What is National Bankshares Inc Va's earnings per share (EPS)?

National Bankshares Inc Va (NKSH) reported diluted earnings per share of $2.49 for fiscal year 2025. This represents a 100.8% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

National Bankshares Inc Va Financials

NKSH

Source SEC Filings (10-K/10-Q) Updated Mar 27, 2026 Currency USD FYE March

This page shows National Bankshares Inc Va (NKSH) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Earnings Quality Cash-Backed

1.13x

For every $1 of reported earnings, National Bankshares Inc Va generates $1.13 in operating cash flow ($17.9M OCF vs $15.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue

$14.1M

YoY+88.6%

5Y CAGR+20.0%

10Y CAGR-10.5%

National Bankshares Inc Va generated $14.1M in revenue in fiscal year 2025. This represents an increase of 88.6% from the prior year.

EBITDA

N/A

Net Income

$15.8M

YoY+107.6%

5Y CAGR-0.3%

10Y CAGR-0.0%

National Bankshares Inc Va reported $15.8M in net income in fiscal year 2025. This represents an increase of 107.6% from the prior year.

EPS (Diluted)

$2.49

YoY+100.8%

5Y CAGR+0.1%

10Y CAGR+0.9%

National Bankshares Inc Va earned $2.49 per diluted share (EPS) in fiscal year 2025. This represents an increase of 100.8% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$15.2M

YoY+145.1%

5Y CAGR+4.8%

10Y CAGR-2.7%

National Bankshares Inc Va generated $15.2M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 145.1% from the prior year.

Cash & Debt

N/A

Dividends Per Share

$1.51

YoY+0.0%

5Y CAGR+1.7%

10Y CAGR+2.9%

National Bankshares Inc Va paid $1.51 per share in dividends in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Shares Outstanding

YoY+0.0%

5Y CAGR-0.2%

10Y CAGR-0.9%

National Bankshares Inc Va had 6M shares outstanding in fiscal year 2025. This represents an increase of 0.0% from the prior year.

Margins & Returns

Gross Margin

N/A

Operating Margin

N/A

Net Margin

112.3%

YoY+10.3pp

5Y CAGR-172.1pp

10Y CAGR+75.4pp

National Bankshares Inc Va's net profit margin was 112.3% in fiscal year 2025, showing the share of revenue converted to profit. This is up 10.3 percentage points from the prior year.

Return on Equity

N/A

Capital Allocation

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

$2.7M

YoY-15.9%

5Y CAGR+8.5%

10Y CAGR+15.2%

National Bankshares Inc Va invested $2.7M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 15.9% from the prior year.

NKSH Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$14.1M+88.6%	$7.5M+5.7%	$7.1M+1.1%	$7.0M+5.1%	$6.7M+17.7%	$5.7M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$20.9M	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$29.8M-11.8%	$33.7M+56.5%	$21.6M+599.0%	$3.1M-92.6%	$41.9M+617.6%	$5.8M
Income Tax	$3.3M+122.8%	$1.5M-49.8%	$3.0M-48.8%	$5.8M+37.2%	$4.3M+38.2%	$3.1M
Net Income	$15.8M+107.6%	$7.6M-51.4%	$15.7M-39.5%	$25.9M+27.2%	$20.4M+26.8%	$16.1M
EPS (Diluted)	$2.49+100.8%	$1.24-53.4%	$2.66-38.6%	$4.33	N/A	$2.48

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$2.1M+8.2%	$1.9M-10.6%	$2.1M+15.0%	$1.9M-0.3%	$1.9M+2.6%	$1.8M-4.0%	$1.9M+11.8%	$1.7M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Income	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$7.3M-2.8%	$7.5M-5.0%	$7.9M-4.4%	$8.3M-9.8%	$9.2M+9.5%	$8.4M+8.3%	$7.8M+10.6%	$7.0M
Income Tax	$961K+165.5%	$362K-45.6%	$666K+9.4%	$609K+10.7%	$550K+409.0%	-$178K-134.4%	$518K-41.1%	$879K
Net Income	$4.4M+93.1%	$2.3M-29.3%	$3.2M+5.1%	$3.1M+15.0%	$2.7M+972.0%	-$307K-114.1%	$2.2M-48.1%	$4.2M
EPS (Diluted)	$0.69+91.7%	$0.36-29.4%	$0.51	N/A	$0.42+940.0%	$-0.05-113.5%	$0.37	N/A

