What is New York Mortgage Trust, Inc.'s earnings per share (EPS)?

New York Mortgage Trust, Inc. (NYMT) reported diluted earnings per share of $1.10 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

New York Mortgage Trust, Inc. (NYMT) Financials

NYMT

FY2025 annual

Revenue $601.9M +50.0% YoY

Net Income $149.0M +340.3% YoY

EPS (Diluted) $1.10 YoY not available

Free Cash Flow $125.9M +1290.3% YoY

Source SEC Filings (10-K/10-Q) Latest period Q1 FY2026, ended Mar 31, 2026 Reported May 1, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q1 FY2026, filed May 1, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the NYMT SEC filings page.

New York Mortgage Trust, Inc. (NYMT) reported $601.9M in revenue for fiscal year 2025, up 50.0% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI NYMT FY2025 2026-10-03

The trust’s 2025 recovery came with rapid balance-sheet expansion, funded mainly by liabilities rather than accumulated shareholder capital.

FY2025 earnings converted into cash: net income was $149M alongside operating cash flow of $134M, so the reported recovery was accompanied by cash generation. That contrasts with FY2024, when operating cash flow was only $14M despite a net loss of $62M, showing that this trust’s cash profile can diverge sharply from its reported earnings.

Assets expanded by $3.4B from FY2024 to FY2025 while liabilities rose by roughly the same amount, indicating that new earning assets were funded almost dollar-for-dollar with obligations. Equity remained about $1.4B while the debt-to-equity ratio reached 0.5x, leaving growth dependent more on balance-sheet financing than retained capital.

The trust used $2.9B in investing cash flow and raised $2.8B through financing, a pattern consistent with portfolio repositioning funded externally rather than a conventional expansion program. Capital expenditures were only $8.2M, so the cash movement reflects financial-asset activity, not substantial physical reinvestment.

Financial Health Signals

Financial Health Score 59/100

Scored as: REITs peer group

Scored against REITs for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of New York Mortgage Trust, Inc.'s business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

FFO Margin

FFO Margin measures funds from operations against revenue, and funds from operations is net income with property depreciation added back, since a building written down a little further every year on paper is often worth more rather than less. New York Mortgage Trust, Inc. scores 41/100 on it among other REITs.

FFO Growth

FFO Growth follows the three-year path of funds from operations, which is net income with property depreciation added back. New York Mortgage Trust, Inc. scores 91/100 on it among other REITs.

Leverage

New York Mortgage Trust, Inc.'s net debt of $525.5M, being $735.8M of long-term debt less $210.3M of cash, came to 3.27 times its EBITDA in fiscal year 2025. REITs are ranked here on that debt against their EBITDA, where a lower multiple is the safer one, and New York Mortgage Trust, Inc. scores 74/100 among other REITs.

Interest Cov.

New York Mortgage Trust, Inc.'s operating income of $137.8M covered its interest expense of $452.6M 0.30 times over in fiscal year 2025. The interest coverage axis ranks REITs on operating income against interest owed, and New York Mortgage Trust, Inc. scores 29/100 among other REITs.

AFFO Margin

AFFO Margin takes funds from operations, subtracts the spending a REIT needs just to keep its properties in working order, and measures what is left against revenue. New York Mortgage Trust, Inc. scores 40/100 on it among other REITs.

Dividend Cov.

Dividend coverage measures funds from operations against the dividends actually paid, and a figure above 1 means the payout came out of operations. New York Mortgage Trust, Inc. scores 80/100 on it among other REITs.

Piotroski F-Score Partial

6/7

New York Mortgage Trust, Inc. passes 6 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Mixed

0.90x

For every $1 of reported earnings, New York Mortgage Trust, Inc. generates $0.90 in operating cash flow ($134.0M OCF vs $149.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Interest Coverage At Risk

0.30x

New York Mortgage Trust, Inc. earns $0.30 in operating income for every $1 of interest expense ($137.8M vs $452.6M). This narrow margin raises concern about the company's ability to service its debt if operating income declines.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$172.1M

YoY+32.6%

QoQ+0.8%

5Y CAGR+28.0%

10Y CAGR+7.7%

New York Mortgage Trust, Inc. generated $172.1M in revenue in Q1 2026. This represents an increase of 32.6% from the same quarter a year earlier. Against the prior quarter it is up 0.8%.

