Oxbridge Re Hldg Financials
This page shows Oxbridge Re Hldg (OXBRW) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 11 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Oxbridge Re Hldg passes 2 of 9 financial strength tests. 2 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution).
For every $1 of reported earnings, Oxbridge Re Hldg generates $0.45 in operating cash flow (-$1.2M OCF vs -$2.7M net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Oxbridge Re Hldg generated $546K in revenue in fiscal year 2024.
Oxbridge Re Hldg reported -$2.7M in net income in fiscal year 2024. This represents an increase of 72.5% from the prior year.
Oxbridge Re Hldg earned $-0.45 per diluted share (EPS) in fiscal year 2024. This represents an increase of 73.4% from the prior year.
Oxbridge Re Hldg held $2.1M in cash against $0 in long-term debt as of fiscal year 2024.
Oxbridge Re Hldg had 6M shares outstanding in fiscal year 2024. This represents an increase of 8.7% from the prior year.
Oxbridge Re Hldg's net profit margin was -499.3% in fiscal year 2024, showing the share of revenue converted to profit.
OXBRW Income Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $645K-2.9% | $664K-4.0% | $692K+64.0% | $422K+105.9% | $205K+365.9% | $44K-62.4% | $117K-45.8% | $216K |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $754K-40.0% | $1.3M+148.9% | $505K+17.2% | $431K-0.2% | $432K-23.7% | $566K+16.0% | $488K+3.0% | $474K |
| Operating Income | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Income | -$187K+90.0% | -$1.9M-1247.5% | -$139K+69.8% | -$460K+14.8% | -$540K+34.2% | -$821K+9.3% | -$905K+66.1% | -$2.7M |
| EPS (Diluted) | $-0.02+92.0% | $-0.25-1150.0% | $-0.02+71.4% | $-0.07+22.2% | $-0.09+35.7% | $-0.14+6.7% | $-0.15+67.4% | $-0.46 |
OXBRW Balance Sheet
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $8.9M-3.5% | $9.2M-10.6% | $10.3M+37.5% | $7.5M+1.9% | $7.3M-6.4% | $7.8M+7.7% | $7.3M-12.0% | $8.3M |
| Current Assets | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Cash & Equivalents | $726K-81.2% | $3.9M-22.0% | $5.0M+132.5% | $2.1M+51.5% | $1.4M-60.8% | $3.6M+575.6% | $532K+7.5% | $495K |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $2.0M-26.3% | $2.7M-16.7% | $3.2M-8.3% | $3.5M-4.2% | $3.7M-9.0% | $4.0M+46.0% | $2.8M-5.4% | $2.9M |
| Current Liabilities | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $5.7M+6.9% | $5.3M-24.1% | $7.0M+78.3% | $3.9M+8.1% | $3.7M-3.6% | $3.8M-15.8% | $4.5M-15.6% | $5.3M |
| Retained Earnings | -$32.3M-0.6% | -$32.1M-5.8% | -$30.3M-0.5% | -$30.2M-1.6% | -$29.7M-1.9% | -$29.1M-2.9% | -$28.3M-3.3% | -$27.4M |
OXBRW Cash Flow Statement
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $118K+105.4% | -$2.2M-898.2% | $272K+123.1% | -$1.2M-557.0% | $258K+837.1% | -$35K+87.3% | -$276K-387.5% | $96K |
| Capital Expenditures | $3K-25.0% | $4K-92.0% | $50K+4900.0% | $1K | $0 | $0 | $0 | $0 |
| Free Cash Flow | $7.4M+1408.5% | -$565K-476.5% | -$98K-246.3% | $67K+148.1% | $27K+112.6% | -$215K+94.9% | -$4.3M-4528.1% | $96K |
| Investing Cash Flow | $0 | $0-100.0% | $63K-81.0% | $332K | $0 | $0-100.0% | $448K | $0 |
| Financing Cash Flow | $405K+152.4% | -$773K-122.9% | $3.4M+75.6% | $1.9M+232.0% | $578K+297.9% | -$292K-173.9% | $395K | $0 |
