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Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) Financials

SFB NYSE
Trailing 12 months to September 30, 2026
Revenue $5.9B +10.9% YoY
Net Income $976.4M +47.2% YoY
EPS (Diluted) $6.53 +46.4% YoY
Free Cash Flow $792.8M -27.4% YoY
Source SEC Filings (10-K/10-Q) Latest period Q3 FY2026, ended Sep 30, 2026 Reported Currency USD FYE December

Newest figures come from the 10-Q for Q3 FY2026, filed Nov 4, 2026. Each column of the statement tables below links to the filing it was taken from, and every filing is listed on the SFB SEC filings page.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) reported $5.9B in revenue over the twelve months to Sep 30, 2026, up 10.9% from the prior twelve months. This page shows its income statement, balance sheet, cash flow statement, and key financial ratios. View 15 years of annual fundamentals and quarterly data, with year-over-year growth rates and compound annual growth rates (CAGR). All figures are derived from SEC filings (10-K and 10-Q reports).

Rhea AI SFB FY2025

The business converts a volatile earnings stream into cash while carrying a liability-heavy balance sheet and modest explicit debt.

In FY2025, net income fell 6.5% while operating cash flow rose 127.8%, so reported cash generation was not simply tracking accounting profit. Free-cash-flow margin also expanded 10.7 percentage points as net-profit margin fell 2.3 percentage points, indicating that balance-sheet movements or non-cash items materially influenced the gap.

Liabilities represented 85.5% of assets in FY2025, while debt-to-equity was only 0.1x; the balance sheet is therefore funded mainly through obligations other than reported long-term debt. That structure makes the liability mix more informative than the headline debt ratio alone.

Revenue grew 11.3% in FY2025 while net income fell 6.5%, showing that expansion did not translate proportionally into earnings. Meanwhile, capital expenditures were just 1.1% of revenue and free cash flow rose 153.2%, so the cash improvement was not purchased through heavy reinvestment.

[ NOT FINANCIAL ADVICE ]

Financial Health Signals

Financial health score not available

We do not publish a peer-relative financial health score for Stifel Financial Corp.5.20 percent Senior Notes due 2047, because the score only covers companies whose filings and listing give us what it needs to compare them with their peers. The signals and metrics below are current.

Piotroski F-Score Partial
5/6

Stifel Financial Corp.5.20 percent Senior Notes due 2047 passes 5 of 6 computable financial strength tests (3 of the nine could not be computed from available data). 3 of 4 profitability signals pass, all 1 leverage/liquidity signals pass, the one computable operating efficiency signal (asset turnover improving) passes.

Earnings Quality Cash-Backed
1.63x

For every $1 of reported earnings, Stifel Financial Corp.5.20 percent Senior Notes due 2047 generates $1.63 in operating cash flow ($1.1B OCF vs $683.8M net income). This indicates profits are well-supported by actual cash generation, not accounting adjustments.

Key Financial Metrics

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Earnings & Revenue

Revenue
$1.4B
YoY-0.2%
QoQ-1.7%
5Y CAGR+4.5%
10Y CAGR+8.3%

Stifel Financial Corp.5.20 percent Senior Notes due 2047 generated $1.4B in revenue in Q3 2026. This represents a decrease of 0.2% from the same quarter a year earlier. Against the prior quarter it is down 1.7%.

Net Income
$234.1M
YoY+10.8%
QoQ+3.4%
5Y CAGR+4.0%
10Y CAGR+29.4%

Stifel Financial Corp.5.20 percent Senior Notes due 2047 reported $234.1M in net income in Q3 2026. This represents an increase of 10.8% from the same quarter a year earlier. Against the prior quarter it is up 3.4%.

EPS (Diluted)
$1.40
YoY+14.8%
QoQ+4.5%

Stifel Financial Corp.5.20 percent Senior Notes due 2047 earned $1.40 per diluted share (EPS) in Q3 2026. This represents an increase of 14.8% from the same quarter a year earlier. Against the prior quarter it is up 4.5%.

EBITDA

Not reported for Q3 2026.

Cash & Balance Sheet

Free Cash Flow
$752.9M
YoY+134.5%
QoQ+1127.7%
5Y CAGR-2.6%

Stifel Financial Corp.5.20 percent Senior Notes due 2047 generated $752.9M in free cash flow in Q3 2026, representing cash available after capex. This represents an increase of 134.5% from the same quarter a year earlier. Against the prior quarter it is up 1127.7%.