EBITDA

$91.3M

YoY+109.5%

QoQ+48.1%

New York Mortgage Trust, Inc.'s EBITDA was $91.3M in Q1 2026, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 109.5% from the same quarter a year earlier. Against the prior quarter it is up 48.1%.

Net Income

$48.6M

YoY+15.3%

QoQ-9.2%

5Y CAGR-1.4%

10Y CAGR+11.1%

New York Mortgage Trust, Inc. reported $48.6M in net income in Q1 2026. This represents an increase of 15.3% from the same quarter a year earlier. Against the prior quarter it is down 9.2%.

EPS (Diluted)

$0.40

YoY+21.2%

New York Mortgage Trust, Inc. earned $0.40 per diluted share (EPS) in Q1 2026. This represents an increase of 21.2% from the same quarter a year earlier.

Cash & Balance Sheet

Cash & Debt

$208.9M

YoY+18.0%

QoQ-0.7%

5Y CAGR-6.4%

10Y CAGR+18.0%

New York Mortgage Trust, Inc. held $208.9M in cash against $669.5M in long-term debt as of Q1 2026.

Dividends Per Share

$0.23

YoY+15.0%

QoQ0.0%

5Y CAGR-10.5%

10Y CAGR-0.4%

New York Mortgage Trust, Inc. paid $0.23 per share in dividends in Q1 2026. This represents an increase of 15.0% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

90M

YoY-0.5%

QoQ-0.7%

5Y CAGR-25.0%

10Y CAGR-1.9%

New York Mortgage Trust, Inc. had 90M shares outstanding in Q1 2026. This represents a decrease of 0.5% from the same quarter a year earlier. Against the prior quarter it is down 0.7%.

Free Cash Flow

Not reported for Q1 2026.

Margins & Returns

Operating Margin

50.4%

YoY+21.3pp

QoQ+17.4pp

New York Mortgage Trust, Inc.'s operating margin was 50.4% in Q1 2026, reflecting core business profitability. This is up 21.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 17.4 percentage points.

Net Margin

28.2%

YoY-4.2pp

QoQ-3.1pp

10Y change+7.5pp

New York Mortgage Trust, Inc.'s net profit margin was 28.2% in Q1 2026, showing the share of revenue converted to profit. This is down 4.2 percentage points from the same quarter a year earlier. Against the prior quarter it is down 3.1 percentage points.

Return on Equity

3.3%

YoY+0.3pp

QoQ-0.4pp

5Y change+1.1pp

10Y change+1.4pp

New York Mortgage Trust, Inc.'s ROE was 3.3% in Q1 2026, measuring profit generated per dollar of shareholder equity. This is up 0.3 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.4 percentage points.

Gross Margin

Not reported for Q1 2026.

Capital Allocation

Share Buybacks

$5.0M

New York Mortgage Trust, Inc. spent $5.0M on share buybacks in Q1 2026, returning capital to shareholders by reducing shares outstanding.

R&D Spending

Not reported for Q1 2026.

Capital Expenditures

Not reported for Q1 2026.

