What is MFA Fincl's earnings per share (EPS)?

MFA Fincl (MFAO) reported diluted earnings per share of $1.30 for fiscal year 2025. This represents a 58.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

MFA Fincl (MFAO) Financials

MFAO

Trailing 12 months to June 30, 2026

Revenue $764.9M +4.9% YoY

Net Income $148.2M +15.4% YoY

EPS (Diluted) $1.01 +14.8% YoY

Operating Cash Flow $252.2M +103.3% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 5, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 5, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the MFAO SEC filings page.

MFA Fincl (MFAO) reported $764.9M in revenue over the twelve months to Jun 30, 2026, up 4.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI MFAO FY2025 2026-08-29

Earnings improved while leverage rose and operating cash conversion weakened, making financing central to the business model.

Net income reached $176.8M in FY2025, but operating cash flow fell to $76.2M from FY2024. Cash conversion weakened because reported profit increased while internally generated cash moved the other way, leaving earnings less cash-backed than the prior year.

The capital structure became more leveraged: debt-to-equity rose from 5.2x in FY2024 to 6.1x in FY2025. Financing cash flow supplied $1.5B while investing used $1.8B, indicating asset deployment relied on outside funding rather than operating cash.

The profit step-up appears tied more to expense control than revenue acceleration: revenue increased only 2.9% while SG&A fell 11.3% in FY2025. Meanwhile, dividends paid were $148M versus $76M of operating cash flow, so distributions exceeded current-period cash generation.

Financial Health Signals

Financial health score not available

MFA Fincl does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

4/6

MFA Fincl passes 4 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Low Quality

0.43x

For every $1 of reported earnings, MFA Fincl generates $0.43 in operating cash flow ($76.2M OCF vs $176.8M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$196.8M

YoY+4.5%

QoQ+2.5%

5Y CAGR+18.4%

10Y CAGR+7.7%

MFA Fincl generated $196.8M in revenue in Q2 2026. This represents an increase of 4.5% from the same quarter a year earlier. Against the prior quarter it is up 2.5%.

Net Income

$46.8M

YoY+41.0%

QoQ+4855.9%

5Y CAGR-6.8%

10Y CAGR-5.1%

MFA Fincl reported $46.8M in net income in Q2 2026. This represents an increase of 41.0% from the same quarter a year earlier. Against the prior quarter it is up 4855.9%.

EPS (Diluted)

$0.34

YoY+61.9%

5Y CAGR-8.5%

MFA Fincl earned $0.34 per diluted share (EPS) in Q2 2026. This represents an increase of 61.9% from the same quarter a year earlier.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$141.2M

YoY-48.8%

QoQ-36.3%

5Y CAGR-31.1%

10Y CAGR-2.5%

MFA Fincl held $141.2M in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.36

YoY0.0%

5Y CAGR-2.1%

MFA Fincl paid $0.36 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier.

Shares Outstanding

101M

YoY-1.5%

5Y CAGR-25.5%

10Y CAGR-12.2%

MFA Fincl had 101M shares outstanding in Q2 2026. This represents a decrease of 1.5% from the same quarter a year earlier.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

23.8%

YoY+6.2pp

QoQ+24.3pp

5Y CAGR-55.1pp

10Y CAGR-60.4pp

MFA Fincl's net profit margin was 23.8% in Q2 2026, showing the share of revenue converted to profit. This is up 6.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 24.3 percentage points.

Return on Equity

2.6%

YoY+0.8pp

QoQ+2.7pp

5Y CAGR0.0pp

10Y CAGR-0.1pp

MFA Fincl's ROE was 2.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 0.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 2.7 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$5.1M

QoQ-43.3%

5Y CAGR-28.3%

MFA Fincl spent $5.1M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. Against the prior quarter it is down 43.3%.

R&D Spending

Not reported for Q2 2026.

Capital Expenditures

Not reported for Q2 2026.

