Monroe Fed Bancorp Inc Financials

No, Monroe Fed Bancorp Inc (MFBI) reported a net income of -$327K in fiscal year 2025.

Monroe Fed Bancorp Inc (MFBI) reported diluted earnings per share of $-0.67 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Monroe Fed Bancorp Inc (MFBI) has a return on equity of -2.7% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Monroe Fed Bancorp Inc (MFBI) generated -$251K in free cash flow during fiscal year 2025. This represents a 49.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Monroe Fed Bancorp Inc (MFBI) generated -$204K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Monroe Fed Bancorp Inc (MFBI) had $144.3M in total assets as of fiscal year 2025, including both current and long-term assets.

Monroe Fed Bancorp Inc (MFBI) invested $47K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Monroe Fed Bancorp Inc (MFBI) had a debt-to-equity ratio of 10.96 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

Monroe Fed Bancorp Inc (MFBI) had a return on assets of -0.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Based on fiscal year 2025 data, Monroe Fed Bancorp Inc (MFBI) had $2.1M in cash against an annual operating cash burn of $204K. This gives an estimated cash runway of approximately 122 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

Monroe Fed Bancorp Inc (MFBI) has a Piotroski F-Score of 1 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Monroe Fed Bancorp Inc (MFBI) has an earnings quality ratio of 0.62x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.