What is Pultegroup's earnings per share (EPS)?

Pultegroup (PHM) reported diluted earnings per share of $11.12 for fiscal year 2025. This represents a -24.3% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Pultegroup (PHM) Financials

PHM

Trailing 12 months to June 30, 2026

Revenue $16.4B -7.3% YoY

Net Income $1.9B -30.5% YoY

EPS (Diluted) $9.80 -26.6% YoY

Free Cash Flow $1.5B +14.8% YoY

Market Cap $23.6B as of Sep 2, 2026

Price / Sales 1.4x on $16.4B revenue, trailing 12 months to June 30, 2026

Price / Earnings 12.4x on $1.9B net income, trailing 12 months to June 30, 2026

Price / Book 1.8x on $13.0B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Sep 2, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Jul 22, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Jul 22, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the PHM SEC filings page.

Pultegroup (PHM) reported $16.4B in revenue over the twelve months to Jun 30, 2026, down 7.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI PHM FY2025 2026-08-27

Higher overhead weakened earnings, but cash conversion and a lightly leveraged balance sheet remained the business’s defining mechanics.

FY2025 operating cash flow rose to $1.87B even as net income fell to $2.22B, so the earnings decline did not translate proportionally into operating cash pressure. Free-cash-flow margin also improved to 10.1% from 8.7%, indicating better cash retention relative to revenue despite weaker reported profitability.

The margin compression reflects more than a modest top-line contraction: revenue fell to $17.31B while selling, general and administrative expense climbed to $1.57B. Net profit margin consequently dropped from 17.2% to 12.8%, showing that overhead absorbed a larger share of the business.

The balance sheet became more equity-funded as liabilities declined to $5.06B while equity reached $12.99B, leaving debt-to-equity at just 0.0034x. The company also repurchased $1.20B of shares and paid $177M in dividends, alongside a decline in shares outstanding from 2024 to 2025.

Financial Health Signals

Financial health score not available

Pultegroup does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

3/7

Pultegroup passes 3 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 2 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality Mixed

0.84x

For every $1 of reported earnings, Pultegroup generates $0.84 in operating cash flow ($1.9B OCF vs $2.2B net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

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Earnings & Revenue

Revenue

$4.0B

YoY-9.6%

QoQ+16.9%

5Y CAGR+3.5%

10Y CAGR+8.3%

Pultegroup generated $4.0B in revenue in Q2 2026. This represents a decrease of 9.6% from the same quarter a year earlier. Against the prior quarter it is up 16.9%.

Net Income

$472.0M

YoY-22.4%

QoQ+36.0%

5Y CAGR-1.3%

10Y CAGR+14.9%

Pultegroup reported $472.0M in net income in Q2 2026. This represents a decrease of 22.4% from the same quarter a year earlier. Against the prior quarter it is up 36.0%.

EPS (Diluted)

$2.48

YoY-18.2%

QoQ+38.5%

5Y CAGR+5.5%

10Y CAGR+22.0%

Pultegroup earned $2.48 per diluted share (EPS) in Q2 2026. This represents a decrease of 18.2% from the same quarter a year earlier. Against the prior quarter it is up 38.5%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

-$12.8M

YoY-105.1%

QoQ-109.6%

Pultegroup recorded an outflow of $12.8M in free cash flow in Q2 2026, representing a cash shortfall after capex. This represents a decrease of 105.1% from the same quarter a year earlier. Against the prior quarter it is down 109.6%.

Cash & Debt

$1.3B

YoY+8.2%

QoQ-26.1%

5Y CAGR-4.3%

10Y CAGR+19.3%

Pultegroup held $1.3B in cash as of Q2 2026; long-term debt is not reported for that period.

Dividends Per Share

$0.26

YoY+18.2%

QoQ0.0%

5Y CAGR+13.2%

10Y CAGR+11.2%

Pultegroup paid $0.26 per share in dividends in Q2 2026. This represents an increase of 18.2% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

187M

YoY-5.0%

QoQ-1.6%

5Y CAGR-6.3%

10Y CAGR-5.9%

Pultegroup had 187M shares outstanding in Q2 2026. This represents a decrease of 5.0% from the same quarter a year earlier. Against the prior quarter it is down 1.6%.

