One Liberty Financials

OLP

Source SEC Filings (10-K/10-Q) Updated Sep 30, 2025 Currency USD FYE December

This page shows One Liberty (OLP) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 16 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Piotroski F-Score Neutral

4/9

One Liberty passes 4 of 9 financial strength tests. All 4 profitability signals pass (positive income, cash flow, and earnings quality), no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution).

Earnings Quality Cash-Backed

1.28x

For every $1 of reported earnings, One Liberty generates $1.28 in operating cash flow ($39.1M OCF vs $30.4M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Interest Coverage Adequate

2.6x

One Liberty earns $2.6 in operating income for every $1 of interest expense ($49.9M vs $19.5M). This adequate coverage means the company can meet its interest obligations, but has limited cushion if earnings fall.

Key Financial Metrics

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Revenue

N/A

EBITDA

$74.2M

YoY-1.2%

5Y CAGR+3.6%

10Y CAGR+5.1%

One Liberty's EBITDA was $74.2M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 1.2% from the prior year.

Free Cash Flow

N/A

Net Income

$30.4M

YoY+2.7%

5Y CAGR+11.0%

10Y CAGR+3.2%

One Liberty reported $30.4M in net income in fiscal year 2024. This represents an increase of 2.7% from the prior year.

EPS (Diluted)

$1.40

YoY+1.4%

5Y CAGR+9.7%

10Y CAGR+0.2%

One Liberty earned $1.40 per diluted share (EPS) in fiscal year 2024. This represents an increase of 1.4% from the prior year.

Cash & Debt

$42.3M

YoY+60.1%

5Y CAGR+30.8%

10Y CAGR+7.6%

One Liberty held $42.3M in cash against $0 in long-term debt as of fiscal year 2024.

Dividends Per Share

$1.80

YoY+0.0%

5Y CAGR+0.0%

10Y CAGR+1.8%

One Liberty paid $1.80 per share in dividends in fiscal year 2024. This represents an increase of 0.0% from the prior year.

Shares Outstanding

21M

YoY+1.8%

5Y CAGR+1.5%

10Y CAGR+2.8%

One Liberty had 21M shares outstanding in fiscal year 2024. This represents an increase of 1.8% from the prior year.

Gross Margin

N/A

Operating Margin

N/A

Net Margin

N/A

Return on Equity

9.9%

YoY+0.2pp

5Y CAGR+3.7pp

10Y CAGR+1.2pp

One Liberty's ROE was 9.9% in fiscal year 2024, measuring profit generated per dollar of shareholder equity. This is up 0.2 percentage points from the prior year.

R&D Spending

N/A

Share Buybacks

N/A

Capital Expenditures

N/A

OLP Income Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Revenue	N/A	N/A	N/A	$82.7M+1.0%	$81.9M-3.3%	$84.7M
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$15.4M-2.7%	$15.8M+3.7%	$15.3M+6.6%	$14.3M+4.7%	$13.7M+9.9%	$12.4M
Operating Income	$49.9M-0.8%	$50.3M-7.1%	$54.1M-5.0%	$57.0M+18.3%	$48.2M+19.9%	$40.2M
Interest Expense	$19.5M+3.6%	$18.8M+6.9%	$17.6M-2.1%	$17.9M-7.1%	$19.3M-2.6%	$19.8M
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	$30.4M+2.7%	$29.6M-29.8%	$42.2M+8.5%	$38.9M+41.8%	$27.4M+52.2%	$18.0M
EPS (Diluted)	$1.40+1.4%	$1.38-30.7%	$1.99+7.6%	$1.85+39.1%	$1.33+51.1%	$0.88

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cost of Revenue	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Gross Profit	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
R&D Expenses	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
SG&A Expenses	$4.1M+4.8%	$3.9M-5.6%	$4.2M	N/A	$3.9M+2.9%	$3.8M-3.7%	$3.9M	N/A
Operating Income	$15.9M+3.3%	$15.4M+59.6%	$9.6M	N/A	$10.0M-30.5%	$14.4M+43.9%	$10.0M	N/A
Interest Expense	$5.6M-3.9%	$5.8M+7.6%	$5.4M	N/A	$4.9M+3.8%	$4.8M+0.7%	$4.7M	N/A
Income Tax	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Income	$10.5M+24.3%	$8.4M+102.9%	$4.2M-60.5%	$10.5M+103.4%	$5.2M-45.8%	$9.6M+85.3%	$5.2M-65.5%	$15.0M
EPS (Diluted)	$0.48+23.1%	$0.39+116.7%	$0.18-63.3%	$0.49+113.0%	$0.23-48.9%	$0.45+95.7%	$0.23-67.6%	$0.71

OLP Balance Sheet

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Total Assets	$767.0M+0.7%	$761.6M-2.8%	$783.3M+4.0%	$753.0M-3.0%	$776.1M+0.2%	$774.6M
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$42.3M+60.1%	$26.4M+293.4%	$6.7M-58.4%	$16.2M+27.2%	$12.7M+15.1%	$11.0M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$458.4M+1.0%	$453.9M-2.7%	$466.3M+4.4%	$446.7M-7.7%	$484.2M+0.3%	$482.6M
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$307.4M+0.2%	$306.7M-2.9%	$316.0M+3.5%	$305.3M+5.0%	$290.8M0.0%	$290.8M
Retained Earnings	N/A	N/A	N/A	-$36.2M+3.6%	-$37.5M-32.3%	-$28.4M

