What is Comscore Inc's earnings per share (EPS)?

Comscore Inc (SCOR) reported diluted earnings per share of $4.25 for fiscal year 2025. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

Comscore Inc Financials

SCOR

Source SEC Filings (10-K/10-Q) Updated Mar 25, 2026 Currency USD FYE March

This page shows Comscore Inc (SCOR) financial statements, including the income statement, balance sheet, cash flow statement, and key financial ratios. View 17 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Financial Health Signals

Financial Profile 34/100

Based on FY2025 annual data. Scores normalized against common benchmarks. How we calculate these scores

Profitability

Comscore Inc has an operating margin of 1.3%, meaning the company retains $1 of operating profit per $100 of revenue. This below-average margin results in a low score of 25/100, suggesting thin profitability after operating expenses. This is up from -16.7% the prior year.

Growth

Comscore Inc's revenue grew a modest 0.4% year-over-year to $357.5M. This slow but positive growth earns a score of 34/100.

Leverage

Comscore Inc carries a low D/E ratio of 0.37, meaning only $0.37 of long-term debt for every $1 of shareholders' equity. This conservative leverage earns a score of 94/100, indicating a strong balance sheet with room for future borrowing.

Liquidity

Comscore Inc's current ratio of 0.78 means current assets barely cover short-term liabilities. This tight liquidity results in a low score of 10/100, which could limit financial flexibility.

Cash Flow

Comscore Inc has a free cash flow margin of 6.1%, earning a moderate score of 40/100. The company generates positive cash flow after capital investments, but with room for improvement.

Returns

Comscore Inc generates a -9.0% ROE, indicating limited profit relative to shareholders' investment. This results in a returns score of 0/100.

Altman Z-Score Distress

-3.86

Comscore Inc scores -3.86, below the 1.81 distress threshold. The score is driven primarily by a large market capitalization ($104.3M) relative to total liabilities ($296.3M). This indicates elevated financial distress risk and warrants close attention to liquidity and debt levels.

Piotroski F-Score Neutral

4/9

Comscore Inc passes 4 of 9 financial strength tests. 3 of 4 profitability signals pass, no leverage/liquidity signals pass (rising debt, declining liquidity, or share dilution), 1 of 2 efficiency signals pass.

Earnings Quality Mixed

-2.27x

For every $1 of reported earnings, Comscore Inc generates $-2.27 in operating cash flow ($22.7M OCF vs -$10.0M net income). This mixed ratio suggests some earnings may rely on non-cash accounting items.

Key Financial Metrics

Export CSV

Earnings & Revenue

Revenue

$357.5M

YoY+0.4%

5Y CAGR+0.1%

10Y CAGR+2.8%

Comscore Inc generated $357.5M in revenue in fiscal year 2025. This represents an increase of 0.4% from the prior year.

EBITDA

$34.5M

YoY+212.3%

5Y CAGR+9.8%

Comscore Inc's EBITDA was $34.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization. This represents an increase of 212.3% from the prior year.

Net Income

-$10.0M

YoY+83.4%

Comscore Inc reported -$10.0M in net income in fiscal year 2025. This represents an increase of 83.4% from the prior year.

EPS (Diluted)

$4.25

Comscore Inc earned $4.25 per diluted share (EPS) in fiscal year 2025. This represents an increase of 127.4% from the prior year.

Cash & Balance Sheet

Free Cash Flow

$21.8M

YoY+26.0%

5Y CAGR+146.4%

10Y CAGR-8.9%

Comscore Inc generated $21.8M in free cash flow in fiscal year 2025, representing cash available after capex. This represents an increase of 26.0% from the prior year.

Cash & Debt

$23.6M

YoY-21.1%

5Y CAGR-5.4%

10Y CAGR-16.7%

Comscore Inc held $23.6M in cash against $41.5M in long-term debt as of fiscal year 2025.

Dividends Per Share

N/A

Shares Outstanding

15M

Comscore Inc had 15M shares outstanding in fiscal year 2025. This represents an increase of 207.2% from the prior year.

Margins & Returns

Gross Margin

40.5%

YoY-0.9pp

5Y CAGR-8.8pp

Comscore Inc's gross margin was 40.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs. This is down 0.9 percentage points from the prior year.

Operating Margin

1.3%

YoY+18.0pp

5Y CAGR+7.2pp

10Y CAGR+29.0pp

Comscore Inc's operating margin was 1.3% in fiscal year 2025, reflecting core business profitability. This is up 18.0 percentage points from the prior year.