Margins & Returns

Gross Margin

26.6%

YoY-2.0pp

QoQ+0.7pp

Pultegroup's gross margin was 26.6% in Q2 2026, indicating the percentage of revenue retained after direct costs. This is down 2.0 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.7 percentage points.

Net Margin

11.8%

YoY-2.0pp

QoQ+1.7pp

5Y CAGR-3.1pp

10Y CAGR+5.3pp

Pultegroup's net profit margin was 11.8% in Q2 2026, showing the share of revenue converted to profit. This is down 2.0 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.7 percentage points.

Return on Equity

3.6%

YoY-1.2pp

QoQ+0.9pp

5Y CAGR-3.6pp

10Y CAGR+1.2pp

Pultegroup's ROE was 3.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 1.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.9 percentage points.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$373.0M

YoY+24.3%

QoQ+21.0%

5Y CAGR+13.3%

10Y CAGR+22.7%

Pultegroup spent $373.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 24.3% from the same quarter a year earlier. Against the prior quarter it is up 21.0%.

Capital Expenditures

$29.9M

YoY-13.4%

QoQ+17.7%

5Y CAGR+12.2%

10Y CAGR+9.9%

Pultegroup invested $29.9M in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 13.4% from the same quarter a year earlier. Against the prior quarter it is up 17.7%.

R&D Spending

Not reported for Q2 2026.