NKSH Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	N/A	$1.8B+9.4%	$1.7B-1.3%	$1.7B-1.4%	$1.7B+12.0%	$1.5B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	N/A	$108.1M+24.8%	$86.6M	N/A	N/A	N/A
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	$10.7M+83.3%	$5.8M0.0%	$5.8M0.0%	$5.8M0.0%	$5.8M
Total Liabilities	N/A	$1.7B+9.3%	$1.5B-2.6%	$1.6B+2.9%	$1.5B+14.5%	$1.3B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	N/A	$156.4M+11.3%	$140.5M+14.5%	$122.7M-36.0%	$191.8M-4.4%	$200.6M
Retained Earnings	N/A	$196.3M-0.8%	$198.0M-0.6%	$199.1M+5.8%	$188.2M-0.7%	$189.5M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$1.8B-0.2%	$1.8B-1.6%	$1.8B+1.3%	$1.8B+1.5%	$1.8B-1.3%	$1.8B+7.1%	$1.7B+2.0%	$1.7B
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$42.3M-54.4%	$92.8M-24.2%	$122.5M+13.3%	$108.1M+117.2%	$49.8M-49.7%	$98.9M-18.4%	$121.2M+39.9%	$86.6M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M0.0%	$10.7M-0.1%	$10.7M+83.5%	$5.8M0.0%	$5.8M
Total Liabilities	$1.6B-0.9%	$1.6B-1.8%	$1.7B+0.8%	$1.7B+2.3%	$1.6B-2.6%	$1.7B+7.1%	$1.5B+2.3%	$1.5B
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$179.2M+6.2%	$168.7M+0.9%	$167.3M+6.9%	$156.4M-6.8%	$167.8M+12.6%	$149.0M+6.9%	$139.4M-0.8%	$140.5M
Retained Earnings	$201.6M+2.2%	$197.2M-1.2%	$199.6M+1.6%	$196.3M-0.9%	$198.2M+1.4%	$195.5M-2.3%	$200.2M+1.1%	$198.0M

NKSH Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$17.9M+89.6%	$9.4M-39.2%	$15.5M-47.4%	$29.5M+28.9%	$22.9M+65.9%	$13.8M
Capital Expenditures	$2.7M-15.9%	$3.3M+118.2%	$1.5M+18.6%	$1.3M+289.5%	$323K-82.3%	$1.8M
Free Cash Flow	$15.2M+145.1%	$6.2M-55.9%	$14.0M-50.3%	$28.2M+25.2%	$22.6M+88.5%	$12.0M
Investing Cash Flow	-$39.2M-348.2%	$15.8M-70.3%	$53.2M+141.0%	-$129.7M+32.9%	-$193.2M-8.8%	-$177.6M
Financing Cash Flow	-$27.6M-643.4%	-$3.7M+93.1%	-$53.5M-263.0%	$32.9M-81.3%	$175.3M+5.2%	$166.7M
Dividends Paid	$9.6M+3.7%	$9.3M-37.3%	$14.8M+65.2%	$8.9M+1.6%	$8.8M-2.2%	$9.0M
Share Buybacks	N/A	N/A	$0-100.0%	$6.3M-52.5%	$13.4M+675.5%	$1.7M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$6.1M+195.8%	$2.1M-19.4%	$2.6M-52.6%	$5.4M+72.7%	$3.1M+206.1%	-$3.0M-177.0%	$3.8M+75.3%	$2.2M
Capital Expenditures	$800K+47.3%	$543K-43.6%	$963K+0.9%	$954K-1.8%	$971K-4.4%	$1.0M+222.5%	$315K+38.2%	$228K
Free Cash Flow	$5.3M+248.8%	$1.5M-4.9%	$1.6M-64.1%	$4.5M+106.0%	$2.2M+154.5%	-$4.0M-212.7%	$3.5M+79.6%	$2.0M
Investing Cash Flow	-$40.9M-1453.0%	$3.0M+375.0%	-$1.1M-106.8%	$16.2M+262.4%	-$10.0M-178.6%	$12.7M+509.1%	-$3.1M+9.1%	-$3.4M
Financing Cash Flow	-$15.8M+54.6%	-$34.8M-368.5%	$12.9M-64.8%	$36.8M+186.9%	-$42.3M-32.1%	-$32.0M-194.6%	$33.8M-1.6%	$34.4M
Dividends Paid	$0	N/A	N/A	$5.0M+496000.0%	$1K-100.0%	$4.3M	$0-100.0%	$4.6M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0

