Pricesmart Inc Financials
This page shows Pricesmart Inc (PSMT) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores
Pricesmart Inc has an operating margin of 4.4%, meaning the company retains $4 of operating profit per $100 of revenue. This below-average margin results in a low score of 22/100, suggesting thin profitability after operating expenses. This is down from 4.5% the prior year.
Pricesmart Inc's revenue grew 7.2% year-over-year to $5.3B, a solid pace of expansion. This earns a growth score of 49/100.
Pricesmart Inc carries a low D/E ratio of 0.12, meaning only $0.12 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 100/100, indicating a strong balance sheet with room for future borrowing.
Pricesmart Inc's current ratio of 1.34 indicates adequate short-term liquidity, earning a score of 34/100. The company can meet its near-term obligations, though with limited headroom.
Pricesmart Inc's free cash flow margin of 2.0% results in a low score of 10/100. Capital expenditures of $158.1M absorb a large share of operating cash flow.
Pricesmart Inc's ROE of 11.9% shows moderate profitability relative to equity, earning a score of 47/100. This is down from 12.4% the prior year.
Pricesmart Inc scores 6.23, well above the 2.99 safe threshold. This indicates low bankruptcy risk based on profitability, leverage, and asset efficiency.
Pricesmart Inc passes 5 of 9 financial strength tests. 3 of 4 profitability signals pass, 1 of 3 leverage/liquidity signals pass, 1 of 2 efficiency signals pass.
For every $1 of reported earnings, Pricesmart Inc generates $1.77 in operating cash flow ($261.3M OCF vs $147.9M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Pricesmart Inc earns $20.2 in operating income for every $1 of interest expense ($232.5M vs $11.5M). This wide margin provides strong safety for debt servicing, even if earnings decline temporarily.
Key Financial Metrics
Pricesmart Inc generated $5.3B in revenue in fiscal year 2025. This represents an increase of 7.2% from the prior year.
Pricesmart Inc's EBITDA was $320.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 5.6% from the prior year.
Pricesmart Inc generated $103.2M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 164.2% from the prior year.
Pricesmart Inc reported $147.9M in net income in fiscal year 2025. This represents an increase of 6.5% from the prior year.
Pricesmart Inc earned $4.82 per diluted share (EPS) in fiscal year 2025. This represents an increase of 5.5% from the prior year.
Pricesmart Inc held $241.0M in cash against $147.9M in long-term debt as of fiscal year 2025.
Pricesmart Inc paid $1.26 per share in dividends in fiscal year 2025. This represents a decrease of 41.7% from the prior year.
Pricesmart Inc had 31M shares outstanding in fiscal year 2025. This represents an increase of 0.7% from the prior year.
Pricesmart Inc's gross margin was 17.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is up 0.1 percentage points from the prior year.
Pricesmart Inc's operating margin was 4.4% in fiscal year 2025, reflecting core business profitability. This is down 0.1 percentage points from the prior year.
Pricesmart Inc's net profit margin was 2.8% in fiscal year 2025, showing the share of revenue converted to profit. This is down 0.0 percentage points from the prior year.
Pricesmart Inc's ROE was 11.9% in fiscal year 2025, measuring profit generated per dollar of shareholder equity. This is down 0.5 percentage points from the prior year.
Pricesmart Inc spent $6.7M on share buybacks in fiscal year 2025, returning capital to shareholders by reducing shares outstanding. This represents a decrease of 90.9% from the prior year.
Pricesmart Inc invested $158.1M in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents a decrease of 6.2% from the prior year.
PSMT Income Statement
| Metric | Q1'25 | Q3'25 | Q2'25 | Q1'24 | Q3'24 | Q2'24 | Q1'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Revenue | $1.4B+5.0% | $1.3B-3.4% | $1.4B+8.4% | $1.3B+2.3% | $1.2B-4.8% | $1.3B+10.8% | $1.2B+6.4% | $1.1B |
| Cost of Revenue | $1.1B | N/A | N/A | $1.0B | N/A | N/A | N/A | N/A |
| Gross Profit | $244.4M | N/A | N/A | $219.1M | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $49.3M+4.8% | $47.1M+9.4% | $43.0M+1.1% | $42.6M+5.3% | $40.4M+4.2% | $38.8M+9.5% | $35.4M+3.2% | $34.3M |