PHM Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PHM quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$16.4B	$17.3B-3.5%	$17.9B+11.7%	$16.1B+0.4%	$16.0B+16.5%	$13.7B+24.5%	$11.0B+8.1%	$10.2B+0.2%	$10.2B+18.8%	$8.6B+11.8%	$7.7B+28.2%	$6.0B+2.7%	$5.8B+2.5%	$5.7B+17.8%	$4.8B+16.5%	$4.1B
SG&A Expenses	$1.6B	$1.6B+19.1%	$1.3B+0.7%	$1.3B-5.0%	$1.4B+14.3%	$1.2B+19.5%	$1.0B-3.1%	$1.0B+3.2%	$1.0B+13.5%	$891.6M-6.9%	$957.1M+20.4%	$794.7M-7.7%	$861.4M+51.5%	$568.5M+10.5%	$514.5M-1.0%	$519.6M
Interest Expense	N/A	$605K+26.3%	$479K+2.1%	$469K+65.1%	$284K-43.4%	$502K-88.2%	$4.2M+627.4%	$584K-5.5%	$618K+22.9%	$503K-26.7%	$686K	N/A	$849K+19.2%	$712K-13.1%	$819K-37.6%	$1.3M
Income Tax	$588.4M	$692.6M-24.9%	$922.6M+8.9%	$846.9M+3.0%	$822.2M+45.9%	$563.5M+75.1%	$321.9M-0.3%	$322.9M-0.8%	$325.5M-33.8%	$491.6M+48.5%	$331.1M+2.9%	$321.9M+49.4%	$215.4M+110.3%	-$2.1B-9161.6%	-$22.6M+77.4%	-$99.9M
Net Income	$1.9B	$2.2B-28.0%	$3.1B+18.5%	$2.6B-0.6%	$2.6B+34.5%	$1.9B+38.3%	$1.4B+38.4%	$1.0B-0.5%	$1.0B+128.5%	$447.2M-25.8%	$602.7M+22.0%	$494.1M+4.2%	$474.3M-81.9%	$2.6B+1171.0%	$206.1M+198.0%	-$210.4M
EPS (Basic)	N/A	$11.21-24.4%	$14.82+25.7%	$11.79+6.5%	$11.07+48.8%	$7.44+43.4%	$5.19+41.4%	$3.67+3.1%	$3.56+145.5%	$1.45-17.6%	$1.76+27.5%	$1.38+8.7%	$1.27-81.3%	$6.79+1157.4%	$0.54+198.2%	-$0.55
EPS (Diluted)	$9.80	$11.12-24.3%	$14.69+25.3%	$11.72+6.4%	$11.01+48.2%	$7.43+43.4%	$5.18+41.5%	$3.66+3.1%	$3.55+146.5%	$1.44-17.7%	$1.75+28.7%	$1.36+7.9%	$1.26-81.3%	$6.72+1144.4%	$0.54+198.2%	-$0.55
Diluted Shares (Avg)	N/A	200M-4.9%	210M-5.1%	221M-6.4%	236M-9.1%	260M-3.5%	269M-2.1%	275M-3.4%	285M-7.2%	307M-10.3%	342M-4.9%	360M-3.8%	374M-3.3%	387M+0.6%	385M+1.2%	380M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$4.0B-9.6%	$3.4B-12.4%	$4.6B-6.3%	$4.4B-1.6%	$4.4B-4.3%	$3.9B-1.4%	$4.9B+14.6%	$4.5B+11.8%
Cost of Revenue	$2.9B-7.0%	$2.5B-8.8%	N/A	$3.2B+2.1%	$3.1B-0.3%	$2.8B+1.6%	N/A	$3.1B+12.3%
Gross Profit	$1.1B-15.9%	$881.3M-21.5%	N/A	$1.2B-10.0%	$1.3B-12.9%	$1.1B-8.2%	N/A	$1.4B+10.6%
SG&A Expenses	$383.0M-1.9%	$380.3M-3.3%	$389.5M+99.1%	$400.7M-1.5%	$390.5M+8.1%	$393.3M+10.0%	$195.6M-36.5%	$406.9M+15.2%
Income Tax	$150.4M-24.3%	$102.4M-35.3%	$153.6M-43.0%	$182.0M-12.6%	$198.7M-16.9%	$158.3M-23.0%	$269.5M+14.3%	$208.3M-0.1%
Net Income	$472.0M-22.4%	$347.0M-33.6%	$501.6M-45.1%	$585.8M-16.1%	$608.5M-24.8%	$522.8M-21.1%	$913.2M+28.4%	$697.9M+9.3%
EPS (Basic)	$2.49-18.4%	$1.81-30.1%	$2.59-41.9%	$2.98-11.8%	$3.05-21.0%	$2.59-17.3%	$4.46+35.2%	$3.38+15.8%
EPS (Diluted)	$2.48-18.2%	$1.79-30.4%	$2.57-41.7%	$2.96-11.6%	$3.03-20.9%	$2.57-17.1%	$4.41+34.9%	$3.35+15.5%
Diluted Shares (Avg)	191M-5.0%	193M-5.0%	N/A	198M-5.0%	201M-5.0%	204M-4.6%	N/A	208M-5.1%

Not reported in any period shown, so not listed: R&D Expenses, Operating Income, EBITDA, Interest Expense.