NYMT Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

NYMT quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$644.3M	$601.9M+50.0%	$401.3M+55.1%	$258.7M+0.1%	$258.4M+24.9%	$206.9M-40.9%	$350.2M-49.6%	$694.6M+52.4%	$455.8M+24.5%	$366.1M+14.7%	$319.3M-5.2%	$336.8M-11.1%	$378.8M+29.9%	$291.7M+112.4%	$137.3M	N/A
SG&A Expenses	$84.7M	$72.7M+49.3%	$48.7M-1.8%	$49.6M-5.5%	$52.4M+7.2%	$48.9M+15.8%	$42.2M+18.0%	$35.8M+28.4%	$27.9M-32.1%	$41.1M+16.6%	$35.2M-10.8%	$39.5M-2.4%	$40.5M+103.1%	$19.9M+74.3%	$11.4M+8.6%	$10.5M
Operating Income	$186.8M	$137.8M+248.3%	-$92.9M-19.5%	-$77.7M+77.1%	-$340.1M-278.1%	$190.9M+166.5%	-$287.3M-266.6%	$172.5M+66.3%	$103.7M+12.9%	$91.9M	N/A	N/A	N/A	N/A	N/A	N/A
EBITDA	N/A	$160.9M+403.1%	-$53.1M0.0%	-$53.1M+75.1%	-$213.3M-201.5%	$210.2M+173.3%	-$286.9M-266.3%	$172.5M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Interest Expense	$479.7M	$452.6M+42.6%	$317.4M+65.2%	$192.1M+48.5%	$129.4M+63.2%	$79.3M-64.5%	$223.1M-60.6%	$566.8M+50.3%	$377.1M+22.4%	$308.1M+21.0%	$254.7M+1753.9%	$13.7M+146.7%	$5.6M-16.3%	$6.7M+82.6%	$3.6M-24.6%	$4.8M
Income Tax	-$344K	$145K-86.0%	$1.0M+1281.3%	$75K-86.2%	$542K-77.9%	$2.5M+150.6%	$981K+334.1%	-$419K+60.4%	-$1.1M-131.5%	$3.4M+8.4%	$3.1M-31.8%	$4.5M-29.1%	$6.4M+765.4%	$739K-20.7%	$932K+115.2%	$433K
Net Income	$155.5M	$149.0M+340.3%	-$62.0M-27.5%	-$48.7M+83.7%	-$298.6M-254.6%	$193.2M+167.0%	-$288.5M-266.1%	$173.7M+68.9%	$102.9M+11.9%	$92.0M+36.2%	$67.6M-13.4%	$78.0M-42.7%	$136.2M+97.5%	$69.0M+143.8%	$28.3M+492.1%	$4.8M
EPS (Basic)	N/A	$1.12+198.2%	-$1.14-15.2%	-$0.99+72.6%	-$3.61-337.5%	$1.52+270.8%	-$0.89-236.9%	$0.65+4.8%	$0.62-8.8%	$0.68+36.0%	$0.50-19.4%	$0.62-58.1%	$1.48+33.3%	$1.11+2.8%	$1.08+134.8%	$0.46
EPS (Diluted)	—	$1.10	-$1.14-15.2%	-$0.99	-$3.61	$1.51	-$0.89-239.1%	$0.64	$0.61-7.6%	$0.66+32.0%	$0.50-19.4%	$0.62-58.1%	$1.48+33.3%	$1.11	$1.08	$0.46
Diluted Shares (Avg)	N/A	92M	91M-0.2%	91M	94M	95M	371M+52.9%	243M	147M+13.1%	130M+18.9%	110M+1.1%	108M+23.4%	88M+48.7%	59M	26M	10M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Revenue	$172.1M+32.6%	$170.7M+44.3%	$160.6M+48.2%	$140.9M+55.2%	$129.7M+54.6%	$118.3M+50.1%	$108.4M+66.2%	$90.8M+57.8%
SG&A Expenses	$24.5M+97.3%	$25.1M+108.7%	$23.3M+95.5%	$11.8M+1.2%	$12.4M-4.9%	$12.0M+2.5%	$11.9M+1.0%	$11.6M-12.5%
Operating Income	$86.7M+130.0%	$56.3M+277.1%	$39.5M-7.7%	$4.3M+118.0%	$37.7M+147.0%	-$31.8M-196.8%	$42.8M+145.6%	-$23.7M+23.0%
EBITDA	$91.3M+109.5%	$61.7M+347.6%	$45.4M-10.8%	$10.2M+188.7%	$43.6M+164.5%	-$24.9M-163.7%	$50.9M+158.0%	-$11.5M+53.4%
Interest Expense	$123.7M+28.0%	$127.5M+39.3%	$124.0M+40.8%	$104.5M+45.6%	$96.6M+46.4%	$91.5M+47.7%	$88.1M+82.1%	$71.7M+69.2%
Income Tax	$159K-75.5%	-$44K+97.1%	-$298K-112.8%	-$161K-147.1%	$648K+683.8%	-$1.5M-1242.9%	$2.3M+4251.8%	$342K+2000.0%
Net Income	$48.6M+15.3%	$53.5M+270.5%	$44.8M+4.6%	$8.5M+154.8%	$42.2M+172.8%	-$31.4M-174.9%	$42.8M+150.7%	-$15.6M+42.1%
EPS (Basic)	$0.41+24.2%	N/A	$0.360.0%	-$0.04+86.2%	$0.33+144.0%	N/A	$0.36+134.6%	-$0.29+29.3%
EPS (Diluted)	$0.40+21.2%	N/A	$0.360.0%	-$0.04+86.2%	$0.33	N/A	$0.36+134.6%	-$0.29+29.3%
Diluted Shares (Avg)	92M+1.1%	N/A	92M+1.1%	90M-0.7%	91M	N/A	91M-0.4%	91M-0.2%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses.

