%	6.05B+0.2%	6.04B	5.78B+4.8%	5.52B+5.3%	5.24B+3.2%	5.08B+105412.7%	5M+5.6%	5M+6.8%	4M+7.2%	4M+6.8%	4M+8.0%	3M-99.9%	3.25B+106006.4%	3M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$19.2M+10.8%	$18.8M+14.0%	$18.7M+18.5%	$18.2M+14.5%	$17.3M+17.8%	$16.5M+16.5%	$15.8M+20.0%	$15.9M+11.1%
SG&A Expenses	$6.6M+5.4%	$6.3M+2.7%	$6.8M+8.8%	$6.3M+8.6%	$6.2M+13.3%	$6.2M+11.2%	$6.3M+8.8%	$5.8M-0.1%
Interest Expense	$5.2M-19.4%	$5.2M-16.0%	$6.0M-7.7%	$6.6M-10.4%	$6.4M-11.0%	$6.2M-11.1%	$6.6M-0.7%	$7.4M+20.3%
Income Tax	$1.3M+40.0%	$1.3M+23.4%	$1.2M+234.1%	$1.1M+30.4%	$944K+60.8%	$1.0M+95.9%	-$886K-698.2%	$867K+29.2%
Net Income	$5.4M+22.4%	$5.1M+7.8%	-$14.0M-44.4%	$4.9M+25.4%	$4.4M+46.2%	$4.7M+69.2%	-$9.7M-1.3%	$3.9M+36.6%
EPS (Basic)	$0.88+20.5%	$0.83+7.8%	$0.66+34.7%	$0.85+25.0%	$0.73+40.4%	$0.77+60.4%	$0.49+28.9%	$0.68+28.3%
EPS (Diluted)	$0.88+22.2%	$0.83+7.8%	$0.66+34.7%	$0.85+25.0%	$0.72+38.5%	$0.77+60.4%	$0.49+28.9%	$0.68+30.8%
Diluted Shares (Avg)	6M+0.5%	6.14B+0.6%	N/A	5.83B+1.0%	6M-99.9%	6.11B+6.2%	N/A	5.77B+5.3%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

LARK Balance Sheet

LARK quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$1.6B+2.1%	$1.6B+0.8%	$1.6B+3.9%	$1.5B+13.1%	$1.3B+11.9%	$1.2B+19.0%	$998.5M+1.3%	$985.8M+6.1%	$929.5M+2.0%	$911.4M+3.8%	$878.4M+1.7%	$863.5M+4.2%	$828.8M+35.0%	$614.1M+2.6%	$598.2M
Cash & Equivalents	N/A	N/A	N/A	N/A	N/A	$84.8M+519.4%	$13.7M-28.4%	$19.1M+15.3%	$16.6M-17.1%	$20.0M+47.4%	$13.6M+6.3%	$12.8M-57.1%	$29.7M+99.3%	$14.9M-14.7%	$17.5M
Short-Term Investments	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	N/A	N/A	N/A	N/A	N/A	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$32.4M0.0%	$32.4M0.0%	$32.4M+0.6%	$32.2M+83.7%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M0.0%	$17.5M+34.1%	$13.1M+1.4%	$12.9M
Total Liabilities	$1.4B+0.6%	$1.4B+0.2%	$1.4B+3.1%	$1.4B+16.6%	$1.2B+12.4%	$1.1B+19.3%	$889.9M-0.5%	$893.9M+6.2%	$841.8M+1.9%	$826.4M+3.6%	$797.8M+0.8%	$791.8M+3.4%	$766.1M+39.1%	$550.7M+2.2%	$539.1M
Total Equity	$160.6M+17.9%	$136.2M+7.3%	$126.9M+15.1%	$110.2M-18.7%	$135.6M+7.1%	$126.7M+16.6%	$108.6M+18.2%	$91.9M+4.9%	$87.6M+3.1%	$85.0M+5.4%	$80.6M+12.5%	$71.6M+14.3%	$62.7M-1.0%	$63.3M+7.1%	$59.1M
Retained Earnings	$63.7M+11.8%	$56.9M+4.9%	$54.3M+4.0%	$52.2M-0.8%	$52.6M+17.0%	$44.9M+31.1%	$34.3M+6.9%	$32.1M+6.2%	$30.2M-11.9%	$34.3M+4.0%	$33.0M+12.5%	$29.3M+7.8%	$27.2M-1.6%	$27.6M+5.4%	$26.2M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$1.6B-1.1%	$1.6B+1.7%	$1.6B+2.1%	$1.6B+3.4%	$1.6B+4.1%	$1.6B+1.6%	$1.6B+0.8%	$1.6B+0.4%
Goodwill	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%	$32.4M0.0%
Total Liabilities	$1.4B-2.5%	$1.4B+0.6%	$1.4B+0.6%	$1.5B+2.6%	$1.5B+3.1%	$1.4B+0.7%	$1.4B+0.2%	$1.4B-1.7%
Total Equity	$166.9M+12.5%	$161.6M+13.3%	$160.6M+17.9%	$155.7M+11.5%	$148.4M+15.7%	$142.7M+12.6%	$136.2M+7.3%	$139.7M+27.5%
Retained Earnings	$71.6M+12.5%	$67.4M+11.6%	$63.7M+11.8%	$67.3M+11.2%	$63.6M+10.1%	$60.4M+8.1%	$56.9M+4.9%	$60.5M+5.7%

