This page shows Peer To Peer Net (PTOP) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 5 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
Financial Health Signals
Peer To Peer Net passes 2 of 9 financial strength tests. 1 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), both operating efficiency signals pass.
For every $1 of reported earnings, Peer To Peer Net generates $0.56 in operating cash flow (-$221K OCF vs -$396K net income). This low ratio suggests earnings are primarily driven by accounting accruals rather than cash generation, which may not be sustainable.
Peer To Peer Net earns $-4.0 in operating income for every $1 of interest expense (-$314K vs $78K). This narrow margin raises concern about the company's ability to service its debt if operating income declines.
Key Financial Metrics
Earnings & Revenue
Peer To Peer Net generated $2K in revenue in fiscal year 2014. This represents an increase of 80.9% from the prior year.
Peer To Peer Net's EBITDA was -$286K in fiscal year 2014, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 32.1% from the prior year.
Peer To Peer Net reported -$396K in net income in fiscal year 2014. This represents an increase of 10.9% from the prior year.
Cash & Balance Sheet
Peer To Peer Net held $3K in cash against $0 in long-term debt as of fiscal year 2014.
Peer To Peer Net had 107M shares outstanding in fiscal year 2014. This represents an increase of 25.6% from the prior year.
Margins & Returns
Peer To Peer Net's operating margin was -17600.3% in fiscal year 2014, reflecting core business profitability. This is up 27388.6 percentage points from the prior year.
Peer To Peer Net's net profit margin was -22161.6% in fiscal year 2014, showing the share of revenue converted to profit. This is up 22827.3 percentage points from the prior year.
Capital Allocation
PTOP Income Statement
| Metric | Q3'15 | Q2'15 | Q1'15 | Q4'14 | Q3'14 | Q2'14 | Q1'14 | Q4'13 |
|---|---|---|---|---|---|---|---|---|
| Revenue | N/A | $81 | $0-100.0% | $50+108.3% | $24-86.8% | $182-88.1% | $2K | N/A |
| Cost of Revenue | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Gross Profit | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| R&D Expenses | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| SG&A Expenses | $4K+54.0% | $3K-31.8% | $4K-44.3% | $7K+17.8% | $6K-27.5% | $9K-10.4% | $9K | N/A |
| Operating Income | -$90K+7.9% | -$98K-47.6% | -$66K+16.6% | -$80K-15.1% | -$69K+18.0% | -$84K-4.0% | -$81K | N/A |
| Interest Expense | N/A | $27K+73.6% | $16K-68.3% | $49K+129.0% | $21K+198.1% | $7K | $0 | N/A |
| Income Tax | N/A | N/A | $0 | $0 | $0 | $0 | $0 | N/A |
| Net Income | -$113K+43.0% | -$198K-141.6% | -$82K+38.1% | -$132K-46.2% | -$91K+1.0% | -$92K-12.9% | -$81K | N/A |
| EPS (Diluted) | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
PTOP Balance Sheet
| Metric | Q3'15 | Q2'15 | Q1'15 | Q4'14 | Q3'14 | Q2'14 | Q1'14 | Q4'13 |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $6K-54.5% | $13K-86.0% | $93K-7.1% | $100K+95.7% | $51K-2.0% | $52K-15.8% | $62K-52.7% | $131K |
| Current Assets | $154-0.6% | $155+19.2% | $130-95.7% | $3K-82.2% | $17K+56.5% | $11K-20.2% | $13K-82.1% | $75K |
| Cash & Equivalents | N/A | N/A | $12-99.5% | $3K-84.2% | $17K+65.0% | $10K-19.8% | $13K-83.2% | $75K |
| Inventory | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Accounts Receivable | $1530.0% | $153+112.5% | $72-42.4% | $125+66.7% | $75 | N/A | $818 | $0 |
| Goodwill | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Liabilities | $533K+85.3% | $288K+49.1% | $193K+44.1% | $134K-19.8% | $167K+44.2% | $116K+92.0% | $60K+2.7% | $59K |
| Current Liabilities | $405K+40.7% | $288K+49.1% | $193K+44.1% | $134K-19.8% | $167K+44.2% | $116K+92.0% | $60K+2.7% | $59K |
| Long-Term Debt | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Total Equity | -$527K-91.9% | -$274K-175.0% | -$100K-196.2% | -$34K+70.9% | -$116K-82.2% | -$63K-3811.0% | $2K-97.6% | $72K |
| Retained Earnings | -$1.7M-7.2% | -$1.6M-14.4% | -$1.4M-6.3% | -$1.3M | N/A | N/A | N/A | -$899K |
PTOP Cash Flow Statement
| Metric | Q3'15 | Q2'15 | Q1'15 | Q4'14 | Q3'14 | Q2'14 | Q1'14 | Q4'13 |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $0+100.0% | -$12+99.8% | -$6K+92.4% | -$75K-162.5% | -$28K+48.8% | -$56K+11.5% | -$63K+19.9% | -$78K |
| Capital Expenditures | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Free Cash Flow | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Investing Cash Flow | N/A | N/A | -$3K+95.5% | -$67K | $0 | $0 | $0+100.0% | -$2K |
| Financing Cash Flow | N/A | N/A | $6K-95.3% | $127K+262.9% | $35K-34.0% | $53K | $0+100.0% | -$4K |
| Dividends Paid | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Share Buybacks | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
PTOP Financial Ratios
| Metric | Q3'15 | Q2'15 | Q1'15 | Q4'14 | Q3'14 | Q2'14 | Q1'14 | Q4'13 |
