What is The Charles Schwab Corporation's earnings per share (EPS)?

The Charles Schwab Corporation (SCHW) reported diluted earnings per share of $4.65 for fiscal year 2025. This represents a 55.5% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

The Charles Schwab Corporation (SCHW) Financials

SCHW

Trailing 12 months to June 30, 2026

Revenue $26.0B +20.3% YoY

Net Income $1.3B -7.0% YoY

EPS (Diluted) $5.49 +47.6% YoY

Free Cash Flow $10.8B -37.2% YoY

Market Cap $167.2B as of Oct 10, 2026

Price / Sales 6.4x on $26.0B revenue, trailing 12 months to June 30, 2026

Price / Earnings 133x on $1.3B net income, trailing 12 months to June 30, 2026

Price / Book 3.3x on $50.1B equity, Q2 FY2026

A multiple compares the market's price with a filed figure; it says what the market pays, not how the business is doing. The market capitalization is the vendor's as of Oct 10, 2026; every other figure is from the SEC filings on this page. Not financial advice.

Source SEC Filings (10-K/10-Q) Latest period Q2 FY2026, ended Jun 30, 2026 Reported Aug 7, 2026 Currency USD FYE December

Newest figures come from the 10-Q for Q2 FY2026, filed Aug 7, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SCHW SEC filings page.

The Charles Schwab Corporation (SCHW) reported $26.0B in revenue over the twelve months to Jun 30, 2026, up 20.3% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI SCHW FY2025 2026-10-03

The numbers depict a liability-funded financial platform whose 2025 cash generation expanded without heavier reinvestment.

Between FY2024 and FY2025, reported operating cash flow more than tripled while capital expenditures declined. That combination—operating cash flow of $9.3B alongside capex of $548M—points to existing operations, not heavier reinvestment, driving the change.

Assets expanded from $479.8B in FY2024 to $491.0B in FY2025, while liabilities remained roughly nine-tenths of assets. Equity was $49.4B and debt-to-equity edged down to 0.4x, so the balance-sheet expansion did not increase this reported leverage measure.

Reported free cash flow was $8.8B, while dividends and buybacks totaled $9.7B in FY2025; distributions exceeded internally reported free cash flow. That gap, alongside a financing outflow of $29.7B, indicates capital returned to owners was part of a broader balance-sheet financing cycle rather than simply surplus after reinvestment.

Financial Health Signals

Financial Health Score 41/100

Scored as: Banks peer group

Scored against banks for FY2025. Each of the six dimensions is a percentile rank within that peer group; the overall is their average, with missing dimensions counted as zero out of six. A high score means strong standing among peers, not absolute cross-industry strength. How this score is calculated →

Health score ≠ stock price. This rates the quality of The Charles Schwab Corporation's business: profitability, growth, balance sheet strength. It doesn't tell you whether the stock is a good buy at today's price. Not financial advice. Use it alongside valuation analysis and your own research.

Earnings

The Charles Schwab Corporation earned a return on assets of 0.0% in fiscal year 2025, which is the profit it made on every dollar of assets on its books. This is unchanged from the prior year. Earnings ranks banks on that return over three years, and The Charles Schwab Corporation scores 16/100 among other banks.

Growth

The Charles Schwab Corporation reported revenue of $23.9B in fiscal year 2025, against $19.6B in fiscal year 2024. Growth ranks banks on the three-year path of their net revenue, which is interest income and fee income less the interest they pay out, and The Charles Schwab Corporation scores 67/100 among other banks.

Capital

The Charles Schwab Corporation funded 10.1% of its assets with shareholders' equity at the end of fiscal year 2025, holding $49.4B of equity against $491.0B of assets. Capital ranks banks on that cushion, and The Charles Schwab Corporation scores 31/100 among other banks.

Efficiency

Efficiency measures what a bank spends running itself against the revenue that spending brings in, so a lower ratio is the better one. The Charles Schwab Corporation scores 74/100 on it among other banks.

Credit Quality

Not available for The Charles Schwab Corporation, and counted as zero in the overall score.