| Operating Income | $62.9M+11.9% | $56.2M-13.9% | $65.3M+12.0% | $58.3M+16.7% | $49.9M-21.5% | $63.6M+9.3% | $58.2M+35.2% | $43.1M |
| Interest Expense | $4.4M+60.0% | $2.8M+8.8% | $2.5M-5.8% | $2.7M-24.7% | $3.6M+8.7% | $3.3M+16.9% | $2.8M+2.5% | $2.7M |
| Income Tax | $15.5M+11.6% | $13.9M-15.1% | $16.4M+21.4% | $13.5M-6.8% | $14.5M-16.1% | $17.3M-4.9% | $18.2M+51.0% | $12.0M |
| Net Income | $40.2M+14.2% | $35.2M-19.7% | $43.8M+16.9% | $37.4M+15.2% | $32.5M-17.3% | $39.3M+3.2% | $38.0M+28.7% | $29.6M |
| EPS (Diluted) | $1.29+13.2% | $1.14-21.4% | $1.45+19.8% | $1.21+12.0% | $1.08-17.6% | $1.31+5.6% | $1.24+31.9% | $0.94 |
PSMT Balance Sheet
| Metric | Q1'25 | Q3'25 | Q2'25 | Q1'24 | Q3'24 | Q2'24 | Q1'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $2.4B+11.6% | $2.1B+2.5% | $2.1B+0.2% | $2.1B+3.2% | $2.0B-0.7% | $2.0B+0.4% | $2.0B+1.2% | $2.0B |
| Current Assets | $1.1B+16.9% | $900.8M+2.9% | $875.1M-1.9% | $892.5M+7.2% | $832.3M-1.8% | $847.7M-3.8% | $880.8M+0.4% | $877.1M |
| Cash & Equivalents | $206.4M+22.9% | $168.0M+28.8% | $130.4M+7.8% | $120.9M-3.5% | $125.4M-26.5% | $170.6M-2.2% | $174.5M-27.3% | $240.0M |
| Inventory | $618.8M+11.9% | $553.1M+0.6% | $549.7M-6.2% | $585.9M+10.8% | $528.7M+5.3% | $502.3M-5.2% | $529.9M+12.4% | $471.4M |
| Accounts Receivable | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Goodwill | $43.2M0.0% | $43.2M0.0% | $43.2M0.0% | $43.2M0.0% | $43.2M+0.2% | $43.1M0.0% | $43.1M+0.1% | $43.1M |
| Total Liabilities | $1.1B+17.1% | $930.2M+1.1% | $920.1M-1.0% | $929.1M+3.3% | $899.7M-4.6% | $942.9M-0.4% | $947.0M+5.4% | $898.6M |
| Current Liabilities | $788.9M+12.4% | $701.8M0.0% | $701.8M-0.8% | $707.6M+4.0% | $680.1M-4.0% | $708.7M+0.5% | $705.2M+11.1% | $634.5M |
| Long-Term Debt | $143.7M+66.8% | $86.2M-3.0% | $88.8M-5.0% | $93.6M-0.9% | $94.4M-7.7% | $102.3M+2.7% | $99.7M-16.6% | $119.5M |
| Total Equity | $1.3B+7.5% | $1.2B+3.5% | $1.2B+1.2% | $1.2B+3.2% | $1.1B+2.7% | $1.1B+1.1% | $1.1B-2.2% | $1.1B |
| Retained Earnings | $1.0B+7.4% | $967.8M+3.8% | $932.7M+0.5% | $927.7M+4.2% | $890.3M+3.6% | $859.3M+0.4% | $855.6M+4.7% | $817.6M |
PSMT Cash Flow Statement
| Metric | Q1'25 | Q3'25 | Q2'25 | Q1'24 | Q3'24 | Q2'24 | Q1'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $71.2M+35.0% | $52.8M-39.9% | $87.9M+128.0% | $38.5M-7.9% | $41.8M-51.7% | $86.6M+110.6% | $41.1M-43.4% | $72.7M |
| Capital Expenditures | $38.6M-0.4% | $38.8M+12.0% | $34.6M+22.9% | $28.2M+5.7% | $26.7M-62.0% | $70.2M+110.7% | $33.3M-27.5% | $46.0M |
| Free Cash Flow | $32.6M+133.1% | $14.0M-73.7% | $53.2M+414.3% | $10.3M-31.7% | $15.2M-7.5% | $16.4M+110.2% | $7.8M-70.8% | $26.7M |
| Investing Cash Flow | -$90.3M-454.5% | -$16.3M+67.6% | -$50.2M-71.3% | -$29.3M-12.4% | -$26.1M+65.3% | -$75.1M-149.5% | -$30.1M-24.1% | -$24.3M |
| Financing Cash Flow | -$16.1M-1293.4% | -$1.2M+95.0% | -$23.1M-31.6% | -$17.6M+31.7% | -$25.7M-44.4% | -$17.8M+76.1% | -$74.5M-166.1% | -$28.0M |
| Dividends Paid | $19.4M | $0 | N/A | N/A | $17.7M | N/A | N/A | $14.3M |
| Share Buybacks | $5.1M+4727.6% | $105K-95.7% | $2.5M-25.3% | $3.3M+101.5% | $1.6M-7.5% | $1.8M-97.5% | $70.0M+918.5% | $6.9M |
PSMT Financial Ratios
| Metric | Q1'25 | Q3'25 | Q2'25 | Q1'24 | Q3'24 | Q2'24 | Q1'23 | Q3'23 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | 17.7% | N/A | N/A | 17.4% | N/A | N/A | N/A | N/A |
| Operating Margin | 4.5%+0.3pp | 4.3%-0.5pp | 4.8%+0.2pp | 4.6%+0.6pp | 4.1%-0.9pp | 4.9%-0.1pp | 5.0%+1.1pp | 3.9% |
| Net Margin | 2.9%+0.2pp | 2.7%-0.5pp | 3.2%+0.2pp | 3.0%+0.3pp | 2.6%-0.4pp | 3.0%-0.2pp | 3.3%+0.6pp | 2.7% |
| Return on Equity | 3.1%+0.2pp | 2.9%-0.8pp | 3.7%+0.5pp | 3.2%+0.3pp | 3.0%-0.6pp | 3.6%+0.1pp | 3.5%+0.8pp | 2.7% |
| Return on Assets | 1.7%+0.0pp | 1.6%-0.4pp | 2.1%+0.3pp | 1.8%+0.2pp | 1.6%-0.3pp | 1.9%+0.1pp | 1.9%+0.3pp | 1.5% |
| Current Ratio | 1.33+0.1 | 1.28+0.0 | 1.25-0.0 | 1.26+0.0 | 1.22+0.0 | 1.20-0.1 | 1.25-0.1 | 1.38 |
| Debt-to-Equity | 0.11+0.0 | 0.070.0 | 0.080.0 | 0.080.0 | 0.080.0 | 0.090.0 | 0.09-0.0 | 0.11 |
| FCF Margin | 2.4%+1.3pp | 1.1%-2.8pp | 3.9%+3.1pp | 0.8%+0.9pp | -0.0%-1.3pp | 1.3%+0.6pp | 0.7%-1.6pp | 2.2% |
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Frequently Asked Questions
What is Pricesmart Inc's annual revenue?
