What is PennyMac Mortg's earnings per share (EPS)?

PennyMac Mortg (PMTW) reported diluted earnings per share of $0.99 for fiscal year 2025. This represents a -27.7% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

PennyMac Mortg (PMTW) Financials

PMTW

Trailing 12 months to June 30, 2026

Revenue $347.7M +14.6% YoY

Net Income $124.4M +96.3% YoY

EPS (Diluted) $1.43 +95.9% YoY

Operating Cash Flow -$10.1B -93.2% YoY

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 4, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the PMTW SEC filings page.

PennyMac Mortg (PMTW) reported $347.7M in revenue over the twelve months to Jun 30, 2026, up 14.6% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI PMTW FY2025 2026-08-29

Asset growth outruns revenue, while reported profits coexist with cash outflows funded through financing.

Earnings quality deteriorated across the two latest years: profit stayed positive in FY2024 and FY2025, while operating cash flow was -$2.7B and -$7.2B. That persistent gap indicates accounting income was not converting into internally generated cash.

FY2025 assets were $21.3B against $307M of revenue, revealing a balance sheet vastly larger than the activity producing it. ROA of 0.4% therefore captures asset productivity more directly than revenue-based profitability ratios.

Debt-to-equity fell from 2.6x in FY2023 to 0.6x in FY2025, indicating a much lighter measured debt burden. Yet liabilities were 91.2% of assets and financing cash flow was $6.7B in FY2025, linking balance-sheet expansion to financing inflows rather than internally generated cash.

Financial Health Signals

Financial health score not available

PennyMac Mortg does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.

Piotroski F-Score Partial

2/7

PennyMac Mortg passes 2 of 7 computable financial strength tests (2 of the nine could not be computed from available data). 1 of 4 profitability signals pass, 1 of 2 leverage/liquidity signals pass, neither operating efficiency signal passes.

Earnings Quality No Cash Backing

N/A

PennyMac Mortg reported $86.1M of net income while operations used $7.2B of cash. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead.

Key Financial Metrics

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Earnings & Revenue

Revenue

$72.7M

YoY+3.6%

QoQ-11.5%

5Y CAGR-9.8%

PennyMac Mortg generated $72.7M in revenue in Q2 2026. This represents an increase of 3.6% from the same quarter a year earlier. Against the prior quarter it is down 11.5%.

Net Income

$30.9M

YoY+310.4%

QoQ+25.6%

5Y CAGR-4.1%

PennyMac Mortg reported $30.9M in net income in Q2 2026. This represents an increase of 310.4% from the same quarter a year earlier. Against the prior quarter it is up 25.6%.

EPS (Diluted)

$0.23

YoY+675.0%

QoQ+43.8%

5Y CAGR-6.4%

PennyMac Mortg earned $0.23 per diluted share (EPS) in Q2 2026. This represents an increase of 675.0% from the same quarter a year earlier. Against the prior quarter it is up 43.8%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Cash & Debt

$225.2M

YoY-37.9%

QoQ+5.3%

5Y CAGR+26.8%

10Y CAGR+8.9%

PennyMac Mortg held $225.2M in cash against $720.0M in long-term debt as of Q2 2026.

Dividends Per Share

$0.40

YoY0.0%

PennyMac Mortg paid $0.40 per share in dividends in Q2 2026. That is unchanged from the same quarter a year earlier.

Shares Outstanding

87M

YoY+0.2%

QoQ0.0%

5Y CAGR-2.3%

10Y CAGR+2.6%

PennyMac Mortg had 87M shares outstanding in Q2 2026. This represents an increase of 0.2% from the same quarter a year earlier. It is unchanged from the prior quarter.

Free Cash Flow

Not reported for Q2 2026.

Margins & Returns

Net Margin

42.5%

YoY+31.8pp

QoQ+12.5pp

5Y CAGR+11.2pp

PennyMac Mortg's net profit margin was 42.5% in Q2 2026, showing the share of revenue converted to profit. This is up 31.8 percentage points from the same quarter a year earlier. Against the prior quarter it is up 12.5 percentage points.

Return on Equity

1.7%

YoY+1.3pp

QoQ+0.3pp

5Y CAGR0.0pp

10Y CAGR+2.1pp

PennyMac Mortg's ROE was 1.7% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.3 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

None of these metrics is reported for Q2 2026.