Net Margin

-2.8%

YoY+14.1pp

5Y CAGR+10.7pp

10Y CAGR+26.1pp

Comscore Inc's net profit margin was -2.8% in fiscal year 2025, showing the share of revenue converted to profit. This is up 14.1 percentage points from the prior year.

Return on Equity

-9.0%

5Y CAGR+12.0pp

10Y CAGR+20.9pp

Comscore Inc's ROE was -9.0% in fiscal year 2025, measuring profit generated per dollar of shareholder equity.

Capital Allocation

R&D Spending

$30.2M

YoY-8.7%

5Y CAGR-4.9%

10Y CAGR-5.4%

Comscore Inc invested $30.2M in research and development in fiscal year 2025. This represents a decrease of 8.7% from the prior year.

Share Buybacks

N/A

Capital Expenditures

$956K

YoY+17.6%

5Y CAGR+14.9%

10Y CAGR-14.0%

Comscore Inc invested $956K in capex in fiscal year 2025, funding long-term assets and infrastructure. This represents an increase of 17.6% from the prior year.

SCOR Income Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Revenue	$357.5M+0.4%	$356.0M-4.1%	$371.3M-1.3%	$376.4M+2.6%	$367.0M+3.1%	$356.0M
Cost of Revenue	$212.8M+1.9%	$208.7M+1.5%	$205.6M+0.1%	$205.3M+1.1%	$203.0M+12.4%	$180.7M
Gross Profit	$144.7M-1.8%	$147.3M-11.1%	$165.8M-3.1%	$171.1M+4.4%	$164.0M-6.5%	$175.3M
R&D Expenses	$30.2M-8.7%	$33.1M-1.9%	$33.7M-8.9%	$37.0M-5.5%	$39.1M+1.1%	$38.7M
SG&A Expenses	$47.6M-0.2%	$47.7M-6.9%	$51.2M-16.4%	$61.2M-0.9%	$61.7M+10.7%	$55.8M
Operating Income	$4.5M+107.6%	-$59.5M+19.1%	-$73.6M+1.7%	-$74.9M-159.4%	-$28.9M-35.7%	-$21.3M
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	$1.9M+108.7%	$924K-39.7%	$1.5M-11.1%	$1.7M+100.7%	$859K-4.8%	$902K
Net Income	-$10.0M+83.4%	-$60.2M+24.1%	-$79.4M-19.2%	-$66.6M-33.0%	-$50.0M-4.4%	-$47.9M
EPS (Diluted)	$4.25	$-15.53+21.9%	$-19.88-12.3%	$-17.71	$-15.51-2214.9%	$-0.67

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Revenue	$88.9M-0.5%	$89.4M+4.3%	$85.7M-9.7%	$94.9M+7.3%	$88.5M+3.1%	$85.8M-1.1%	$86.8M-8.7%	$95.1M
Cost of Revenue	$52.8M-0.6%	$53.1M+2.6%	$51.7M-5.4%	$54.7M+5.1%	$52.0M+0.1%	$52.0M+3.8%	$50.1M-0.3%	$50.2M
Gross Profit	$36.1M-0.5%	$36.3M+6.9%	$34.0M-15.6%	$40.3M+10.4%	$36.5M+7.6%	$33.9M-7.7%	$36.7M-18.2%	$44.9M
R&D Expenses	$7.2M-7.9%	$7.8M-3.9%	$8.1M-6.2%	$8.7M+19.0%	$7.3M-13.1%	$8.4M-4.5%	$8.8M+10.8%	$7.9M
SG&A Expenses	$12.1M-6.4%	$12.9M+3.2%	$12.5M+3.8%	$12.0M+8.1%	$11.1M-1.9%	$11.3M-14.2%	$13.2M+15.7%	$11.4M
Operating Income	$1.7M+201.4%	-$1.7M+18.6%	-$2.1M-153.0%	$3.9M+106.5%	-$59.6M-2991.5%	-$1.9M-2.7%	-$1.9M+92.3%	-$24.5M
Interest Expense	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Income Tax	-$311K-112.7%	$2.5M+256.0%	-$1.6M-148.6%	$3.2M+299.7%	-$1.6M-202.6%	-$536K-241.4%	-$157K-116.2%	$970K
Net Income	$453K+104.8%	-$9.5M-137.7%	-$4.0M-227.0%	$3.1M+105.2%	-$60.6M-3449.8%	-$1.7M-62.0%	-$1.1M+96.3%	-$28.4M
EPS (Diluted)	$-0.86+68.5%	$-2.73-64.5%	$-1.66	N/A	$-12.79-974.8%	$-1.19-10.2%	$-1.08	N/A