Pricesmart Inc (PSMT) reported $5.3B in total revenue for fiscal year 2025. This represents a 7.2% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Pricesmart Inc's revenue growing?
Pricesmart Inc (PSMT) revenue grew by 7.2% year-over-year, from $4.9B to $5.3B in fiscal year 2025.
Is Pricesmart Inc profitable?
Yes, Pricesmart Inc (PSMT) reported a net income of $147.9M in fiscal year 2025, with a net profit margin of 2.8%.
What is Pricesmart Inc's earnings per share (EPS)?
Pricesmart Inc (PSMT) reported diluted earnings per share of $4.82 for fiscal year 2025. This represents a 5.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.
What is Pricesmart Inc's EBITDA?
Pricesmart Inc (PSMT) had EBITDA of $320.7M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.
How much debt does Pricesmart Inc have?
As of fiscal year 2025, Pricesmart Inc (PSMT) had $241.0M in cash and equivalents against $147.9M in long-term debt.
What is Pricesmart Inc's gross margin?
Pricesmart Inc (PSMT) had a gross margin of 17.3% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.
What is Pricesmart Inc's operating margin?
Pricesmart Inc (PSMT) had an operating margin of 4.4% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.
What is Pricesmart Inc's net profit margin?
Pricesmart Inc (PSMT) had a net profit margin of 2.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
Does Pricesmart Inc pay dividends?
Yes, Pricesmart Inc (PSMT) paid $1.26 per share in dividends during fiscal year 2025.
What is Pricesmart Inc's return on equity (ROE)?
Pricesmart Inc (PSMT) has a return on equity of 11.9% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Pricesmart Inc's free cash flow?
Pricesmart Inc (PSMT) generated $103.2M in free cash flow during fiscal year 2025. This represents a 164.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Pricesmart Inc's operating cash flow?
Pricesmart Inc (PSMT) generated $261.3M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Pricesmart Inc's total assets?
Pricesmart Inc (PSMT) had $2.3B in total assets as of fiscal year 2025, including both current and long-term assets.
What are Pricesmart Inc's capital expenditures?
Pricesmart Inc (PSMT) invested $158.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
Does Pricesmart Inc buy back shares?
Yes, Pricesmart Inc (PSMT) spent $6.7M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.
How many shares does Pricesmart Inc have outstanding?
Pricesmart Inc (PSMT) had 31M shares outstanding as of fiscal year 2025.
What is Pricesmart Inc's current ratio?
Pricesmart Inc (PSMT) had a current ratio of 1.34 as of fiscal year 2025, which is considered adequate.
What is Pricesmart Inc's debt-to-equity ratio?
Pricesmart Inc (PSMT) had a debt-to-equity ratio of 0.12 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Pricesmart Inc's return on assets (ROA)?
Pricesmart Inc (PSMT) had a return on assets of 6.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Pricesmart Inc's Altman Z-Score?
Pricesmart Inc (PSMT) has an Altman Z-Score of 6.23, placing it in the Safe Zone (low bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.
What is Pricesmart Inc's Piotroski F-Score?
Pricesmart Inc (PSMT) has a Piotroski F-Score of 5 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Pricesmart Inc's earnings high quality?
Pricesmart Inc (PSMT) has an earnings quality ratio of 1.77x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Pricesmart Inc cover its interest payments?
Pricesmart Inc (PSMT) has an interest coverage ratio of 20.2x, meaning it can comfortably cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.
How financially healthy is Pricesmart Inc?
Pricesmart Inc (PSMT) scores 44 out of 100 on our Financial Profile, indicating moderate overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.