| Dividends Paid | $720K | $0-100.0% | $268K | N/A | $0 | N/A | $0 | $0 |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | $0 | $0 |
OXBRW Financial Ratios
| Metric | Q3'25 | Q2'25 | Q1'25 | Q3'24 | Q3'24 | Q2'24 | Q1'24 | Q4'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Net Margin | -29.0%+253.1pp | -282.1%-262.0pp | -20.1%+88.9pp | -109.0%+154.4pp | -263.4%+1602.5pp | -1865.9%-1741.1pp | -124.8%-113.7pp | -11.1% |
| Return on Equity | 3.9%+2.3pp | 1.5%+0.4pp | 1.1%+0.4pp | 0.8% | N/A | N/A | N/A | N/A |
| Return on Assets | -2.1%+18.3pp | -20.4%-19.1pp | -1.4%+4.8pp | -6.2%+1.2pp | -7.4%+3.1pp | -10.5%+2.0pp | -12.5%+19.9pp | -32.4% |
| Current Ratio | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Debt-to-Equity | 0.35-0.2 | 0.50+0.0 | 0.46-0.4 | 0.89-0.1 | 1.01-0.1 | 1.07+0.5 | 0.61+0.1 | 0.55 |
| FCF Margin | 399.4%+462.3pp | -62.8%-47.7pp | -15.1%-31.7pp | 16.5%+8.8pp | 7.7%+205.0pp | -197.3%+3436.1pp | -3633.3%+3598.6pp | -7231.9% |
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Frequently Asked Questions
What is Oxbridge Re Hldg's annual revenue?
Oxbridge Re Hldg (OXBRW) reported $546K in total revenue for fiscal year 2024. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
Is Oxbridge Re Hldg profitable?
No, Oxbridge Re Hldg (OXBRW) reported a net income of -$2.7M in fiscal year 2024, with a net profit margin of -499.3%.
What is Oxbridge Re Hldg's earnings per share (EPS)?
Oxbridge Re Hldg (OXBRW) reported diluted earnings per share of $-0.45 for fiscal year 2024. This represents a 73.4% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Oxbridge Re Hldg's net profit margin?
Oxbridge Re Hldg (OXBRW) had a net profit margin of -499.3% in fiscal year 2024, representing the share of revenue converted into profit after all expenses.
What is Oxbridge Re Hldg's operating cash flow?
Oxbridge Re Hldg (OXBRW) generated -$1.2M in operating cash flow during fiscal year 2024, representing cash generated from core business activities.
What are Oxbridge Re Hldg's total assets?
Oxbridge Re Hldg (OXBRW) had $7.5M in total assets as of fiscal year 2024, including both current and long-term assets.
How many shares does Oxbridge Re Hldg have outstanding?
Oxbridge Re Hldg (OXBRW) had 6M shares outstanding as of fiscal year 2024.
What is Oxbridge Re Hldg's debt-to-equity ratio?
Oxbridge Re Hldg (OXBRW) had a debt-to-equity ratio of 0.89 as of fiscal year 2024, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Oxbridge Re Hldg's return on assets (ROA)?
Oxbridge Re Hldg (OXBRW) had a return on assets of -36.5% for fiscal year 2024, measuring how efficiently the company uses its assets to generate profit.
What is Oxbridge Re Hldg's cash runway?
Based on fiscal year 2024 data, Oxbridge Re Hldg (OXBRW) had $2.1M in cash against an annual operating cash burn of $1.2M. This gives an estimated cash runway of approximately 21 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
What is Oxbridge Re Hldg's Piotroski F-Score?
Oxbridge Re Hldg (OXBRW) has a Piotroski F-Score of 2 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Oxbridge Re Hldg's earnings high quality?
Oxbridge Re Hldg (OXBRW) has an earnings quality ratio of 0.45x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.