MFBI (MFBI) VP granted restricted shares and 3,685 stock options

Rhea-AI Filing Summary

Monroe Federal Bancorp, Inc. VP of Commercial Lending, Thompson Douglas E., reported receiving equity awards in the form of common stock and stock options. On January 26, 2026, he acquired 1,105 shares of common stock at a price of $0, held directly.

He was also granted 3,685 stock options with an exercise price of $11.79 per share, expiring between January 26, 2027 and January 26, 2036. Both the restricted stock and options vest at a rate of 20% per year starting January 26, 2027. In addition, he indirectly holds 3,900 shares of common stock through an IRA and 183 shares through an ESOP.

Insider Trade Summary

4 transactions reported

Mixed 4 txns

Insider Thompson Douglas E.

Role VP - Commercial Lending

Type	Security	Shares	Price	Value
Grant/Award	Stock Options	3,685	$0.00	--
Grant/Award	Common Stock	1,105	$0.00	--
holding	Common Stock	--	--	--
holding	Common Stock	--	--	--

Holdings After Transaction: Stock Options — 3,685 shares (Direct); Common Stock — 1,105 shares (Direct); Common Stock — 3,900 shares (Indirect, By IRA)

Footnotes (1)

1. Shares of restricted stock vest at a rate of 20% per year commencing on January 26, 2027. Reflect transactions not required to be reported pursuant to Section 16 of the Securities Act of 1934, as amended. Stock options vest at a rate of 20% per year commencing on January 26, 2027.

Form 4 Insider Transactions: What Each Field Means →

SEC Form 4

FORM 4

UNITED STATES SECURITIES AND EXCHANGE COMMISSION
Washington, D.C. 20549

STATEMENT OF CHANGES IN BENEFICIAL OWNERSHIP

Filed pursuant to Section 16(a) of the Securities Exchange Act of 1934
or Section 30(h) of the Investment Company Act of 1940

OMB APPROVAL

OMB Number:			3235-0287
Estimated average burden
hours per response:			0.5

Check this box if no longer subject to Section 16. Form 4 or Form 5 obligations may continue. See Instruction 1(b).

Check this box to indicate that a transaction was made pursuant to a contract, instruction or written plan for the purchase or sale of equity securities of the issuer that is intended to satisfy the affirmative defense conditions of Rule 10b5-1(c). See Instruction 10.

1. Name and Address of Reporting Person^*

Thompson Douglas E.

(Last) (First) (Middle)

24 EAST MAIN STREET

(Street)

TIPP CITY OH 45371

(City) (State) (Zip)

2. Issuer Name and Ticker or Trading Symbol
Monroe Federal Bancorp, Inc. [ MFBI ]

5. Relationship of Reporting Person(s) to Issuer
(Check all applicable)

	Director		10% Owner
X	Officer (give title below)		Other (specify below)
	VP - Commercial Lending

3. Date of Earliest Transaction (Month/Day/Year)
01/26/2026

4. If Amendment, Date of Original Filed (Month/Day/Year)

6. Individual or Joint/Group Filing (Check Applicable Line)

X	Form filed by One Reporting Person
	Form filed by More than One Reporting Person

Table I - Non-Derivative Securities Acquired, Disposed of, or Beneficially Owned
1. Title of Security (Instr. 3)	2. Transaction Date (Month/Day/Year)	2A. Deemed Execution Date, if any (Month/Day/Year)	3. Transaction Code (Instr. 8)		4. Securities Acquired (A) or Disposed Of (D) (Instr. 3, 4 and 5)			5. Amount of Securities Beneficially Owned Following Reported Transaction(s) (Instr. 3 and 4)	6. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	7. Nature of Indirect Beneficial Ownership (Instr. 4)
			Code	V	Amount	(A) or (D)	Price
Common Stock	01/26/2026		A		1,105(1)	A	$0	1,105	D
Common Stock								3,900	I	By IRA
Common Stock								183(2)	I	By ESOP