NYMT Balance Sheet

NYMT quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$12.6B+37.1%	$9.2B+24.5%	$7.4B+18.6%	$6.2B+10.3%	$5.7B+21.5%	$4.7B-80.2%	$23.5B+59.3%	$14.7B+22.2%	$12.1B+34.7%	$9.0B-1.2%	$9.1B-14.1%	$10.5B+6.5%	$9.9B+38.2%	$7.2B+948.8%	$682.7M
Cash & Equivalents	$210.3M+25.6%	$167.4M-10.5%	$187.1M-23.5%	$244.7M-15.5%	$289.6M-1.2%	$293.2M+146.9%	$118.8M+14.5%	$103.7M+9.0%	$95.2M+13.9%	$83.6M+34.9%	$62.0M-18.0%	$75.6M+137.7%	$31.8M+0.1%	$31.8M+91.6%	$16.6M
Goodwill	$22.4M	$0	N/A	N/A	N/A	$0-100.0%	$25.2M0.0%	$25.2M0.0%	$25.2M0.0%	$25.2M	$0	N/A	N/A	N/A	N/A
Total Liabilities	$11.2B+43.6%	$7.8B+35.2%	$5.8B+31.9%	$4.4B+35.6%	$3.2B+37.4%	$2.3B-89.0%	$21.3B+57.0%	$13.6B+22.4%	$11.1B+36.8%	$8.1B-0.9%	$8.2B-15.9%	$9.7B+3.2%	$9.4B+37.7%	$6.8B+1046.6%	$596.4M
Long-Term Debt	$735.8M+28.4%	$573.2M-38.6%	$934.1M+72.2%	$542.5M-45.8%	$1.0B+355.3%	$220.0M-1.6%	$223.6M+4.4%	$214.3M-10.9%	$240.4M	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$1.4B+2.3%	$1.4B-11.7%	$1.6B-10.6%	$1.8B-24.5%	$2.3B+1.7%	$2.3B+4.3%	$2.2B+87.0%	$1.2B+21.4%	$971.9M+14.6%	$848.1M-3.7%	$880.5M+7.7%	$817.9M+70.2%	$480.7M+49.3%	$322.0M+277.6%	$85.3M
Retained Earnings	-$1.4B+1.5%	-$1.4B-14.1%	-$1.3B-19.1%	-$1.1B-88.2%	-$559.3M-1.5%	-$551.3M-270.3%	-$148.9M-44.3%	-$103.2M-36.3%	-$75.7M-21.1%	-$62.5M-439.9%	-$11.6M-135.5%	$32.6M	N/A	-$51.6M+35.4%	-$79.9M

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Total Assets	$12.8B+27.9%	$12.6B+37.1%	$12.4B+39.3%	$10.6B+28.2%	$10.0B+34.3%	$9.2B+24.5%	$8.9B+28.4%	$8.2B+31.1%
Cash & Equivalents	$208.9M+18.0%	$210.3M+25.6%	$185.3M-5.0%	$160.4M-31.9%	$177.1M-22.0%	$167.4M-10.5%	$195.1M-14.6%	$235.5M+1.3%
Goodwill	$22.4M	$22.4M	$22.4M	N/A	N/A	$0	N/A	N/A
Total Liabilities	$11.3B+32.0%	$11.2B+43.6%	$11.0B+47.9%	$9.2B+35.4%	$8.6B+44.8%	$7.8B+35.2%	$7.4B+39.7%	$6.8B+49.5%
Long-Term Debt	$669.5M+2.3%	$735.8M+28.4%	$766.6M+9.6%	$653.0M-18.4%	$654.4M-34.6%	$573.2M-38.6%	$699.4M+28.5%	$800.7M+47.0%
Total Equity	$1.5B+3.9%	$1.4B+2.3%	$1.4B-3.7%	$1.4B-3.5%	$1.4B-5.6%	$1.4B-11.7%	$1.4B-8.3%	$1.4B-15.3%
Retained Earnings	-$1.4B+1.8%	-$1.4B+1.5%	-$1.4B-4.3%	-$1.4B-4.0%	-$1.4B-5.8%	-$1.4B-14.1%	-$1.4B-8.3%	-$1.4B-21.1%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Accounts Receivable, Long-Term Investments, Current Liabilities, Non-Current Liabilities.