Stability

The Charles Schwab Corporation reported net income of $8.9M in fiscal year 2025, against $5.9M in fiscal year 2024. Stability ranks banks on how steady net income has been across five years, and The Charles Schwab Corporation scores 59/100 among other banks.

Piotroski F-Score Partial

7/7

The Charles Schwab Corporation passes 7 of 7 computable financial strength tests (2 of the nine could not be computed from available data). All 4 profitability signals pass (positive income, cash flow, and earnings quality), all 2 leverage/liquidity signals pass, both operating efficiency signals pass.

Earnings Quality Cash-Backed

N/A

The Charles Schwab Corporation reported $8.9M of net income while generating $9.3B in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead.

Key Financial Metrics

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Earnings & Revenue

Revenue

$7.1B

YoY+20.9%

QoQ+9.1%

5Y CAGR+9.3%

10Y CAGR+14.5%

The Charles Schwab Corporation generated $7.1B in revenue in Q2 2026. This represents an increase of 20.9% from the same quarter a year earlier. Against the prior quarter it is up 9.1%.

Net Income

$2.8B

YoY+31.7%

QoQ+12.9%

5Y CAGR+17.2%

10Y CAGR+20.0%

The Charles Schwab Corporation reported $2.8B in net income in Q2 2026. This represents an increase of 31.7% from the same quarter a year earlier. Against the prior quarter it is up 12.9%.

EPS (Diluted)

$1.54

YoY+42.6%

QoQ+12.4%

5Y CAGR+21.2%

10Y CAGR+17.8%

The Charles Schwab Corporation earned $1.54 per diluted share (EPS) in Q2 2026. This represents an increase of 42.6% from the same quarter a year earlier. Against the prior quarter it is up 12.4%.

EBITDA

Not reported for Q2 2026.

Cash & Balance Sheet

Free Cash Flow

$4.1B

YoY+35.0%

QoQ-42.9%

10Y CAGR+8.9%

The Charles Schwab Corporation generated $4.1B in free cash flow in Q2 2026, representing cash available after capex. This represents an increase of 35.0% from the same quarter a year earlier. Against the prior quarter it is down 42.9%.

Cash & Debt

$40.6B

YoY+26.0%

QoQ-9.8%

5Y CAGR+6.0%

10Y CAGR+12.1%

The Charles Schwab Corporation held $40.6B in cash against $22.7B in long-term debt as of Q2 2026.

Dividends Per Share

$0.32

YoY+18.5%

QoQ0.0%

5Y CAGR+12.2%

10Y CAGR+16.4%

The Charles Schwab Corporation paid $0.32 per share in dividends in Q2 2026. This represents an increase of 18.5% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding

1.73B

YoY-4.7%

QoQ-0.6%

The Charles Schwab Corporation had 1.73B shares outstanding in Q2 2026. This represents a decrease of 4.7% from the same quarter a year earlier. Against the prior quarter it is down 0.6%.

Margins & Returns

Net Margin

39.6%

YoY+3.2pp

QoQ+1.3pp

5Y change+11.6pp

10Y change+14.9pp

The Charles Schwab Corporation's net profit margin was 39.6% in Q2 2026, showing the share of revenue converted to profit. This is up 3.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 1.3 percentage points.

Return on Equity

5.6%

YoY+1.3pp

QoQ+0.5pp

5Y change+3.4pp

10Y change+2.6pp

The Charles Schwab Corporation's ROE was 5.6% in Q2 2026, measuring profit generated per dollar of shareholder equity. This is up 1.3 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.5 percentage points.

Gross Margin

Not reported for Q2 2026.

Operating Margin

Not reported for Q2 2026.

Capital Allocation

Share Buybacks

$999.0M

YoY+200.0%

QoQ-58.0%

The Charles Schwab Corporation spent $999.0M on share buybacks in Q2 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 200.0% from the same quarter a year earlier. Against the prior quarter it is down 58.0%.

Capital Expenditures

$185.0M

YoY+44.5%

QoQ+32.1%

5Y CAGR-5.0%

10Y CAGR+2.9%

The Charles Schwab Corporation invested $185.0M in capex in Q2 2026, funding long-term assets and infrastructure. This represents an increase of 44.5% from the same quarter a year earlier. Against the prior quarter it is up 32.1%.