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Total Assets	$802.3M+0.8%	$795.6M-2.0%	$811.7M+5.8%	$767.0M-0.2%	$768.8M+1.3%	$759.2M+0.5%	$755.7M-0.8%	$761.6M
Current Assets	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Cash & Equivalents	$18.8M-1.3%	$19.0M+133.3%	$8.2M-80.7%	$42.3M+64.8%	$25.7M-26.7%	$35.0M+27.9%	$27.4M+3.6%	$26.4M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Goodwill	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Liabilities	$496.5M+1.0%	$491.8M-3.1%	$507.4M+10.7%	$458.4M-1.1%	$463.5M+2.8%	$450.8M+0.3%	$449.6M-0.9%	$453.9M
Current Liabilities	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Long-Term Debt	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$305.6M+0.7%	$303.4M+0.1%	$303.2M-1.4%	$307.4M+1.1%	$304.2M-1.0%	$307.3M+0.8%	$304.8M-0.6%	$306.7M
Retained Earnings	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

OLP Cash Flow Statement

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Operating Cash Flow	$39.1M-15.2%	$46.1M+4.2%	$44.2M-9.0%	$48.6M+38.2%	$35.1M-3.1%	$36.2M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	$9.7M-70.6%	$33.0M+230.2%	-$25.3M-208.3%	$23.4M+6918.3%	$333K+102.6%	-$12.9M
Financing Cash Flow	-$32.9M+42.0%	-$56.7M-100.5%	-$28.3M+58.9%	-$68.8M-103.3%	-$33.9M-20.6%	-$28.1M
Dividends Paid	$38.5M+0.9%	$38.1M+0.8%	$37.8M+1.4%	$37.3M+26.8%	$29.4M-16.9%	$35.4M
Share Buybacks	N/A	$9.6M+83.9%	$5.2M	N/A	N/A	N/A

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Operating Cash Flow	$10.9M-3.2%	$11.2M+2.1%	$11.0M-4.9%	$11.6M+16.0%	$10.0M+15.7%	$8.6M-3.3%	$8.9M-10.7%	$10.0M
Capital Expenditures	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Free Cash Flow	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Investing Cash Flow	-$6.3M-122.9%	$27.3M+131.6%	-$86.3M-544.3%	$19.4M+193.1%	-$20.9M-323.9%	$9.3M+410.6%	$1.8M-94.6%	$33.5M
Financing Cash Flow	-$7.2M+73.9%	-$27.4M-167.4%	$40.7M+386.3%	-$14.2M-1403.7%	$1.1M+111.3%	-$9.7M+4.5%	-$10.1M+54.9%	-$22.4M
Dividends Paid	$9.9M+2.1%	$9.7M+0.8%	$9.6M+0.2%	$9.6M-1.9%	$9.8M+2.6%	$9.6M+1.0%	$9.5M-0.4%	$9.5M
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$3.0M

OLP Financial Ratios

Metric	FY24	FY23	FY22	FY21	FY20	FY19
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	68.8%+10.0pp	58.8%+11.4pp	47.4%
Net Margin	N/A	N/A	N/A	47.0%+13.5pp	33.5%+12.2pp	21.3%
Return on Equity	9.9%+0.2pp	9.7%-3.7pp	13.4%+0.6pp	12.7%+3.3pp	9.4%+3.2pp	6.2%
Return on Assets	4.0%+0.1pp	3.9%-1.5pp	5.4%+0.2pp	5.2%+1.6pp	3.5%+1.2pp	2.3%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	1.49+0.0	1.480.0	1.48+0.0	1.46-0.2	1.670.0	1.66
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24	Q2'24	Q1'24	Q4'23
Gross Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Operating Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Net Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Return on Equity	3.4%+0.6pp	2.8%+1.4pp	1.4%-2.1pp	3.4%+1.7pp	1.7%-1.4pp	3.1%+1.4pp	1.7%-3.2pp	4.9%
Return on Assets	1.3%+0.3pp	1.1%+0.5pp	0.5%-0.9pp	1.4%+0.7pp	0.7%-0.6pp	1.3%+0.6pp	0.7%-1.3pp	2.0%
Current Ratio	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Debt-to-Equity	1.620.0	1.62-0.1	1.67+0.2	1.49-0.0	1.52+0.1	1.470.0	1.480.0	1.48
FCF Margin	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

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Frequently Asked Questions

Is One Liberty profitable?

Yes, One Liberty (OLP) reported a net income of $30.4M in fiscal year 2024.

What is One Liberty's earnings per share (EPS)?

One Liberty (OLP) reported diluted earnings per share of $1.40 for fiscal year 2024. This represents a 1.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

What is One Liberty's EBITDA?

One Liberty (OLP) had EBITDA of $74.2M in fiscal year 2024, measuring earnings before interest, taxes, depreciation, and amortization.

Does One Liberty pay dividends?

Yes, One Liberty (OLP) paid $1.80 per share in dividends during fiscal year 2024.

What is One Liberty's return on equity (ROE)?

One Liberty (OLP) has a return on equity of 9.9% for fiscal year 2024, measuring how efficiently the company generates profit from shareholder equity.

What is One Liberty's operating cash flow?

One Liberty (OLP) generated $39.1M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.

What are One Liberty's total assets?

One Liberty (OLP) had $767.0M in total assets as of fiscal year 2024, including both current and long-term assets.

How many shares does One Liberty have outstanding?

One Liberty (OLP) had 21M shares outstanding as of fiscal year 2024.

What is One Liberty's debt-to-equity ratio?

One Liberty (OLP) had a debt-to-equity ratio of 1.49 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is One Liberty's return on assets (ROA)?

One Liberty (OLP) had a return on assets of 4.0% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.

What is One Liberty's Piotroski F-Score?

One Liberty (OLP) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are One Liberty's earnings high quality?

One Liberty (OLP) has an earnings quality ratio of 1.28x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

Can One Liberty cover its interest payments?

One Liberty (OLP) has an interest coverage ratio of 2.6x, meaning it can adequately cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.