Security Midwest Bancorp Inc (SBMW) Financials
Newest figures come from the 10-Q for Q2 FY2026, filed Aug 14, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SBMW SEC filings page.
Security Midwest Bancorp Inc (SBMW) reported $11.6M in revenue over the twelve months to Jun 30, 2026, up 13.2% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 2 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).
External financing supports an asset-heavy, highly leveraged structure while operating earnings weaken despite positive cash generation.
FY2025 financing inflows of$38.9M nearly matched investing outflows of$34.7M , so balance-sheet expansion was not funded primarily by internal cash generation. That pattern is consistent with a 10.3x debt-to-equity ratio, making financing structure more important than revenue margins in understanding the business.
Liabilities reached
Free cash flow rose from
Financial Health Signals
Security Midwest Bancorp Inc does not currently provide enough eligible data for a peer-relative financial health score, so none is published. The signals and metrics below are current.
Security Midwest Bancorp Inc passes 3 of 5 computable financial strength tests (4 of the nine could not be computed from available data). 3 of 4 profitability signals pass, neither operating efficiency signal passes.
For every $1 of reported earnings, Security Midwest Bancorp Inc generates $8.76 in operating cash flow ($2.6M OCF vs $299K net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.
Key Financial Metrics
Earnings & Revenue
Security Midwest Bancorp Inc generated $3.2M in revenue in Q2 2026. This represents an increase of 30.8% from the same quarter a year earlier. Against the prior quarter it is up 4.9%.
Security Midwest Bancorp Inc reported $390K in net income in Q2 2026. This represents an increase of 11.6% from the same quarter a year earlier. Against the prior quarter it is down 6.7%.
Security Midwest Bancorp Inc earned $0.47 per diluted share (EPS) in Q2 2026. Against the prior quarter it is down 6.0%.
Not reported for Q2 2026.
Cash & Balance Sheet
Security Midwest Bancorp Inc generated $701K in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 1696.2% from the same quarter a year earlier. Against the prior quarter it is up 199.4%.
Security Midwest Bancorp Inc held $20.3M in cash as of Q2 2026; long-term debt is not reported for that period.
Not reported for Q2 2026.
Margins & Returns
Security Midwest Bancorp Inc's net profit margin was 12.1% in Q2 2026, showing the share of revenue converted to profit. This is down 2.1 percentage points from the same quarter a year earlier. Against the prior quarter it is down 1.5 percentage points.
Security Midwest Bancorp Inc's ROE was 1.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is down 0.6 percentage points from the same quarter a year earlier. Against the prior quarter it is down 0.2 percentage points.
Not reported for Q2 2026.
Not reported for Q2 2026.
Capital Allocation
Security Midwest Bancorp Inc invested $13K in capex in Q2 2026, funding long-term assets and infrastructure. This represents a decrease of 79.6% from the same quarter a year earlier. Against the prior quarter it is down 86.3%.
Not reported for Q2 2026.
Not reported for Q2 2026.
SBMW Income Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Revenue | $3.2M+30.8% | $3.1M+21.1% | $2.8M+5.9% | $2.5M-3.6% | $2.5M+1.0% | $2.5M+8.2% | $2.7M | $2.6M |
| SG&A Expenses | $1.3M+12.1% | $1.2M+8.3% | $2.2M+87.3% | $1.3M+26.4% | $1.1M+13.9% | $1.1M+7.4% | $1.2M | $1000K |
| Interest Expense | $887K+62.1% | $867K+51.5% | $739K+4.3% | $542K-30.9% | $547K-29.2% | $572K-6.1% | $709K | $784K |
| Income Tax | $151K+27.3% | $166K-1.1% | -$285K-259.9% | $118K-7.7% | $119K+15.5% | $168K+66.7% | -$79K | $127K |
| Net Income | $390K+11.6% | $418K+4.1% | -$733K-226.2% | $281K-24.3% | $350K+31.3% | $402K+48.6% | -$225K | $371K |
| EPS (Basic) | $0.47 | $0.50 | -$0.89 | $0.34 | N/A | N/A | N/A | N/A |
| EPS (Diluted) | $0.47 | $0.50 | -$0.89 | $0.34 | N/A | N/A | N/A | N/A |
| Diluted Shares (Avg) | 831,778 | 831,000 | N/A | 828,129 | N/A | N/A | N/A | N/A |
Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.
SBMW Balance Sheet
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Total Assets | $244.5M+13.0% | $251.3M+15.5% | $256.5M+19.6% | $203.9M | $216.4M | $217.6M | $214.5M | N/A |
| Cash & Equivalents | $20.3M-58.5% | $35.9M-29.1% | $50.4M+15.7% | $34.8M-51.8% | $48.9M-7.8% | $50.6M-17.8% | $43.5M | $72.2M |
| Short-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Long-Term Investments | $0 | $0 | $0 | $0 | $0 | $0 | $0 | $0 |
| Total Liabilities | $220.7M+9.9% | $228.5M+12.8% | $233.9M+16.6% | $180.6M | $200.9M | $202.5M | $200.6M | N/A |
| Total Equity | $23.7M+53.0% | $22.8M+51.0% | $22.6M+62.1% | $23.2M+51.4% | $15.5M+11.9% | $15.1M+13.1% | $14.0M | $15.4M |
| Retained Earnings | $19.8M+1.8% | $19.4M+1.7% | $19.0M+1.6% | $19.7M | $19.4M | $19.1M | $18.7M | N/A |
Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Goodwill, Current Liabilities, Non-Current Liabilities, Long-Term Debt.