PHM Balance Sheet

PHM quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$18.0B+3.9%	$17.4B+7.9%	$16.1B+8.7%	$14.8B+10.8%	$13.4B+9.4%	$12.2B+13.9%	$10.7B+5.3%	$10.2B+5.0%	$9.7B-4.8%	$10.2B+10.8%	$9.2B+7.4%	$8.6B-2.0%	$8.7B+29.7%	$6.7B-2.2%	$6.9B
Cash & Equivalents	$2.0B+22.8%	$1.6B-10.7%	$1.8B+71.5%	$1.1B-40.8%	$1.8B-31.1%	$2.6B+112.0%	$1.2B+9.7%	$1.1B+307.1%	$272.7M-61.0%	$698.9M-7.3%	$754.2M-41.7%	$1.3B-18.2%	$1.6B+12.5%	$1.4B+29.7%	$1.1B
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	$6.2M-84.8%	$40.9M-49.1%	$80.3M+20.8%	$66.5M+141.8%	$27.5M+439.2%	$5.1M+37.8%	$3.7M-54.3%	$8.1M-37.7%	$13.0M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$40.4M-41.4%	$68.9M0.0%	$68.9M0.0%	$68.9M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$0
Total Liabilities	$5.1B-3.4%	$5.2B-8.1%	$5.7B-3.0%	$5.9B+0.3%	$5.9B+4.0%	$5.6B+7.2%	$5.3B-1.8%	$5.4B-3.2%	$5.5B+0.2%	$5.5B+24.6%	$4.4B+17.7%	$3.8B-7.9%	$4.1B-10.1%	$4.5B-8.1%	$4.9B
Long-Term Debt	$43.9M+41.2%	$31.1M-57.7%	$73.5M-4.9%	$77.3M+21.0%	$63.9M	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$13.0B+7.1%	$12.1B+16.7%	$10.4B+16.5%	$8.9B+19.0%	$7.5B+14.0%	$6.6B+20.4%	$5.5B+13.3%	$4.8B+16.0%	$4.2B-10.8%	$4.7B-2.1%	$4.8B-0.9%	$4.8B+3.4%	$4.6B+112.3%	$2.2B+12.9%	$1.9B
Retained Earnings	$9.5B+9.2%	$8.7B+24.0%	$7.0B+25.6%	$5.6B+33.0%	$4.2B+26.9%	$3.3B+48.9%	$2.2B+37.6%	$1.6B+64.7%	$980.1M-36.4%	$1.5B-7.4%	$1.7B-3.8%	$1.7B+8.5%	$1.6B+288.8%	-$844.1M+19.6%	-$1.1B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$18.3B+3.8%	$18.2B+5.0%	$18.0B+3.9%	$17.9B+5.3%	$17.6B+6.3%	$17.3B+5.1%	$17.4B+7.9%	$17.0B+7.9%
Cash & Equivalents	$1.3B+8.2%	$1.8B+46.2%	$2.0B+22.8%	$1.5B+3.9%	$1.2B-11.4%	$1.2B-28.1%	$1.6B-10.7%	$1.4B-24.4%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$40.4M-41.4%	$40.4M-41.4%	$40.4M-41.4%	$68.9M0.0%	$68.9M0.0%	$68.9M0.0%	$68.9M0.0%	$68.9M0.0%
Total Liabilities	$5.2B+4.7%	$5.2B+4.1%	$5.1B-3.4%	$5.0B-6.8%	$5.0B-5.8%	$5.0B-12.2%	$5.2B-8.1%	$5.4B-5.5%
Long-Term Debt	N/A	N/A	$43.9M+41.2%	N/A	N/A	N/A	$31.1M-57.7%	N/A
Total Equity	$13.0B+3.5%	$13.0B+5.3%	$13.0B+7.1%	$12.8B+10.9%	$12.6B+12.0%	$12.3B+14.3%	$12.1B+16.7%	$11.6B+15.5%
Retained Earnings	N/A	N/A	$9.5B+9.2%	N/A	N/A	N/A	$8.7B+24.0%	N/A