R&D Spending

Not reported for Q2 2026.

SCHW Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SCHW quarterly income statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Revenue	$26.0B	$23.9B+22.0%	$19.6B+4.1%	$18.8B-9.3%	$20.8B+12.1%	$18.5B+58.4%	$11.7B+9.0%	$10.7B+5.8%	$10.1B+17.6%	$8.6B+15.2%	$7.5B+17.2%	$6.4B+5.3%	$6.1B+11.5%	$5.4B+11.3%	$4.9B+4.1%	$4.7B
SG&A Expenses	$6.9B	$6.5B+7.4%	$6.0B-4.3%	$6.3B+6.4%	$5.9B+8.9%	$5.5B+37.8%	$4.0B+19.1%	$3.3B+8.6%	$3.1B+11.7%	$2.7B+11.0%	$2.5B+10.0%	$2.2B+2.6%	$2.2B+7.7%	$2.0B+12.4%	$1.8B+4.1%	$1.7B
Interest Expense	$3.3B	$3.8B-41.3%	$6.4B-4.4%	$6.7B+332.6%	$1.5B+224.6%	$476.0M+13.9%	$418.0M-60.7%	$1.1B+24.2%	$857.0M+150.6%	$342.0M+100.0%	$171.0M+29.5%	$132.0M+29.4%	$102.0M-2.9%	$105.0M-30.0%	$150.0M-14.3%	$175.0M
Income Tax	$3.0B	$2.6B+49.0%	$1.8B+33.5%	$1.3B-40.5%	$2.2B+18.7%	$1.9B+85.6%	$1.0B-12.5%	$1.1B+8.4%	$1.1B-18.6%	$1.3B+17.4%	$1.1B+32.7%	$832.0M+4.8%	$794.0M+25.2%	$634.0M+21.5%	$522.0M-1.1%	$528.0M
Net Income	$1.3B	$8.9M+49.0%	$5.9M+17.3%	$5.1M-29.5%	$7.2M+22.7%	$5.9M-99.8%	$3.3B-10.9%	$3.7B+5.6%	$3.5B+49.0%	$2.4B+24.6%	$1.9B+30.5%	$1.4B+9.5%	$1.3B+23.3%	$1.1B+15.4%	$928.0M+7.4%	$864.0M
EPS (Basic)	N/A	$4.67+55.7%	$3.00+17.6%	$2.55-27.6%	$3.52+23.9%	$2.84+33.3%	$2.13-20.8%	$2.69+8.9%	$2.47+51.5%	$1.63+23.5%	$1.32+26.9%	$1.04+8.3%	$0.96+23.1%	$0.78+13.0%	$0.69-1.4%	$0.70
EPS (Diluted)	$5.49	$4.65+55.5%	$2.99+17.7%	$2.54-27.4%	$3.50+23.7%	$2.83	$2.12-20.6%	$2.67+9.0%	$2.45+52.2%	$1.61+22.9%	$1.31+27.2%	$1.03+8.4%	$0.95+21.8%	$0.78+13.0%	$0.69-1.4%	$0.70
Diluted Shares (Avg)	N/A	1.81B-1.4%	1.83B+0.2%	1.83B-3.3%	1.89B-0.2%	1.90B	1.44B+8.7%	1.32B-3.0%	1.36B+0.6%	1.35B+1.4%	1.33B+0.5%	1.33B+0.9%	1.31B+1.7%	1.29B+1.4%	1.27B+3.7%	1.23B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Revenue	$7.1B+20.9%	$6.5B+15.8%	$6.3B+18.9%	$6.1B+26.6%	$5.9B+24.8%	$5.6B+18.1%	$5.3B+19.5%	$4.8B+5.2%
SG&A Expenses	$1.8B+16.5%	$1.8B+8.4%	$1.6B+6.3%	$1.7B+8.6%	$1.5B+5.9%	$1.7B+8.7%	$1.5B+8.8%	$1.5B-14.0%
Interest Expense	$789.0M-18.2%	$818.0M-22.2%	$832.0M-37.0%	$906.0M-46.9%	$965.0M-41.8%	$1.1B-38.5%	$1.3B-28.0%	$1.7B-4.7%
Income Tax	$869.0M+28.4%	$709.0M+29.9%	$721.0M+55.1%	$663.0M+52.8%	$677.0M+63.1%	$546.0M+25.2%	$465.0M+212.1%	$434.0M+68.2%
Net Income	$2.8B+31.7%	$2.5B+29.9%	-$6.4B-55.9%	$2.4B+67.5%	$2.1B+59.6%	$1.9B+40.2%	-$4.1B-2.0%	$1.4B+25.2%
EPS (Basic)	$1.55+42.2%	$1.37+38.4%	$1.34+42.6%	$1.26+77.5%	$1.09+65.2%	$0.99+43.5%	$0.94+84.3%	$0.71+26.8%
EPS (Diluted)	$1.54+42.6%	$1.37+38.4%	$1.32+40.4%	$1.26+77.5%	$1.08+63.6%	$0.99+45.6%	$0.94+84.3%	$0.71+26.8%
Diluted Shares (Avg)	1.74B-4.6%	1.75B-3.8%	N/A	1.81B-1.3%	1.82B-0.7%	1.82B-0.5%	N/A	1.83B+0.4%

