Paid Financials
This page shows Paid (PAYD) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
For every $1 of reported earnings, Paid generates $0.14 in operating cash flow (-$53K OCF vs -$368K net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Key Financial Metrics
Earnings & Revenue
Paid generated $20.7M in revenue in fiscal year 2025. This represents an increase of 11.4% from the prior year.
Paid's EBITDA was -$365K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents a decrease of 93.6% from the prior year.
Paid reported -$368K in net income in fiscal year 2025. This represents a decrease of 148.2% from the prior year.
Paid earned $-0.04 per diluted share (EPS) in fiscal year 2025. This represents a decrease of 144.4% from the prior year.
Cash & Balance Sheet
Paid generated -$56K in free cash flow in fiscal year 2025, representing cash available after capex. This represents a decrease of 112.6% from the prior year.
Paid had 8M shares outstanding in fiscal year 2025. This represents an increase of 4.7% from the prior year.
Margins & Returns
Paid's gross margin was 22.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 0.5 percentage points from the prior year.
Paid's operating margin was -3.2% in fiscal year 2025, reflecting core business profitability. This is down 0.5 percentage points from the prior year.
Paid's net profit margin was -1.8% in fiscal year 2025, showing the share of revenue converted to profit. This is down 5.9 percentage points from the prior year.
Capital Allocation
Paid spent $4K on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents an increase of 0.0% from the prior year.
Paid invested $2K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 62.2% from the prior year.
PAYD Income Statement
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $5.5M+1.5% | $5.4M+24.0% | $4.4M-18.6% | $5.4M+20.9% | $4.4M-3.4% | $4.6M+10.6% | $4.2M-8.0% | $4.5M |
| Cost of Revenue | $4.2M+0.1% | $4.2M+25.9% | $3.4M-25.6% | $4.5M+34.3% | $3.4M-3.8% | $3.5M+11.2% | $3.1M-9.6% | $3.5M |
| Gross Profit | $1.3M+6.3% | $1.2M+17.8% | $1.0M+18.4% | $862K-20.5% | $1.1M-2.1% | $1.1M+8.8% | $1.0M-2.5% | $1.0M |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $385K-10.9% | $433K-17.6% | $525K-13.7% | $609K+18.7% | $513K+6.3% | $483K+29.9% | $371K+2.4% | $363K |
| Operating Income | $25K+106.2% | -$407K-156.0% | -$159K+30.9% | -$230K-53.7% | -$150K-98.3% | -$76K-99.7% | -$38K-7.1% | -$35K |
| Interest Expense | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Income Tax | $6K+1305.5% | $456 | $0+100.0% | -$50K-4605.8% | $1K-58.5% | $3K-51.9% | $6K+106.0% | -$93K |
| Net Income | $32K+108.1% | -$397K-167.1% | -$149K+13.8% | -$173K-29.1% | -$134K-117.4% | $770K+157.3% | $299K-52.9% | $636K |
| EPS (Diluted) | $0.00+100.0% | $-0.05-150.0% | $-0.02 | N/A | $-0.02-120.0% | $0.10+150.0% | $0.04 | N/A |
PAYD Balance Sheet
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $8.3M+1.6% | $8.2M+4.4% | $7.8M-7.0% | $8.4M+0.7% | $8.4M-0.7% | $8.4M+14.9% | $7.3M+5.4% | $7.0M |
| Current Assets | $1.9M+10.1% | $1.7M+22.6% | $1.4M-27.7% | $1.9M-67.2% | $5.8M-6.5% | $6.2M+23.9% | $5.0M+11.1% | $4.5M |
| Cash & Equivalents | $1.1M+7.6% | $1.1M+42.2% | $751K-41.5% | $1.3M+17.9% | $1.1M-27.5% | $1.5M+18.2% | $1.3M-26.5% | $1.7M |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $325K+4.8% | $310K+8.1% | $287K+48.1% | $194K-7.7% | $210K-17.3% | $254K-12.8% | $291K+41.5% | $206K |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $3.2M0.0% | $3.2M+5.6% | $3.0M-11.8% | $3.4M+13.7% | $3.0M+2.2% | $2.9M+13.1% | $2.6M-8.3% | $2.8M |