PMTW Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PMTW quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$347.7M	$307.5M-8.0%	$334.2M-22.1%	$429.0M+41.2%	$303.8M-27.7%	$420.3M-10.5%	$469.4M-4.0%	$488.8M+39.2%	$351.1M+10.4%	$317.9M+16.9%	$272.1M+9.4%	$248.8M-30.3%	$356.7M-12.0%	$405.5M+33.6%	$303.5M+171.8%	$111.7M
SG&A Expenses	$12.4M	$11.9M+111.9%	$5.6M-21.1%	$7.1M+19.6%	$5.9M+48.5%	$4.0M+2.8%	$3.9M-43.6%	$6.9M+1.7%	$6.8M+7.3%	$6.3M-9.7%	$7.0M-5.0%	$7.4M-11.6%	$8.3M+5.2%	$7.9M+10.8%	$7.1M+38.4%	$5.2M
Interest Expense	$1.1B	$870.4M+21.8%	$714.7M-2.9%	$736.0M+79.3%	$410.4M+34.7%	$304.7M+12.5%	$270.8M-9.0%	$297.4M+69.8%	$175.2M+15.7%	$151.4M+1.1%	$149.8M+20.1%	$124.7M+45.7%	$85.6M+31.2%	$65.2M+106.1%	$31.6M+86.7%	$16.9M
Income Tax	-$39.4M	-$34.1M-85.7%	-$18.3M-141.0%	$44.7M-67.2%	$136.4M+1218.5%	-$12.2M-144.6%	$27.4M+176.6%	-$35.7M-788.2%	$5.2M-23.6%	$6.8M+148.4%	-$14.0M+16.4%	-$16.8M-11.4%	-$15.1M-204.4%	$14.4M-70.3%	$48.6M+502.9%	$8.1M
Net Income	$124.4M	$86.1M-27.8%	$119.2M-24.5%	$157.8M+237.1%	-$115.1M-544.4%	$25.9M-50.5%	$52.4M-76.9%	$226.4M+48.1%	$152.8M+29.8%	$117.7M+55.3%	$75.8M-15.9%	$90.1M-53.7%	$194.5M-2.8%	$200.2M+44.8%	$138.2M+114.5%	$64.4M
EPS (Basic)	N/A	$0.99-27.7%	$1.37-23.9%	$1.80+242.9%	-$1.26-584.6%	$0.26-3.7%	$0.27-89.4%	$2.54+21.5%	$2.09+36.6%	$1.53+40.4%	$1.09-8.4%	$1.19-54.6%	$2.62-16.3%	$3.13-0.3%	$3.14+30.3%	$2.41
EPS (Diluted)	$1.43	$0.99-27.7%	$1.37-16.0%	$1.63+229.4%	-$1.26-584.6%	$0.26	$0.27	$2.42+21.6%	$1.99+34.5%	$1.48+37.0%	$1.08-6.9%	$1.16-53.0%	$2.47-16.6%	$2.96	$3.14	$2.41
Diluted Shares (Avg)	N/A	87M+0.2%	87M-22.3%	112M+22.2%	91M-6.1%	97M	99M	88M+26.4%	69M-7.0%	75M-3.2%	77M-7.5%	83M+1.4%	82M+18.4%	69M	44M	27M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$72.7M+3.6%	$82.1M+84.7%	$93.6M-13.3%	$99.2M+22.7%	$70.2M-1.4%	$44.5M-40.1%	$107.9M+27.3%	$80.9M-50.5%
SG&A Expenses	$3.4M+19.5%	$3.0M+0.2%	$3.3M+227.3%	$2.8M+112.4%	$2.8M+107.2%	$3.0M+55.0%	$997K-57.2%	$1.3M-32.4%
Interest Expense	$311.3M+51.8%	$279.8M+53.6%	$254.7M+36.1%	$228.4M+24.0%	$205.1M+19.4%	$182.1M+6.2%	$187.1M+0.9%	$184.2M+0.1%
Income Tax	-$14.1M-248.8%	$2.3M+114.3%	-$16.2M-289.2%	-$11.3M+24.0%	$9.5M+198.3%	-$16.0M-4.9%	$8.6M+168.2%	-$14.9M-126.1%
Net Income	$30.9M+310.4%	$24.6M+154.3%	$10.6M+122.9%	$58.3M+40.8%	$7.5M-70.4%	$9.7M-79.7%	$4.8M-57.0%	$41.4M-32.6%
EPS (Basic)	$0.23+675.0%	$0.16+1700.0%	$0.49+16.7%	$0.55+52.8%	-$0.04-123.5%	-$0.01-102.3%	$0.42-14.3%	$0.36-39.0%
EPS (Diluted)	$0.23+675.0%	$0.16+1700.0%	$0.49	$0.55+52.8%	-$0.04-123.5%	-$0.01-102.6%	$0.42	$0.36-29.4%
Diluted Shares (Avg)	87M+0.3%	87M+0.2%	N/A	87M+0.2%	87M+0.2%	87M-21.7%	N/A	87M-21.8%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