Cash & Debt
$1.6B
YoY-48.8%
QoQ-25.7%
5Y CAGR-4.5%
10Y CAGR+9.2%

Stifel Financial Corp.5.20 percent Senior Notes due 2047 held $1.6B in cash against $618.1M in long-term debt as of Q3 2026.

Dividends Per Share
$0.34
YoY+9.7%
QoQ0.0%

Stifel Financial Corp.5.20 percent Senior Notes due 2047 paid $0.34 per share in dividends in Q3 2026. This represents an increase of 9.7% from the same quarter a year earlier. It is unchanged from the prior quarter.

Shares Outstanding
Diluted avg 160M

Stifel Financial Corp.5.20 percent Senior Notes due 2047 had a weighted average of 160M diluted shares in Q3 2026; the shares outstanding count is not reported for that period.

Margins & Returns

Net Margin
16.4%
YoY+1.6pp
QoQ+0.8pp
5Y change-0.4pp
10Y change+13.7pp

Stifel Financial Corp.5.20 percent Senior Notes due 2047's net profit margin was 16.4% in Q3 2026, showing the share of revenue converted to profit. This is up 1.6 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.8 percentage points.

Return on Equity
3.9%
YoY+0.2pp
QoQ+0.1pp
5Y change-0.2pp
10Y change+3.2pp

Stifel Financial Corp.5.20 percent Senior Notes due 2047's quarterly ROE was 3.9% in Q3 2026: one quarter's net income over shareholder equity, not annualized. This is up 0.2 percentage points from the same quarter a year earlier. Against the prior quarter it is up 0.1 percentage points.

Gross Margin

Not reported for Q3 2026.

Operating Margin

Not reported for Q3 2026.

Capital Allocation

Share Buybacks
$122.0M
YoY+290.5%
QoQ-29.1%
5Y CAGR+22.8%

Stifel Financial Corp.5.20 percent Senior Notes due 2047 spent $122.0M on share buybacks in Q3 2026, returning capital to shareholders by reducing shares outstanding. This represents an increase of 290.5% from the same quarter a year earlier. Against the prior quarter it is down 29.1%.

Capital Expenditures
$48.1M
YoY+179.5%
QoQ+225.0%
5Y CAGR-20.1%

Stifel Financial Corp.5.20 percent Senior Notes due 2047 invested $48.1M in capex in Q3 2026, funding long-term assets and infrastructure. This represents an increase of 179.5% from the same quarter a year earlier. Against the prior quarter it is up 225.0%.

R&D Spending

Not reported for Q3 2026.

SFB Income Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SFB quarterly income statement
MetricQ3'2610-QQ2'2610-QQ1'2610-QQ4'2510-KQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-K
Revenue$1.4B-0.2%$1.5B+13.0%$1.5B+17.7%$1.6B+14.4%$1.4B+16.7%$1.3B+5.4%$1.3B+7.9%$1.4B+19.0%
Interest Expense$209.0M+1.8%$188.0M-9.1%$187.5M-12.2%$192.3M-15.7%$205.2M-18.3%$206.8M-16.4%$213.6M-16.1%$228.2M-6.4%
Income Tax$75.5M+1.1%$73.0M+24.2%$74.7M+619.8%$43.5M+96.2%$74.7M+28.4%$58.8M-4.6%$10.4M-81.2%$22.2M-49.0%
Net Income$234.1M+10.8%$226.5M+46.1%$251.4M+374.4%$264.4M+8.3%$211.4M+33.4%$155.1M-6.2%$53.0M-67.6%$244.0M+50.2%
EPS (Basic)$1.48+13.0%$1.41+50.0%$1.56+457.1%$2.48+9.7%$1.31-8.4%$0.94-37.3%$0.28$2.26+54.8%
EPS (Diluted)$1.40+14.8%$1.34+50.6%$1.48+469.2%$2.31+10.5%$1.22-9.0%$0.89-36.9%$0.26$2.09+52.6%
Diluted Shares (Avg)160M-3.0%162M-1.0%163M-1.5%N/A165M+48.7%163M+48.0%166MN/A

Not reported in any period shown, so not listed: Cost of Revenue, Gross Profit, R&D Expenses, SG&A Expenses, Operating Income, EBITDA.