MFAO Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

MFAO quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$764.9M	$745.1M+2.9%	$724.0M+19.5%	$605.6M+25.5%	$482.4M+33.2%	$362.3M-16.3%	$432.8M-26.6%	$589.4M+54.5%	$381.5M-3.3%	$394.3M+5.8%	$372.7M+1.7%	$366.4M+2.1%	$358.8M+5.3%	$340.7M-2.4%	$349.1M-2.5%	$358.2M
SG&A Expenses	$75.3M	$77.7M-11.4%	$87.7M+2.2%	$85.8M-23.8%	$112.5M+31.6%	$85.5M+175.6%	$31.0M-3.7%	$32.2M+13.4%	$28.4M-10.3%	$31.7M+8.2%	$29.3M+11.4%	$26.3M+2.8%	$25.6M+25.8%	$20.3M-8.0%	$22.1M+16.5%	$19.0M
Interest Expense	$534.9M	$514.0M-1.4%	$521.2M+21.5%	$429.1M+65.8%	$258.8M+115.0%	$120.4M-55.2%	$268.8M-19.1%	$332.4M+43.1%	$232.2M+17.8%	$197.1M+2.0%	$193.4M+9.3%	$176.9M+10.7%	$159.8M-2.6%	$164.0M-4.5%	$171.7M+14.9%	$149.4M
Income Tax	-$101K	-$735K-265.9%	$443K+59.4%	$278K+132.7%	-$851K-131.9%	$2.7M+33.4%	$2.0M+301.0%	$499K	$0	$0	$0	$0	$0	$0	N/A	N/A
Net Income	$148.2M	$176.8M+48.2%	$119.3M+48.8%	$80.2M+134.6%	-$231.6M-170.4%	$328.9M+148.4%	-$679.4M-279.7%	$378.1M+25.3%	$301.8M-6.4%	$322.4M+3.1%	$312.7M-0.2%	$313.2M-0.1%	$313.5M+3.6%	$302.7M-1.3%	$306.8M-3.0%	$316.4M
EPS (Basic)	N/A	$1.31+57.8%	$0.83+80.4%	$0.46+117.9%	-$2.57-196.6%	$2.66+142.4%	-$6.28-295.6%	$3.21+372.1%	$0.68-13.9%	$0.79	N/A	N/A	N/A	N/A	N/A	N/A
EPS (Diluted)	$1.01	$1.30+58.5%	$0.82+78.3%	$0.46	-$2.57	$2.63+141.9%	-$6.28-298.1%	$3.17	$0.68-13.9%	$0.79	N/A	N/A	N/A	N/A	N/A	N/A
Diluted Shares (Avg)	N/A	104M-1.1%	105M+1.5%	104M	103M	119M+5.0%	113M-3.4%	117M	419M+7.9%	388M	N/A	N/A	N/A	N/A	N/A	342M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$196.8M+4.5%	$191.9M+6.3%	$190.4M+6.8%	$185.8M+2.1%	$188.3M+0.8%	$180.5M+2.1%	$178.3M+5.0%	$182.0M+14.3%
SG&A Expenses	$18.0M-6.8%	$22.2M-4.7%	$16.9M-44.4%	$18.2M-18.9%	$19.3M-11.2%	$23.3M+78.3%	$30.4M-4.9%	$22.4M+111.4%
Interest Expense	$138.2M+8.8%	$132.7M+7.9%	$134.9M+5.8%	$129.0M-1.8%	$127.1M-4.7%	$123.0M-4.7%	$127.5M+3.3%	$131.3M+16.2%
Income Tax	$0-100.0%	$0+100.0%	$0+100.0%	-$101K-106.7%	$238K-31.2%	-$872K-183.1%	-$2.5M-15337.5%	$1.5M+1514.9%
Net Income	$46.8M+41.0%	-$984K-102.4%	$54.3M+819.3%	$48.1M-0.2%	$33.2M-20.9%	$41.2M+77.4%	$5.9M-93.4%	$48.2M+185.4%
EPS (Basic)	$0.35+59.1%	-$0.11-134.4%	$0.42+2200.0%	$0.36-5.3%	$0.22-31.3%	$0.32+128.6%	-$0.02-102.5%	$0.38+159.4%
EPS (Diluted)	$0.34+61.9%	-$0.11	$0.43+4400.0%	$0.35-5.4%	$0.21-34.4%	$0.31+121.4%	-$0.01-101.3%	$0.37+157.8%
Diluted Shares (Avg)	105M+0.1%	106M	N/A	106M-0.6%	105M+0.1%	105M+0.1%	N/A	106M+4.0%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