Not reported in any period shown, so not listed: Current Assets, Cash & Equivalents, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

LARK Cash Flow Statement

LARK quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$23.4M	$21.6M+52.0%	$14.2M+12.9%	$12.6M-49.1%	$24.8M-20.5%	$31.2M+110.4%	$14.8M+62.6%	$9.1M-57.1%	$21.2M+595.0%	$3.1M-83.9%	$19.0M+170.2%	$7.0M-18.9%	$8.7M-28.3%	$12.1M-2.3%	$12.4M-5.2%	$13.1M
Depreciation & Amortization	N/A	$2.2M-10.8%	$2.5M-19.7%	$3.1M+20.7%	$2.6M-0.7%	$2.6M+0.3%	$2.6M+16.4%	$2.2M+5.4%	$2.1M-7.7%	$2.3M	N/A	N/A	N/A	N/A	N/A	N/A
Stock-Based Compensation	N/A	$359K-31.0%	$520K+47.7%	$352K+19.3%	$295K-8.7%	$323K+6.3%	$304K+6.3%	$286K+28.3%	$223K+29.7%	$172K+191.5%	$59K+268.8%	$16K-70.9%	$55K-5.2%	$58K-29.3%	$82K-23.4%	$107K
Capital Expenditures	$709K	$605K-73.9%	$2.3M+133.2%	$995K+13.6%	$876K-33.8%	$1.3M+268.8%	$359K-65.4%	$1.0M-20.6%	$1.3M-9.7%	$1.4M+143.1%	$596K-51.3%	$1.2M-16.3%	$1.5M+124.8%	$650K-18.6%	$799K+128.9%	$349K
Free Cash Flow	$22.7M	$21.0M+76.5%	$11.9M+2.6%	$11.6M-51.4%	$23.9M-19.9%	$29.8M+106.5%	$14.5M+79.1%	$8.1M-59.5%	$19.9M+1140.2%	$1.6M-91.3%	$18.4M+216.8%	$5.8M-19.4%	$7.2M-37.0%	$11.4M-1.2%	$11.6M-8.9%	$12.7M
Investing Cash Flow	$27.7M	-$21.4M-18.0%	-$18.1M+64.2%	-$50.6M+74.3%	-$197.2M-249.2%	-$56.5M+46.0%	-$104.5M-1247.8%	-$7.8M+87.9%	-$64.1M-203.3%	-$21.2M+47.5%	-$40.3M	N/A	N/A	N/A	$10.4M+132.0%	-$32.5M
Financing Cash Flow	-$49.8M	$441K+114.9%	-$3.0M-107.0%	$42.0M+563.6%	$6.3M-95.1%	$129.7M-19.4%	$160.9M+2476.1%	-$6.8M-114.9%	$45.4M+209.4%	$14.7M-47.0%	$27.7M	N/A	N/A	N/A	-$25.3M-193.3%	$27.2M
Dividends Paid	$5.0M	$4.9M+5.4%	$4.6M+5.1%	$4.4M+4.6%	$4.2M+10.0%	$3.8M+5.1%	$3.6M+3.6%	$3.5M+5.5%	$3.3M+7.0%	$3.1M+6.7%	$2.9M+14.3%	$2.5M+5.5%	$2.4M+7.7%	$2.2M+5.8%	$2.1M+5.3%	$2.0M
Share Buybacks	N/A	N/A	$338K+350.7%	$75K-93.9%	$1.2M	N/A	$2.3M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$3.4M+676.1%	$6.8M-14.9%	$2.9M+362.5%	$10.3M+27.3%	$439K-90.0%	$8.0M+181.2%	-$1.1M-188.5%	$8.1M+32.1%
Depreciation & Amortization	$555K0.0%	$554K-1.1%	$549K-6.6%	$564K-5.4%	$555K-4.8%	$560K-23.5%	$588K-23.7%	$596K-24.8%
Stock-Based Compensation	N/A	$78K-19.6%	N/A	N/A	N/A	$97K-37.8%	N/A	N/A
Capital Expenditures	$119K+40.0%	$119K+142.9%	$220K+107.5%	$251K-13.4%	$85K-86.2%	$49K-96.3%	$106K-77.7%	$290K+42.9%
Free Cash Flow	$3.3M+828.8%	$6.7M-15.8%	$2.6M+320.9%	$10.1M+28.8%	$354K-90.6%	$8.0M+416.1%	-$1.2M-257.8%	$7.8M+31.7%
Investing Cash Flow	-$5.7M+85.7%	$14.2M+3460.1%	$11.9M+169.0%	$7.2M+84.9%	-$40.1M-1767.6%	-$424K+84.1%	-$17.2M-234.6%	$3.9M+115.7%
Financing Cash Flow	-$3.3M-107.7%	-$10.2M-70.1%	-$17.7M-201.9%	-$18.6M-26.9%	$42.8M+724.1%	-$6.0M+44.6%	$17.4M+261.6%	-$14.7M-164.9%
Dividends Paid	$1.3M+5.4%	$1.3M+5.1%	$1.2M+5.3%	$1.2M+5.1%	$1.2M+5.6%	$1.2M+5.7%	$1.2M+5.0%	$1.2M+5.5%
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	$17K	$66K