PMTW Balance Sheet

PMTW quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$21.3B+48.2%	$14.4B+9.9%	$13.1B-5.8%	$13.9B+1.1%	$13.8B+19.8%	$11.5B-2.4%	$11.8B+50.7%	$7.8B+39.4%	$5.6B-11.8%	$6.4B+9.1%	$5.8B+19.0%	$4.9B+13.8%	$4.3B+68.1%	$2.6B+84.7%	$1.4B
Cash & Equivalents	$272.0M-19.5%	$337.7M+20.1%	$281.1M+151.3%	$111.9M+89.7%	$59.0M+2.2%	$57.7M-44.5%	$104.1M+73.9%	$59.8M-22.9%	$77.6M+125.2%	$34.5M-40.7%	$58.1M-23.9%	$76.4M+178.7%	$27.4M-62.3%	$72.8M+398.8%	$14.6M
Short-Term Investments	$190.5M+84.6%	$103.2M-19.6%	$128.3M-49.1%	$252.3M+50.2%	$168.0M+32.0%	$127.3M+40.1%	$90.8M+21.4%	$74.8M+306.8%	$18.4M-84.9%	$122.1M+191.6%	$41.9M-70.1%	$139.9M+51.4%	$92.4M	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$19.5B+56.0%	$12.5B+11.8%	$11.2B-6.7%	$12.0B+4.9%	$11.4B+24.0%	$9.2B-1.3%	$9.3B+49.2%	$6.2B+53.9%	$4.1B-18.9%	$5.0B+15.6%	$4.3B+30.5%	$3.3B+16.7%	$2.8B+109.4%	$1.4B+61.7%	$840.0M
Long-Term Debt	$1.1B+8.6%	$1.0B-80.4%	$5.1B+1.5%	$5.1B+13.0%	$4.5B	N/A	$2.2B+113.5%	$1.0B+52.9%	$661.7M	N/A	N/A	N/A	N/A	N/A	N/A
Total Equity	$1.9B-2.6%	$1.9B-0.9%	$2.0B-0.3%	$2.0B-17.1%	$2.4B+3.1%	$2.3B-6.3%	$2.5B+56.5%	$1.6B+1.4%	$1.5B+14.3%	$1.4B-9.7%	$1.5B-5.2%	$1.6B+7.6%	$1.5B+22.1%	$1.2B+120.0%	$546.0M
Retained Earnings	-$582.8M-10.2%	-$528.9M-4.0%	-$508.7M+3.4%	-$526.8M-105.3%	-$256.7M-154.8%	-$100.7M-551.4%	$22.3M+213.2%	-$19.7M+57.7%	-$46.7M-74.6%	-$26.7M-204.2%	$25.7M-73.8%	$97.7M+19.3%	$81.9M+15.6%	$70.9M+158.1%	$27.5M

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$25.1B+49.4%	$22.5B+51.3%	$21.3B+48.2%	$18.5B+41.9%	$16.8B+39.1%	$14.9B+21.0%	$14.4B+9.9%	$13.1B-1.3%
Cash & Equivalents	$225.2M-37.9%	$214.0M-13.7%	$272.0M-19.5%	$263.5M-23.5%	$362.9M+177.6%	$247.9M+95.9%	$337.7M+20.1%	$344.4M+45.7%
Short-Term Investments	$195.6M+80.1%	$187.7M-8.1%	$190.5M+84.6%	$181.0M+76.1%	$108.6M-67.7%	$204.2M-40.5%	$103.2M-19.6%	$102.8M-31.5%
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Total Liabilities	$23.2B+55.6%	$20.6B+59.1%	$19.5B+56.0%	$16.6B+49.7%	$14.9B+47.3%	$13.0B+25.5%	$12.5B+11.8%	$11.1B-1.4%
Long-Term Debt	$720.0M-40.5%	$1.5B+54.6%	$1.1B+8.6%	$299.0M-94.3%	$1.2B-77.4%	$968.4M-81.0%	$1.0B-80.4%	$5.2B+2.9%
Total Equity	$1.9B-0.7%	$1.9B-1.9%	$1.9B-2.6%	$1.9B-3.0%	$1.9B-3.8%	$1.9B-2.9%	$1.9B-0.9%	$1.9B-0.6%
Retained Earnings	-$618.3M-2.6%	-$603.6M-6.9%	-$582.8M-10.2%	-$589.6M-11.2%	-$602.4M-14.5%	-$564.5M-11.5%	-$528.9M-4.0%	-$530.2M-2.7%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities.