MFAO Balance Sheet

MFAO quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$13.0B+14.3%	$11.4B+5.9%	$10.8B+18.2%	$9.1B-0.3%	$9.1B+31.8%	$6.9B-48.9%	$13.6B+9.2%	$12.4B+13.4%	$11.0B-12.2%	$12.5B-5.2%	$13.2B+6.5%	$12.4B-0.9%	$12.5B-7.7%	$13.5B+15.0%	$11.8B
Cash & Equivalents	$213.2M-37.1%	$338.9M+6.6%	$318.0M-4.8%	$334.2M+9.7%	$304.7M-62.6%	$814.4M+1053.0%	$70.6M+35.9%	$52.0M-88.4%	$449.8M+72.9%	$260.1M+57.6%	$165.0M-9.6%	$182.4M-67.7%	$565.4M+40.9%	$401.3M+1.8%	$394.0M
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$61.1M0.0%	$61.1M0.0%	$61.1M0.0%	$61.1M0.0%	$61.1M	$0	N/A	$7.2M+0.2%	$7.2M0.0%	$7.2M0.0%	$7.2M0.0%	$7.2M0.0%	$7.2M0.0%	$7.2M0.0%	$7.2M
Total Liabilities	$11.2B+17.3%	$9.6B+7.8%	$8.9B+24.6%	$7.1B+8.0%	$6.6B+49.7%	$4.4B-56.7%	$10.2B+13.1%	$9.0B+17.0%	$7.7B-18.6%	$9.5B-7.3%	$10.2B+11.4%	$9.2B-1.9%	$9.3B-8.6%	$10.2B+10.3%	$9.3B
Total Equity	$1.8B-0.8%	$1.8B-3.1%	$1.9B-4.5%	$2.0B-21.8%	$2.5B+0.7%	$2.5B-25.4%	$3.4B-0.9%	$3.4B+4.7%	$3.3B+7.5%	$3.0B+2.2%	$3.0B-7.4%	$3.2B+1.9%	$3.1B-5.1%	$3.3B+32.6%	$2.5B
Retained Earnings	-$1.9B-0.8%	-$1.9B-3.4%	-$1.8B-5.8%	-$1.7B-34.3%	-$1.3B+9.0%	-$1.4B-122.7%	-$631.0M+0.2%	-$632.0M-9.2%	-$579.0M-1.1%	-$572.6M-0.1%	-$572.3M-0.7%	-$568.6M+0.5%	-$571.5M-119.6%	-$260.3M-7.1%	-$243.1M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$13.7B+17.0%	$13.2B+14.8%	$13.0B+14.3%	$12.1B+8.4%	$11.7B+5.4%	$11.5B+5.9%	$11.4B+5.9%	$11.2B+10.4%
Cash & Equivalents	$141.2M-48.8%	$221.6M-12.7%	$213.2M-37.1%	$305.2M-0.1%	$275.7M-4.7%	$253.7M-17.2%	$338.9M+6.6%	$305.6M+1.8%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$61.1M0.0%	$61.1M0.0%	$61.1M0.0%	$61.1M0.0%	$61.1M0.0%	$61.1M0.0%	$61.1M0.0%	$61.1M0.0%
Total Liabilities	$11.9B+20.6%	$11.5B+18.3%	$11.2B+17.3%	$10.3B+10.7%	$9.9B+7.2%	$9.7B+7.7%	$9.6B+7.8%	$9.3B+12.4%
Total Equity	$1.8B-2.5%	$1.8B-3.2%	$1.8B-0.8%	$1.8B-3.1%	$1.8B-3.2%	$1.8B-2.4%	$1.8B-3.1%	$1.9B+1.7%
Retained Earnings	-$1.9B-2.4%	-$1.9B-3.2%	-$1.9B-0.8%	-$1.9B-3.3%	-$1.9B-3.1%	-$1.9B-2.4%	-$1.9B-3.4%	-$1.8B+1.2%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities, Long-Term Debt.