NYMT Cash Flow Statement

NYMT quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	$91.5M	$134.0M+852.6%	$14.1M-53.0%	$30.0M-67.4%	$91.8M-33.9%	$138.9M+25.4%	$110.8M+215.5%	$35.1M+45.2%	$24.2M-17.6%	$29.3M-45.5%	$53.8M+48.2%	$36.3M-3.2%	$37.6M-29.6%	$53.3M+83.2%	$29.1M+116.9%	$13.4M
Depreciation & Amortization	N/A	$23.1M-41.9%	$39.8M+61.7%	$24.6M-80.6%	$126.8M+558.8%	$19.3M+4887.0%	$386K	$0	N/A	N/A	N/A	N/A	-$2.7M-119.9%	$13.4M+28.0%	$10.5M+84.5%	$5.7M
Stock-Based Compensation	N/A	$8.2M+35.1%	$6.1M-31.2%	$8.8M-25.8%	$11.9M+16.2%	$10.2M+3.2%	$9.9M+84.9%	$5.4M+107.9%	$2.6M+58.2%	$1.6M+217.5%	$514K-47.7%	$983K-16.7%	$1.2M+31.5%	$897K+8.6%	$826K+293.3%	$210K
Capital Expenditures	N/A	$8.2M-66.9%	$24.6M-51.1%	$50.4M-75.9%	$209.4M+354.6%	$46.1M+22258.7%	$206K+60.9%	$128K-72.0%	$457K+54.4%	$296K	$0	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	$125.9M+1290.3%	-$10.6M+48.3%	-$20.5M+82.6%	-$117.6M-226.6%	$92.9M-16.0%	$110.5M+216.1%	$35.0M+47.4%	$23.7M-18.3%	$29.0M-46.1%	$53.8M	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$2.2B	-$2.9B-29.1%	-$2.2B-84.0%	-$1.2B-139.8%	-$508.8M-282.7%	-$132.9M-106.3%	$2.1B+375.4%	-$769.1M-19.7%	-$642.5M-46.0%	-$439.9M-738.9%	$68.9M-72.5%	$250.5M+300.4%	-$125.0M+17.9%	-$152.3M+85.7%	-$1.1B-1019.1%	-$95.3M
Financing Cash Flow	$2.2B	$2.8B+24.6%	$2.2B+95.6%	$1.1B+147.7%	$460.1M+1578.6%	$27.4M+101.3%	-$2.0B-374.1%	$746.4M+20.2%	$621.2M+64.7%	$377.3M+672.4%	-$65.9M+80.3%	-$333.9M-354.4%	$131.3M+32.6%	$99.0M-90.6%	$1.1B+1230.8%	$79.1M
Dividends Paid	$78.5M	$75.5M+0.7%	$74.9M-41.8%	$128.8M-15.1%	$151.8M+0.1%	$151.6M+43.7%	$105.5M-35.4%	$163.4M+66.8%	$97.9M+4.3%	$93.9M	N/A	N/A	N/A	N/A	$22.3M+169.7%	$8.3M
Share Buybacks	$6.5M	$1.5M-57.0%	$3.5M-59.5%	$8.6M-80.6%	$44.4M	$0	$0	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Operating Cash Flow	-$16.7M-164.7%	$62.1M+113.2%	$6.9M+850.7%	$39.2M+4049.5%	$25.8M+296.6%	$29.1M+122.6%	-$922K-103.2%	-$993K-883.2%
Depreciation & Amortization	$4.6M-21.6%	$5.4M-22.0%	$5.9M-27.0%	$5.9M-51.5%	$5.9M-53.1%	$6.9M+10.1%	$8.1M+31.1%	$12.2M+99.7%
Stock-Based Compensation	$175K-79.7%	N/A	N/A	N/A	$861K	N/A	N/A	N/A
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	$3.5M-38.4%	$7.6M-35.5%	$7.6M-49.0%
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	$25.7M+243.5%	-$8.6M-151.8%	-$8.6M+42.7%
Investing Cash Flow	-$67.0M+91.6%	-$148.1M+74.7%	-$1.6B-91.2%	-$360.0M+37.1%	-$794.2M-212.7%	-$584.3M-47.0%	-$834.1M-10.0%	-$572.1M-371.8%
Financing Cash Flow	$106.7M-85.0%	$130.6M-76.3%	$1.6B+102.6%	$313.5M-43.1%	$713.8M+118.1%	$552.2M+53.6%	$798.8M+8.0%	$550.5M+344.6%
Dividends Paid	$21.4M+16.0%	$20.8M+14.8%	$18.1M-0.2%	$18.2M-0.4%	$18.5M-9.8%	$18.1M-33.4%	$18.1M-33.8%	$18.2M-50.1%
Share Buybacks	$5.0M	$0	$0	$1.5M-57.0%	$0	$0	$0-100.0%	$3.5M