PMTW Cash Flow Statement

PMTW quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	-$10.1B	-$7.2B-166.9%	-$2.7B-301.7%	$1.3B-24.9%	$1.8B+163.3%	-$2.8B-519.8%	$671.7M+122.5%	-$3.0B-420.3%	-$573.8M-357.1%	$223.1M+135.9%	-$621.5M+28.0%	-$863.2M-135.8%	-$366.0M-50.7%	-$242.8M+70.4%	-$820.4M-189.2%	-$283.7M
Stock-Based Compensation	N/A	$3.9M+11.1%	$3.5M-33.2%	$5.2M+20.8%	$4.3M+78.2%	$2.4M+5.4%	$2.3M-58.5%	$5.5M+4.0%	$5.3M+8.4%	$4.9M-14.7%	$5.7M-9.4%	$6.3M+10.3%	$5.8M+5.5%	$5.5M+7.6%	$5.1M+35.6%	$3.7M
Investing Cash Flow	$1.7B	$429.7M-68.4%	$1.4B+6361.6%	-$21.7M+98.8%	-$1.9B-270.9%	$1.1B+7212.7%	-$15.4M+97.8%	-$704.7M+50.5%	-$1.4B-308.9%	$681.7M+251.5%	$194.0M	N/A	N/A	N/A	N/A	N/A
Financing Cash Flow	$8.2B	$6.7B+380.2%	$1.4B+221.7%	-$1.1B-945.7%	$135.9M-92.1%	$1.7B+345.9%	-$702.6M-118.8%	$3.7B+88.6%	$2.0B+329.8%	-$861.6M-313.3%	$404.0M	N/A	N/A	N/A	N/A	N/A
Dividends Paid	$139.4M	$139.4M0.0%	$139.3M-0.9%	$140.6M-19.0%	$173.5M-5.7%	$184.0M+21.4%	$151.6M+7.5%	$141.0M+22.0%	$115.6M-8.4%	$126.1M-4.1%	$131.6M-24.0%	$173.0M-0.8%	$174.4M+18.2%	$147.6M+55.6%	$94.8M+139.8%	$39.5M
Share Buybacks	N/A	$0	$0-100.0%	$28.5M-67.6%	$88.0M+54.8%	$56.9M+52.6%	$37.3M	$0-100.0%	$10.7M-88.2%	$91.2M-7.3%	$98.4M+502.1%	$16.3M	$0	$0	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	-$2.9B-45.8%	-$2.5B-325.6%	-$3.3B-104.0%	-$1.3B-31.9%	-$2.0B-926.7%	-$594.3M-73.6%	-$1.6B-404.0%	-$983.8M-1645.9%
Stock-Based Compensation	$1.5M+84.2%	$1.1M+14.1%	N/A	$812K-0.5%	$838K+1.3%	$963K-29.5%	N/A	$816K-42.5%
Investing Cash Flow	$325.6M+19.3%	$1.3B+3045.9%	$552.7M+96.0%	-$436.2M-238.5%	$272.9M+3830.9%	$40.2M-94.8%	$282.0M+443.1%	$314.9M+63.0%
Financing Cash Flow	$2.6B+41.3%	$1.2B+159.7%	$2.8B+107.4%	$1.6B+85.2%	$1.9B+899.6%	$464.3M+179.6%	$1.3B+427.9%	$882.6M+440.5%
Dividends Paid	$34.9M+0.1%	$34.8M0.0%	$34.8M0.0%	$34.8M0.0%	$34.8M0.0%	$34.8M+0.3%	$34.9M+0.1%	$34.9M+0.1%
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	$0-100.0%	$0

Not reported in any period shown, so not listed: Depreciation & Amortization, Capital Expenditures, Free Cash Flow.