SCOR Balance Sheet

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Total Assets	$407.7M-5.2%	$430.2M-12.4%	$491.3M-15.4%	$580.6M-12.5%	$663.5M-2.1%	$678.0M
Current Assets	$96.3M-10.9%	$108.1M+10.3%	$98.0M-6.5%	$104.8M-3.9%	$109.1M-20.4%	$137.0M
Cash & Equivalents	$23.6M-21.1%	$29.9M+31.6%	$22.8M+13.5%	$20.0M-8.3%	$21.9M-29.8%	$31.1M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$1.0M-98.4%	$64.3M+0.7%	$63.8M-6.8%	$68.5M-5.0%	$72.1M+3.9%	$69.4M
Goodwill	$248.6M+1.1%	$246.0M-20.7%	$310.4M-20.0%	$388.0M-11.0%	$435.7M+4.2%	$418.3M
Total Liabilities	$296.3M-32.4%	$438.5M+0.8%	$435.2M-0.3%	$436.4M-0.9%	$440.3M-1.9%	$449.0M
Current Liabilities	$122.9M-6.4%	$131.3M-28.1%	$182.6M+10.6%	$165.1M-0.2%	$165.4M-10.3%	$184.3M
Long-Term Debt	$41.5M+2.0%	$40.7M	$0	N/A	N/A	N/A
Total Equity	$111.4M+1448.7%	-$8.3M-114.7%	$56.1M-61.1%	$144.2M-35.4%	$223.2M-2.5%	$229.0M
Retained Earnings	-$1.4B+3.0%	-$1.5B-5.6%	-$1.4B-7.4%	-$1.3B-6.7%	-$1.2B-5.4%	-$1.2B

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Total Assets	$406.9M-2.1%	$415.9M-1.3%	$421.5M-2.0%	$430.2M+4.3%	$412.5M-13.0%	$474.1M-0.7%	$477.7M-2.8%	$491.3M
Current Assets	$91.5M-5.1%	$96.5M-2.5%	$99.0M-8.4%	$108.1M+27.2%	$84.9M+5.2%	$80.8M-7.9%	$87.7M-10.6%	$98.0M
Cash & Equivalents	$26.7M+2.7%	$26.0M-16.1%	$31.0M+3.4%	$29.9M+49.7%	$20.0M+36.4%	$14.7M-21.8%	$18.7M-17.7%	$22.8M
Inventory	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Accounts Receivable	$50.6M-7.1%	$54.4M+7.6%	$50.6M-21.3%	$64.3M+16.5%	$55.2M+2.3%	$53.9M-3.3%	$55.7M-12.7%	$63.8M
Goodwill	$248.5M0.0%	$248.5M+0.6%	$246.9M+0.4%	$246.0M-0.6%	$247.5M-20.1%	$309.6M0.0%	$309.8M-0.2%	$310.4M
Total Liabilities	$433.2M-1.0%	$437.6M+0.6%	$435.0M-0.8%	$438.5M+5.6%	$415.2M-3.1%	$428.3M+0.5%	$426.3M-2.0%	$435.2M
Current Liabilities	$141.6M+1.3%	$139.8M+4.4%	$133.9M+2.0%	$131.3M-8.9%	$144.2M-17.5%	$174.8M-1.4%	$177.3M-2.9%	$182.6M
Long-Term Debt	$39.6M-0.9%	$40.0M-0.9%	$40.4M-0.9%	$40.7M	N/A	N/A	N/A	$0
Total Equity	-$26.3M-21.2%	-$21.7M-61.0%	-$13.5M-62.9%	-$8.3M-202.0%	-$2.7M-106.0%	$45.8M-10.7%	$51.4M-8.5%	$56.1M
Retained Earnings	-$1.5B-0.3%	-$1.5B-0.9%	-$1.5B-0.6%	-$1.5B-0.1%	-$1.5B-4.6%	-$1.4B-0.4%	-$1.4B-0.4%	-$1.4B