MFAO Cash Flow Statement

MFAO quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$252.2M	$76.2M-61.9%	$200.1M+84.0%	$108.7M-69.4%	$355.3M+157.9%	$137.8M+258.9%	$38.4M-82.2%	$215.8M+45.9%	$147.9M-16.2%	$176.5M-1.6%	$179.4M-35.5%	$278.1M+8.7%	$255.8M-14.2%	$298.1M-4.0%	$310.4M-7.2%	$334.4M
Depreciation & Amortization	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$3.3M+81.8%	$1.8M+20.1%	$1.5M+57.6%	$964K+12.1%	$860K-27.8%	$1.2M-79.6%	$5.8M+65.0%	$3.5M+32.7%	$2.7M
Stock-Based Compensation	N/A	$12.1M-13.1%	$13.9M-7.7%	$15.0M+32.6%	$11.3M+25.4%	$9.0M+34.5%	$6.7M-27.2%	$9.2M+15.4%	$8.0M-0.3%	$8.0M-12.3%	$9.2M+17.0%	$7.8M-8.7%	$8.6M+106.4%	$4.2M-35.9%	$6.5M+48.0%	$4.4M
Capital Expenditures	N/A	N/A	N/A	N/A	$300K-97.5%	$12.0M+147.8%	$4.9M+158.8%	$1.9M+65.8%	$1.1M+29.9%	$872K+23.2%	$708K-54.6%	$1.6M+98.5%	$786K+110.7%	$373K-15.8%	$443K-81.1%	$2.3M
Free Cash Flow	N/A	N/A	N/A	N/A	$355.0M+182.3%	$125.8M+275.0%	$33.5M-84.3%	$213.9M+45.8%	$146.7M-16.4%	$175.6M-1.7%	$178.7M-35.4%	$276.6M+8.4%	$255.0M-14.3%	$297.7M-3.9%	$309.9M-6.7%	$332.1M
Investing Cash Flow	-$2.4B	-$1.8B-320.5%	-$424.6M+72.6%	-$1.5B-38.9%	-$1.1B+48.9%	-$2.2B-134.2%	$6.4B+662.6%	-$1.1B+47.4%	-$2.2B-218.8%	$1.8B+94.3%	$934.6M+68.7%	$554.1M+22.9%	$451.0M-71.8%	$1.6B+346.1%	-$650.4M	N/A
Financing Cash Flow	$1.9B	$1.5B+342.7%	$337.6M-76.5%	$1.4B+68.8%	$850.2M-47.8%	$1.6B+128.4%	-$5.7B-694.4%	$964.9M-41.0%	$1.6B+188.5%	-$1.8B-79.0%	-$1.0B-21.5%	-$849.7M+22.0%	-$1.1B+37.2%	-$1.7B-599.4%	$347.3M	N/A
Dividends Paid	$151.5M	$148.2M+3.0%	$143.9M+0.5%	$143.1M-22.2%	$184.0M+17.9%	$156.1M+37.6%	$113.5M-68.6%	$361.6M+9.6%	$329.8M+6.9%	$308.6M+3.6%	$297.9M+0.2%	$297.4M+0.9%	$294.7M-50.5%	$594.8M+74.3%	$341.2M+3.6%	$329.3M
Share Buybacks	$24.3M	$15.3M+927.0%	$1.5M	$0-100.0%	$102.3M+19.5%	$85.6M+68.4%	$50.8M	$0	$0	N/A	N/A	$0	$0-100.0%	$16.3M+67.6%	$9.7M	$0

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$128.8M+234.9%	$71.1M+588.0%	$37.6M-66.2%	$14.7M+230.6%	$38.5M-17.3%	-$14.6M-127.2%	$111.4M+2819.8%	-$11.3M-128.3%
Stock-Based Compensation	$2.2M-2.6%	$6.3M+4.6%	N/A	$1.9M-11.5%	$2.3M-41.7%	$6.1M-3.1%	N/A	$2.1M-52.7%
Investing Cash Flow	-$687.9M-2155.0%	-$225.6M+10.3%	-$1.2B-409.3%	-$272.0M-402.6%	-$30.5M+83.2%	-$251.5M-175.2%	-$241.8M+21.8%	$89.9M+116.4%
Financing Cash Flow	$458.5M+619.7%	$178.7M+29.4%	$1.0B+356.2%	$249.3M+312.8%	$63.7M-56.7%	$138.1M+75.0%	$228.8M-32.7%	-$117.1M-125.5%
Dividends Paid	$37.7M+0.8%	$38.9M+8.3%	$37.3M+3.6%	$37.6M+4.2%	$37.4M+3.8%	$35.9M+0.3%	$36.0M+0.6%	$36.0M+0.7%
Share Buybacks	$5.1M	$9.0M+74.1%	$5.0M	$5.1M	$0	$5.2M+248.0%	$0	$0

Not reported in any period shown, so not listed: Depreciation & Amortization, Capital Expenditures, Free Cash Flow.