PMTW Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

PMTW quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	28.0%-7.7pp	35.7%-1.1pp	36.8%+74.7pp	-37.9%-44.0pp	6.2%-5.0pp	11.2%-35.2pp	46.3%+2.8pp	43.5%+6.5pp	37.0%+9.2pp	27.9%-8.4pp	36.2%-18.3pp	54.5%+5.2pp	49.4%+3.8pp	45.6%-12.2pp	57.7%
Return on Equity	4.6%-1.6pp	6.2%-1.9pp	8.1%+13.9pp	-5.9%-7.0pp	1.1%-1.2pp	2.3%-7.0pp	9.2%-0.5pp	9.8%+2.1pp	7.6%+2.0pp	5.6%-0.4pp	6.0%-6.3pp	12.3%-1.3pp	13.7%+2.1pp	11.5%-0.3pp	11.8%
Return on Assets	0.4%-0.4pp	0.8%-0.4pp	1.2%+2.0pp	-0.8%-1.0pp	0.2%-0.3pp	0.5%-1.5pp	1.9%0.0pp	2.0%-0.1pp	2.1%+0.9pp	1.2%-0.4pp	1.6%-2.4pp	4.0%-0.7pp	4.7%-0.8pp	5.4%+0.8pp	4.7%
Debt-to-Equity	0.58+0.1x	0.52-2.1x	2.630.0x	2.58+0.7x	1.90-2.1x	4.00+3.1x	0.88+0.2x	0.65+0.2x	0.43-3.3x	3.71+0.8x	2.89+0.8x	2.10+0.2x	1.94+0.8x	1.13-0.4x	1.54
Asset Turnover	0.010.0x	0.020.0x	0.030.0x	0.020.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.060.0x	0.040.0x	0.040.0x	0.070.0x	0.090.0x	0.120.0x	0.08

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	42.5%+31.8pp	30.0%+8.2pp	11.3%+6.9pp	58.8%+7.5pp	10.7%-25.0pp	21.8%-42.4pp	4.4%-8.6pp	51.2%+13.6pp
Return on Equity	1.7%+1.3pp	1.3%+0.8pp	0.6%+0.3pp	3.1%+1.0pp	0.4%-0.9pp	0.5%-1.9pp	0.3%-0.3pp	2.1%-1.0pp
Return on Assets	0.1%+0.1pp	0.1%0.0pp	0.1%0.0pp	0.3%0.0pp	0.0%-0.2pp	0.1%-0.3pp	0.0%-0.1pp	0.3%-0.1pp
Debt-to-Equity	0.39-0.3x	0.80+0.3x	0.58+0.1x	0.16-2.5x	0.65-2.1x	0.51-2.1x	0.52-2.1x	2.70+0.1x
Asset Turnover	0.000.0x	0.000.0x	0.000.0x	0.010.0x	0.000.0x	0.000.0x	0.010.0x	0.010.0x

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio, FCF Margin.

Where PennyMac Mortg Ranks

Frequently Asked Questions

What is PennyMac Mortg's annual revenue?

PennyMac Mortg (PMTW) reported $307.5M in total revenue for fiscal year 2025. This represents a -8.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is PennyMac Mortg's revenue growing?

PennyMac Mortg (PMTW) revenue declined by 8.0% year-over-year, from $334.2M to $307.5M in fiscal year 2025.

Is PennyMac Mortg profitable?

Yes, PennyMac Mortg (PMTW) reported a net income of $86.1M in fiscal year 2025, with a net profit margin of 28.0%.

How much debt does PennyMac Mortg have?

As of fiscal year 2025, PennyMac Mortg (PMTW) had $272.0M in cash and equivalents against $1.1B in long-term debt.

What is PennyMac Mortg's net profit margin?

PennyMac Mortg (PMTW) had a net profit margin of 28.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does PennyMac Mortg pay dividends?

Yes, PennyMac Mortg (PMTW) paid $1.60 per share in dividends during fiscal year 2025.

What is PennyMac Mortg's return on equity (ROE)?

PennyMac Mortg (PMTW) has a return on equity of 4.6% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is PennyMac Mortg's operating cash flow?

PennyMac Mortg (PMTW) recorded an outflow of $7.2B in operating cash flow during fiscal year 2025, representing cash used by core business activities.

What are PennyMac Mortg's total assets?

PennyMac Mortg (PMTW) had $21.3B in total assets as of fiscal year 2025, including both current and long-term assets.

How many shares does PennyMac Mortg have outstanding?

PennyMac Mortg (PMTW) had 87M shares outstanding as of fiscal year 2025.

What is PennyMac Mortg's debt-to-equity ratio?

PennyMac Mortg (PMTW) had a debt-to-equity ratio of 0.58 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is PennyMac Mortg's return on assets (ROA)?

PennyMac Mortg (PMTW) had a return on assets of 0.4% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is PennyMac Mortg's Piotroski F-Score?

PennyMac Mortg (PMTW) has a Piotroski F-Score of 2 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are PennyMac Mortg's earnings high quality?

PennyMac Mortg (PMTW) reported $86.1M of net income while operations used $7.2B of cash. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.