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, Operating Income, EBITDA.

SCHW Balance Sheet

SCHW quarterly balance sheet

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Total Assets	$491.0B+2.3%	$479.8B-2.7%	$493.2B-10.6%	$551.8B-17.3%	$667.3B+21.5%	$549.0B+86.7%	$294.0B-0.8%	$296.5B+21.9%	$243.3B+8.9%	$223.4B+21.6%	$183.7B+18.8%	$154.6B+7.7%	$143.6B+7.5%	$133.6B+23.1%	$108.6B
Cash & Equivalents	$46.0B+9.4%	$42.1B-2.9%	$43.3B+7.8%	$40.2B-36.2%	$63.0B+56.1%	$40.3B+37.5%	$29.3B+5.0%	$27.9B+96.5%	$14.2B+31.3%	$10.8B-9.6%	$12.0B+5.4%	$11.4B+47.0%	$7.7B-39.0%	$12.7B+45.9%	$8.7B
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Accounts Receivable	N/A	N/A	N/A	N/A	N/A	N/A	N/A	$410.0M-11.1%	$461.0M+2.2%	$451.0M+16.2%	$388.0M+8.1%	$359.0M+9.5%	$328.0M-21.3%	$417.0M+26.4%	$330.0M
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$12.0B0.0%	$12.0B0.0%	$12.0B0.0%	$12.0B0.0%	$12.0B0.0%	$12.0B+874.1%	$1.2B0.0%	$1.2B0.0%	$1.2B0.0%	$1.2B0.0%	$1.2B0.0%	$1.2B0.0%	$1.2B-0.1%	$1.2B+5.8%	$1.2B
Total Liabilities	$441.6B+2.3%	$431.5B-4.6%	$452.2B-12.2%	$515.2B-15.7%	$611.0B+23.9%	$492.9B+81.1%	$272.3B-1.3%	$275.8B+22.7%	$224.7B+8.6%	$207.0B+21.5%	$170.3B+19.2%	$142.8B+7.2%	$133.3B+7.4%	$124.0B+23.0%	$100.8B
Long-Term Debt	$22.2B-1.0%	$22.4B-14.2%	$26.1B+25.4%	$20.8B+10.1%	$18.9B+38.7%	$13.6B+83.5%	$7.4B+8.0%	$6.9B+44.7%	$4.8B+65.3%	$2.9B0.0%	$2.9B+51.5%	$1.9B-0.2%	$1.9B+16.6%	$1.6B-18.4%	$2.0B
Total Equity	$49.4B+2.2%	$48.4B+18.1%	$41.0B+11.9%	$36.6B-34.9%	$56.3B+0.4%	$56.1B+157.8%	$21.7B+5.2%	$20.7B+11.6%	$18.5B+12.8%	$16.4B+22.5%	$13.4B+13.5%	$11.8B+13.7%	$10.4B+8.3%	$9.6B+24.3%	$7.7B
Retained Earnings	$44.1B+17.3%	$37.6B+10.8%	$33.9B+9.1%	$31.1B+19.5%	$26.0B+18.3%	$22.0B+10.1%	$20.0B+15.2%	$17.3B+20.3%	$14.4B+13.9%	$12.6B+12.4%	$11.3B+10.3%	$10.2B+10.2%	$9.3B+8.2%	$8.6B+7.2%	$8.0B

