What is OLB Group Inc's earnings per share (EPS)?

OLB Group Inc (OLB) reported diluted earnings per share of -$1.74 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

OLB Group Inc Financials

OLB

FY2025 annual

Revenue $8.7M -32.4% YoY

Net Income -$5.9M +47.7% YoY

EPS (Diluted) -$1.74 YoY not available

Free Cash Flow Not reported for FY2025

Source SEC Filings (10-K/10-Q) Data as of Jun 30, 2026 Currency USD FYE December

OLB Group Inc (OLB) reported $8.7M in revenue for fiscal year 2025, down 32.4% from the prior fiscal year. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI OLB FY2025 2026-05-18

OLB is shrinking into a smaller cost base, yet its liabilities are concentrated in the near term and funded externally.

Losses are becoming less cash-hungry: from FY2024 to FY2025, net loss improved from -$11.2M to -$5.9M and operating cash burn narrowed from -$2.6M to -$1.3M even as revenue fell from $12.8M to $8.7M. That points to a business being downsized faster than sales are disappearing, but not yet to one that can fund itself, since financing cash flow of $1.3M roughly matched the operating shortfall.

Near-term liquidity is the core constraint: FY2025 ended with just $16K of cash and a current ratio of 0.1x against $7.7M of current liabilities. Because current liabilities equal total liabilities, the balance-sheet strain sits mostly inside the next year rather than being spread across longer maturities.

Reported equity overstates the cushion because goodwill of $8.1M makes up most of the $12.3M asset base and is larger than the $4.6M equity balance. In practical terms, the firm has negative tangible equity, so creditors and working-capital needs matter more than the headline book value.

Financial Health Signals

Financial Health Score 3/100

Scored as: Emerging companies peer group

Scored against emerging companies for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of OLB Group Inc's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Cash Runway

Dilution

R&D Intensity

Not available for OLB Group Inc, and counted as zero in the overall score.

Revenue Progress

Burn Trend

Not available for OLB Group Inc, and counted as zero in the overall score.

Balance Sheet

Altman Z-Score Distress

-9.25

OLB Group Inc scores -9.25, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($7.1M) relative to total liabilities ($7.7M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Distress-screening estimate for non-financial companies. Not computed for banks or insurers, where the Altman model does not apply.

Piotroski F-Score Partial

3/7

OLB Group Inc passes 3 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality No Cash Backing

N/A

OLB Group Inc reported a net loss of $5.9M while operations used $1.3M of cash. With neither figure positive, the ratio between the two carries no quality signal.

Interest Coverage At Risk

N/A

OLB Group Inc reported an operating loss of $5.2M against $396K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations.

Key Financial Metrics

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Earnings & Revenue

Revenue

$8.7M

YoY-32.4%

5Y CAGR-2.3%

OLB Group Inc generated $8.7M in revenue in fiscal year 2025. This represents a decrease of 32.4% from the prior year.

EBITDA

-$4.7M

YoY+45.4%

OLB Group Inc's EBITDA was -$4.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 45.4% from the prior year.

Net Income

-$5.9M

YoY+47.7%

OLB Group Inc reported -$5.9M in net income in fiscal year 2025. This represents an increase of 47.7% from the prior year.

EPS (Diluted)

-$1.74

OLB Group Inc earned -$1.74 per diluted share (EPS) in fiscal year 2025.

Cash & Balance Sheet

Cash & Debt

$16K

YoY-42.5%

5Y CAGR-66.7%

10Y CAGR+18.6%

OLB Group Inc held $16K in cash as of fiscal year 2025; long-term debt is not reported for that period.

Shares Outstanding

OLB Group Inc had 9M shares outstanding in fiscal year 2025.

Free Cash Flow

Not reported for fiscal year 2025.

Dividends Per Share

Not reported for fiscal year 2025.

Margins & Returns

Operating Margin

-59.5%

YoY+31.4pp

5Y CAGR-52.0pp

OLB Group Inc's operating margin was -59.5% in fiscal year 2025, reflecting core business profitability. This is up 31.4 percentage points from the prior year.

Net Margin

-67.7%

YoY+19.7pp

5Y CAGR-49.5pp

OLB Group Inc's net profit margin was -67.7% in fiscal year 2025, showing the share of revenue converted to profit. This is up 19.7 percentage points from the prior year.