SFB Balance Sheet

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SFB quarterly balance sheet
MetricQ3'2610-QQ2'2610-QQ1'2610-QQ4'2510-KQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-K
Total Assets$45.3B+8.6%$44.9B+12.7%$42.9B+6.2%$41.3B+3.4%$41.7B+7.1%$39.9B+5.4%$40.4B+5.6%$39.9B+5.7%
Cash & Equivalents$1.6B-48.8%$2.2B+18.0%$2.9B+6.4%$2.3B-14.9%$3.2B+66.2%$1.9B-29.0%$2.7B-20.0%$2.6B-21.2%
Accounts Receivable$153.9M-3.9%$193.0M+38.5%$175.8M+14.8%$176.3M+23.9%$160.2M+21.9%$139.3M-11.9%$153.2M-0.7%$142.3M+3.9%
Goodwill$1.5B-1.2%$1.5B-1.0%$1.5B+4.9%$1.5B+4.9%$1.5B+6.3%$1.5B+6.5%$1.4B+0.5%$1.4B+0.5%
Total Liabilities$39.2B+9.2%$38.9B+13.5%$36.9B+5.9%$35.3B+3.2%$35.9B+7.7%$34.3B+5.7%$34.8B+5.6%$34.2B+5.5%
Long-Term Debt$618.1M+0.1%$617.9M+0.1%$617.6M+0.1%$617.4M+0.1%$617.2M+0.1%$617.0M-44.7%$616.8M-44.7%$616.6M-44.7%
Total Equity$6.0B+5.0%$6.0B+7.4%$6.0B+8.1%$6.0B+5.1%$5.8B+3.6%$5.6B+3.7%$5.5B+5.0%$5.7B+7.4%

Not reported in any period shown, so not listed: Current Assets, Short-Term Investments, Inventory, Long-Term Investments, Current Liabilities, Non-Current Liabilities, Retained Earnings.

SFB Cash Flow Statement

Figures in USD, abbreviated K (thousand), M (million), B (billion), T (trillion). Negative values carry a minus sign and red type. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SFB quarterly cash flow statement
MetricQ3'2610-QQ2'2610-QQ1'2610-QQ4'2510-KQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-K
Operating Cash Flow$801.0M+136.8%$76.1M-87.5%-$342.6Mn/m$382.4M-9.8%$338.3M+69.6%$607.5M+27.4%-$211.2Mn/m$423.8M+54.0%
Depreciation & Amortization$15.7M+1.1%$15.7M+2.8%$15.3M+2.0%$15.3M+2.8%$15.5M+2.4%$15.3M-8.6%$15.0M-4.2%$14.9M-14.3%
Stock-Based CompensationN/AN/A$65.7M+14.0%N/AN/AN/A$57.6M+1.5%N/A
Capital Expenditures$48.1M+179.5%$14.8M-0.3%$47.8M+188.7%$13.5M-22.6%$17.2M+34.7%$14.8M-56.3%$16.6M+72.0%$17.4M+34.6%
Free Cash Flow$752.9M+134.5%$61.3M-89.7%-$390.4Mn/m$369.0M-9.2%$321.1M+72.0%$592.7M+33.8%-$227.8Mn/m$406.4M+55.0%
Investing Cash Flow-$1.0Bn/m-$2.6Bn/m-$256.2Mn/m-$673.0Mn/m-$354.5Mn/m-$414.0Mn/m-$172.5M-136.2%-$495.4M-157.2%
Financing Cash Flow-$326.1M-124.9%$1.8Bn/m$1.2B+173.3%-$645.7M-179.4%$1.3B+182.1%-$1.0Bn/m$456.5M+436.5%$813.3Mn/m
Share Buybacks$122.0M+290.5%$172.1M+107.2%$96.4M+3.5%$37.5M-17.6%$31.2M+54.5%$83.0M+371.9%$93.2M+53.5%$45.6M-68.3%

Not reported in any period shown, so not listed: Dividends Paid.

SFB Financial Ratios

Margins and returns are percentages; the remaining ratios are unitless multiples. Each change compares the year with the year before it, and each quarter with the same quarter a year earlier.