LARK Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

LARK quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	0.0%0.0pp	0.0%0.0pp	0.0%-18.8pp	18.8%-10.9pp	29.7%-0.8pp	30.5%+7.4pp	23.1%-0.9pp	24.1%+13.5pp	10.5%-11.4pp	21.9%-2.5pp	24.5%+4.2pp	20.3%+4.6pp	15.7%-5.2pp	20.8%+4.1pp	16.7%
Return on Equity	0.0%0.0pp	0.0%0.0pp	0.0%-8.9pp	9.0%-4.3pp	13.3%-2.1pp	15.4%+5.6pp	9.8%-1.5pp	11.3%+6.3pp	5.0%-5.6pp	10.5%-2.5pp	13.0%+1.8pp	11.2%+3.8pp	7.4%-2.6pp	10.1%+2.5pp	7.6%
Return on Assets	0.0%0.0pp	0.0%0.0pp	0.0%-0.7pp	0.7%-0.7pp	1.4%-0.3pp	1.6%+0.6pp	1.1%0.0pp	1.1%+0.6pp	0.5%-0.5pp	1.0%-0.2pp	1.2%+0.3pp	0.9%+0.4pp	0.6%-0.5pp	1.0%+0.3pp	0.8%
Debt-to-Equity	9.00-1.6x	10.56-0.7x	11.30-1.3x	12.62+3.8x	8.80+0.4x	8.38+0.2x	8.19-1.5x	9.73+0.1x	9.61-0.1x	9.73-0.2x	9.90-1.2x	11.05-1.2x	12.22+3.5x	8.70-0.4x	9.12
Asset Turnover	0.040.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.050.0x	0.040.0x	0.040.0x	0.040.0x	0.050.0x	0.050.0x	0.040.0x	0.050.0x	0.04
FCF Margin	29.8%+10.1pp	19.7%-0.8pp	20.5%-24.9pp	45.5%-3.8pp	49.3%+26.6pp	22.6%+5.2pp	17.5%-28.5pp	46.0%+42.1pp	3.9%-41.2pp	45.1%+31.5pp	13.6%-4.6pp	18.1%-20.4pp	38.5%+0.6pp	37.9%-9.5pp	47.4%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	28.1%+2.7pp	27.0%-1.6pp	-75.0%-13.4pp	27.1%+2.3pp	25.4%+4.9pp	28.5%+8.9pp	-61.6%+11.4pp	24.8%+4.6pp
Return on Equity	3.2%+0.3pp	3.1%-0.2pp	-8.7%-1.6pp	3.2%+0.4pp	3.0%+0.6pp	3.3%+1.1pp	-7.1%+0.4pp	2.8%+0.2pp
Return on Assets	0.3%+0.1pp	0.3%0.0pp	-0.9%-0.2pp	0.3%+0.1pp	0.3%+0.1pp	0.3%+0.1pp	-0.6%0.0pp	0.3%+0.1pp
Debt-to-Equity	8.63-1.3x	8.94-1.1x	9.00-1.6x	9.38-0.8x	9.95-1.2x	10.07-1.2x	10.56-0.7x	10.19-3.0x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	17.2%+15.1pp	35.7%-12.7pp	14.2%+21.8pp	55.4%+6.1pp	2.1%-23.5pp	48.4%+37.4pp	-7.6%-13.4pp	49.3%+7.7pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Landmark Bancorp Inc LARK	FY2025	$70.6M	$19K	0.0%	$192.5M	34/100
BCB Bancorp Inc (NJ) BCBP	FY2025	$101.6M	-$12.5M	-12.3%	$255.5M	19/100
CB Financial Services, Inc. (PA) CBFV	FY2025	$43.5M	$4.9M	11.3%	$194.0M	22/100
Citizens Community Bancorp, Inc. CZWI	FY2025	$62.3M	$14.4M	23.1%	$203.7M	44/100
Hanover Bancorp, Inc. HNVR	FY2025	$73.3M	$7.5M	10.2%	$170.6M	29/100
CF Bankshares Inc. CFBK	FY2025	$61.0M	$17.5M	28.7%	$217.9M	50/100