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

PHM Cash Flow Statement

PHM quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$1.6B	$1.9B+11.3%	$1.7B-23.5%	$2.2B+228.6%	$668.5M-33.4%	$1.0B-43.7%	$1.8B+65.8%	$1.1B-25.7%	$1.4B+118.4%	$663.1M+871.3%	$68.3M+120.2%	-$337.6M-209.6%	$307.9M-65.1%	$881.1M+15.9%	$760.1M+4299.2%	$17.3M
Depreciation & Amortization	N/A	$112.5M+26.2%	$89.2M+10.3%	$80.8M+14.0%	$70.9M+1.4%	$70.0M+5.9%	$66.1M+22.4%	$54.0M+9.2%	$49.4M-3.1%	$51.0M-5.6%	$54.0M+16.8%	$46.2M+15.9%	$39.9M+26.2%	$31.6M+5.2%	$30.0M-6.5%	$32.1M
Stock-Based Compensation	N/A	$54.8M+0.2%	$54.7M+13.5%	$48.2M+12.1%	$43.0M+17.0%	$36.7M+11.9%	$32.8M+15.8%	$28.4M+0.3%	$28.3M-16.0%	$33.7M+51.5%	$22.2M-10.2%	$24.8M-15.5%	$29.3M-3.9%	$30.5M+33.1%	$22.9M+34.9%	$17.0M
Capital Expenditures	$113.9M	$122.7M+3.5%	$118.5M+28.6%	$92.2M-18.2%	$112.7M+54.8%	$72.8M+24.7%	$58.4M+0.4%	$58.1M-1.6%	$59.0M+84.2%	$32.1M-18.4%	$39.3M-13.5%	$45.4M-6.9%	$48.8M+68.8%	$28.9M+107.3%	$13.9M-34.4%	$21.2M
Free Cash Flow	$1.5B	$1.7B+11.9%	$1.6B-25.8%	$2.1B+278.7%	$555.8M-40.3%	$931.2M-46.0%	$1.7B+69.6%	$1.0B-26.7%	$1.4B+120.2%	$631.0M+2077.8%	$29.0M+107.6%	-$383.0M-247.8%	$259.1M-69.6%	$852.2M+14.2%	$746.2M+18948.1%	-$4.0M
Investing Cash Flow	-$129.0M	-$80.4M+14.9%	-$94.5M+26.8%	-$129.1M+24.8%	-$171.7M-38.4%	-$124.1M-15.0%	-$107.9M+52.0%	-$224.7M-455.1%	-$40.5M+19.4%	-$50.2M+89.3%	-$471.2M-1263.2%	-$34.6M+71.8%	-$122.6M-166.7%	-$46.0M-573.7%	$9.7M+110.4%	-$93.6M
Financing Cash Flow	-$1.4B	-$1.4B+19.4%	-$1.8B-35.7%	-$1.3B-6.3%	-$1.2B+26.4%	-$1.7B-467.8%	-$295.6M+59.7%	-$733.6M-26.4%	-$580.3M+43.7%	-$1.0B-393.6%	$350.7M+317.0%	-$161.6M+69.5%	-$529.1M+19.8%	-$659.6M-47.2%	-$448.2M-38.3%	-$324.0M
Dividends Paid	$187.9M	$176.7M+5.4%	$167.7M+17.7%	$142.5M-1.1%	$144.1M-2.5%	$147.8M+13.6%	$130.2M+6.4%	$122.3M+17.6%	$104.0M-7.7%	$112.7M-9.6%	$124.7M+7.5%	$116.0M+53.3%	$75.6M+97.1%	$38.4M	$0	$0
Share Buybacks	$1.3B	$1.2B0.0%	$1.2B+20.0%	$1.0B-6.9%	$1.1B+19.8%	$897.3M+425.7%	$170.7M-37.8%	$274.3M-6.9%	$294.6M-67.6%	$910.3M+50.9%	$603.2M+36.2%	$442.7M+75.0%	$253.0M+98.2%	$127.7M+13184.2%	$961K-66.1%	$2.8M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$17.1M-94.1%	$159.8M+19.0%	$771.1M+35.9%	$678.4M+48.8%	$287.5M-31.1%	$134.2M-44.0%	$567.6M+96.8%	$455.9M-0.4%
Depreciation & Amortization	$25.4M+1.4%	$24.5M-0.5%	$37.0M+52.8%	$25.8M+17.0%	$25.0M+14.7%	$24.7M+17.1%	$24.2M+14.9%	$22.1M+7.4%
Stock-Based Compensation	N/A	$19.4M+6.8%	N/A	N/A	N/A	$18.1M+9.3%	N/A	N/A
Capital Expenditures	$29.9M-13.4%	$25.4M-14.2%	$31.3M+27.9%	$27.3M-29.6%	$34.5M+10.5%	$29.6M+23.0%	$24.5M-0.6%	$38.7M+72.3%
Free Cash Flow	-$12.8M-105.1%	$134.4M+28.4%	$739.8M+36.2%	$651.1M+56.1%	$253.0M-34.5%	$104.6M-51.5%	$543.1M+105.9%	$417.2M-4.2%
Investing Cash Flow	-$62.8M-11503.3%	-$24.9M+37.3%	-$16.3M-217.6%	-$24.9M+40.9%	$551K+101.4%	-$39.7M-47.8%	$13.9M+140.7%	-$42.1M-2.7%
Financing Cash Flow	-$420.3M-41.7%	-$300.2M+36.4%	-$225.6M+41.1%	-$441.2M-9.1%	-$296.6M+57.5%	-$472.3M-59.6%	-$382.9M-25.7%	-$404.6M-37.2%
Dividends Paid	$49.3M+12.0%	$52.0M+13.6%	$43.0M+4.6%	$43.5M+4.6%	$44.0M+4.7%	$45.8M+7.4%	$41.1M+18.3%	$41.6M+18.6%
Share Buybacks	$373.0M+24.3%	$308.2M+2.7%	$300.0M-6.3%	$300.0M-6.3%	$300.0M-4.5%	$300.0M+22.0%	$320.0M+6.7%	$320.0M+6.7%