Return on Equity

-127.5%

YoY+224.4pp

5Y CAGR-95.1pp

OLB Group Inc's ROE was -127.5% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is up 224.4 percentage points from the prior year.

Gross Margin

Not reported for fiscal year 2025.

Capital Allocation

None of these metrics is reported for fiscal year 2025.

OLB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

OLB annual income statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Revenue	$7.0M	$8.7M-32.4%	$12.8M-58.0%	$30.6M+0.7%	$30.4M+81.7%	$16.7M+71.1%	$9.8M-5.1%	$10.3M+14.1%	$9.0M+17399.7%	$52K	N/A	$66K	N/A	N/A	$131K-29.4%	$185K
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$21K-12.4%	$24K	N/A	$38K-19.7%	$47K-25.8%	$64K
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$42K	N/A	N/A	$83K-31.2%	$121K
SG&A Expenses	$2.1M	$1.9M-34.4%	$2.9M-59.6%	$7.1M+57.6%	$4.5M+88.1%	$2.4M+57.0%	$1.5M-0.8%	$1.5M+6.8%	$1.4M+1013.1%	$129K	N/A	$99K	N/A	N/A	$204K+22.9%	$166K
Operating Income	-$5.1M	-$5.2M+55.8%	-$11.7M+50.3%	-$23.5M-187.4%	-$8.2M-71.5%	-$4.8M-548.5%	-$735K-173.3%	-$269K-150.4%	$533K	N/A	N/A	-$331K	N/A	N/A	N/A	N/A
Interest Expense	$77K	$396K+761.8%	$46K-69.1%	$148K	N/A	$117K+404.8%	$23K+9.6%	$21K-97.4%	$800K+2875.6%	$27K+184.5%	$9K-15.9%	$11K-37.7%	$18K+118.3%	$8K-80.7%	$43K+113.5%	$20K
Net Income	-$4.8M	-$5.9M+47.7%	-$11.2M+51.6%	-$23.2M-197.7%	-$7.8M-56.4%	-$5.0M-180.2%	-$1.8M-32.3%	-$1.3M+3.6%	-$1.4M	N/A	N/A	N/A	N/A	N/A	N/A	-$679K
EPS (Diluted)	—	-$1.74	-$6.10+60.2%	-$15.33	-$0.56	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$1.3M-22.8%	$1.7M-6.7%	$1.8M-23.3%	$2.3M+2.0%	$2.3M-2.3%	$2.3M-15.2%	$2.7M-11.2%	$3.1M
SG&A Expenses	$533K-15.3%	$630K+107.0%	$304K-48.6%	$592K+20.4%	$491K+0.3%	$490K-19.1%	$606K+114.2%	$283K
Operating Income	-$1.3M+0.8%	-$1.3M+14.5%	-$1.5M-30.9%	-$1.1M+33.1%	-$1.7M-99.9%	-$849K+81.3%	-$4.5M-178.7%	-$1.6M
Interest Expense	$76K+75802.0%	$100-82.5%	$571+147.2%	$231-99.9%	$170K-24.6%	$225K	N/A	N/A
Income Tax	$0	N/A	N/A	N/A	$0	N/A	N/A	N/A
Net Income	-$1.1M+2.1%	-$1.1M+27.5%	-$1.5M-26.4%	-$1.2M+44.7%	-$2.1M-95.1%	-$1.1M+76.2%	-$4.6M-180.6%	-$1.6M
EPS (Diluted)	-$0.08	-$0.08	N/A	-$0.13	-$0.66	-$0.47	N/A	-$0.92

Not reported in any period shown, so not listed: R&D Expenses, Income Tax.

TTM is the trailing twelve months, Q3 FY2025 through Q2 FY2026, summed from the four most recent quarterly filings. A row marked — cannot be summed at all, because a quarter in the window reports no per-share figure; a row marked N/A could be summed, but a quarter in the window does not report that metric.