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Total Assets	$517.3B+12.7%	$493.3B+6.6%	$491.0B+2.3%	$465.3B-0.2%	$458.9B+2.1%	$462.9B-1.3%	$479.8B-2.7%	$466.1B-1.9%
Cash & Equivalents	$40.6B+26.0%	$45.0B+28.5%	$46.0B+9.4%	$30.6B-12.3%	$32.2B+27.0%	$35.0B+10.3%	$42.1B-2.9%	$34.9B+4.8%
Short-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Long-Term Investments	$0	$0	$0	$0	$0	$0	$0	$0
Goodwill	$12.3B+2.8%	$12.3B+2.9%	$12.0B0.0%	$12.0B0.0%	$12.0B0.0%	$12.0B0.0%	$12.0B0.0%	$12.0B0.0%
Total Liabilities	$467.1B+14.1%	$444.1B+7.4%	$441.6B+2.3%	$415.9B-0.7%	$409.5B+0.9%	$413.4B-3.0%	$431.5B-4.6%	$418.8B-4.2%
Long-Term Debt	$22.7B+12.2%	$20.5B-4.6%	$22.2B-1.0%	$20.2B-10.0%	$20.2B-10.0%	$21.5B-6.1%	$22.4B-14.2%	$22.4B-9.5%
Total Equity	$50.1B+1.4%	$49.2B-0.6%	$49.4B+2.2%	$49.4B+4.6%	$49.5B+12.5%	$49.5B+16.7%	$48.4B+18.1%	$47.2B+25.0%
Retained Earnings	$48.0B+19.0%	$45.9B+18.1%	$44.1B+17.3%	$42.2B+16.2%	$40.4B+13.9%	$38.9B+12.0%	$37.6B+10.8%	$36.3B+8.6%

Not reported in any period shown, so not listed: Current Assets, Inventory, Accounts Receivable, Current Liabilities, Non-Current Liabilities.