PHM Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PHM quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	12.8%-4.4pp	17.2%+1.0pp	16.2%-0.2pp	16.4%+2.2pp	14.2%+1.4pp	12.8%+2.8pp	10.0%-0.1pp	10.0%+4.8pp	5.2%-2.6pp	7.9%-0.4pp	8.3%+0.1pp	8.2%-38.0pp	46.1%+41.9pp	4.3%+9.4pp	-5.1%
Return on Equity	17.1%-8.4pp	25.4%+0.4pp	25.1%-4.3pp	29.4%+3.4pp	26.0%+4.6pp	21.4%+2.8pp	18.6%-2.6pp	21.2%+10.4pp	10.8%-2.2pp	12.9%+2.6pp	10.4%+0.5pp	9.9%-46.5pp	56.4%+46.9pp	9.4%+20.3pp	-10.8%
Return on Assets	12.3%-5.5pp	17.8%+1.6pp	16.2%-1.5pp	17.7%+3.1pp	14.6%+3.1pp	11.5%+2.0pp	9.5%-0.6pp	10.1%+5.4pp	4.6%-1.3pp	5.9%+0.5pp	5.4%-0.2pp	5.5%-24.5pp	30.0%+26.9pp	3.1%+6.1pp	-3.1%
Debt-to-Equity	0.000.0x	0.000.0x	0.010.0x	0.010.0x	0.01-0.8x	0.86-0.1x	0.96-0.1x	1.11-0.2x	1.33+0.1x	1.18+0.3x	0.93+0.1x	0.78-0.1x	0.88-1.2x	2.08-0.5x	2.55
Asset Turnover	0.96-0.1x	1.030.0x	1.00-0.1x	1.08+0.1x	1.03+0.1x	0.900.0x	0.950.0x	1.00+0.1x	0.89+0.1x	0.75+0.1x	0.650.0x	0.680.0x	0.65-0.1x	0.72+0.1x	0.60
FCF Margin	10.1%+1.4pp	8.7%-4.4pp	13.1%+9.6pp	3.5%-3.3pp	6.8%-8.9pp	15.6%+5.7pp	10.0%-3.7pp	13.6%+6.3pp	7.4%+7.0pp	0.4%+6.8pp	-6.4%-10.8pp	4.5%-10.6pp	15.0%-0.5pp	15.5%+15.6pp	-0.1%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Gross Margin	26.6%-2.0pp	25.9%-3.0pp	N/A	27.8%-2.6pp	28.6%-2.8pp	28.8%-2.1pp	N/A	30.4%-0.3pp
Net Margin	11.8%-2.0pp	10.2%-3.3pp	10.9%-7.7pp	13.3%-2.3pp	13.8%-3.8pp	13.4%-3.4pp	18.6%+2.0pp	15.6%-0.4pp
Return on Equity	3.6%-1.2pp	2.7%-1.6pp	3.9%-3.7pp	4.6%-1.5pp	4.8%-2.4pp	4.3%-1.9pp	7.5%+0.7pp	6.0%-0.3pp
Return on Assets	2.6%-0.9pp	1.9%-1.1pp	2.8%-2.5pp	3.3%-0.8pp	3.5%-1.4pp	3.0%-1.0pp	5.3%+0.8pp	4.1%+0.1pp
Debt-to-Equity	0.400.0x	0.400.0x	0.000.0x	0.39-0.1x	0.40-0.1x	0.41-0.1x	0.000.0x	0.47-0.1x
Asset Turnover	0.220.0x	0.190.0x	0.260.0x	0.250.0x	0.250.0x	0.220.0x	0.280.0x	0.260.0x
FCF Margin	-0.3%-6.1pp	3.9%+1.2pp	16.1%+5.0pp	14.8%+5.5pp	5.7%-2.7pp	2.7%-2.8pp	11.0%+4.9pp	9.3%-1.6pp