| Current Liabilities | $2.3M+1.2% | $2.3M+6.0% | $2.1M-15.6% | $2.5M+25.7% | $2.0M-2.3% | $2.1M+20.4% | $1.7M-11.2% | $1.9M |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | $5.1M+2.6% | $5.0M+3.7% | $4.8M-3.8% | $5.0M-0.6% | $5.1M-2.4% | $5.2M+17.0% | $4.4M+7.0% | $4.1M |
| Retained Earnings | -$69.4M0.0% | -$69.4M-0.6% | -$69.0M-0.2% | -$68.9M-0.7% | -$68.4M-0.2% | -$68.2M+1.1% | -$69.0M+0.9% | -$69.6M |
PAYD Cash Flow Statement
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $173K-23.4% | $226K+147.3% | -$478K-180.9% | $590K+369.0% | -$219K-172.6% | $302K+234.0% | -$225K-183.4% | $270K |
| Capital Expenditures | $19-99.2% | $2K | $0+100.0% | -$46-411.1% | -$9+81.3% | -$48-100.7% | $7K | $0 |
| Free Cash Flow | $173K-22.6% | $223K+146.7% | -$478K-180.9% | $590K+369.0% | -$219K-172.6% | $302K+230.2% | -$232K-185.9% | $270K |
| Investing Cash Flow | -$75K-2964.5% | -$2K | $0+100.0% | -$1K+99.3% | -$198K-297.4% | -$50K+90.1% | -$507K | $0 |
| Financing Cash Flow | -$1 | $0-100.0% | $2K-49.6% | $4K | $0 | $0+100.0% | -$4K | $0 |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | $0 | $0 | $0-100.0% | $4K | $0 |
PAYD Financial Ratios
| Metric | Q2'26 | Q1'26 | Q4'25 | Q3'25 | Q2'25 | Q1'25 | Q4'24 | Q3'24 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 23.2%+1.0pp | 22.1%-1.2pp | 23.3%+7.3pp | 16.0%-8.3pp | 24.4%+0.3pp | 24.1%-0.4pp | 24.5%+1.4pp | 23.1% |
| Operating Margin | 0.5%+8.0pp | -7.5%-3.9pp | -3.6%+0.6pp | -4.3%-0.9pp | -3.4%-1.7pp | -1.6%-0.7pp | -0.9%-0.1pp | -0.8% |
| Net Margin | 0.6%+7.9pp | -7.3%-3.9pp | -3.4%-0.2pp | -3.2%-0.2pp | -3.0%-19.7pp | 16.7%+9.5pp | 7.2%-6.9pp | 14.1% |
| Return on Equity | 0.6%+8.6pp | -7.9%-4.8pp | -3.1%+0.4pp | -3.4%-0.8pp | -2.6%-17.5pp | 14.9%+8.1pp | 6.8%-8.6pp | 15.4% |
| Return on Assets | 0.4%+5.2pp | -4.9%-3.0pp | -1.9%+0.2pp | -2.1%-0.5pp | -1.6%-10.7pp | 9.1%+5.1pp | 4.1%-5.0pp | 9.1% |
| Current Ratio | 0.81+0.1 | 0.75+0.1 | 0.64-0.1 | 0.75-2.1 | 2.88-0.1 | 3.01+0.1 | 2.93+0.6 | 2.34 |
| Debt-to-Equity | 0.62-0.0 | 0.64+0.0 | 0.62-0.1 | 0.68+0.1 | 0.59+0.0 | 0.57-0.0 | 0.59-0.1 | 0.68 |
| FCF Margin | 3.1%-1.0pp | 4.1%+15.0pp | -10.9%-21.9pp | 11.0%+15.9pp | -4.9%-11.5pp | 6.6%+12.1pp | -5.6%-11.6pp | 6.0% |
Similar Companies
Frequently Asked Questions
What is Paid's annual revenue?
Paid (PAYD) reported $20.7M in total revenue for fiscal year 2025. This represents a 11.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Paid's revenue growing?
Paid (PAYD) revenue grew by 11.4% year-over-year, from $18.6M to $20.7M in fiscal year 2025.
Is Paid profitable?
No, Paid (PAYD) reported a net income of -$368K in fiscal year 2025, with a net profit margin of -1.8%.
What is Paid's EBITDA?
Paid (PAYD) had EBITDA of -$365K in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
What is Paid's gross margin?
Paid (PAYD) had a gross margin of 22.4% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Paid's operating margin?
Paid (PAYD) had an operating margin of -3.2% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Paid's net profit margin?
Paid (PAYD) had a net profit margin of -1.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Paid's free cash flow?
Paid (PAYD) generated -$56K in free cash flow during fiscal year 2025. This represents a -112.6% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Paid's operating cash flow?
Paid (PAYD) generated -$53K in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Paid's capital expenditures?
Paid (PAYD) invested $2K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Are Paid's earnings high quality?
Paid (PAYD) has an earnings quality ratio of 0.14x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.