SCHW Cash Flow Statement

SCHW quarterly cash flow statement

Metric	TTM	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Operating Cash Flow	$11.4B	$9.3B+248.7%	$2.7B-86.4%	$19.6B+852.2%	$2.1B-2.9%	$2.1B-69.1%	$6.9B-26.5%	$9.3B-25.1%	$12.5B+1584.6%	-$839.0M-123.3%	$3.6B+189.2%	$1.2B-46.9%	$2.3B+41.8%	$1.7B+30.8%	$1.3B-48.6%	$2.5B
Depreciation & Amortization	N/A	N/A	N/A	$804.0M+23.3%	$652.0M+18.8%	$549.0M+32.6%	$414.0M+28.6%	$322.0M+16.2%	$277.0M+3.0%	$269.0M+15.0%	$234.0M+4.5%	$224.0M+12.6%	$199.0M-1.5%	$202.0M+3.1%	$196.0M+26.5%	$155.0M
Stock-Based Compensation	N/A	$317.0M-5.9%	$337.0M+5.3%	$320.0M-12.6%	$366.0M+44.1%	$254.0M+24.5%	$204.0M+11.5%	$183.0M-7.1%	$197.0M+28.8%	$153.0M+8.5%	$141.0M+4.4%	$135.0M+17.4%	$115.0M-0.9%	$116.0M+10.5%	$105.0M+6.1%	$99.0M
Capital Expenditures	$628.0M	$548.0M-11.6%	$620.0M-11.4%	$700.0M-27.9%	$971.0M+6.0%	$916.0M+45.2%	$631.0M-10.9%	$708.0M+24.2%	$570.0M+42.5%	$400.0M+15.6%	$346.0M+30.1%	$266.0M-33.5%	$400.0M+60.6%	$249.0M+68.2%	$148.0M-17.8%	$180.0M
Free Cash Flow	$10.8B	$8.8B+327.5%	$2.0B-89.1%	$18.9B+1639.1%	$1.1B-9.7%	$1.2B-80.7%	$6.2B-27.8%	$8.6B-27.5%	$11.9B+1059.3%	-$1.2B-138.0%	$3.3B+232.3%	$980.0M-49.7%	$1.9B+38.5%	$1.4B+25.8%	$1.1B-51.1%	$2.3B
Investing Cash Flow	-$1.4B	$24.5B-30.7%	$35.4B-38.3%	$57.4B+79.1%	$32.0B+142.4%	-$75.7B+39.9%	-$125.9B-1151.9%	$12.0B+129.5%	-$40.6B-98.1%	-$20.5B+47.2%	-$38.8B	N/A	N/A	N/A	-$16.3B-87.6%	-$8.7B
Financing Cash Flow	$3.6B	-$29.7B+36.9%	-$47.1B+23.2%	-$61.2B+10.9%	-$68.7B-171.3%	$96.3B-33.1%	$144.0B+1132.9%	-$13.9B-129.6%	$47.2B+108.7%	$22.6B-35.4%	$35.0B	N/A	N/A	N/A	$19.0B+90.7%	$10.0B
Dividends Paid	$2.4B	$2.3B+2.4%	$2.3B0.0%	$2.3B+7.9%	$2.1B+15.8%	$1.8B+42.3%	$1.3B+20.8%	$1.1B+34.7%	$787.0M+32.9%	$592.0M+21.8%	$486.0M+25.6%	$387.0M+3.8%	$373.0M+1.4%	$368.0M+9.2%	$337.0M+14.2%	$295.0M
Share Buybacks	N/A	$7.3B	$0-100.0%	$2.8B-16.3%	$3.4B	$0	$0-100.0%	$2.2B+122.0%	$1.0B	$0	$0	N/A	N/A	N/A	N/A	N/A

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Operating Cash Flow	$4.3B+35.3%	$7.3B+15.5%	-$763.0M+93.0%	$538.0M-97.2%	$3.2B+174.7%	$6.4B+571.4%	-$10.8B-154.0%	$19.1B+481.1%
Stock-Based Compensation	N/A	$138.0M+9.5%	N/A	N/A	N/A	$126.0M-3.8%	N/A	N/A
Capital Expenditures	$185.0M+44.5%	$140.0M+19.7%	$158.0M-37.8%	$145.0M+13.3%	$128.0M+43.8%	$117.0M-21.5%	$254.0M+303.2%	$128.0M-46.4%
Free Cash Flow	$4.1B+35.0%	$7.2B+15.4%	-$921.0M+91.7%	$393.0M-97.9%	$3.0B+170.2%	$6.2B+516.7%	-$11.1B-155.5%	$19.0B+461.3%
Investing Cash Flow	-$6.4B-170.7%	-$10.0M-100.1%	-$1.2B-114.9%	$6.1B-27.9%	$9.1B-6.5%	$10.5B+10.5%	$7.7B-20.1%	$8.5B-54.0%
Financing Cash Flow	-$2.0B+89.5%	-$3.7B+81.8%	$16.7B+941.8%	-$7.4B+4.4%	-$18.7B-16.6%	-$20.4B+18.3%	$1.6B+1148.4%	-$7.7B+72.1%
Dividends Paid	$643.0M+5.8%	$632.0M+6.2%	$564.0M-1.9%	$562.0M-0.2%	$608.0M+5.7%	$595.0M+5.9%	$575.0M+0.3%	$563.0M+0.4%
Share Buybacks	$999.0M+200.0%	$2.4B+58.5%	N/A	N/A	$333.0M	$1.5B	$0	$0

Not reported in any period shown, so not listed: Depreciation & Amortization.