SFB quarterly financial ratios
MetricQ3'2610-QQ2'2610-QQ1'2610-QQ4'2510-KQ3'2510-QQ2'2510-QQ1'2510-QQ4'2410-K
Net Margin16.4%+1.6pp15.6%+3.5pp17.0%+12.8pp16.9%-0.9pp14.8%+1.9pp12.1%-1.5pp4.2%-9.8pp17.9%+3.7pp
Return on Equity3.9%+0.2pp3.8%+1.0pp4.2%+3.2pp4.4%+0.1pp3.7%+0.8pp2.8%-0.3pp1.0%-2.1pp4.3%+1.2pp
Return on Assets0.5%0.0pp0.5%+0.1pp0.6%+0.5pp0.6%0.0pp0.5%+0.1pp0.4%-0.1pp0.1%-0.3pp0.6%+0.2pp
Debt-to-Equity0.100.0x0.100.0x0.100.0x0.100.0x0.110.0x0.11-0.1x0.11-0.1x0.11-0.1x
Liabilities-to-Equity6.49+0.2x6.47+0.3x6.17-0.1x5.90-0.1x6.24+0.2x6.12+0.1x6.290.0x6.02-0.1x
Asset Turnover0.030.0x0.030.0x0.030.0x0.040.0x0.030.0x0.030.0x0.030.0x0.030.0x
FCF Margin52.8%+30.3pp4.2%-41.9pp-26.4%-8.3pp23.6%-6.1pp22.5%+7.2pp46.2%+9.8pp-18.1%+35.1pp29.8%+6.9pp

Not reported in any period shown, so not listed: Gross Margin, Operating Margin, Current Ratio.

Frequently Asked Questions

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) reported $5.5B in total revenue for fiscal year 2025. This represents a 11.3% change compared to the previous fiscal year. Revenue measures the total income earned from the company's primary business operations before any expenses are deducted.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) revenue grew by 11.3% year-over-year, from $5.0B to $5.5B in fiscal year 2025.

Yes, Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) reported a net income of $976.4M over the trailing 12 months to September 30, 2026. In fiscal year 2025 it reported a net income of $683.8M, with a net profit margin of 12.4%.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) reported diluted earnings per share of $5.87 for fiscal year 2025. This represents a -6.1% change compared to the previous fiscal year. EPS represents the portion of a company's net income allocated to each outstanding share of common stock and is widely used to evaluate profitability on a per-share basis.

As of fiscal year 2025, Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) had $2.3B in cash and equivalents against $617.4M in long-term debt.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) had a net profit margin of 12.4% in fiscal year 2025, representing the share of revenue converted into profit after all expenses.

Yes, Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) paid $1.84 per share in dividends during fiscal year 2025.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) has a return on equity of 11.4% for fiscal year 2025, measuring how efficiently the company generates profit from shareholder equity.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) generated $1.1B in free cash flow during fiscal year 2025. This represents a 153.2% change compared to the previous fiscal year. Free cash flow represents the cash a company generates after accounting for capital expenditures, and is widely used to assess financial flexibility and shareholder value.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) generated $1.1B in operating cash flow during fiscal year 2025, representing cash generated from core business activities.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) had $41.3B in total assets as of fiscal year 2025, including both current and long-term assets.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) invested $62.1M in capital expenditures during fiscal year 2025, funding long-term assets and infrastructure.

Yes, Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) spent $245.0M on share buybacks during fiscal year 2025, returning capital to shareholders by reducing shares outstanding.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) had a debt-to-equity ratio of 0.10 as of fiscal year 2025. We compute it as long-term debt divided by total shareholder equity, where long-term debt is the noncurrent part of the company's borrowings, so debt due within the next twelve months is not counted.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) had a liabilities-to-equity ratio of 5.90 as of fiscal year 2025, which is total liabilities divided by total shareholder equity. Total liabilities counts every obligation on the balance sheet (payables, deposits, insurance reserves and deferred taxes as well as borrowings), so this ratio usually runs well above debt-to-equity.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) had a return on assets of 1.7% for fiscal year 2025, measuring how efficiently the company uses its assets to generate profit.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) has a Piotroski F-Score of 5 out of 6 computable signals; 3 of the nine could not be computed from available data, so the full-scale strength rating is not shown. The F-Score evaluates nine binary signals across profitability (positive ROA, positive cash flow, improving ROA, earnings quality), leverage (decreasing debt, improving liquidity, no share dilution), and operating efficiency (improving gross margin, improving asset turnover). Scores of 7 to 9 indicate strong and improving fundamentals. Learn more in our complete guide to financial health indicators.

Stifel Financial Corp.5.20 percent Senior Notes due 2047 (SFB) has an earnings quality ratio of 1.63x, considered cash-backed (high quality). This ratio compares operating cash flow to net income. A ratio above 1.0x means the company generates more cash than its reported earnings, indicating sustainable, cash-backed profits. Ratios below 1.0x suggest earnings rely on accounting accruals rather than actual cash generation. Learn more in our complete guide to financial health indicators.

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