MoneyHero Limited (MNY) Financials
A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 13, 2026; every other figure is from the SEC filings on this page. Not financial advice.
Newest figures come from the 10-K for FY2025, filed May 27, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the MNY SEC filings page.
MoneyHero Limited (MNY) reported $73.4M in revenue for fiscal year 2025, down 7.7% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
MoneyHero's reported earnings improved in 2025, but operations still consumed cash while reinvestment remained minimal.
The 2025 net loss was$5.2M , far below FY2024's$37.8M , yet operating cash flow remained negative at-$10.2M . Free cash flow was nearly identical at-$10.4M , showing that the cash shortfall came mainly from ongoing operations rather than heavy capital spending.
Revenue moved from
The 2.0x current ratio and 36.5-month liquidity comparison indicate reported current resources exceeded current liabilities and were substantial relative to the latest annual operating outflow. However, equity fell from
Financial Health Signals
MoneyHero Limited does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
MoneyHero Limited reported a net loss of $5.2M while operations used $10.2M of cash. With neither figure positive, the ratio between the two carries no quality signal.
Key Financial Metrics
Earnings & Revenue
None of these metrics is reported for Q3 2025.
Cash & Balance Sheet
MoneyHero Limited held $42.5M in cash against $294K in long-term debt as of Q3 2025.
Not reported for Q3 2025.
Not reported for Q3 2025.
Margins & Returns
None of these metrics is reported for Q3 2025.
Capital Allocation
None of these metrics is reported for Q3 2025.
MNY Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Revenue, Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA, Interest Expense, Income Tax, Net Income, EPS (Basic), EPS (Diluted), Diluted Shares (Avg).
MNY Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q3'2510-K | Q3'2410-K | Q3'2310-K |
|---|---|---|---|
| Current Assets | $78.3M-26.8% | $106.9M+119.9% | $48.6M |
| Cash & Equivalents | $42.5M-38.1% | $68.6M+185.1% | $24.1M |
| Accounts Receivable | $13.5M-21.5% | $17.2M+78.0% | $9.7M |
| Current Liabilities | $32.1M-10.0% | $35.7M-8.5% | $39.0M |
| Non-Current Liabilities | $509K+99.6% | $255K-97.3% | $9.4M |
| Long-Term Debt | $294K+834.3% | $31K-89.3% | $293K |
| Total Equity | $48.2M-39.0% | $79.1M+399.8% | $15.8M |
Not reported in any period shown, so not listed: Total Assets, Short-Term Investments, Inventory, Long-Term Investments, Goodwill, Total Liabilities, Retained Earnings.
MNY Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Operating Cash Flow, Depreciation & Amortization, Stock-Based Compensation, Capital Expenditures, Free Cash Flow, Investing Cash Flow, Financing Cash Flow, Dividends Paid, Share Buybacks.
MNY Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Net Margin, Return on Equity, Return on Assets, Asset Turnover, FCF Margin.
Similar Companies
Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.
| Company | Fiscal year | Revenue | Net income | Net margin | Market cap | Health score |
|---|---|---|---|---|---|---|
| MoneyHero Limited MNY | FY2025 | $73.4M | -$5.2M | -7.0% | $29.5M | — |
| Sound Group Inc. SOGP | FY2025 | $443.7M | $31.6M | 7.1% | $46.0M | 49/100 |
| Jinxin Technology Holding Company NAMI | FY2025 | $59.1M | -$13.5M | -22.8% | $8.3M | 33/100 |
| BuzzFeed, Inc. BZFD | FY2025 | $185.3M | -$57.7M | -31.2% | $102.5M | 16/100 |
| Travelzoo TZOO | FY2025 | $91.7M | $4.7M | 5.1% | $54.6M | 47/100 |
Where MoneyHero Limited Ranks
Frequently Asked Questions
What is MoneyHero Limited's annual revenue?
MoneyHero Limited (MNY) reported $73.4M in total revenue for fiscal year 2025. This represents a -7.7% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is MoneyHero Limited's revenue growing?
MoneyHero Limited (MNY) revenue declined by 7.7% year-over-year, from $79.5M to $73.4M in fiscal year 2025.
Is MoneyHero Limited profitable?
No, MoneyHero Limited (MNY) reported a net income of -$5.2M in fiscal year 2025, with a net profit margin of -7.0%.
How much debt does MoneyHero Limited have?
As of fiscal year 2025, MoneyHero Limited (MNY) had $31.2M in cash and equivalents against $240K in long-term debt.
What is MoneyHero Limited's net profit margin?
MoneyHero Limited (MNY) had a net profit margin of -7.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is MoneyHero Limited's return on equity (ROE)?
MoneyHero Limited (MNY) has a return on equity of -13.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is MoneyHero Limited's free cash flow?
MoneyHero Limited (MNY) recorded an outflow of $10.4M in free cash flow during fiscal year 2025. This represents a 58.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is MoneyHero Limited's operating cash flow?
MoneyHero Limited (MNY) recorded an outflow of $10.2M in operating cash flow during fiscal year 2025, representing cash used by core business activities.
What are MoneyHero Limited's capital expenditures?
MoneyHero Limited (MNY) invested $123K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is MoneyHero Limited's current ratio?
MoneyHero Limited (MNY) had a current ratio of 2.02 as of fiscal year 2025, which is generally considered healthy.
What is MoneyHero Limited's debt-to-equity ratio?
MoneyHero Limited (MNY) had a debt-to-equity ratio of 0.01 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is MoneyHero Limited's P/E ratio?
MoneyHero Limited (MNY) has no price-to-earnings ratio at the moment: net loss, so no earnings multiple (FY2025). The market capitalization is $29.5M as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
What is MoneyHero Limited's price-to-sales ratio?
MoneyHero Limited (MNY) trades at 0.4x sales, its market capitalization divided by revenue of $73.4M revenue, FY2025. The market capitalization is $29.5M as of Oct 13, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.
How does MoneyHero Limited's liquidity compare with its operating cash outflow?
At the end of fiscal year 2025, MoneyHero Limited (MNY) held $31.2M in cash, cash equivalents and investments, and reported an operating cash outflow of $10.2M over that year. Dividing the one by the other, the reported balance equals about 37 months of the outflow reported that year. This is arithmetic over figures already filed, not a projection: it assumes nothing about future spending, financing or operations.
Are MoneyHero Limited's earnings high quality?
MoneyHero Limited (MNY) reported a net loss of $5.2M while operations used $10.2M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.