SCHW Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SCHW quarterly financial ratios

Metric	FY2510-K	FY2410-K	FY2310-K	FY2210-K	FY2110-K	FY2010-K	FY1910-K	FY1810-K	FY1710-K	FY1610-K	FY1510-K	FY1410-K	FY1310-K	FY1210-K	FY1110-K
Net Margin	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%-28.2pp	28.2%-6.3pp	34.5%-0.1pp	34.6%+7.3pp	27.3%+2.1pp	25.3%+2.6pp	22.7%+0.9pp	21.8%+2.1pp	19.7%+0.7pp	19.0%+0.6pp	18.4%
Return on Equity	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%-5.9pp	5.9%-11.2pp	17.0%+0.1pp	17.0%+4.3pp	12.7%+1.2pp	11.5%+0.7pp	10.8%-0.4pp	11.2%+0.9pp	10.3%+0.6pp	9.7%-1.5pp	11.2%
Return on Assets	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%0.0pp	0.0%-0.6pp	0.6%-0.7pp	1.3%+0.1pp	1.2%+0.2pp	1.0%+0.1pp	0.9%+0.1pp	0.8%-0.1pp	0.9%+0.1pp	0.8%+0.1pp	0.7%-0.1pp	0.8%
Debt-to-Equity	0.450.0x	0.46-0.2x	0.64+0.1x	0.57+0.2x	0.34+0.1x	0.24-0.1x	0.340.0x	0.33+0.1x	0.26+0.1x	0.180.0x	0.21+0.1x	0.160.0x	0.180.0x	0.17-0.1x	0.26
Asset Turnover	0.050.0x	0.040.0x	0.040.0x	0.040.0x	0.030.0x	0.020.0x	0.040.0x	0.030.0x	0.040.0x	0.030.0x	0.030.0x	0.040.0x	0.040.0x	0.040.0x	0.04
FCF Margin	36.6%+26.2pp	10.5%	100.3%	5.2%-1.3pp	6.5%-46.7pp	53.2%-27.2pp	80.4%	117.3%	-14.4%-57.9pp	43.5%+28.2pp	15.4%-16.8pp	32.2%+6.3pp	25.9%+3.0pp	22.9%-25.8pp	48.7%

Metric	Q2'2610-Q	Q1'2610-Q	Q4'2510-Q	Q3'2510-Q	Q2'2510-Q	Q1'2510-Q	Q4'2410-K	Q3'2410-Q
Net Margin	39.6%+3.2pp	38.2%+4.1pp	-100.8%	38.4%+9.4pp	36.3%+7.9pp	34.1%+5.4pp	-76.9%+13.2pp	29.0%+4.6pp
Return on Equity	5.6%+1.3pp	5.0%+1.2pp	-12.9%-4.4pp	4.8%+1.8pp	4.3%+1.3pp	3.9%+0.7pp	-8.5%+1.3pp	3.0%0.0pp
Return on Assets	0.5%+0.1pp	0.5%+0.1pp	-1.3%-0.4pp	0.5%+0.2pp	0.5%+0.2pp	0.4%+0.1pp	-0.9%0.0pp	0.3%+0.1pp
Debt-to-Equity	0.450.0x	0.420.0x	0.450.0x	0.41-0.1x	0.41-0.1x	0.43-0.1x	0.46-0.2x	0.48-0.2x
Asset Turnover	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x	0.010.0x
FCF Margin	58.2%+6.1pp	111.1%	-14.5%	6.4%	52.1%+144.7pp	111.5%	-207.9%	391.4%

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Reported as filed but not readable as a share of revenue in the periods where the ratio runs further from zero than a revenue base allows; no change figure is given where either compared period is one of those: Net Margin, FCF Margin.

Similar Companies

Newest fiscal year on record for each company. The health score is the peer-relative Financial Health Score for that year; a dash means no score is published for it.

Company	Fiscal year	Revenue	Net income	Net margin	Market cap	Health score
The Charles Schwab Corporation SCHW	FY2025	$23.9B	$8.9M	0.0%	$167.2B	41/100
Interactive Brokers Group, Inc. IBKR	FY2025	$6.2B	$4.4B	70.2%	$39.8B	52/100
Robinhood Markets, Inc. HOOD	FY2025	$4.5B	$1.9B	42.1%	$98.0B	47/100
Goldman Sachs Group Inc. GS	FY2025	$58.3B	$17.2B	29.5%	$260.7B	38/100
Morgan Stanley MS	FY2025	$70.6B	$16.9B	23.9%	$298.4B	38/100
Tradeweb Markets Inc. TW	FY2025	$2.1B	$812.8M	39.6%	$23.4B	52/100

Where The Charles Schwab Corporation Ranks

Frequently Asked Questions

What is The Charles Schwab Corporation's annual revenue?