|---|---|---|---|---|---|---|---|---|
| Gross Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
| Operating Margin | N/A | -120961.7% | N/A | -159230.0%+128865.8pp | -288095.8%-241765.6pp | -46330.2%-41027.0pp | -5303.2% | N/A |
| Net Margin | N/A | -244414.8% | N/A | -264832.0%+112555.5pp | -377387.5%-327107.8pp | -50279.7%-44976.5pp | -5303.2% | N/A |
| Return on Equity | N/A | N/A | N/A | N/A | N/A | N/A | -4741.9% | N/A |
| Return on Assets | -1896.5%-380.9pp | -1515.7%-1427.6pp | -88.0%+44.2pp | -132.2%+44.8pp | -177.0%-1.7pp | -175.3%-44.4pp | -130.9% | N/A |
| Current Ratio | 0.000.0 | 0.000.0 | 0.00-0.0 | 0.02-0.1 | 0.100.0 | 0.09-0.1 | 0.22-1.1 | 1.28 |
| Debt-to-Equity | -1.01+0.0 | -1.05+0.9 | -1.93+2.0 | -3.97-2.5 | -1.44+0.4 | -1.82-37.1 | 35.24+34.4 | 0.81 |
| FCF Margin | N/A | N/A | N/A | N/A | N/A | N/A | N/A | N/A |
Note: Shareholder equity is negative (-$34K), which causes debt-to-equity and return on equity ratios to appear negative or not meaningful. This can occur from accumulated losses or large share buyback programs.
Note: The current ratio is below 1.0 (0.02), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.
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Frequently Asked Questions
What is Peer To Peer Net's annual revenue?
Peer To Peer Net (PTOP) reported $2K in total revenue for fiscal year 2014. This represents a 80.9% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Peer To Peer Net's revenue growing?
Peer To Peer Net (PTOP) revenue grew by 80.9% year-over-year, from $987 to $2K in fiscal year 2014.
Is Peer To Peer Net profitable?
No, Peer To Peer Net (PTOP) reported a net income of -$396K in fiscal year 2014, with a net profit margin of -22161.6%.
What is Peer To Peer Net's EBITDA?
Peer To Peer Net (PTOP) had EBITDA of -$286K in fiscal year 2014, measuring earnings before interest, taxes, depreciation, and amortization.
What is Peer To Peer Net's operating margin?
Peer To Peer Net (PTOP) had an operating margin of -17600.3% in fiscal year 2014, reflecting the profitability of core business operations before interest and taxes.
What is Peer To Peer Net's net profit margin?
Peer To Peer Net (PTOP) had a net profit margin of -22161.6% in fiscal year 2014, representing the share of revenue converted into profit after all expenses.
What is Peer To Peer Net's operating cash flow?
Peer To Peer Net (PTOP) generated -$221K in operating cash flow during fiscal year 2014, representing cash generated from core business activities.
What are Peer To Peer Net's total assets?
Peer To Peer Net (PTOP) had $100K in total assets as of fiscal year 2014, including both current and long-term assets.
What is Peer To Peer Net's current ratio?
Peer To Peer Net (PTOP) had a current ratio of 0.02 as of fiscal year 2014, which is below 1.0, which may suggest potential liquidity concerns.
What is Peer To Peer Net's debt-to-equity ratio?
Peer To Peer Net (PTOP) had a debt-to-equity ratio of -3.97 as of fiscal year 2014, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Peer To Peer Net's return on assets (ROA)?
Peer To Peer Net (PTOP) had a return on assets of -395.1% for fiscal year 2014, measuring how efficiently the company uses its assets to generate profit.
What is Peer To Peer Net's cash runway?
Based on fiscal year 2014 data, Peer To Peer Net (PTOP) had $3K in cash against an annual operating cash burn of $221K. This gives an estimated cash runway of approximately 0 months at the current burn rate. Cash runway measures how long a company can continue operating before running out of cash, assuming no additional funding.
Why is Peer To Peer Net's debt-to-equity ratio negative or unusual?
Peer To Peer Net (PTOP) has negative shareholder equity of -$34K as of fiscal year 2014, which causes the debt-to-equity ratio to appear negative or not meaningful. This can occur when accumulated losses exceed invested capital, or after large share buyback programs. Other solvency metrics like the current ratio or interest coverage may be more informative.
What is Peer To Peer Net's Piotroski F-Score?
Peer To Peer Net (PTOP) has a Piotroski F-Score of 2 out of 9, indicating weak financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Peer To Peer Net's earnings high quality?
Peer To Peer Net (PTOP) has an earnings quality ratio of 0.56x, considered low quality (accrual-driven). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.
Can Peer To Peer Net cover its interest payments?
Peer To Peer Net (PTOP) has an interest coverage ratio of -4.0x, meaning it can struggle to cover its interest obligations. This ratio divides operating income by interest expense. Ratios above 5x indicate strong debt-servicing ability, while ratios below 2x suggest the company may face difficulty meeting interest payments if earnings decline. Learn more in our complete guide to financial health indicators.