OLB Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

OLB annual balance sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Total Assets	$12.3M-3.0%	$12.7M-35.7%	$19.7M-49.0%	$38.7M-15.1%	$45.5M+216.7%	$14.4M+21.1%	$11.9M-1.1%	$12.0M+36533.4%	$33K+434.8%	$6K-21.9%	$8K+57.9%	$5K-36.2%	$8K-43.8%	$14K-95.0%	$279K
Current Assets	$1.1M+40.9%	$746K-59.0%	$1.8M-46.3%	$3.4M-30.6%	$4.9M+16.2%	$4.2M+278.1%	$1.1M+103.3%	$547K+1868.7%	$28K+2295.7%	$1K-59.7%	$3K	N/A	$3K-68.3%	$9K+951.2%	$845
Cash & Equivalents	$16K-42.5%	$27K-84.7%	$179K-58.8%	$434K-87.5%	$3.5M-9.3%	$3.8M+653.4%	$508K+354.9%	$112K+19139.0%	$580-50.0%	$1K-59.7%	$3K	N/A	$3K-68.3%	$9K+951.2%	$845
Accounts Receivable	$17K-82.7%	$101K-78.4%	$467K-56.9%	$1.1M+61.5%	$671K+88.4%	$356K-25.7%	$479K+18.0%	$406K+1361.4%	$28K	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	$8.1M0.0%	$8.1M0.0%	$8.1M+18.7%	$6.9M0.0%	$6.9M0.0%	$6.9M0.0%	$6.9M0.0%	$6.9M	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$7.7M-19.0%	$9.5M+28.5%	$7.4M+83.9%	$4.0M-3.2%	$4.1M-51.9%	$8.6M-41.2%	$14.7M+6.9%	$13.7M+2372.9%	$555K+68.4%	$330K+1697.7%	$18K-15.6%	$22K-83.1%	$128K+50.0%	$85K-70.4%	$289K
Current Liabilities	$7.7M-18.2%	$9.4M+29.9%	$7.2M+99.9%	$3.6M-6.6%	$3.9M+287.9%	$999K-59.9%	$2.5M+104.2%	$1.2M+120.1%	$555K+68.4%	$330K+1697.7%	$18K-15.6%	$22K-83.1%	$128K+50.0%	$85K-70.4%	$289K
Long-Term Debt	N/A	N/A	N/A	$406K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$4.6M+44.4%	$3.2M-73.9%	$12.2M-64.7%	$34.6M-17.9%	$42.2M+669.7%	$5.5M+295.8%	-$2.8M-62.6%	-$1.7M-229.8%	-$522K-61.4%	-$323K-2982.5%	-$10K+37.4%	-$17K+86.1%	-$120K-68.2%	-$72K-588.9%	-$10K
Retained Earnings	-$74.4M-9.8%	-$67.8M-19.8%	-$56.6M-69.4%	-$33.4M-30.4%	-$25.6M-24.1%	-$20.6M-9.4%	-$18.9M-7.7%	-$17.5M-8.6%	-$16.1M-5.5%	-$15.3M-2.1%	-$15.0M-2.3%	-$14.6M-2.5%	-$14.3M-4.0%	-$13.7M-6.1%	-$12.9M

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$13.9M-6.9%	$15.0M+21.8%	$12.3M+0.4%	$12.2M-1.1%	$12.4M-0.9%	$12.5M-1.4%	$12.7M-20.1%	$15.9M
Current Assets	$2.7M-27.8%	$3.7M+255.5%	$1.1M+18.0%	$890K+1.7%	$876K+4.0%	$842K+12.9%	$746K+15.9%	$643K
Cash & Equivalents	$1.3M-45.0%	$2.3M+14653.9%	$16K+345.7%	$4K+33.0%	$3K-90.9%	$29K+6.9%	$27K-33.5%	$41K
Accounts Receivable	$0-100.0%	$16K-7.4%	$17K-62.8%	$47K-42.2%	$81K-36.5%	$128K+26.9%	$101K+15.6%	$87K
Goodwill	$8.1M0.0%	$8.1M0.0%	$8.1M0.0%	$8.1M0.0%	$8.1M0.0%	$8.1M0.0%	$8.1M0.0%	$8.1M
Total Liabilities	$6.8M-1.2%	$6.9M-10.6%	$7.7M+10.0%	$7.0M+16.8%	$6.0M-41.4%	$10.2M+7.6%	$9.5M+3.2%	$9.2M
Current Liabilities	$6.8M-1.2%	$6.9M-10.6%	$7.7M+11.0%	$6.9M+17.1%	$5.9M-41.6%	$10.1M+7.7%	$9.4M+16.0%	$8.1M
Total Equity	$7.1M-11.8%	$8.1M+75.9%	$4.6M-12.4%	$5.3M-17.8%	$6.4M+179.3%	$2.3M-28.2%	$3.2M-52.3%	$6.7M
Retained Earnings	-$76.6M-1.4%	-$75.5M-1.4%	-$74.4M-2.0%	-$73.0M-1.6%	-$71.8M-4.2%	-$68.9M-1.6%	-$67.8M-7.2%	-$63.3M

Not reported in any period shown, so not listed: Inventory.