Where Landmark Bancorp Inc Ranks

Frequently Asked Questions

What is Landmark Bancorp Inc's annual revenue?

Landmark Bancorp Inc (LARK) reported $70.6M in total revenue for fiscal year 2025. This represents a 16.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Landmark Bancorp Inc's revenue growing?

Landmark Bancorp Inc (LARK) revenue grew by 16.8% year-over-year, from $60.5M to $70.6M in fiscal year 2025.

Is Landmark Bancorp Inc profitable?

Yes, Landmark Bancorp Inc (LARK) reported a net income of $19K in fiscal year 2025, with a net profit margin of 0.0%.

What is Landmark Bancorp Inc's net profit margin?

Landmark Bancorp Inc (LARK) had a net profit margin of 0.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Landmark Bancorp Inc pay dividends?

Yes, Landmark Bancorp Inc (LARK) paid $0.80 per share in dividends during fiscal year 2025.

What is Landmark Bancorp Inc's return on equity (ROE)?

Landmark Bancorp Inc (LARK) has a return on equity of 0.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Landmark Bancorp Inc's free cash flow?

Landmark Bancorp Inc (LARK) generated $21.0M in free cash flow during fiscal year 2025. This represents a 76.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Landmark Bancorp Inc's operating cash flow?

Landmark Bancorp Inc (LARK) generated $21.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Landmark Bancorp Inc's total assets?

Landmark Bancorp Inc (LARK) had $1.6B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Landmark Bancorp Inc's capital expenditures?

Landmark Bancorp Inc (LARK) invested $605K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does Landmark Bancorp Inc have outstanding?

Landmark Bancorp Inc (LARK) had 6M shares outstanding as of fiscal year 2025.

What is Landmark Bancorp Inc's debt-to-equity ratio?

Landmark Bancorp Inc (LARK) had a debt-to-equity ratio of 9.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Landmark Bancorp Inc's return on assets (ROA)?

Landmark Bancorp Inc (LARK) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Landmark Bancorp Inc's P/E ratio?

Landmark Bancorp Inc (LARK) trades at 140x earnings, its market capitalization divided by net income of $1.4M net income, trailing 12 months to June 30, 2026. The market capitalization is $192.5M as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Landmark Bancorp Inc's price-to-sales ratio?

Landmark Bancorp Inc (LARK) trades at 2.6x sales, its market capitalization divided by revenue of $74.8M revenue, trailing 12 months to June 30, 2026. The market capitalization is $192.5M as of Oct 16, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Landmark Bancorp Inc's Piotroski F-Score?

Landmark Bancorp Inc (LARK) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Landmark Bancorp Inc's earnings high quality?

Landmark Bancorp Inc (LARK) reported $19K of net income while generating $21.6M in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Landmark Bancorp Inc?

Landmark Bancorp Inc (LARK) scores 34 out of 100 on our Financial Health Score, indicating weak standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.