NYMT Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

NYMT quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Margin	22.9%+46.1pp	-23.2%+6.9pp	-30.0%	-131.6%	92.3%+174.3pp	-82.0%-106.9pp	24.8%+2.1pp	22.8%-2.3pp	25.1%	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	24.8%+40.2pp	-15.5%+3.4pp	-18.8%	-115.6%	93.4%+175.8pp	-82.4%-107.4pp	25.0%+2.4pp	22.6%-2.6pp	25.1%+4.0pp	21.2%-2.0pp	23.2%-12.8pp	35.9%+12.3pp	23.6%+3.0pp	20.6%	N/A
Return on Equity	10.4%+14.9pp	-4.5%-1.4pp	-3.1%+13.8pp	-16.9%-25.1pp	8.3%+20.8pp	-12.5%-20.4pp	7.9%-0.8pp	8.7%-0.7pp	9.5%+1.5pp	8.0%-0.9pp	8.9%-7.8pp	16.7%+2.3pp	14.3%+5.6pp	8.8%+3.2pp	5.6%
Return on Assets	1.2%+1.8pp	-0.7%0.0pp	-0.7%+4.1pp	-4.8%-8.2pp	3.4%+9.6pp	-6.2%-6.9pp	0.7%0.0pp	0.7%-0.1pp	0.8%0.0pp	0.8%-0.1pp	0.9%-0.4pp	1.3%+0.6pp	0.7%+0.3pp	0.4%-0.3pp	0.7%
Debt-to-Equity	0.52+0.1x	0.41-0.2x	0.59+0.3x	0.31-0.1x	0.43+0.3x	0.100.0x	0.10-0.1x	0.18-0.1x	0.25-9.3x	9.55+0.3x	9.29-2.6x	11.89-7.7x	19.59-1.6x	21.24+14.2x	6.99
Asset Turnover	0.050.0x	0.040.0x	0.030.0x	0.040.0x	0.040.0x	0.080.0x	0.030.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.02	N/A
FCF Margin	20.9%+23.6pp	-2.6%+5.3pp	-7.9%+37.6pp	-45.5%-90.4pp	44.9%+13.3pp	31.6%+26.5pp	5.0%-0.2pp	5.2%-2.7pp	7.9%-8.9pp	16.9%	N/A	N/A	N/A	N/A	N/A

Metric	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q	Q2'2410-Q
Operating Margin	50.4%+21.3pp	33.0%+59.9pp	24.6%-14.9pp	3.0%+29.2pp	29.1%+124.6pp	-26.9%-68.6pp	39.5%	-26.2%+27.4pp
Net Margin	28.2%-4.2pp	31.4%+57.9pp	27.9%-11.6pp	6.1%+23.2pp	32.5%+101.5pp	-26.5%-79.7pp	39.5%	-17.2%+29.6pp
Return on Equity	3.3%+0.3pp	3.8%+6.0pp	3.2%+0.2pp	0.6%+1.7pp	3.0%+6.9pp	-2.3%-4.9pp	3.0%+8.3pp	-1.1%+0.5pp
Return on Assets	0.4%0.0pp	0.4%+0.8pp	0.4%-0.1pp	0.1%+0.3pp	0.4%+1.2pp	-0.3%-0.9pp	0.5%+1.7pp	-0.2%+0.2pp
Debt-to-Equity	0.460.0x	0.52+0.1x	0.55+0.1x	0.47-0.1x	0.47-0.2x	0.41-0.2x	0.48+0.1x	0.56+0.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	N/A	N/A	N/A	N/A	N/A	21.7%+12.2pp	-7.9%-33.3pp	-9.4%+16.5pp