OLB Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type.

OLB annual cash flow statement

Metric	TTM	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Operating Cash Flow	-$2.6M	-$1.3M+48.8%	-$2.6M-227.0%	$2.0M+206.5%	-$1.9M+45.2%	-$3.5M-973.9%	-$327K-233.4%	$245K+286.8%	-$131K-142.4%	-$54K	N/A	-$200K	N/A	N/A	-$167K-178.0%	-$60K
Capital Expenditures	N/A	N/A	N/A	$1.2M-21.6%	$1.6M-83.7%	$9.6M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	$822K+123.6%	-$3.5M+73.4%	-$13.1M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	N/A	N/A	$333K+116.0%	-$2.1M-33.1%	-$1.6M+93.9%	-$25.7M-17007.7%	-$150K	N/A	$218K	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	$3.8M	$1.3M-37.7%	$2.1M+1053.8%	-$222K-149.6%	$447K-98.4%	$28.8M+659.6%	$3.8M+2409.6%	$151K+504.6%	$25K-53.3%	$54K	N/A	$203K	N/A	N/A	$175K+207.0%	$57K
Share Buybacks	N/A	N/A	N/A	N/A	$110K	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	-$1.1M+20.8%	-$1.3M-3308.3%	-$39K+66.0%	-$116K+88.7%	-$1.0M-554.4%	-$156K+84.6%	-$1.0M-169.1%	-$377K
Investing Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	$0	$0
Financing Cash Flow	$12K-99.7%	$3.7M+6987.7%	$52K-55.7%	$116K-88.3%	$993K+529.6%	$158K-84.2%	$1000K+174.1%	$365K

Not reported in any period shown, so not listed: Dividends Paid.

OLB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples.

OLB annual financial ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20	FY19	FY18	FY17	FY16	FY15	FY14	FY13	FY12	FY11
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	64.0%	N/A	N/A	63.7%-1.7pp	65.4%
Operating Margin	-59.5%+31.4pp	-91.0%-14.1pp	-76.8%-49.9pp	-26.9%+1.6pp	-28.5%-21.0pp	-7.5%-4.9pp	-2.6%-8.5pp	5.9%	N/A	N/A	-499.5%	N/A	N/A	N/A	N/A
Net Margin	-67.7%+19.7pp	-87.4%-11.6pp	-75.8%-50.2pp	-25.6%+4.1pp	-29.8%-11.6pp	-18.2%-5.1pp	-13.1%+2.4pp	-15.4%	N/A	N/A	N/A	N/A	N/A	N/A	-367.8%
Return on Equity	-127.5%+224.4pp	-352.0%-162.4pp	-189.6%-167.1pp	-22.5%-10.7pp	-11.8%+20.6pp	-32.4%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Assets	-47.8%+40.8pp	-88.5%+29.0pp	-117.5%-97.4pp	-20.2%-9.2pp	-10.9%+1.4pp	-12.4%-1.0pp	-11.3%+0.3pp	-11.6%	N/A	N/A	N/A	N/A	N/A	N/A	-243.7%
Current Ratio	0.14+0.1x	0.08-0.2x	0.25-0.7x	0.94-0.3x	1.26-2.9x	4.21+3.8x	0.450.0x	0.45+0.4x	0.050.0x	0.00-0.2x	0.16	N/A	0.02-0.1x	0.10+0.1x	0.00
Debt-to-Equity	1.67-1.3x	2.98+2.4x	0.60+0.6x	0.01-0.1x	0.10-1.5x	1.57	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
FCF Margin	N/A	N/A	2.7%+14.2pp	-11.5%+67.0pp	-78.4%	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Margin	-98.5%-21.8pp	-76.7%+7.0pp	-83.7%-34.6pp	-49.1%+25.8pp	-74.8%-38.3pp	-36.6%	-166.0%	-52.9%
Net Margin	-82.5%-17.4pp	-65.1%+18.6pp	-83.7%-32.9pp	-50.8%+42.9pp	-93.7%-46.8pp	-46.9%	-167.1%	-52.9%
Return on Equity	-14.8%-1.5pp	-13.3%+19.0pp	-32.3%-9.9pp	-22.4%+10.9pp	-33.2%+14.3pp	-47.5%+95.9pp	-143.5%-119.1pp	-24.4%
Return on Assets	-7.6%-0.4pp	-7.2%+4.9pp	-12.1%-2.5pp	-9.6%+7.6pp	-17.2%-8.4pp	-8.7%+27.4pp	-36.1%-25.8pp	-10.3%
Current Ratio	0.40-0.1x	0.54+0.4x	0.140.0x	0.130.0x	0.15+0.1x	0.080.0x	0.080.0x	0.08
Debt-to-Equity	0.95+0.1x	0.85-0.8x	1.67+0.3x	1.33+0.4x	0.94-3.5x	4.46+1.5x	2.98+1.6x	1.38