MFAO Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

MFAO quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	23.7%+7.3pp	16.5%+3.2pp	13.2%+61.2pp	-48.0%-138.8pp	90.8%	-157.0%	64.1%-15.0pp	79.1%-2.6pp	81.8%-2.1pp	83.9%-1.6pp	85.5%-1.9pp	87.4%-1.5pp	88.8%+1.0pp	87.9%-0.4pp	88.3%
Return on Equity	9.7%+3.2pp	6.5%+2.2pp	4.2%+15.9pp	-11.6%-24.6pp	12.9%+39.8pp	-26.9%-38.1pp	11.2%+2.3pp	8.8%-1.0pp	9.9%-0.4pp	10.3%-0.3pp	10.6%+0.8pp	9.8%+0.2pp	9.6%+0.4pp	9.3%-3.4pp	12.7%
Return on Assets	1.4%+0.3pp	1.1%+0.3pp	0.7%+3.3pp	-2.5%-6.1pp	3.6%+13.4pp	-9.8%-12.6pp	2.8%+0.4pp	2.4%-0.5pp	2.9%+0.4pp	2.5%+0.1pp	2.4%-0.2pp	2.5%+0.1pp	2.4%+0.2pp	2.3%-0.4pp	2.7%
Debt-to-Equity	6.14+0.9x	5.19+0.5x	4.67+1.1x	3.58+1.0x	2.59+0.8x	1.75-1.3x	3.01+0.4x	2.64+0.3x	2.36-0.8x	3.11-0.3x	3.44+0.6x	2.86-0.1x	2.97-0.1x	3.08-0.6x	3.70
Asset Turnover	0.060.0x	0.060.0x	0.060.0x	0.050.0x	0.040.0x	0.060.0x	0.040.0x	0.030.0x	0.040.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.030.0x	0.03
FCF Margin	N/A	N/A	N/A	73.6%+38.9pp	34.7%+27.0pp	7.8%-28.5pp	36.3%-2.2pp	38.5%-6.1pp	44.5%-3.4pp	47.9%-27.5pp	75.5%+4.4pp	71.1%-16.3pp	87.4%-1.4pp	88.8%-3.9pp	92.7%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	23.8%+6.2pp	-0.5%-23.3pp	28.5%+25.2pp	25.9%-0.6pp	17.6%-4.8pp	22.8%+9.7pp	3.3%-49.5pp	26.5%+61.9pp
Return on Equity	2.6%+0.8pp	-0.1%-2.3pp	3.0%+2.6pp	2.6%+0.1pp	1.8%-0.4pp	2.2%+1.0pp	0.3%-4.4pp	2.6%+5.6pp
Return on Assets	0.3%+0.1pp	0.0%-0.4pp	0.4%+0.4pp	0.4%0.0pp	0.3%-0.1pp	0.4%+0.1pp	0.1%-0.8pp	0.4%+1.0pp
Debt-to-Equity	6.69+1.3x	6.43+1.2x	6.14+0.9x	5.64+0.7x	5.41+0.5x	5.27+0.5x	5.19+0.5x	4.93+0.5x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x	0.020.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Where MFA Fincl Ranks

Frequently Asked Questions

What is MFA Fincl's annual revenue?

MFA Fincl (MFAO) reported $745.1M in total revenue for fiscal year 2025. This represents a 2.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is MFA Fincl's revenue growing?

MFA Fincl (MFAO) revenue grew by 2.9% year-over-year, from $724.0M to $745.1M in fiscal year 2025.

Is MFA Fincl profitable?

Yes, MFA Fincl (MFAO) reported a net income of $176.8M in fiscal year 2025, with a net profit margin of 23.7%.

What is MFA Fincl's net profit margin?

MFA Fincl (MFAO) had a net profit margin of 23.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does MFA Fincl pay dividends?

Yes, MFA Fincl (MFAO) paid $1.44 per share in dividends during fiscal year 2025.

What is MFA Fincl's return on equity (ROE)?

MFA Fincl (MFAO) has a return on equity of 9.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is MFA Fincl's operating cash flow?

MFA Fincl (MFAO) generated $76.2M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are MFA Fincl's total assets?

MFA Fincl (MFAO) had $13.0B in total assets as of fiscal year 2025, including both current and long-term assets.

Does MFA Fincl buy back shares?

Yes, MFA Fincl (MFAO) spent $15.3M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does MFA Fincl have outstanding?

MFA Fincl (MFAO) had 102M shares outstanding as of fiscal year 2025.

What is MFA Fincl's debt-to-equity ratio?

MFA Fincl (MFAO) had a debt-to-equity ratio of 6.14 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is MFA Fincl's return on assets (ROA)?

MFA Fincl (MFAO) had a return on assets of 1.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is MFA Fincl's Piotroski F-Score?

MFA Fincl (MFAO) has a Piotroski F-Score of 4 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are MFA Fincl's earnings high quality?

MFA Fincl (MFAO) has an earnings quality ratio of 0.43x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.