Table II - Derivative Securities Acquired, Disposed of, or Beneficially Owned (e.g., puts, calls, warrants, options, convertible securities)
1. Title of Derivative Security (Instr. 3)	2. Conversion or Exercise Price of Derivative Security	3. Transaction Date (Month/Day/Year)	3A. Deemed Execution Date, if any (Month/Day/Year)	4. Transaction Code (Instr. 8)		5. Number of Derivative Securities Acquired (A) or Disposed of (D) (Instr. 3, 4 and 5)		6. Date Exercisable and Expiration Date (Month/Day/Year)		7. Title and Amount of Securities Underlying Derivative Security (Instr. 3 and 4)		8. Price of Derivative Security (Instr. 5)	9. Number of derivative Securities Beneficially Owned Following Reported Transaction(s) (Instr. 4)	10. Ownership Form: Direct (D) or Indirect (I) (Instr. 4)	11. Nature of Indirect Beneficial Ownership (Instr. 4)
				Code	V	(A)	(D)	Date Exercisable	Expiration Date	Title	Amount or Number of Shares
Stock Options	$11.79	01/26/2026		A		3,685(3)		01/26/2027	01/26/2036	Common Stock	3,685(3)	$0	3,685(3)	D

Explanation of Responses:

1. Shares of restricted stock vest at a rate of 20% per year commencing on January 26, 2027.

2. Reflect transactions not required to be reported pursuant to Section 16 of the Securities Act of 1934, as amended.

3. Stock options vest at a rate of 20% per year commencing on January 26, 2027.

	/s/ Victor L. Cangelosi, pursuant to power of attorney	01/28/2026
	** Signature of Reporting Person	Date
Reminder: Report on a separate line for each class of securities beneficially owned directly or indirectly.
* If the form is filed by more than one reporting person, see Instruction 4 (b)(v).
** Intentional misstatements or omissions of facts constitute Federal Criminal Violations See 18 U.S.C. 1001 and 15 U.S.C. 78ff(a).
Note: File three copies of this Form, one of which must be manually signed. If space is insufficient, see Instruction 6 for procedure.
Persons who respond to the collection of information contained in this form are not required to respond unless the form displays a currently valid OMB Number.

FAQ

What insider transaction did MFBI executive Thompson Douglas E. report?

Thompson Douglas E., VP of Commercial Lending at MFBI, reported receiving 1,105 shares of common stock and 3,685 stock options on January 26, 2026. These grants were recorded at a price of $0, indicating equity compensation rather than open-market purchases.

At what price were the MFBI stock options granted to Thompson Douglas E.?

The MFBI stock options were granted with an exercise price of $11.79 per share. He received 3,685 options, which give him the right to buy common shares at that price if the options vest and are exercised in the future.

How do the MFBI restricted shares and options for Thompson Douglas E. vest?

Both the MFBI restricted stock and stock options vest at 20% per year starting January 26, 2027. This means the awards become exercisable or fully owned gradually over several years, encouraging longer-term alignment with the company’s performance.

What are the expiration terms of the MFBI stock options granted on January 26, 2026?

The MFBI stock options granted on January 26, 2026, are exercisable starting January 26, 2027, and expire on January 26, 2036. This ten-year term provides a long window for the executive to exercise the options after vesting.

What additional MFBI share holdings does Thompson Douglas E. report indirectly?

Beyond directly held shares, Thompson Douglas E. reports 3,900 MFBI common shares held indirectly through an IRA and 183 shares through an ESOP. These indirect holdings reflect retirement and employee benefit plan interests rather than directly owned brokerage shares.

What role does Thompson Douglas E. hold at Monroe Federal Bancorp (MFBI)?

Thompson Douglas E. serves as Vice President of Commercial Lending at Monroe Federal Bancorp, Inc. His Form 4 filing reflects equity compensation tied to this executive role, including restricted stock and stock option awards granted on January 26, 2026.