SCOR Cash Flow Statement

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Operating Cash Flow	$22.7M+25.6%	$18.1M-37.4%	$28.9M-17.2%	$34.9M+254.5%	$9.9M+1274.6%	$717K
Capital Expenditures	$956K+17.6%	$813K-48.5%	$1.6M+39.0%	$1.1M+41.6%	$803K+68.3%	$477K
Free Cash Flow	$21.8M+26.0%	$17.3M-36.8%	$27.3M-19.1%	$33.8M+273.4%	$9.1M+3672.1%	$240K
Investing Cash Flow	-$23.4M+2.8%	-$24.1M-1.2%	-$23.8M-33.5%	-$17.8M-21.7%	-$14.6M+5.8%	-$15.6M
Financing Cash Flow	-$7.0M-139.7%	$17.6M+619.2%	-$3.4M+81.3%	-$18.1M+19.2%	-$22.5M-971.2%	-$2.1M
Dividends Paid	N/A	N/A	N/A	N/A	$7.9M	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Operating Cash Flow	$9.5M+918.8%	$932K-89.7%	$9.1M+190.3%	-$10.0M-180.1%	$12.5M+43.5%	$8.7M+27.2%	$6.9M+605.4%	-$1.4M
Capital Expenditures	$125K-13.8%	$145K-61.7%	$379K+62.0%	$234K+90.2%	$123K-36.3%	$193K-26.6%	$263K-22.6%	$340K
Free Cash Flow	$9.4M+1090.6%	$787K-90.9%	$8.7M+184.5%	-$10.3M-182.7%	$12.4M+45.3%	$8.5M+29.3%	$6.6M+488.8%	-$1.7M
Investing Cash Flow	-$6.0M-4.8%	-$5.7M-1.6%	-$5.7M-6.7%	-$5.3M+20.4%	-$6.6M-10.4%	-$6.0M+1.2%	-$6.1M-2.7%	-$5.9M
Financing Cash Flow	-$2.0M-26.1%	-$1.6M+48.6%	-$3.0M-110.2%	$29.8M+2618.2%	-$1.2M+82.0%	-$6.6M-48.7%	-$4.4M-492.3%	-$744K
Dividends Paid	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A
Share Buybacks	N/A	N/A	N/A	N/A	N/A	N/A	N/A	N/A

SCOR Financial Ratios

Metric	FY25	FY24	FY23	FY22	FY21	FY20
Gross Margin	40.5%-0.9pp	41.4%-3.3pp	44.6%-0.8pp	45.5%+0.8pp	44.7%-4.6pp	49.2%
Operating Margin	1.3%+18.0pp	-16.7%+3.1pp	-19.8%+0.1pp	-19.9%-12.0pp	-7.9%-1.9pp	-6.0%
Net Margin	-2.8%+14.1pp	-16.9%+4.5pp	-21.4%-3.7pp	-17.7%-4.1pp	-13.6%-0.2pp	-13.5%
Return on Equity	-9.0%	N/A	-141.5%-95.3pp	-46.2%-23.8pp	-22.4%-1.5pp	-20.9%
Return on Assets	-2.5%+11.6pp	-14.0%+2.1pp	-16.2%-4.7pp	-11.5%-3.9pp	-7.5%-0.5pp	-7.1%
Current Ratio	0.78-0.0	0.82+0.3	0.54-0.1	0.63-0.0	0.66-0.1	0.74
Debt-to-Equity	0.37+5.3	-4.93-4.9	0.00-3.0	3.03+1.1	1.97+0.0	1.96
FCF Margin	6.1%+1.2pp	4.9%-2.5pp	7.4%-1.6pp	9.0%+6.5pp	2.5%+2.4pp	0.1%

Metric	Q2'26	Q1'26	Q4'25	Q3'25	Q2'25	Q1'25	Q4'24	Q3'24
Gross Margin	40.6%+0.0pp	40.6%+1.0pp	39.6%-2.8pp	42.4%+1.2pp	41.2%+1.8pp	39.5%-2.9pp	42.3%-4.9pp	47.2%
Operating Margin	1.9%+3.8pp	-1.9%+0.5pp	-2.4%-6.5pp	4.1%+71.5pp	-67.4%-65.1pp	-2.3%-0.1pp	-2.2%+23.6pp	-25.7%
Net Margin	0.5%+11.1pp	-10.6%-6.0pp	-4.7%-8.0pp	3.3%+71.8pp	-68.5%-66.5pp	-2.0%-0.8pp	-1.2%+28.6pp	-29.9%
Return on Equity	N/A	N/A	N/A	N/A	N/A	-3.7%-1.7pp	-2.1%+48.6pp	-50.6%
Return on Assets	0.1%+2.4pp	-2.3%-1.3pp	-0.9%-1.7pp	0.7%+15.4pp	-14.7%-14.3pp	-0.4%-0.1pp	-0.2%+5.6pp	-5.8%
Current Ratio	0.65-0.0	0.69-0.0	0.74-0.1	0.82+0.2	0.59+0.1	0.46-0.0	0.49-0.0	0.54
Debt-to-Equity	-1.51+0.3	-1.85+1.2	-3.00+1.9	-4.93+146.8	-151.75-161.1	9.34+1.0	8.30+8.3	0.00
FCF Margin	10.5%+9.7pp	0.9%-9.3pp	10.1%+21.0pp	-10.8%-24.9pp	14.0%+4.1pp	10.0%+2.3pp	7.6%+9.4pp	-1.8%

Note: The current ratio is below 1.0 (0.78), indicating current liabilities exceed current assets, which may suggest potential short-term liquidity concerns.