The Charles Schwab Corporation (SCHW) reported $23.9B in total revenue for fiscal year 2025. This represents a 22.0% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is The Charles Schwab Corporation's revenue growing?

The Charles Schwab Corporation (SCHW) revenue grew by 22.0% year-over-year, from $19.6B to $23.9B in fiscal year 2025.

Is The Charles Schwab Corporation profitable?

Yes, The Charles Schwab Corporation (SCHW) reported a net income of $8.9M in fiscal year 2025, with a net profit margin of 0.0%.

How much debt does The Charles Schwab Corporation have?

As of fiscal year 2025, The Charles Schwab Corporation (SCHW) had $46.0B in cash and equivalents against $22.2B in long-term debt.

What is The Charles Schwab Corporation's net profit margin?

The Charles Schwab Corporation (SCHW) had a net profit margin of 0.0% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Does The Charles Schwab Corporation pay dividends?

Yes, The Charles Schwab Corporation (SCHW) paid $1.08 per share in dividends during fiscal year 2025.

What is The Charles Schwab Corporation's return on equity (ROE)?

The Charles Schwab Corporation (SCHW) has a return on equity of 0.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is The Charles Schwab Corporation's free cash flow?

The Charles Schwab Corporation (SCHW) generated $8.8B in free cash flow during fiscal year 2025. This represents a 327.5% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is The Charles Schwab Corporation's operating cash flow?

The Charles Schwab Corporation (SCHW) generated $9.3B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are The Charles Schwab Corporation's total assets?

The Charles Schwab Corporation (SCHW) had $491.0B in total assets as of fiscal year 2025, including both current and long-term assets.

What are The Charles Schwab Corporation's capital expenditures?

The Charles Schwab Corporation (SCHW) invested $548.0M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Does The Charles Schwab Corporation buy back shares?

Yes, The Charles Schwab Corporation (SCHW) spent $7.3B on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

How many shares does The Charles Schwab Corporation have outstanding?

The Charles Schwab Corporation (SCHW) had 1.75B shares outstanding as of fiscal year 2025.

What is The Charles Schwab Corporation's debt-to-equity ratio?

The Charles Schwab Corporation (SCHW) had a debt-to-equity ratio of 0.45 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is The Charles Schwab Corporation's return on assets (ROA)?

The Charles Schwab Corporation (SCHW) had a return on assets of 0.0% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is The Charles Schwab Corporation's P/E ratio?

The Charles Schwab Corporation (SCHW) trades at 133x earnings, its market capitalization divided by net income of $1.3B net income, trailing 12 months to June 30, 2026. The market capitalization is $167.2B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is The Charles Schwab Corporation's price-to-sales ratio?

The Charles Schwab Corporation (SCHW) trades at 6.4x sales, its market capitalization divided by revenue of $26.0B revenue, trailing 12 months to June 30, 2026. The market capitalization is $167.2B as of Oct 10, 2026; a multiple compares that price with a filed figure and says nothing about the quality of the business.

What is The Charles Schwab Corporation's Piotroski F-Score?

The Charles Schwab Corporation (SCHW) has a Piotroski F-Score of 7 out of 7 computable signals; 2 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are The Charles Schwab Corporation's earnings high quality?

The Charles Schwab Corporation (SCHW) reported $8.9M of net income while generating $9.3B in operating cash flow. The ratio between the two is outside the range this page publishes as a per-dollar figure, so both figures are given instead. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is The Charles Schwab Corporation?

The Charles Schwab Corporation (SCHW) scores 41 out of 100 on our Financial Health Score, indicating moderate standing within its banks peer group. The score is a 0-100 composite of six dimensions (Earnings, Growth, Capital, Efficiency, Credit Quality, Stability), each ranked as a percentile relative to companies in the same scoring family (banks against banks, REITs against REITs, and so on) rather than across all industries. It rates the quality of the business, not whether the stock is fairly priced, and is not financial advice. Learn more in our complete guide to financial health indicators.