Not reported in any period shown, so not listed: Operating Margin, Current Ratio.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
Pultegroup PHM	FY2025	$17.3B	$2.2B	12.8%	$23.6B	—
NVR NVR	FY2025	$10.3B	$1.3B	13.0%	$16.8B	30/100
Lennar LEN	FY2025	$34.2B	$2.1B	6.1%	$20.3B	25/100
D R Horton Inc DHI	FY2025	$34.3B	$3.6B	10.5%	$40.4B	25/100
Toll Brothers TOL	FY2025	$11.0B	$1.3B	12.3%	$13.2B	42/100
Taylor Morrison Home Corp TMHC	FY2025	$8.1B	$782.5M	9.6%	$6.7B	29/100

Where Pultegroup Ranks

Frequently Asked Questions

What is Pultegroup's annual revenue?

Pultegroup (PHM) reported $17.3B in total revenue for fiscal year 2025. This represents a -3.5% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Pultegroup's revenue growing?

Pultegroup (PHM) revenue declined by 3.5% year-over-year, from $17.9B to $17.3B in fiscal year 2025.

Is Pultegroup profitable?

Yes, Pultegroup (PHM) reported a net income of $2.2B in fiscal year 2025, with a net profit margin of 12.8%.

How much debt does Pultegroup have?

As of fiscal year 2025, Pultegroup (PHM) had $2.0B in cash and equivalents against $43.9M in long-term debt.

What is Pultegroup's net profit margin?

Pultegroup (PHM) had a net profit margin of 12.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does Pultegroup pay dividends?

Yes, Pultegroup (PHM) paid $0.92 per share in dividends during fiscal year 2025.

What is Pultegroup's return on equity (ROE)?

Pultegroup (PHM) has a return on equity of 17.1% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Pultegroup's free cash flow?

Pultegroup (PHM) generated $1.7B in free cash flow during fiscal year 2025. This represents a 11.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Pultegroup's operating cash flow?

Pultegroup (PHM) generated $1.9B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Pultegroup's total assets?

Pultegroup (PHM) had $18.0B in total assets as of fiscal year 2025, including both current and long-term assets.

What are Pultegroup's capital expenditures?

Pultegroup (PHM) invested $122.7M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does Pultegroup buy back shares?

Yes, Pultegroup (PHM) spent $1.2B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does Pultegroup have outstanding?

Pultegroup (PHM) had 192M shares outstanding as of fiscal year 2025.

What is Pultegroup's debt-to-equity ratio?

Pultegroup (PHM) had a debt-to-equity ratio of 0.00 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Pultegroup's return on assets (ROA)?

Pultegroup (PHM) had a return on assets of 12.3% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Pultegroup's P/E ratio?

Pultegroup (PHM) trades at 12.4x earnings, its market capitalization divided by net income of $1.9B net income, trailing 12 months to June 30, 2026. The market capitalization is $23.6B as of Sep 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Pultegroup's price-to-sales ratio?

Pultegroup (PHM) trades at 1.4x sales, its market capitalization divided by revenue of $16.4B revenue, trailing 12 months to June 30, 2026. The market capitalization is $23.6B as of Sep 2, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is Pultegroup's Piotroski F-Score?

Pultegroup (PHM) has a Piotroski F-Score of 3 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Pultegroup's earnings high quality?

Pultegroup (PHM) has an earnings quality ratio of 0.84x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.