Not reported in any period shown, so not listed: Gross Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
New York Mortgage Trust, Inc. NYMT	FY2025	$601.9M	$149.0M	24.8%	$642.1M	59/100
KKR Real Estate Finance Trust Inc. KREF	FY2025	N/A	-$47.1M	N/A	$336.8M	—
Ready Capital Corporation RC	FY2025	$101.7M	-$221.1M	N/A	$193.3M	2/100
TPG RE Finance Trust, Inc. TRTX	FY2025	$146.1M	$60.3M	41.3%	$447.6M	18/100
BrightSpire Capital, Inc. BRSP	FY2025	$330.6M	-$31.1M	-9.4%	$479.5M	28/100
Invesco Mortgage Capital Inc. IVR	FY2025	$295.3M	$101.3M	34.3%	$614.8M	0/100

Where New York Mortgage Trust, Inc. Ranks

Frequently Asked Questions

What is New York Mortgage Trust, Inc.'s annual revenue?

New York Mortgage Trust, Inc. (NYMT) reported $601.9M in total revenue for fiscal year 2025. This represents a 50.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is New York Mortgage Trust, Inc.'s revenue growing?

New York Mortgage Trust, Inc. (NYMT) revenue grew by 50.0% year-over-year, from $401.3M to $601.9M in fiscal year 2025.

Is New York Mortgage Trust, Inc. profitable?

Yes, New York Mortgage Trust, Inc. (NYMT) reported a net income of $149.0M in fiscal year 2025, with a net profit margin of 24.8%.

What is New York Mortgage Trust, Inc.'s EBITDA?

New York Mortgage Trust, Inc. (NYMT) had EBITDA of $160.9M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does New York Mortgage Trust, Inc. have?

As of fiscal year 2025, New York Mortgage Trust, Inc. (NYMT) had $210.3M in cash and equivalents against $735.8M in long-term debt.

What is New York Mortgage Trust, Inc.'s operating margin?

New York Mortgage Trust, Inc. (NYMT) had an operating margin of 22.9% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is New York Mortgage Trust, Inc.'s net profit margin?

New York Mortgage Trust, Inc. (NYMT) had a net profit margin of 24.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is New York Mortgage Trust, Inc.'s return on equity (ROE)?

New York Mortgage Trust, Inc. (NYMT) has a return on equity of 10.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is New York Mortgage Trust, Inc.'s free cash flow?

New York Mortgage Trust, Inc. (NYMT) generated $125.9M in free cash flow during fiscal year 2025. This represents a 1290.3% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is New York Mortgage Trust, Inc.'s operating cash flow?

New York Mortgage Trust, Inc. (NYMT) generated $134.0M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are New York Mortgage Trust, Inc.'s total assets?

New York Mortgage Trust, Inc. (NYMT) had $12.6B in total assets as of fiscal year 2025, including both current and long-term assets.

What are New York Mortgage Trust, Inc.'s capital expenditures?

New York Mortgage Trust, Inc. (NYMT) invested $8.2M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does New York Mortgage Trust, Inc. buy back shares?

Yes, New York Mortgage Trust, Inc. (NYMT) spent $1.5M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does New York Mortgage Trust, Inc. have outstanding?

New York Mortgage Trust, Inc. (NYMT) had 90M shares outstanding as of fiscal year 2025.

What is New York Mortgage Trust, Inc.'s debt-to-equity ratio?

New York Mortgage Trust, Inc. (NYMT) had a debt-to-equity ratio of 0.52 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is New York Mortgage Trust, Inc.'s return on assets (ROA)?

New York Mortgage Trust, Inc. (NYMT) had a return on assets of 1.2% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is New York Mortgage Trust, Inc.'s Piotroski F-Score?

New York Mortgage Trust, Inc. (NYMT) has a Piotroski F-Score of 6 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are New York Mortgage Trust, Inc.'s earnings high quality?

New York Mortgage Trust, Inc. (NYMT) has an earnings quality ratio of 0.90x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can New York Mortgage Trust, Inc. cover its interest payments?

New York Mortgage Trust, Inc. (NYMT) has an interest coverage ratio of 0.30x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is New York Mortgage Trust, Inc.?

New York Mortgage Trust, Inc. (NYMT) scores 59 out of 100 on our Financial Health Score, indicating moderate standing within its REITs peer group. The score is a 0-100 composite of six dimensions (FFO Margin, FFO Growth, Leverage, Interest Cov., AFFO Margin, Dividend Cov.), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.