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Operating Margin, Net Margin.

Note: The current ratio is below 1.0 (0.14), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

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Where OLB Group Inc Ranks

Frequently Asked Questions

What is OLB Group Inc's annual revenue?

OLB Group Inc (OLB) reported $8.7M in total revenue for fiscal year 2025. This represents a -32.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is OLB Group Inc's revenue growing?

OLB Group Inc (OLB) revenue declined by 32.4% year-over-year, from $12.8M to $8.7M in fiscal year 2025.

Is OLB Group Inc profitable?

No, OLB Group Inc (OLB) reported a net income of -$5.9M in fiscal year 2025, with a net profit margin of -67.7%.

What is OLB Group Inc's EBITDA?

OLB Group Inc (OLB) had EBITDA of -$4.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

What is OLB Group Inc's operating margin?

OLB Group Inc (OLB) had an operating margin of -59.5% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is OLB Group Inc's net profit margin?

OLB Group Inc (OLB) had a net profit margin of -67.7% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is OLB Group Inc's return on equity (ROE)?

OLB Group Inc (OLB) has a return on equity of -127.5% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is OLB Group Inc's operating cash flow?

OLB Group Inc (OLB) recorded an outflow of $1.3M in operating cash flow during fiscal year 2025, representing cash used by core business activities.

What are OLB Group Inc's total assets?

OLB Group Inc (OLB) had $12.3M in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does OLB Group Inc have outstanding?

OLB Group Inc (OLB) had 9M shares outstanding as of fiscal year 2025.

What is OLB Group Inc's current ratio?

OLB Group Inc (OLB) had a current ratio of 0.14 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

What is OLB Group Inc's debt-to-equity ratio?

OLB Group Inc (OLB) had a debt-to-equity ratio of 1.67 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is OLB Group Inc's return on assets (ROA)?

OLB Group Inc (OLB) had a return on assets of -47.8% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is OLB Group Inc's cash runway?

Based on fiscal year 2025 data, OLB Group Inc (OLB) had $16K in cash against an annual operating cash burn of $1.3M. This gives an estimated cash runway of approximately 0 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.

What is OLB Group Inc's Altman Z-Score?

OLB Group Inc (OLB) has an Altman Z-Score of -9.25, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios (working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets) to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is OLB Group Inc's Piotroski F-Score?

OLB Group Inc (OLB) has a Piotroski F-Score of 3 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are OLB Group Inc's earnings high quality?

OLB Group Inc (OLB) reported a net loss of $5.9M while operations used $1.3M of cash. With neither figure positive, the ratio between the two carries no quality signal. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can OLB Group Inc cover its interest payments?

OLB Group Inc (OLB) reported an operating loss of $5.2M against $396K in interest expense. There is no operating profit to cover interest, so interest must be met from cash reserves or from financing rather than from operations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.

How financially healthy is OLB Group Inc?

OLB Group Inc (OLB) scores 3 out of 100 on our Financial Health Score, indicating weak standing within its emerging companies peer group. The score is a 0-100 composite of six dimensions (Cash Runway, Dilution, R&D Intensity, Revenue Progress, Burn Trend, Balance Sheet), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.