SBMW Cash Flow Statement
Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Operating Cash Flow | $714K+3406.3% | -$609K-273.5% | $1.2M+876.1% | $1.1M+188.0% | $20K-13.6% | $351K-51.4% | $119K | $378K |
| Depreciation & Amortization | $61K+13.1% | $60K+11.1% | $63K+16.7% | $63K+16.0% | $54K+4.6% | $54K-1.1% | $54K | $54K |
| Capital Expenditures | $13K-79.6% | $96K+413.7% | $141K+14050100.0% | $243K+4204.4% | $64K+252.3% | $19K-70.1% | -$1 | $6K |
| Free Cash Flow | $701K+1696.2% | -$705K-312.0% | $1.0M+757.6% | $845K+127.1% | -$44K-926.1% | $332K-49.7% | $119K | $372K |
| Investing Cash Flow | -$8.5M-2233.9% | -$9.7M-313.2% | -$37.5M-15214.2% | -$1.4M+73.4% | -$363K-116.3% | $4.6M+1176.0% | $248K | -$5.1M |
| Financing Cash Flow | -$7.9M-444.4% | -$4.2M-288.7% | $51.9M+279.0% | -$13.8M-157.7% | -$1.4M+86.7% | $2.2M-91.8% | -$29.0M | $23.9M |
Not reported in any period shown, so not listed: Stock-Based Compensation, Dividends Paid, Share Buybacks.
SBMW Financial Ratios
Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.
| Metric | Q2'2610-Q | Q1'2610-Q | Q4'2510-Q | Q3'2510-Q | Q2'2510-Q | Q1'2510-Q | Q4'2410-K | Q3'2410-Q |
|---|---|---|---|---|---|---|---|---|
| Net Margin | 12.1%-2.1pp | 13.6%-2.2pp | -25.9%-17.5pp | 11.2%-3.1pp | 14.2%+3.3pp | 15.8%+4.3pp | -8.4% | 14.2% |
| Return on Equity | 1.6%-0.6pp | 1.8%-0.8pp | -3.2%-1.6pp | 1.2%-1.2pp | 2.3%+0.3pp | 2.6%+0.6pp | -1.6% | 2.4% |
| Return on Assets | 0.2%0.0pp | 0.2%0.0pp | -0.3%-0.2pp | 0.1% | 0.2% | 0.2% | -0.1% | N/A |
| Debt-to-Equity | 9.30-3.6x | 10.00-3.4x | 10.34-4.0x | 7.77 | 12.95 | 13.39 | 14.38 | N/A |
| Asset Turnover | 0.010.0x | 0.010.0x | 0.010.0x | 0.01 | 0.01 | 0.01 | 0.01 | N/A |
| FCF Margin | 21.8%+23.6pp | -23.0%-36.1pp | 36.0%+31.5pp | 33.6%+19.3pp | -1.8%-2.0pp | 13.1%-15.1pp | 4.4% | 14.3% |
Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.
Where Security Midwest Bancorp Inc Ranks
Frequently Asked Questions
What is Security Midwest Bancorp Inc's annual revenue?
Security Midwest Bancorp Inc (SBMW) reported $10.3M in total revenue for fiscal year 2025. This represents a 2.8% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.
How fast is Security Midwest Bancorp Inc's revenue growing?
Security Midwest Bancorp Inc (SBMW) revenue grew by 2.8% year-over-year, from $10.1M to $10.3M in fiscal year 2025.
Is Security Midwest Bancorp Inc profitable?
Yes, Security Midwest Bancorp Inc (SBMW) reported a net income of $299K in fiscal year 2025, with a net profit margin of 2.9%.
What is Security Midwest Bancorp Inc's net profit margin?
Security Midwest Bancorp Inc (SBMW) had a net profit margin of 2.9% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.
What is Security Midwest Bancorp Inc's return on equity (ROE)?
Security Midwest Bancorp Inc (SBMW) has a return on equity of 1.3% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.
What is Security Midwest Bancorp Inc's free cash flow?
Security Midwest Bancorp Inc (SBMW) generated $2.1M in free cash flow during fiscal year 2025. This represents a 85.9% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.
What is Security Midwest Bancorp Inc's operating cash flow?
Security Midwest Bancorp Inc (SBMW) generated $2.6M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.
What are Security Midwest Bancorp Inc's total assets?
Security Midwest Bancorp Inc (SBMW) had $256.5M in total assets as of fiscal year 2025, including both current and long-term assets.
What are Security Midwest Bancorp Inc's capital expenditures?
Security Midwest Bancorp Inc (SBMW) invested $466K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.
What is Security Midwest Bancorp Inc's debt-to-equity ratio?
Security Midwest Bancorp Inc (SBMW) had a debt-to-equity ratio of 10.34 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.
What is Security Midwest Bancorp Inc's return on assets (ROA)?
Security Midwest Bancorp Inc (SBMW) had a return on assets of 0.1% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.
What is Security Midwest Bancorp Inc's Piotroski F-Score?
Security Midwest Bancorp Inc (SBMW) has a Piotroski F-Score of 3 out of 5 computable signals; 4 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.
Are Security Midwest Bancorp Inc's earnings high quality?
Security Midwest Bancorp Inc (SBMW) has an earnings quality ratio of 8.76x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.