Similar Companies

Scienjoy Holding Corp SJ

$53.3M

Giftify GIFT

$33.7M

Viewbix VBIX

$21.2M

The Beachbody Company Inc BODI

$78.0M

PodcastOne Inc PODC

$55.4M

Frequently Asked Questions

What is Comscore Inc's annual revenue?

Comscore Inc (SCOR) reported $357.5M in total revenue for fiscal year 2025. This represents a 0.4% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

How fast is Comscore Inc's revenue growing?

Comscore Inc (SCOR) revenue grew by 0.4% year-over-year, from $356.0M to $357.5M in fiscal year 2025.

Is Comscore Inc profitable?

No, Comscore Inc (SCOR) reported a net income of -$10.0M in fiscal year 2025, with a net profit margin of -2.8%.

What is Comscore Inc's EBITDA?

Comscore Inc (SCOR) had EBITDA of $34.5M in fiscal year 2025, measuring earnings before interest, taxes, depreciation, and amortization.

How much debt does Comscore Inc have?

As of fiscal year 2025, Comscore Inc (SCOR) had $23.6M in cash and equivalents against $41.5M in long-term debt.

What is Comscore Inc's gross margin?

Comscore Inc (SCOR) had a gross margin of 40.5% in fiscal year 2025, indicating the percentage of revenue retained after direct costs of goods sold.

What is Comscore Inc's operating margin?

Comscore Inc (SCOR) had an operating margin of 1.3% in fiscal year 2025, reflecting the profitability of core business operations before interest and taxes.

What is Comscore Inc's net profit margin?

Comscore Inc (SCOR) had a net profit margin of -2.8% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

What is Comscore Inc's return on equity (ROE)?

Comscore Inc (SCOR) has a return on equity of -9.0% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

What is Comscore Inc's free cash flow?

Comscore Inc (SCOR) generated $21.8M in free cash flow during fiscal year 2025. This represents a 26.0% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

What is Comscore Inc's operating cash flow?

Comscore Inc (SCOR) generated $22.7M in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

What are Comscore Inc's total assets?

Comscore Inc (SCOR) had $407.7M in total assets as of fiscal year 2025, including both current and long-term assets.

What are Comscore Inc's capital expenditures?

Comscore Inc (SCOR) invested $956K in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

How much does Comscore Inc spend on research and development?

Comscore Inc (SCOR) invested $30.2M in research and development during fiscal year 2025.

How many shares does Comscore Inc have outstanding?

Comscore Inc (SCOR) had 15M shares outstanding as of fiscal year 2025.

What is Comscore Inc's current ratio?

Comscore Inc (SCOR) had a current ratio of 0.78 as of fiscal year 2025, which is below 1.0, which may suggest potential liquidity concerns.

What is Comscore Inc's debt-to-equity ratio?

Comscore Inc (SCOR) had a debt-to-equity ratio of 0.37 as of fiscal year 2025, measuring the company's financial leverage by comparing total debt to shareholder equity.

What is Comscore Inc's return on assets (ROA)?

Comscore Inc (SCOR) had a return on assets of -2.5% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

What is Comscore Inc's Altman Z-Score?

Comscore Inc (SCOR) has an Altman Z-Score of -3.86, placing it in the Distress Zone (elevated bankruptcy risk). The Z-Score combines five financial ratios—working capital, retained earnings, EBIT, market capitalization, and revenue relative to total assets—to predict the likelihood of bankruptcy. Scores above 2.99 indicate financial safety while scores below 1.81 suggest financial distress. Learn more in our complete guide to financial health indicators.

What is Comscore Inc's Piotroski F-Score?

Comscore Inc (SCOR) has a Piotroski F-Score of 4 out of 9, indicating neutral financial health. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7–9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Are Comscore Inc's earnings high quality?

Comscore Inc (SCOR) has an earnings quality ratio of -2.27x, considered mixed quality. This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

How financially healthy is Comscore Inc?

Comscore Inc (SCOR) scores 34 out of 100 on our Financial Profile, indicating weak overall financial health. This composite score evaluates six dimensions: profitability (operating margin), revenue growth, leverage (debt-to-equity), liquidity (current ratio), cash flow quality (free cash flow margin), and shareholder returns (return on equity). Each dimension is normalized against standard financial benchmarks. Learn more in our complete guide to financial health indicators.