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Monroe Federal Bancorp, Inc. calls a 2026 annual stockholder meeting for August 24, 2026 at 3:30 p.m. in Tipp City, Ohio to elect one director for a three-year term and to ratify Wipfli LLP as independent registered public accounting firm for the fiscal year ending March 31, 2027.
Common stock outstanding was 541,434 shares as of June 30, 2026, with one vote per share, subject to a 10% voting cap. An employee stock ownership plan holds 36,851 shares, or 6.8%. Directors and executive officers as a group beneficially own 142,305 shares, or 26.3% of outstanding stock.
The company highlights a fully independent board (other than the CEO), three key committees, and codes of ethics, anti-hedging and insider-trading policies. 2026 total compensation was $401,536 for CEO Lewis R. Renollet, with stock and option awards under a 2025 equity incentive plan and change-in-control and employment protections described.
Monroe Federal Bancorp, Inc., the holding company for Monroe Federal Savings and Loan Association, reports full-year results as a small community-focused thrift. At March 31, 2026, it had total assets of $142.4 million, loans of $110.5 million, deposits of $124.5 million, and stockholders’ equity of $12.4 million.
Lending is concentrated in one- to four-family mortgages, which were $68.0 million or 60.9% of total loans, with commercial real estate at $27.3 million or 24.5%. Credit quality metrics appear conservative: non-performing assets were $250,000, equal to 0.22% of total loans and 0.18% of total assets, while the allowance for credit losses was $799,000 or 0.72% of loans.
Funding is primarily core deposits, including $41.3 million of certificates of deposit and $29.6 million in money market accounts. Uninsured deposits totaled $40.9 million. The bank also uses Federal Home Loan Bank advances, with $3.8 million outstanding and access to an additional $47.4 million, and reported a Community Bank Leverage Ratio of 9.6%, above the required level.
Monroe Federal Savings & Loan Association Employee Stock Ownership Plan Trust reported beneficial ownership of 36,851 shares of Monroe Federal Bancorp, Inc. common stock, representing 6.8% of the class as of 12/31/2025.
The trust has sole voting power over 33,166 shares and shared voting power over 3,685 shares. It holds sole dispositive power over all 36,851 shares and no shared dispositive power. The filing states these securities were acquired and are held in the ordinary course of business and not for the purpose of changing or influencing control of the company.
Monroe Federal Bancorp, Inc. reported a small profit for the quarter ended December 31, 2025, reflecting gradual improvement in its community banking franchise. Net income was $17,845, compared with a net loss of $120,430 a year earlier, while nine‑month results showed a net loss of $210,770, improved from a $322,178 loss.
Total assets reached $147.9 million, up from $144.3 million at March 31, 2025, driven mainly by loan growth as loans receivable increased to $112.5 million. Deposits rose to $128.7 million, and Federal Home Loan Bank advances declined to $4.7 million, indicating less reliance on wholesale funding.
The allowance for credit losses on loans was $890,232, with an additional $49,986 reserved for unfunded commitments. Credit quality remained manageable, with nonaccrual loans of $538,706. The available‑for‑sale securities portfolio carried unrealized losses of $4.1 million, but these narrowed from $5.1 million at March 31, 2025, improving accumulated other comprehensive loss. The bank’s community bank leverage ratio was 9.7%, keeping it in the well‑capitalized category.
Monroe Federal Bancorp, Inc. President & CEO Renollet Lewis reported receiving new equity awards. On January 26, 2026, he was granted 3,948 shares of common stock at no cost and stock options for 13,160 shares with an exercise price of $11.79 per share.
The restricted stock and options each vest at a rate of 20% per year starting January 26, 2027. After these grants, Lewis directly holds 3,948 common shares and 13,160 options, and is also shown with indirect beneficial ownership of shares held by an IRA, spouse, and an ESOP account.
Monroe Federal Bancorp, Inc. reported that its CFO and Treasurer, Lisa M. Bird, received new equity awards on January 26, 2026. She acquired 1,737 shares of common stock as a restricted stock grant at a price of $0 per share, all held directly.
She was also granted stock options on 5,790 shares of common stock at an exercise price of $11.79 per share, with 5,790 options beneficially owned directly after the transaction. Both the restricted stock and the options vest at a rate of 20% per year beginning on January 26, 2027.
Monroe Federal Bancorp, Inc. executive Christina R. Hassink, VP and COO, reported equity compensation grants dated January 26, 2026. She received 1,105 shares of common stock at $0 per share and 3,685 stock options with an exercise price of $11.79 per share.
The restricted shares and options each vest at a rate of 20% per year starting on January 26, 2027. Following these grants, Hassink directly holds 1,105 common shares and 3,685 options, and indirectly holds 5,000 common shares through an IRA and 137 common shares through an ESOP.
Monroe Federal Bancorp, Inc. VP of Commercial Lending, Thompson Douglas E., reported receiving equity awards in the form of common stock and stock options. On January 26, 2026, he acquired 1,105 shares of common stock at a price of $0, held directly.
He was also granted 3,685 stock options with an exercise price of $11.79 per share, expiring between January 26, 2027 and January 26, 2036. Both the restricted stock and options vest at a rate of 20% per year starting January 26, 2027. In addition, he indirectly holds 3,900 shares of common stock through an IRA and 183 shares through an ESOP.
Monroe Federal Bancorp, Inc. reported an equity compensation grant to VP - Retail Banking James C. Conley on January 26, 2026. He received 1,105 shares of restricted common stock at $0 and 3,685 stock options with an exercise price of $11.79 per share.
The restricted shares and options each vest at a rate of 20% per year starting January 26, 2027. After this award, Conley holds 1,605 common shares directly, plus 1,000 shares through an IRA and 124 shares through an ESOP.
Monroe Federal Bancorp, Inc. reported the results of its Annual Meeting of Stockholders held on December 17, 2025. Stockholders voted on the election of three directors and two additional matters.
For the board seats, Julie M. Broerman Daniels received 309,626 votes for and 45,781 votes withheld, with 54,523 broker non-votes. Lewis R. Renollet received 333,626 votes for and 21,781 votes withheld, with 54,523 broker non-votes. Sarah G. Worley received 309,626 votes for and 45,781 votes withheld, with 54,523 broker non-votes.
Stockholders also voted on two other proposals. One proposal received 311,776 votes for, 43,431 against, 200 abstentions and 54,523 broker non-votes. Another proposal received 383,457 votes for, 26,473 abstentions, no votes against and no broker non-votes.