NKSH Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	112.3%+10.3pp	102.0%-119.9pp	221.9%-148.9pp	370.8%+64.4pp	306.4%+22.0pp	284.4%
Return on Equity	N/A	4.9%-6.3pp	11.2%-10.0pp	21.1%+10.5pp	10.6%+2.6pp	8.0%
Return on Assets	N/A	0.4%-0.5pp	0.9%-0.6pp	1.6%+0.3pp	1.2%+0.1pp	1.1%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	N/A	10.58-0.2	10.78-1.9	12.67+4.8	7.88+1.3	6.58
FCF Margin	107.5%+24.8pp	82.7%-115.7pp	198.4%-205.4pp	403.8%+64.7pp	339.1%+127.4pp	211.7%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	212.7%+93.5pp	119.2%-31.4pp	150.6%-14.2pp	164.7%+22.0pp	142.8%+159.6pp	-16.8%-131.0pp	114.2%-131.6pp	245.9%
Return on Equity	2.5%+1.1pp	1.4%-0.6pp	1.9%-0.0pp	2.0%+0.4pp	1.6%+1.8pp	-0.2%-1.8pp	1.6%-1.4pp	3.0%
Return on Assets	0.3%+0.1pp	0.1%-0.1pp	0.2%+0.0pp	0.2%+0.0pp	0.1%+0.2pp	-0.0%-0.1pp	0.1%-0.1pp	0.3%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	9.06-0.6	9.71-0.3	9.97-0.6	10.58+0.9	9.64-1.5	11.15+0.0	11.12+0.3	10.78
FCF Margin	255.8%+176.4pp	79.3%+4.7pp	74.6%-164.2pp	238.8%+123.3pp	115.6%+333.1pp	-217.5%-402.8pp	185.2%+69.9pp	115.3%

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Frequently Asked Questions

What is National Bankshares Inc Va's annual revenue?

National Bankshares Inc Va (NKSH) reported $14.1M in total revenue for fiscal year 2025. This represents a 88.6% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is National Bankshares Inc Va's revenue growing?

National Bankshares Inc Va (NKSH) revenue grew by 88.6% year-over-year, from $7.5M to $14.1M in fiscal year 2025.

Is National Bankshares Inc Va profitable?

Yes, National Bankshares Inc Va (NKSH) reported a net income of $15.8M in fiscal year 2025, with a net profit margin of 112.3%.

What is National Bankshares Inc Va's net profit margin?

National Bankshares Inc Va (NKSH) had a net profit margin of 112.3% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does National Bankshares Inc Va pay dividends?

Yes, National Bankshares Inc Va (NKSH) paid $1.51 per share in dividends during fiscal year 2025.

What is National Bankshares Inc Va's free cash flow?

National Bankshares Inc Va (NKSH) generated $15.2M in free cash flow during fiscal year 2025. This represents a 145.1% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is National Bankshares Inc Va's operating cash flow?

National Bankshares Inc Va (NKSH) generated $17.9M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are National Bankshares Inc Va's capital expenditures?

National Bankshares Inc Va (NKSH) invested $2.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How many shares does National Bankshares Inc Va have outstanding?

National Bankshares Inc Va (NKSH) had 6M shares outstanding as of fiscal year 2025.

Are National Bankshares Inc Va's earnings high quality?

National Bankshares Inc Va (NKSH) has an earnings quality ratio of 1.13x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.